It was this (albeit old) article
https://scholarship.law.marquette.edu/c ... ext=elders
Because OP wants the $970k to fund retirement, leaving the rest untouched. In reality I am with you - OP should have no concerns. Not a crime to dip into the other $1.2M if needed.RubyTuesday wrote: ↑Mon Mar 04, 2024 5:34 amWhy are you dividing by 970k which is less than 1/2 their portfolio?wanderer wrote: ↑Sun Mar 03, 2024 8:31 pm Back of the envelope numbers - ignoring inflation.
-Your wife retires in 2 years at age 62 with a retirement planning window of 30 years (age 92). So, overall, 32 years for planning purposes.
-2 years at $5,000/month + 4 years at $7,000/month + 26 years at $3,000/month = $3,625/month average, or $43,500/year.
-$43,625/$970,000 = 4.48% per year. This is more aggressive than the "4% rule".
Wouldn’t the withdrawal rate be more in the 2% range?
How does that affect your numbers, mainly your pension? In some states/circumstances the pension is an asset considered in divorce and can be split.
Okonomiyaki comes in a couple of varieties - Hiroshima and Osaka style. I would head to those places for this dish. Nagoya is known for its grilled eel, and I can attest to the deliciousness. Ramen I something that can take you all over the country as each l9cale has a unique variety.
Saw I never replied to this - my main operating system is Windows with quite a few engineering apps. A few apps from a particular federally funded lab are Linux binaries, so for those it is virtual machine time.dual wrote: ↑Wed Sep 08, 2021 10:22 pm Tigermilk:I am curious why you run your analysis on a virtual machine?. I have it on my government laptop as well, though the paid version, with Scientific Linux installed on it (I am an engineer ruining analysis, so a lean version of Linux centered on the tools I use is great).
Have to wonder if we work for the same out of this world agency. We have many term hires, but I can't think of a single one that was not kept on after the initial probationary term.dukeblue219 wrote: ↑Tue Jul 18, 2023 7:28 am Assuming this is a standard GS scale position and not a political appointment or SES, I'd advise you find out if it's a term or perm job, and if term, how long and under what conditions you can be converted.
My agency (lots of GS13+ scientists and engineers ) is heavily pushing term hires lately rather than the typical perm. It's not like being a contractor and they're still legitimate government civil service jobs, but you don't have quite the same job security as a truly permanent employee.