Search found 7 matches

by SpiritDitch
Sun Oct 28, 2018 11:47 am
Forum: Investing - Help with Personal Investments
Topic: All-in-one funds vs tax efficient allocation
Replies: 5
Views: 737

All-in-one funds vs tax efficient allocation

So far, I've been investing in all-in-one Vanguard funds (LifeStrategy Growth in taxable, Target Retirement 2055 in tax-advantaged). I'm early 30s and have been fortunate to have a high income so far, so most of my savings are taxable (~1.2M taxable vs 250k tax-advantaged). Current allocation is aro...
by SpiritDitch
Mon Jun 11, 2018 8:33 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio review & high-level questions
Replies: 5
Views: 943

Re: Portfolio review & high-level questions

Thanks for the detailed response. Lots of food for thought here. I plan to apply for citizenship once I'm eligible. Agree that the added freedom is worth the additional tax (and accounting) burden. You are right that my job is a huge asset right now, and probably matters more than any allocation dec...
by SpiritDitch
Sat Jun 09, 2018 10:36 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio review & high-level questions
Replies: 5
Views: 943

Portfolio review & high-level questions

Hi all. I've been building my portfolio following the Bogleheads philosophy for the most part. However, my situation is not straightforward for a few reasons (mostly of the "good problems to have" type): - I have what I consider a large net worth and income for my age - I'm an expat currently on a g...
by SpiritDitch
Fri Jan 13, 2017 7:04 pm
Forum: Personal Finance (Not Investing)
Topic: Depreciation math for condo - Does this look reasonable?
Replies: 7
Views: 1152

Depreciation math for condo - Does this look reasonable?

I'm a green card holder and I have a rental property in a foreign country (where I'm from), that I need to depreciate. This is how I've calculated the cost basis: - I started from the purchase price (which is the same as the market value when I first put it on the rental market; the market value has...
by SpiritDitch
Fri Nov 18, 2016 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Understanding depreciation
Replies: 2
Views: 468

Understanding depreciation

I'm a green card holder living and working in the US. I make most of my income here working as an employee, but I have a small component of rental income from properties in my own country. I've been reporting that income and claiming a foreign tax credit. However, I have never depreciated the proper...
by SpiritDitch
Thu Mar 24, 2016 10:28 am
Forum: Investing - Help with Personal Investments
Topic: Expat and overseas funds
Replies: 21
Views: 2252

Re: Expat and overseas funds

Thanks for weighing in. Leaning on option 1) to keep it simple.
by SpiritDitch
Tue Mar 22, 2016 12:21 am
Forum: Investing - Help with Personal Investments
Topic: Expat and overseas funds
Replies: 21
Views: 2252

Expat and overseas funds

I moved to the US from Italy several years ago, and still have some cash there. It's not the larger part of my net worth, but enough that I'd want to invest it well. Here in the US I'm an avid user of Vanguard funds for all my needs. Unfortunately, I couldn't find anything remotely as good in Italy....