Search found 43 matches

by FinancialRamblings
Sat Jan 25, 2014 7:02 am
Forum: Personal Consumer Issues
Topic: Garmin Nuvi equivalent ?
Replies: 32
Views: 3465

Re: Garmin Nuvi equivalent ?

Another vote for MotionX-GPS Drive on the iPhone. Works great. But I still prefer to use a standalone GPS. Beyond the cell signal issue, it's a pain to get phone calls while driving in a new area where you actually need to be viewing the GPS to get around. So the phone definitely works in a pinch, but is secondary to a real GPS for me.

I will also sometimes run Waze on my phone while navigating with my actual GPS. Waze is great for avoiding traffic, etc. but it's directions are sometimes funky (though much improved) so I don't like to rely on it for navigation.
by FinancialRamblings
Wed Jan 22, 2014 6:22 pm
Forum: Personal Consumer Issues
Topic: Honda Fit
Replies: 35
Views: 5059

Re: Honda Fit

Interesting. The Prius V tanked on the exact same test (even though other Prius models apparently did okay) and got its CR Recommended rating yanked, too.
by FinancialRamblings
Tue Dec 17, 2013 11:20 am
Forum: Investing - Theory, News & General
Topic: Optimizing Asset Location: Is It Worth the Effort?
Replies: 11
Views: 1669

Re: Optimizing Asset Location: Is It Worth the Effort?

Ged wrote:
Higman wrote:Mike,
Two other benefits of keeping stocks in the taxable account over bonds are 1.) greater tax loss harvesting and 2.) greater stepped up tax basis for heirs.
Recently I created a Donor Advised Fund using appreciated equities from a taxable account. It appears that for tax purposes I'll be able to count the full market value of the equities. I think that transaction is more advantageous than donating bonds or cash.
We've done the same thing -- it's far more tax efficient than a standard cash donation.
by FinancialRamblings
Tue Dec 17, 2013 10:40 am
Forum: Investing - Theory, News & General
Topic: Optimizing Asset Location: Is It Worth the Effort?
Replies: 11
Views: 1669

Re: Optimizing Asset Location: Is It Worth the Effort?

It may not make much difference right now, but will rates stay this low forever? Probably not. And it's easy enough to keep things where I'd want them if rates were higher, so why not?
by FinancialRamblings
Thu Dec 12, 2013 8:48 pm
Forum: Personal Consumer Issues
Topic: Notification of email being read?
Replies: 10
Views: 1556

Re: Notification of email being read?

FYI: Google's going to start showing images in Gmail by default. In fact, I just got the notification of this behavior in one of my accounts today.

Here's a relevant link: Article on Engadget

And yes, there are services that allow you to embed a tracking image in your messages. Not sure about free vs. paid b/c I've never looked into it. But Gmail doesn't offer this as part of its feature set if that's what you're asking.
by FinancialRamblings
Mon Nov 18, 2013 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Need help with FSA/HSA question
Replies: 5
Views: 961

Re: Need help with FSA/HSA question

To be clear, you're concerned because you're not eligible to fund an HSA in the same year that you fund a healthcare FSA, correct?

Or are you worried about something else?
by FinancialRamblings
Fri Nov 15, 2013 10:40 am
Forum: Personal Investments
Topic: AA-tracking tool?
Replies: 30
Views: 3679

Re: AA-tracking tool?

ab80 wrote:This is a question regarding Excel 2013. I tried the command =GoogleFinance("AAPL","price") and it didn't work. After trying to Google how to fix it, it seems that some of Excel's finance features were removed from the 2013 edition for whatever reason. Anyway, what I did find that works is =NUMBERVALUE(WEBSERVICE("http://finance.yahoo.com/d/quotes.csv?s="&"AAPL"&"&f=l1")).
My suggestion to use the GoogleFinance function was in response to someone who prefers Google Docs. This isn't relevant for Excel spreadsheets, though it is possible (as you have discovered) to look up share prices in Excel.
by FinancialRamblings
Wed Aug 21, 2013 7:01 am
Forum: Personal Investments
Topic: got burned penny share
Replies: 20
Views: 1926

Re: got burned penny share

Consider it a tuition payment. Learn from it, commit to never doing it again, and move on. The regret will fade with time.
by FinancialRamblings
Sun Aug 18, 2013 10:54 am
Forum: Personal Finance (Not Investing)
Topic: Car bought on Saturday - is it insured until Monday?
Replies: 24
Views: 28131

Re: Car bought on Saturday - is it insured until Monday?

