Search found 1407 matches

by bondsr4me
Wed May 27, 2020 2:18 pm
Forum: Personal Consumer Issues
Topic: Falcon 9 Launch to the International Space Station
Replies: 44
Views: 2369

Re: Falcon 9 Launch to the International Space Station - Wed. 4:33 PM Eastern

been watching on youtube live.
hope it goes OK.
by bondsr4me
Wed May 27, 2020 5:34 am
Forum: Investing - Theory, News & General
Topic: Is Vanguard's money where its mouth is?
Replies: 21
Views: 1849

Re: Is Vanguard's money where its mouth is?

I do not begrudge the executive leadership of Vanguard excellent compensation. That said, I have been and remained concerned relative to the efforts of these same executives to obfuscate their compensation and to prevent it from being open and transparent to each and every Vanguard fund holder. +1 ...
by bondsr4me
Mon May 25, 2020 11:02 am
Forum: Investing - Theory, News & General
Topic: Examples of why NOT to hold individual stocks
Replies: 93
Views: 7334

Re: Examples of why NOT to hold individual stocks

Most of us that still hold individual stocks have a strategy behind it, I suspect most have either a Quality orientation or a Value orientation or a combination of both. There are indexes and ETFs based on indexes that do a good job of replicating these strategies, less reason to pick individual st...
by bondsr4me
Mon May 25, 2020 11:01 am
Forum: Personal Investments
Topic: Why Vanguard Seems to Be Pushing Us Towards ETFs?
Replies: 50
Views: 4410

Re: Why Vanguard Seems to Be Pushing Us Towards ETFs?

I prefer ETF's. When I buy or sell a security, I want to know the price. This works for me just fine. I occasionally gift (in kind) MF shares to my kids and grandkids. I try to stay under $15K but it is a bit of a crap shoot because you just don't know at what price the transfers will occur. Would ...
by bondsr4me
Sun May 24, 2020 1:08 pm
Forum: Personal Investments
Topic: Why Vanguard Seems to Be Pushing Us Towards ETFs?
Replies: 50
Views: 4410

Re: Why Vanguard Seems to Be Pushing Us Towards ETFs?

I prefer ETF's.
When I buy or sell a security, I want to know the price.
This works for me just fine.
by bondsr4me
Sat May 23, 2020 7:40 am
Forum: Investing - Theory, News & General
Topic: Warren Buffett "Most People Shouldn't Pick Individual Stocks"
Replies: 36
Views: 2697

Re: Warren Buffett "Most People Shouldn't Pick Individual Stocks"

I agree with Warren Buffett. “Most” people shouldn’t buy individual stocks. I see nothing wrong with using a small amount of a portfolio to buy stocks, but keep the majority of funds for index funds (ie: VOOG, VOO). If you’re not willing/capable of doing the legwork to research a company, you should...
by bondsr4me
Fri May 22, 2020 7:43 pm
Forum: Investing - Theory, News & General
Topic: Best Overall Online Brokerage Account
Replies: 31
Views: 2039

Re: Best Overall Online Brokerage Account

I like Schwab. Far better APP and website than vanguard. 24/7 customer service is amazing. I like Schwab’t StreetSmartEdge and website. Their iPad app needs improving. The watchlist screen needs improving. Fidelity’s ActiveTraderPro and website are OK too. Their iPad app is pretty good; especially ...
by bondsr4me
Fri May 22, 2020 12:48 pm
Forum: Personal Investments
Topic: Chasing Individual Stocks
Replies: 45
Views: 2367

Re: Chasing Individual Stocks

I don't buy individual stocks to make a killing. In general I expect the returns to be more or less in line with the broader market. I buy individual stocks with a small % of my portfolio because: 1. I like it 2. It's educational 3. It keeps me grounded in the realities of business & the economy 4....
by bondsr4me
Fri May 22, 2020 7:53 am
Forum: Personal Investments
Topic: Chasing Individual Stocks
Replies: 45
Views: 2367

Re: Chasing Individual Stocks

Buying individual stocks is definitely risky but buying solid companies that are mis-priced due to panic may not be that bad of an idea? I'm sure I'm in the minority on this forum, but I would say that your conclusion above is true. I'm a big believer in value, and the Ben Graham "margin of safety"...
by bondsr4me
Thu May 21, 2020 6:01 pm
Forum: Personal Investments
Topic: I freaked out…now what?
Replies: 60
Views: 6086

Re: I freaked out…now what?

