Search found 639 matches

by bondsr4me
Wed Oct 18, 2017 5:41 am
Forum: Personal Consumer Issues
Topic: Converting to Safety Razors
Replies: 85
Views: 8658

Re: Converting to Safety Razors

Another fan of DE safety. Merkur long handle with Astra superior platinums on sale for $12-13 for 100 and change them every other to every third day. Proraso cream (red tube) lasts for months. Bottle of shave oil might last near a year. I shave 6 days a week unless I am on vacation. I keep some fea...
by bondsr4me
Mon Oct 16, 2017 12:40 pm
Forum: Investing - Theory, News & General
Topic: Fellow TDA bogleheads [TDA dropping Vanguard ETFs from commission-free list]
Replies: 305
Views: 15079

Re: Fellow TDA bogleheads

Looks like this will get me to finally open an account at Vanguard directly. Too bad, I liked TDA for all other aspects. I agree about TDA, their website and tools are very good. I do personally feel TDA is geared primarily towards traders. They have lots of trading stuff which makes it very tempti...
by bondsr4me
Thu Oct 05, 2017 7:23 pm
Forum: Investing - Theory, News & General
Topic: Cannot logon to Vanguard using iPad application
Replies: 10
Views: 432

Re: Cannot logon to Vanguard using iPad application

Just logged on using Safari in my iPad Pro 10.3.3

No problems.

Don
by bondsr4me
Thu Oct 05, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Simple Notebook/laptop
Replies: 58
Views: 3038

Re: Simple Notebook/laptop

If I was to buy a laptop for my mom, I would get her a Mac. They are easy to use; very little hands on maintenance required (Apple does this under the hood); no virus worries; excellent hardware and software. If you live close to an Apple store, you and your mom can hands on all the different hardwa...
by bondsr4me
Mon Sep 25, 2017 6:34 am
Forum: Personal Consumer Issues
Topic: Where do you get your news?
Replies: 131
Views: 8344

Re: Where do you get your news?

Apple News app on my iPad pro.

News app on my Surface Pro 4.

WSJ free pdf for paper.

NYT on the internet (only what's free).

Some other websites too.

Don
by bondsr4me
Sun Sep 24, 2017 12:14 pm
Forum: Investing - Theory, News & General
Topic: Any "average Joe" here actually make out well with individual stocks?
Replies: 108
Views: 12491

Re: Any "average Joe" here actually make out well with individual stocks?

jrtexas wrote:
Wed Sep 20, 2017 9:55 pm
Up over 10%. AAPL,T,JNJ,PG,PM. I dont invest if they don't pay a dividend.

+1 on the dividends requirement.
by bondsr4me
Sun Sep 24, 2017 10:01 am
Forum: Investing - Theory, News & General
Topic: Vanguard upgraded my accounts - angry [Brokerage Services]
Replies: 159
Views: 21259

Re: Vanguard upgraded my accounts - angry [Brokerage Services]

I have a vague recollection that some people that are employed in the brokerage industry and maybe their spouses cannot have a brokerage account at another firm. Mutual fund only accounts are excluded. Maybe someone can confirm. The firm I was affiliated with (no longer licensed/in the business) al...
by bondsr4me
Sat Sep 23, 2017 1:43 pm
Forum: Personal Consumer Issues
Topic: cataract surgery: accommodating vs multifocal lens implants
Replies: 15
Views: 965

Re: cataract surgery: accommodating vs multifocal lens implants

I had cataract surgery on both eyes about 1 1/2 years ago. I did not want to pay for the expensive toric lenses, so I had the "regular" lenses put in. I no longer have to wear glasses all the time; just readers. This was a huge plus for me because I used to wear tri-focal lenses. My work was (recent...
by bondsr4me
Sat Sep 23, 2017 1:19 pm
Forum: Investing - Help with Personal Investments
Topic: iShares Core Dividend Growth (DGRO)
Replies: 2
Views: 323

iShares Core Dividend Growth (DGRO)

anyone using this in lieu of VG's VYM?
if so, why?

just curious...

