Search found 1087 matches

by bondsr4me
Thu May 23, 2019 5:54 pm
Forum: Investing - Theory, News & General
Topic: Vanguard issues 10-year forecast for stock, bond market returns
Replies: 64
Views: 6121

Re: Vanguard issues 10-year forecast for stock, bond market returns

I pay no attention to predictions like this even if Vanguard did the prediction.

Nobody knows what will happen 10 days from now let alone 10 years.

Isn’t this remotely market-timing....trying to predict outcomes.

Anyway, probably best not to act on this.
by bondsr4me
Thu May 23, 2019 2:06 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website fail at the propitious moment
Replies: 15
Views: 1843

Re: Vanguard website fail at the propitious moment

I logged in without any issues....

I made no changes, no order entry; just viewed a few things.
by bondsr4me
Thu May 23, 2019 2:04 pm
Forum: Personal Consumer Issues
Topic: Windows 10 - May 2019 Update (1903)
Replies: 9
Views: 560

Re: Windows 10 - May 2019 Update (1903)

my SP6 did an update on 5/19 for Version 1803 (KB4023057).

no problems....so far that is!
by bondsr4me
Wed May 22, 2019 5:03 am
Forum: Investing - Theory, News & General
Topic: Any option traders?
Replies: 40
Views: 2586

Re: Any option traders?

I don’t trade them much anymore. When I do, I sell naked puts on stocks I am willing to own. I also sell covered calls on the few stocks I own when the opportunity presents itself. I have a bunch of free trades from Fidelity, so that helps too. I use weekly expirations or close-by expirations...I do...
by bondsr4me
Tue May 21, 2019 7:34 am
Forum: Personal Consumer Issues
Topic: Getting Ready for Windows 10
Replies: 28
Views: 1916

Re: Getting Ready for Windows 10

I have a SurfacePro 6 (just got it a week ago...traded my SP4 for it) with Windows 10 (had a SP and SP4 before this). Windows 10 has come a long way from what Windows used to be. That being said, there is still no comparison to my MacBookPro. The Apple OS is far more stable IMHO. I don't want to app...
by bondsr4me
Thu May 16, 2019 7:32 am
Forum: Personal Investments
Topic: Thoughts on Schwab
Replies: 37
Views: 3484

Re: Thoughts on Schwab

I highly recommend you switching to Schwab from Vanguard. My experience with transferring from Vanguard to Schwab has been excellent. I transferred part of my Vanguard account to Schwab like the wind, maybe two days. Previously I had tried to transfer money into Vanguard from a local credit union a...
by bondsr4me
Tue May 14, 2019 7:27 am
Forum: Forum Issues and Administration
Topic: For how long will the forum be around?
Replies: 94
Views: 7092

Re: For how long will the forum be around?

Bogleheads: This forum, which reflects "The Wisdom of Jack Bogle," and is now the largest non-commercial financial forum on the internet, should be around for many years to come. Many in the financial industry would like to see us disappear. However, if we continue to espouse Jack's wisdom, and con...
by bondsr4me
Sun May 12, 2019 2:59 pm
Forum: Investing - Theory, News & General
Topic: Another Warren Buffett S&P 500 Recommendation
Replies: 109
Views: 15898

Re: Another Warren Buffett S&P 500 Recommendation

I am a huge WB fan and have great respect for him. His S&P recommendation is certainly OK with me. One thing that bothers me with S&P 500 performance numbers is what would the performance actually be if it did not drop out bankruptcies and other poor performing companies and replace them with more r...
by bondsr4me
Sun May 12, 2019 10:52 am
Forum: Personal Consumer Issues
Topic: What computer to buy for snowbird
Replies: 37
Views: 2884

Re: What computer to buy for snowbird

Why not replace it with a SP6?

I just traded my SP4 for the SP6 at Best Buy.

