Search found 385 matches

by TallBoy29er
Mon Jun 18, 2018 5:09 pm
Forum: Personal Consumer Issues
Topic: Best stroller+infant seat for gravel roads?
Replies: 18
Views: 1000

Re: Best stroller+infant seat for gravel roads?

Agree with the BOB. Why? Large rubber tires, shocks, easy rolling & still folds up relatively tight. (Ours was a double.) We also had another one that was lighter, even larger bicycle wheels, more rigid (& a single). With a fixed front wheel, this was much better for actual running on paved roads. ...
by TallBoy29er
Mon Jun 18, 2018 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Timeshare ever worth it? Please share details
Replies: 123
Views: 10063

Re: Timeshare ever worth it? Please share details

I did not read other replies, but here is my experience. Married into a deeded timeshare. Traveled w/out kids a lot. Internationally. The places we booked we're terrible. Once, left one and paid for another place to stay. This was thru one of the reputable firms, so to speak. Got lucky, and had the...
by TallBoy29er
Sun Jun 17, 2018 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: Timeshare ever worth it? Please share details
Replies: 123
Views: 10063

Re: Timeshare ever worth it? Please share details

I did not read other replies, but here is my experience. Married into a deeded timeshare. Traveled w/out kids a lot. Internationally. The places we booked we're terrible. Once, left one and paid for another place to stay. This was thru one of the reputable firms, so to speak. Got lucky, and had the ...
by TallBoy29er
Sun Jun 17, 2018 9:46 pm
Forum: Personal Consumer Issues
Topic: Best stroller+infant seat for gravel roads?
Replies: 18
Views: 1000

Re: Best stroller+infant seat for gravel roads?

You aren't going to like the price of my suggestion. We used the bob revolution pro. Both of us run a lot. It worked well. It also is expensive. The double is even moreso. :shock:
by TallBoy29er
Sun Jun 17, 2018 9:41 pm
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 7438

Re: Which Supermarket are you?

Publix. In GA, when items are BOGO you can buy one and get it at half price. Varies by state, eg that does not happen in FL.
by TallBoy29er
Fri Jun 15, 2018 8:50 am
Forum: Personal Consumer Issues
Topic: Trade-up my $89 Walmart bike
Replies: 44
Views: 2563

Re: Trade-up my $89 Walmart bike

Congrats on the purchase. A good set of wheels is worth the money. Safe riding!
by TallBoy29er
Fri Jun 15, 2018 8:24 am
Forum: Personal Finance (Not Investing)
Topic: $75,000 bonus - help me with my plan
Replies: 20
Views: 2308

Re: $75,000 bonus - help me with my plan

I would go with your gut on this one. My plan of attack would be to pay off the car loans completely, and then invest the rest in taxable. I prefer ETF's in my taxable, equity funds, like VTI. I don't auto-reinvest dividends, I buy in even lots. Paying off a house from which you plan to move in 2 or...
by TallBoy29er
Thu Jun 14, 2018 8:08 pm
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 179
Views: 36919

Re: Bogleheads, tell me about your 40's?

I learned in my 40s not to quote and reply to people that posted something on the internet 4 years ago - they may no longer be checking in to see the quote and reply. perhaps they post using a broader perspective that others may gain from it? perhaps the original poster should not post if she/he is...
by TallBoy29er
Wed Jun 13, 2018 7:38 pm
Forum: Personal Consumer Issues
Topic: Trade-up my $89 Walmart bike
Replies: 44
Views: 2563

Re: Trade-up my $89 Walmart bike

Based on feature set, I'd lean toward the DS1. That said, if there is an REI near you, check out their house brand, Novara. They pack a good bang for the buck, and come in many different styles.
by TallBoy29er
Tue Jun 12, 2018 8:13 am
Forum: Personal Consumer Issues
Topic: How do you celebrate (potty trained kid) milestone with your spouse?
Replies: 93
Views: 4739

Re: How do you celebrate (potty trained kid) milestone with your spouse?