Thanks,

Don
by bondsr4me
Mon Sep 18, 2017 11:46 am
Forum: Investing - Help with Personal Investments
Topic: Wow, Vanguard Flagship service is bad. Really bad.
Replies: 170
Views: 29025

Re: Wow, Vanguard Flagship service is bad. Really bad.

Lowest ER's might be having an effect on attracting competent talent.

Maybe, maybe not.

I would be very curious to know VG's compensation scale as compared to other financial firms.

Cheap pay doesn't attract top talent.... you get what you pay for.

Don
by bondsr4me
Mon Sep 18, 2017 11:15 am
Forum: Investing - Theory, News & General
Topic: Good books for bond investing?
Replies: 16
Views: 1232

Re: Good books for bond investing?

Check out" Bonds The Unbeaten Path to Secure Investment Growth" by Hildy and Stan Richelson.

Its a very comprehensive, educational bonds book.

I have both printed editions and an electronic edition as well.

Don
by bondsr4me
Mon Sep 11, 2017 2:49 pm
Forum: Personal Consumer Issues
Topic: Feeling guilty for buying a new iPad pro
Replies: 30
Views: 2389

Re: Feeling guilty for buying a new iPad pro

My iPad stalls every so often and I'mthinking of buying an iPad Pro. Do the bogleheads feel guilty on these types of splurges? Absolutely not. I spend on technology when I want to...no guilt at all. Some people spend money on cigarettes, booze, entertainment. Technology is my thing....no apologies ...
by bondsr4me
Tue Aug 29, 2017 7:39 pm
Forum: Investing - Theory, News & General
Topic: Review with Me - Larry Swedroe's new book
Replies: 160
Views: 6895

Re: Why I asked for Larry book thread to be closed

I liked Larry's book on bonds, The Only Guide to a Winning Bond Strategy You'll Ever Need. I am current working on Annette Thau's book on bonds, but when I am done with that, I may see if I can pick up Larry's new book. Thanks for bringing it to my attention. Thanks for the heads up on the two bond...
by bondsr4me
Sun Aug 27, 2017 6:54 pm
Forum: Investing - Theory, News & General
Topic: Warren Buffett on America
Replies: 9
Views: 2994

Re: Warren Buffett on America

I think it's beautiful and I am grateful I get to reap the benefits of being born in America. https://www.youtube.com/watch?v=NzWPDhrR2HY +1 Agree 10,000% America is the greatest country on the face of this planet. And yes, Warren is certainly an American treasure and is part of my Mt. Rushmore of ...
by bondsr4me
Tue Aug 22, 2017 6:53 am
Forum: Investing - Theory, News & General
Topic: New Schwab U.S. Aggregate Bond ETF (SCHZ)
Replies: 41
Views: 7532

Re:

If you are not going to move all your assets to Vanguard you might just think twice about the nuisance of splitting them up and shrug and stay with Schwab. I have all my mutual funds at Vanguard and all my TIPS at Fidelity and having accounts at two firms is a significant PITA. nisiprius. just curi...
by bondsr4me
Thu Aug 17, 2017 4:30 am
Forum: Personal Finance (Not Investing)
Topic: Anyone planning on never retiring?
Replies: 138
Views: 10554

Re: Anyone planning on never retiring?

I'm retiring tomorrow. I have enjoyed my profession (accounting, taxes, investments) for the past 49+ years, but its time to move on. I was gonna keep on working, but lately, its not as much fun as it used to be, so I decided "its time". I am very active physically and mentally so there won't be any...
by bondsr4me
Wed Jul 26, 2017 11:20 am
Forum: Investing - Help with Personal Investments
Topic: Why not Schwab instead of Vanguard?
Replies: 68
Views: 4970

Re: Why not Schwab instead of Vanguard?

