Search found 261 matches

by dowse
Mon Oct 16, 2017 8:10 am
Forum: Personal Finance (Not Investing)
Topic: Medicare Questions - Please Help
Replies: 24
Views: 1335

Re: Medicare Questions - Please Help

I struggled with the same decisions over the past year. I finally decided to go with traditional Medicare A, B and D plus a Medigap policy. The main reasons was flexible of choosing a provider over MA plans not just locally, but also when travelling. Dental coverage was a harder decision. I tried a ...
by dowse
Fri Oct 13, 2017 1:58 pm
Forum: Personal Consumer Issues
Topic: Sonoma in October
Replies: 56
Views: 4651

Re: Sonoma in October

Also saddened by the fire situation in the area. Not from the area, but I also highly recommend a visit to Artesa for future reference. I just read a report from Wine Spectator online saying that some of Artesa's vineyards have sustained some damage, but the buildings so far have not been damaged. O...
by dowse
Fri Oct 06, 2017 8:51 am
Forum: Personal Consumer Issues
Topic: Boston to Bar Harbor trip
Replies: 33
Views: 2093

Re: Boston to Bar Harbor trip

Foliage seemed like it started early this year, but then slowed down due to unseasonable warmth, and is now running slightly late. The "peak" we always hope for may be a little more spread out over time. The best color on your route is likely to be in the N. Conway and White Mountains. While people ...
by dowse
Thu Oct 05, 2017 9:46 am
Forum: Personal Finance (Not Investing)
Topic: Who has needed to use their umbrella insurance?
Replies: 129
Views: 16625

Re: Who has needed to use their umbrella insurance?

I have used mine, but only indirectly. A scammer hit my parked car in a public place, then claimed I hit him and caused a neck (like whiplash) injury. The amount claimed was within my Auto insurance limits, but because I also had umbrella, the insurance company sent a top team of lawyers to defend ...
by dowse
Thu Oct 05, 2017 8:05 am
Forum: Personal Consumer Issues
Topic: Two Nights in Quebec City - Must See Suggestions, anyone?
Replies: 16
Views: 1206

Re: Two Nights in Quebec City - Must See Suggestions, anyone?

Thanks to all for the great suggestions. Sounds like we're going to wish we could stay longer.
by dowse
Tue Oct 03, 2017 9:15 am
Forum: Personal Consumer Issues
Topic: Two Nights in Quebec City - Must See Suggestions, anyone?
Replies: 16
Views: 1206

Re: Two Nights in Quebec City - Must See Suggestions, anyone?

When my wife and I visited, we stayed at Chateau Frontenac and loved it. The bar has great views over the St Lawrence Seaway. I hope you like mussels. It seems like they are on the menu everywhere. Here's a couple of resources NY Times - 36 hours in Quebec City https://www.nytimes.com/interactive/2...
by dowse
Mon Oct 02, 2017 3:09 pm
Forum: Personal Consumer Issues
Topic: Two Nights in Quebec City - Must See Suggestions, anyone?
Replies: 16
Views: 1206

Two Nights in Quebec City - Must See Suggestions, anyone?

Hi all,

Taking a short trip with the DW up to Quebec City mid-month. We're only staying two nights, so we have limited time. I would appreciate restaurant and sightseeing suggestions for our short stay. Thanks!
by dowse
Mon Oct 02, 2017 8:58 am
Forum: Personal Consumer Issues
Topic: Boston to Bar Harbor trip
Replies: 33
Views: 2093

Re: Boston to Bar Harbor trip

More N. Conway info - we spend a lot of time there and are pretty familiar with most of the restaurants. I already mentioned Flatbread Company for pizza. Someone else mentioned Moat Mountain, which is also an excellent choice if you want a brew-pub. For breakfast, our favorite is Priscilla's Country...
by dowse
Mon Oct 02, 2017 8:41 am
Forum: Personal Consumer Issues
Topic: Boston to Bar Harbor trip
Replies: 33
Views: 2093

Re: Boston to Bar Harbor trip

While in North Conway, consider Flatbread Company for pizza. All fresh ingredients. Informal and easy on the budget. Great selection of beers. We usually order a salad for a starter. You can watch them bake the pizzas in wood-fired ovens. Edited so I could add Portsmouth - Our favorite seafood chowd...
by dowse
Thu Sep 14, 2017 8:26 am
Forum: Personal Consumer Issues
Topic: Does anyone read the Wall Street Journal?
Replies: 58
Views: 6607

Re: Does anyone read the Wall Street Journal?

