Bogleheads.org

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take Spanish and try to actually learn something.

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even if you ask, it doesn't mean that they will necessarily do it. I have a coworker who went in and yelled at this boss for not laying him off a few years ago. We have had two rounds since then and he is still around. Maybe they don't take him seriously. Don't know.

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Do like my friend did, moving from Hudson, MA to Dallas, Texas. He sold and gave away everything he owned except his audio set up and extensive Grateful Dead collection, including a goat. He sold the house. He packed everything in his Volvo wagon and a small open trailer and drove to his new home. ...

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voo
vti
schz

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I did this at Merrill edge. I bought 1000 individual shares in the largest companies in the world. The problem was at tax time. All of the stocks were covered so theoretically the cost basis of every trade should have been accounted for and everything should have transfered directly into TurboTax. I...

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the price you pay is up to you and your father. He can do whatever he wants with it. It is his. I guess he does have the responsibility to explain this to your siblings if they have problems with it.

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If you want to retire there buy it outright. If you just want to use it occasionally and never full time, buy it with as many siblings as possible, so that all of the running costs can be shared. If your siblings use it but don't pay for it you will resent them.

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I use brokerage link in my 401k. I'm 25% FZILX and 50% FZROX. I haven't seen any issues so far.

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i have been a couple times. it is incredibly convenient. been to Colorado as well. not nearly as convenient. at any rate, just want confirmation as well as recommendations of mountains. been to Park City/The Canyons, Snowbird and Brighton. would love to hit Powder Mountain but that seems far (about...

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It is very difficult to have a cheap wedding. The main way to control expenses is to not invite many people and to not serve much food. These things are easier said than done. It is not fun excluding people and food for many people is very important. Limiting the food will also limit the length of ...

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I'll echo the others and just say write a check and ask where you can help them out in terms of labor. It is very difficult to have a cheap wedding. The main way to control expenses is to not invite many people and to not serve much food. These things are easier said than done. It is not fun excludi...

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Young childless people who make good money do this sort of thing all the time. Ask for however long of a leave of absence that you need or just quit if you aren't' sure you want to return to the same company. Take the time that you want and come back and find a job when you get bored of travelling o...

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EGO 7.5 Ah. had it for a month. so far so go.

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we did 14 days, Sydney/ blue mountains port Douglas / great barrier reef Uluru all and all a lot of fun. I remember the cairns port Douglas drive being stressful, but I think that was because I was just getting used to driving on the wrong side of the road. we rented a camper van in alice springs an...

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Bob Sacamano wrote: ↑
Mon Jul 29, 2019 1:43 pm

LOVE Stowe, but that is a really far drive from Central NJ

i do think there might be flights into Burlington.

I know some people who do that drive every weekend in the winter. My guess is that it is 6-7 hrs.

Burlington has flights from Newark.

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In the end you need to do what you are interested in and are good at, but all else being equal it is pretty good to be a Dr. in the U.S. now. ( this could change) The pay is good, the hours are good. ( these two can be traded off) You have a high social status. You are usually more or less your own ...

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curious where some of your favorite getaways are in ~October? we've done southern Vermont the last few years and are looking to switch it up. Lake George? The Hamptons/Montauk? Maine (maybe too far)? not opposed to flying either. thanks! Northern Vermont? Burlington, Stowe, Waterbury, Waitsfield, M...

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If there is a chance that your dad will not be under the estate tax limit (the biggest risk might be future changes in legislation!), it might make sense for him to start gifting you the annual gift tax exempt amount ($15k) each year to reduce this risk.. Your father could give $15k to you and $15k...

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wyze cams are cheap and seem to work well.

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Near Burlington: Shelburne Farms in nice. https://shelburnefarms.org/ Mt. Philo is a very easy hike https://vtstateparks.com/philo.html You can drive to the top of Mt Mansfield and walk around a bit. Camel's hump is a tougher hike. Stowe is touristy Waterbury is the beer mecca Middlebury and Montpel...

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Have you considered Taos?

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an hr-v with studded snow tires will do the trick.

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If she entered the U.S. illegally it is probably not possible for her to ever become legal. If she legally entered the U.S. and then overstayed a visa she can be sponsored by her daughter when her daughter becomes an adult. This is assuming that the law doesn't change in the next few years.

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I'm using the zero funds in my brokeragelink 401k. fzrox and fzilx. I don't see a good reason not to.

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Long time Honda owner thinking about getting a new CRV. Was wondering how a RAV4 would compare especially on price and reliability. Your thoughts? I bought the rav4 rather than the crv after reading the oil dilution thread. I was freaked out that China was banning the sale of the offending engine.

