Search found 1104 matches

by bondsr4me
Thu Jun 13, 2019 7:11 pm
Forum: Personal Investments
Topic: New here-question on changing brokers
Replies: 10
Views: 319

Re: New here-question on changing brokers

Well that really bothers me because the guy at VG is no newbie. Why would he not do this? If some of your investments are “proprietary” funds, the VG person is right. “You” should sell the funds at EJ that the VG rep told you to liquidate. Then VG can do an ACAT for you. If I may, for current and f...
by bondsr4me
Thu Jun 13, 2019 7:10 pm
Forum: Personal Consumer Issues
Topic: Tips for new pet owner [puppy]
Replies: 71
Views: 3706

Re: Tips for new pet owner [puppy]

if you want lap dogs, Chihuahua all the way. We love ours....I really do mean “love”....they are “family” members. After having just one Chi for 11 years, 8 years ago we had the heart-breaking experience of having to say “See you in Heaven”. After the healing, we went out and bought 2 Chihuahuas.......
by bondsr4me
Thu Jun 13, 2019 6:38 pm
Forum: Personal Investments
Topic: New here-question on changing brokers
Replies: 10
Views: 319

Re: New here-question on changing brokers

Elle06 wrote:
Thu Jun 13, 2019 6:23 pm
Well that really bothers me because the guy at VG is no newbie. Why would he not do this?
If some of your investments are “proprietary” funds, the VG person is right.
“You” should sell the funds at EJ that the VG rep told you to liquidate.
Then VG can do an ACAT for you.
by bondsr4me
Wed Jun 12, 2019 11:18 am
Forum: Investing - Theory, News & General
Topic: Schwab IT advice was wrong
Replies: 3
Views: 1204

Re: Schwab IT advice was wrong

Thursday I contacted CS via real-time chat. My issue was with the CS mobile app for my iPadPro. I want to see more info when I look at my “Watch List” screen. I want to see Bid, Ask, Last,Dividend Amount, Div Yield, Ex-Dividend Date. You can’t edit the columns in this app. You only see symbol, name...
by bondsr4me
Wed Jun 12, 2019 11:07 am
Forum: Personal Consumer Issues
Topic: Which shaving cream / oil?
Replies: 58
Views: 3449

Re: Which shaving cream / oil?

I use Proraso Sensitive tub and also Proraso Sensitive tube shave cream. I use either one with a badger brush. The brush really helps to work in lather. On occasion, I use Aveeno shave gel out of the can, which is very good also. Any of these will do a very good job. Very satisfied with any of the a...
by bondsr4me
Sat Jun 08, 2019 1:20 pm
Forum: Personal Consumer Issues
Topic: iPad for notetaking with stylus
Replies: 10
Views: 727

Re: iPad for notetaking with stylus

I use Apple’s own Notes. I like to jot down ticker symbols and other info when I read Barrons or WSJ or Apple News. All my Notes go to iCloud so I can see/edit on my MacBookPro or even my iPhone 6S Plus. I would think Notes would work well for you. Maybe try it out using staff members to see if it i...
by bondsr4me
Sat Jun 08, 2019 12:19 pm
Forum: Investing - Theory, News & General
Topic: Schwab IT advice was wrong
Replies: 3
Views: 1204

Schwab IT advice was wrong

Thursday I contacted CS via real-time chat. My issue was with the CS mobile app for my iPadPro. I want to see more info when I look at my “Watch List” screen. I want to see Bid, Ask, Last,Dividend Amount, Div Yield, Ex-Dividend Date. You can’t edit the columns in this app. You only see symbol, name ...
by bondsr4me
Sat Jun 08, 2019 11:56 am
Forum: Personal Investments
Topic: Resident Physician
Replies: 14
Views: 1928

Re: Resident Physician

There is a Boglehead who posts here occasionally called The White Coat Investor. His website is the same. He has a book geared towards "White Coat" investors...just like you. I purchased his book (did not read it myself) for my doctor who was retiring. Hope this helps you. Good Luck to you! So nice...
by bondsr4me
Thu Jun 06, 2019 11:42 am
Forum: Investing - Theory, News & General
Topic: Convince me not to try to time the market
Replies: 27
Views: 2019

Re: Convince me not to try to time the market

I'm fortunate to have a substantial lump-sum (~$300k) to invest at the moment which will roughly double my current retirement savings. I'm 38 so I've got some time, but work in a volatile industry and would feel good if I didn't *have* to work beyond ~55-60. Generally I agree with the Bogleheads ph...
by bondsr4me
Thu Jun 06, 2019 11:04 am
Forum: Investing - Theory, News & General
Topic: Insights From a Long Call With Vanguard Reps Today
Replies: 74
Views: 11943