I think Schwab is a very good organization to do business with. There again, so is Vanguard, Fidelity and TDAmeritrade. Any one of these would be just fine to use. I will say this: if Vanguard has not done anything to upset you (that can't be rectified), I would not change. I have accounts at VG, Sc...
by bondsr4me
Thu Jul 20, 2017 5:01 am
Forum: Personal Finance (Not Investing)
Topic: Another nice J. Bogle article
Replies: 1
Views: 431

Another nice J. Bogle article

Just another really nice read about "The Man".
I always enjoy reading these things.
He seems like a great guy to hang around.

http://www.marketwatch.com/story/this-i ... 2017-07-20

I hope the link works for you.

Have a great day

Don
by bondsr4me
Mon Jul 10, 2017 7:04 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity, Vanguard or Schwab? I need to choose.
Replies: 47
Views: 3970

Re: Fidelity, Vanguard or Schwab? I need to choose.

Wricha wrote:Personally over the course of 30 years I have been with all three, Schwab's service is heads above Fidelity and heads and shoulders above Vanguard (this is capital offense on this site)
+1

I tend to agree with it all.

Don
by bondsr4me
Sun Jul 09, 2017 12:42 pm
Forum: Investing - Help with Personal Investments
Topic: How best to invest 10 years of expenses in Fixed Income
Replies: 27
Views: 2669

Re: How best to invest 10 years of expenses in Fixed Income

What I did eight years ago with a similar goal: I bought 5 CDs of 1,2,3,4 and 5 year maturities, each holding 2 years spending. Then each year I take from the matured cd the amount I need for the next year's spending, put it in a money market account, and roll over the rest into a new 5 year cd. Th...
by bondsr4me
Sat Jul 08, 2017 12:34 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity, Vanguard or Schwab? I need to choose.
Replies: 47
Views: 3970

Re: Fidelity, Vanguard or Schwab? I need to choose.

They are all good....all 3 of them. IMHO Schwab and Fidelity both beat VG when it comes to web tools. If you don't trade, then you really don't need these tools anyway. I do feel that, based on personal experience, Schwab and Fidelity customer service is better than VG. I hope that VG will catch up ...
by bondsr4me
Tue Jul 04, 2017 1:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: A Fourth of July Message [Independence Day]
Replies: 13
Views: 1566

Re: LadyGeek

Taylor Larimore wrote:LadyGeek:

Thank you for another of your helpful changes.

Your behind-the-scene dedication has made this financial forum and wiki the best on the internet.

Happy Holiday!

Taylor
+1 for sure.
by bondsr4me
Tue Jul 04, 2017 1:21 pm
Forum: Local Chapters and Bogleheads Community
Topic: A Fourth of July Message [Independence Day]
Replies: 13
Views: 1566

Re: A Fourth of July Message

Thanks for sharing Taylor.

Great song...great tribute..to the GREATEST country on this earth.

GOD Bless the USA!


Happy 4th to everyone.

Don
by bondsr4me
Sat Jul 01, 2017 10:33 am
Forum: Investing - Theory, News & General
Topic: Vanguard upgraded my accounts - angry [Brokerage Services]
Replies: 159
Views: 21259

Re: Vanguard upgraded my accounts - angry [Brokerage Services]

It amuses me that people here rail against Vanguard doing things like providing an automatic cross-account rebalancing tool because they're afraid it would "increase costs (it wouldn't) while also railing against consolidating all customers onto a single brokerage platform which WOULD materially de...
by bondsr4me
Wed Jun 28, 2017 5:15 pm
Forum: Personal Consumer Issues
Topic: swimming goggles
Replies: 29
Views: 2303

Re: swimming goggles

If you have had trabeculectomy glaucoma surgeries you are definitely at risk for infection, which could lead to blindness. Discuss with your ophthalmologist. No goggle can completely keep your eye free of pool water, and if it is contaminated water could be a major risk to you. Yes, this has been a...
by bondsr4me
Wed Jun 28, 2017 4:31 am
Forum: Personal Consumer Issues
Topic: swimming goggles
Replies: 29
Views: 2303

Re: swimming goggles

I have had trabeculectomies in both eyes and vitrectomy in right, so I don't want to gamble with the chlorine getting into my eyes and causing more problems. Really really like to swim...great exercise. Don Not trying to sound harsh, especially because you say you really really like to swim...but i...
by bondsr4me
Tue Jun 27, 2017 6:44 pm
Forum: Personal Consumer Issues
Topic: swimming goggles
Replies: 29
Views: 2303

Re: swimming goggles

Thank You to everyone for your replies.