A participation trophy and some avocado toast. Why the passive aggression? Did someone spit in your Metamucil this morning? :beer Right. Sorry to pile on with the "I don't understand kids these days" theme. Back in my day, you had to teach kids to go in an outhouse and forget teaching them to wipe ...
by TallBoy29er
Mon Jun 11, 2018 8:39 pm
Forum: Investing - Theory, News & General
Topic: The Power of Working Longer
Replies: 97
Views: 12743

Re: The Power of Working Longer

A power of working longer is not having to think about what we may do when not working at all. I can't wait for the challenge when this "power" is taken away from me. :D
by TallBoy29er
Mon Jun 11, 2018 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: Renter's Insurance for College Dorm
Replies: 32
Views: 2179

Re: Renter's Insurance for College Dorm

Im curious for those who went through college with zero losses, how long ago was that? It seems kids are carying a lot more valuable electronics on them now a days. It's funny. Today, I can't imagine not bringing a laptop with me when I need to do real work. In college, that wasn't an option. I had...
by TallBoy29er
Sat Jun 09, 2018 9:34 pm
Forum: Personal Consumer Issues
Topic: Rowing machine motivation
Replies: 82
Views: 5074

Re: Rowing machine motivation

One other thing about technique. Think of your stroke in three pieces. First push with the legs. Then lever with the lower back. Then pull in the arms. The arms need to be quick!!!! your arms should stay relatively straight the whole time, and should not ever have to rise or dip over the knees. Quic...
by TallBoy29er
Sat Jun 09, 2018 9:19 pm
Forum: Personal Consumer Issues
Topic: Rowing machine motivation
Replies: 82
Views: 5074

Re: Rowing machine motivation

I get it. I really do. As a rower, I have spent more hours than you would want to think about on Concept 2's. Have you tried the countdown method? Meaning, you can set your workout for a certain number of meters (eg 2000 - a typical sprint race), and then row until you've complete that workout, all ...
by TallBoy29er
Sat Jun 09, 2018 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: Moved Family Across Country for New Job and Job is now gone
Replies: 27
Views: 6449

Re: Moved Family Across Country for New Job and Job is now gone

If you have a financing contingency simply inform your mortgage lender you are no longer employed and have no income. They will renege on the loan and you’ll get your earnest money back. This is where I would go with things as well. I sympathize with you in your situation. However, as it is nicer t...
by TallBoy29er
Sat Jun 09, 2018 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Renter's Insurance for College Dorm
Replies: 32
Views: 2179

Re: Renter's Insurance for College Dorm

Never had it in college. Never had much to steal though, except a desktop computer (good luck with that). I would save the coin. When you set out on your own and get an apartment, then it it is well worth it.
by TallBoy29er
Sat Jun 09, 2018 8:41 pm
Forum: Personal Consumer Issues
Topic: College: extraneous expenses
Replies: 29
Views: 2306

Re: College: extraneous expenses

Use that meal plan up for all it is worth. That said, 15 meals for me typically meant that I was figuring out weekends. So think about food for those times the meal plan will not suffice. Mac and Cheese. Tuna fish. Ramen (seriously, it is cheap, and awesome, still!!). If you pledge a sorority/frater...
by TallBoy29er
Sat Jun 09, 2018 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: Bogleheads' College Philosophy question
Replies: 68
Views: 3582

Re: Bogleheads' College Philosophy question

Hoping for a mountain biking scholarship. Or for our youngest, maybe an MMA scholarship. :oops: :D
by TallBoy29er
Wed Jun 06, 2018 7:51 pm
Forum: Personal Consumer Issues
Topic: storing backpack in Seattle
Replies: 11
Views: 1298

Re: storing backpack in Seattle

Side note, Pike Place Market is fun to visit in my opinion. The Ballard Locks are really cool. If you like used gear and clothes, there is a store called Second Ascent in Ballard that is fun just to browse in. I've found shoes there super cheap.
by TallBoy29er
Wed Jun 06, 2018 7:48 pm
Forum: Personal Consumer Issues
Topic: storing backpack in Seattle
Replies: 11
Views: 1298

Re: storing backpack in Seattle

I would ask at the bike shop first. Ask em to put it in back. I would think they would oblige w out a problem. Heck, you could even call before hand to check if you're nervous about it.
by TallBoy29er
Sat Jun 02, 2018 11:06 am
Forum: Local Chapters and Bogleheads Community
Topic: Metro Atlanta Bogleheads Local Chapter
Replies: 65
Views: 12088

