Search found 313 matches

by Dave55
Tue Jun 19, 2018 7:18 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

Now reading "The Ranger" by Ace Atkins, and I am really enjoying it.

Just finished "The Quiet Game" by Greg Isles - excellent read.

Dave
by Dave55
Sat Jun 16, 2018 9:22 am
Forum: Personal Finance (Not Investing)
Topic: Poconos, PA Lake house Year-round?
Replies: 2
Views: 660

Re: Poconos, PA Lake house Year-round?

I have immediate family members who have lived there for the past 35 years (though I do not live there). I have spent some time there and my family moved from NJ for the reasons you sight. In the Stroudsburg metro you have everything you need and mentioned on your list, the Walgreens, hospitals, sto...
by Dave55
Sat Jun 16, 2018 9:11 am
Forum: Personal Consumer Issues
Topic: Houston Safety
Replies: 13
Views: 1228

Re: Houston Safety

Colorado is great! We love it here.

Dave
by Dave55
Sat Jun 16, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: Houston Safety
Replies: 13
Views: 1228

Re: Houston Safety

I lived a few blocks from there many years ago. Never was a problem then, not sure how it is now though.

Dave
by Dave55
Sat Jun 16, 2018 8:43 am
Forum: Investing - Theory, News & General
Topic: Gundlach sees 10 yr yields hitting 6%
Replies: 18
Views: 3176

Re: Gundlach sees 10 yr yields hitting 6%

...his past calls have been interesting nonetheless imo... Like this one? "Though I rarely go public with specifics on stocks, I think the Standard & Poor's 500, which is now over 1300, will hit 500 in the next couple of years," he says. -- Barron's, "The King of Bonds," Feb. 21, 2011. Red: predict...
by Dave55
Mon Jun 11, 2018 4:11 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 16536

Re: Life in retirement - what did you do today?

Walked 3 miles at daybreak, read some, took a nap, ran some errands.

Dave
by Dave55
Sat Jun 02, 2018 8:03 am
Forum: Investing - Theory, News & General
Topic: VTI or VIG as a core U.S Stock Market Holding
Replies: 27
Views: 7925

Re: VTI or VIG as a core U.S Stock Market Holding

selters wrote:
Sat Jun 02, 2018 6:03 am
What is VIG?
Vanguard Dividend Appreciation ETF


Dave
by Dave55
Wed May 30, 2018 4:25 pm
Forum: Investing - Theory, News & General
Topic: To be or not to be complex, that is the question
Replies: 146
Views: 11713

Re: To be or not to be complex, that is the question

Thanks Rick, excellent post. I chased alpha for decades and I am now totally set with:
VTI + VXUS + VBTLX + VFIDX

Dave
by Dave55
Fri May 25, 2018 6:04 pm
Forum: Investing - Help with Personal Investments
Topic: Book for wife on investing
Replies: 26
Views: 2035

Re: Book for wife on investing

Agree with "The Boglehead Guide to Investing". I also like & recommend these : "All About Asset Allocation" by Rick Ferri "How to Think About Money" by Jonathon Clements "The Coffeehouse Investor" by Bill Schultheis "How to Make Your Money Last" by Jane Brant Quinn "The Index Revolution, Why Investo...
by Dave55
Mon May 21, 2018 4:11 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

"Trophy Hunt" by C.J. Box

Dave
by Dave55
Mon May 21, 2018 1:36 pm
Forum: Investing - Help with Personal Investments
Topic: Pimco INCOME BOND FUND PONAX beating VWIAX Wellesley ~~ too good to be true?
Replies: 26
Views: 1884

Re: Pimco INCOME BOND FUND PONAX beating VWIAX Wellesley ~~ too good to be true?

PONAX is a Multi-Sector bond fund. Multi-Sector Bond funds are go anywhere bond funds, that is, they can invest anywhere in the fixed income universe with no regard to adhering to an index. Multi-Sector Bond funds can include junk bonds, emerging market bonds, distressed bonds, as well as traditiona...
by Dave55
Mon May 14, 2018 1:33 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

Read "The Lock Artist" by Scott Hamilton, and really enjoyed it.
Picked up "The 2nd Life Nick Mason" and "Winter of the Wolf Moon; An Alex McNight Mystery" both by Hamilton. "Winter of the Wolf Moon; An Alex McNight Mystery" is good, and "The 2nd Life Nick Mason" is excellent.

