Thank you for your dedication Bradmadsinger wrote: ↑Thu Mar 01, 2018 5:07 pm When putting the February 2018 data into my spreadsheet, I realized that I had made a mistake in my January 2018 spreadsheet (pointed to the wrong cell). This affected the 3,5,10,19 year returns for the portfolios that are made up of more than one fund. I have updated this spreadsheet (at the beginning of this thread) to reflect this correction.
-Brad.
Search found 339 matches
- Sat Mar 03, 2018 2:10 pm
- Forum: Investing - Theory, News & General
- Topic: madsinger monthly report (January 2018)
- Replies: 28
- Views: 5043
Re: madsinger monthly report (January 2018)
- Thu Mar 01, 2018 8:12 pm
- Forum: Investing - Theory, News & General
- Topic: madsinger monthly report (January 2018)
- Replies: 28
- Views: 5043
Re: madsinger monthly report (January 2018)
Thank you for your dedication Bradmadsinger wrote: ↑Thu Mar 01, 2018 5:07 pm When putting the February 2018 data into my spreadsheet, I realized that I had made a mistake in my January 2018 spreadsheet (pointed to the wrong cell). This affected the 3,5,10,19 year returns for the portfolios that are made up of more than one fund. I have updated this spreadsheet (at the beginning of this thread) to reflect this correction.
-Brad.
- Mon Feb 12, 2018 6:03 pm
- Forum: Investing - Theory, News & General
- Topic: madsinger monthly report (January 2018)
- Replies: 28
- Views: 5043
Re: madsinger monthly report (January 2018)
Thanks so much for your contribution Brad.
James
James
- Mon Feb 12, 2018 5:23 pm
- Forum: Investing - Theory, News & General
- Topic: madsinger monthly report (January 2018)
- Replies: 28
- Views: 5043
Re: madsinger monthly report (January 2018)
Thanks so much for your contribution Brad.
James
James
- Sat Feb 03, 2018 6:30 pm
- Forum: Personal Finance (Not Investing)
- Topic: Flying Under Uncle Sam's Radar?
- Replies: 17
- Views: 2677
- Sat Jan 27, 2018 7:39 pm
- Forum: Personal Investments
- Topic: Leaving Edward Jones...Why is Vanguard and Fidelity Always the Recommendation?
- Replies: 48
- Views: 22341
Re: Leaving Edward Jones...Why is Vanguard and Fidelity Always the Recommendation?
New poster here. Be nice! Sixty year old with a pretty good handle on investing (I think.) I was a DIYer until the crash then decided to put most of my money into American Funds at Edward Jones. I maintained an account with TD Ameritrade as well. With 10 more years of experience and education behind me I'm ready to go back to DIY with all assets. After ten years at Edward Jones, and with the switchover to fee-based IRA's I'm thinking of leaving. I can't stomach the idea of them getting 1.35% of my IRA investments per year (currently $202K.) I've just spent a couple hours reading the threads here about leaving Edward Jones. At this time I don't have any questions about how to do that. I understand that this is an index investor forum so I g...
- Sat Jan 27, 2018 6:53 pm
- Forum: Personal Investments
- Topic: Have Enough, Should I now time market?
- Replies: 36
- Views: 7527
Re: Have Enough, Should I now time market?
I hope to be in your position much later. My input to your question, what to do?, is perhaps consider philanthropyTXWill wrote: ↑Sat Jan 27, 2018 6:46 pm Glad you asked this question, as I am in the same circumstance. More than enough assets, no need to take on risk, but I have been buy and hold all my life, and now that I am retired and staring at the big balances am thinking:
a) No need to risk.
b) No need to avoid risk.
Male 67 yoa, retired, widowed, no heirs
Assets 5m, 70/30, rental houses, 400k
Income 125k from pension (far more than I spend) from Inherited IRA, rents, interest and dividends
Marginal tax rate: 28%
What to do? Looking forward to any input.
J
- Sat Jan 27, 2018 6:47 pm
- Forum: Investing - Theory, News & General
- Topic: Retreat to cash
- Replies: 375
- Views: 91055
Re: Retreat to cash
I'm so happy I didn't take the route suggested by OP. I wasn't uncertain as I have a while to go before I need my investment dollars.
Just my 2 pennies
J
Just my 2 pennies
J
- Thu Jan 25, 2018 7:26 pm
- Forum: US Chapters
- Topic: Happy Birthday, Taylor!
