Search found 1153 matches

by takeshi
Wed Apr 11, 2018 11:36 pm
Forum: Personal Consumer Issues
Topic: Need vacuum recomendations
Replies: 21
Views: 1329

Re: Need vacuum recomendations

Don't really post often but came across this thread and really wanted to point out how snobby it seems to endorse a thousand dollar vacuum when OP is looking for something in the $100-200 range. Buy the Toyota Camry but your vacuum better be a Bugatti. I'm guessing it's more of a failure to fully r...
by takeshi
Wed Apr 11, 2018 11:25 pm
Forum: Personal Consumer Issues
Topic: Uber vs Lyft
Replies: 15
Views: 2576

Re: Uber vs Lyft

protagonist wrote:
Thu Dec 24, 2015 10:11 pm
Which is better and why?
6 one way, a half dozen the other in my experience. I've also heard drivers prefer Lyft and Lyft was first to allow tipping so I tend to use them. Lyft also tends to send me promos for discounts.
by takeshi
Wed Apr 11, 2018 11:12 pm
Forum: Personal Consumer Issues
Topic: In need of a new Vacuum
Replies: 58
Views: 3764

Re: In need of a new Vacuum

IMO Dyson is the Bose of vacuums. Popular opinion seems to be that they're the choice. They do perform fairly well though not quite as well as they should for their price point, again, IMO. Not sure the analogy really carries with the rest of my post but our Dyson had all sorts of flimsy parts break...
by takeshi
Mon Apr 02, 2018 8:27 pm
Forum: Personal Consumer Issues
Topic: Phone recommendation(GSM and CDMA)
Replies: 11
Views: 974

Re: Phone recommendation(GSM and CDMA)

Need a phone that works with both GSM and CDMA and my budget is between $200 - $250(new or used phone is fine). GSM vs CDMA is a really old way of viewing cell phone tech. You want to consider much more than just GSM & CDMA. A number of carriers aren't running their primary networks on GSM or CDMA ...
by takeshi
Sat Mar 31, 2018 11:16 pm
Forum: Personal Finance (Not Investing)
Topic: Car totalled, not-at-fault - use my insurance or theirs? What leverage do I have for negotiating?
Replies: 35
Views: 3250

Re: Car totalled, not-at-fault - use my insurance or theirs? What leverage do I have for negotiating?

My insurance company (GEICO) seems more responsive than theirs - should I try to go through the other party's insurance, or use mine? That's really your call to make though I'd recommend using your own. I was recently in an accident and decided to file through my own company since they are responsi...
by takeshi
Sat Mar 31, 2018 11:06 pm
Forum: Personal Consumer Issues
Topic: Porsche 911 & Carmax?
Replies: 13
Views: 2637

Re: Porsche 911 & Carmax?

We weren't shopping for a 911 but we would have included Carmax in our shopping for a recent (at the time) Boxster. They just didn't have any -- even when searching throughout the country. Even if they did, we wanted specific color combos and options.
by takeshi
Tue Mar 27, 2018 9:41 pm
Forum: Personal Consumer Issues
Topic: GE Microwave Weird Issue
Replies: 22
Views: 1827

Re: GE Microwave Weird Issue

wrongfunds wrote:
Mon Mar 26, 2018 11:27 am
what kind of thingyjammies GE put in there
fourwheelcycle wrote:
Mon Mar 26, 2018 11:33 am
My father put me through college with his income from GE, so we have all GE appliances.
GE microwaves & appliances haven't been made by GE for a while now.

http://www.geappliances.com/our-company/
In 2016, Haier Group acquired GE Appliances
by takeshi
Sat Mar 24, 2018 7:49 pm
Forum: Personal Consumer Issues
Topic: How to conduct job search, hi tech industry
Replies: 14
Views: 1622

Re: How to conduct job search, hi tech industry

What is the best way to conduct a job search these days? The specifics and technologies involved have changed to some degree but it's still all about networking. LinkedIn was mentioned above and it can be a very useful networking tool but don't underestimate all the old school methods of networking...
by takeshi
Sat Mar 24, 2018 7:27 pm
Forum: Personal Consumer Issues
Topic: 5/24 rule for rewards credit cards - bunching applications
Replies: 31
Views: 3144

Re: 5/24 rule for rewards credit cards - bunching applications

I'm not sure if they would see the inquiry for the other card and use that to reject you on the 2nd. Inquiries are not what Chase counts for 5/24 but just to clarify you can't use the apporama approach to try to have creditors miss inquiries these days, Inquiries are not reported items. When a cred...
by takeshi
Wed Mar 14, 2018 1:55 pm
Forum: Personal Consumer Issues
Topic: Credit card question - get Uber's new 4%er?
Replies: 22
Views: 2568

Re: Credit card question - get Uber's new 4%er?