So much good information.

I appreciate them all.

Thanks again,

Don
by bondsr4me
Tue Jun 27, 2017 8:20 am
Forum: Personal Consumer Issues
Topic: swimming goggles
Replies: 29
Views: 2303

Re: swimming goggles

some really great replies so far....

"Thank You" to all of you...I sincerely appreciate your time to reply!

Don
by bondsr4me
Tue Jun 27, 2017 7:46 am
Forum: Personal Consumer Issues
Topic: swimming goggles
Replies: 29
Views: 2303

swimming goggles

this has nothing to do with investing, but I am looking for suggestions. I am looking to start back to lap-swimming soon and I would like some recommendations for goggles that won't leak the chlorinated water into my eyes (if that is even possible to stop). I have had eye issues and am still doctori...
by bondsr4me
Sun Jun 25, 2017 5:47 pm
Forum: Personal Consumer Issues
Topic: [Can I move data from Microsoft to Mac with new computer?]
Replies: 13
Views: 853

Re: [Can I move data from Microsoft to Mac with new computer?]

It will go pretty smooth. I switched in 2006 with my first MacBookPro. I haven't looked back....even got my wife to switch. We now each have an iWatch. IPadPro with Apple Pencil, MacBookPro, and iPhone 6sPlus. Really really happy how all of these devices work together. Good Luck....you wont be sorry...
by bondsr4me
Tue Jun 13, 2017 2:11 pm
Forum: Personal Consumer Issues
Topic: How many tech devices do you have?
Replies: 74
Views: 4166

Re: How many tech devices do you have?

the following: 2 iPhone 6s plus 2 iPhone 4s (not being used now) 2 iPadPros (9.5) 2 (original) older iPads (not being used now) 2 MacBookPros 1 (2006) older MacBookPro (rarely used now) 2 iWatches 1 SurfacePro4 (rarely used) As you can see, it's Apple all the way in our house. Don't anticipate any n...
by bondsr4me
Mon Jun 05, 2017 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: Schwab to TD Ameritrade
Replies: 20
Views: 1403

Re: Schwab to TD Ameritrade

TDA IMO has the best platform between Schwab, Fido & TDA.
Their website is very good full of info when needed or wanted.
TOS platform is very comprehensive.
Most is not needed if you follow BH 3 fund way.
Good Luck
Don
by bondsr4me
Fri Jun 02, 2017 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: Avoiding the Hassle Factor - Vanguard, Schwab, or Fidelity?
Replies: 52
Views: 5813

Re: Avoiding the Hassle Factor - Vanguard, Schwab, or Fidelity?

They are both good, as is Schwab too. Of these 3, IMHO Fidelity has the best website for individual bonds. I don't care for Schwab's bond page. Vanguard's bond page is OK, just not as good as Fido. I did have an occasion to speak with a VG bond desk guy who was very pleasant and helpful. I don't thi...
by bondsr4me
Sat May 27, 2017 10:27 am
Forum: Investing - Theory, News & General
Topic: How many investment companies to have money in?
Replies: 41
Views: 3915

Re: How many investment companies to have money in?