- Replies: 84
- Views: 9115
Re: Happy Birthday, Taylor!
Happy Birthday Sir,
Semper Fi.
James
Semper Fi.
James
- Mon Jan 15, 2018 7:31 pm
- Forum: Investing - Theory, News & General
- Topic: madsinger monthly report (December 2017)
- Replies: 12
- Views: 2529
Re: madsinger monthly report (December 2017)
I think it was Vanguard Tax-Managed Small CapEarl Lemongrab wrote: ↑Mon Jan 15, 2018 7:06 pmWhich one is that?madsinger wrote: ↑Mon Jan 15, 2018 4:17 pm A word about "Hot Hands". Last year, I sorted the Vanguard "investor class" funds for returns, and the highest returning fund for 2016 was the Small Value Index fund. That is the fund I chose for HH 2017. I had been informed by a couple of people privately, that the fund from the newsletter was a different fund --- and Admiral class fund that had no investor class.
Best,
J
- Mon Jan 15, 2018 7:17 pm
- Forum: Investing - Theory, News & General
- Topic: madsinger monthly report (December 2017)
- Replies: 12
- Views: 2529
Re: madsinger monthly report (December 2017)
Thanks again Brad. Your contribution every month is quite helpful
J
J
- Wed Jan 03, 2018 6:21 pm
- Forum: Investing - Theory, News & General
- Topic: Why the Roth IRA Bias?
- Replies: 133
- Views: 34766
Re: Why the Roth IRA Bias?
gouveneur and Longdog,
Thank you for the replies. Yes, I was in a low marginal tax bracket preferring ROTH. Now my marginal tax bracket is lowered and will still prefer ROTH.
The above preference is the reason for my ROTH bias, relating to the OP question.
J
Thank you for the replies. Yes, I was in a low marginal tax bracket preferring ROTH. Now my marginal tax bracket is lowered and will still prefer ROTH.
The above preference is the reason for my ROTH bias, relating to the OP question.
J
- Wed Jan 03, 2018 6:11 pm
- Forum: Investing - Theory, News & General
- Topic: Americans spend $1 billion annually in unnecessary state tax
- Replies: 147
- Views: 26879
Re: Americans spend $1 billion annually in unnecessary state tax
Bob's not my name, I have looked and the law is the same today as it was in 2005.
Long before you began this post in 2010
J.
Long before you began this post in 2010
J.
- Wed Jan 03, 2018 4:07 pm
- Forum: Investing - Theory, News & General
- Topic: Americans spend $1 billion annually in unnecessary state tax
- Replies: 147
- Views: 26879
Re: Americans spend $1 billion annually in unnecessary state tax
Thank you Bob's not my name for starting this.
Everyone else, thank you for your contributions.
I live in Illinois which is one of the state's where this will work.
I found this after a thread had been started.
All, I was wondering if someone in my state has successfully done this and wouldn't mind stating the steps that you took and forms needed, please?
Thank you, J
Everyone else, thank you for your contributions.
I live in Illinois which is one of the state's where this will work.
I found this after a thread had been started.
All, I was wondering if someone in my state has successfully done this and wouldn't mind stating the steps that you took and forms needed, please?
Thank you, J
- Wed Jan 03, 2018 3:41 pm
- Forum: Personal Investments
- Topic: Avoid state income tax on Roth IRA contribution?
- Replies: 16
- Views: 3158
Re: Avoid state income tax on Roth IRA contribution?
Duckie, thank you for the link. Not sure it applies to me. This will not be a non deductible contribution for my situation.
The idea comes from these links.
viewtopic.php?t=136776
https://thefinancebuff.com/deduct-and-c ... tions.html
viewtopic.php?f=10&t=86262
Thank you.
J
The idea comes from these links.
viewtopic.php?t=136776
https://thefinancebuff.com/deduct-and-c ... tions.html
viewtopic.php?f=10&t=86262
Thank you.
J
- Tue Jan 02, 2018 8:52 pm
- Forum: Investing - Theory, News & General
- Topic: Why the Roth IRA Bias?
- Replies: 133
- Views: 34766
Re: Why the Roth IRA Bias?
Bringing up older thread that I came to from
thefinancebuff.com
Fast forward to 2018 and tax rates are lowered.
Mine lowered 3%. Should I still favor ROTH IRA & Roth 401 (k)?
Remember this new law expires in 2025
Thanks J
thefinancebuff.com
Fast forward to 2018 and tax rates are lowered.