Texas hold em71 wrote:I have always been able to call on the weekend to add it. He does not have weekend service? What if you had an accident?
According to our agent, our policies have always automatically covered new cars with the same coverage that we have on existing vehicles until we were able to get them added to the policy. Not sure of the details (time limits, etc.) beyond that. Hope this helps.
by FinancialRamblings
Sat Aug 17, 2013 8:17 am
Forum: Personal Finance (Not Investing)
Topic: TSP passwords: a joke or no big deal?
Replies: 30
Views: 4620

Re: TSP passwords: a joke or no big deal?

Obviously it's not as good as it could be with capitals (or longer passwords) but still, with 26 letters plus 10 numbers (0-9), and assuming they don't allow special characters, there are still 3.25 x 10^32 possible character combinations. Assuming that TSP locks you out after a few failed attempts, you're not at much risk for someone guessing your password and getting in via a brute force attack. You got the number of combinations wrong: it should be 36^8 = 2.8 x 10^12 possible combinations (36 possible choices for the first character times 36 possible choices for the second character times ... time 36 possible choices for the 8th character.) Looks like you did 8^36 instead. 10^12 is a very small number of possible choices, at least in th...
by FinancialRamblings
Fri Aug 16, 2013 10:26 am
Forum: Personal Finance (Not Investing)
Topic: TSP passwords: a joke or no big deal?
Replies: 30
Views: 4620

Re: TSP passwords: a joke or no big deal?

Here is the observation I just made: The TSP website's password function is ENTIRELY AGNOSTIC as to capital letters. That is, if your password is "password" (no caps), you can type in Password, password, PaSsWoRd, etc., and it will still log you right in. Question: How much of a problem is this? I am nowhere near as fixated on computer security as some people are, and there's not THAT much that people could do with your password on the TSP site, but this -- along with the fact that it already has an 8-character limit -- makes the whole system seem like a joke to me. Forgive me if someone has already posted this, but can't something be done? Shouldn't something be done? Thanks in advance for your input! Obviously it's not as good ...
by FinancialRamblings
Thu Aug 15, 2013 12:26 pm
Forum: Personal Investments
Topic: AA-tracking tool?
Replies: 30
Views: 3679

Re: AA-tracking tool?

Maybe I'm missing the obvious, but why would we even need to give anything access to our accounts? Thinking about it from a programmatic point of view, I "believe" only those datapoints needs to be known: 1) Original number of shares for an equity or fund 2) Purchase price/date 3) Reinvestment "on" or "off" With those datapoints, we are able to determine: 1) Using finance-related API, know how much I'm receiving via distributions (we multiply this by # of our shares) 2) With the information from 1), based on price (again obtained from API), we add X number of new shares into the underlying fund (assuming reinvestment is turned "on" for this fund). This is how I would approach this from programmatic p...
by FinancialRamblings
Thu Aug 15, 2013 5:44 am
Forum: Personal Investments
Topic: AA-tracking tool?
Replies: 30
Views: 3679

Re: AA-tracking tool?

Well, I went to google and searched for "excel price lookup". 6th search result was the following link: http://office.microsoft.com/en-us/excel-help/get-a-stock-quote-HP010216958.aspx Which explains how to retrieve price data for market traded securities. There are other tutorials online - that's just the easiest one that came up. From a google search. You get similar from bing. No Praying or Telling involved. Right. But price lookup is only one piece of the puzzle. The key component of his request is a tool that automatically tracks reinvestments. So it would need to update the share count in proportion to dividend payouts whoever such payouts are made. As far as I know, there is no simple way (and quite possibly no way at all) ...
by FinancialRamblings
Wed Aug 14, 2013 9:38 pm
Forum: Personal Investments
Topic: AA-tracking tool?
Replies: 30
Views: 3679

Re: AA-tracking tool?

leonard wrote:Excel.
Are you saying that an Excel spreadsheet can automatically update itself to account for the reinvestment of dividends?
by FinancialRamblings
Wed Aug 14, 2013 7:15 pm
Forum: Personal Investments
Topic: AA-tracking tool?
Replies: 30
Views: 3679

Re: AA-tracking tool?

