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We just installed a natural gas 16kW Generac whole house generator. it cost 10k installed in the Boston area. It is expensive, but in our town pretty common. We have a lot of trees in town that overhang the powerlines. Any time it is windy you might lose power. It is a pain to lose heat, water and h...

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Your salary isn't very high relative to your net worth or to the costs of living in a VHCOL area. I wouldn't do anything rash, but if you can make a similar salary in a lower cost of living area it seems reasonable to quit and move. It is also reasonable to find another job in the same area that has...

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I also had no problems with Amrock. I did follow up with them to make sure that the property tax was paid. Maybe this would have happened anyway. I don't know.

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Far and away the biggest driver of wedding costs is the number of people attending and how/what you are feeding them. I'll second this. It is hard to do a cheap wedding if you want to invite a lot of people and feed them a full meal. It will number of people * cost per person for the meal*(1.2-2) T...

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Peacock is not on the Firestick because of a fight between Amazon and NBC. We use the Chromecast to get peacock and the firestick for everything else.

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Anyone have recommendations on going with Loan Depot vs LenderFi? They've both effectively matched each other LE's so there's no $ difference for me to use one or the other. Having never used either of them, I'm not sure if one's "better" than the other or if there are other reasons to co...

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I used Merrill edge. I thought since 2011 they were legally required to track all of the cost bases for all of my transactions. All of the shares were purchased after 2011. It turns out I was wrong. A vast majority of the transactions were properly tracked and i could automatically handle them in tu...

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I kind of tried this. I bought 1000 individual companies shares. 1 share for each company. No broker fees. The problem was the work required to fill out taxes. Not all of the transactions ( due to mergers and divestitures) had there cost bases automatically tracked. It took a day of work to figure o...

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xfinity mobile?

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20 or 30 years ago the answer was to join the CAP. I don't think it really helps much anymore due to changes in regulations due to liability concerns, but it might still be something to look into.

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did you try removing it from the wall and charging it with a usb charger?

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rent a house on the beach on the outer banks for a week. Maybe two. They aren't super cheap.

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I'm anxious to hear the more educated responses of others, but I think a con for some people is esthetics. You don't want your house to look like a warehouse. I would hope that the builder has ways of making it look like a regular house.

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4. Refi to 2.8%

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Here is a scenario for my ESPP: 0. My STCG tax rate is 48% and my LTCG tax rate is 28% 1. On 1/1/2020 the stock price is at $100 and the ESPP offering period begins. 2. On 7/1/2020 the first purchase period ends. The stock price is at $200. 3. $10k worth of shares are purchased for me at $85/share....

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I have to say I didn’t expect this many replies in this subject. Thanks to all for your input. One of the options we are considering is woofing (https://wwoofinternational.org/) whereby you work on a farm for (typically) room and board. This would allow us to scratch our farming itch and have some ...

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I tried a version of this first with motif and then with Merrill edge (100 free trades a month). I never tried to track an index really, but just tried to buy a whole bunch of different stocks. At one point I owned 1000 companies at Merrill edge. The problem I had was doing my taxes. I figured every...

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they are right.

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I have an Ego. they aren't cheap but them seem to work.

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take Spanish and try to actually learn something.

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even if you ask, it doesn't mean that they will necessarily do it. I have a coworker who went in and yelled at this boss for not laying him off a few years ago. We have had two rounds since then and he is still around. Maybe they don't take him seriously. Don't know.

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Do like my friend did, moving from Hudson, MA to Dallas, Texas. He sold and gave away everything he owned except his audio set up and extensive Grateful Dead collection, including a goat. He sold the house. He packed everything in his Volvo wagon and a small open trailer and drove to his new home. ...

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voo
vti
schz

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I did this at Merrill edge. I bought 1000 individual shares in the largest companies in the world. The problem was at tax time. All of the stocks were covered so theoretically the cost basis of every trade should have been accounted for and everything should have transfered directly into TurboTax. I...

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the price you pay is up to you and your father. He can do whatever he wants with it. It is his. I guess he does have the responsibility to explain this to your siblings if they have problems with it.

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If you want to retire there buy it outright. If you just want to use it occasionally and never full time, buy it with as many siblings as possible, so that all of the running costs can be shared. If your siblings use it but don't pay for it you will resent them.

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I use brokerage link in my 401k. I'm 25% FZILX and 50% FZROX. I haven't seen any issues so far.

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i have been a couple times. it is incredibly convenient. been to Colorado as well. not nearly as convenient. at any rate, just want confirmation as well as recommendations of mountains. been to Park City/The Canyons, Snowbird and Brighton. would love to hit Powder Mountain but that seems far (about...

