Search found 47 matches

by HawkeyeMike
Thu Mar 31, 2011 7:05 pm
Forum: Investing - Theory, News & General
Topic: BOGLEHEAD CONTEST -- First Quarter Leaders
Replies: 8
Views: 1034

Accumulator

I hope you WIN ! :lol:

1927. only 600 more points

Your guess was for this year, right
by HawkeyeMike
Sat Feb 26, 2011 3:31 pm
Forum: Investing - Help with Personal Investments
Topic: Rebalancing into bonds
Replies: 31
Views: 2792

Total Stock Market (VTSMX)

The last two highs
April 2000 $34.50
Oct 2007 $37.73

The last two lows
Oct 2002 $20.00
Mar 2009 $16.60

Current price $33.25

I would rebalance
by HawkeyeMike
Sun Jan 02, 2011 2:03 pm
Forum: Investing - Theory, News & General
Topic: Best web site or software for tracking investments?
Replies: 9
Views: 1665

I've been using Yahoo. Finance portfolio's for 5-6 years.
Never had any problems, it's free and easy to use
by HawkeyeMike
Sat Jan 01, 2011 11:33 pm
Forum: Investing - Theory, News & General
Topic: 2011 BOGLEHEAD CONTEST REGISTRATION
Replies: 374
Views: 35479

1465.78
by HawkeyeMike
Sat Jan 01, 2011 12:03 pm
Forum: Investing - Theory, News & General
Topic: Shiller - S&P 500 may reach 1430 by 2020
Replies: 80
Views: 28085

Gee- And I'm picking 1465.78 for the S&P Bogelhead Contest for 2011

I'm not waiting till 2020, what fun would that be.
by HawkeyeMike
Wed Dec 29, 2010 11:03 pm
Forum: Investing - Theory, News & General
Topic: is there a Vanguard fund for this type of investment?
Replies: 21
Views: 3041

Jfet,

If you are so inclined- Closed-end Funds might work for you.

Check out Eaton Vance Funds

(ETW) ticker, All stock, 50% US, 50% International

They write covered calls on 80% of the portfiolo, no leverage

1% ER

Now selling at 9.5% Discount to NAV

Worth a look
by HawkeyeMike
Fri Oct 29, 2010 4:15 pm
Forum: Investing - Theory, News & General
Topic: Bogle: Uneasy Lies the Head that Wears the Crown
Replies: 3
Views: 1704

Mr. Bogle, has an amazing ability of just laying the facts on the table and challenging us to really think about the way we invest.

It's honest, simple to understand, and I thank him for that.
by HawkeyeMike
Sun Oct 10, 2010 11:17 am
Forum: Investing - Help with Personal Investments
Topic: Some humor for Bogleheads.
Replies: 39
Views: 5896

Two points: 1. From 2008 to 2014 Steve Jobs did not age at all 2. You would think he could afford a new shirt, same old black turtle neck Thats actually his new invention: The iNeck Shirt. Thanks SP-diceman Very good, The iNeck, sold at Old Navy and other fine retailers. The iNeck comes in 3 colors...
by HawkeyeMike
Thu Oct 07, 2010 2:33 pm
Forum: Investing - Help with Personal Investments
Topic: Conversion from Investor Shares to Admiral Shares
Replies: 51
Views: 18500

My "Simple IRA's" are not eligible for conversion

Have 3 Funds way past the $ Limits

Bummer :cry:
by HawkeyeMike
Tue Oct 05, 2010 9:40 am
Forum: Investing - Help with Personal Investments
Topic: Some humor for Bogleheads.
Replies: 39
Views: 5896

The links work fine.
Two points:
1. From 2008 to 2014 Steve Jobs did not age at all
2. You would think he could afford a new shirt, same old
black turtle neck
by HawkeyeMike
Wed Sep 22, 2010 9:00 pm
Forum: Investing - Help with Personal Investments
Topic: State of Iowa 457 Options Advice
Replies: 10
Views: 1149

30% Total Bond Fund (age in Bonds)
70% Total Stock Index

Rebalance as you age

Good luck to you

Go Hawks, Go UNI
by HawkeyeMike
Wed Feb 24, 2010 5:31 pm
Forum: Investing - Help with Personal Investments
Topic: Closed End Funds (CEFs)
Replies: 24
Views: 4028