Strictly, I'm really looking for an AA tracking tool that actually allows me to input original # of shares for a fund or ETF, mark "reinvestment" on, and over time, the tool will keep track of price of the fund/ETFs being tracked, as well as keep track of reinvested dividends/gains, as mentioned in my original post. I cannot do this in your spreadsheet, right? No, it's nowhere near that fancy. You could get partway there with the GOOGLEFINANCE function, which can be used to pull up prices, using this general form: =GoogleFinance("ticker","attribute") So... =GoogleFinance("AAPL","price") would return the current price for Apple. So if you entered share #s in one column and polled the pricing...
by FinancialRamblings
Wed Aug 14, 2013 6:59 pm
Forum: Personal Investments
Topic: AA-tracking tool?
Replies: 30
Views: 3679

Re: AA-tracking tool?

I have a Google Docs version for my own use but, like I said in the post, I couldn't get the conditional formatting to work right without hard-coding the tolerance band into the rules. I wanted to make this as flexible as possible so I went with the Excel/OpenOffice tandem b/c with those you can change the tolerance band by editing a single cell on the Allocation worksheet. But yeah, Google Docs is fantastic for accessibility.
by FinancialRamblings
Wed Aug 14, 2013 6:42 pm
Forum: Personal Investments
Topic: AA-tracking tool?
Replies: 30
Views: 3679

Re: AA-tracking tool?

For those that are interested...

I've made generic versions of the allocation/rebalancing spreadsheet (described above) available for free download.

Details here: Asset Allocation Spreadsheet

Apologies if linking to this here is overstepping my bounds (I'm new here, please be gentle). I just though some might find it useful.
by FinancialRamblings
Sat Aug 10, 2013 9:59 pm
Forum: Personal Investments
Topic: AA-tracking tool?
Replies: 30
Views: 3679

Re: AA-tracking tool?

I use a fairly simple spreadsheet (Google Docs ftw). Sheet 1 has all the big picture overview based on the data (Sheet 2; hand entered once a month or so, takes just a few minutes) and my target allocation (Sheet 3; listed separate so I can modify as time horizon changes). I don't worry about x-raying our funds or anything like that. I track four main categories -- domestic equities (TSM), international equities (TISM), "bonds" (primarily TBM, some CDs mixed in) and inflation-protected bonds (TIPS and I-bonds). I use conditional formatting on Sheet 1 to quickly let me know if things are in line or out of whack (outside of rebalancing bands = red, within bands = green). Pretty simple, but works great.
by FinancialRamblings
Sat Aug 10, 2013 9:27 am
Forum: Personal Consumer Issues
Topic: LinkedIn strategy?
Replies: 51
Views: 7299

Re: LinkedIn strategy?

Here's a recent success story about how LinkedIn led to a great new job: My New Job

Unfortunately, he doesn't give a lot of detail about exactly how he manages his account -- though he promises more info in a forthcoming post.

As for me, I haven't seen a lot of value in LinkedIn, though I admittedly don't use it for much of anything. I've connected with a number of people with whom I have at least a tangential work relationship, but that's about it.
by FinancialRamblings
Sat Aug 10, 2013 8:40 am
Forum: Personal Consumer Issues
Topic: Amazon return shipping cost estimate BEFORE BUYING
Replies: 14
Views: 5924

Re: Amazon return shipping cost estimate BEFORE BUYING

JamesSFO wrote:I've never had amazon charge for a return. They give you a label for returns or for a big TV that came defective they came and picked it up.
In my experience, it depends on why you're making the return. If you changed your mind, you pay. But if the item was defective, not as described, etc. then they pay. When making the return, they ask you to choose the reason from a list.
by FinancialRamblings
Mon Aug 05, 2013 7:57 am
Forum: Personal Consumer Issues
Topic: Honda CRV or Subaru Outback?
Replies: 83
Views: 42479

Re: Honda CRV or Subaru Outback?

I can't speak to the Outback since I've never owned (or even driven) one of them, but I had a 2005 CR-V and eventually replaced it with a 2012 CR-V. I've enjoyed owning both of them and would buy another CR-V again in the future. The '05 was an LX. The '12 is an EX. Both have been 2WD since we live in a warm climate and don't really take it off road.
by FinancialRamblings
Sun Aug 04, 2013 12:04 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 3895
Views: 2424284

Re: "Investing With a Three Fund Portfolio"

Taylor Larimore wrote:Bogleheads:

Recent article featuring the Three Fund Portfoio:

Investing With a Three Fund Portfolio

I like the ending: "Once you have everything dialed in, you’ll just need to check back periodically to make sure it doesn’t get too far out of whack."

Best wishes.
Taylor
Hi Taylor. I know this is long overdue, but thanks for the mention. I really appreciate it.

