Search found 511 matches

by A440
Sun May 24, 2020 4:25 pm
Forum: Personal Consumer Issues
Topic: Wink moving to subscription platform. Hub will no longer work.
Replies: 18
Views: 1410

Re: Wink moving to subscription platform. Hub will no longer work.

Update: People on Reddit r/winkhub are saying they got emails from Wink saying that Wink is now holding off on charging, due to the "overwhelming support" or something. I had already hooked up my new Wink 2 hub, and updated the firmware, because Wink was claiming that hubs with out-of-date firmware...
by A440
Wed May 20, 2020 11:50 am
Forum: Personal Consumer Issues
Topic: Wink moving to subscription platform. Hub will no longer work.
Replies: 18
Views: 1410

Re: Wink moving to subscription platform. Hub will no longer work.

I got the GE Link bulbs connected to Echo Plus and made groups for controlling them. They work great. My GE-Z smart switch uses Z-Wave, so that won't work with Echo plus. Also my Lutron Caseta pico remote doesn't work with Echo Plus, but I believe it works when the Wink Hub is not connected to the i...
by A440
Sun May 17, 2020 6:32 am
Forum: Personal Consumer Issues
Topic: Problems with Xfinity Internet drops
Replies: 28
Views: 1628

Re: Problems with Xfinity Internet drops

UPDATE: So the Xfinity Gateway seems to be working much better than my owned Arris gateway. Strange that the Xfinity Gateway is made by Arris, but it works. Maybe the Arris gateway I purchased has the bad Puma 6 chip? Maybe the gateway, as Arris tells me, does need a higher Upstream channel power le...
by A440
Sat May 16, 2020 4:55 pm
Forum: Personal Consumer Issues
Topic: Anyone booking flights for 2021 travel?
Replies: 26
Views: 2140

Re: Anyone booking flights for 2021 travel?

You sound like you're experienced travelers, so I'm saying this for the benefit of those readers who are not. Read the fine print on your trip insurance closely. Most travel insurance will cover you if you get sick and are unable to fly. It WILL NOT cover you if there is a pandemic at your destinat...
by A440
Tue May 12, 2020 5:18 pm
Forum: Personal Consumer Issues
Topic: Wink moving to subscription platform. Hub will no longer work.
Replies: 18
Views: 1410

Re: Wink moving to subscription platform. Hub will no longer work.

Other thought would be to replace the 5 GE BR30 bulbs and install Smartthings-compatible bulbs. 4-pack is $27: https://smile.amazon.com/SYLVANIA-75584-Changing-Equivalent-SmartThings/dp/B07H918FN5/ref=sr_1_3?dchild=1&keywords=br30+smartthings&qid=1589308509&sr=8-3 Rather invest in newer bulbs with ...
by A440
Tue May 12, 2020 11:09 am
Forum: Personal Consumer Issues
Topic: Wink moving to subscription platform. Hub will no longer work.
Replies: 18
Views: 1410

Re: Wink moving to subscription platform. Hub will no longer work.

If you’re using Lutron Casetta switches you will have to buy a Lutron Smart Bridge to replace Wink. That will get you control via Amazon Alexa and Apple HomeKit. You can also connect the Lutron Smart Bridge to a SmartThings hub if you have other non Lutron devices you need to control and want to us...
by A440
Tue May 12, 2020 6:59 am
Forum: Personal Consumer Issues
Topic: Wink moving to subscription platform. Hub will no longer work.
Replies: 18
Views: 1410

Wink moving to subscription platform. Hub will no longer work.

