Search found 8 matches

by stepjone
Sun Mar 30, 2008 6:05 pm
Forum: Investing - Help with Personal Investments
Topic: Advice needed
Replies: 1
Views: 724

Advice needed

Hi: I have 150k to invest short-term for 2 years before I use it for a home downpayment. I have another 100k to invest longterm. I am in a 33% tax bracket. I have Vanguard and Fidelity accounts in place. I have also been reading about Bond Ladders with some interest. Can anyone provide some insight ...
by stepjone
Sun Dec 30, 2007 11:12 pm
Forum: Investing - Theory, News & General
Topic: The Core Four
Replies: 318
Views: 187554

Rick:

Great Post!

Just one question: Does this "Core Four" allocation apply to those in thier younger years as well.....say 25-35 yrs of age? I am so new at the investing that I thought I would ask.

Stephen
by stepjone
Sun Dec 30, 2007 4:00 pm
Forum: Investing - Help with Personal Investments
Topic: Rebalancing 401K
Replies: 2
Views: 884

Rebalancing 401K

All: My company has Prudential Retirement as the 401K provider. They are advocating rebalancing my 401k every quarter instead of yearly. What is your take on Rebalancing quarterly or yearly? On top of that, can someone please explain rebalancing so that I am certain I understand what it really is? T...
by stepjone
Wed Dec 26, 2007 10:48 pm
Forum: Personal Finance (Not Investing)
Topic: Disability Insurance
Replies: 5
Views: 1912

Thank you everyone for the replies. My head is very clear now where I need to go and what I need to do. It helps getting some advice and support.

Thanks
stepjone
by stepjone
Wed Dec 26, 2007 10:42 pm
Forum: Investing - Help with Personal Investments
Topic: Financial Advisor or NOT!
Replies: 26
Views: 4613

All:

I appreciate all the feedback and help from everyone. It is truly appreciated. I will follow allot of the advice and be back looking for more help after I have read the books and analyzed everything.

Thanks
Stepjone :D
by stepjone
Wed Dec 26, 2007 11:30 am
Forum: Investing - Help with Personal Investments
Topic: Financial Advisor or NOT!
Replies: 26
Views: 4613

All: You have offered a lot of great advice and help. I definitly feel good about pursuing the investing adventure on my own with the books and information you have provided. My only issue is that I did pay this advisor a $1k fee (fee only) to get started on a plan. He produced a life plan by starti...
by stepjone
Wed Dec 26, 2007 3:40 am
Forum: Investing - Help with Personal Investments
Topic: Financial Advisor or NOT!
Replies: 26
Views: 4613

Financial Advisor or NOT!

All~ I am in a high Tax bracket for my young age......34%. The best advice I have received from my advisor is start investing into a Universal Life Policy along with creating a mutual fund portfolio with load and no-load funds. Does anyone have any good recommendations on where to invest a large sum...
by stepjone
Wed Dec 26, 2007 3:16 am
Forum: Personal Finance (Not Investing)
Topic: Disability Insurance
Replies: 5
Views: 1912

Disability Insurance

I have been told by my financial advisor that I must purhcase additional disability insurance to my already existing policy to match my desired income level per month for the next 25 years. My age is 33. First question: Are there any general thoughts on whether disability insurance is worth the sign...