We currently have the print+digital purchased through an ebay reseller. When that runs out later this year, I will be purchasing a new subscription through http://gafundraising.com/, which I learned about on another BH thread. One year print+digital for $198, but also helps an organization of my cho...
by dowse
Thu Aug 31, 2017 7:25 am
Forum: Personal Consumer Issues
Topic: Hurricane Harvey has me rethinking my approach to disaster preparations
Replies: 72
Views: 6299

Re: Hurricane Harvey has me rethinking my approach to disaster preparations

What strikes me about the OP's post is that he is back to some semblance of "normal". Being 1500 mi. away from this tragedy, it is hard for me to put it in perspective from what I can see in the media. While there is an appalling degree of loss and misery to be sure, what I can't tell is what percen...
by dowse
Tue Aug 22, 2017 3:41 pm
Forum: Personal Consumer Issues
Topic: Air Canada: Can I get refund for NONREF tickets?
Replies: 10
Views: 997

Re: Air Canada: Can I get refund for NONREF tickets?

Don't know about Air Canada, but on American I got a refund on a non-refundable ticket due to "extenuating circumstances", which are things like your illness, illness of a close family member or death of a close family member. In my case it was illness and subsequent death of my MIL. I had to provid...
by dowse
Tue Aug 22, 2017 2:26 pm
Forum: Personal Consumer Issues
Topic: Advice on visit to Yosemite
Replies: 38
Views: 3823

Re: Advice on visit to Yosemite

There were crowds, but they were manageable. We were able to park at all the popular attractions. If you take the tram tour, which I highly recommend, you might want to buy tickets early in the day or a day or two before as they do sell out. We spent a day each in the Yosemite Valley, Glacier Point ...
by dowse
Fri Aug 18, 2017 1:33 pm
Forum: Personal Consumer Issues
Topic: DUI lawyer - need advice
Replies: 85
Views: 7218

Re: DUI lawyer - need advice

No direct experience, but a relative had a similar one with one of his kids. There was a temptation on his part to let the kid take his lumps as a life lesson. The pricey lawyer he was talking to told him that what he tells families is that while that may be understandable, it's better to try and ha...
by dowse
Tue Aug 15, 2017 9:00 am
Forum: Personal Finance (Not Investing)
Topic: Filing Restricted SS Application - Language Check
Replies: 19
Views: 1103

Re: Filing Restricted SS Application - Language Check

Watching this and earlier similar threads carefully, as I will be applying for a restricted application early next year. The experiences seem to be all over the map with this. Some have had problems online, some over the phone and some in person. It seems that no matter what the method, things somet...
by dowse
Tue Aug 08, 2017 8:07 am
Forum: Personal Consumer Issues
Topic: Boston to Maine road trip
Replies: 64
Views: 4019

Re: Boston to Maine road trip

Arriving in Boston and leaving from Manchester is ideal. I'd drive up to check out Portsmouth and just head up US 1 from there all the way to Bar Harbor. You could spend a month on US 1 if you wanted. From Bar Harbor head over to Bangor and check out the waterfront. Then head west to Kingfield and ...
by dowse
Mon Aug 07, 2017 3:07 pm
Forum: Personal Consumer Issues
Topic: Boston to Maine road trip
Replies: 64
Views: 4019

Re: Boston to Maine road trip

We mainly just visit the towns,look for good food and enjoy the scenery.We did a trip about 5 years ago where we made a circle from Boston up to Vermont to New Hampshire to Portland and back to Boston.This time we would like to go up the coast and drive back more inland so we do not see the same th...
by dowse
Mon Aug 07, 2017 2:41 pm
Forum: Personal Consumer Issues
Topic: Boston to Maine road trip
Replies: 64
Views: 4019

Re: Boston to Maine road trip

See the other recent topic on this: https://www.bogleheads.org/forum/viewtopic.php?f=11&t=225108 Depends how much time you have. If time permits, I would go at least as far as Bar Harbor and Acadia NP. As for foliage, that's a little early for the coast. The leaves turn a little later than in the mo...
by dowse
Sun Aug 06, 2017 11:52 am
Forum: Personal Consumer Issues
Topic: Trip to Maine
Replies: 30
Views: 2013

Re: Trip to Maine

I should have mentioned above that when crossing NH, I prefer Rte. 302 eastbound and Rte. 112 westbound. For those visiting during peak foliage, in my opinion, there is no better place than Sugar Hill, NH. North Conway is an ok place to stay, as mentioned above, however, be aware that it becomes ove...
by dowse
Sun Aug 06, 2017 11:12 am
Forum: Personal Consumer Issues
Topic: Trip to Maine
Replies: 30
Views: 2013

