Search found 96 matches

by jef
Wed Apr 10, 2019 7:46 pm
Forum: Personal Consumer Issues
Topic: YouTube TV is increasing their price - will you cancel it?
Replies: 63
Views: 4793

Re: YouTube TV is increasing their price - will you cancel it?

Have not seen the announcement but I thought I would get the $37 forever. Inertia will likely keep me from changing unless something better comes along. Its only used for sports but can't give those up.
by jef
Wed Jan 16, 2019 10:03 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 51505

Re: John Bogle has died at age 89

A great life lived. RIP
by jef
Sat Dec 22, 2018 8:55 pm
Forum: US Chapters
Topic: My Christmas Present To You
Replies: 108
Views: 11711

Re: My Christmas Present To You

Taylor,

You are a true hero. Thank you for your service.

Merry Christmas
by jef
Wed Sep 12, 2018 9:46 pm
Forum: Personal Consumer Issues
Topic: Rec. for a specific type of internet router
Replies: 33
Views: 1655

Re: Rec. for a specific type of internet router

Another fan of Google wifi here. I have had it for a year. Simple, easy, great app, frequent automatic updates by google. It was a little pricey, but worth it in my opinion.
by jef
Wed Sep 12, 2018 9:37 pm
Forum: Personal Consumer Issues
Topic: 401k "advice" to my associates
Replies: 51
Views: 2297

Re: 401k "advice" to my associates

When I was 30, the CEO of my company reminded us to "Pay yourself first". That suggestion along with seeing charts about saving early and compounding that were provided by our 401K provider convinced me to have automatic deductions from my paycheck to a 401K. As I approach retirement age, I'm thankf...
by jef
Thu Jul 26, 2018 6:15 pm
Forum: Investing - Theory, News & General
Topic: Facebook stock in freefall! (20% drop in 1-day)
Replies: 120
Views: 11668

Re: Facebook stock in freefall! (20% drop in 1-day)

Facebook just reported 42% revenue growth to 13.2 billion. I'm not a fan but it certainly doesn't look like the end of the world.
by jef
Sat Jul 21, 2018 12:56 pm
Forum: Investing - Theory, News & General
Topic: Housing Starts Drop Sharply -- Barrons.com
Replies: 7
Views: 2257

Re: Housing Starts Drop Sharply -- Barrons.com

the largest monthly percentage drop in a year and a half So this also happened a year and a half ago and probably many more times too. The word "plunge" is a media scare-tactic word used to get clicks ("Dow plunges 500 points" etc). "Plunging markets" get attention, when it's just noise mostly. Cor...
by jef
Mon Jun 11, 2018 10:21 pm
Forum: Personal Consumer Issues
Topic: New or used Genesis reviews
Replies: 14
Views: 2053

Re: New or used Genesis reviews

In 2014 purchased a 2013 3.8 base Genesis sedan for 25k that had about 4k miles on it from the dealer and was used as a service loaner. Sticker was about 45k. Got the full 5 year warranty. 50k miles on it and zero issue so far. Good smooth ride, big responsive engine, decent gas mileage, great inter...
by jef
Sat May 05, 2018 8:59 am
Forum: Personal Consumer Issues
Topic: Arghhh! Oven Door Fell Off Again! <Update post 15>
Replies: 15
Views: 2413

Re: Arghhh! Oven Door Fell Off Again!

https://www.bestbuy.com/site/frigidaire ... &gclsrc=ds

You can pick this one up for around $1,200 on sale
by jef
Thu May 03, 2018 9:00 pm
Forum: Personal Consumer Issues
Topic: Arghhh! Oven Door Fell Off Again! <Update post 15>
Replies: 15
Views: 2413

Re: Arghhh! Oven Door Fell Off Again!