Very portable for someone like you.
by bondsr4me
Sat May 11, 2019 12:49 pm
Forum: Personal Investments
Topic: An Advisor Refusing To Sell Investments
Replies: 65
Views: 7566

Re: An Advisor Refusing To Sell Investments

I know a colleague who is trying to sell investments and transfer the cash into a different firm. He existing advisor is refusing to sell the investments. Does anyone have any suggestions as to what he should do? I would file a complaint withe FINRA. This is absolutely ridiculous for any firm to do...
by bondsr4me
Sat May 11, 2019 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: How to Wire Funds from Vanguard
Replies: 9
Views: 700

Re: How to Wire Funds from Vanguard

We were required to set up the wiring option, though we were both wiring in and out. Vanguard made three small wirings, less than one dollar, to be certain the information and accounts were correct before wiring larger amounts for a house purchase. Setting up the process took about ten days with th...
by bondsr4me
Sat May 11, 2019 12:38 pm
Forum: Investing - Theory, News & General
Topic: Why I bet on S&P500
Replies: 51
Views: 3007

Re: Why I bet on S&P500

I would be very interested to see performance of the S&P 500 if included all the companies that have gone bankrupt or have been kicked out or in any other way excluded from the perfomance numbers compared to US Treasuries. Getting rid of the bad apples and keeping only the "good" ones and adding new...
by bondsr4me
Thu May 09, 2019 8:35 am
Forum: Investing - Theory, News & General
Topic: Vanguard Service
Replies: 9
Views: 1187

Re: Vanguard Service

There are many threads on issues with Vanguard and customer service incompetence. I think, without any proof at all, that Vanguard has grown so much over the last few years that VG has struggled to keep up with the demands. Training new customer service reps to the point of being fully competent tak...
by bondsr4me
Tue May 07, 2019 2:23 pm
Forum: Personal Investments
Topic: Cheering for a crash
Replies: 25
Views: 1883

Re: Cheering for a crash

I did some buying today....

VOOG.
by bondsr4me
Tue May 07, 2019 7:47 am
Forum: Personal Investments
Topic: How long for Cost Basis to Transfer to Vanguard
Replies: 6
Views: 565

Re: How long for Cost Basis to Transfer to Vanguard

Did you keep and still have the trade confirmations of the purchases. Did the stock split since you acquired it? Were there any stock dividends since you acquired it? You should be able to look at the previous broker's history to find the cost basis; they may have to research it for you. Then you sh...
by bondsr4me
Tue May 07, 2019 7:41 am
Forum: Investing - Theory, News & General
Topic: Charlie Munger_WSJ interview
Replies: 17
Views: 3711

Re: Charlie Munger_WSJ interview

yes, it was a great interview.

I really like Charlie....he tells it like it is and is pretty saucy about too.

He and Warren are two real gems of our lifetime.
by bondsr4me
Tue May 07, 2019 7:38 am
Forum: Personal Consumer Issues
Topic: How do YOU make coffee?
Replies: 201
Views: 8637

Re: How do YOU make coffee?

For my wife's coffee, I use a 4 cupper Mr Coffee drip and Gevalia coffee.

For my coffee, I use a percolator and 8 o'clock coffee.

Both are good...I just believe a percolator makes smoother coffee.
by bondsr4me
Tue May 07, 2019 7:34 am
Forum: Personal Investments
Topic: I tried to fire my financial advisor of 12 years today...
Replies: 127
Views: 13261

Re: I tried to fire my financial advisor of 12 years today...

The easiest way to go about this is to contact the firm you want to use in the future, in this case it's Vanguard. They will help you set up your account and THEY will take care of transferring your assets. You do not need to contact your current broker friend. If all of your current assets can be t...
by bondsr4me
Mon May 06, 2019 6:19 pm
Forum: Personal Investments
Topic: Warren Buffet's new investment ideas
Replies: 28
Views: 2612

Re: Warren Buffet's new investment ideas

not clear Buffett is making a wager on Oil and Gas (Permian or not) vs getting an outstanding price for lending to the company. 8% dividend on the preferred plus in the money options. I am sure he would have gone twice as much if they had let him. As long as he can see a path to getting paid back I...
by bondsr4me
Sat May 04, 2019 12:11 pm
Forum: Investing - Theory, News & General
Topic: Berkshire Hathaway 2019 Annual Shareholders Meeting, Live Stream Replay
Replies: 12
Views: 1563

Re: Berkshire Hathaway 2019 Annual Shareholders Meeting, Live Stream

Really enjoy watching it....watched it last year too.

By following WB you can learn valuable life skills as well as investing skills.

He is, as Jack Bogle was and still is, truly larger than life.