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my 10 year old data point is that we needed 5 people with the same country passport, but didn't need to all apply at the same consulate. We flew usa-bejing-chendu-chongching- lhasa, lhasa- beijing-usa

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this has already been stated, but just because he has 37 credits done, doesn't mean he needs to use them all. Retaking classes in college that you already took in high school is not a bad idea. You will end up learning it better and have a good shot at getting good grades. It's not uncommon to study...

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if you spend only $800 a month on housing, where does the other $4,300 in expenses go to? $1,100 to retirements assets so then there is another $3,200 left.... Also wedding/honeymoon in Australia seems quite extravagant.... take the honeymoon to Australia. Add New Zealand if you have the time. It w...

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I did this a few years ago for the 1k. I turned my mutual fund into an etf before doing the transfer. It seemed easier that way to me. I've never moved anything back. the platinum rewards bonus on their credit cards is a good deal.

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I use it. It works well. The coverage (sprint + t mobile) can be weak in rural areas. It is a little expensive. The reason I keep it is that it has data coverage all over the world for the same price as at home ($10/GB). The data works on your phone and on up to 9 other sim cards that you can get fo...

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We have some stock that was bought at a discount in an employee purchase plan long ago and which has appreciated, so if we sell it the capital gains will be considerable. It's not in a retirement account, just with a brokerage. We don't have nearly enough deductible expenses to make it worthwhile t...

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It was bad luck. If there is a structural issue you ( or someone else) could exploit it. You could short the stock before this bad period and make some money. If someone with enough money does this they issue will disappear.

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moto x4 @ best buy

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I tried this with Merrill Edge. I had close to 1000 different companies that I owned. I figured all of the tax info could be directly brought into turbo tax so there should be no issue. It didn't turn out that way. I had something like 40 transactions in a year that didn't have cost bases calculated...

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My wife and I are planning a trip to Cartagena and Santa Marta (Columbia) in March. The following is my tentative itinerary: Day 1: Arrive in and stay in Cartagena (in walled city), walk around the walled city, drink beers and coffee; Day 2: Take a bus to Santa Marta and stay in Santa Marta, walk a...

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RIP Jack

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I wouldn't discourage Math if that's what he wants to do. I am sure that you know this, but you can never know too much math. I'm an ND BSEE, MIT MS & PHd in EE. My math background is kind of weak. I don't need any more than I have, but it wouldn't ever hurt to have studied more. Two months into sch...

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I was in the market for a new car in August and September. This thread popped up in August but I ignored it. In September, just as we were deciding on the CRV trim level that we were going to get the thread popped up again. After reading about the Chinese recall we decided to go with the RAV4. Being...

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My area has a free list. I think many places do. You can post things there and people will come by and take them. People will give and accept all sorts of things. Some of them good. Some terrible. They almost all seem to go.

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I don't think that a barn in NH will be all that cheap. A business hotel on the side of the highway should be the cheapest way to go. Anyplace you rent should provide everything that you need. If you need to rent porty-o-potys, table, chairs, tents etc. It will add up fast. And I realize that no-boo...

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Unless your girlfriend is a boglehead she isn't going to tell you that you've spent too much on the ring. Just buy it and move on. You'll never think about how much you spent again. I

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Not sure i eant to drive manual car in Rio traffic. I haven't driven in Rio, but have in São Paulo. I don't find it to be any more difficult than driving in Boston. In many ways, it is safer because traffic moves slower there. You just have to look out for the motoboys. Also automatic cars are beco...

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My wife is from São Paulo. She says that the guys from Rio are kind of lazy. Too busy going to the beach to work late. But, it does seem that in general white collar workers work longer hours in Brazil than the US. Rio is a beautiful city that is going through a difficult time. I'm sure that you wil...

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Skip the kids and leave it all for the grandkids. My father is an only child. At his request, my grandmother left all of her money for his children and none for him. If you live long enough your children will be retired before you die and won't have much use for the money anyway.

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Montreal appears to be safer and cleaner than any big US city. It is also a lot of fun and a cool place to visit. She can get along fine in English. A friend from Montreal told me the Francophones all speak English well but would prefer to use it. The anglophones all are excited to speak French but ...

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yes, one of the advantages of being a doctor is the ability to work fewer days in the week. The extra day with your children will be worth the lower income. If it seems not to be a good choice you can change back, no?

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Choose your parents wisely.

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I was impressed by the Patheon in Rome, but I'm guessing you've already seen that.

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use MarCELL for remote home monitoring.

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I tried a simple version of this. I ended up buying 1000 stocks through Merrill edge. The problem I had in the end was that my taxes got too complicated. I figured that with the requirements to report cost bases everything would transfer automatically from the brokerage to turbotax and it would all ...

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