Wondering though, would it impact my credit score negatively (in the long term)? I pay off my balances as soon as they are due, usually using about $1000 of credit on the newest credit card. I'm not even sure of my total credit line but believe it's around 50k. My FICO score is low 800s. I'm not ma...
by takeshi
Fri Mar 09, 2018 12:41 am
Forum: Personal Consumer Issues
Topic: Is just my smart phone this dumb?!
Replies: 15
Views: 2069

Re: Is just my smart phone this dumb?!

Is this how all smart phones work? I find it hard to believe that our phones can do very impressive things but can't even predict my commonly typed words. There's a lot of variation among smartphones. Are you sure that the keyboard you're using actually learns based on your specific word usage? So ...
by takeshi
Fri Mar 09, 2018 12:28 am
Forum: Personal Consumer Issues
Topic: Cheapest way to get spare car keys
Replies: 32
Views: 3991

Re: Cheapest way to get spare car keys

Cheapest way to get spare car keys What is the best option? Cheapest or easiest? Cheapest is probably ebay or a cheap local locksmith (if one can make a key for the vehicle and deal with the chip/programming issue) but those are also going to be potentially more risky. Dealer will be safest but def...
by takeshi
Fri Mar 09, 2018 12:25 am
Forum: Personal Consumer Issues
Topic: What if you have a poorly rated car?
Replies: 47
Views: 3219

Re: What if you have a poorly rated car?

dm200 wrote:
Mon Mar 05, 2018 9:53 am
While the best action (new or used) is to purchase a very reliable and highly rated vehicle, what is you have one that is, for example, on Consumer Reports "cars to avoid" list?
Learn for next time. Though I don't really put too much into CR's ratings.
by takeshi
Fri Mar 09, 2018 12:16 am
Forum: Personal Consumer Issues
Topic: Is this too much for a kitchen?
Replies: 69
Views: 6496

Re: Is this too much for a kitchen?

Now that the 1st place has come back with an estimate, I can’t help but think that it’s a lot to spend on a kitchen considering the price of the house. As always, appreciate BH’s thoughts and comments. It's really your call to make based on your priorities. If trimming the budget trumps all else th...
by takeshi
Tue Mar 06, 2018 9:20 pm
Forum: Personal Consumer Issues
Topic: Luggage/travel recommendations?
Replies: 54
Views: 3448

Re: Luggage/travel recommendations?

Love to hear about your luggage favorites or thoughts on how you would travel light, plus any personal recommendations you may have including for the persoanal item. We don't really travel light and you don't mention budget so what works for us may not be relevant to you. We prefer having lifetime ...
by takeshi
Tue Mar 06, 2018 9:15 pm
Forum: Personal Consumer Issues
Topic: Electric Toothbrushes - again
Replies: 38
Views: 4235

Re: Electric Toothbrushes - again

People are going to tend to recommend what they use. IIRC, a NIH study indicated that there was a slight edge to Oral-B's head movements but on a practical level any electric toothbrush will probably offer some gains over manual brushing, especially if the brush is designed to ensure that the users ...
by takeshi
Tue Mar 06, 2018 9:06 pm
Forum: Personal Consumer Issues
Topic: Samsung Chromebook vs Tablet for Travel?
Replies: 15
Views: 1074

Re: Samsung Chromebook vs Tablet for Travel?

TravelGeek wrote:
Tue Mar 06, 2018 8:11 pm
It really depends on your usage pattern.
This. My wife travels with an iPad but she also mostly uses an iPad at home. I travel with a MacBook Air but I mostly use a MacBook Pro at home.
by takeshi
Tue Feb 27, 2018 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Credit cards: 0% purchase versus cashback
Replies: 9
Views: 911

Re: Credit cards: 0% purchase versus cashback

Is cashback more generous in the USA, making it a better choice over there? It can be. 2% cards are easy to find. There are cards that offer 5% but the spend categories may change and there are caps. Not sure how credit is assessed on your side of the pond but revolving utilization (balance(s)/limi...
by takeshi
Tue Feb 27, 2018 3:32 pm
Forum: Personal Consumer Issues
Topic: Dealership oil change worth it?
Replies: 69
Views: 5097

Re: Dealership oil change worth it?

