What bear market?
Market timing is never a good idea. Sure, you might have gotten lucky this time.
What bear market?
There's a contingent here that takes as a personal affront if anyone recommends something besides the three fund portfolio.JonnyDVM wrote:I don't understand why there's so much hate towards REITs.
This sort of thing is probably why so many threads are started in the wrong (often extremely wrong) sub forum.jfn111 wrote:I log on to http://www.bogleheads.org and hit "view new posts". I have no idea what all the sub forums are?
You should be setting up a solo 401k even without the rollover business because if you're phased out of direct Roth then tax deferral is even more important.aLLbUSINESS wrote:Self Employed. No 401k.
Might want to look at this:EdLaFave wrote:Obviously the general consensus in this thread is that the 3 fund approach is superior. Are there any other competing approaches/styles (that while you may not agree with) that might be worth my time to investigate.
I guess I'm not sure why I'd be concerned about security here because I can't think of any dire consequences.LadyGeek wrote:You can have "easy to use" or have "secure".
I don't either because I don't budget period so there's really no point.cheese_breath wrote:This may sound unbogleheadish, but I don't track them.
Who said there was no "potential" return because anything can have a potential return including lottery tickets it's just that there's no expected return for rebalancing.tetractys wrote:I don't understand those who steadfastly claim there is no return potential for rebalancing
From the standpoint of the IRS there's only one Roth regardless of how many accounts it's spread over.unlimited wrote:@placeholder: Would you happen to know how contributions/earnings are treated during the split? Ordering rules?
Vanguard ETFs are a share class of the mutual fund and no more or less tax efficient than any other class.mthelen2 wrote:-I've also read that ETFs can be more tax-efficient through in-kind redemptions. C
[Off-topic comment and followups removed by admin alex. The acceptable context of the removed posts is that in the poster's opinion a home is not an investment]Johno wrote:Again there's no 'if' about home as investment, it is.
The chickens or the wolves?peppers wrote:If the chickens come home to roost and the wolves are howling at the door.....we'll just eat 'em.