Re: Insights from Vanguard

bondsr4me, I asked if we could come & take the Vg reps to lunch. They thanked me, but said their ethics policy wouldn't allow it. So, we settled for a face-to-face in a conference room at their place. I took the whole family! Was perhaps the best investment meeting we've ever had. I cannot say enou...
by bondsr4me
Thu Jun 06, 2019 7:43 am
Forum: Personal Investments
Topic: Resident Physician
Replies: 14
Views: 1928

Re: Resident Physician

There is a Boglehead who posts here occasionally called The White Coat Investor.
His website is the same. He has a book geared towards "White Coat" investors...just like you.
I purchased his book (did not read it myself) for my doctor who was retiring.
Hope this helps you.
Good Luck to you!
by bondsr4me
Thu Jun 06, 2019 7:32 am
Forum: Personal Consumer Issues
Topic: New Roof - to RidgeVent or to not RidgeVent
Replies: 36
Views: 2997

Re: New Roof - to RidgeVent or to not RidgeVent

We had a new roof put on about 5 years ago...no ridge vents; soffits are vented. The roofer didn't recommend one; leak issues. Our old roof had one and we had leak issues. Not anymore since new roof w/o ridge vent. What do all your neighbors have? What are their experiences? May help to talk to othe...
by bondsr4me
Thu Jun 06, 2019 7:23 am
Forum: Investing - Theory, News & General
Topic: Insights From a Long Call With Vanguard Reps Today
Replies: 74
Views: 11943

Re: Insights from Vanguard

My family & I met w Vanguard reps last week. Excellent service all around. It was worth the trip to watch the look on my young adult children’s faces as the Vg PAS rep told them they needed to save 30% of their gross income for retirement! I was a proud Boglehead indeed!! Newcollegeman I don't unde...
by bondsr4me
Wed Jun 05, 2019 6:05 pm
Forum: Personal Consumer Issues
Topic: Gillette Fusion razors
Replies: 57
Views: 4810

Re: Gillette Fusion razors

I do what The Wirecutter tells me to do. https://thewirecutter.com/reviews/best-manual-razor/ Thanks for the link. I always enjoy reading opinions and forums on shaving. BTW, I don’t particularly care for the Fusion....I think the Schick Hydro5 is better. The Mach 3 is OK, but just OK. I also like ...
by bondsr4me
Mon Jun 03, 2019 11:11 am
Forum: Personal Consumer Issues
Topic: Dual coffee maker suggestion
Replies: 24
Views: 1504

Re: Dual coffee maker suggestion

I make my wife's coffee using a Mr. Coffee 4 cup drip coffee maker....she likes Gevalia.

I make my coffee in a percolator....I like 8 o'clock coffee.

Works well for us.

We each get the coffee we like and how we like it brewed.
by bondsr4me
Thu May 30, 2019 5:49 am
Forum: Investing - Theory, News & General
Topic: Jim Cramer
Replies: 59
Views: 5442

Re: Jim Cramer

Cramer is just too wild for me anymore. One day (when market is on a roll up) he's talking stocks forever. Now with the markets in the tank he's singing a different tune....classic market timer and momentum guy. I don't enjoy listening to his rants and it seems (to me anyway) he, just like Joe Kerne...
by bondsr4me
Sun May 26, 2019 7:05 am
Forum: Personal Consumer Issues
Topic: Finally broke down and bought a new ipad....
Replies: 20
Views: 2869

Re: Finally broke down and bought a new ipad....

I just a new iPadPro 12.9” yesterday....love it.
Traded my iPadPro 10.5” in on it.
I must say the buying experience at the Apple Store was a 10 on the 1-10 scale.
The rep helped me with my trade and setting up my new one.
Great product....Great Store experience.
by bondsr4me
Thu May 23, 2019 5:54 pm
Forum: Investing - Theory, News & General
Topic: Vanguard issues 10-year forecast for stock, bond market returns
Replies: 79
Views: 8457

Re: Vanguard issues 10-year forecast for stock, bond market returns

I pay no attention to predictions like this even if Vanguard did the prediction.

Nobody knows what will happen 10 days from now let alone 10 years.

Isn’t this remotely market-timing....trying to predict outcomes.

Anyway, probably best not to act on this.
by bondsr4me
Thu May 23, 2019 2:06 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website fail at the propitious moment
Replies: 15
Views: 1989

Re: Vanguard website fail at the propitious moment

I logged in without any issues....