A couple years back I did a DIY recessed lighting project and invested in 5 GE Link WiFi BR30 bulbs, a Lutron wireless remote and a Wink Hub. I am able to control the lights with Amazon's Alexa individually or as a group through the Wink Hub. Everything works great. I received an email a few days ag...
by A440
Sun May 10, 2020 6:19 pm
Forum: Personal Consumer Issues
Topic: Problems with Xfinity Internet drops
Replies: 28
Views: 1628

Re: Problems with Xfinity Internet drops

Thanks for all the great suggestions and thoughts. Friday was a rainy day and we had to reboot 3x's. Not sure if the weather was the cause or not. We are also running 4 laptops and streaming Google Meets and Zooms periodically for distance learning/teaching. This morning the device rebooted itself, ...
by A440
Fri May 08, 2020 5:16 pm
Forum: Personal Consumer Issues
Topic: Problems with Xfinity Internet drops
Replies: 28
Views: 1628

Re: Problems with Xfinity Internet drops

I had a problem with an Arris modem earlier in the year. It just stopped working one day and of course both Arris and Comcast were pointing the finger at each other. I think I figured out that comcast had an update over night and they had not fixed the issue with the Arris modems. I ended up purcha...
by A440
Fri May 08, 2020 12:19 pm
Forum: Personal Consumer Issues
Topic: Problems with Xfinity Internet drops
Replies: 28
Views: 1628

Re: Problems with Xfinity Internet drops

I just checked with Arris. They won't tell me what type of chip is in the unit (company policy). When I chatted with support they told me my upstream power levels are too low and I need to have an Xfinity maintenance tech come out to raise them to levels for this gateway SBG7600AC (between 45-52 ran...
by A440
Fri May 08, 2020 9:50 am
Forum: Personal Consumer Issues
Topic: Problems with Xfinity Internet drops
Replies: 28
Views: 1628

Problems with Xfinity Internet drops

We have been having too many connectivity issues with Xfinity Internet. We have new lines from the tap (pole) to the exterior of the house and from the exterior of the house to inside. We have a brand new $200 3rd party Xfinity approved gateway (Arris Surfboard DOCIS 3.0) attached directly to the li...
by A440
Thu Apr 30, 2020 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: How & where do you save for big ticket items?
Replies: 16
Views: 1194

Re: How & where do you save for big ticket items?

Future car: Save $500/month in Vanguard Prime Money Market. We keep each of our 2 cars for 12 years and 6 years apart. So every 6 years one car gets replaced with new or nearly new car. We pay cash and don't worry about a loan, even if it is an attractive rate. It works for us, and I like holding th...
by A440
Mon Apr 27, 2020 6:10 am
Forum: Personal Consumer Issues
Topic: Have you tracked spending during quarantine?
Replies: 52
Views: 3319

Re: Have you tracked spending during quarantine?

-Gas and boot camp prices are down. -Home Improvement/Repair costs are up, as we get to some items on the "honey do list". -Amazon costs are up, we had a free trial of Prime and went a little crazy getting miscellaneous things delivered instead of wearing a mask and going to the store. -Groceries ar...
by A440
Sat Apr 18, 2020 7:21 am
Forum: Personal Consumer Issues
Topic: Outdoor games during stay at home?
Replies: 5
Views: 326

Outdoor games during stay at home?

If you have kids (or even if you don't), what outdoor games are people playing during the stay at home directive?
Here are some of what we are using to get through this:
-Ladder toss
-Spikeball
-Badminton
by A440
Sat Apr 11, 2020 7:27 am
Forum: Personal Investments
Topic: Moving 403b to Rollover IRA
Replies: 7
Views: 372

Re: Moving 403b to Rollover IRA

You did not state your age, but I believe you can take penalty free withdrawals from the 403b at age 55 if you separate from service. If you move it to the IRA you will need to wait until 59 1/2. Other more knowledgeable Bogleheads may wish to chime in. This is part of my strategy for early retireme...
by A440
Wed Apr 08, 2020 7:50 am
Forum: Personal Finance (Not Investing)
Topic: [Auto insurance companies issuing refunds due to coronavirus]
Replies: 101
Views: 6520

Re: Allstate offers 15% [car insurance] rebate for reduced driving

GEICO is doing the same for policy renewals between April and October.
by A440
Sun Apr 05, 2020 4:18 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 935
Views: 175313

Re: Boglehead Beer

Trader Joe's private labels a few different Unibroue beers for about $6 a bottle vs. $9 for the original stuff. I think Fin Du Monde is the "TJs Dark Ale". They'll occasionally also have a "Vintage" which is probably older stock that Unibroue needs to move. The cork on the TJs stuff says 'unibroue'...
by A440
Sun Apr 05, 2020 2:27 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 935
Views: 175313

Re: Boglehead Beer

Reading this thread makes me want to go out and get a 4-pack of Unibroue's La Fin Du Monde. I need to decide if the risk is worth the reward. :sharebeer
by A440
Sun Apr 05, 2020 12:59 pm
Forum: Personal Consumer Issues
Topic: Wait for Allianz or get wavier from airline?
Replies: 5
Views: 424

Re: Wait for Allianz or get wavier from airline?

