Search found 108 matches

by hoopy
Wed Dec 07, 2016 2:55 am
Forum: Personal Consumer Issues
Topic: Would appreciate a book recommendation.
Replies: 24
Views: 2551

Re: Would appreciate a book recommendation.

Strictly speaking, this isn't about politics, but it definitely helps people understand the world, and the way it works. Robert Heilbroner: The Worldly Philosophers. It is a book about the great economists, or students of political economy, as they used to be known. It describes the societal and eco...
by hoopy
Fri Jul 01, 2016 4:48 pm
Forum: Personal Consumer Issues
Topic: Your Favorite Factory Tours?
Replies: 70
Views: 7639

Re: Your Favorite Factory Tours?

Not a factory, per se, but I enjoyed my visit to the flower auction and distribution center near Amsterdam. It's in what is one of the world's largest industrial buildings, and the sheer scale, smells, and technical innovation was very impressive. You can actually watch the traders bid for lots of f...
by hoopy
Mon May 23, 2016 3:50 pm
Forum: Personal Investments
Topic: Monsanto-BayerAG
Replies: 19
Views: 2346

Re: Monsanto-BayerAG

I would just keep it.

If the merger goes through, you get your portion of the all-cash offer, which you can reinvest however you see fit.

If the merger fails, you still own the stock, no need to change your plan.

I also own Monsanto, it's the only individual stock I own.
by hoopy
Tue May 10, 2016 6:30 am
Forum: Investing - Theory, News & General
Topic: Greece debt
Replies: 13
Views: 1232

Re: Greece debt

http://www.vox.com/2015/7/1/8871509/greece-charts If you take 2007 as a baseline, Greece has cut government spending by much more than other eurozone countries. Indeed, as Paul Krugman wrote, "If you add up all the austerity measures, they have been more than enough to eliminate the original de...
by hoopy
Fri Apr 01, 2016 3:23 pm
Forum: Personal Consumer Issues
Topic: What to do in Austin, TX
Replies: 52
Views: 7359

Re: What to do in Austin, TX

I agree that salt lick the sit-down, in-town restaurant isn't the best option. However, the rustic, out of town, original salt lick has a lot of ambiance, as well as good food. I think it's worth it for the experience, especially for first time visitors. If you do decide to go to salt lick, note tha...
by hoopy
Fri Apr 01, 2016 7:02 am
Forum: Personal Consumer Issues
Topic: What to do in Austin, TX
Replies: 52
Views: 7359

Re: What to do in Austin, TX

Has anyone ever done a tour of Dell's computer manufacturing facilities in the Austin area (rolling rock perhaps) ? Any ideas how to arrange such a tour? ~Moshe I did a tour of their facilities several years ago. My understanding is that these tours are only open to school or university groups, and...
by hoopy
Fri Apr 01, 2016 6:58 am
Forum: Personal Consumer Issues
Topic: do you do airbnb ??
Replies: 64
Views: 7844

Re: do you do airbnb ??

I've stayed at Airbnb places several times in the last few years. I much prefer Airbnb or VRBO to hotels. The places often have a lot of character, as opposed to often sterile feeling hotel rooms, which could be in any country. Also, I travel light, and like to eat healthy. Access to a washing machi...
by hoopy
Sun Mar 13, 2016 5:27 am
Forum: Personal Consumer Issues
Topic: Audiobooks performed by the author
Replies: 12
Views: 1546

Re: Audiobooks performed by the author

If you like that kind of thing, I believe Richard Dawkins does most of his audiobooks himself. I've heard one book of his from 2006, it was good. He is able to emphasize and emote in places that improve enjoyment and understanding of his work.
by hoopy
Sun Mar 13, 2016 5:25 am
Forum: Personal Consumer Issues
Topic: Audiobooks performed by the author
Replies: 12
Views: 1546

Re: Audiobooks performed by the author

All of David Sedaris' stuff is good. I would start with the Santaland Diaries.
by hoopy
Fri Feb 26, 2016 9:26 pm
Forum: Personal Consumer Issues
Topic: Cloud Storage
Replies: 39
Views: 4447

Re: Cloud Storage

Encryption is a valuable feature for me. I don't like the idea of my backups and documents being available to anyone with a certain level of access to the cloud provider's data center.