I was wondering if there is any benefit in getting it done at Honda vs going for the cheaper option. Can't speak about any benefit with Honda. I use our dealers while under warranty because they provide service loaners and they have helped in getting out of warranty goodwill service -- and also so ...
by takeshi
Tue Feb 27, 2018 3:30 pm
Forum: Personal Consumer Issues
Topic: Replacing prescription Oakley lense
Replies: 4
Views: 417

Re: Replacing prescription Oakley lense

It was probably a couple of years ago but I used SportRX to replace the lenses in my Juliets and thought they did a great job. I think they actually use Oakley lenses and not aftermarket.
by takeshi
Tue Feb 27, 2018 3:08 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Visa now 5% back at Whole Foods
Replies: 30
Views: 2772

Re: Amazon Prime Visa now 5% back at Whole Foods

Now the question is, do we keep our Amex Blue Cash Preferred card? Not sure it's worth it anymore. I only kept mine because it's backdated and reports as a 19 year old account. Also downgraded to the Blue Cash Everyday to drop the annual fee. Amex's card is capped at $6k in the groceries though - s...
by takeshi
Mon Jan 08, 2018 9:39 pm
Forum: Personal Finance (Not Investing)
Topic: Minimizing effect of first speeding ticket
Replies: 28
Views: 2157

Re: Minimizing effect of first speeding ticket

I'm also open to any other suggestions people may have for minimizing the effect of a speeding ticket. A skilled and experienced traffic attorney is my preferred solution. Haven't needed one in a long time but the one I used was very effective. Ask others in your area if you want to go that route.
by takeshi
Mon Jan 08, 2018 9:25 pm
Forum: Personal Consumer Issues
Topic: Debating which credit card to get for airline travel
Replies: 22
Views: 1361

Re: Debating which credit card to get for airline travel

For me, citi double cash back and cards like it don't really help that much. You have to spend like $12k to get back a couple hundred dollars. Cash back cards are generally going to provide less potential rewards but travel rewards cards are going to require more research and legwork on your part i...
by takeshi
Sat Dec 30, 2017 6:15 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Union Banks Vs Regular Bank
Replies: 13
Views: 1124

Re: Credit Union Banks Vs Regular Bank

Credit unions are not banks -- they're credit unions. They can pay more interest but you really have to do a specific comparison. It's really up to you to find credit unions that you qualify to join as that will automatically narrow down the options for you. I do have credit cards from credit unions...
by takeshi
Sat Dec 30, 2017 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Another should i buy my dream porsche thread...
Replies: 240
Views: 12075

Re: Another should i buy my dream porsche thread...

Pcarfan911 wrote:
Wed Dec 27, 2017 1:33 pm
Would you do it?
I'm the wrong person to ask, being a Porsche owner. However, I wouldn't buy a 911. As one that prefer mid engined vehicles we have a 981. Regardless, it doesn't matter what I or others would do. It's up to you to sort out based on your situation, priorities, etc.
by takeshi
Sat Dec 30, 2017 6:08 pm
Forum: Personal Consumer Issues
Topic: Checked bag to HI, worth cost and trouble?
Replies: 36
Views: 2546

Re: Checked bag to HI, worth cost and trouble?

Worth is always highly subjective and it's really your call make based on your preferences and priorities. It's rare that I don't check a bag when flying. My wife and I aren't charged for our first checked bags and it's rare that it has been a hassle for us. We also have priority boarding but hate p...
by takeshi
Sat Dec 30, 2017 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Keeping a checkbook register
Replies: 95
Views: 6229

Re: Keeping a checkbook register

OP's questions include a lot of matters of preference so asking others with differing preferences may not help the OP. I use Mint but I also maintain an Excel spreadsheet that started as a checking account register but now also tracks credit card accounts as well and provides some crude budgeting ca...
by takeshi
Sat Dec 30, 2017 5:54 pm
Forum: Personal Consumer Issues
Topic: flood damaged cars?
Replies: 15
Views: 1577

Re: flood damaged cars?