Re: Metro Atlanta Bogleheads Local Chapter

I'm interested in joining the ATL BH's as well. I can't make June 23, but perhaps the next one will work out for me.
by TallBoy29er
Fri Jun 01, 2018 6:46 pm
Forum: Personal Consumer Issues
Topic: Instant pot pressure cooker
Replies: 50
Views: 6416

Re: Instant pot pressure cooker

I would love to give ours away, to anybody. Bring on the comments, but things like roasts, vegetables, etc all come out tasting the same to me. Maybe call it the Mush pot instead.

It does make easy to peel hard-boiled eggs.
by TallBoy29er
Fri Jun 01, 2018 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: is Having more and needing less normal?
Replies: 113
Views: 8589

Re: is Having more and needing less normal?

I was around 35 when I realised life - I was crazy around minimalism, FI , life goals etc. Today when I look back I understand that the most important thing is being in peace with oneself - if you have it the world around you will look a great place. I have stopped worrying too much about everythin...
by TallBoy29er
Fri Jun 01, 2018 9:06 am
Forum: Personal Finance (Not Investing)
Topic: is Having more and needing less normal?
Replies: 113
Views: 8589

Re: is Having more and needing less normal?

This has already started for me even as I just approach 40. With kids and family in good health, good jobs and a nice home, I have begun to view much of the stuff we accumulate as an anchor that weighs us down physically and emotionally. It's tough with 3 young kids in a small-ish home, but I've be...
by TallBoy29er
Tue May 29, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Advice on neighbor not keeping up his property...
Replies: 103
Views: 7423

Re: Advice on neighbor not keeping up his property...

Similar situation here myself, with a very nice neighbor as well. I have a 6 ft wooden fence to block the backyard view of 4 junk cars and the forest that lives behind it. As far as being embarrassed...I am not even close to that. If anything, it makes a nice little ice breaker conversation, as my g...
by TallBoy29er
Mon May 28, 2018 4:28 pm
Forum: Personal Consumer Issues
Topic: Cruise ships for multi-generational family
Replies: 61
Views: 3176

Re: Cruise ships for multi-generational family

Disney is a no brainer shoe-in from everyone I have spoken with. It seems to hit a home run with every age group. I would not step foot on a Celebrity cruise without a threat to life and limb.
by TallBoy29er
Sat May 26, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: Help Buying Mens Shoes for Work and Dating
Replies: 97
Views: 8314

Re: Help Buying Mens Shoes for Work and Dating

If it's your jam, a high end pair of western boots could work in all those scenarios. That said, of you have to walk miles, maybe not ideal.
by TallBoy29er
Fri May 25, 2018 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: Am I crazy to pay off my 30-yr fixed 3.625 mortgage?
Replies: 129
Views: 13915

Re: Am I crazy to pay off my 30-yr fixed 3.625 mortgage?

Stepping back, I think you should enjoy the moment where you have the difficult decision, at age 36, to either pay off the $200k+ mortgage and own your house outright, or invest in your $1M+ portfolio. Sweet.
by TallBoy29er
Tue May 22, 2018 9:04 pm
Forum: Personal Consumer Issues
Topic: Old Hot Water Heater
Replies: 20
Views: 1308

Re: Old Hot Water Heater

IndexBeliever wrote:
Tue May 22, 2018 9:01 pm
It is located in the attic :(
i jumped to my conclusion. replace it. it will, undeniably, fail at some point. it won't be tears from heaven.
by TallBoy29er
Tue May 22, 2018 7:58 pm
Forum: Personal Consumer Issues
Topic: How have you upgraded your wardrobe?
Replies: 104
Views: 6035

Re: How have you upgraded your wardrobe?

IMO, if you are not client facing or looking to move up the corporate, you don't need to upgrade your wardrobe. I personally go with brooks brother slim fit, kirkland dress pants, and Allen Edmunds shoes (~$200 pair when on discount). Whatever you do, don't make the mistake of buying a pair of high...
by TallBoy29er
Tue May 22, 2018 7:54 pm
Forum: Personal Consumer Issues
Topic: How have you upgraded your wardrobe?
Replies: 104
Views: 6035

Re: How have you upgraded your wardrobe?