Thanks also for stopping by the site to leave a comment back when this article first went live. :-)
by FinancialRamblings
Wed Jul 31, 2013 4:25 pm
Forum: Personal Investments
Topic: Fund choice question [TIAA/CREF or Fidelity?]
Replies: 24
Views: 3009

Re: Fund choice question [TIAA/CREF or Fidelity?]

FWIW, I've faced the same quandary in the past and wound up going with Fidelity (Spartan funds) over TIAA-CREF.
by FinancialRamblings
Tue Jul 30, 2013 8:51 am
Forum: Investing - Theory, News & General
Topic: Single Favorite Mutual Fund
Replies: 102
Views: 14714

Re: Single Favorite Mutual Fund

StarbuxInvestor wrote:There are some many offerings out there I thought it might be a good way to learn about a fund I never heard of or considered.
Fair point. But if you're looking for new ideas, this probably isn't the place to find them. The vast majority of us hold the same few, boring funds. :-)
by FinancialRamblings
Tue Jul 30, 2013 8:02 am
Forum: Personal Consumer Issues
Topic: Family vacation - need some bogle wisdom
Replies: 18
Views: 2642

Re: Family vacation - need some bogle wisdom

In DC, I always recommend the Old Post Office. They have a clock tower with a fantastic 360° view of the mall, monuments, etc. It's situated between the Capital and the White House, behind the NMNH, right near the Federal Triangle Metro stop. The ranger tour at Ford's Theater was also fantastic. Of course, the monuments and museums are great, too. Just trying to give you some other ideas.
by FinancialRamblings
Tue Jul 30, 2013 7:50 am
Forum: Investing - Theory, News & General
Topic: Single Favorite Mutual Fund
Replies: 102
Views: 14714

Re: Single Favorite Mutual Fund

Odd question. You mean if I could only own one? In that case, I have no idea. Probably a TR fund of some sort. But of the ones that I own, I guess I had have to say I like Total Stock Market the best since that's the own I own the most of. ;-)
by FinancialRamblings
Tue Jul 30, 2013 7:47 am
Forum: Personal Investments
Topic: Late(-ish) to the game...
Replies: 6
Views: 912

Re: Late(-ish) to the game...

Yes, using e-fund to supplement retirement contributions would be a reasonable use for that money. For 401(k) contributions, you could ratchet them up and then offset the "lost" income (if necessary) with the e-fund. Why multiple target retirement accounts at multiple brokerages in his 401(k)? The other thing that really stood out was the triple question marks (???) following the allocation lines. This is an important consideration and you need to get your head around it. That's such a personal thing that nobody can really tell you what to do there. I also agree that college savings should take a backseat to retirement savings at this point. As you'll read over and over... They can borrow for their education but you can't borrow f...
by FinancialRamblings
Mon Jul 29, 2013 7:37 am
Forum: Investing - Theory, News & General
Topic: Why rebalance into bonds?
Replies: 58
Views: 8085

Re: Why rebalance into bonds?

billyt wrote:You rebalance to maintain your asset allocation.
Nailed it. And you maintain your asset allocation to maintain your risk profile.
by FinancialRamblings
Sun Jul 28, 2013 7:16 pm
Forum: Personal Investments
Topic: Replacing bonds with low volatility ETF's
Replies: 3
Views: 596

Re: Replacing bonds with low volatility ETF's

Stocks aren't bonds and can't be expected to behave as such.
by FinancialRamblings
Fri Jul 26, 2013 7:38 pm
Forum: Non-US Investing
Topic: Why bonds? How to allocate across accounts? [Canada]
Replies: 38
Views: 46935

Re: Why bonds? How to allocate across accounts?

FWIW, if you're really interested in learning more this topic (and it seems that you are), I would recommend reading "The Four Pillars of Investing" by William Bernstein as a good starting point.
by FinancialRamblings
Fri Jul 26, 2013 7:25 pm
Forum: Non-US Investing
Topic: Why bonds? How to allocate across accounts? [Canada]
Replies: 38
Views: 46935

Re: Why bonds? How to allocate across accounts?

Essentially, the addition of bonds is risk reduction at the cost of expected returns. Interestingly, the situation isn't quite the same at the other end of the spectrum. When comparing all bonds to 90% bonds and 10% stocks, there's actually a (historical) benefit to holding those stocks in terms of both increasing expected returns and reducing risk. See this graph for an illustration of what I'm talking about: http://i34.tinypic.com/dheo34.jpg Note that at the 0% stock/100% bond end of the graph (bottom left), the returns go up and the standard deviation goes down when you add 10% stocks. But you're talking about the other end, which is likewise illustrated here (top right). The thing that stands out to me is that, at extreme equity allocat...
by FinancialRamblings
Fri Jul 26, 2013 5:54 pm
Forum: Non-US Investing
Topic: Why bonds? How to allocate across accounts? [Canada]
Replies: 38
Views: 46935

Re: Why bonds? How to allocate across accounts?