I think you really need to do a self-assessment of your risk tolerance. Risk meaning: risk of market volatility causing you to panic again and risk of losing money. It may pay for you to find a fee-only CFP to talk to and coach you. The worst thing you could do is repeat what you have done. We are i...
by bondsr4me
Thu May 21, 2020 11:44 am
Forum: Personal Investments
Topic: Growth fund mutual fund vs. Total stock market index
Replies: 15
Views: 725

Re: Growth fund mutual fund vs. Total stock market index

Hello, Most of my stock portfolio is in Vanguard Total Stock Market Index (VTSAX), however my stock in my 401k is in T Rowe Price Blue Chip Growth Fund (TBCIX). I've been comparing the two since inception and it seems that TBCIX holds up better in good and bad times. Would anyone out there in my sh...
by bondsr4me
Wed May 20, 2020 2:13 pm
Forum: Personal Investments
Topic: Individual stock for son's birthday
Replies: 54
Views: 2047

Re: Individual stock for son's birthday

Maybe a good idea would be to buy some individual stocks (Apple, Procter & Gamble, JPMorgan, Berkshire Hathaway or any others you choose) and buy him an equal dollar amount of an ETF (maybe VOOG or VOO). Then let his investments grow (or maybe not grow). This may provide him with a real life lesson ...
by bondsr4me
Wed May 20, 2020 2:07 pm
Forum: Personal Consumer Issues
Topic: Apple iPad vs Notebook
Replies: 43
Views: 1968

Re: Apple iPad vs Notebook

I decided I will definitely go the iPad route but have a question. When they advertise "Verizon cellular" how is that different that just using my hot spot on my cell to download/watch a movie or browse the net? Also, a poster mentioned Amazon, Prime, Netflix, etc to download videos, I'm assuming t...
by bondsr4me
Wed May 20, 2020 1:47 pm
Forum: Personal Investments
Topic: Individual stock for son's birthday
Replies: 54
Views: 2047

Re: Individual stock for son's birthday

Apple; Procter & Gamble; JPMorgan; Berkshire Hathaway...to name a few.
And for icing on the cake, an ETF; VOOG or maybe VOO.
Happy Birthday to your son!
by bondsr4me
Wed May 20, 2020 1:36 pm
Forum: Personal Consumer Issues
Topic: Apple iPad vs Notebook
Replies: 43
Views: 1968

Re: Apple iPad vs Notebook

I decided I will definitely go the iPad route but have a question. When they advertise "Verizon cellular" how is that different that just using my hot spot on my cell to download/watch a movie or browse the net? Also, a poster mentioned Amazon, Prime, Netflix, etc to download videos, I'm assuming t...
by bondsr4me
Tue May 19, 2020 2:06 pm
Forum: Investing - Theory, News & General
Topic: Total market or S&P 500?
Replies: 44
Views: 3580

Re: Total market or S&P 500?

I prefer the S&P 500 ETF VOO over VTI.

For me, I prefer VOOG...but that's just me.
by bondsr4me
Tue May 19, 2020 1:43 pm
Forum: Investing - Theory, News & General
Topic: Why don't investors hedge to the upside?
Replies: 14
Views: 975

Re: Why don't investors hedge to the upside?

JoMoney wrote:
Mon May 18, 2020 8:36 pm
People do... some people are selling the puts others are buying.
+

I sell puts and I sell calls...I don't buy puts/calls....
Works for me.
by bondsr4me
Mon May 18, 2020 2:50 pm
Forum: Personal Investments
Topic: Trading vs. Holding
Replies: 72
Views: 2233

Re: Trading vs. Holding

Volatility does help when it comes to trading. I wouldn't expect to see things calm down anywhere soon. Let us all know when "volatility" is over so that we can make sure to reposition ourselves for a buy-and-hold strategy in advance, which we will follow until volatility comes back. Sounds silly, ...
by bondsr4me
Mon May 18, 2020 2:45 pm
Forum: Personal Investments
Topic: Trading vs. Holding
Replies: 72
Views: 2233

Re: Trading vs. Holding

Volatility does help when it comes to trading.

