Search found 131 matches

by gogleheads.orb
Thu Feb 20, 2020 1:47 pm
Forum: Personal Consumer Issues
Topic: HS Latin or Spanish/ASL?
Replies: 63
Views: 2200

Re: HS Latin or Spanish/ASL?

take Spanish and try to actually learn something.
by gogleheads.orb
Fri Feb 07, 2020 4:13 pm
Forum: Personal Finance (Not Investing)
Topic: Losing a job in your 50's...
Replies: 451
Views: 67258

Re: Losing a job in your 50's...

even if you ask, it doesn't mean that they will necessarily do it. I have a coworker who went in and yelled at this boss for not laying him off a few years ago. We have had two rounds since then and he is still around. Maybe they don't take him seriously. Don't know.
by gogleheads.orb
Thu Nov 21, 2019 4:41 pm
Forum: Personal Finance (Not Investing)
Topic: Company Paying Moving Expenses...or not
Replies: 8
Views: 493

Re: Company Paying Moving Expenses...or not

Do like my friend did, moving from Hudson, MA to Dallas, Texas. He sold and gave away everything he owned except his audio set up and extensive Grateful Dead collection, including a goat. He sold the house. He packed everything in his Volvo wagon and a small open trailer and drove to his new home. ...
by gogleheads.orb
Tue Nov 19, 2019 5:35 am
Forum: Investing - Theory, News & General
Topic: Are individual stocks back on the table now that we have $0 commissions?
Replies: 56
Views: 4589

Re: Are individual stocks back on the table now that we have $0 commissions?

I did this at Merrill edge. I bought 1000 individual shares in the largest companies in the world. The problem was at tax time. All of the stocks were covered so theoretically the cost basis of every trade should have been accounted for and everything should have transfered directly into TurboTax. I...
by gogleheads.orb
Fri Nov 08, 2019 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Should I buy the family cottage?
Replies: 99
Views: 9119

Re: Should I buy the family cottage?

the price you pay is up to you and your father. He can do whatever he wants with it. It is his. I guess he does have the responsibility to explain this to your siblings if they have problems with it.
by gogleheads.orb
Fri Nov 08, 2019 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: Should I buy the family cottage?
Replies: 99
Views: 9119

Re: Should I buy the family cottage?

If you want to retire there buy it outright. If you just want to use it occasionally and never full time, buy it with as many siblings as possible, so that all of the running costs can be shared. If your siblings use it but don't pay for it you will resent them.
by gogleheads.orb
Mon Nov 04, 2019 9:26 am
Forum: Personal Investments
Topic: Fidelity 401k - BrokerageLink & Index Fund Options
Replies: 3
Views: 508

Re: Fidelity 401k - BrokerageLink & Index Fund Options

I use brokerage link in my 401k. I'm 25% FZILX and 50% FZROX. I haven't seen any issues so far.
by gogleheads.orb
Mon Oct 07, 2019 12:55 pm
Forum: Personal Consumer Issues
Topic: Is Utah the most convenient "Out West" destination for East Coast skiers?
Replies: 42
Views: 5086

Re: Is Utah the most convenient "Out West" destination for East Coast skiers?

i have been a couple times. it is incredibly convenient. been to Colorado as well. not nearly as convenient. at any rate, just want confirmation as well as recommendations of mountains. been to Park City/The Canyons, Snowbird and Brighton. would love to hit Powder Mountain but that seems far (about...
by gogleheads.orb
Thu Oct 03, 2019 9:27 am
Forum: Personal Finance (Not Investing)
Topic: Wedding Finances-Today
Replies: 107
Views: 9080

Re: Wedding Finances-Today

It is very difficult to have a cheap wedding. The main way to control expenses is to not invite many people and to not serve much food. These things are easier said than done. It is not fun excluding people and food for many people is very important. Limiting the food will also limit the length of ...
by gogleheads.orb
Wed Oct 02, 2019 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: Wedding Finances-Today
Replies: 107
Views: 9080

Re: Wedding Finances-Today

I'll echo the others and just say write a check and ask where you can help them out in terms of labor. It is very difficult to have a cheap wedding. The main way to control expenses is to not invite many people and to not serve much food. These things are easier said than done. It is not fun excludi...
by gogleheads.orb
Tue Oct 01, 2019 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Willingly going from lucrative job to unemployed?
Replies: 132
Views: 14922

Re: Willingly going from lucrative job to unemployed?