Get any used vehicle inspected regardless of whether or not flooding is a concern. A good mechanic is an option but there are inspection services that know to look for this and may other things with used vehicles. A good inspector will definitely find this sort of thing even in the seller has attemp...
by takeshi
Sat Dec 30, 2017 5:48 pm
Forum: Personal Consumer Issues
Topic: Phone Encryption
Replies: 4
Views: 579

Re: Phone Encryption

Can't speak to encryption on the Note 4 specifically but some more generic comments: How much does encryption slow down the use of a device when starting it up or opening up the home page after signing in? Should be negligible above a certain level of performance. You can always enable, see how it w...
by takeshi
Sat Dec 30, 2017 5:39 pm
Forum: Personal Consumer Issues
Topic: Spam email
Replies: 13
Views: 792

Re: Spam email

Server level spam filtering or even filtering before the email server seems to work best in my experience but it may not be a viable option depending on who hosts your email. My latter suggestion typically requires that you have control over your MX records for the DNS settings for your email accoun...
by takeshi
Mon Dec 25, 2017 9:40 pm
Forum: Personal Consumer Issues
Topic: Different ways to order coffee
Replies: 41
Views: 4320

Re: Different ways to order coffee

So, if you are an espresso drinker, you may like Starbucks. You cannot tell the difference. Do not assume that. There are countless espresso drinkers that can't stand Starbucks and can easily tell the difference. I'm a latte drinker but even with milk it's clear to me that their espresso is poor.
by takeshi
Tue Dec 12, 2017 12:04 am
Forum: Personal Finance (Not Investing)
Topic: Build credit or pay in full
Replies: 11
Views: 1032

Re: Build credit or pay in full

Build credit or pay in full You're not really building credit by not paying it off. As stated above, if you don't have any other installments (auto/student/etc loans, mortgage, etc) then you're getting a benefit to your Crdit Mix by keeping it open. However, you can have good credit even without it...
by takeshi
Mon Dec 11, 2017 11:57 pm
Forum: Personal Finance (Not Investing)
Topic: Same Multiple credit cards
Replies: 6
Views: 920

Re: Same Multiple credit cards

I could not understand the logic behind these credit card companies sending offer to existing customers who already have the cards. You're assuming that logic is involved. It's just marketing spam. It's up to you to do your due diligence and read the terms of the offers to verify that you qualify. ...
by takeshi
Mon Dec 11, 2017 11:45 pm
Forum: Personal Finance (Not Investing)
Topic: best cashback credit card ?
Replies: 48
Views: 4851

Re: best cashback credit card ?

whats the best credit card with highest cashback on gas and stores etc currently. Which stores, specifically? "Stores" is too broad to be a rewards category. Are you only looking for one card or a combination of cards? i came across penfed credit card with 5% cashback The 5% card is long gone. They...
by takeshi
Mon Dec 11, 2017 11:32 pm
Forum: Personal Consumer Issues
Topic: Simplisafe or ADT
Replies: 11
Views: 1439

Re: Simplisafe or ADT

As a former ADT customer I wouldn't touch them with a 10 foot pole because of their expensive pricing and poor customer service. I wanted to understand what BH do for home safety We don't all do the same thing on any topic. Don't overlook the previous security system threads. In my case, we've been ...
by takeshi
Mon Dec 11, 2017 11:25 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 267
Views: 19399

Re: Do people still use AAA?

Is there a difference between using AAA and the rest? Seriously, whether it is Geico or Chase or any free service from credit card, they all use the same provider. Meaning does AAA have their own "fleet" and thus can provide better service? Think it was stated earlier by someone else but Premier me...
by takeshi
Mon Dec 11, 2017 10:53 pm
Forum: Personal Consumer Issues
Topic: Japan in summer
Replies: 25
Views: 1891

Re: Japan in summer

GerryL wrote:
Mon Dec 11, 2017 10:04 pm
Also, going from steamy outdoors to overly chilled air conditioning is not fun.
Where did you encounter over chilled air conditioning in Japan? Most placed seemed very warm to me. Overly chilled AC is definitely an issue here in Houston though.
by takeshi
Mon Dec 11, 2017 10:14 pm
Forum: Personal Consumer Issues
Topic: Espresso Machine suggestions?
Replies: 41
Views: 3055

Re: Espresso Machine suggestions?

Thanks for the link. $500-1k budget is what I was thinking. Make sure you're budgeting for a good espresso grinder as well and not leaving it as an afterthought. That is, unless you're looking into a superauto but I wouldn't recommend one unless convenience trumps quality for you. The grinder is mu...
by takeshi
Wed Nov 29, 2017 9:04 pm
Forum: Personal Consumer Issues
Topic: Free Credit Report if you obtain credit?
Replies: 3
Views: 343

Re: Free Credit Report if you obtain credit?