I wouldn't expect to see things calm down anywhere soon.
by bondsr4me
Mon May 18, 2020 2:25 pm
Forum: Personal Investments
Topic: Trading vs. Holding
Replies: 72
Views: 2233

Re: Trading vs. Holding

I was taught about money and stocks beginning at a young age.....I am a trustee of about $20 million dollars in trust accounts that have to distribute 5% annually to the beneficiaries, so I have a fiduciary responsibility to pay attention to the markets. On top of that, I work for a broker dealer, ...
by bondsr4me
Sun May 17, 2020 6:52 am
Forum: Personal Investments
Topic: Stock Screen
Replies: 21
Views: 1014

Re: Stock Screen

Hi all, I was reading through different sources on how to screen stocks and I came across something in the AAII that I thought was interesting. Below is their way of screening stocks. I was wondering what you all think about this and how you would rank these in order of importance. I looked at a fe...
by bondsr4me
Sun May 17, 2020 6:39 am
Forum: Investing - Theory, News & General
Topic: Vanguard Mutual Fund Platform EOL
Replies: 245
Views: 8602

Re: Vanguard Mutual Fund Platform EOL

Foolish decision. They already do it on the old platform, why not just port it over to the new and limit the ability to Vanguard mutual funds. Same with some of the other downgrades of moving to the brokerage platform. Putting on my old hat as a software development manager.... if I had a dollar fo...
by bondsr4me
Sat May 16, 2020 12:35 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Mutual Fund Platform EOL
Replies: 245
Views: 8602

Re: Vanguard Mutual Fund Platform EOL

Foolish decision. They already do it on the old platform, why not just port it over to the new and limit the ability to Vanguard mutual funds. Same with some of the other downgrades of moving to the brokerage platform. Putting on my old hat as a software development manager.... if I had a dollar fo...
by bondsr4me
Thu May 14, 2020 6:34 pm
Forum: Investing - Theory, News & General
Topic: If “cost” is the #1 reason Active managers lose, why not use Vanguard’s low-cost active funds?
Replies: 61
Views: 3712

Re: If “cost” is the #1 reason Active managers lose, why not use Vanguard’s low-cost active funds?

I'm a long time index guy, but I don't think all mutual fund managers / stock pickers are "lucky." Warren Buffett was not lucky. I have no idea about this particular fund. They good ones are just a minority. My main nagging problem is that I feel like I could blindfold myself, throw darts at intern...
by bondsr4me
Thu May 14, 2020 5:40 pm
Forum: Investing - Theory, News & General
Topic: If “cost” is the #1 reason Active managers lose, why not use Vanguard’s low-cost active funds?
Replies: 61
Views: 3712

Re: If “cost” is the #1 reason Active managers lose, why not use Vanguard’s low-cost active funds?

Active management cannot outperform indexing, ever. It is impossible.
[/quote]

TripleDigitGolfer....you’re wrong about that....ask Peter Lynch...ask Bill Miller.
by bondsr4me
Thu May 14, 2020 8:56 am
Forum: Investing - Theory, News & General
Topic: What's after-hour trading ?
Replies: 7
Views: 908

Re: What's after-hour trading ?

Pre-market trading is from 4am to 9:30 am (Schwab & Fidelity are 7am) After hours trading is from 4;m to 8pm Trading during these hours can be very crazy; you need to be very careful. Usually, not always, but usually the bid/ask spread is larger in the pre-market and after hours than during the regu...
by bondsr4me
Thu May 14, 2020 8:45 am
Forum: Forum Issues and Administration
Topic: New bogleheads induction [Request for new subforum]
Replies: 55
Views: 3094

Re: New bogleheads induction

carolinaman wrote:
Thu May 14, 2020 8:37 am
JoMoney wrote:
Thu May 14, 2020 8:29 am

FWIW, you don't have to comment or read threads that annoy you.
I agree. I do not think we want "groupthink" by everyone on our forum. Different points of view help us all learn.
+1
Diversity of thinking often leads to better ideas....IMHO
by bondsr4me
Thu May 14, 2020 8:29 am
Forum: Personal Consumer Issues
Topic: Where do you back up your important data?
Replies: 102
Views: 5097

Re: Where do you back up your important data?

