Search found 78 matches

by gogleheads.orb
Thu Feb 15, 2018 6:19 pm
Forum: Personal Finance (Not Investing)
Topic: Daughter’s College & Grad School Expenses -Nurse Practitioner
Replies: 51
Views: 3211

Re: Daughter’s College & Grad School Expenses -Nurse Practitioner

Give a 0% loan. Agree to a payment plan. After you retire maybe forgive some of it. That's what my parents did with my sister's Med school. I don't know how much they forgave and I never thought to ask. None of the rest of the kids resented it, possibly because none of us were in a position to have ...
by gogleheads.orb
Tue Feb 06, 2018 4:22 pm
Forum: Personal Consumer Issues
Topic: Cheap cell phone plans
Replies: 48
Views: 3313

Re: Cheap cell phone plans

page plus? it is $10/(4months)
by gogleheads.orb
Mon Feb 05, 2018 4:21 pm
Forum: Investing - Theory, News & General
Topic: Vanguard site is crashed now?
Replies: 188
Views: 14511

Re: Vanguard site is crashed now?

Hmm? at 4:21 I couldn't log in.
by gogleheads.orb
Wed Dec 13, 2017 5:39 pm
Forum: Personal Consumer Issues
Topic: Who is Right Me or Spouse
Replies: 51
Views: 3259

Re: WHO IS RIGHT ME or SPOUSE

mak1277 wrote:
Wed Dec 13, 2017 4:37 pm
Same $100, just address the card to both of them.
correct!
by gogleheads.orb
Tue Dec 12, 2017 11:50 am
Forum: Personal Consumer Issues
Topic: Snow Tires? Worth it?
Replies: 147
Views: 7074

Re: Snow Tires? Worth it?

If you are going to be driving in the mountains in the snow get studded tires. They do make a lot of noise, but they work.
by gogleheads.orb
Fri Dec 08, 2017 3:31 pm
Forum: Investing - Theory, News & General
Topic: Call the top! - Bitcoin
Replies: 182
Views: 18193

Re: Call the top! - Bitcoin

54460
by gogleheads.orb
Fri Dec 08, 2017 10:02 am
Forum: Investing - Theory, News & General
Topic: Call the Top!
Replies: 29
Views: 2757

Re: Call the Top!

2718.28
by gogleheads.orb
Tue Nov 28, 2017 11:35 am
Forum: Investing - Help with Personal Investments
Topic: Can I afford a $1,400,000 house
Replies: 93
Views: 9201

Re: Can I afford a $1,400,000 house

Yes,
you are both Doctors. The rules you live by are different than the rest of us. It is very unlikely that either of you will ever be out of work for long or ever take a pay cut.
by gogleheads.orb
Mon Nov 27, 2017 4:30 pm
Forum: Investing - Help with Personal Investments
Topic: Didn't buy Bitcoin at $4600
Replies: 138
Views: 11659

Re: Didn't buy Bitcoin at $4600

I was sitting in a cafe a couple of months ago, I didn't buy Bitcoin when it was $4600 per Bitcoin. I even had my bank info authenticated the few days prior. I think my PC battery died and I went to the gym instead. I don't really need the money, but I'd be lying if I said I don't feel a twinge of ...
by gogleheads.orb
Thu Oct 26, 2017 9:01 am
Forum: Personal Consumer Issues
Topic: No true pay as you go [cellphone plan]
Replies: 63
Views: 5729

Re: No true pay as you go [cellphone plan]

With cricket (I assume others too) you can buy a bunch of refill cards and upload them all at once. You wouldn't have to worry about paying as long as you have enough credit loaded. It is minimum $30 for 1GB/month. You can sometimes find discounts on the cards.
by gogleheads.orb
Fri Oct 20, 2017 9:12 am
Forum: Personal Consumer Issues
Topic: Visiting the Great Barrier Reef
Replies: 20
Views: 1508

Re: Visiting the Great Barrier Reef

We went diving from Port Douglas. We had flown into Cairns from Sydney the night before and caught half of an AFL game before driving north. The diving wasn't cheap but was nice. Just the two of us and an instructor. We're both pretty inexperienced so there were some sketchy moments in the beginning...
by gogleheads.orb
Tue Oct 17, 2017 3:00 pm
Forum: Personal Consumer Issues
Topic: Is there really a lithium battery in a USB-C-to-micro-USB adapter?
Replies: 8
Views: 782

Re: Is there really a lithium battery in a USB-C-to-micro-USB adapter?

It's a passive device. Take it apart and you should see that.