I made no changes, no order entry; just viewed a few things.
by bondsr4me
Thu May 23, 2019 2:04 pm
Forum: Personal Consumer Issues
Topic: Windows 10 - May 2019 Update (1903)
Replies: 39
Views: 3062

Re: Windows 10 - May 2019 Update (1903)

my SP6 did an update on 5/19 for Version 1803 (KB4023057).

no problems....so far that is!
by bondsr4me
Wed May 22, 2019 5:03 am
Forum: Investing - Theory, News & General
Topic: Any option traders?
Replies: 41
Views: 2974

Re: Any option traders?

I don’t trade them much anymore. When I do, I sell naked puts on stocks I am willing to own. I also sell covered calls on the few stocks I own when the opportunity presents itself. I have a bunch of free trades from Fidelity, so that helps too. I use weekly expirations or close-by expirations...I do...
by bondsr4me
Tue May 21, 2019 7:34 am
Forum: Personal Consumer Issues
Topic: Getting Ready for Windows 10
Replies: 28
Views: 1957

Re: Getting Ready for Windows 10

I have a SurfacePro 6 (just got it a week ago...traded my SP4 for it) with Windows 10 (had a SP and SP4 before this). Windows 10 has come a long way from what Windows used to be. That being said, there is still no comparison to my MacBookPro. The Apple OS is far more stable IMHO. I don't want to app...
by bondsr4me
Thu May 16, 2019 7:32 am
Forum: Personal Investments
Topic: Thoughts on Schwab
Replies: 37
Views: 3650

Re: Thoughts on Schwab

I highly recommend you switching to Schwab from Vanguard. My experience with transferring from Vanguard to Schwab has been excellent. I transferred part of my Vanguard account to Schwab like the wind, maybe two days. Previously I had tried to transfer money into Vanguard from a local credit union a...
by bondsr4me
Tue May 14, 2019 7:27 am
Forum: Forum Issues and Administration
Topic: For how long will the forum be around?
Replies: 94
Views: 7214

Re: For how long will the forum be around?

Bogleheads: This forum, which reflects "The Wisdom of Jack Bogle," and is now the largest non-commercial financial forum on the internet, should be around for many years to come. Many in the financial industry would like to see us disappear. However, if we continue to espouse Jack's wisdom, and con...
by bondsr4me
Sun May 12, 2019 2:59 pm
Forum: Investing - Theory, News & General
Topic: Another Warren Buffett S&P 500 Recommendation
Replies: 109
Views: 16003

Re: Another Warren Buffett S&P 500 Recommendation

I am a huge WB fan and have great respect for him. His S&P recommendation is certainly OK with me. One thing that bothers me with S&P 500 performance numbers is what would the performance actually be if it did not drop out bankruptcies and other poor performing companies and replace them with more r...
by bondsr4me
Sun May 12, 2019 10:52 am
Forum: Personal Consumer Issues
Topic: What computer to buy for snowbird
Replies: 37
Views: 2967

Re: What computer to buy for snowbird

Why not replace it with a SP6?

I just traded my SP4 for the SP6 at Best Buy.

Very portable for someone like you.
by bondsr4me
Sat May 11, 2019 12:49 pm
Forum: Personal Investments
Topic: An Advisor Refusing To Sell Investments
Replies: 65
Views: 7976

Re: An Advisor Refusing To Sell Investments

I know a colleague who is trying to sell investments and transfer the cash into a different firm. He existing advisor is refusing to sell the investments. Does anyone have any suggestions as to what he should do? I would file a complaint withe FINRA. This is absolutely ridiculous for any firm to do...
by bondsr4me
Sat May 11, 2019 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: How to Wire Funds from Vanguard
Replies: 9
Views: 737

Re: How to Wire Funds from Vanguard

We were required to set up the wiring option, though we were both wiring in and out. Vanguard made three small wirings, less than one dollar, to be certain the information and accounts were correct before wiring larger amounts for a house purchase. Setting up the process took about ten days with th...
by bondsr4me
Sat May 11, 2019 12:38 pm
Forum: Investing - Theory, News & General
Topic: Why I bet on S&P500
Replies: 51
Views: 3032

Re: Why I bet on S&P500

I would be very interested to see performance of the S&P 500 if included all the companies that have gone bankrupt or have been kicked out or in any other way excluded from the perfomance numbers compared to US Treasuries. Getting rid of the bad apples and keeping only the "good" ones and adding new...
by bondsr4me
Thu May 09, 2019 8:35 am
Forum: Investing - Theory, News & General
Topic: Vanguard Service
Replies: 9
Views: 1215

Re: Vanguard Service

There are many threads on issues with Vanguard and customer service incompetence. I think, without any proof at all, that Vanguard has grown so much over the last few years that VG has struggled to keep up with the demands. Training new customer service reps to the point of being fully competent tak...
by bondsr4me
Tue May 07, 2019 2:23 pm
Forum: Personal Investments
Topic: Cheering for a crash
Replies: 25
Views: 1928

Re: Cheering for a crash

I did some buying today....

