Search found 483 matches

by TallBoy29er
Sat Oct 27, 2018 9:58 pm
Forum: Personal Consumer Issues
Topic: Experience with Uber?
Replies: 7
Views: 894

Re: Experience with Uber?

Use Uber, and Lyft, every couple weeks in Atlanta. I am fine with both!
by TallBoy29er
Tue Oct 23, 2018 8:28 pm
Forum: Personal Consumer Issues
Topic: Dentist "Service Fee" for Filing Insurance Claim?
Replies: 33
Views: 3240

Re: Dentist "Service Fee" for Filing Insurance Claim?

A service fee seems ludicrous to me. If you are in the medical field, you deal with insurance, it is part of doing business. To charge for filing a claim....wtf? I would call the dentist office and verify that your understanding is correct. I would ask questions. Do you always do this? For all insur...
by TallBoy29er
Tue Oct 23, 2018 8:19 pm
Forum: Personal Consumer Issues
Topic: Thinking of buying a brand new Toyota 4Runner TRD
Replies: 14
Views: 1667

Re: Thinking of buying a brand new Toyota 4Runner TRD

RollTide31457 wrote:
Wed Oct 17, 2018 11:46 am
Can’t go wrong with Toyota. Far superior to Subaru.
Whaaaaaaa....?

Of course, you realize that Toyota owns a 16.5% stake in Subaru, right? And that joint development goes on between the two, right?

I wonder if this could be circular, and that Toyota is far superior to itself.....?
by TallBoy29er
Tue Oct 23, 2018 8:13 pm
Forum: Personal Consumer Issues
Topic: Pixel phone: can't make or receive calls but data works
Replies: 9
Views: 799

Re: Pixel phone: can't make or receive calls but data works

Maybe it's impersonating an Apple iPod Touch?
by TallBoy29er
Tue Oct 23, 2018 8:11 pm
Forum: Personal Consumer Issues
Topic: Apple TV vs Roku
Replies: 14
Views: 1216

Re: Apple TV vs Roku

Here is a helpful post on Roku's site about DVR functionality. As others have stated, it is not a function of the Roku or AppleTV, but of the apps. For the record, I've used Roku for years, have set my mom up on it, and have had nothing but good experiences. https://blog.roku.com/cloud-dvrs-on-roku-...
by TallBoy29er
Tue Oct 23, 2018 8:01 pm
Forum: Investing - Help with Personal Investments
Topic: For those who paid off house - how did you do it?
Replies: 97
Views: 7702

Re: For those who paid off house - how did you do it?

Scrabbled and saved as much as we could every month for a number of years. Sometimes I sent two extra payments per month, if I found enough to make a very small dent. It was hard. But it gave us a goal, and put us in a very good position for the future. It also forced us to save, and the tangible en...
by TallBoy29er
Tue Oct 23, 2018 6:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: 2019 BOGLEHEADS CONFERENCE DATES
Replies: 12
Views: 2360

Re: 2019 BOGLEHEADS CONFERENCE DATES

Why such a small conference? Do I understand correctly there are only 200 spaces available? Seems like you should expand the size given the traffic on this site. Thanks. This has been discussed on the forum before. There's no right answer. That said, having attended my first this year, I can tell y...
by TallBoy29er
Sun Oct 21, 2018 7:58 pm
Forum: Personal Consumer Issues
Topic: Quitting w/o notice
Replies: 132
Views: 8654

Re: Quitting w/o notice

Bail. Be done. Leave for your health, And do not look back.
by TallBoy29er
Sun Oct 14, 2018 7:16 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 10865

Re: Should we move to San Diego from east coast?