Post the photos of the insides when you do.
by gogleheads.orb
Fri Oct 13, 2017 4:03 pm
Forum: Personal Consumer Issues
Topic: Ecuador safe to travel and hike?
Replies: 21
Views: 2506

Re: Ecuador safe to travel and hike?

I haven't been there personally, but my oldest daughter spent a semester in Quito last year--she's a bilingual education teacher. She was a student at the time (age 21). She reported that she felt very safe generally. She never had anything stolen, but a couple friends did. She lived in Quito, and ...
by gogleheads.orb
Thu Sep 28, 2017 3:12 pm
Forum: Investing - Theory, News & General
Topic: Which is better a Cryptocurrency or Gold?
Replies: 99
Views: 7329

Re: Which is better a Cryptocurrency or Gold?

Let me ask my son who mined Bitcoin in the very, very early days, then forgot his wallet password what an investment it was. He's doing far better selling his old Legos, yu-gi-oh! cards (including ALL of the Egyptian God cards) and Magic the Gathering cards for big money. Meanwhile I'm selling Brio...
by gogleheads.orb
Thu Sep 14, 2017 11:01 am
Forum: Personal Finance (Not Investing)
Topic: K-1's and taxes
Replies: 10
Views: 739

Re: K-1's and taxes

It's a headache during tax time. The cheap tax programs don't help with them.
by gogleheads.orb
Wed Apr 19, 2017 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: Skip ESPP? - 5% discount on fix date with holding period of 6 months
Replies: 37
Views: 3426

Re: Skip ESPP? - 5% discount on fix date with holding period of 6 months

no,

it's free money with relatively low risk., no? If your employer stock holdings are only a small percentage of your net worth I don't see an issue.
by gogleheads.orb
Fri Feb 03, 2017 2:11 pm
Forum: Personal Consumer Issues
Topic: Verizon to Cricket or StraightTalk
Replies: 70
Views: 7142

Re: Verizon to Cricket or StraightTalk

Gang: I switched to Cricket yesterday. It went as smooth as can be. My monthly bill will go from $70 to $50, inclusive of taxes and fees, and my data goes from 2GB to 8GB. Frankly, I'll never use 8GB, or 2GB for that matter, but this plan gives me unlimited data/texts in Canada, where I visit on oc...
by gogleheads.orb
Wed Sep 14, 2016 12:16 pm
Forum: Personal Consumer Issues
Topic: Foreign Language Programs for Commute?
Replies: 19
Views: 2448

Re: Foreign Language Programs for Commute?

pimsleur from the library.
by gogleheads.orb
Mon Aug 01, 2016 3:49 pm
Forum: Personal Finance (Not Investing)
Topic: Electrical Engineering OR Computer Science?
Replies: 52
Views: 4582

Re: Electrical Engineering OR Computer Science?

if he wants to do EE, that's what he should do. It can be a great career. It is useful to know CS in most EE jobs. If he changes his mind later he can probably migrate from EE to CS over a period of time. The two field are related. He should head in which ever direction he enjoys most and comes easi...
by gogleheads.orb
Wed May 11, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: 30 minute commute?
Replies: 80
Views: 11492

Re: 30 minute commute?

I have your potential commute now. It's not bad. Podcasts and pimsleur language cds are the way to go.
by gogleheads.orb
Fri Apr 29, 2016 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: Young Male Living with Parents
Replies: 83
Views: 6348

Re: Young Male Living with Parents

You are ultimately responsible for how you live your life. If you are happy living with your parents keep doing it. Don't ask for the advice or listen to the advice of others. People will only justify their own decisions. What they say really has nothing to do with you. In most of the world people n...
by gogleheads.orb
Fri Apr 15, 2016 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: University of Virginia vs University of Miami
Replies: 148
Views: 14026

Re: University of Virginia vs University of Miami

No connection to either. UVA has a stronger academic reputation.
by gogleheads.orb
Wed Apr 13, 2016 11:03 am
Forum: Personal Consumer Issues
Topic: Dual Language Elementary School
Replies: 16
Views: 1707

Re: Dual Language Elementary School

Another question is what effect the language barrier (i.e., 50% of the class not understanding you easily) would have on the class's general socialization. I would guess that a Kindergartner could pick up a language in a matter of hours if that is what it took to communicate with an interesting pla...
by gogleheads.orb
Tue Mar 29, 2016 10:26 am
Forum: Investing - Help with Personal Investments
Topic: leaving vanguard due to math errors / poor customer service?
Replies: 107
Views: 15612

Re: leaving vanguard due to math errors / poor customer service?