I had the same jenn-air oven with the same issues with the hinges. Had the hinges replaced but the door never worked right after that.. I finally threw in the towel and purchased a a double frigidaire oven for I think around $1,200. Looks and works great, but does not have convection. I'm happy with...
by jef
Wed Feb 21, 2018 9:34 pm
Forum: Investing - Theory, News & General
Topic: Chillin' in the BH Lounge
Replies: 46
Views: 6468

Re: Chillin' in the BH Lounge

I found my way here during the recession
About to sell, I was stressin

Taylor’s sage advice kept me afloat
Now I have enough to buy a boat

But, I think I will just rent one for a day
Bogleheads have shown... me the way
by jef
Wed Jan 31, 2018 7:06 pm
Forum: Investing - Theory, News & General
Topic: How Jack Bogle changed his life (mine too)
Replies: 8
Views: 1842

Re: How Jack Bogle changed his life (mine too)

Thank you Taylor. You changed my life by sharing his message....
by jef
Tue Jan 30, 2018 10:28 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11008
Views: 1918031

Re: U.S. stocks in freefall

I'm admittedly a total novice, but I don't understand the long-term perspective when it comes to stocks. My 401k is about 50 years out but I have doubts about its eventual usefulness. My city (and many major coastal cities, most of which are financial centers) are projected to be dealing with bad f...
by jef
Sun Jan 14, 2018 11:50 pm
Forum: Investing - Theory, News & General
Topic: How does everyone keep track of your portfolio?
Replies: 171
Views: 21641

Re: How does everyone keep track of your portfolio?

Bogleheads: My three funds are with Vanguard. I check my asset-allocation and balances once or twice a year (for fraud, error and activity) on the Vanguard website and also when I receive my annual statement. Vanguard website and statements provide much more information than I can possibly use. Tha...
by jef
Thu Dec 28, 2017 9:42 pm
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 104
Views: 14122

Re: Any Instant Pot users here?

I don't disagree that these appliances are good for cooking a few things - dry beans, rice, etc. I agree with baconavocado I purchased one about a year ago & played around with it for a few weeks. I found that advertised recipe cooking time generally did not include the time to pressure up and down...
by jef
Thu Dec 28, 2017 9:04 pm
Forum: Personal Consumer Issues
Topic: Hyundai quality and reliability
Replies: 41
Views: 5153

Re: Hyundai quality and reliability

We have a 2013 Genesis and a 2012 Sonata hybrid. Sonata was purchased new and the Genesis was purchased wtih 3,000 miles after being used by dealership as a loaner. No issues with either car so far and we hope they last many more years. This brand seems to depreciate in resell value faster than Hond...
by jef
Sun Nov 12, 2017 4:40 pm
Forum: Investing - Theory, News & General
Topic: Are we headed for a crash or...
Replies: 19
Views: 2457

Re: Are we headed for a crash or...

Great charts

Great thread

Nobody knows nuthin
by jef
Sun Aug 27, 2017 6:10 pm
Forum: Investing - Theory, News & General
Topic: Warren Buffett on America
Replies: 9
Views: 3353

Re: Warren Buffett on America

Thanks for posting. Warren is an American treasure.
by jef
Tue Aug 15, 2017 9:51 pm
Forum: Personal Consumer Issues
Topic: [Prevent mail theft; sign for USPS Informed Delivery]
Replies: 220
Views: 23501

Re: Postal Service -- "informed delivery"

Thanks for sharing catdude. Just signed up with no issues. My mail box is a mile away at the entrance to my neighborhood
by jef
Tue Jul 25, 2017 10:28 pm
Forum: Investing - Theory, News & General
Topic: NY Times - Three Things I Should Have Said About Retirement Planning
Replies: 11
Views: 3614

NY Times - Three Things I Should Have Said About Retirement Planning

Based on what I know now, I have put an addendum on the retirement advice I give to people: “And no matter how much money you think you are going to need, save another 15 percent, just in case.” I've found the home repair costs mentioned to be suprisingly high too. https://www.nytimes.com/2017/07/2...
by jef
Thu Jul 06, 2017 9:50 pm
Forum: Personal Finance (Not Investing)
Topic: What are your health insurance stats?
Replies: 89
Views: 8270

Re: What are your health insurance stats?

Family of 3
HDHP with HSA, no employer contribution to HSA

$741 my cost per month.
$1,310 employer pays per month

$3,500 family deductable. Once met, 10% coinsurance.