Move. Be close to work. Buy a bike. And a longboard. For everyone under the roof. Enjoy your new life. Which won't be difficult. :D
by TallBoy29er
Sun Oct 14, 2018 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: secure land for donation for county park
Replies: 17
Views: 1584

Re: secure land for donation for county park

I love what you're doing, first of all. 10% of net worth is not insignificant. Part of it depends on your age, and your total net worth (and needs). I think the person who discussed the possibility of the county not accepting it has a good point. Why that would happen is beyond me, but theoretically...
by TallBoy29er
Mon Oct 08, 2018 9:08 pm
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 5914

Re: Subaru: Crosstrek or Outback?

htdrag11 wrote:
Mon Oct 08, 2018 8:58 pm

Not sure whey you need 4-wheel drive in Atlanta though?
Not all things are permanent. :D
by TallBoy29er
Mon Oct 08, 2018 8:27 pm
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 5914

Re: Subaru: Crosstrek or Outback?

OK, but do you think those wheels/tires are capable of going off-road? As capable as the 17's on the lower model. A Subie isn't going to tackle hardcore off roading. But gravel and some light off-roading I would expect it should be able to handle just fine. Edited to add: In addition to the all-sea...
by TallBoy29er
Mon Oct 08, 2018 8:08 pm
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 5914

Re: Subaru: Crosstrek or Outback?

So quick update, and an admission from me (OP). I have not liked the look of older Foresters. That said, the wife and I went and checked out a 2019 Forester Sport, and thought it looked really nice. It's likely polarizing on aesthetics, you'll think it looks good and like the orange accents, or you'...
by TallBoy29er
Mon Oct 08, 2018 8:07 pm
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 241
Views: 202655

Re: Please Try Out Test Posts Here

image test
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by TallBoy29er
Sun Oct 07, 2018 8:44 am
Forum: Personal Consumer Issues
Topic: Thinking of moving to Texas, Iowa, Idaho, or North Carolina
Replies: 216
Views: 15535

Re: Thinking of moving to Texas, Iowa, Idaho, or North Carolina

Several points related to this whole discussion. I grew up in Idaho but have lived in several other states throughout my life. Retired and moved back. ... In my section of Idaho the winters are not harsh ( often freeze thaw snow and melt a few days latter) For my tastes they are actually too mild. ...
by TallBoy29er
Sat Oct 06, 2018 11:20 am
Forum: Investing - Help with Personal Investments
Topic: Ally Savings vs Vanguard Prime Money Market Fund - Need Advice
Replies: 77
Views: 10428

Re: Ally Savings vs Vanguard Prime Money Market Fund - Need Advice

Ally has a no penalty 11 month CD yielding 2.10% if you put in $25k+. Can cancel at any time if you find something better!
by TallBoy29er
Fri Oct 05, 2018 12:28 pm
Forum: Investing - Theory, News & General
Topic: Key differences between investing philosophies: Swedroe vs. Bogle
Replies: 144
Views: 8019

Re: Key differences between investing philosophies: Swedroe vs. Bogle

Jack believes in portfolio simplicity. Larry believes in portfolio complexity. I believe in Jack. Rick Ferri Bogleheads: I believe in Jack and Rick Ferri. Best wishes. Taylor Taylor, I am sooooo old, that I remember when Rick Ferri believed in factor tilting. Somewhere, I have his book on "All Abou...
by TallBoy29er
Fri Sep 28, 2018 6:52 pm
Forum: Personal Consumer Issues
Topic: Amex premium car rental insurance not kicking in
Replies: 31
Views: 2522

Re: Amex premium car rental insurance not kicking in

Call AE and ask if they cover through AAA.

I use Costco for rental car reservations. I pay through the rental company directly. I use are no problem
by TallBoy29er
Wed Sep 26, 2018 5:55 pm
Forum: Personal Consumer Issues
Topic: cleaning lady stealing
Replies: 49
Views: 7488

Re: cleaning lady stealing

I'm wondering if there was a person before you that this may have happened to, and if they took the same course of action that you are thinking?
by TallBoy29er
Tue Sep 25, 2018 8:28 am
Forum: Investing - Help with Personal Investments
Topic: Looking for advice on whether to participate in Deferred Compensation Plan
Replies: 18
Views: 2055