As you're likely aware, bonds provide a diversification benefit. As for percentages, there are better ways of deciding on your optimal allocation then splitting it in half simply b/c that's easiest to explain to your spouse. Yes, increasing bond allocation will typically result in a reduction in the expected future value of your portfolio due to their lower expected return. But nobody has a crystal ball. As for how to apply the allocation, we treat all accounts as one big bucket'o'money. We then apply our allocation overall vs. on a per-account basis. The primary benefit of this (aside from simplicity) is that we're able to stash tax inefficient assets in tax-advantaged accounts while keeping tax efficient assets in taxable accounts. Rebala...
by FinancialRamblings
Fri Jul 26, 2013 3:03 pm
Forum: Personal Investments
Topic: Help needed on my 401k fund choice
Replies: 3
Views: 391

Re: Help needed on my 401k fund choice

Yeah, I think 0.12% is actually pretty cheap. For example, Vanguard's TR funds have ERs the 0.16%-0.18% range.

Another consideration: You can actually start tapping a 401(k) sooner than you can with an IRA, so that's something else to consider. See here for details. The context is slightly different -- the article talks about whether you should move an IRA into a 401(k) -- but the logic works in reverse.

So, given that there's an apparently good investment choice there, by moving the money to the new 401(k), you'd be keeping things simple (one fewer account), keeping your options open wrt backdoor Roth contributions, and also making it possible to access your money earlier.

Given the above, the 401(k) doesn't sound like a bad option.
by FinancialRamblings
Fri Jul 26, 2013 2:54 pm
Forum: Personal Investments
Topic: Which way should I go
Replies: 13
Views: 1929

Re: Which way should I go

c. bagley wrote:If I move the balances of 2040 and 2050 to 2045 then I would no longer be contributing to the 40 & 50 nor would I have to pay the .21% ER.
Huh? How would combining into one fund save you from paying the ER?

Let's say you have $100k in each of the three funds:

$100k x 0.22% = $220 (1/3 in 2040)
$100k x 0.21% = $210 (1/3 in 2045)
$100k x 0.22% = $220 (1/3 in 2050)

Now lets say that you combine them into one:

$300k x 0.21% = $630 (all in 2045)

You're not avoiding the fees by combining balances. The ER is levied on the amount in the fund. So yeah, you'd save 0.01% on the portions that are currently in 2040 and 2050 (about $20/year on $300k), but that's it.
by FinancialRamblings
Fri Jul 26, 2013 2:04 pm
Forum: Personal Investments
Topic: Help needed on my 401k fund choice
Replies: 3
Views: 391

Re: Help needed on my 401k fund choice

I usually lean toward rolling into an IRA to maintain complete control. But there are instances when you might not want to do this -- e.g., if you want to do backdoor Roth contributions it may be better to keep the money in a 401(k). There are also possibly cases in which your 401(k) gives you access to funds that you can't easily get on your own. I personally roll my own solution instead of using TR funds, mainly because I can then control the glide path -- i.e., even if the current allocation is right for you, the future changes might not track what you want. It's a bit more work, though. Investor, know thyself. ;-) As for 529... It's really up to you, but your kids can borrow for their education. You can't borrow for retirement. If you'r...
by FinancialRamblings
Fri Jul 26, 2013 1:59 pm
Forum: Personal Investments
Topic: Which way should I go
Replies: 13
Views: 1929

Re: Which way should I go

Perhaps I'm misunderstanding, but if you have three funds, each with an ER of 0.21% (more or less) and you combine all of those funds into one, you're still paying the same amount in fees.

But, without knowing what's in those funds, if you're going equally into 2040, 2045, and 2050, just piling everything into 2045 is (probably) similar overall.

I also noted that you have some funds with pretty high ERs, especially on the taxable side.
by FinancialRamblings
Fri Jul 26, 2013 9:29 am
Forum: Personal Investments
Topic: IRA-to-401k rollover fees
Replies: 4
Views: 625

Re: IRA-to-401k rollover fees

dickenjb wrote:Don't sweat the small stuff.
Agreed, if it's twenty bucks or something like that, just do it and forget about it. But definitely call to check.
by FinancialRamblings
Thu Jul 25, 2013 10:09 pm
Forum: Personal Investments
Topic: Am I understanding correctly?
Replies: 8
Views: 1121

Re: Am I understanding correctly?