2.) Dividends disappearing and not being paid when due (it came out that they accidentally sent it by postal mail instead of paying to VMMXX) I had this problem. I got 5 checks sent to me for between 1cent and 28cents. I only deposited one. I messaged my guy at Vanguard and he said that this was con...
by gogleheads.orb
Thu Mar 03, 2016 12:35 pm
Forum: Investing - Help with Personal Investments
Topic: RSU/ISO - Transfer To Separate Brokerage Account?
Replies: 12
Views: 1505

Re: RSU/ISO - Transfer To Separate Brokerage Account?

With Etrade. My company has a cheesy looking form that we fill out and fax in to Etrade. It just has on it the names and numbers associated with the two accounts and the numbers and dates associated with the ESPPs and RSUs. You obviously can't move the RSUs before they vest.
by gogleheads.orb
Thu Mar 03, 2016 11:56 am
Forum: Investing - Help with Personal Investments
Topic: RSU/ISO - Transfer To Separate Brokerage Account?
Replies: 12
Views: 1505

Re: RSU/ISO - Transfer To Separate Brokerage Account?

I transfer all of my RSUs and ESPPs from Etrade to Merrill Edge or Vanguard or TDAmeritrade. I haven't had any real problems. The cost basis is sometimes messed up or missing, but I track that myself anyways.
by gogleheads.orb
Tue Nov 17, 2015 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: College Engineering Programs - how different are they?
Replies: 152
Views: 12209

Re: College Engineering Programs - how different are they?

Unless the school is a name brand (e.g. MIT), I think you should focus on the $50k schools. Use some of the money you save to help with grad school if your child is so inclined. He wasnt interested in the biggest name schools such as MIT, but has a solid list. Our flagship state school (University ...
by gogleheads.orb
Tue Nov 17, 2015 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: College Engineering Programs - how different are they?
Replies: 152
Views: 12209

Re: College Engineering Programs - how different are they?

I have a BSEE from a good private university and a PHD from a top technical university. There is a difference in the experience. The top schools are very selective in who they take in terms of students and professors. The profs are better teachers at the very top schools. It is a great experience if...
by gogleheads.orb
Tue Sep 29, 2015 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: College Admission Time, What parents need to be aware and how to be helpful
Replies: 284
Views: 32451

Re: College Admission Time, What parents need to be aware and how to be helpful

I just want to throw out Notre Dame. I got an engineering degree from there and a PhD. from one of the schools on your list. It's one to consider. Not that there is anything wrong with any of the ones on the list. The argument about engineering vs science... My view is that the kids who do Math or P...
by gogleheads.orb
Fri Aug 21, 2015 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: Got a great entry level full time offer (70K + 10K signing bonus), not sure if I should accept or decline
Replies: 35
Views: 5370

Re: Got a great entry level full time offer (70K + 10K signing bonus), not sure if I should accept or decline

You are way too young to be doing a job that you don't like. If you want to do consulting, go do consulting.
If you enjoy a job you are more likely to be successful at it.
Management consulting can be very lucrative if you are good at it.
by gogleheads.orb
Tue Jun 09, 2015 9:53 am
Forum: Personal Consumer Issues
Topic: Advice for Boston trip
Replies: 24
Views: 2334

Re: Advice for Boston trip

Harvard Museum of Natural History
by gogleheads.orb
Wed May 27, 2015 8:25 am
Forum: Personal Consumer Issues
Topic: Once in a life time trip.
Replies: 121
Views: 10341

Re: Once in a life time trip.

A campground on the beach.

46700 Lighthouse Road
Buxton, NC 27920

35.236208
-75.531138
by gogleheads.orb
Thu Apr 30, 2015 9:46 am
Forum: Personal Finance (Not Investing)
Topic: Private Schools - Tuition
Replies: 90
Views: 8296

Re: Private Schools - Tuition

So, why do you think people pay for a private if the end result is the same? There's a least 4 possible reasons: 1) people sending their kids to private schools are wealthy, so the cost is irrelevant 2) some people want their kids to attend a religious school 3) good data on school quality is lacki...
by gogleheads.orb
Wed Apr 29, 2015 1:34 pm
Forum: Investing - Help with Personal Investments
Topic: company offers stock purchase program
Replies: 14
Views: 897

Re: company offers stock purchase program

Put the maximum in and sell as soon as you can. You just have to figure out how to survive for the first offering period (6 months? 1 year?) with the reduced income. After the first period it is pretty much the same as a small salary bonus.
by gogleheads.orb
Mon Apr 27, 2015 6:24 pm
Forum: Personal Consumer Issues
Topic: South America [vacation recommendations]
Replies: 32
Views: 3898

Re: If You Were Going To S. America ...