Young childless people who make good money do this sort of thing all the time. Ask for however long of a leave of absence that you need or just quit if you aren't' sure you want to return to the same company. Take the time that you want and come back and find a job when you get bored of travelling o...
by gogleheads.orb
Tue Aug 20, 2019 1:50 pm
Forum: Personal Consumer Issues
Topic: Battery powered lawn mower
Replies: 54
Views: 3667

Re: Battery powered lawn mower

EGO 7.5 Ah. had it for a month. so far so go.
by gogleheads.orb
Mon Aug 05, 2019 2:16 pm
Forum: Personal Consumer Issues
Topic: Australia Trip - 2021
Replies: 25
Views: 1934

Re: Australia Trip - 2021

we did 14 days, Sydney/ blue mountains port Douglas / great barrier reef Uluru all and all a lot of fun. I remember the cairns port Douglas drive being stressful, but I think that was because I was just getting used to driving on the wrong side of the road. we rented a camper van in alice springs an...
by gogleheads.orb
Wed Jul 31, 2019 3:43 pm
Forum: Personal Consumer Issues
Topic: Three or four-day Fall Getaways (Northeast US)
Replies: 19
Views: 1707

Re: Three or four-day Fall Getaways (Northeast US)

Bob Sacamano wrote:
Mon Jul 29, 2019 1:43 pm


LOVE Stowe, but that is a really far drive from Central NJ :(

i do think there might be flights into Burlington.
I know some people who do that drive every weekend in the winter. My guess is that it is 6-7 hrs.



Burlington has flights from Newark.
by gogleheads.orb
Wed Jul 31, 2019 3:39 pm
Forum: Personal Finance (Not Investing)
Topic: Bloomberg: Forget Tech, Medicine Still Pays More
Replies: 124
Views: 10113

Re: Bloomberg: Forget Tech, Medicine Still Pays More

In the end you need to do what you are interested in and are good at, but all else being equal it is pretty good to be a Dr. in the U.S. now. ( this could change) The pay is good, the hours are good. ( these two can be traded off) You have a high social status. You are usually more or less your own ...
by gogleheads.orb
Mon Jul 29, 2019 1:33 pm
Forum: Personal Consumer Issues
Topic: Three or four-day Fall Getaways (Northeast US)
Replies: 19
Views: 1707

Re: Three or four-day Fall Getaways (Northeast US)

curious where some of your favorite getaways are in ~October? we've done southern Vermont the last few years and are looking to switch it up. Lake George? The Hamptons/Montauk? Maine (maybe too far)? not opposed to flying either. thanks! Northern Vermont? Burlington, Stowe, Waterbury, Waitsfield, M...
by gogleheads.orb
Fri Jul 19, 2019 2:41 pm
Forum: Personal Investments
Topic: 2.5 million to invest for myself[35] and father[70]
Replies: 43
Views: 4283

Re: 2.5 million to invest for myself[35] and father[70]

If there is a chance that your dad will not be under the estate tax limit (the biggest risk might be future changes in legislation!), it might make sense for him to start gifting you the annual gift tax exempt amount ($15k) each year to reduce this risk.. Your father could give $15k to you and $15k...
by gogleheads.orb
Wed Jun 05, 2019 12:36 pm
Forum: Personal Consumer Issues
Topic: Trip to Vermont/New Hampshire
Replies: 34
Views: 2497

Re: Trip to Vermont/New Hampshire

Near Burlington: Shelburne Farms in nice. https://shelburnefarms.org/ Mt. Philo is a very easy hike https://vtstateparks.com/philo.html You can drive to the top of Mt Mansfield and walk around a bit. Camel's hump is a tougher hike. Stowe is touristy Waterbury is the beer mecca Middlebury and Montpel...
by gogleheads.orb
Tue Jun 04, 2019 8:13 am
Forum: Personal Consumer Issues
Topic: Santa Fe real estate
Replies: 64
Views: 4611

Re: Santa Fe real estate

Have you considered Taos?
by gogleheads.orb
Fri May 24, 2019 8:57 am
Forum: Personal Consumer Issues
Topic: Best small AWD to 'drive into the ground'
Replies: 87
Views: 7044

Re: Best small AWD to 'drive into the ground'

an hr-v with studded snow tires will do the trick.
by gogleheads.orb
Thu May 23, 2019 1:55 pm
Forum: Personal Consumer Issues
Topic: Legal Advice Needed: Immigration and employment question
Replies: 13
Views: 1327

Re: Legal Advice Needed: Immigration and employment question

If she entered the U.S. illegally it is probably not possible for her to ever become legal. If she legally entered the U.S. and then overstayed a visa she can be sponsored by her daughter when her daughter becomes an adult. This is assuming that the law doesn't change in the next few years.
by gogleheads.orb
Wed May 22, 2019 11:21 am
Forum: Personal Investments
Topic: Fidelity 401k brokeragelink fund review
Replies: 9
Views: 660

Re: Fidelity 401k brokeragelink fund review

I'm using the zero funds in my brokeragelink 401k. fzrox and fzilx. I don't see a good reason not to.
by gogleheads.orb
Thu May 16, 2019 8:36 am
Forum: Personal Consumer Issues
Topic: Honda CRV or Toyota RAV4 ?
Replies: 98
Views: 10395

Re: Honda CRV or Toyota RAV4 ?