VOOG.
by bondsr4me
Tue May 07, 2019 7:47 am
Forum: Personal Investments
Topic: How long for Cost Basis to Transfer to Vanguard
Replies: 6
Views: 589

Re: How long for Cost Basis to Transfer to Vanguard

Did you keep and still have the trade confirmations of the purchases. Did the stock split since you acquired it? Were there any stock dividends since you acquired it? You should be able to look at the previous broker's history to find the cost basis; they may have to research it for you. Then you sh...
by bondsr4me
Tue May 07, 2019 7:41 am
Forum: Investing - Theory, News & General
Topic: Charlie Munger_WSJ interview
Replies: 17
Views: 3745

Re: Charlie Munger_WSJ interview

yes, it was a great interview.

I really like Charlie....he tells it like it is and is pretty saucy about too.

He and Warren are two real gems of our lifetime.
by bondsr4me
Tue May 07, 2019 7:38 am
Forum: Personal Consumer Issues
Topic: How do YOU make coffee?
Replies: 201
Views: 8757

Re: How do YOU make coffee?

For my wife's coffee, I use a 4 cupper Mr Coffee drip and Gevalia coffee.

For my coffee, I use a percolator and 8 o'clock coffee.

Both are good...I just believe a percolator makes smoother coffee.
by bondsr4me
Tue May 07, 2019 7:34 am
Forum: Personal Investments
Topic: I tried to fire my financial advisor of 12 years today...
Replies: 127
Views: 13517

Re: I tried to fire my financial advisor of 12 years today...

The easiest way to go about this is to contact the firm you want to use in the future, in this case it's Vanguard. They will help you set up your account and THEY will take care of transferring your assets. You do not need to contact your current broker friend. If all of your current assets can be t...
by bondsr4me
Mon May 06, 2019 6:19 pm
Forum: Personal Investments
Topic: Warren Buffet's new investment ideas
Replies: 28
Views: 2691

Re: Warren Buffet's new investment ideas

not clear Buffett is making a wager on Oil and Gas (Permian or not) vs getting an outstanding price for lending to the company. 8% dividend on the preferred plus in the money options. I am sure he would have gone twice as much if they had let him. As long as he can see a path to getting paid back I...
by bondsr4me
Sat May 04, 2019 12:11 pm
Forum: Investing - Theory, News & General
Topic: Berkshire Hathaway 2019 Annual Shareholders Meeting, Live Stream Replay
Replies: 12
Views: 1597

Re: Berkshire Hathaway 2019 Annual Shareholders Meeting, Live Stream

Really enjoy watching it....watched it last year too.

By following WB you can learn valuable life skills as well as investing skills.

He is, as Jack Bogle was and still is, truly larger than life.

Two of the greatest financial people ever.
by bondsr4me
Sat May 04, 2019 11:52 am
Forum: Personal Consumer Issues
Topic: Multiple newspaper and magazine subscriptions - how much do you pay to stay informed?
Replies: 60
Views: 3828

Re: Multiple newspaper and magazine subscriptions - how much do you pay to stay informed?

hometown newspaper, wsj, barrons….all paying subs.

my barrons expires and wont be renewed.

hometown paper is a paper sub.

wsj and barrons are paper and online subs.

I really like using my ipadpro or sp4 to read.

much easier on my eyes...can make the print as large as I need/like.
by bondsr4me
Sat May 04, 2019 11:13 am
Forum: Personal Investments
Topic: Vanguard Free/Zero Funds
Replies: 43
Views: 4186

Re: Vanguard Free/Zero Funds

Mountain Doc wrote:
Thu May 02, 2019 12:06 am
I don't think Vanguard will ever offer zero expense funds. They run their funds at cost.

I also don't think Fidelity is running a bait-and-switch scheme. They are free to run a loss-leader forever.
+1...agree.
by bondsr4me
Fri May 03, 2019 12:28 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4509
Views: 1163259

Re: What Movie Have You Recently Watched?

Tombstone....Kurt Russell...Val Kilmer

Great western.