I've been thinking about how best to back up our important documents. Right now I'm using an external hard drive and USB stick to back up photos, music, tax returns, bank statements, wills, spreadsheets and word documents. That's working fine, but I'm thinking it might be a good idea to have at lea...
by bondsr4me
Wed May 13, 2020 2:05 pm
Forum: Personal Consumer Issues
Topic: Dentist charges $10 for PPE
Replies: 234
Views: 10795

Re: Dentist charges $10 for PPE

Jeez. I get being frugal, but $10 so that they can afford to properly protect the employees, which protects you, their families, the entire community... Pay the money or stay home and reschedule your appointment for when things are back to normal. Maybe 2022. (edit) OP seems to have plenty of money...
by bondsr4me
Tue May 12, 2020 11:37 am
Forum: Personal Consumer Issues
Topic: Where do you back up your important data?
Replies: 102
Views: 5097

Re: Where do you back up your important data?

icloud Drive for me. I don't use it all that often, but it's there for me in case my documents go missing. If someone wants to steal my tax returns and can get through Apple to get them, then more power to them. My identify theft policy will finally get put to use. These are exactly my thoughts. Al...
by bondsr4me
Tue May 12, 2020 11:20 am
Forum: Personal Consumer Issues
Topic: Where do you back up your important data?
Replies: 102
Views: 5097

Re: Where do you back up your important data?

We use OneDrive. Each account (6 allowed) has 1 TB of space with an Office 365 subscription. Inside of OneDrive you can place sensitive items inside your 2 factor "Personal Vault". It requires authentication to open and then you close it. I feel quite secure that my files are Private. We also have ...
by bondsr4me
Mon May 11, 2020 10:53 am
Forum: Personal Consumer Issues
Topic: IE, Chrome or Firefox, that is the question.
Replies: 53
Views: 2965

Re: IE, Chrome or Firefox, that is the question.

I use MSEdge, Firefox and Safari. So far, Edge is IMO a good browser. For what I do, it seems fast and I like the privacy controls. I use it the most while on my MacBookPro. Firefox seems pretty good too, but, IMO is not quite as fast as Edge. Safari is OK, but it does not work well with Vanguard's...
by bondsr4me
Mon May 11, 2020 10:53 am
Forum: Personal Investments
Topic: Vanguard S and P 500 ETF: VOO or VOOG
Replies: 10
Views: 840

Re: Vanguard S and P 500 ETF: VOO or VOOG

I use VOOG.
by bondsr4me
Sun May 10, 2020 9:25 am
Forum: Personal Consumer Issues
Topic: New Laptop Recommendations
Replies: 49
Views: 3025

Re: New Laptop Recommendations

Surface Pro 7 i7... Overall it's the best "laptop" that I've ever had. +1 I have a SP6; very good, very versatile; for productivity, it beats my iPadPro 12”. I see the SP7 are around $999....too much for me. At that price range, I would be more inclined to go PC laptop instead of tablet. I guess it...
by bondsr4me
Fri May 08, 2020 7:36 am
Forum: Personal Investments
Topic: Dow Futures on Yahoo Finance
Replies: 6
Views: 609

Re: Dow Futures on Yahoo Finance

I found this:

https://www.investopedia.com/terms/f/futures.asp

I hope it helps you.
Years ago, Mark Haines (CNBC) had a very good explanation about futures.
If I can find the page, I'll post it.

Have a great day; stay safe; stay healthy.
by bondsr4me
Fri May 08, 2020 7:27 am
Forum: Personal Consumer Issues
Topic: IE, Chrome or Firefox, that is the question.
Replies: 53
Views: 2965

Re: IE, Chrome or Firefox, that is the question.

I use MSEdge, Firefox and Safari. So far, Edge is IMO a good browser. For what I do, it seems fast and I like the privacy controls. I use it the most while on my MacBookPro. Firefox seems pretty good too, but, IMO is not quite as fast as Edge. Safari is OK, but it does not work well with Vanguard's ...
by bondsr4me
Thu May 07, 2020 5:52 pm
Forum: Personal Consumer Issues
Topic: iPad.. worth it?
Replies: 49
Views: 3076

Re: iPad.. worth it?

As a consumption device (reading, emailing, web browsing, photos) the iPad is hands down the best.

Battery life is very good.

Never had a droid, so can’t say about them.

I also have a Surface Pro 6...very good when it comes to productivity....but no iPad for sure.
by bondsr4me
Thu May 07, 2020 5:43 pm
Forum: Personal Investments
Topic: Vanguard to Charles Schwab
Replies: 18
Views: 2067

Re: Vanguard to Charles Schwab

To be sure, call Schwab and discuss your current holdings and ask if they can be transferred in-kind.

If so, just transfer in-kind; no need to sell.

A full ACAT transfer is very easy to do.