I like Spideroak.
by hoopy
Fri Jan 29, 2016 3:50 pm
Forum: Personal Consumer Issues
Topic: wife needs phone. Android, iPhone or Windows phone?
Replies: 49
Views: 5176

Re: wife needs phone. Android, iPhone or Windows phone?

I have a Windows Phone I bought new, unlocked, for about $110. It's a good value for what you're getting. I find I can do 80% of what I want to do at 20% of the cost (compared to an iPhone). The app options are pretty thin at the moment. However, I recently read about how Microsoft is taking steps t...
by hoopy
Tue Jan 26, 2016 4:45 am
Forum: Personal Consumer Issues
Topic: 3 Small Dogs - Dental Care
Replies: 19
Views: 2260

Re: 3 Small Dogs - Dental Care

I give the dog a piece of dental kibble every now and then as a treat. I also mix about 3 pieces into his regular kibble with every meal.

It has reduced some tartar, and prevented more from coming up.
by hoopy
Mon Jan 18, 2016 2:39 am
Forum: Personal Consumer Issues
Topic: Encryption of Data
Replies: 34
Views: 4463

Re: Encryption of Data

I back my data up to stand alone hard drives - one in a fireproof safe, one kept offsite and rotate those (not as often as I should). I would like to switch to backing up in the cloud, as I think that would be better protection for the most probable threat to my data (corrupt drive, stolen computer...
by hoopy
Fri Jan 15, 2016 2:57 am
Forum: Personal Finance (Not Investing)
Topic: 29 and quitting job for long honeymoon. Is it a bad idea? Talk me out of it
Replies: 69
Views: 12371

Re: 29 and quitting job for long honeymoon. Is it a bad idea? Talk me out of it

50-60 days of travel isn't worth quitting a job over. If you're going to quit, make it worth it, go backpacking for a year or more. (I'm suggesting that you travel for a year or more, not that you don't quit.) I can see why you might think 2 months is a long time. When I lived in the US, I used to t...
by hoopy
Thu Jan 14, 2016 3:30 pm
Forum: Personal Consumer Issues
Topic: Hand me down I-Phone..what can I do with it??
Replies: 31
Views: 3198

Re: Hand me down I-Phone..what can I do with it??

- Remote control for Roku or other streaming device. - Music player / Radio listening device. - Skype / Google voice / other voice service - gaming device (angry birds, etc.) - white noise machine for when you're asleep. - have it make light sabre noises when you wave it around. You can also use app...
by hoopy
Thu Jan 07, 2016 12:28 am
Forum: Personal Finance (Not Investing)
Topic: selecting Airline for international travel WWYD?
Replies: 58
Views: 3918

Re: selecting Airline for international travel WWYD?

There could be a third option, depending on some variables. - Fly with airline ABC. - On the return flight, with 8.5 hour layover, purchase business lounge access for your spouse and yourself. With most airlines, it usually costs around $100 for a day pass for two. - Make sure that the lounge allows...
by hoopy
Sun Dec 27, 2015 1:55 am
Forum: Non-US Investing
Topic: Canadian earning in USD. Invest in Vanguard US or Canada?
Replies: 14
Views: 2360

Re: Canadian earning in USD. Invest in Vanguard US or Canada?

OP, Are you a Canadian Permanent Resident or citizen? Are you a US citizen? Your options depend on your legal status, as well as your residency. If you are not a US citizen, you will find it impossible to open a brokerage account with a US broker. You can, however, open a US$ account with any Canadi...
by hoopy
Fri Dec 04, 2015 5:20 am
Forum: Personal Consumer Issues
Topic: Travel backpacks with removable backpack option
Replies: 42
Views: 6634

Re: Travel backpacks with removable backpack option

Thank you. That's exactly what I was trying to ask in my post. So, I take it that the weight balance of a backpack with a removable daypack is thrown off with the add-on bag, and this makes it hard to carry. While I have a backpack+daypack set, I rarely attached the daypack to the backpack. I trave...
by hoopy
Fri Dec 04, 2015 5:09 am
Forum: Investing - Theory, News & General
Topic: Long-Term bonds: do you use them in your AA?
Replies: 12
Views: 1526

Re: Long-Term bonds: do you use them in your AA?