Epidemics are not covered, but quarantine is a covered item. I'm waiting to see if self-quarantine for COVID-19 exposure is covered. No doubt they are way behind on responding to claims because of the enormity of them during this epidemic. UPDATE: Much to my surprise, AARP-Expedia sent me an email l...
by A440
Sun Apr 05, 2020 5:23 am
Forum: Personal Consumer Issues
Topic: Wait for Allianz or get wavier from airline?
Replies: 5
Views: 424

Wait for Allianz or get wavier from airline?

We filed a claim with Allianz for travel insurance under one of the covered items. The claim details say wait 7-10 business days. It has been 13 business days and the status is still under review. Our flight is due to leave 4/13. We can get a waiver/voucher with the airline to use another time befor...
by A440
Fri Mar 06, 2020 10:27 am
Forum: Personal Investments
Topic: Young Investor Roth Or Rental Properties
Replies: 23
Views: 1230

Re: Young Investor Roth Or Rental Properties

AerialWombat wrote:
Fri Mar 06, 2020 10:20 am
Do you have time for another job? If so, nothing builds wealth like real estate.

But, it’s a job. Don’t forget that.
+1
by A440
Thu Feb 27, 2020 9:02 am
Forum: Personal Finance (Not Investing)
Topic: Teaching kids about saving money and investing
Replies: 44
Views: 3057

Re: Teaching kids about saving money and investing

Inquire with their school to see if the Stock Market Game is offered as an after school club or as a class. I use it with my 7th grade students as part of a teen finance elective.
by A440
Fri Feb 21, 2020 4:41 pm
Forum: Personal Consumer Issues
Topic: Recommendations for a wireless gateway (Modem+Router)
Replies: 7
Views: 529

Re: Recommendations for a wireless gateway (Modem+Router)

I vote for the flexibility of separate modem and wifi router. You are more likely to update the former less frequently than the latter. My pet peeve is every couple weeks just the wifi side of my router will go down while the wired ethernet side is fine, seamlessly recovering from whatever transien...
by A440
Fri Feb 21, 2020 1:49 pm
Forum: Personal Consumer Issues
Topic: Recommendations for a wireless gateway (Modem+Router)
Replies: 7
Views: 529

Recommendations for a wireless gateway (Modem+Router)

It seems like every couple years my wireless gateway needs replacing for one reason or another. My current Arris Surfboard made it just past the 2-year warranty. Thankfully, we purchased it with AMEX and their extended warranty refunded the cost (around $200). I'd like to be able to pause WiFi, see ...
by A440
Mon Feb 17, 2020 7:54 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1474
Views: 169649

Re: What frugal thing did you do today?

Used core4portfolio post to file my taxes with TaxAct for $10.
by A440
Mon Feb 17, 2020 7:52 am
Forum: Personal Finance (Not Investing)
Topic: Taxact deluxe and higher = $5 federal and $5 additional states
Replies: 20
Views: 2191

Re: Taxact deluxe and higher = $5 federal and $5 additional states

Thank you for this.
I've used for our joint return and for my son's return.
by A440
Mon Feb 10, 2020 8:32 am
Forum: Personal Finance (Not Investing)
Topic: New 2020 W-4
Replies: 3
Views: 609

Re: New 2020 W-4

Thank you. This was very helpful.
by A440
Sun Feb 09, 2020 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: New 2020 W-4
Replies: 3
Views: 609

New 2020 W-4

I got caught off guard on my 2019 taxes when our 17 year old didn't qualify for the $2,000 tax credit. I learned my lesson and hopefully won't make the same mistake when the next child approaches that age. Anyway, I tried to fill out a new 2020 W-4 and it is quite different than previous years. I re...
by A440
Wed Feb 05, 2020 1:38 pm
Forum: Personal Consumer Issues
Topic: Would you drive without a spare tire?
Replies: 193
Views: 11225

Re: Would you drive without a spare tire?