Re: Looking for advice on whether to participate in Deferred Compensation Plan

calimero wrote:
Tue Sep 25, 2018 8:11 am
The company offers a certain match on DCP. I guess I wouldneed to optimize DCP contribution so that the remaining 401k income woudl stay high enough to allow $18.5K 401K contribution?
I don't quite understand your statement/question. Could you clarify a little more?
by TallBoy29er
Tue Sep 25, 2018 7:29 am
Forum: Investing - Help with Personal Investments
Topic: Looking for advice on whether to participate in Deferred Compensation Plan
Replies: 18
Views: 2055

Re: Looking for advice on whether to participate in Deferred Compensation Plan

One question I have not seen brought up is the question of matching, as you framed this as a supplemental 401k. If you are a HCE, I'm guessing you may hit the federal 401k contribution limits ($18.5k) prior to end of year if you set your contributions to receive the max employer match each month. If...
by TallBoy29er
Tue Sep 25, 2018 7:17 am
Forum: Personal Consumer Issues
Topic: Car predicament
Replies: 14
Views: 2447

Re: Car predicament

He's thinking about paying the $5,000 left on his loan or filing bankruptcy. First, this sucks, no doubt. I think your advice should be to pay off the debt, and move on. Sounds like you've advised on the downside of bankruptcy. That seems like a very extreme action with significant consequences if ...
by TallBoy29er
Mon Sep 24, 2018 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: Considering Quitting Job - Seeking Advice. Would you do it?
Replies: 157
Views: 13143

Re: Considering Quitting Job - Seeking Advice. Would you do it?

Your spouse is a Rock Star. Having that support behind you, that joint focus that you can agree on what is right for all of you, that it's not just a money decision, is amazing. Perhaps your wife should join BH's and give some advice to others around here. :) I have been following your thread closel...
by TallBoy29er
Mon Sep 24, 2018 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Changing careers (changing gears) - Can I?
Replies: 10
Views: 1066

Re: Changing careers (changing gears) - Can I?

My first thought was Congratulations, you've done awesome. I'm a debt averse guy. I'm also the guy that gets not loving what you're doing. My thought was to keep at it in your current job until you knock out your mortgage. Then go nuts. For me paying off the mortgage took a big weight off my shoulde...
by TallBoy29er
Mon Sep 24, 2018 7:55 pm
Forum: Personal Consumer Issues
Topic: When is it OK to not go through car insurance after you've been hit?
Replies: 17
Views: 1918

Re: When is it OK to not go through car insurance after you've been hit?

Real answer: it depends on how much you like your girlfriend. :D

I've done the cash thing, no report, a couple of times for minor events, even with people I didn't know. Worst case was that I'd be bitten, but I wasn't. It's not a big deal. Make the decision that gives you comfort, and move on.
by TallBoy29er
Mon Sep 24, 2018 7:49 pm
Forum: Personal Consumer Issues
Topic: Vacation without saving adequately?
Replies: 70
Views: 5190

Re: Vacation without saving adequately?

Add one more to the GO pile.

For the first time ever, you made me think back to inspect if I've ever regretted a vacation? Answer, Nope.

Funny, what came to mind are a couple of trips I was asked to go on that I did not b/c I was indeed a "saver." I regret those "no" decisions.
by TallBoy29er
Mon Sep 24, 2018 7:42 pm
Forum: Investing - Help with Personal Investments
Topic: Any reason to leave the 401(k) with previous employer open
Replies: 25
Views: 2592

Re: Any reason to leave the 401(k) with previous employer open

Definitely check fees. In my last employer's crappy plan, each withdrawal was hit with a $40 fee. In some states, a 401K is better protected from lawsuits than an IRA. Right thought, but a little off. 401k's are protected under federal law, specifically ERISA. It does not matter what state you live...
by TallBoy29er
Mon Sep 24, 2018 7:25 pm
Forum: Investing - Help with Personal Investments
Topic: Any reason to leave the 401(k) with previous employer open
Replies: 25
Views: 2592