Two of the greatest financial people ever.
by bondsr4me
Sat May 04, 2019 11:52 am
Forum: Personal Consumer Issues
Topic: Multiple newspaper and magazine subscriptions - how much do you pay to stay informed?
Replies: 60
Views: 3639

Re: Multiple newspaper and magazine subscriptions - how much do you pay to stay informed?

hometown newspaper, wsj, barrons….all paying subs.

my barrons expires and wont be renewed.

hometown paper is a paper sub.

wsj and barrons are paper and online subs.

I really like using my ipadpro or sp4 to read.

much easier on my eyes...can make the print as large as I need/like.
by bondsr4me
Sat May 04, 2019 11:13 am
Forum: Personal Investments
Topic: Vanguard Free/Zero Funds
Replies: 43
Views: 4087

Re: Vanguard Free/Zero Funds

Mountain Doc wrote:
Thu May 02, 2019 12:06 am
I don't think Vanguard will ever offer zero expense funds. They run their funds at cost.

I also don't think Fidelity is running a bait-and-switch scheme. They are free to run a loss-leader forever.
+1...agree.
by bondsr4me
Fri May 03, 2019 12:28 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4470
Views: 1155055

Re: What Movie Have You Recently Watched?

Tombstone....Kurt Russell...Val Kilmer

Great western.

Also, as I do ever year, "The Ten Commandments" and "Jesus of Nazareth"...[OT comment removed by admin LadyGeek]
by bondsr4me
Fri May 03, 2019 7:32 am
Forum: Personal Investments
Topic: Opening an Account: Vanguard vs. Fidelity
Replies: 41
Views: 2766

Re: Opening an Account: Vanguard vs. Fidelity

They are both very good companies to invest thru, so either one is fine. If you ONLY invest in VG funds or etf's, then I think VG would be a very good choice. If you invest in other investments/funds/etf's, then Fidelity would be a very good choice. Vanguard is not available on the weekends and does...
by bondsr4me
Fri May 03, 2019 7:21 am
Forum: Personal Investments
Topic: Vanguard security
Replies: 36
Views: 2627

Re: Vanguard security

I just logged-in into VG using Safari in private mode and using 2FA. I told it to recognize my MBP in the future. After logging out, I cleared my history even tho I was operating in privacy mode with Safari. I logged in again using 2FA and it asked if i wanted this computer to be recognized in the f...
by bondsr4me
Wed May 01, 2019 11:43 am
Forum: Investing - Theory, News & General
Topic: WSJ--How Schwab Ate Wall Street
Replies: 82
Views: 9126

Re: WSJ--How Schwab Ate Wall Street

If Schwab had a 2% on everything credit card like Fidelity, I would go there in a heartbeat. While not 2%, CS has a 1.5% on everything card with Amex. Thanks for the info. Years ago I had an AE card. It seems as tho' some places don't accept it; I believe the charge to the retailer is more than the...
by bondsr4me
Wed May 01, 2019 11:41 am
Forum: Personal Investments
Topic: Vanguard security
Replies: 36
Views: 2627

Re: Vanguard security

This lack of availability doesn’t scream security to me. They locked her account access. That seems very secure to me. Lack of availability is more of a customer service issue, not a security issue. And Vanguard requires 2-factor now. Requires? I don't have 2-factor on my mutual fund account, at le...
by bondsr4me
Tue Apr 30, 2019 9:13 am
Forum: Investing - Theory, News & General
Topic: WSJ--How Schwab Ate Wall Street
Replies: 82
Views: 9126

Re: WSJ--How Schwab Ate Wall Street

One plus I will give to Schwab is transparency. Being a public company, their level of transparency beats Vanguard and Fidelity. My wife and I have accounts at all, Schwab being the lowest balance for now, I am considering changing that soon. If Schwab had a 2% on everything credit card like Fideli...
by bondsr4me
Tue Apr 30, 2019 6:48 am
Forum: Investing - Theory, News & General
Topic: WSJ--How Schwab Ate Wall Street
Replies: 82
Views: 9126

Re: WSJ--How Schwab Ate Wall Street

One plus I will give to Schwab is transparency. Being a public company, their level of transparency beats Vanguard and Fidelity. My wife and I have accounts at all, Schwab being the lowest balance for now, I am considering changing that soon. If Schwab had a 2% on everything credit card like Fidelit...
by bondsr4me
Mon Apr 29, 2019 7:12 am
Forum: Investing - Theory, News & General
Topic: WSJ--How Schwab Ate Wall Street
Replies: 82
Views: 9126