I've recently been to Natal, Praia da pipa, Joa Pessoa, Recife, Salavdor, Rio, Paraty and Sao Paulo in Brazil and Santa Marta and Cartagena in Colombia. Of those I'd probably recommend Rio or Cartagena the most.
by gogleheads.orb
Mon Apr 27, 2015 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: family cabin planning through generations
Replies: 16
Views: 3230

Re: family cabin planning through generations

Just have them gift it to you and your brother over time.

I own a family vacation home with my brother. It is kind of a pain, He doesn't do much of the work, but it isn't too bad. Probably because I have no doubt that he will pay for his share of the costs.
by gogleheads.orb
Sat Apr 18, 2015 10:38 am
Forum: Personal Finance (Not Investing)
Topic: engineers - please help with engineering school selection
Replies: 185
Views: 16624

Re: engineers - please help with engineering school selectio

I'm an engineer. I went to a good private undergrad and a top private grad school. I don't think there would be much difference between CU-Bolder and UMN. I don't know the detailed reputations of them, but I see them both as good, but not great public schools. In grad school, most of the students gr...
by gogleheads.orb
Mon Apr 13, 2015 12:14 pm
Forum: Personal Consumer Issues
Topic: Is 2007 Accord 60K mile service worth $300?
Replies: 54
Views: 10262

Re: Is 2007 Accord 60K mile service worth $300?

I never did that with my 2007 Accord.
I get the oil changed at an oil change place and I replaced the spark plugs and had the pads and rotors changed after 100k.
by gogleheads.orb
Mon Apr 06, 2015 10:40 pm
Forum: Investing - Theory, News & General
Topic: Did your early investments shape you?
Replies: 7
Views: 1672

Re: Did your early investments shape you?

In the early 2000s I bought Enron, Worldcom, Tyco, Lucent, Bethlehem Steel, Global Crossing, Alcatel, Freddie Mac, Fleet Bank and United.

Now, I'm a member here.
by gogleheads.orb
Mon Apr 06, 2015 6:31 pm
Forum: Investing - Theory, News & General
Topic: Bored -- wondering about day trading for fun
Replies: 61
Views: 9977

Re: Bored -- wondering about day trading for fun

Get a merrill edge account and use the free trade for either day trading or making your own index.
by gogleheads.orb
Mon Mar 23, 2015 8:29 pm
Forum: Personal Finance (Not Investing)
Topic: Worthless stock help
Replies: 28
Views: 4183

Re: Worthless stock help

However, "remove worthless stock" is something new to me. Sometimes brokers will buy worthless stock from you for $1 and the 1099-B will reflect that. Other times, you have to deduct the worthless stock in the year it became worthless which would probably mean filing an amended tax return for that ...
by gogleheads.orb
Mon Mar 23, 2015 3:24 pm
Forum: Personal Finance (Not Investing)
Topic: Roommate problems
Replies: 39
Views: 5987

Re: Roommate problems

move in with your brother?
by gogleheads.orb
Mon Mar 16, 2015 9:55 am
Forum: Personal Finance (Not Investing)
Topic: How to ask someone to be executor/trustee?
Replies: 21
Views: 2920

Re: How to ask someone to be executor/trustee?

You could do what my grandmother did to me. Ask her to be the executor and when she says no appoint her anyway.

More seriously, Would this relative be getting significant amounts of money from the trust. If not, they may not do a great job.

John
by gogleheads.orb
Fri Mar 13, 2015 3:55 pm
Forum: Personal Consumer Issues
Topic: Oneplus One phone- experience?
Replies: 20
Views: 2968

Re: Oneplus One phone- experience?

A friend got one 4 or 5 months ago. He likes it.
by gogleheads.orb
Mon Mar 09, 2015 8:24 pm
Forum: Personal Consumer Issues
Topic: Going to Brazil - cell plan will not work there -suggesions?
Replies: 9
Views: 921

Re: Going to Brazil - cell plan will not work there -suggesi

I did this recently. You can use any sort of Unlocked GSM cellphone. I used a galaxy nexus and a nexus 5. They both worked. The iphone 5s will work. I used Vivo and oi. They had pay by the day plans. 15-20Mb of data per day. and some number of minutes of calling for less that 50 cents a day. http://...
by gogleheads.orb
Tue Feb 10, 2015 2:26 pm
Forum: Personal Consumer Issues
Topic: Purchasing Tickets For US Open
Replies: 7
Views: 714

Re: Purchasing Tickets For US Open

I got a ticket sort of last minute this year for the men's final. It was $430 for lower promenade. I could see everything fine and probably would have been happy in the upper promenade, but that is probably a personal choice.