I went to the Eaton-Vance link that was provided here, and I was surprised to find that the Distributon of Return of Capital also includes "UN-Realized" gains. Since ROC is a non-taxable event, Eaton Vance spins this as a positive, deferring gains until you sell your shares. Of course Open...
by HawkeyeMike
Sun Jan 10, 2010 11:18 pm
Forum: Investing - Theory, News & General
Topic: You might be a Boglehead if...
Replies: 23
Views: 4482

Very Simple

You might be a bogelhead if.................

you have posted on this site more than 1000 times.
by HawkeyeMike
Sat Sep 19, 2009 8:41 am
Forum: Investing - Help with Personal Investments
Topic: Windsor vs. Windsor II
Replies: 9
Views: 5153

Windsor II has outperformed Value Index : YTD, 1 ,5, 10 year and since inception (Value Index has only been around since 1992)

Will this performance continue: maybe, maybe not
by HawkeyeMike
Sun Aug 09, 2009 11:42 am
Forum: Investing - Theory, News & General
Topic: Treasury Direct to Allow IRA In Future?
Replies: 2
Views: 997

euro..

I find the login process with the little card thinge, well, reasuring from a security standpoint.

I haven't used Treasury Direct since the fall of 2007 when I was receiving 4-5% on 28 day Tbills.....Those were the days!
by HawkeyeMike
Wed Aug 05, 2009 11:33 am
Forum: Investing - Help with Personal Investments
Topic: Who can help you build a portfolio of muni and TIP bonds?
Replies: 6
Views: 1315

DS Investor

DS stated: "Simply sell the stock funds in the retirement account and buy the same stock funds in taxable on the same day" There would not be a free taxable exchange by selling you Index Fund in your retirement account and buying the same fund in your taxable account. Selling your retireme...
by HawkeyeMike
Thu May 07, 2009 1:55 pm
Forum: Investing - Help with Personal Investments
Topic: How to lock in profits?
Replies: 13
Views: 3079

Anil A few questions for you. Are these ESPP shares delivered to your brokerage account? Are you selling these shares back to the company, thus locking in your 15% gain? "IF" these shares are in your brokerage account I would write a covered call on these shares. You receive a premium (rea...
by HawkeyeMike
Tue Feb 24, 2009 7:07 pm
Forum: Investing - Theory, News & General
Topic: Expense Ratio Increases 50% on Intermediate Tax-Ex Admiral
Replies: 28
Views: 3992

Expense Ratio Increases 50% on Intermediate Tax-Ex Admiral

I was surprised to see today that the ER was increased from .08% to .12% (VWIUX)

Still a bargin, BUT less money in my pocket.
by HawkeyeMike
Fri Jan 23, 2009 12:02 pm
Forum: Investing - Help with Personal Investments
Topic: QDI for FTSE All World ex-US lower than Total International?
Replies: 10
Views: 3206

Here are my 1099 Numbers for FTSE All World EX-US

467.26 Ord Divd
344.93 QDI
25.84 Foreign Tax Paid
by HawkeyeMike
Thu Jan 01, 2009 10:53 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2009 BOGLEHEADS CONTEST
Replies: 296
Views: 46500

1065
by HawkeyeMike
Wed Aug 13, 2008 12:38 pm
Forum: Investing - Theory, News & General
Topic: Cashflow in Retirement
Replies: 15
Views: 3295

DP

Try.... i-orp.com

very nice retirement planner, you input your income sources as they become available.