Mine lowered 3%. Should I still favor ROTH IRA & Roth 401 (k)?
Remember this new law expires in 2025
Thanks J
- Tue Jan 02, 2018 8:24 pm
- Forum: Personal Investments
- Topic: Avoid state income tax on Roth IRA contribution?
- Replies: 16
- Views: 3158
Re: Avoid state income tax on Roth IRA contribution?
I'm interested in this thread. I'm in Illinois too. I'm also in accumulation phase. My situation is married filing jointly so in the 15% marginal tax bracket. I pay same state tax percent as OP. by no means do I desire to hi jack this thread, more to ask questions for clarity. Here is my understanding of the mechanics (not tax percentages or dollar amounts): 1. Contribute $11,000 to tIRA 2. then I can deduct this from my income for federal AND state tax purposes 3. Convert the $11,000 tIRA to rIRA 4. The conversion forces me to add back the $11,000 To my income for federal tax purposes and I pay tax at my marginal tax bracket. 5. But I do not have to add back the $11,000 to my Income for state tax purposes and I DO NOT have to pay tax at m...
- Tue Jan 02, 2018 2:24 pm
- Forum: Personal Investments
- Topic: Avoid state income tax on Roth IRA contribution?
- Replies: 16
- Views: 3158
Re: Avoid state income tax on Roth IRA contribution?
I'm interested in this thread. I'm in Illinois too. I'm also in accumulation phase. My situation is married filing jointly so in the 15% marginal tax bracket. I pay same state tax percent as OP. by no means do I desire to hi jack this thread, more to ask questions for clarity. Here is my understanding of the mechanics (not tax percentages or dollar amounts): 1. Contribute $11,000 to tIRA 2. then I can deduct this from my income for federal AND state tax purposes 3. Convert the $11,000 tIRA to rIRA 4. The conversion forces me to add back the $11,000 To my income for federal tax purposes and I pay tax at my marginal tax bracket. 5. But I do not have to add back the $11,000 to my Income for state tax purposes and I DO NOT have to pay tax at m...
- Mon Jan 01, 2018 4:12 pm
- Forum: Personal Investments
- Topic: Avoid state income tax on Roth IRA contribution?
- Replies: 16
- Views: 3158
Re: Avoid state income tax on Roth IRA contribution?
I'm interested in this thread. I'm in Illinois too. I'm also in accumulation phase. My situation is married filing jointly so in the 15% marginal tax bracket. I pay same state tax percent as OP. by no means do I desire to hi jack this thread, more to ask questions for clarity. Here is my understanding of the mechanics (not tax percentages or dollar amounts): 1. Contribute $11,000 to tIRA 2. then I can deduct this from my income for federal AND state tax purposes 3. Convert the $11,000 tIRA to rIRA 4. The conversion forces me to add back the $11,000 To my income for federal tax purposes and I pay tax at my marginal tax bracket. 5. But I do not have to add back the $11,000 to my Income for state tax purposes and I DO NOT have to pay tax at my...
- Fri Dec 29, 2017 4:51 pm
- Forum: Investing - Theory, News & General
- Topic: Quarter end last minute sell-off again! How to leverage as much as possible next time?
- Replies: 7
- Views: 1609
- Fri Nov 10, 2017 8:14 pm
- Forum: Investing - Theory, News & General
- Topic: The Next Bear Market, Ben Carlson
- Replies: 13
- Views: 2944
Re: The Next Bear Market, Ben Carlson
Dave, would you have a link to said article to share?Random Walker wrote: ↑Fri Nov 10, 2017 4:50 pm Excellent article. So important to do the severe extended bear market mind experiment in one’s head before experiencing it, unprepared, for real. Rick Ferri wrote an article where he described walking clients through a potential 1971-1972 bear market scenario. Best to do that experiment now, when past returns have been generous, current valuations very generous, future expected returns modest.
Dave
Thanks, James
- Tue Nov 07, 2017 8:33 pm
- Forum: Investing - Theory, News & General
- Topic: madsinger monthly report (October 2017)
- Replies: 9
- Views: 2459
Re: madsinger monthly report (October 2017)
Thanks again Brad
- Mon Nov 06, 2017 8:31 am
- Forum: Personal Consumer Issues
- Topic: Heavy duty cordless drill/hammerdrill recommendation
- Replies: 42
- Views: 5162
- Sun Nov 05, 2017 1:41 pm
- Forum: Personal Consumer Issues
- Topic: Heavy duty cordless drill/hammerdrill recommendation
- Replies: 42
- Views: 5162
Re: Heavy duty cordless drill/hammerdrill recommendation
Thank you to all who have replied. I have hung on to my current drill.