Re: Trip to Maine

Portland - Portland Head Light, Old Port area, Exchange St., Fore St. Kennebunkport Freeport Camden Kittery (if interested in outlet shopping) Portsmouth, NH - just over the bridge from Kittery Acadia NP - very crowded in summer, though. You might want to cross NH via NH112, starting at Bath and fol...
by dowse
Wed Jul 26, 2017 7:49 am
Forum: Personal Consumer Issues
Topic: Boston Logan Parking / Hotel?
Replies: 27
Views: 2075

Re: Boston Logan Parking / Hotel?

[/quote]I admit to being intimidated by several negative Yelp! reviews referencing full parking lots and unhelpful employees at various Logan Express locations. Other reviews mention the buses filling up at terminal "A" and stopping at the other terminals only to tell customers waiting in the cold t...
by dowse
Tue Jul 25, 2017 8:45 am
Forum: Personal Consumer Issues
Topic: Boston Logan Parking / Hotel?
Replies: 27
Views: 2075

Re: Boston Logan Parking / Hotel?

A possible compromise may be Logan Express, in your case, from either Woburn or Peabody. They run every half-hour. Travel time is 30-45 min. I believe there are hotels within a few minutes drive of those locations. Parking is $7/day. Fares are $22 r/t for adults. Kids 17 and under traveling with th...
by dowse
Mon Jul 17, 2017 9:05 am
Forum: Personal Consumer Issues
Topic: San Jose and San Francisco Trip
Replies: 24
Views: 1910

Re: San Jose and San Francisco Trip

I will add to those who have recommended Monterrey as a side trip. DW and I did this as a day trip last fall out of San Francisco. We rented a car for one day and drove down to Monterrery, visited the aquarium, went out to the 17-mile drive, then back to San Francisco. We got back to our hotel in th...
by dowse
Tue Jul 11, 2017 7:29 am
Forum: Personal Finance (Not Investing)
Topic: Long term care insurance - is it worth it?
Replies: 156
Views: 11374

Re: Long term care insurance - is it worth it?

Make accurate premium payments: http://www.bostonglobe.com/business/2017/07/10/when-comes-insurance-small-error-check-can-cost-you-everything/zgOROU0DUlKEOzvmFMvdII/story.html?s_campaign=todaysheadlines:newsletter. The consequences of a small error could have been easily avoided if this lady's loved...
by dowse
Mon Jul 10, 2017 9:11 am
Forum: Investing - Theory, News & General
Topic: The cost of car ownership
Replies: 51
Views: 3745

Re: The cost of car ownership

This is extremely interesting. While a Corvette isn't purchased to get from A to B, I'll agree that to the non-enthusiasts, they're just cars. I went to Edmunds, wondering if the numbers quoted assumed that the car was sold at the end of the 5 years, and indeed, they do. So a fair comparison. As a ...
by dowse
Mon Jul 03, 2017 2:48 pm
Forum: Personal Consumer Issues
Topic: Best tool/technique for grill cleaning?
Replies: 23
Views: 2298

Re: Best tool/technique for grill cleaning?

I still use a wire brush, with twisted bristles (like a pipe cleaner, not a toothbrush). I think the risk driving home from the market with the steak is higher than swallowing a wire bristle . Well, maybe so, but as I said, a family member already had a close call. He found a wire bristle in his mo...
by dowse
Mon Jul 03, 2017 10:00 am
Forum: Personal Consumer Issues
Topic: Best tool/technique for grill cleaning?
Replies: 23
Views: 2298

Best tool/technique for grill cleaning?

With all the negative publicity surrounding wire grill brushes, and a close call within my own family, I have sworn off any kind of wire grill brush. I am trying to decide what tool(s) to buy. What have BH'ers found to be effective and safe tools and methods for grill cleaning?
by dowse
Wed Jun 28, 2017 8:27 am
Forum: Personal Consumer Issues
Topic: Slide rule anyone?
Replies: 88
Views: 8335

Re: Slide rule anyone?

When an EMP destroys all of our electronic devices, those of us with slide rules and the skills to use them will rule the world!
by dowse
Mon Jun 26, 2017 12:51 pm
Forum: Personal Consumer Issues
Topic: Slide rule anyone?
Replies: 88
Views: 8335

Re: Slide rule anyone?

