Search found 16 matches

by junetree
Tue Sep 26, 2017 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Bay Area Real Estate
Replies: 154
Views: 14191

Re: Bay Area Real Estate

If you are not a "handy" person, then hiring handymen, plumbers and other contractors and service agents to fix, repair and maintain your property (unless you're on a HOA) will cost you a bit. Bay Area rates for home contractors are also in the stratosphere along with everything else. Also, there's ...
by junetree
Sun May 14, 2017 11:45 am
Forum: Personal Finance (Not Investing)
Topic: Regret early retirement/downsizing
Replies: 230
Views: 41096

Re: Regret early retirement/downsizing

No regrets whatsoever. Semi-retired early from a career in a highly innovative/technical field/industry. Retirement buys you time, which you can't get back. It provides for a flexible lifestyle. Today, we're sufficiently challenged, are happily self employed, have creative outlets and lead balanced ...
by junetree
Fri May 05, 2017 9:31 am
Forum: Personal Consumer Issues
Topic: 2-3 days around Nice, France. Advice?
Replies: 9
Views: 846

Re: 2-3 days around Nice, France. Advice?

I was in Nice last year during the Euro 2016 event. Awesome! We used a fantastic guide who took us around the area. Places I most enjoyed: St. Paul de Vence, St Jean Cap Ferrat, Moustiers Sainte Marie and Gourdon. The other places such as Saint Tropez, Antibes, Cannes were fine but didn't make as st...
by junetree
Sun Mar 05, 2017 4:11 pm
Forum: Investing - Help with Personal Investments
Topic: Poll: For those 20 yrs away from retirement, what is your current asset allocation and future changes?
Replies: 33
Views: 2319

Re: Poll: For those 20 yrs away from retirement, what is your current asset allocation and future changes?

Liquid portfolio is 60/20/20 (in stocks & precious metals / bonds / cash). In addition, we have a lot of rental properties so we are real estate heavy; thus we choose to manage the risks in our liquid portfolio. We are in our late 40s.
by junetree
Wed Mar 01, 2017 11:56 am
Forum: Investing - Help with Personal Investments
Topic: Possibly Financially Independent and Feeling Miserable
Replies: 153
Views: 18312

Re: Possibly Financially Independent and Feeling Miserable

Dealing with money is not making you happy. Perhaps looking externally and more outward could help. When we are too caught up with ourselves, we get "cabin fever" of the worst kind and get trapped in our mind. I enjoyed a great documentary on Netflix which I had watched last year called &q...
by junetree
Sat Jan 07, 2017 4:24 am
Forum: Personal Finance (Not Investing)
Topic: Annual Vacation Budget
Replies: 320
Views: 28115

Re: Annual Vacation Budget

Our family of 4 has a budget of $60,000 a year for pleasure trips. We travel 4 to 5 times a year to various continents (we live in the US while our respective families live in 2 other different continents and our favorite continent is yet another!). Summer trips for 4 typically last over a month in ...
by junetree
Thu Nov 24, 2016 11:38 am
Forum: Personal Finance (Not Investing)
Topic: World Travel Insurance, Worth it?
Replies: 35
Views: 4220

Re: World Travel Insurance, Worth it?

I have long considered taking out travel insurance as my family travels frequently as a unit. However, I've always decided against it and instead opt to use and depend on premium travel credit cards to carry us through, as these have reasonable/decent travel insurance benefits built in. We have been...
by junetree
Sat Jan 16, 2016 1:35 pm
Forum: Personal Finance (Not Investing)
Topic: How's it going?....any self-doubt?
Replies: 47
Views: 5309

Re: How's it going?....any self-doubt?

49. DCAing into Equities. Set AA at 55% Stocks, 20% Bonds, 20% Cash, 5% REITs / A little Gold but allocations are off due to the volatility, allowing me to do rebalancing with new funds. Held off on investing (DCA) when indexes were at peak levels so have the cash to DCA now. Feeling fine. Incidenta...
by junetree
Thu Jan 14, 2016 11:29 am
Forum: Investing - Theory, News & General
Topic: The Most Important Chart of 2015
Replies: 21
Views: 3146

Re: The Most Important Chart of 2015

Thank you for making everything so much clearer. I feel incredibly enlightened! :sharebeer
by junetree
Tue Oct 06, 2015 8:34 pm
Forum: Personal Consumer Issues
Topic: Health and how you live your life
Replies: 15
Views: 2020

Re: Health and how you live your life

I find my myself saying who cares about my money lasting when I don't know if I'm going to last. Was wondering if any of you are feeling/experiencing similar things. Yes I do, because I've had my share of close calls in the previous decade (serious health crises) which I am fortunate to survive, an...
by junetree
Fri Sep 04, 2015 4:13 pm
Forum: Personal Finance (Not Investing)
Topic: Question for the Bogleheads Millionaires
Replies: 372
Views: 65597

Re: Question for the Bogleheads Millionaires

Started investing as soon as we started working (out of college). Well paying career. Spouse and I are on equal footing with similar backgrounds in technology and business. Investing was a hobby right out of college. Lucked out on the dot com boom and real estate in the west coast.
by junetree
Sun Apr 26, 2015 11:48 am
Forum: Personal Finance (Not Investing)
Topic: Spendy spouse
Replies: 110
Views: 15928

Re: Spendy spouse

I'm female and work in marketing. Sorry to sound harsh but when I see forums and discussions like these: I think you need to post the same question on the Louis Vutton purse forum for a second opinion. m I can't help but think "how can consumers be so gullible". Successful branding is abou...
by junetree
Wed Apr 15, 2015 3:44 pm
Forum: Personal Finance (Not Investing)
Topic: Can't Just Do Nothing
Replies: 45
Views: 7727

Re: Can't Just Do Nothing

My need to do something was resolved when I decided to place some of my energies into travel planning. I spend a lot of the year planning many trips a year now and enjoy the time spent on the travel funded by my passive investments! This, and I tinker around with maximizing and accumulating miles an...
by junetree
Wed Mar 25, 2015 6:23 pm
Forum: Personal Finance (Not Investing)
Topic: Travel Insurance
Replies: 20
Views: 1931

Re: Travel Insurance

I carry the Chase Sapphire Preferred card and it is supposed to have great benefits for travelers, including trip cancellation and interruption insurance (up to $10,000). There are additional travel benefits, but I wonder if there's a need to supplement this with travel insurance. My medical insuran...
by junetree
Fri Dec 19, 2014 5:18 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3015
Views: 882685

Re: What Movie Have You Recently Watched?

I enjoy foreign films and like these on Netflix: Tell No One (french), Two Lives (norwegian), Night Train to Lisbon (portuguese/german/swiss).
by junetree
Mon Nov 24, 2014 10:59 am
Forum: Personal Consumer Issues
Topic: What do you splurge on?
Replies: 237
Views: 31584

Re: What do you splurge on?

Travel. Lots of it. :sharebeer