Re: Any reason to leave the 401(k) with previous employer open

Definitely check fees. In my last employer's crappy plan, each withdrawal was hit with a $40 fee. In some states, a 401K is better protected from lawsuits than an IRA. Right thought, but a little off. 401k's are protected under federal law, specifically ERISA. It does not matter what state you live...
by TallBoy29er
Wed Sep 19, 2018 7:26 pm
Forum: Investing - Theory, News & General
Topic: A really general question!
Replies: 9
Views: 822

Re: A really general question!

There are many books, but in response to your specific question , the answer is the BH Guide to Investing. Hands down, imo. Very readable and digestible. My teenage son read it and retained most of it. Jack's book is wonderful but it's (intentionally) too limited in scope for you, imo. You likely a...
by TallBoy29er
Wed Sep 19, 2018 7:09 pm
Forum: Investing - Theory, News & General
Topic: A really general question!
Replies: 9
Views: 822

Re: A really general question!

My all time favorite, the one I give to people if they act interested, is "The Little Book of Common Sense Investing" by Bogle ( https://www.amazon.com/Little-Book-Common-Sense-Investing/dp/0470102101 ). You can easily cruise through over a couple of days. It is short, simple to understand, and arti...
by TallBoy29er
Wed Sep 12, 2018 8:31 pm
Forum: Personal Consumer Issues
Topic: Subaru Forester - ready to buy
Replies: 43
Views: 4374

Re: Subaru Forester - ready to buy

2019's are hitting many lots this week. 4 lots in Atlanta got them today. I would aim for a nice, new, 2018. I expect, based on your admirable frugality, that you'll be keeping the car for many years. As a poster above stated, getting a 1 year old Forester won't save you that much. And the piece of ...
by TallBoy29er
Sun Sep 09, 2018 8:42 pm
Forum: Personal Consumer Issues
Topic: Can Sneakers go with Business Casual?
Replies: 172
Views: 8686

Re: Can Sneakers go with Business Casual?

I work in a conservative environment, and have seen officers wear nice sneakers with their business attire. There is no right/wrong answer that we can give you. Check out what those around you, and above you, are wearing. That should provide some solid guidance.
by TallBoy29er
Sat Sep 08, 2018 9:45 am
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 5914

Re: Subaru: Crosstrek or Outback?

^^ Less about how they drive and first impressions w/ fit, and more about getting others' experiences and learnings. Much obliged.
by TallBoy29er
Sat Sep 08, 2018 9:10 am
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 5914

Re: Subaru: Crosstrek or Outback?

^^ Thank you cyclist.
by TallBoy29er
Sat Sep 08, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 5914

Re: Subaru: Crosstrek or Outback?

Yup, test driving tomorrow. The conversation has been around size. If others have had the same conversation and made a decision and have feedback, that could be useful, I suspect. Forester: Amazing visibility. Slots between Crosstrek and Outback in size. Higher ride height with huge windows lets yo...
by TallBoy29er
Sat Sep 08, 2018 9:01 am
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 5914

Re: Subaru: Crosstrek or Outback?

If by "camping" you mean tent, sleeping bags, etc., with a family of four, I can't imagine making it work with a Crosstrek. Especially once camping also includes bikes or kayak, etc. We have an Outback and love it. Would never consider Crosstrek - too small. You are articulating my main concern. Ev...
by TallBoy29er
Sat Sep 08, 2018 8:49 am
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 5914

Re: Subaru: Crosstrek or Outback?

Crosstrek: Really slow and (strangely) loud. A size I could see myself driving in the city without problems. More room than I thought there would be, but it's really just an Impreza on stilts. Since someone asked why not Forester, I'll ask why not Impreza? Spacewise inside, they're not different. Y...
by TallBoy29er
Sat Sep 08, 2018 8:46 am
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 5914

Re: Subaru: Crosstrek or Outback?