I found bits for masonry that work well for my use.
James
I found bits for masonry that work well for my use.
James
- Sun Nov 05, 2017 1:36 pm
- Forum: Investing - Theory, News & General
- Topic: Investment Books & Your Library
- Replies: 36
- Views: 3902
Re: Investment Books & Your Library
I haven't bought a book in an extremely long time since I have public libraries.
So, thank you to all who have donated your books. You all have certainly assisted me in my travel to "The Land With No Alarm Clocks"
James
So, thank you to all who have donated your books. You all have certainly assisted me in my travel to "The Land With No Alarm Clocks"
James
- Thu Nov 02, 2017 5:23 pm
- Forum: Investing - Theory, News & General
- Topic: Robert Prechter, Elliott Wave theorist, Fox Business today
- Replies: 24
- Views: 3423
Re: Robert Prechter, Elliott Wave theorist, Fox Business today
Great as I'm in the accumulation phase and need to buy at firesale prices.
- Sun Oct 29, 2017 8:32 pm
- Forum: Investing - Theory, News & General
- Topic: Emotional impact of spending down assets?
- Replies: 100
- Views: 14414
Re: Emotional impact of spending down assets?
I'm still in the accumulation stage but this had peaked an interest in me. Thank you OP for posting this.
Here is a paper by Metlife www.metlife.com/paycheckstudy. That shows respondents who took lump sum payouts of their defined contribution plans spent all the money in line 5.5 years, due to the "lottery effect" and shows that respondents who chose to annuitize their defined contribution plans are much better off.
It seems most of the posters here know how to annuitize on their own and that's great we can all learn from you. Thank you.
Good stuff and more plainly written with pictures.
Thank you
Here is a paper by Metlife www.metlife.com/paycheckstudy. That shows respondents who took lump sum payouts of their defined contribution plans spent all the money in line 5.5 years, due to the "lottery effect" and shows that respondents who chose to annuitize their defined contribution plans are much better off.
It seems most of the posters here know how to annuitize on their own and that's great we can all learn from you. Thank you.
Good stuff and more plainly written with pictures.
Thank you
- Sun Oct 29, 2017 4:54 pm
- Forum: Personal Investments
- Topic: 3-fund of SPDRs is better than of Vanguard ETF (lower ER)?
- Replies: 24
- Views: 7632
Re: 3-fund of SPDRs is better than of Vanguard ETF (lower ER)?
Per TropikThunder's post above, this stands out most.: "For SPTM, turnover is slightly lower at 3%, which also intuitively makes sense since the Russell 3000 only readjusts once a year (absent mergers and acquisitions). This may or may not change once SPTM transitions to the new proprietary SSgA Total Market Index in November.
http://financials.morningstar.com/etfun ... tml?t=SPTM"
The part about changing to the new proprietary SSgA total stock market index.
http://financials.morningstar.com/etfun ... tml?t=SPTM"
The part about changing to the new proprietary SSgA total stock market index.
- Sat Oct 28, 2017 8:57 pm
- Forum: Personal Investments
- Topic: 3-fund of SPDRs is better than of Vanguard ETF (lower ER)?
- Replies: 24
- Views: 7632
Re: 3-fund of SPDRs is better than of Vanguard ETF (lower ER)?
What/if any are the differences in turnover rates between the Vanguard and State Street etf's you are comparing?
Turnover is a cost too and needs to be looked at.
Please let us know
Turnover is a cost too and needs to be looked at.
Please let us know
- Wed Oct 25, 2017 8:17 pm
- Forum: Personal Finance (Not Investing)
- Topic: Financial Critical Mass
- Replies: 13
- Views: 3880
Re: Financial Critical Mass
I still listen to Bob. I'm driving to the "Land Of Critical Mass".
He also calls it "The land with no alarm clocks"
He also calls it "The land with no alarm clocks"
- Mon Oct 16, 2017 3:05 pm
- Forum: Personal Investments
- Topic: Joined the 1 comma club today!!!
- Replies: 18
- Views: 4765
Re: Joined the 1 comma club today!!!
Congrats here's to the next million
James
James
- Mon Oct 16, 2017 10:09 am
- Forum: Personal Investments
- Topic: Is it possible to have a Traditional 401(k), Roth 401(k), Traditional IRA, and a Roth IRA account at the same time?