Re: WSJ--How Schwab Ate Wall Street

I think CS is a very good firm with excellent customer service and IT service. I remember when I used to pay $29.95 for trades....geeee that sure sounds expensive in today's terms. I also have Charles Schwab's book "You're Fifty-Now What?" And the bid/ask spread was always 1/4 to 1/2 as well when b...
by bondsr4me
Mon Apr 29, 2019 7:02 am
Forum: Investing - Theory, News & General
Topic: WSJ--How Schwab Ate Wall Street
Replies: 82
Views: 9126

Re: WSJ--How Schwab Ate Wall Street

I think CS is a very good firm with excellent customer service and IT service.

I remember when I used to pay $29.95 for trades....geeee that sure sounds expensive in today's terms.

I also have Charles Schwab's book "You're Fifty-Now What?"
by bondsr4me
Mon Apr 29, 2019 6:52 am
Forum: Investing - Theory, News & General
Topic: Barron's writes--Vanguard Keeps Some of Its Cheapest Funds Out of Reach for Fidelity Customers
Replies: 10
Views: 2068

Re: Barron's writes--Vanguard Keeps Some of Its Cheapest Funds Out of Reach for Fidelity Customers

Don't we, the owners, of Vanguard, have a right to keep certain products available only at Vanguard, to drive customers to Vanguard? Isn't this a common, and sound, business policy? I have a retirement account at Fidelity as well, due to my employer's choice, but unfortunately, I'm not an owner of ...
by bondsr4me
Thu Apr 25, 2019 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Becoming a Financial Advisor
Replies: 41
Views: 2015

Re: Becoming a Financial Advisor

coachd50 wrote:
Thu Apr 25, 2019 12:25 pm
And when they lose money.....
You advise them just as Vanguard/Bogleheads do......Stay the course.
by bondsr4me
Thu Apr 25, 2019 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: Becoming a Financial Advisor
Replies: 41
Views: 2015

Re: Becoming a Financial Advisor

Doing financial planning and investment advice can be very rewarding for both you (and I’m not talking about money) and your clients. What you are suggesting sounds reasonable. It will take time, money and effort on your part. Going the “fee only” route is the honest way to go (just like Vanguard). ...
by bondsr4me
Wed Apr 24, 2019 2:37 pm
Forum: Personal Investments
Topic: Close Vanguard and go all in with Fidelity?
Replies: 84
Views: 7039

Re: Close Vanguard and go all in with Fidelity?

I find these brokerage postings very interesting. All I will say is whether the OP chooses Vanguard or Fidelity or both, there is no loser in the choices. Vanguard certainly has it's pluses and minuses; Fidelity has it's pluses and minuses. Anyway you choose, you can't lose; they are both very good....
by bondsr4me
Sat Apr 20, 2019 5:36 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3742
Views: 1078264

Re: What Book Are You Currently Reading? Part VI

I started re-reading Jack Bogle’s “The Clash of the Cultures”.

Happy Easter to everyone!
by bondsr4me
Sat Apr 20, 2019 1:50 pm
Forum: Investing - Theory, News & General
Topic: Market timers thread
Replies: 178
Views: 10682

Re: Market timers thread

Buffett already did this.....and currently has record levels of cash, $100B, sitting in dry powder.... Although you'll often hear him tell everyone else they should just buy-n-hold an SP500 index fund, independent of valuation levels..... And some people actually blindly follow what he says instead...
by bondsr4me
Thu Apr 11, 2019 9:18 am
Forum: Personal Consumer Issues
Topic: Mac mail malfunctioning - keeps asking for my gmail passwords
Replies: 9
Views: 725

Re: Mac mail malfunctioning - keeps asking for my gmail passwords

I have had occasions where I have had to re-enter my password for AOL account when using the Apple mail client.

It seems that the password gets forgotten in the keychain (at least that's what I thought it was).
by bondsr4me
Thu Apr 11, 2019 7:48 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard vs Fidelity Websites - UI/UX
Replies: 13
Views: 1093

Re: Vanguard vs Fidelity Websites - UI/UX

I like the simplicity of VG, but don't like the lack of real-time info. I used the VG app on my iPadPro to make an electronic deposit yesterday afternoon. It did not show up until this morning; not a real big deal, but it just keeps ya wondering about the funds until they appear. In this day and age...
by bondsr4me
Thu Apr 11, 2019 7:40 am
Forum: Investing - Theory, News & General
Topic: Are individual corporate bonds offered by brokerages?
Replies: 3
Views: 296

Re: Are individual corporate bonds offered by brokerages?