Long time Honda owner thinking about getting a new CRV. Was wondering how a RAV4 would compare especially on price and reliability. Your thoughts? I bought the rav4 rather than the crv after reading the oil dilution thread. I was freaked out that China was banning the sale of the offending engine.
by gogleheads.orb
Mon May 06, 2019 2:29 pm
Forum: Personal Consumer Issues
Topic: China/Tibet Visa Weirdness
Replies: 12
Views: 2498

Re: China/Tibet Visa Weirdness

my 10 year old data point is that we needed 5 people with the same country passport, but didn't need to all apply at the same consulate. We flew usa-bejing-chendu-chongching- lhasa, lhasa- beijing-usa
by gogleheads.orb
Mon May 06, 2019 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Educational pathway(s) for future engineer
Replies: 89
Views: 4604

Re: Educational pathway(s) for future engineer

this has already been stated, but just because he has 37 credits done, doesn't mean he needs to use them all. Retaking classes in college that you already took in high school is not a bad idea. You will end up learning it better and have a good shot at getting good grades. It's not uncommon to study...
by gogleheads.orb
Tue Apr 30, 2019 8:27 am
Forum: Personal Investments
Topic: 27 & 30 Year Old Married Couple - Need Investing Advice
Replies: 15
Views: 1988

Re: 27 & 30 Year Old Married Couple - Need Investing Advice

if you spend only $800 a month on housing, where does the other $4,300 in expenses go to? $1,100 to retirements assets so then there is another $3,200 left.... Also wedding/honeymoon in Australia seems quite extravagant.... take the honeymoon to Australia. Add New Zealand if you have the time. It w...
by gogleheads.orb
Thu Mar 21, 2019 4:14 pm
Forum: Personal Investments
Topic: Moving from Vanguard to Merrill Edge
Replies: 113
Views: 16961

Re: Moving from Vanguard to Merrill Edge

I did this a few years ago for the 1k. I turned my mutual fund into an etf before doing the transfer. It seemed easier that way to me. I've never moved anything back. the platinum rewards bonus on their credit cards is a good deal.
by gogleheads.orb
Thu Mar 21, 2019 4:09 pm
Forum: Personal Consumer Issues
Topic: Google fi users - happy with it and recs?
Replies: 32
Views: 3987

Re: Google fi users - happy with it and recs?

I use it. It works well. The coverage (sprint + t mobile) can be weak in rural areas. It is a little expensive. The reason I keep it is that it has data coverage all over the world for the same price as at home ($10/GB). The data works on your phone and on up to 9 other sim cards that you can get fo...
by gogleheads.orb
Wed Mar 20, 2019 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: Donating stock instead of cash to charities
Replies: 37
Views: 2105

Re: Donating stock instead of cash to charities

We have some stock that was bought at a discount in an employee purchase plan long ago and which has appreciated, so if we sell it the capital gains will be considerable. It's not in a retirement account, just with a brokerage. We don't have nearly enough deductible expenses to make it worthwhile t...
by gogleheads.orb
Wed Mar 06, 2019 4:57 pm
Forum: Investing - Theory, News & General
Topic: Company ESPP - share price drop after purchase
Replies: 32
Views: 2018

Re: Company ESPP - share price drop after purchase

It was bad luck. If there is a structural issue you ( or someone else) could exploit it. You could short the stock before this bad period and make some money. If someone with enough money does this they issue will disappear.
by gogleheads.orb
Wed Feb 06, 2019 4:46 pm
Forum: Investing - Theory, News & General
Topic: How much money does one need to setup a private S&P 500 fund?
Replies: 114
Views: 10239

Re: How much money does one need to setup a private S&P 500 fund?

I tried this with Merrill Edge. I had close to 1000 different companies that I owned. I figured all of the tax info could be directly brought into turbo tax so there should be no issue. It didn't turn out that way. I had something like 40 transactions in a year that didn't have cost bases calculated...
by gogleheads.orb
Wed Jan 30, 2019 5:02 pm
Forum: Personal Consumer Issues
Topic: Advices on trip to Colombia (Cartagena and Santa Marta)?
Replies: 10
Views: 651

Re: Advices on trip to Colombia (Cartagena and Santa Marta)?