OOP
$5,000 in network per person. $10,000 family. Out of network is double.
by jef
Wed May 31, 2017 8:16 pm
Forum: US Chapters
Topic: Memorial Day
Replies: 28
Views: 4511

Re: Memorial Day

Thank you for your service, Taylor, and thank you Mel and Alec and Rick, and Larry, and Livesoft and Nispirius & other frequent posters for helpling us understand and prosper.
by jef
Wed May 31, 2017 8:11 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Portfolio vs. All Other Possible Investments
Replies: 74
Views: 8205

Re: Boglehead Portfolio vs. All Other Possible Investments

Simple question: Is a passive, low-cost, diversified index portfolio* really the best bet to achieve the highest possible risk-adjusted, long-term returns anywhere? I don't know. How do you know this? I don't know. There are a large number of "sensible" portfolios that are good enough. We won't kno...
by jef
Mon May 08, 2017 5:38 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (April 2017)
Replies: 8
Views: 1787

Re: madsinger monthly report (April 2017)

Another good month, thanks for sharing
by jef
Sun Apr 30, 2017 8:22 pm
Forum: Personal Consumer Issues
Topic: Shopping habits and timing of purchase
Replies: 13
Views: 1940

Re: Shopping habits and timing of purchase

Quantities can be a consideration by age. At my age you do ponder in Sams Club if you are going to outlive a 5000 count box of trash bags.
by jef
Wed Sep 14, 2016 9:00 pm
Forum: Personal Consumer Issues
Topic: 2006 mazda miata for daughter, 42k miles, $10k?
Replies: 64
Views: 6163

Re: 2006 mazda miata for daughter, 42k miles, $10k?

Spirit Rider wrote:Most importantly. The Miata is too fun to drive to waste on a teenager.

However, then the father of a girl syndrome kicks in. "The Mazda is probably more dangerous in motion, but a stationary minivan in motion has its own risks.
:happy
by jef
Mon Jun 13, 2016 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: Live the Good Life Today vs Save For a Better Life Tomorrow
Replies: 84
Views: 11699

Re: Live the Good Life Today vs Save For a Better Life Tomorrow

Just payed for my fathers funeral expense.

Don't do this to your kids....
by jef
Wed Apr 13, 2016 7:20 pm
Forum: Investing - Theory, News & General
Topic: ‪"Lessons From the Great Minds of Investing‬"
Replies: 26
Views: 5191

Re: ‪"Lessons From the Great Minds of Investing‬"

Enjoyed this talk.
Looked up the book on Amazon and it is $69.02 plus shipping.
Did ya'll buy them all up?
by jef
Sat Mar 26, 2016 9:11 pm
Forum: Investing - Theory, News & General
Topic: Best Visual Graphic to Teach Power of Compounding?
Replies: 19
Views: 3144

Re: Best Visual Graphic to Teach Power of Compounding?

This is a great thread, thanks to all who replied
by jef
Tue Jan 26, 2016 9:57 pm
Forum: US Chapters
Topic: Happy Birthday Taylor!
Replies: 87
Views: 8023

Re: Happy Birthday Taylor!

Happy Birthday Taylor,

When I was freaking out in late 2008 seeing an impending economic meltdown, you saved me from myself.

Thank you.
by jef
Mon Jan 18, 2016 11:15 pm
Forum: Investing - Theory, News & General
Topic: Does the market being down limit downside risk?
Replies: 56
Views: 4588

Re: Does the market being down limit downside risk?

Very well said Garland Whizzer....

Its reasoned comments like yours and other frequent posters that keep me coming back to this forum.
by jef
Thu Mar 26, 2015 2:34 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax does not recognize 1099-S
Replies: 4
Views: 905

Re: TurboTax does not recognize 1099-S

We sold the family farm and received a 1099-S from the attorney. TurboTax Home & Business does not have a place to enter this (that I can find, anyway) and insists on a Form 1099-B. The online help is pretty useless. You would think that for what they charge for this software they could do better t...
by jef
Mon Oct 13, 2014 3:40 pm
Forum: Investing - Theory, News & General
Topic: When people put all their eggs in the wrong basket
Replies: 245
Views: 49200

Re: When people put all their eggs in the wrong basket

In the late 90's I purchased $3,000 in stock in a company that owned cell phone towers. I thought cell phones were going to be really big and I figured the companies that owned the towers would really do well. The company reorganised and issued new stock wiping out all the existing shareholders. The...
by jef
Wed Oct 01, 2014 8:22 pm
Forum: Investing - Theory, News & General
Topic: Buying more when markets are down
Replies: 61
Views: 7026