Good luck with this.
by bondsr4me
Wed May 06, 2020 1:00 pm
Forum: Investing - Theory, News & General
Topic: Looking for alternative to Vanguard
Replies: 107
Views: 7053

Re: Looking for alternative to Vanguard

The three "usual suspects" are Vanguard, Fidelity, and Schwab. Don't know how Schwab compares.... Fidelity and Schwab are the same on the 2FA front unfortunately. I don’t feel it’s an issue. Cite a case where someone had money stolen at Schwab, had followed Schwab’s requirements and it wasn’t cover...
by bondsr4me
Wed May 06, 2020 9:18 am
Forum: Personal Consumer Issues
Topic: can't log on [to Vanguard website]
Replies: 55
Views: 1882

Re: can't log on [to Vanguard website]

This is one of many reasons that I don’t put all my eggs in one (brokerage) basket. Have you, or anyone else, ever lost anything as a result of these short random website outages that have affected basically every single online operation at one time or another? Can you, or anyone else, show me any ...
by bondsr4me
Wed May 06, 2020 7:15 am
Forum: Investing - Theory, News & General
Topic: Looking for alternative to Vanguard
Replies: 107
Views: 7053

Re: Looking for alternative to Vanguard

Fidelity or Schwab are very good alternatives.
Much better: websites, customer service (they both have real-time chat), weekend hours if you work and need it, platforms.
by bondsr4me
Mon May 04, 2020 3:13 pm
Forum: Personal Investments
Topic: Beginner hoping to avoid mistakes
Replies: 8
Views: 801

Re: Beginner hoping to avoid mistakes

it’s really simple....
just follow Warren Buffett’s advice: invest in the S&P 500 index fund and leave it alone...
and don’t try to trade...

Best of Luck to you
by bondsr4me
Mon May 04, 2020 9:55 am
Forum: Investing - Theory, News & General
Topic: Who is your all time favorite investor and why?
Replies: 52
Views: 2738

Re: Who is your all time favorite investor and why?

Ferdinand2014 wrote:
Mon May 04, 2020 9:51 am
Warren Buffett for giving me the courage to keep it simple and believe always in a bright future (important when owning equities).
Jack Bogle for giving me the tools to make it happen.
Both for helping me have common sense and staying the course.
+1
by bondsr4me
Mon May 04, 2020 9:22 am
Forum: Investing - Theory, News & General
Topic: Who is your all time favorite investor and why?
Replies: 52
Views: 2738

Re: Who is your all time favorite investor and why?

Warren Buffett...clearly my favorite.
Jack Bogle
Ben Graham
by bondsr4me
Mon May 04, 2020 9:20 am
Forum: Personal Investments
Topic: Anyone on here trade Options? Suggestions / Inputs / Critique?
Replies: 15
Views: 1208

Re: Anyone on here trade Options? Suggestions / Inputs / Critique?

Occasionally I sell naked puts, but only on securities I am willing to buy at the strike price if the put gets exercised. No exercise, I keep the premium. I did the same recently because I had a big slug of cash that would soon become available, from an annual bonus and from meeting the terms of so...
by bondsr4me
Sat May 02, 2020 5:21 pm
Forum: Personal Investments
Topic: Anyone on here trade Options? Suggestions / Inputs / Critique?
Replies: 15
Views: 1208

Re: Anyone on here trade Options? Suggestions / Inputs / Critique?

Occasionally I sell naked puts, but only on securities I am willing to buy at the strike price if the put gets exercised.

No exercise, I keep the premium.
by bondsr4me
Sat May 02, 2020 5:16 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 614
Views: 32463

Re: What are you listening to now

Warren Buffett on yahoo
by bondsr4me
Mon Apr 27, 2020 11:10 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1910
Views: 207494

Re: [What TV Show Have You Recently Watched?]

Gunsmoke....watch it every night.
by bondsr4me
Fri Apr 24, 2020 6:41 am
Forum: Investing - Theory, News & General
Topic: [Jim Cramer] "Stop Buying Index Funds"
Replies: 37
Views: 6033

Re: [Jim Cramer] "Stop Buying Index Funds"

Cramer is right about one thing; the indexes will have BOTH winners and losers. Index investors have to be satisfied with this fact. But, when picking individual stocks, there are going to be BOTH winners and losers. Nobody picks all winners....nobody. I prefer index "investing" along with some indi...
by bondsr4me
Thu Apr 23, 2020 4:05 pm
Forum: Personal Investments
Topic: Does anyone sell puts in order to force re-balancing and collect premiums?
Replies: 34
Views: 1690

Re: Does anyone sell puts in order to force re-balancing and collect premiums?

I do on occasion sell puts to collect the premiums.
Just adds a bit to our account.
I don’t do it for rebalancing purposes.