I've heard that a 1% rise in interest rates can result in a 7% drop in the value of mid-long term bonds (needs citation:-) Look at the duration of each bond fund. The drop will be roughly equal to the duration, for every 1% rise in rates. The duration for most Total Bond funds is around 7. The dura...
by hoopy
Thu Nov 26, 2015 5:17 am
Forum: Personal Consumer Issues
Topic: Travel backpacks with removable backpack option
Replies: 42
Views: 6634

Re: Travel backpacks with removable backpack option

I have an older version of the Eagle Creek as well, I'm happy with it. Mine is a 45 Liter set (35+10). Perhaps you could go to an REI, if you have one near you, and try some of these? http://www.rei.com/c/travel-packs?r=category%3Atravel-and-luggage%7Cluggage%7Ctravel-packs%3Bfeatures%3ARemovable%20...
by hoopy
Tue Nov 24, 2015 5:21 am
Forum: Personal Consumer Issues
Topic: Protecting carpet from office chair wheels
Replies: 17
Views: 21671

Re: Protecting carpet from office chair wheels

You could check Staples. When I bought a carpet protector there a few years ago, they had three kinds. One for wood floors, one for low pile carpet, and one for thicker carpets. Sounds like you just need a different kind of carpet protector.
by hoopy
Sat Oct 31, 2015 6:49 pm
Forum: Personal Consumer Issues
Topic: Can anyone help with a mountain bike purchase?
Replies: 29
Views: 2920

Re: Can anyone help with a mountain bike purchase?

I have a Novara from REI as well, and am happy with it. If you do decide to go the REI route, are willing to become a member, and can wait till the spring, REI sends out 20% off coupons to members in April. These coupons are good for REI branded merchandise, which includes Novara bikes. It's a great...
by hoopy
Mon Oct 19, 2015 12:25 pm
Forum: Personal Consumer Issues
Topic: Doctors without borders ..........
Replies: 43
Views: 5616

Re: Doctors without borders ..........

A few years ago, MSF set up a fake, small-scale refugee camp in a city park near me. They offered tours to anyone interested. It was fascinating to see what life in one of these camps can be like. The tour was conducted by a doctor who had worked in a refugee camp, so they were very knowledgeable an...
by hoopy
Thu Sep 24, 2015 11:47 am
Forum: Investing - Theory, News & General
Topic: Why the recent decline in high frequency trading?
Replies: 5
Views: 1053

Re: Why the recent decline in high frequency trading?

At first, I thought this could be explained if trading volume went up, while, HFT trades stayed the same. It turns out general trading volume has not been going up. This is only speculation, but: The quantitative analysts at the HFT firms are constant tinkering with their models, as well as developi...
by hoopy
Mon Sep 21, 2015 11:32 am
Forum: Personal Consumer Issues
Topic: Anyone use pre paid cell phone planns???
Replies: 27
Views: 3404

Re: Anyone use pre paid cell phone planns???

with the nexus 7 due to out soon amazon has the unlocked nexus 6 for $349 (32 gig) or $399 (64 gig). i'm getting one so that i will have the flexibility to try fi. for those unfamilar, fi uses both t-mobile and sprint and connects you to whichever has the strongest signal where ever you are. Amazon...
by hoopy
Mon Sep 21, 2015 10:26 am
Forum: Personal Consumer Issues
Topic: Anyone use pre paid cell phone planns???
Replies: 27
Views: 3404

Re: Anyone use pre paid cell phone planns???