If you do have a spare tire, don't forget to check tire pressure every now and again. It's no good to you if you need it and it doesn't have enough air. :shock:
by A440
Fri Jan 31, 2020 1:56 pm
Forum: Personal Investments
Topic: Lincoln Investments "Participant Directed Platform"
Replies: 70
Views: 12460

Re: Lincoln Investments "Participant Directed Platform"

I only use the Total Stock Market Index with my district's PDP 403b. I don't see why you couldn't had more than one fund and re-allocate when needed.
by A440
Thu Jan 30, 2020 11:31 am
Forum: Personal Investments
Topic: Roth IRA for a 15 year old
Replies: 23
Views: 1085

Re: Roth IRA for a 15 year old

Mine is through Charles Schwab - S&P Index Fund would be fine, Schwab has many low fee funds available. SWPPX is probably the one you're looking for - expense ration of 0.02% Same (or as teens would say, "Same-ah". :happy Total Stock Market Index. We do some contribution matching up to his earned i...
by A440
Sun Jan 26, 2020 12:16 pm
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 533
Views: 143140

Re: My New Car Buying Tips

Edited: Thank you Grabiner for the correction :happy That's why it is great having knowledgeable people on this forum.

For folks who purchased a vehicle in 2019, see if the tax you paid on your sales tax is greater than the amount of income tax paid to the state. If you itemize, it might help.
by A440
Thu Jan 23, 2020 1:45 pm
Forum: Personal Consumer Issues
Topic: Kohler LuxStone Shower system
Replies: 5
Views: 693

Kohler LuxStone Shower system

Anyone have these installed? What has been your experience with the product?
by A440
Mon Jan 20, 2020 1:47 pm
Forum: Personal Consumer Issues
Topic: Time to get a bearded dragon?!
Replies: 57
Views: 4606

Re: Time to get a bearded dragon?!

manatee2005 wrote:
Sun Jan 19, 2020 11:02 pm
I'd prefer a mustached dragon.
:mrgreen: :sharebeer
by A440
Mon Jan 20, 2020 1:31 pm
Forum: Personal Finance (Not Investing)
Topic: Vehicles as a percentage of net worth
Replies: 130
Views: 15762

Re: Vehicles as a percentage of net worth

I can't understand how a rule concerning net worth would be really helpful here. The guiding principle is: live beneath your means. +1 I don't see a lot of people with 7 figure net worths running out and buying Rolls Royces because it fits a formula. Personally, I try to spend less than $30k even t...
by A440
Thu Jan 16, 2020 9:35 am
Forum: Personal Consumer Issues
Topic: Subaru Starlink Safety Plus Subscription Discount Code
Replies: 10
Views: 4642

Re: Subaru Starlink Safety Plus Subscription Discount Code

It wouldn't hurt to try asking them for 50% off a subscription. Good Luck.
by A440
Sun Jan 12, 2020 4:12 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1474
Views: 169649

Re: What frugal thing did you do today?

Took advantage of a 65 degree day in January (New Jersey!) and hand washed and detailed 3 vehicles. However, it didn't take long for the birds to use them for target practice :oops:
by A440
Fri Jan 10, 2020 10:39 am
Forum: Personal Finance (Not Investing)
Topic: How to treat paying taxes on UTMA accounts and the "kiddie tax"
Replies: 1
Views: 353

How to treat paying taxes on UTMA accounts and the "kiddie tax"

I'm a little confused how to file this year. Both our children had unearned income above $1,100 in 2019. Do we include this on our 1040 (married filing jointly) or file a separate 1040 for the children, even though they are dependents. One of our children had both earned income (~$2,000) and unearne...
by A440
Mon Jan 06, 2020 8:24 am
Forum: Personal Finance (Not Investing)
Topic: Piano & college admissions
Replies: 101
Views: 6954