Dave
by Dave55
Sun May 06, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 175
Views: 16557

Re: most compelling TV character ever

Andy Sipowicz - NYPD Blue
Jim Rockford - Rockford Files
Lt Colombo - Colombo
by Dave55
Wed May 02, 2018 4:58 pm
Forum: Personal Consumer Issues
Topic: Have you quit eating sugar? Tell me how!
Replies: 129
Views: 10548

Re: Have you quit eating sugar? Tell me how!

Major sweet tooth and indulged in cookies, cakes, ice cream for over 50 years. I quit eating sugar cold turkey to reduce inflammation that was causing some health issue. Lost 20 pounds in 30 days, inflammation was reduced significantly in 3 weeks and I feel great and do not miss sugar at all.

Dave
by Dave55
Mon Apr 30, 2018 11:02 am
Forum: Local Chapters and Bogleheads Community
Topic: metro Denver Bogleheads?
Replies: 30
Views: 4246

Re: metro Denver Bogleheads?

I am in.

Dave
by Dave55
Sat Apr 21, 2018 4:30 pm
Forum: Personal Consumer Issues
Topic: Selling a car: how to get paid?
Replies: 69
Views: 5680

Re: Selling a car: how to get paid?

Car sale newbie question here... I never sold a car before and have just been reading about the process a bit. I wonder about the best reasonable approach to assure that I get paid in a private transaction, before giving the title. Articles I read suggest getting a cashier's check and verifying it ...
by Dave55
Fri Mar 30, 2018 3:06 pm
Forum: Investing - Help with Personal Investments
Topic: What can go wrong with multi family syndications?
Replies: 32
Views: 4359

Re: What can go wrong with multi family syndications?

So I attended my very first local multi family syndication meeting thru meetup. 40 people attended, 35 of them were clueless but 5 of them were kinda experts and invested in several multi family syndications. 2 people were talking which both had invested in more than 10 syndications and they were s...
by Dave55
Tue Mar 27, 2018 10:20 am
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 338
Views: 24181

Re: Anyone Deleting Facebook?

Deleted FB account, found it to be a waste of time.

Dave
by Dave55
Mon Mar 26, 2018 6:19 pm
Forum: Investing - Theory, News & General
Topic: Are Apartment REITS a better diversifier than VG REIT Index?
Replies: 34
Views: 3784

Re: Are Apartment REITS a better diversifier than VG REIT Index?

Are there any reits that focus on certain hot geographic locations. I.e. austin, nashville, denver etc. How do we finding reits with high concentration in those areas? Not aware of regionalized REIT'S, only private partnerships that invest in individual cities and or locations. However, Commercial ...
by Dave55
Sun Mar 25, 2018 9:33 am
Forum: Investing - Theory, News & General
Topic: Are Apartment REITS a better diversifier than VG REIT Index?
Replies: 34
Views: 3784

Re: Are Apartment REITS a better diversifier than VG REIT Index?

REZ returns are very close to VNQ (Vanguard Reit Index ETF) for the past 3, 5 and 10 years periods. (Morningstar Data).

Dave
by Dave55
Sun Mar 25, 2018 9:18 am
Forum: Personal Consumer Issues
Topic: Underrated places to visit in U.S.?
Replies: 126
Views: 11786

Re: Underrated places to visit in U.S.?

San Juan Islands in Washington State.

Dave
by Dave55
Tue Feb 27, 2018 2:37 pm
Forum: Investing - Theory, News & General
Topic: Limits of index funds vs active funds in down markets?
Replies: 34
Views: 2876

Re: Limits of index funds vs active funds in down markets?

Hello, Today I across this article in the Chicago Tribune "The Limits of Index Funds - Active funds can shine in down markets". It's by Elizabeth Leary, Kiplinger. Here are two different links to the same article: https://www.kiplinger.com/article/investing/T041-C009-S002-the-perils-of-investing-in...
by Dave55
Sat Feb 17, 2018 10:28 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

"The Burden of Proof" by Scott Turow Dave I see you're on a Turow kick. :) I read "Presumed Innocent" and I think "The Burden of Proof" was the next I read by him and liked. I read a third before losing interest for some reason (before I started keeping notes). I do have his non-fiction book, "One ...
by Dave55
Sat Feb 10, 2018 7:29 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

"The Burden of Proof" by Scott Turow

Dave
by Dave55
Sat Feb 10, 2018 3:19 pm
Forum: Investing - Help with Personal Investments
Topic: Wellington Fund: where is the special sauce?
Replies: 18
Views: 2997

Re: Wellington Fund: where is the special sauce?