How long will you keep this vehicle? Before you know it your kids will be teenagers and will they sit comfortably in the back seat. (Given your username) You should definitely sit in the backseat when you check out the vehicle.. Do these vehicles come in AWD and FWD? Just wondering since you probab...
by TallBoy29er
Sat Sep 08, 2018 8:44 am
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 5914

Re: Subaru: Crosstrek or Outback?

researcher wrote:
Fri Sep 07, 2018 9:46 pm
mortfree wrote:
Fri Sep 07, 2018 8:47 pm
researcher wrote:
Fri Sep 07, 2018 8:35 pm
How long until the first minivan recommendation? :)
His mind is already made up.
That's never stopped the minivan advocates in every other post about cars.
If I bought a minivan, I'm not sure what DW would do to me, but it would not be good.
by TallBoy29er
Fri Sep 07, 2018 7:47 pm
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 5914

Re: Subaru: Crosstrek or Outback?

Yup, test driving tomorrow. The conversation has been around size. If others have had the same conversation and made a decision and have feedback, that could be useful, I suspect.
by TallBoy29er
Fri Sep 07, 2018 7:45 pm
Forum: Investing - Help with Personal Investments
Topic: Looking for info on Stifel
Replies: 5
Views: 783

Re: Looking for info on Stifel

Maybe ask her a few questions she can research? Eg the fees she sees itemized on the statement, or questions she can ask her rep (AUM, loads, etc.). Seems less invasive than asking to see a quarterly statement of assets. Could very well be a very small regional boutique.
by TallBoy29er
Fri Sep 07, 2018 7:39 pm
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 5914

Subaru: Crosstrek or Outback?

Family of four, kids ages 4 and 7. Spouse daily driver, live in a large city (Atlanta), and spouse wants maneuverability and easy to park. Daily it will be driving around all four of us due to how we carpool and drop the kids off at school and daycare. It will also be a weekend getaway vehicle for e...
by TallBoy29er
Thu Sep 06, 2018 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4977

Re: To Be or Not to Be...Married

This is an inappropriate comment and off topic. Just because someone considers marriage to be a legal concept rather than an emotional one doesn't mean they aren't ready for commitment or a family. Not off topic at all. The legal aspect of marriage, and the benefits it confers, can have implication...
by TallBoy29er
Thu Sep 06, 2018 7:58 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4977

Re: To Be or Not to Be...Married

I don't think you are ready for marriage or children. It's not all about money. There are no guarantees in life. You or your future spouse can get sick .. require care. You can have a child that has special needs. Put those options into your calculations. Life isn't all about money. This is an inap...
by TallBoy29er
Thu Sep 06, 2018 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4977

Re: To Be or Not to Be...Married

I don't think you are ready for marriage or children. It's not all about money. There are no guarantees in life. You or your future spouse can get sick .. require care. You can have a child that has special needs. Put those options into your calculations. Life isn't all about money. This is an inap...
by TallBoy29er
Thu Sep 06, 2018 7:39 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4977

Re: To Be or Not to Be...Married

Having not read all of the responses to your question, I'm not sure if you've realized some of the left column benefits to marriage that other groups (eg lgbt) have fought for with social unions? If your significant other is dying, who gets to sit next to them, and make medical decisions for them? ...
by TallBoy29er
Thu Sep 06, 2018 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4977

Re: To Be or Not to Be...Married

Having not read all of the responses to your question, I'm not sure if you've realized some of the left column benefits to marriage that other groups (eg lgbt) have fought for with social unions? If your significant other is dying, who gets to sit next to them, and make medical decisions for them? W...
by TallBoy29er
Thu Sep 06, 2018 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4977

Re: To Be or Not to Be...Married

I strongly caution you against getting married. Why enter a legal contract with the government? Just live together in happy bliss. Have children. By avoiding marriage, you can quickly split up if and when you grow tired of each other. Bwahahahahahahaha,. "Have children......quickly split up if you ...