Re: Piano & college admissions

FWIW, I auditioned for a piano scholarship at an in-state college and received a half scholarship. However, I entered as a music major. It was my "in" for college, as my H.S. GPA was mediocre at best. There are plenty of very talented musicians looking for college admissions, just like talented arti...
by A440
Sun Jan 05, 2020 5:00 pm
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 533
Views: 143140

Re: My New Car Buying Tips

For forum members who purchased a vehicle in December. Anyone ask for one of those big Christmas bows they put on the cars in the showroom? I asked for one in jest and I was told by my sales rep that they cost $400. :shock: I didn't push for one to be included with my purchase, but found that price ...
by A440
Sat Jan 04, 2020 7:24 am
Forum: Personal Consumer Issues
Topic: which Subaru is best for a young driver?
Replies: 24
Views: 2681

Re: which Subaru is best for a young driver?

TallBoy29er wrote:
Wed Jan 01, 2020 10:11 pm
Whatever you do, get one with Eyesight, as others have said. Wonderful safety features!
Eyesight is now standard on 2020 Forester, Outback, Legacy, and Ascent models.
https://www.subaru.com/engineering/eyesight.html
by A440
Fri Jan 03, 2020 5:28 pm
Forum: Personal Consumer Issues
Topic: Please vote for a car option
Replies: 57
Views: 4570

Re: Please vote for a car option

Fingers-crossed, things have improved over the last decade. I passed on a new Mazda for the same reason, the 2009 model had too many issues. Hopefully, all cars have improved in quality since a decade ago. Hyundai and Kia are both ranked very high on JD Powers rankings. I think only Lexus scores bet...
by A440
Fri Jan 03, 2020 5:17 pm
Forum: Personal Consumer Issues
Topic: Please vote for a car option
Replies: 57
Views: 4570

Re: Please vote for a car option

I just purchased a new 2020 Sonata Limited. Check it out as another option. It packs a lot more value than the Camry.
by A440
Fri Jan 03, 2020 8:03 am
Forum: Personal Investments
Topic: Lincoln Investments "Participant Directed Platform"
Replies: 70
Views: 12460

Re: Lincoln Investments "Participant Directed Platform"

I used my closest branch and filled out the form at their office. We have a TPA (OMNI) that I use if I need to make changes to my contributions. I have not changed the allocation, but this most likely can be done online.
by A440
Wed Jan 01, 2020 2:27 pm
Forum: Personal Investments
Topic: Lincoln Investments "Participant Directed Platform"
Replies: 70
Views: 12460

Re: Lincoln Investments "Participant Directed Platform"

Happy New Year!
Kindly let us know how you make out with the PDP, or if you need any help.
by A440
Wed Jan 01, 2020 11:34 am
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 533
Views: 143140

Re: My New Car Buying Tips

It might depend on the buying service. TrueCar was about MSRP (which means nothing) on the 2020 vehicle I purchased in December. It was a new model year and only started arriving at the end of November. Costco's auto-buying service was slightly above invoice price (which means nothing). However, on...
by A440
Wed Jan 01, 2020 6:58 am
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 533
Views: 143140

Re: My New Car Buying Tips

One thing I was able to confirm was the worthlessness of "buying services". I used a different email for those, and one of the dealers that did respond via email to my direct inquiry also quoted me a price $2k higher on the same vehicle as "Your preferred program price". It might depend on the buyi...
by A440
Sun Dec 29, 2019 8:25 am
Forum: Personal Consumer Issues
Topic: Subaru Outback CVT Transmission
Replies: 30
Views: 2062

Re: Subaru Outback CVT Transmission

Our 2016 Outback 2.5 CVT tranny seems to be fine so far. We love the gas mileage.
by A440
Tue Dec 24, 2019 4:29 pm
Forum: Personal Investments
Topic: How much in 529 is enough to fund college?
Replies: 114
Views: 10679

Re: How much in 529 is enough to fund college?

We stopped contributions for child #1 when the balance reached enough to fund 4 years of an in-state tuition. That balance goes further in some states and not as far in others. Student will still be required to have some "skin in the game" with costs.