I wonder why I hold the Wellington fund because it underperforms its comparable index according to Vanguard’s website and has also performed worse than the S&P 500 index during the down market in 2018. Pretty hard for Wellington to do that given it has 35% in bonds. I will either take the 30% of my...
by Dave55
Wed Feb 07, 2018 7:56 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

"Presumed Innocent" by Scott Turow and its a page turner.


Dave
by Dave55
Mon Feb 05, 2018 11:57 am
Forum: Investing - Help with Personal Investments
Topic: Retired or close to it -- what do you hold in bond portion?
Replies: 41
Views: 4549

Re: Retired or close to it -- what do you hold in bond portion?

Retired.

Bonds:

VBTLX Vanguard Total Bond Market 40%

VFIDX Vanguard Interm Investment Grade 30%

VWIUX Vanguard Inter Tax Exempt 30%

Vanguard Prime Money Market for Expenses

Dave
by Dave55
Mon Feb 05, 2018 10:11 am
Forum: Investing - Theory, News & General
Topic: Being a Disciplined Investor - How do you avoid temptations?
Replies: 41
Views: 2983

Re: Being a Disciplined Investor - How do you avoid temptations?

I chased alpha for decades: Hedge funds, Managed futures, private real estate partnerships, managed funds.
The light bulb went off after reading several books and reading here on BH. I put everything in 4 fund portfolio in 2013.

No desire to make any changes.

Dave
by Dave55
Tue Jan 30, 2018 6:45 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

"Just finished "FEARLESS". ...: The Undaunted Courage and Ultimate Sacrifice of Navy SEAL Team SIX OperatorAdam Brown K indle Edition. I gave it 5 out of 5 stars. I have never served in the military....nor has any of my family members. However, I have a deep and sincere appreciation for those that ...
by Dave55
Tue Jan 30, 2018 6:40 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

Just finished "The Force" by Don Winslow. Gripping page turner. Outstanding story of an elite New York City police detective and his partners. Police and political corruption intertwined in a magnificent plot. Highly recommended. Enjoy, Dave Any thing by Winslow is excellent. Often times depressing...
by Dave55
Tue Jan 30, 2018 6:26 pm
Forum: Personal Finance (Not Investing)
Topic: Denver Metro Real Estate market
Replies: 17
Views: 1616

Re: Denver Metro Real Estate market

I curretly live in Scottsdale, AZ and recently accepted a new position in Denver area (actually closer to Boulder). I researched the area before making my decision but the reality is hitting hard how high the cost of living is in CO. My pay increase is minimal but there is more opportunity in the n...
by Dave55
Sun Jan 21, 2018 10:53 am
Forum: Personal Consumer Issues
Topic: Home Humidifier input please
Replies: 48
Views: 2978

Re: Home Humidifier input please

I live in Colorado and it's very dry in the winter. I have a two zone house. I had bypass humidifiers on both zones and struggled to get the humidity to 30%. (5000 sq feet 20 yo house). I put a steam humidifier on one zone and it by itself can get the whole house to 45%. The cartridges are replaced...
by Dave55
Sat Jan 20, 2018 9:07 pm
Forum: Investing - Theory, News & General
Topic: What's your U.S. : International ratio?
Replies: 213
Views: 38167

Re: What's your U.S. : International ratio?

65% US/35% International

Dave
by Dave55
Sat Jan 20, 2018 8:47 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

Just finished "Appaloosa" by Robert B. Parker - I loved it, could not put it down. Now reading 6th in the Dave Robichaeux series by James Lee Burke. So far all of these are excellent. I am also a big fan or Michael Connelly (Harry Bosch), Lee Child (Jack Reacher), Robert Crais (Elvis Cole & Joe Pike...
by Dave55
Sat Jan 20, 2018 8:41 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

"The Black Widow" by Daniel Silva, 3/4 way through, page turner. Dave Good to hear! Thanks for the reminder to pick up another Gabriel Allon book from the library for our vacation in three weeks. Finished Portrait of A Spy last September, so The English Girl is next. The Black Widow was really part...
by Dave55
Wed Jan 03, 2018 9:38 pm
Forum: Investing - Theory, News & General
Topic: Non Public-traded REIT nightmare continues
Replies: 18
Views: 2961

Re: Non Public-traded REIT nightmare continues

Private REIT's are awful for investors and good for the sponsors and brokers who sell them. I invested in Private REIT's and other private equity commercial & multifamily RE deals for decades but ceased investing that way about 8 years ago (I was also in the stock & bond market too for decades). I m...
by Dave55
Tue Jan 02, 2018 5:09 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

"The Black Widow" by Daniel Silva, 3/4 way through, page turner.

