For gosh sakes don't take your larger SS early. SS has a significantly lower tax burden because..... (1) at least 15% of it is never federal taxed no matter how large your income, and (2) nearly all the states don't state income tax SS at all no matter what your income.Mitchell777 wrote: ↑Sat Jan 30, 2021 6:17 pm I have also been considering taking SS early, not to pay for IRMAA, but in an attempt to possible reduce IRMAA.
JW