My wife and I are planning a trip to Cartagena and Santa Marta (Columbia) in March. The following is my tentative itinerary: Day 1: Arrive in and stay in Cartagena (in walled city), walk around the walled city, drink beers and coffee; Day 2: Take a bus to Santa Marta and stay in Santa Marta, walk a...
by gogleheads.orb
Tue Oct 16, 2018 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 650
Views: 87839

Re: Picking College and College Scholarships

I wouldn't discourage Math if that's what he wants to do. I am sure that you know this, but you can never know too much math. I'm an ND BSEE, MIT MS & PHd in EE. My math background is kind of weak. I don't need any more than I have, but it wouldn't ever hurt to have studied more. Two months into sch...
by gogleheads.orb
Thu Oct 11, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1159
Views: 183007

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I was in the market for a new car in August and September. This thread popped up in August but I ignored it. In September, just as we were deciding on the CRV trim level that we were going to get the thread popped up again. After reading about the Chinese recall we decided to go with the RAV4. Being...
by gogleheads.orb
Thu Aug 30, 2018 12:19 pm
Forum: Personal Consumer Issues
Topic: Mega Downsize....
Replies: 113
Views: 13438

Re: Mega Downsize....

My area has a free list. I think many places do. You can post things there and people will come by and take them. People will give and accept all sorts of things. Some of them good. Some terrible. They almost all seem to go.
by gogleheads.orb
Mon Aug 27, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: Planning for an Indian wedding In NY/ NH area.
Replies: 96
Views: 6356

Re: Planning for an Indian wedding In NY/ NH area.

I don't think that a barn in NH will be all that cheap. A business hotel on the side of the highway should be the cheapest way to go. Anyplace you rent should provide everything that you need. If you need to rent porty-o-potys, table, chairs, tents etc. It will add up fast. And I realize that no-boo...
by gogleheads.orb
Thu Jul 26, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: Toughest Purchase of my Life. Engagement Ring time
Replies: 229
Views: 15825

Re: Toughest Purchase of my Life. Engagement Ring time

Unless your girlfriend is a boglehead she isn't going to tell you that you've spent too much on the ring. Just buy it and move on. You'll never think about how much you spent again. I
by gogleheads.orb
Thu Jul 26, 2018 8:30 am
Forum: Non-US Investing
Topic: Moving to Brazil
Replies: 8
Views: 1525

Re: Moving to Brazil

Not sure i eant to drive manual car in Rio traffic. I haven't driven in Rio, but have in São Paulo. I don't find it to be any more difficult than driving in Boston. In many ways, it is safer because traffic moves slower there. You just have to look out for the motoboys. Also automatic cars are beco...
by gogleheads.orb
Wed Jul 25, 2018 11:17 am
Forum: Non-US Investing
Topic: Moving to Brazil
Replies: 8
Views: 1525

Re: Moving to Brazil

My wife is from São Paulo. She says that the guys from Rio are kind of lazy. Too busy going to the beach to work late. But, it does seem that in general white collar workers work longer hours in Brazil than the US. Rio is a beautiful city that is going through a difficult time. I'm sure that you wil...
by gogleheads.orb
Tue Jul 24, 2018 9:46 am
Forum: Personal Finance (Not Investing)
Topic: Legacy across generations......
Replies: 66
Views: 4665

Re: Legacy across generations......

Skip the kids and leave it all for the grandkids. My father is an only child. At his request, my grandmother left all of her money for his children and none for him. If you live long enough your children will be retired before you die and won't have much use for the money anyway.
by gogleheads.orb
Tue Jul 24, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: Daughter wants to travel on her own to Montreal
Replies: 105
Views: 7641

Re: Daughter wants to travel on her own to Montreal

Montreal appears to be safer and cleaner than any big US city. It is also a lot of fun and a cool place to visit. She can get along fine in English. A friend from Montreal told me the Francophones all speak English well but would prefer to use it. The anglophones all are excited to speak French but ...
by gogleheads.orb
Mon Jul 09, 2018 10:08 am
Forum: Personal Finance (Not Investing)
Topic: Should I take a $60k paycut to work 4days/week
Replies: 58
Views: 6147

Re: Should I take a $60k paycut to work 4days/week

yes, one of the advantages of being a doctor is the ability to work fewer days in the week. The extra day with your children will be worth the lower income. If it seems not to be a good choice you can change back, no?
by gogleheads.orb
Fri Jun 01, 2018 9:35 am
Forum: Personal Consumer Issues
Topic: Travel advice for an engineer
Replies: 65
Views: 5411

Re: Travel advice for an engineer

I was impressed by the Patheon in Rome, but I'm guessing you've already seen that.
by gogleheads.orb
Fri May 25, 2018 10:37 am
Forum: Personal Consumer Issues
Topic: Winter Home - issues/costs?
Replies: 33
Views: 2946

Re: Winter Home - issues/costs?

use MarCELL for remote home monitoring.
by gogleheads.orb
Mon May 21, 2018 11:42 am
Forum: Investing - Theory, News & General
Topic: Roll your own index fund current viability
Replies: 22
Views: 1892

Re: Roll your own index fund current viability

I tried a simple version of this. I ended up buying 1000 stocks through Merrill edge. The problem I had in the end was that my taxes got too complicated. I figured that with the requirements to report cost bases everything would transfer automatically from the brokerage to turbotax and it would all ...