Perhaps an underappreciated benefit of a slide rule is the tactile and visual aspects it adds to computations. Helpful for learners.
by dowse
Mon Jun 26, 2017 8:09 am
Forum: Personal Consumer Issues
Topic: Slide rule anyone?
Replies: 88
Views: 8335

Re: Slide rule anyone?

Surprised no one has mentioned the Post Versalog. It was a bamboo one that came with a leather case, and even had a belt loop! I had saved one I had gotten in high school, but then it went missing. After searching all the nooks and crannies of the house several times over several years without findi...
by dowse
Fri Jun 09, 2017 8:40 am
Forum: Personal Consumer Issues
Topic: Babson College
Replies: 30
Views: 2697

Re: Babson College

I have a close friend who graduated from Babson, and is doing quite well. This is a young lady who is very bright and had lots of colleges to choose from. In her case, she was a MA resident, and staying local was a factor. It is a business college that emphasizes entrepreneurship. Probably not so we...
by dowse
Sat Jun 03, 2017 2:18 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2017!
Replies: 229
Views: 30512

Re: Roll Call for the Retirement Class of 2017!

Good luck and congrats to all who have "graduated" or plan to this year. To the OP and others, you will soon learn to LOVE Mondays!

- Dowse, Class of '16.
by dowse
Thu May 18, 2017 7:50 am
Forum: Personal Consumer Issues
Topic: should I tip repairman for TV?
Replies: 27
Views: 2052

Re: should I tip repairman for TV?

No. This goes way beyond the norm for tipping. On a similar note, a few years ago, I was chided by a relative for not tipping a furniture delivery crew. I had thought it was a situation where tipping was inappropriate. A year or so later, we were having a mattress and box spring replaced. Normally, ...
by dowse
Tue May 16, 2017 3:10 pm
Forum: Personal Consumer Issues
Topic: Use of Drivers License for air travel
Replies: 20
Views: 2102

Re: Use of Drivers License for air travel

I think you could use the passport card, which is wallet size instead of carrying around the larger passport book. It is also sufficient for travel to Canada and Mexico.
by dowse
Wed May 03, 2017 2:37 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 29558

Re: Where to Live on $60K or Less a Year?

I was surprised Boise ID isn't on your list. I've never been there but my impression is that it's affordable, relatively urbane, and the access to the mountains is unparalleled. It might be cold in the winter, but probably less than Minneapolis. Also what about Asheville NC, Burlington VT, and Ashl...
by dowse
Mon May 01, 2017 5:31 pm
Forum: Personal Finance (Not Investing)
Topic: Turned down for umbrella policy
Replies: 23
Views: 3673

Re: Turned down for umbrella policy

We were cancelled twice - first one adult son living with us accumulated three speeding tickets. He moved out, we then reapplied and were approved. Then a couple of years later, another adult son living with us did the same, and we were cancelled again. He moved out, we applied again and were approv...
by dowse
Mon May 01, 2017 5:25 pm
Forum: Personal Consumer Issues
Topic: Senior Lifetime National Parks Pass Fee Going Up
Replies: 77
Views: 10871

Re: Senior Lifetime National Parks Pass Fee Going Up

Best deal there is. Heard about the coming price hike, then went out and got my own, even though I always plan to visit the parks with my wife, who already has one. Note that if lost, it is not replaceable, and you must get another one. Also good in National Forest parking areas where a fee is charg...
by dowse
Tue Apr 25, 2017 8:40 am
Forum: Personal Finance (Not Investing)
Topic: how much house can we afford? Boston area.
Replies: 50
Views: 4157

Re: how much house can we afford? Boston area.

I think we are definitely in an overheated market in the Boston area, and possibly a bubble. There was an article in the Boston Globe ( I think) recently about sellers having so much leverage now that some won't consider any offers with mortgage or inspection contingencies, leaving the potential buy...
by dowse
Sat Apr 22, 2017 10:38 am
Forum: Personal Consumer Issues
Topic: Strange cable wall jack in home. What is it? (pics included)
Replies: 18
Views: 3886

Re: Strange cable wall jack in home. What is it? (pics included)

Thank you for the replies so far. I also tend to think it is part of an obsolete antenna TV distribution system in the building. Now, I would like to just get rid of that wall jack. Does anyone know if I would be allowed to just remove that metal box from the wall and let those two coaxial cable ha...
by dowse
Fri Apr 21, 2017 5:17 pm
Forum: Personal Consumer Issues
Topic: Improving my Math Skills
Replies: 27
Views: 3507