Re: Buying more when markets are down

Very good response to op question! If you have the cash available to invest, it should already be invested according to your AA. If it is part of your emergency funds, it should not be touched for investment no matter what. So the key question is where is this money coming from? Is it cash that you ...
by jef
Wed May 14, 2014 8:37 pm
Forum: Personal Consumer Issues
Topic: St Maarten
Replies: 10
Views: 1876

Re: St Maarten

by jef
Mon May 12, 2014 8:52 pm
Forum: Personal Consumer Issues
Topic: Sprinkler System's Annual Backflow Testing
Replies: 15
Views: 7761

Re: Sprinkler System's Annual Backflow Testing

I have a local plumber do the annual test. He sends in the form. He charges $50.
by jef
Sun Apr 13, 2014 11:45 pm
Forum: Personal Consumer Issues
Topic: Irrigation system question
Replies: 28
Views: 2709

Re: Irrigation system question

I remove mine every winter and put it in the garage. It takes about one minute to remove or reinstall it. I'm pretty sure every house in my nieghborhood does the same thing. I don't do anything else to winterize the system and have not had freezing issues for the 8 years i have been here. For refere...
by jef
Wed Mar 05, 2014 10:30 pm
Forum: Personal Consumer Issues
Topic: Registration opens in Buffett's 1 billion basketball contest
Replies: 1
Views: 451

Registration opens in Buffett's 1 billion basketball contest

http://touch.latimes.com/#section/-1/article/p2p-79516129/?related=true Love this part: "And further reducing his liability, Buffett said he would likely make an "offer you can't refuse" to buy out anyone who makes it to the Final Four with a perfect bracket." He offers me ten million at Final Four,...
by jef
Sat Aug 24, 2013 8:39 pm
Forum: Investing - Theory, News & General
Topic: Good time for precious metals and mining?
Replies: 17
Views: 2186

Re: Good time for precious metals and mining?

I picked up small amount of this fund a few months ago.

http://www.bogleheads.org/forum/viewtop ... 6#p1743476

It has been a good run so far. Valuations matter.

I'm 98.5% boglehead and this was my 2.5% swing for the fence.
by jef
Mon Jul 29, 2013 10:30 pm
Forum: Investing - Theory, News & General
Topic: So... long term investors should IGNORE a bond fund's NAV?
Replies: 59
Views: 5993

Re: So... long term investors should IGNORE a bond fund's NA

This is an excellent discussion on bond funds. It has improved my understanding of how these funds work. Thanks to all who have contributed.
by jef
Sun Jul 07, 2013 4:14 pm
Forum: Investing - Theory, News & General
Topic: Thoughts on adding Vanguard Precious Metals and Mining Fund
Replies: 44
Views: 11516

Re: Thoughts on adding Vanguard Precious Metals and Mining F

This fund is down almost 40% since this thread was started. I'm backing up the truck and buying 2.5 percent of my portfolio. :greedy
by jef
Mon Aug 20, 2012 8:46 pm
Forum: Investing - Theory, News & General
Topic: When did you start to save a regular significant amount?
Replies: 81
Views: 14280

Re: When did you start to save a regular significant amount?

Age 31, 401k. That was about 20 years ago. Wish I would have found the Boglehead way much earlier and saved more.
by jef
Tue Jun 12, 2012 9:25 pm
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 573
Views: 228576

Re: What is your favorite TV show?

Reruns of Entourage, No Reservations, Burn notice
by jef
Wed Jan 18, 2012 10:13 pm
Forum: Personal Finance (Not Investing)
Topic: Let's compare credit card returns for 2011!
Replies: 56
Views: 10542

Re: Let's compare credit card returns for 2011!

I redeemed $800 in Discover Card Rewards for about $1600 in Shell gas cards. Found out about the promotion on this forum. What a deal.
by jef
Sun Aug 21, 2011 1:17 pm
Forum: Personal Consumer Issues
Topic: Bogleheads Personality Type
Replies: 176
Views: 52163

INTJ........ Never changes over the years
by jef
Mon Aug 08, 2011 3:50 pm
Forum: Investing - Theory, News & General
Topic: Anyone else buy equities today?
Replies: 102
Views: 12177

Not yet, still waiting for blood in the streets.