Right -- this is required by the FCRA. For Experian, see also:
https://www.experian.com/reportaccess/#content-01
by takeshi
Tue Nov 21, 2017 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Dave Ramsey says don't use credit cards, even if you pay them off
Replies: 221
Views: 15437

Re: Dave Ramsey says don't use credit cards, even if you pay them off

hightower wrote:
Sun Nov 19, 2017 5:35 pm
What does every else think?
Do whatever works for you. If Dave Ramsey's approach is of benefit to you then by all means go for it. It's not for me but that doesn't necessarily mean anything for you. People vary.
by takeshi
Tue Nov 21, 2017 8:40 pm
Forum: Personal Finance (Not Investing)
Topic: 0% APR for 15month for Balance transfer
Replies: 3
Views: 398

Re: 0% APR for 15month for Balance transfer

How would it change my credit score? is it good or bad It's not inherently one or the other and depends on impact to revolving utilization. Your overall revolving utilization won't change but individual revolving utilization on each card might and that also has an impact. You can give us your limit...
by takeshi
Fri Nov 17, 2017 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Identity Theft Credit Score
Replies: 13
Views: 1363

Re: Identity Theft Credit Score

Any other suggestions of how she can get her credit score to improve? The fraudulently opened accounts need to addressed first before applying for any new accounts. They need to he handled as fraud and not as regular disputes. Here's one guide that I've run across: http://ficoforums.myfico.com/t5/G...
by takeshi
Fri Nov 17, 2017 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Better credit or larger downpayment?
Replies: 18
Views: 1865

Re: Better credit or larger downpayment?

My estimated credit rating is 814 and I am very careful about keeping it high. My goal: Get the lowest interest rate on the house as I can, but not necessarily pay it off as fast as I can (I can keep the excess invested). Where are you getting that score from? First of all, if you're looking to get...
by takeshi
Fri Nov 17, 2017 12:56 pm
Forum: Personal Consumer Issues
Topic: Keep old cards active by paying yourself?
Replies: 20
Views: 2492

Re: Keep old cards active by paying yourself?

With PayPal you can open two accounts, add the old cards to one account, and pay your other account. You're running the risk of getting yourself in trouble with this sort of thing. Just make small charges as needed to keep an account active. Be aware of what each of your creditors requires for mini...
by takeshi
Mon Oct 30, 2017 8:59 am
Forum: Personal Consumer Issues
Topic: What's a VPN and Do I Need One
Replies: 6
Views: 1041

Re: What's a VPN and Do I Need One

What exactly is a VPN and do "little guys" like me really need one?. It's not really a matter of big or little but how important security is to you and what steps you're willing to take for the sake of security. Security while out and about is usually the more popular reason but security at home is...
by takeshi
Mon Oct 30, 2017 8:39 am
Forum: Personal Consumer Issues
Topic: Is it difficult to switch from an iPhone to an Android?
Replies: 99
Views: 8578

Re: Is it difficult to switch from an iPhone to an Android?

Is it difficult to switch from an iPhone to an Android? That's really more a matter of the individual than the 2 options. I have no problems switching but I'm an IT analyst with a lot of tech experience not just professionally but in my personal life as well. My wife, her parents and others seem to...
by takeshi
Fri Oct 27, 2017 8:11 am
Forum: Personal Consumer Issues
Topic: Any FL residents with a dash-cam?
Replies: 13
Views: 1916

Re: Any FL residents with a dash-cam?

Old thread but with the recent post bumping it I wanted to suggest DashcamTalk as a resource. The Viofo mentioned earlier is a camera that has a known track record for image quality and heat resistance but there are certainly other options out there. I have had fairly good luck with a Mobius Action ...
by takeshi
Thu Oct 26, 2017 10:38 am
Forum: Personal Consumer Issues
Topic: Any first class flights from PHX (Phoenix) to HI (Hawaii) on a 747??
Replies: 40
Views: 2903

Re: Any first class flights from PHX (Phoenix) to HI (Hawaii) on a 747??

However, I've heard that lst class on larger jets on various airlines have better accommodations. And, that the 747's (jumbo jets) are even better with the upstairs loft. Is this true? Definitely do your research on travel sites such as The Point Guy, FlyerTalk, etc. A given aircraft isn't necessar...
by takeshi
Thu Oct 26, 2017 10:35 am
Forum: Personal Consumer Issues
Topic: Ordering iPhoneX
Replies: 19
Views: 2019

Re: Ordering iPhoneX

climber2020 wrote:
Wed Oct 25, 2017 11:42 am
If you get a new phone every single year, you don't need applecare. Their standard warranty covers most stuff for the first year even without paying extra for applecare.
For warranty coverage, yes. For damage coverage and phone support there is a difference with Applecare+.