Dave
by Dave55
Sat Dec 30, 2017 7:53 pm
Forum: Personal Consumer Issues
Topic: We bought a house in June, and the ac & furnace system do not work. What should we do?
Replies: 49
Views: 3889

Re: We bought a house in June, and the ac & furnace system do not work. What should we do?

We recently moved back home to Ohio from Texas. We bought a house which is 30 years old. The seller checked "no" on the seller disclosure form claiming that she was not aware of any issues with the furnace & a.c. unit. We had the home inspected before buying it, but our inspector was unable to chec...
by Dave55
Sat Dec 30, 2017 7:34 pm
Forum: Personal Consumer Issues
Topic: Putting in a Word About Tea - brands, types, etc.
Replies: 85
Views: 9120

Re: Putting in a Word About Tea - brands, types, etc.

If you have an Asian/international market nearby, go there and look at their tea selection. Often some very good prices on loose leaf teas. For everyday use I like the teas marketed by Ahmad Tea. jucor, You should check up Upton Tea. Their price is cheaper and quality is better. Their tea is cheape...
by Dave55
Sun Dec 24, 2017 10:20 am
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 13422

Re: European Cities that don't interest you

carolinaman wrote:
Sun Dec 24, 2017 7:43 am
No one has mentioned a Swiss city yet. I have always wanted to visit Switzerland.
Our favorite Swiss city is Lucerne on Lake Lucerne.

Dave
by Dave55
Sat Nov 25, 2017 7:05 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

Now reading "The Deep Blue Good-By" by John D. MacDonald

Loved the first Dave Robicheaux, "The Neon Rain" by James Lee Burke.


Dave
by Dave55
Fri Nov 24, 2017 1:37 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

Just finished "Blue Heaven" by CJ Box and now reading "The Neon Rain" by James Lee Burke

Dave
by Dave55
Sat Nov 18, 2017 10:29 pm
Forum: Investing - Help with Personal Investments
Topic: Retirement Advice
Replies: 15
Views: 2209

Re: Retirement Advice

livesoft wrote:
Sat Nov 18, 2017 2:53 pm
You should both read Jane Bryant Quinn's book: How to Make Your Money Last
Excellent recommendation.

Dave
by Dave55
Sun Nov 05, 2017 11:57 am
Forum: Investing - Help with Personal Investments
Topic: PRIMECAP Fund
Replies: 63
Views: 4107

Re: PRIMECAP Fund

No doubt the Primecap funds are excellent. I have nothing against active funds, they are necessary for the market to work and I used them for decades. Five years ago I switched to index funds for all the obvious reasons that have been stated on the board. The only issue I see about being in Primecap...
by Dave55
Sun Oct 01, 2017 5:45 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3067
Views: 945956

Re: What Book Are You Currently Reading? Part VI

Reading 2 at the moment:

"Don't Let Go" by Harlan Coben

"I Am Pilgrim" by Terry Hayes

Both excellent.

Last week I re-read "Tripwire" by Lee Child for fun and "Shrink Rap" by Robert B. Parker. Both top notch.

Dave
by Dave55
Thu Aug 24, 2017 7:44 pm
Forum: Personal Consumer Issues
Topic: Miles Davis: Kind of Blue - Question for Jazz experts
Replies: 49
Views: 3975

Re: Miles Davis: Kind of Blue - Question for Jazz experts

Try Ballads by John Coltrane. It's with McCoy Tyner and that quartet. Excellent! Herbie Hancock--Maiden Voyage. Getz/Gilberto Dave Brubeck Time Out Coltrane My Favorite Things Paul Desmond--PD Quartet Live and PD with Gerry Mulligan--Two of a Kind. Paul played sax on Brubeck Time Out. Okay, listeni...