Mike
by HawkeyeMike
Mon Aug 11, 2008 1:27 pm
Forum: Investing - Help with Personal Investments
Topic: Help picking a money market fund
Replies: 7
Views: 2042

3.3% not bad. Stay where your at. You would be hard pressed to find a Money Market Fund wtih a higher rate. Now a bank CD might make sense, "if" you want to tie your money up.
by HawkeyeMike
Mon Aug 04, 2008 11:06 am
Forum: Investing - Help with Personal Investments
Topic: Eaton Vance Closed- End Fund Recommedation
Replies: 16
Views: 3047

Mr Sample Could you consider Tax Loss Harvesting EXG and locking in the loss, and maybe buying ETW which is selling at a 13% discount to NAV. This fund is well diversified with 50% U.S and 50% International equities. The fund is not leveraged, but they do write covered calls on their positions. You ...
by HawkeyeMike
Sun Aug 03, 2008 8:45 pm
Forum: Investing - Help with Personal Investments
Topic: Eaton Vance Closed- End Fund Recommedation
Replies: 16
Views: 3047

Most of the distribution will be "Return of Capital". Vanguards Pay-out funds will employ this same strategy. Return of capital is a Non-Taxable event, but you reduce your basis by the amount returned. In down markets expect return of capital, in up markets probably not as much. For this s...
by HawkeyeMike
Wed Jun 18, 2008 5:42 pm
Forum: Investing - Help with Personal Investments
Topic: Tax Loss opportunity / Sell VHDYX - Buy VIVAX
Replies: 1
Views: 1060

Tax Loss opportunity / Sell VHDYX - Buy VIVAX

In a Taxable Account- Could I capture the Loss and be OK with wash sale rule on these two funds?

Sell High Dividend Yld Index (VHDYX) down -11.02% YTD and

Buy Value Index Fund (VIVAX) down -10.80% YTD

Are they to similar to qualify for a loss? Both LC Value Funds

Thanks

Mike
by HawkeyeMike
Fri May 02, 2008 10:05 am
Forum: Investing - Theory, News & General
Topic: Managed payout: dangerous overpayout if assets underperform?
Replies: 3
Views: 1203

nisiprius, If these funds underperform the 3%, 5%, 7% stated goals they will more than likely payout the distribution in "Return of Capital". It will act like a Closed-end fund in this regard. Return of capital is a non-taxable event, but in a taxable account you would need to lower your b...
by HawkeyeMike
Wed Apr 23, 2008 10:24 am
Forum: Investing - Help with Personal Investments
Topic: Wellesley VS New Payout Fund?
Replies: 4
Views: 2162

dbc47

Based on the $20 offering price, .0833 x 12 months = $1 per share

or 5% distribution rate .
by HawkeyeMike
Thu Apr 17, 2008 8:48 pm
Forum: Investing - Theory, News & General
Topic: hypothetical question on changing tax rates
Replies: 14
Views: 2639

Interesting/Taxes in 2040

I'll give it try Social Security & Medicare 30% (15 employee 15 employer) Federal 50% Top Bracket State 10% Property Taxes 2% Local Sales/Extra School 8% Welcome to your New World. I'll be 94yrs old in 2040, can I borrow some money from anyone to pay my Long Term Care Insurance premiums.
by HawkeyeMike
Fri Apr 11, 2008 3:16 pm
Forum: Investing - Help with Personal Investments
Topic: My first invesment
Replies: 12
Views: 2780

Taylor you missed a few

Drive In Movies

Spark plugs that lasted 10,000 Mi.

Gasoline @ .20 cents a gallon

Your first house that cost $8,000 ?

I could go on forever!


Mike
by HawkeyeMike
Wed Apr 09, 2008 1:26 pm
Forum: Investing - Help with Personal Investments
Topic: Fund Monitoring Tools
Replies: 1
Views: 947

Yahoo Finance works for me.

Very easy to set up your portfolios and has all the features you'll need
by HawkeyeMike
Wed Mar 26, 2008 4:18 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio for Older Retiree
Replies: 9
Views: 2509

tiggrr, This would be taking on slightly more risk, but... maybe taking $15,000 from Prime MM and adding Wellesley Income Fund. Wellesley "currently" yields 4.26% / 35%Stocks,65%Bonds & Cash I'm assuming you need all this income for living expenses This might add some potential capital...
by HawkeyeMike
Sat Mar 22, 2008 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: OT - Passport Office Breach
Replies: 6
Views: 1665

petrico wrote:
Should there be no accountability for breaking the law?