Since there are no tax consequences to selling in an IRA, just use a fund-of-funds to get started. Target Retirement is one option, or maybe something like a Life Strategy fund. The Life Strategy funds let you pick between 80/20, 60/40, 40/60, and 20/80 allocations (yes, there are international equities as part of the equity position). If you want more control later, you can switch to individual funds when you have a bigger balance.
by FinancialRamblings
Thu Jul 25, 2013 9:33 pm
Forum: Personal Investments
Topic: IRA-to-401k rollover fees
Replies: 4
Views: 625

Re: IRA-to-401k rollover fees

Are you asking about fees for transferring out of the IRA or fees for transferring into the 401(k)? I'm not sure about restrictions, but I can share my own experience. I moved a SEP-IRA at Vanguard to a Solo 401(k) at Fidelity and there were no fees on either end. But when I went to move the Solo 401(k) back to Vanguard there was a $50 fee from Fidelity for closing the account.

Why did I go Vanguard to Fidelity and back to Vanguard? Because Vanguard wouldn't accept an incoming IRA rollover into their Solo 401(k) but Fidelity would. Not sure if this has changed or not. But then I took the extra step to go back to Vanguard simply because I prefer Vanguard (though I've never had any problems with Fidelity).
by FinancialRamblings
Thu Jul 25, 2013 1:02 pm
Forum: Personal Investments
Topic: Backdoor Roth now vs. Roth Ira
Replies: 8
Views: 1203

Re: Backdoor Roth now vs. Roth Ira

Ok so another question, what if my wife rolledover traditional ira (not much) to a roth ira? Would there be any issues with doing a backdoor ira in here situation? It's not entirely clear what you're asking. Keep in mind that your IRAs and hers are completely independent from each other and one spouse's situation wrt to existing IRA balances. Thus, one spouse's situation/actions most likely has no effect on the other spouse (with the exception of income limits for married couples and that sort of thing). In our case, for example I had significant deductible IRA holdings via a SEP-IRA but my wife did not. Thus, she was free and clear to do backdoor Roth contributions whereas I wound up moving my SEP holdings into a Solo 401(k) to clear the ...
by FinancialRamblings
Thu Jul 25, 2013 11:14 am
Forum: Personal Investments
Topic: Backdoor Roth now vs. Roth Ira
Replies: 8
Views: 1203

Re: Backdoor Roth now vs. Roth Ira

Hi. I'm not sure what sort of reports or problems your talking about. As far as I am aware, there are no problems created by having an existing Roth IRA. I do a backdoor Roth every year by making non-deductible contributions to a traditional IRA and then converting it into an existing Roth. The main problem comes when you have a basis in a traditional (or SEP, etc) IRA. That is, when you have existing deductible contributions. You're not allowed to pick and choose the dollars that you convert so, in that case, you can't simply make a non-deductible contribution and cherry pick the non-deductible dollars for conversion. I won't go into further detail here because the BH forums already have a number of detailed discussions on this topic, and ...
by FinancialRamblings
Wed Jul 24, 2013 1:33 pm
Forum: Personal Consumer Issues
Topic: Any BoxCryptor Users?
Replies: 17
Views: 3194

Re: Any BoxCryptor Users?

Magellan, thanks for the reply. I'll have to look into on the Mac side. Associating .tc with TrueCrypt is easy. You can just "Get Info" on a container, set the "Open with:" to TrueCrypt, and then click "Change all..." to make that preference apply to all .tc files. But I'm not sure about changing the default mount behavior.
by FinancialRamblings
Wed Jul 24, 2013 11:40 am
Forum: Personal Consumer Issues
Topic: Any BoxCryptor Users?
Replies: 17
Views: 3194

Re: Any BoxCryptor Users?

Hi all. I'm the guy who wrote the post that Mike linked to. You guys have brought up some interesting points -- I appreciate the thoughtful discussion! For starters, I read through LadyGeek's links and didn't come away with the feeling that the reviewer wasn't all that impressed. In fact, in the followup link, he specifically stated " I am very impressed " and " I like it very much ." It's also worth pointing out that his remarks are over a year old. I couldn't find the specific date, but the page was last modified in the spring of 2012. Mac support has apparently improved dramatically since then, as there is a full blown Mac version (which I use) and the 2.0 version will likewise have cross-platform support. Regarding f...