Search found 19 matches

by Badger007
Sun Feb 10, 2019 6:01 am
Forum: Personal Finance (Not Investing)
Topic: Have $3m at 33, "approach to career" advice needed
Replies: 145
Views: 31392

Re: Have $3m at 33, "approach to career" advice needed

Haven’t had a chance to read all the posts, but if I were in similar shoes I would look into potentially SEO (depending on skill set), RE (with management can eliminate early morning calls) and spending time with your family. A more exciting option: In your rather unique position of having time and ...
by Badger007
Sun Feb 10, 2019 5:33 am
Forum: Investing - Theory, News & General
Topic: Steve Vernon - Money for Life
Replies: 3
Views: 1522

Re: Steve Vernon - Money for Life

Giving a boost to Bob's thread here. Hopefully some folks will look through this material and benefit. Nedsaid, thanks for giving this a boost and Bob for posting. I am looking forward to reviewing and anticipate a few gems that will impact decades of my life and that of generations to come. Side n...
by Badger007
Sat Jun 16, 2018 7:04 am
Forum: Personal Consumer Issues
Topic: Private Sale test drive
Replies: 13
Views: 1442

Re: Private Sale test drive

We have sold 2 vehicles privately. Had one meet us at a public place, the other one happened to be at our house (would definitely recommend the public place - I.e McDonald’s. No bad experience, just safer). I took a photo of their drivers license with my phone, and took the keys of the vehicle they ...
by Badger007
Tue Dec 13, 2016 6:27 am
Forum: Personal Finance (Not Investing)
Topic: Well, just got first pair of golden handcuffs
Replies: 58
Views: 10735

Re: Well, just got first pair of golden handcuffs

Congrats! Hopefully it continues coming in the years ahead.

This would be a nice windfall from my megacorp, but I am definitely not expecting it and definitely not anytime soon.
by Badger007
Tue Dec 13, 2016 6:06 am
Forum: Personal Consumer Issues
Topic: Fountain Pens - Do you use one?
Replies: 104
Views: 12056

Re: Fountain Pens - Do you use one?

I used a cheap fountain pen for the first time yesterday actually. I liked it, but I am afraid with real use (I was just signing in somewhere) to write a letter etc. there would be way too much smearing. Any left-handed fountain pen lovers out there?
by Badger007
Tue Dec 13, 2016 5:59 am
Forum: Investing - Theory, News & General
Topic: Trying to fund retirement in late 20s.
Replies: 23
Views: 3538

Re: Trying to fund retirement in late 20s.

Kick starting your retirement savings will be very helpful. However, I would absolutely continue to utilize (maximize if you are able) tax advantaged space until your retirement - aligned with most of the comments I read.
by Badger007
Tue Dec 13, 2016 5:52 am
Forum: Personal Investments
Topic: 15-20% To Retire, or Setting an Exact Number
Replies: 47
Views: 6950

Re: 15-20% To Retire, or Setting an Exact Number

How do you change that number or percent? I think using a compound interest calculator that takes into account inflation would be helpful/insightful for you. I recently wanted to see a similar bit of information and found this calculator to be great: http://www.calculatorsoup.com/calculators/financ...
by Badger007
Tue Dec 13, 2016 5:47 am
Forum: US Chapters
Topic: Boglehead's newest millionaire
Replies: 89
Views: 11856

Re: Boglehead's newest millionaire

Congratulations! What a great milestone to reach! We personally have a long way to go, but reading threads like this are encouraging! I agree with most of the advise shared. I would not share this with others unless I knew they were of similar mindset, greater financial means, and I trusted them. I ...
by Badger007
Sun May 18, 2014 12:33 am
Forum: Personal Investments
Topic: When did you tell your children how much you had amassed
Replies: 135
Views: 15767

Re: When did you tell your children how much you had amassed

As someone who has driven a lot of carpools in my life, I can tell you that kids reveal lots of information to their peers that their parents might not want them to reveal. They seem to think the carpool driver is deaf. I have overheard kids talking to their peers about all sorts of personal family...
by Badger007
Sun May 18, 2014 12:17 am
Forum: Personal Consumer Issues
Topic: New Dodge Grand Caravan vs. Used Honda Odyssey/Toyota Sienna
Replies: 21
Views: 9532

Re: New Dodge Grand Caravan vs. Used Honda Odyssey/Toyota Si

Why not get a slightly used Caravan? Just a few years old so still reliable/under warranty (should verify it is transferable), but you avoid the massive depreciation of the first few years.
by Badger007
Sun May 18, 2014 12:05 am
Forum: Personal Finance (Not Investing)
Topic: what had biggest impact on your financial success?
Replies: 57
Views: 6385

Re: what had biggest impact on your financial success?