I just spent $450 on a pair of Lucchese hand made boots. My last pair lasted 28 years, and still look good. Sometimes you need to look at the long game ($16/yr) when spending on the wardrobe. I also buy polos from Ross. They last a couple years a piece but are only $9.99 per. I guess the boots, at 3...
by TallBoy29er
Tue May 22, 2018 6:39 pm
Forum: Personal Consumer Issues
Topic: Old Hot Water Heater
Replies: 20
Views: 1308

Re: Old Hot Water Heater

You are living on borrowed time. If it ruptures, which will happen at some point, what will get damaged? You will likely be at work, the store, sleeping, etc when that happens.
by TallBoy29er
Tue May 22, 2018 3:34 pm
Forum: Personal Consumer Issues
Topic: Florida Living
Replies: 49
Views: 5711

Re: Florida Living

I don't know about a number of the specifics (schools, crime), but some areas outside of Jacksonville, like Ponte Vedra, may check your boxes of airport, shopping, and restaurants. Worth a look anyhow.
by TallBoy29er
Mon May 21, 2018 8:33 pm
Forum: Investing - Help with Personal Investments
Topic: When to and when not to “reinvest dividend and capital gains”
Replies: 24
Views: 2433

Re: When to and when not to “reinvest dividend and capital gains”

I don't auto reinvest. I like to have some sort of method to the lots I buy, and minimize small & odd lots. That may mean waiting for the next paycheck to hit, or maybe even two. But hey, that's me.
by TallBoy29er
Mon May 21, 2018 8:29 pm
Forum: Personal Finance (Not Investing)
Topic: Over contribution on 401k for megaroth backdoor
Replies: 16
Views: 1447

Re: Over contribution on 401k for megaroth backdoor

Been there, done that. I would suggest waiting.
by TallBoy29er
Mon May 21, 2018 8:22 pm
Forum: Personal Consumer Issues
Topic: Unknown issue porting FIOS number to Cox
Replies: 10
Views: 759

Re: Unknown issue porting FIOS number to Cox

I am thinking you are in the great unknown. Chances are you will never know. And your recourse is probably pretty limited, if even existent. Besides bemoaning the industry, which is generally known for sh...bad customer service, there probably ain't much else good one can do.
by TallBoy29er
Mon May 21, 2018 8:16 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking 401k advice
Replies: 8
Views: 608

Re: Seeking 401k advice

Hi all, I am 38 years old and am deciding what to do with my 401k after changing jobs. I have been in a 2045 target date fund and paying an expense ratio of 0.74% (which I understand is not bad but I can do better). I can leave it where it is in the target date, change my selections in my old 401k ...
by TallBoy29er
Mon May 21, 2018 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: property tax assessment
Replies: 9
Views: 933

Re: property tax assessment

I'm in Georgia, and have appealed my property taxes in the past. I had three steps to the process: 1. I could appeal through the mail. I stated my case, the rationale why, and mailed it in. As you could guess, I was denied. However, by this, in Georgia, I get the benefit of having my property assess...
by TallBoy29er
Mon May 21, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: Another road trip Denver to Cheyenne
Replies: 11
Views: 1004

Re: Another road trip Denver to Cheyenne

You mentioned Boulder. If you like hiking, I think you would enjoy Chautauqua Park. You can hike up to the base of the Flat Irons. You can go out for a 30 minute loop, or hours. We love it. You could also rent a cottage there if you feel like staying. It can be a bit pricey, and they are a bit rusti...
by TallBoy29er
Wed May 16, 2018 6:45 pm
Forum: Forum Issues and Administration
Topic: The front page is ugly
Replies: 140
Views: 11608

Re: The front page is ugly

I hear Edward Jones has a pretty snazzy landing page. :wink: I know that was in jest, but it's true. And if a random fella spent a few minutes surfing the net to try to find financial advice, most FA sites would come across as far more professional than BH.com. The point of a better, more professio...
by TallBoy29er
Wed May 16, 2018 6:22 pm
Forum: Investing - Help with Personal Investments
Topic: TDAmeritrade - Free Trades - ?How To?
Replies: 12
Views: 725

Re: TDAmeritrade - Free Trades - ?How To?