I am puzzled how otherwise risk-conscious investors have no concerns putting all their eggs in one basket when it comes to investment firms. People should consider what might happen in a catastrophic hacking incident or what a hostile foreign intelligence service might do to disrupt our economy dur...
by bondsr4me
Mon May 22, 2017 4:36 am
Forum: Local Chapters and Bogleheads Community
Topic: I think I found Rick Ferri
Replies: 64
Views: 16655

Re: I think I found Rick Ferri

Just a note to wish Rick an enjoyable "retirement". He's a great poster and BH. And to Taylor and his "new love", i wish you many years of happiness. Taylor, you're posts are always well thought out, sensible and provide "calm and steady hands at the wheel in rough seas"...
by bondsr4me
Mon May 08, 2017 9:53 am
Forum: Local Chapters and Bogleheads Community
Topic: HAPPY BIRTHDAY MR. BOGLE: Let's Get The Party Started One Day Early
Replies: 68
Views: 4513

Re: HAPPY BIRTHDAY MR. BOGLE: Let's Get The Party Started One Day Early

Happy Birthday Jack! It was good to watch you on Yahoo's feed of the Berkshire Annual Meeting. I was very happy to see Warren give you well deserved accolades. You are an inspiration to all us Boglehead's investors. Wishing you many more...I look forward to seeing you on the Board of Berkshire!! Don
by bondsr4me
Sun May 07, 2017 2:17 pm
Forum: Personal Consumer Issues
Topic: Anyone subscribe to Barron's?
Replies: 17
Views: 2006

Re: Anyone subscribe to Barron's?

I subscribe, but only because it cost me $52 for annual paper and internet.

It is good reading IMHO. I like it... that's all that matters to me.

Beauty is always in the eyes of the beholder.

Don
by bondsr4me
Sat May 06, 2017 12:37 pm
Forum: Investing - Theory, News & General
Topic: Berkshire Hathaway 2017 Annual Shareholders Meeting, Live Stream Replay
Replies: 26
Views: 2231

Re: Berkshire Hathaway 2017 Annual Shareholders Meeting, Live Streaming Today (5/6)

I have been watching from the start..great watching/hearing the greatest investor of all time.

I was very happy to see him give Jack some well deserved accolades.

All 3 of these guys are part of my Mt Rushmore of Investing.

Have a great weekend.

Son
by bondsr4me
Thu May 04, 2017 4:39 am
Forum: Investing - Theory, News & General
Topic: A Boglehead Guide to Buying Individual Stocks
Replies: 85
Views: 7644

Re: A Boglehead Guide to Buying Individual Stocks

According to the wisdom of Jimmy Jones back in 1960 you have to have good timin' "Who in the world would've ever known What Columbus could do If Queen Isabella hadn't hocked her jewels In fourteen ninety two But she had timin' A tick, a tick, a tick, good timin' A tock, a tock, a tock, a tock ...
by bondsr4me
Tue May 02, 2017 6:34 am
Forum: Investing - Theory, News & General
Topic: Best source for investment news?
Replies: 52
Views: 4882

Re: Best source for investment news?

I like Investor's Business Daily more than the WSJ, but the I am more adventurous than many on this board. The subscription seems expensive, but it is small compared to any management fee. +1 I used to be a subscriber when IBD was published daily. I didn't/don't pay attention to charts though. I ha...
by bondsr4me
Sun Apr 30, 2017 7:36 pm
Forum: Personal Finance (Not Investing)
Topic: Favorite Financial Indulgences
Replies: 78
Views: 8415

Re: Favorite Financial Indulgences

Technology....for my wife and me...MacBookPros...iPhones...iWatches....iPadPros...

But I am curious....

About Livesoft's market timing....are ya gonna share some of your trades with us!

Don
by bondsr4me
Fri Apr 21, 2017 2:06 pm
Forum: Investing - Theory, News & General
Topic: Single most important investing advice?
Replies: 97
Views: 12907

Re: Single most important investing advice?

buy and HOLD a good index fund...and....don't trade.....

check out "Charlie Munger The Complete Investor by Then Griffin...loaded with info and inspiration.