Re: Improving my Math Skills

Not sure about your field, but more and more, business optimization situations call for an expertise in statistics. In my own engineering career, I found that I wished I had been stronger in that area. With so much data available and so much emphasis on its analysis, knowledge of statistics is likel...
by dowse
Fri Apr 21, 2017 5:05 pm
Forum: Personal Consumer Issues
Topic: Strange cable wall jack in home. What is it? (pics included)
Replies: 18
Views: 3886

Re: Strange cable wall jack in home. What is it? (pics included)

Retired EE and ham radio enthusiast here. Can't clearly see all of the connections, but the components inside the box are resistors. Looks to me like the circuit is what is called a resistive power divider, enabling a pass-thru signal with or without a cable plugged into the jack, albeit with some m...
by dowse
Fri Apr 21, 2017 9:00 am
Forum: Personal Consumer Issues
Topic: What to do with books
Replies: 16
Views: 1381

Re: What to do with books

Take them to a nearby thrift store. Ask for a receipt, then you can claim a nominal amount as a charitable tax deduction.
by dowse
Wed Apr 19, 2017 8:27 am
Forum: Personal Consumer Issues
Topic: Tips on Uber
Replies: 77
Views: 7023

Re: Tips on Uber

My most recent Uber was in Tampa. During the ride, I noticed a card hanging from the back of the driver's seat encouraging a tip for great service. I hadn't seen that before in an Uber. I hate tipping, and it kind of irked me, but I threw the guy a couple of bucks anyway because he helped with some ...
by dowse
Fri Apr 14, 2017 11:22 am
Forum: Personal Consumer Issues
Topic: which tv and size to buy
Replies: 41
Views: 4185

Re: which tv and size to buy

I would not be constrained by an existing cabinet if that's the case. A few years ago, I had that probably, so I decided to convert a really nice cherry wood entertainment center to a computer desk. Worked out great. For the TV, I bought a new entertainment center where the TV just sits on an open t...
by dowse
Sun Apr 09, 2017 9:39 am
Forum: Personal Finance (Not Investing)
Topic: Social Security Restricted Application
Replies: 26
Views: 3158

Re: Social Security Restricted Application

I promised to update the board on the progress of my filing....I did not anticipate updating the status so soon! You may recall that I filed on Friday, March 3rd. Today I received a call from a very nice lady at social security in Boston (apparently that is where the application landed) who confirm...
by dowse
Fri Mar 31, 2017 10:45 pm
Forum: Personal Consumer Issues
Topic: Are people aware that Verizon email is being terminated?
Replies: 55
Views: 7766

Re: Are people aware that Verizon email is being terminated?

I went through this a couple of weeks ago when I was first notified by Verizon. So far, I have found the switch to be seamless. All of my folders showed up in AOL almost immediately. I had been thinking about switching over to gmail for some time, as I was becoming more and more uncomfortable having...
by dowse
Sun Mar 19, 2017 11:51 am
Forum: Investing - Help with Personal Investments
Topic: ESPP Strategy & Advice
Replies: 9
Views: 844

Re: ESPP Strategy & Advice

My own experience with an ESPP was a learning one. The plan I participated in had similar rules to the OP's plan, except no lump sum option. I made two mistakes at first. The first mistake was not participating to the fullest extent allowed. The second mistake was to hold on to the shares after rece...
by dowse
Fri Mar 03, 2017 5:42 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Restricted Application
Replies: 26
Views: 3158

Re: Social Security Restricted Application

As I posted above, my online restricted application worked like a charm. One advantage of the online application is that you can save a copy of what you submit, so that if you make the appropriate application you have a record. In the posting above, I included the remark I made based on my rather q...
by dowse
Fri Mar 03, 2017 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Restricted Application
Replies: 26
Views: 3158

Re: Social Security Restricted Application

If you go ahead, I hope you will report back on how the process went. I will be submitting a restricted application myself in about a year. The stakes are too high to have it messed up. Right now, I'm not sure whether the online process or an in-person visit to the SSA office would be more reliable....
by dowse
Sat Feb 25, 2017 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security reps keep disputing advice given in this forum
Replies: 26
Views: 5162

Re: Social Security reps keep disputing advice given in this forum

Didn't see anyone reference this relevant thread: https://www.bogleheads.org/forum/viewtopic.php?t=191151, which discusses online application. I'll be in the same boat in a year's time. The online method makes me a bit nervous, as I would want to make sure it is filled out correctly with precise wor...