I'm surprised you didn't transfer everything to Vanguard already. Baited into this comment ( :o ), but with what I've read on here recently re Vanguard, I'm steering toward Schwab. We'll see if I can get a deal I can live with after we're done talking. If not, Vanguard may be my final resting place.
by TallBoy29er
Wed May 16, 2018 3:57 pm
Forum: Investing - Help with Personal Investments
Topic: TDAmeritrade - Free Trades - ?How To?
Replies: 12
Views: 725

Re: TDAmeritrade - Free Trades - ?How To?

^^ And that's it. I'm getting no benefits from them, as I'm not an "active" trader so their trading platforms have no value to me. I do monthly taxable investments, and do shift my AA around using my Roth. So it is enough trades and $ to make me want the free trades. Pajamas you summed it up well. W...
by TallBoy29er
Wed May 16, 2018 3:41 pm
Forum: Investing - Help with Personal Investments
Topic: TDAmeritrade - Free Trades - ?How To?
Replies: 12
Views: 725

Re: TDAmeritrade - Free Trades - ?How To?

Very helpful all, thank you. Looks like there are varied experiences based on method. The fact is, making a visit to an office isn't attractive as it's about 25 minutes (or 60+ in traffic) to get to. But if that's where I need to get to, I can at least decide on that set of facts.
by TallBoy29er
Wed May 16, 2018 7:33 am
Forum: Investing - Help with Personal Investments
Topic: TDAmeritrade - Free Trades - ?How To?
Replies: 12
Views: 725

TDAmeritrade - Free Trades - ?How To?

For those of you who are with TDA, and say that you get free trades on an ongoing basis, could you tell me the conversation you are having? Boiled down I have three questions: What is the leverage point (leaving, not happy, others offer it, etc.)? Who are you talking with (using secure email, genera...
by TallBoy29er
Thu May 10, 2018 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: Advice needed - life and investments.
Replies: 9
Views: 1253

Re: Advice needed - life and investments.

So no putting the money into the stock market? SP tracking fund? It sounds like it is possible you may move and buy a house in the near future (one of the many possibilities). If you put your "house" money in the market today, it is possible you could sustain short term losses. If you were to move ...
by TallBoy29er
Thu May 10, 2018 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: Advice needed - life and investments.
Replies: 9
Views: 1253

Re: Advice needed - life and investments.

chevca wrote:
Thu May 10, 2018 11:28 am
Yep, simple one.... Rent until you figure out where you will land, and CDs or savings accounts until you know if you will buy soon or not.
This exactly.
by TallBoy29er
Tue May 08, 2018 8:54 pm
Forum: Personal Consumer Issues
Topic: Rental Cars:National, Budget, Alamo or Thrifty
Replies: 33
Views: 1614

Re: Rental Cars:National, Budget, Alamo or Thrifty

Thank you everyone, feels like consensus that they are all similar, and my conceived notions are not valid.

I agree on not paying rack rate. I am working every travel website I know. Having the info from you all helps immensely.
by TallBoy29er
Tue May 08, 2018 8:36 pm
Forum: Personal Consumer Issues
Topic: Rental Cars:National, Budget, Alamo or Thrifty
Replies: 33
Views: 1614

Rental Cars:National, Budget, Alamo or Thrifty

I usually rent cars through Avis or Hertz (for personal travel and work). That said, for a coming trip, those two are looking ridiculous. I haven't gone with any of what I would typically think of as second tier in many years, those being: National, Budget, Alamo and Thrifty. Looking for survey leve...
by TallBoy29er
Tue May 08, 2018 8:32 pm
Forum: Personal Consumer Issues
Topic: Trugreen for mosquitoes
Replies: 6
Views: 696

Re: Trugreen for mosquitoes

Great thought. But it is the whole back yard, surrounded by a 6 ft privacy fence. Think overgrown shrubs, trees, a broken shed, and 4 (yes, four) cars/vans that have not moved in decades. Would need to buy dunks by the case.