Vanguard, Fidelity, Schwab, TDAmeritrade all offer individual bonds. I like Fidelity's bond screen and order entry; you can put in an order that is not "at the market"; you can't do that at Vanguard without calling their bond desk and I don't wanna be bothered doing that; I believe Schwab is the sam...
by bondsr4me
Tue Apr 09, 2019 2:44 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Monthly Statement Envelope
Replies: 21
Views: 2237

Re: Vanguard Monthly Statement Envelope

We got 3 envelopes; no problem with any of them.
Maybe the problem is with your post office.
by bondsr4me
Tue Apr 09, 2019 8:54 am
Forum: Personal Investments
Topic: Resident Doctor... trying to maximize income
Replies: 27
Views: 2629

Re: Resident Doctor... trying to maximize income

I'm a resident physician finishing up my first year. I only recently learned about Vanguard and Bogleheads and all that jazz. I have an account with TD Ameritrade that I've been using and am struggling to figure out all this "low expense" passive investing stuff. Does anybody have any pointers on h...
by bondsr4me
Thu Apr 04, 2019 9:35 am
Forum: Personal Consumer Issues
Topic: Windows 10 on Macbookpro
Replies: 6
Views: 440

Re: Windows 10 on Macbookpro

Thanks to everyone who replied....I appreciate it very much.

I used to use Parallels with my old (2006) MBP and it worked pretty well.
But I believe now Parallels requires a subscription.

I may just use Bootcamp or I may try VMware.

Again, "Thanks" to everyone replying.

Have a great day!
by bondsr4me
Thu Apr 04, 2019 9:31 am
Forum: Personal Investments
Topic: Help with Vanguard Site
Replies: 11
Views: 559

Re: Help with Vanguard Site

For the "long-haul", BRK/B gets my vote....buy it and leave it alone.
by bondsr4me
Wed Apr 03, 2019 7:47 am
Forum: Personal Consumer Issues
Topic: Windows 10 on Macbookpro
Replies: 6
Views: 440

Windows 10 on Macbookpro

Is anyone running Windows 10 Home edition on a MBP?

If so, are you happy with the performance?
Are you using Apple's Bootcamp or some other Virtual Machine software?
If VM, which one?

I am really considering installing W10 on my 2015 MBP and would like to hear from others.

Thanks.
by bondsr4me
Wed Apr 03, 2019 7:33 am
Forum: Personal Consumer Issues
Topic: Windows 10 security software
Replies: 33
Views: 2225

Re: Windows 10 security software

I have not had any issues with Windows Defender; seems to be very good. It works really well for me as does Windows 10 Home edition. I really like Windows 10; this comes from a confirmed Apple products user....surprised?? I have a Surface Pro 4 and it works very, very well. Microsoft has come a long...
by bondsr4me
Wed Apr 03, 2019 7:17 am
Forum: Personal Investments
Topic: Best new brokerage account bonuses- Offer Vanguard??
Replies: 29
Views: 2369

Re: Best new brokerage account bonuses- Offer Vanguard??

Hello all, I noticed plenty of excellent new brokerage account bonuses such as $300-$600 just for signing on. I’d like to put $150,000 in the Vanguard VUSXX fund however Vanguard offers no registration bonus. Why should I stick my money in Vanguard while many other places will pay me for joining th...
by bondsr4me
Tue Mar 26, 2019 6:11 pm
Forum: Personal Consumer Issues
Topic: Tattoos and Bogleheads
Replies: 180
Views: 8733

Re: Tattoos and Bogleheads

Never had one.
Never will.
I would not have hired anyone with a visible one; not the kind of thing I would have in a professional environment.
I consider them a denigration of the body and nothing more than looking for attention.
But, that’s me.
To each their own.
by bondsr4me
Sat Mar 23, 2019 1:35 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Intermediate Corporate Bond Fund ?
Replies: 6
Views: 695

Re: Vanguard Intermediate Corporate Bond Fund ?

I'm in VCIT.
I prefer Etf's; generally lower ER...costs matter.