It is not pre-paid, but some people may find this cheap cell phone plan being rolled out by Google to be of interest.
Http://Fi.google.com

You have to buy a nexus 6 phone to use it though.
by hoopy
Sat Aug 29, 2015 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Trying to prevent lifestyle creep
Replies: 28
Views: 4723

Re: Trying to prevent lifestyle creep

There are a number of blogs about frugality and minimalism out there, some of which have some decent ideas. At the very least, they help keep one motivated to remain frugal. i.e. if you feel social pressure to spend more, you can always turn to some of these places for a dose of frugal serum. mrmone...
by hoopy
Sat Jul 04, 2015 6:54 pm
Forum: Personal Consumer Issues
Topic: Negotiating cost for cremation & burial?
Replies: 19
Views: 7863

Re: Negotiating cost for cremation & burial?

Those interested in learning more about the funeral industry, figuring out what funeral services are optional, and other aspects of the industry, may find this book useful: The American Way of Death, by Jessica Mitford. http://www.amazon.com/American-Way-Death-Revisited/dp/0679771867/ref=sr_1_1?ie=U...
by hoopy
Tue Jun 23, 2015 4:17 pm
Forum: Personal Consumer Issues
Topic: Your Top 10 Books
Replies: 64
Views: 15302

Re: Your Top 10 Books

- The Worldly Philosophers by Heilbroner. If I could make everyone in the world read one book, this would be the book. - Hitchhiker's Guide to the Galaxy, a trilogy in four parts. By Douglas Adams. My username is a hitchhiker's guide reference. - The Hobbit and the Lord of the Rings. - All of P.G. W...
by hoopy
Mon Jun 22, 2015 3:44 pm
Forum: Personal Consumer Issues
Topic: OPM breach and credit freeze
Replies: 296
Views: 64972

Re: OPM breach and credit freeze

I haven't read the entire discussion above. However, I am providing details of my own experience with CSID, in case it is helpful to those of you affected by this data breach. A few years ago, my name, billing address, and credit card information were stolen when Stratfor was hacked. Stratfor provid...
by hoopy
Sat Jun 20, 2015 3:14 pm
Forum: Personal Consumer Issues
Topic: Laptop Suggestion for Writing
Replies: 12
Views: 2187

Re: Laptop Suggestion for Writing

Whichever laptop you end up getting, consider trying out Scrivener to do your writing in. It really helped me with large writing projects. Word processors like MS Word provide a "linear" space to write in. That is, they assume you know what you are writing about perfectly, and just need a ...
by hoopy
Tue Jun 16, 2015 6:48 pm
Forum: Personal Consumer Issues
Topic: Password manager recommendations?
Replies: 86
Views: 15536

Re: Password manager recommendations?

I posted this on the LastPass Breach thread, though it probably belongs here instead.
This looks like a promising new option for password management: https://encryptr.org/

As far as I can tell, the technical architecture behind it is pretty robust.
by hoopy
Tue Jun 16, 2015 6:35 pm
Forum: Personal Consumer Issues
Topic: LastPass.com Breach
Replies: 155
Views: 38363

Re: LastPass.com Breach

This looks like a promising new option for password management: https://encryptr.org/

As far as I can tell, the technical architecture behind it is pretty robust.
by hoopy
Mon Jun 15, 2015 10:21 pm
Forum: Personal Consumer Issues
Topic: Recommend a port, please [Wine]
Replies: 28
Views: 4333

Re: Recommend a port, please [Wine]

I enjoy Graham's Six Grapes Reserve. There are better ports out there, but this one is a good value. Having said that, I would probably drink it even if it were priced higher.
by hoopy
Fri Jun 12, 2015 4:51 pm
Forum: Personal Investments
Topic: TLH options for Bond ETFs
Replies: 8
Views: 1331

Re: TLH options for Bond ETFs

Are you in a low tax bracket or high tax bracket? BND and BIV would be fine to hold in a taxable account if you're in a low tax bracket. If you're in a high tax bracket, you may want to consider holding a tax exempt bond fund in the taxable account. I'm not in a position to take advantage of tax ex...
by hoopy
Fri Jun 12, 2015 4:48 pm
Forum: Personal Investments
Topic: TLH options for Bond ETFs
Replies: 8
Views: 1331