Don
by bondsr4me
Fri Apr 21, 2017 1:38 pm
Forum: Investing - Theory, News & General
Topic: Schwab Target Index Funds Investor Shares drop (.08%)
Replies: 21
Views: 2293

Re: Schwab Target Index Funds Investor Shares drop (.08%)

Is schwab owned by it's investors? How do they make up for these low costs? yes,"investors" do own schwab if they own shares of the public traded company. so not only do you get low fees, you also collect a dividend (.32/sh based on recent trade data). can't say the same about Vanguard (w...
by bondsr4me
Sat Apr 15, 2017 1:01 pm
Forum: Investing - Help with Personal Investments
Topic: My Story so far. Totally confused! Vanguard, Charles Schwab, Merrill Edge. Managing own portfolio... or NOT?
Replies: 86
Views: 7464

Re: My Story so far. Totally confused! Vanguard, Charles Schwab, Merrill Edge. Managing own portfolio... or NOT?

If you want to DIY, just open up a brokerage account at Schwab, Fidelity or Vanguard. Schwab & Fidelity are very good when it comes to customer service and website technology. Vanguard, not so much so when it comes to technology and customer service. Just this week I had reason to contact Schwab...
by bondsr4me
Thu Apr 13, 2017 7:33 pm
Forum: Investing - Help with Personal Investments
Topic: 529/son got accepted to medical school whahoooo!
Replies: 30
Views: 3838

Re: 529/son got accepted to medical school whahoooo!

Congratulations!!! No kids, yet, but I'd probably cash out now for fear of a market turn down. The market is down today due to a bomb being dropped on ISIS. You won Take your bag of money and go Nonsense, the market is down today because more sellers than buyers - supply and demand. You nailed...so...
by bondsr4me
Thu Apr 13, 2017 6:53 am
Forum: Personal Finance (Not Investing)
Topic: How do I know if I am filing my taxes correctly?
Replies: 39
Views: 3425

Re: How do I know if I am filing my taxes correctly?

I don't know about "paid preparers." But consider "free" preparers - like AARP TaxAide and VITA. These programs have IRS sponsorship, the preparers are trained, and pass a qualification exam. Additionally, each return is quality reviewed by a second trained counselor. The scope ...
by bondsr4me
Sun Apr 09, 2017 4:48 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2616
Views: 834074

Re: What Book Are You Currently Reading? Part VI

Charlie Munger The Complete Investor by Tren Griffin.
My second go around with it.
Very, very good book.
Don
by bondsr4me
Sun Apr 09, 2017 10:10 am
Forum: Investing - Theory, News & General
Topic: Vanguard Taking-In $2 Billion a Day in New Cash
Replies: 30
Views: 5558

Re: Vanguard Taking-In $2 Billion a Day in New Cash

<sigh> So that's why they haven't had time to fix their major errors in my cost-basis accounting for 2 months now. Are you still going to transfer your accounts? I believe you were pretty unhappy with VG. I am considering doing a complete transfer of our 3 VG accounts to Schwab. No "current&qu...
by bondsr4me
Sun Apr 02, 2017 10:11 am
Forum: Personal Consumer Issues
Topic: Temp Commute/Pennsylvania to DC
Replies: 23
Views: 2107

Re: Temp Commute/Pennsylvania to DC

I used to live in Washington County, MD.
Many years ago I worked in Bethesda and commuted daily.
It wasn't bad back then in the early 70's, but now it is a rolling parking lot.
To go to downtown D.C. would probably be a 2 hour commute.
That makes for a pretty long workday.
Wishing Good Luck!
Don
by bondsr4me
Mon Mar 27, 2017 4:55 am
Forum: Personal Consumer Issues
Topic: Our technology is old...advice on upgrading...
Replies: 62
Views: 5000

Re: Our technology is old...advice on upgrading...

So like many here I am somewhat frugal. When I was in my early 20s I love gadgets and gizmos and upgraded pretty regularly. As I got my finances in order I stopped wasting money on this stuff. Well the problem now is my wife and I have a ton of old stuff. My wife has a 16gb iPhone 5 that has no mor...