- Replies: 23
- Views: 2119
- Sun Oct 15, 2017 9:50 pm
- Forum: Personal Investments
- Topic: LTI seeking assessment
- Replies: 4
- Views: 578
Re: LTI seeking assessment
Welcome,
Does her 401 (k) have the option of a brokerage window?
If so, this may give her better (lower er) funds.
James
Does her 401 (k) have the option of a brokerage window?
If so, this may give her better (lower er) funds.
James
- Sun Oct 08, 2017 6:34 pm
- Forum: Investing - Theory, News & General
- Topic: Headlines du Jour [Financial news]
- Replies: 4
- Views: 1029
Re: Headlines de Jour
Just great. Thank you for posting this
- Sun Oct 08, 2017 5:06 pm
- Forum: Personal Consumer Issues
- Topic: Is there boglehead consensus on buying a car?
- Replies: 73
- Views: 12361
Re: Is there boglehead consensus on buying a car?
So, I think you'll take the depreciation pre-tax on the new car, and when you're done with the car, I'll buy used for commuting. Knowing I'm buying from a Bogle head makes it a sweeter deal as it is best for both of us?quickhustle wrote: ↑Sun Oct 08, 2017 4:52 pmYeah I was thinking of the car as a work expense--because that's the only reason I'm buying it--so I was crushed to learn that there is no depreciation available for normal commuting. Just a giant hole to pour money into, post-tax.
- Sun Oct 08, 2017 4:46 pm
- Forum: Personal Consumer Issues
- Topic: Is there boglehead consensus on buying a car?
- Replies: 73
- Views: 12361
Re: Is there boglehead consensus on buying a car?
My thought is this. Buy used and let someone else buy the depreciation
- Thu Oct 05, 2017 5:16 pm
- Forum: Personal Investments
- Topic: Millionaire Next Door (Thank you Bogleheads)
- Replies: 81
- Views: 16617
Re: Millionaire Next Door (Thank you Bogleheads)
Congratulations Op
Thank you for sharing with us fellow Bogle heads. The Mrs and I are also "lunchbox" (love that BTW).
Your story is inspiring.
James
Thank you for sharing with us fellow Bogle heads. The Mrs and I are also "lunchbox" (love that BTW).
Your story is inspiring.
James
- Wed Oct 04, 2017 7:10 pm
- Forum: Personal Finance (Not Investing)
- Topic: another 2 comma club member
- Replies: 48
- Views: 6233
Re: another 2 comma club member
Congrats OP.
Best wishes,
James
Best wishes,
James
- Wed Oct 04, 2017 6:45 pm
- Forum: Investing - Theory, News & General
- Topic: madsinger monthly report (September 2017)
- Replies: 5
- Views: 1723
Re: madsinger monthly report (September 2017)
Once again, thank you Brad.
James
James
- Sun Sep 03, 2017 5:12 pm
- Forum: US Chapters
- Topic: Stan died [Long time forum lurker]
- Replies: 38
- Views: 8975
Re: Stan died [Long time forum lurker]
+1 hardly ever posters. I'm in that club. Mostly thanking others who post. I read posts hete almost everyday.
Thank you Timmy for sharing. Rest in peace Stan.
Funny! I'm listening to Bob Brinker now
J
Thank you Timmy for sharing. Rest in peace Stan.
Funny! I'm listening to Bob Brinker now
J
- Thu Aug 10, 2017 9:12 pm
- Forum: Investing - Theory, News & General
- Topic: madsinger monthly report (July 2017)
- Replies: 6
- Views: 1781
Re: madsinger monthly report (July 2017)
Thanks so much Brad
- Wed Jul 12, 2017 8:48 pm
- Forum: Personal Finance (Not Investing)
- Topic: APR on Mortgage from 3.55% to 3.48% Good Deal?
- Replies: 6
- Views: 992
Re: APR on Mortgage from 3.55% to 3.48% Good Deal?
Hi jadedfalcons,
I have not inquired about fees yet. My interest rate will stay the same, its the APR that is different.
I have not inquired about fees yet. My interest rate will stay the same, its the APR that is different.
- Wed Jul 12, 2017 8:17 pm
- Forum: Personal Finance (Not Investing)
- Topic: APR on Mortgage from 3.55% to 3.48% Good Deal?
- Replies: 6
- Views: 992
Re: APR on Mortgage from 3.55% to 3.48% Good Deal?