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It is very difficult to have a cheap wedding. The main way to control expenses is to not invite many people and to not serve much food. These things are easier said than done. It is not fun excluding people and food for many people is very important. Limiting the food will also limit the length of ...

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I'll echo the others and just say write a check and ask where you can help them out in terms of labor. It is very difficult to have a cheap wedding. The main way to control expenses is to not invite many people and to not serve much food. These things are easier said than done. It is not fun excludi...

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Young childless people who make good money do this sort of thing all the time. Ask for however long of a leave of absence that you need or just quit if you aren't' sure you want to return to the same company. Take the time that you want and come back and find a job when you get bored of travelling o...

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EGO 7.5 Ah. had it for a month. so far so go.

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we did 14 days, Sydney/ blue mountains port Douglas / great barrier reef Uluru all and all a lot of fun. I remember the cairns port Douglas drive being stressful, but I think that was because I was just getting used to driving on the wrong side of the road. we rented a camper van in alice springs an...

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Bob Sacamano wrote: ↑Mon Jul 29, 2019 1:43 pm

LOVE Stowe, but that is a really far drive from Central NJ

i do think there might be flights into Burlington.

I know some people who do that drive every weekend in the winter. My guess is that it is 6-7 hrs.

Burlington has flights from Newark.

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In the end you need to do what you are interested in and are good at, but all else being equal it is pretty good to be a Dr. in the U.S. now. ( this could change) The pay is good, the hours are good. ( these two can be traded off) You have a high social status. You are usually more or less your own ...

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curious where some of your favorite getaways are in ~October? we've done southern Vermont the last few years and are looking to switch it up. Lake George? The Hamptons/Montauk? Maine (maybe too far)? not opposed to flying either. thanks! Northern Vermont? Burlington, Stowe, Waterbury, Waitsfield, M...

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If there is a chance that your dad will not be under the estate tax limit (the biggest risk might be future changes in legislation!), it might make sense for him to start gifting you the annual gift tax exempt amount ($15k) each year to reduce this risk.. Your father could give $15k to you and $15k...

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wyze cams are cheap and seem to work well.

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Near Burlington: Shelburne Farms in nice. https://shelburnefarms.org/ Mt. Philo is a very easy hike https://vtstateparks.com/philo.html You can drive to the top of Mt Mansfield and walk around a bit. Camel's hump is a tougher hike. Stowe is touristy Waterbury is the beer mecca Middlebury and Montpel...

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Have you considered Taos?

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an hr-v with studded snow tires will do the trick.

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If she entered the U.S. illegally it is probably not possible for her to ever become legal. If she legally entered the U.S. and then overstayed a visa she can be sponsored by her daughter when her daughter becomes an adult. This is assuming that the law doesn't change in the next few years.

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I'm using the zero funds in my brokeragelink 401k. fzrox and fzilx. I don't see a good reason not to.

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Long time Honda owner thinking about getting a new CRV. Was wondering how a RAV4 would compare especially on price and reliability. Your thoughts? I bought the rav4 rather than the crv after reading the oil dilution thread. I was freaked out that China was banning the sale of the offending engine.

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my 10 year old data point is that we needed 5 people with the same country passport, but didn't need to all apply at the same consulate. We flew usa-bejing-chendu-chongching- lhasa, lhasa- beijing-usa

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this has already been stated, but just because he has 37 credits done, doesn't mean he needs to use them all. Retaking classes in college that you already took in high school is not a bad idea. You will end up learning it better and have a good shot at getting good grades. It's not uncommon to study...

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if you spend only $800 a month on housing, where does the other $4,300 in expenses go to? $1,100 to retirements assets so then there is another $3,200 left.... Also wedding/honeymoon in Australia seems quite extravagant.... take the honeymoon to Australia. Add New Zealand if you have the time. It w...

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I did this a few years ago for the 1k. I turned my mutual fund into an etf before doing the transfer. It seemed easier that way to me. I've never moved anything back. the platinum rewards bonus on their credit cards is a good deal.

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I use it. It works well. The coverage (sprint + t mobile) can be weak in rural areas. It is a little expensive. The reason I keep it is that it has data coverage all over the world for the same price as at home ($10/GB). The data works on your phone and on up to 9 other sim cards that you can get fo...

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We have some stock that was bought at a discount in an employee purchase plan long ago and which has appreciated, so if we sell it the capital gains will be considerable. It's not in a retirement account, just with a brokerage. We don't have nearly enough deductible expenses to make it worthwhile t...

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