Bmac wrote:I voted high-paying profession, but that would have been irrelevant without family values and an an apparent frugal gene.
+1 My thoughts exactly!
by Badger007
Wed Mar 05, 2014 9:47 pm
Forum: Personal Investments
Topic: Alternatives to MINT.com
Replies: 36
Views: 10606

Re: Alternatives to MINT.com

We used Quicken for the last fews years. This is the year we would need to repurchase in order for the bank auto update. I really don't like having to purchase the software every fews years. Then our computer crashed (everyone should back up their computers in the next few days if you don't regularl...
by Badger007
Mon Nov 04, 2013 12:51 am
Forum: Personal Investments
Topic: Downsizing, rent out our house or sell it?
Replies: 17
Views: 2212

Downsizing, rent out our house or sell it?

I am contemplating downsizing and hoping for some advice about renting out our current house. Here are the numbers, let me know if I have left something pertinent out: We bought our house for 215K two years ago, built in 2003. FMV ~275K If we wait until next spring, I would expect FMV 290K+. There i...
by Badger007
Sat Sep 21, 2013 2:33 pm
Forum: Personal Investments
Topic: Perm LI? 401k vs IRA vs Emergency? AA?
Replies: 8
Views: 1145

Re: Perm LI? 401k vs IRA vs Emergency? AA?

If you don't have it, you need Term Life Insurance ASAP! Got it. For my wife as well. We have enough to cover what would need to be covered, but we will probably increase the coverage so finances wouldn't be as big of a worry and the surviving spouse can focus more on just raising our sweet angels ...
by Badger007
Sat Sep 21, 2013 8:24 am
Forum: Personal Investments
Topic: Perm LI? 401k vs IRA vs Emergency? AA?
Replies: 8
Views: 1145

Re: Perm LI? 401k vs IRA vs Emergency? AA?

Welcome to the forum :) . How much in dollars are you contributing to your 401k annually? What are the relative sizes of the accounts, that is x% 401k y% his Roth IRA z% her Roth IRA 100% total This year I will contribute ~$7,000 and the company will contribute ~$8,000 to the 401k. My 401k is less ...
by Badger007
Fri Sep 20, 2013 9:51 pm
Forum: Personal Investments
Topic: Perm LI? 401k vs IRA vs Emergency? AA?
Replies: 8
Views: 1145

Perm LI? 401k vs IRA vs Emergency? AA?

I just found this a few weeks ago and have been learning a ton. I know this is a long post, but I thought the 401k investment options would need some clarification. Thank you very very much for your time, input and help. Emergency funds: Six month - currently in Roth IRAs in Wells Fargo "Way2Save" w...
by Badger007
Thu Aug 22, 2013 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: LTCI, Age 28?
Replies: 13
Views: 1565

Re: LTCI, Age 28?

Again everyone, thank you for sharing your input & experiences! I will look into LTCi in 15 years or so. :D
by Badger007
Thu Aug 22, 2013 9:43 am
Forum: Personal Finance (Not Investing)
Topic: LTCI, Age 28?
Replies: 13
Views: 1565

Re: LTCI, Age 28?

Thank you all for your input! Seems like the NWM agent isn't really giving me the best advise...
by Badger007
Thu Aug 22, 2013 12:40 am
Forum: Personal Finance (Not Investing)
Topic: LTCI, Age 28?
Replies: 13
Views: 1565

LTCI, Age 28?

I just found Bogleheads a few weeks ago! What a great resource! Background: Age almost 28, wife 29 (stays home). We live in Texas 3 kids (ages 3.5, 2, 0 - probably 2-3 more in the coming years) Mortgage is our only debt: $165K, 30 yr, 3.5% Salary: Little over $100K (stable, no commissions or bonuses...