Thank you welderwannabe for giving me something to consider
- Wed Jul 12, 2017 8:06 pm
- Forum: Personal Finance (Not Investing)
- Topic: APR on Mortgage from 3.55% to 3.48% Good Deal?
- Replies: 6
- Views: 992
APR on Mortgage from 3.55% to 3.48% Good Deal?
Good Evening Fellow Bogleheads,
I have a mortgage with a good interest rate. I am a veteran and have a veterans loan.
I have been receiving offers from other mortgage companies and the latest perked my interest.
This is called an interest rate reduction loan. My interest rate is the same as this letter offers, only the APR is different.
I have phones the company who holds the mortgage and the rep told me that I would have to apply and be approved for a refinance.
I understand .07 basis points on an APR is not much, at the same time, FEES MATTER! I plan on staying for the long haul.
Has anyone here refinanced to lower the APR? Please excuse my ignorance.
Thank you all,
J
I have a mortgage with a good interest rate. I am a veteran and have a veterans loan.
I have been receiving offers from other mortgage companies and the latest perked my interest.
This is called an interest rate reduction loan. My interest rate is the same as this letter offers, only the APR is different.
I have phones the company who holds the mortgage and the rep told me that I would have to apply and be approved for a refinance.
I understand .07 basis points on an APR is not much, at the same time, FEES MATTER! I plan on staying for the long haul.
Has anyone here refinanced to lower the APR? Please excuse my ignorance.
Thank you all,
J
- Sun Jun 18, 2017 7:43 pm
- Forum: Investing - Theory, News & General
- Topic: Best Financial Advice from Dad (in honor of father's day)
- Replies: 78
- Views: 11248
Re: Best Financial Advice from Dad (in honor of father's day)
My father was not good with money and showed (advised) me to spend it all as soon as payday came around.
I, at an older age, started doing the exact opposite of what dear ol' dad did.
Thanks Dad for slowing (advising) me what NOT to do with my money
I, at an older age, started doing the exact opposite of what dear ol' dad did.
Thanks Dad for slowing (advising) me what NOT to do with my money
- Sun May 28, 2017 4:01 pm
- Forum: Investing - Theory, News & General
- Topic: DON'T pay off your mortgage; instead reduce Sequence of Return Risk
- Replies: 206
- Views: 23523
Re: DON'T pay off your mortgage; instead reduce Sequence of Return Risk
Hello thank you for this link. I do not understand most of the mechanics of the math.
I do listen to a radio program where the "guy" also stresses to not pay off the mortgage.
I do listen to a radio program where the "guy" also stresses to not pay off the mortgage.
- Thu May 18, 2017 8:41 pm
- Forum: Investing - Theory, News & General
- Topic: Milestone and not peeking. . .
- Replies: 66
- Views: 11560
Re: Milestone and not peeking. . .
stem.....,
I do not know you, although I have read your contributions to other posts.
I am not where you are yet, nor am I one of the "younger" folks. I am one who got started later.
Congratulations fellow bogelhead
I do not know you, although I have read your contributions to other posts.
I am not where you are yet, nor am I one of the "younger" folks. I am one who got started later.
Congratulations fellow bogelhead
- Sun Apr 16, 2017 7:18 pm
- Forum: Investing - Theory, News & General
- Topic: Ben Carlson Drawdown Chart
- Replies: 18
- Views: 6109
Re: Ben Carlson Drawdown Chart
Thank you so much. More reinforcement of "Time In the Market" vs. "Market Timing"
J
J
- Tue Apr 04, 2017 9:36 pm
- Forum: Personal Investments
- Topic: Evaluating a margin investment
- Replies: 14
- Views: 1448
Re: Evaluating a margin investment
jdb wrote:I always like one good laugh out loud every day, especially if it is truthful. Thanks David Jay.David Jay wrote:For a newbie, I recommend you just go to your bank, withdraw a few thousand in cash and toss it into a bonfire.
Faster and less angst.
+1. When I read David Jay's comment, I laughed too.
Read the thread about the guy/gal who wants to remove a delinquency from his/her credit report for more good laughs
- Tue Apr 04, 2017 9:17 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to remove DELINQUENCY from credit report?
- Replies: 27
- Views: 3905
Re: How to remove DELINQUENCY from credit report?
OP, look at this as the price of education. The credit reporting agencies and loan departments do not care that you are such a great friend to have signed a loan to your friend.