Also, as I do ever year, "The Ten Commandments" and "Jesus of Nazareth"...[OT comment removed by admin LadyGeek]
by bondsr4me
Fri May 03, 2019 7:32 am
Forum: Personal Investments
Topic: Opening an Account: Vanguard vs. Fidelity
Replies: 41
Views: 2892

Re: Opening an Account: Vanguard vs. Fidelity

They are both very good companies to invest thru, so either one is fine. If you ONLY invest in VG funds or etf's, then I think VG would be a very good choice. If you invest in other investments/funds/etf's, then Fidelity would be a very good choice. Vanguard is not available on the weekends and does...
by bondsr4me
Fri May 03, 2019 7:21 am
Forum: Personal Investments
Topic: Vanguard security
Replies: 40
Views: 3165

Re: Vanguard security

I just logged-in into VG using Safari in private mode and using 2FA. I told it to recognize my MBP in the future. After logging out, I cleared my history even tho I was operating in privacy mode with Safari. I logged in again using 2FA and it asked if i wanted this computer to be recognized in the f...
by bondsr4me
Wed May 01, 2019 11:43 am
Forum: Investing - Theory, News & General
Topic: WSJ--How Schwab Ate Wall Street
Replies: 82
Views: 9421

Re: WSJ--How Schwab Ate Wall Street

If Schwab had a 2% on everything credit card like Fidelity, I would go there in a heartbeat. While not 2%, CS has a 1.5% on everything card with Amex. Thanks for the info. Years ago I had an AE card. It seems as tho' some places don't accept it; I believe the charge to the retailer is more than the...
by bondsr4me
Wed May 01, 2019 11:41 am
Forum: Personal Investments
Topic: Vanguard security
Replies: 40
Views: 3165

Re: Vanguard security

This lack of availability doesn’t scream security to me. They locked her account access. That seems very secure to me. Lack of availability is more of a customer service issue, not a security issue. And Vanguard requires 2-factor now. Requires? I don't have 2-factor on my mutual fund account, at le...
by bondsr4me
Tue Apr 30, 2019 9:13 am
Forum: Investing - Theory, News & General
Topic: WSJ--How Schwab Ate Wall Street
Replies: 82
Views: 9421

Re: WSJ--How Schwab Ate Wall Street

One plus I will give to Schwab is transparency. Being a public company, their level of transparency beats Vanguard and Fidelity. My wife and I have accounts at all, Schwab being the lowest balance for now, I am considering changing that soon. If Schwab had a 2% on everything credit card like Fideli...
by bondsr4me
Tue Apr 30, 2019 6:48 am
Forum: Investing - Theory, News & General
Topic: WSJ--How Schwab Ate Wall Street
Replies: 82
Views: 9421

Re: WSJ--How Schwab Ate Wall Street

One plus I will give to Schwab is transparency. Being a public company, their level of transparency beats Vanguard and Fidelity. My wife and I have accounts at all, Schwab being the lowest balance for now, I am considering changing that soon. If Schwab had a 2% on everything credit card like Fidelit...
by bondsr4me
Mon Apr 29, 2019 7:12 am
Forum: Investing - Theory, News & General
Topic: WSJ--How Schwab Ate Wall Street
Replies: 82
Views: 9421

Re: WSJ--How Schwab Ate Wall Street

I think CS is a very good firm with excellent customer service and IT service. I remember when I used to pay $29.95 for trades....geeee that sure sounds expensive in today's terms. I also have Charles Schwab's book "You're Fifty-Now What?" And the bid/ask spread was always 1/4 to 1/2 as well when b...
by bondsr4me
Mon Apr 29, 2019 7:02 am
Forum: Investing - Theory, News & General
Topic: WSJ--How Schwab Ate Wall Street
Replies: 82
Views: 9421

Re: WSJ--How Schwab Ate Wall Street

I think CS is a very good firm with excellent customer service and IT service.

I remember when I used to pay $29.95 for trades....geeee that sure sounds expensive in today's terms.

I also have Charles Schwab's book "You're Fifty-Now What?"
by bondsr4me
Mon Apr 29, 2019 6:52 am
Forum: Investing - Theory, News & General
Topic: Barron's writes--Vanguard Keeps Some of Its Cheapest Funds Out of Reach for Fidelity Customers
Replies: 10
Views: 2097

Re: Barron's writes--Vanguard Keeps Some of Its Cheapest Funds Out of Reach for Fidelity Customers

Don't we, the owners, of Vanguard, have a right to keep certain products available only at Vanguard, to drive customers to Vanguard? Isn't this a common, and sound, business policy? I have a retirement account at Fidelity as well, due to my employer's choice, but unfortunately, I'm not an owner of ...