I don't know, but maybe you could E-mail President Clinton and see what he thinks about your question.
by HawkeyeMike
Tue Mar 18, 2008 9:17 pm
Forum: Investing - Theory, News & General
Topic: T-Bill Auction
Replies: 1
Views: 910

T-Bill Auction

Todays T-bill auction of the 28 day bill has a Investment rate of: .527%

Can the Government attract investors at these rates?
by HawkeyeMike
Mon Mar 17, 2008 8:37 pm
Forum: Investing - Theory, News & General
Topic: The benefits of a bear market
Replies: 72
Views: 23697

Timid Investor

I llike the "201 k" comment :D

Mike
by HawkeyeMike
Mon Mar 17, 2008 7:22 pm
Forum: Investing - Theory, News & General
Topic: The benefits of a bear market
Replies: 72
Views: 23697

Another benefit of a Bear Market:

I haven't read any comments lately about "I love my 100% Stock Asset Allocation plan"
by HawkeyeMike
Fri Mar 14, 2008 9:36 pm
Forum: Investing - Theory, News & General
Topic: Cost basis for old mutual fund
Replies: 14
Views: 6466

rwwoods wrote: The good news is that if you can't compute the basis then neither can the IRS. The IRS will not care about your poor record keeping. You have a check for $6000. (your basis) the current value of $30,000. You have a LTCG of $24,000. minus all the 1099's you have on hand. Good luck in ...
by HawkeyeMike
Tue Mar 11, 2008 8:58 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Request from a retired person
Replies: 17
Views: 3997

Your "AA" looks good to me. It sounds like it's meeting your needs.

30% stocks and the size of your portfolio I would think you can sleep well at night. I wouldn't change a thing.

Your Avatar is the best I've seen on this Forum.

Mike
by HawkeyeMike
Sun Mar 02, 2008 11:59 pm
Forum: Investing - Help with Personal Investments
Topic: Change allocation because of an opportunity?
Replies: 9
Views: 1863

Warren Buffet's recent quote: "You can occasionally find markets that are ridiculously inefficient – or at least you can find them anywhere except at the finance departments of some leading business schools." Is the Muni Market currently ridiculously inefficient ? Maybe Mr Buffet will log ...
by HawkeyeMike
Thu Jan 03, 2008 12:13 pm
Forum: Investing - Help with Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 21679

x36900

x36900 This should be interesting to track your portfolio vs. these two funds. I own the VHDYX Fund. I took the lazy man's way of playing LargeCap Dividend stocks in my taxable account. The fund is taking a little loss of NAV due to it's large position in financial stocks. Good luck to you in 2008 M...
by HawkeyeMike
Wed Jan 02, 2008 11:04 pm
Forum: Investing - Help with Personal Investments
Topic: Just for the heck of it...
Replies: 56
Views: 21679

x36900

X36900

Did you include in your total return %, Dec Distributions for the Funds?

12/14 VEIPX $1.20 LTCG, $.158 STCG, $.22 Divd

12/12 VHDYX $.17 Divd

Mike
by HawkeyeMike
Tue Jan 01, 2008 8:19 pm
Forum: Investing - Theory, News & General
Topic: 2008 BOGLEHEAD CONTEST REGISTRATION
Replies: 317
Views: 77299

1453

World Wide Slow Down
by HawkeyeMike
Thu Dec 27, 2007 9:17 pm
Forum: Investing - Theory, News & General
Topic: Maybe cash will be king for '08?
Replies: 43
Views: 11391

For what it's worth- I agree, cash/bonds will out perform stocks in 2008. Stocks have gone straight up since 2003. Can the roulette wheel always land on black.

Mike
by HawkeyeMike
Tue Dec 25, 2007 6:46 pm
Forum: Investing - Theory, News & General
Topic: Treasury Direct Bingo cards?
Replies: 8
Views: 2309

TD Bingo Cards

ataloss

I've had my "Bingo Card" for probally two months now. I find this 3rd level of security refreshing. So it takes another 30 seconds of my time to log in. The Treasury Direct site feels very secure to me.

Mike
by HawkeyeMike
Mon Dec 24, 2007 3:24 pm
Forum: Investing - Theory, News & General
Topic: Vanguards New Managed Payout Funds
Replies: 36
Views: 8810

Vanguards New Managed Payout Funds

Just got off the phone with Vanguard Rep, and was told that the 3 new payout funds should be available for purchase Jan 24th,08

Mike