Re: TLH options for Bond ETFs

Are you planning on switching back to BND after 31 days? Maybe you would want to use a shorter term etf to minimize volatility? Mike I think that depends which ETF I go with. If I decide to use SCHZ, then I'll probably just stick with it as my core bond holding. If I use BIV or some other fund, the...
by hoopy
Fri Jun 12, 2015 4:24 am
Forum: Personal Investments
Topic: TLH options for Bond ETFs
Replies: 8
Views: 1331

Re: TLH options for Bond ETFs

Thanks for the useful suggestions. I'm sure similar discussions will take place on this board once rates begin rising, and it starts making sense for some people to TLH the fixed income side of their taxable portfolio.
by hoopy
Thu Jun 11, 2015 5:55 pm
Forum: Personal Investments
Topic: TLH options for Bond ETFs
Replies: 8
Views: 1331

TLH options for Bond ETFs

I don't have enough tax-advantaged space, so have to hold some of the bond portion of my portfolio in a taxable account, along with all my equity holdings. My portfolio consists of ETFs, no mutual funds. I'm not with Vanguard brokerage, and I'm not interested in switching brokers, so switching to Ad...
by hoopy
Sat Jun 06, 2015 2:32 pm
Forum: Personal Consumer Issues
Topic: Perpetual Travelling
Replies: 80
Views: 19372

Re: Perpetual Travelling

I carried something similar to the international travel adapter with USB, linked to earlier in this discussion. It works really well, only need the one adapter. An advantage of using devices that rely on USB to charge is that you don't need a dedicated charger for them. Any USB port will do, includi...
by hoopy
Sat Jun 06, 2015 1:59 pm
Forum: Personal Consumer Issues
Topic: Perpetual Travelling
Replies: 80
Views: 19372

Re: Perpetual Travelling

You also have to carry various power adopters that may weigh more than devices themselves. This is one of the reasons I am considering committing to the Microsoft ecosystem. The new series of Surfaces, as well as many Windows Phones use micro-USB cables to recharge. So does the Kindle. So I think I...
by hoopy
Fri Jun 05, 2015 4:05 pm
Forum: Personal Consumer Issues
Topic: Perpetual Travelling
Replies: 80
Views: 19372

Re: Perpetual Travelling

I traveled solo for about two years, in 2008-2010. My partner is going to quit her job next year, and we're going to travel as a couple for 12-18 months then. I second the suggestion that many people have made: You can't plan too much in advance, and just have to go, and figure it out. Some of the b...
by hoopy
Sun May 10, 2015 1:26 am
Forum: Personal Consumer Issues
Topic: Lightweight camping gear
Replies: 41
Views: 15277

Re: Lightweight camping gear

I really like my ultralight Terra Nova tent. It costs more than most other options here, but weighs less than a pound.
by hoopy
Wed May 06, 2015 3:23 pm
Forum: Personal Consumer Issues
Topic: Free time in Prague and Amsterdam .. what to see?
Replies: 18
Views: 2040

Re: Free time in Prague and Amsterdam .. what to see?

Also in Amsterdam: If you enjoy biking, you can rent bikes, take the free ferry across the river and ride your bike around the dutch countryside. Your bike rental place will give you a map. If you don't want to go by yourself, you can join a 4 hour bike tour if you like as well. It is fun, not very ...
by hoopy
Wed May 06, 2015 3:21 pm
Forum: Personal Consumer Issues
Topic: Free time in Prague and Amsterdam .. what to see?
Replies: 18
Views: 2040

Re: Free time in Prague and Amsterdam .. what to see?

When in Amsterdam you should go see the flower auction. It is quite a sight. You can get there by public bus from the city center, it is about 30-40 minutes out of the city by bus. You don't need to join a tour group. Just take the bus there and buy a ticket at the entrance. The public bus lets you ...
by hoopy
Wed May 06, 2015 2:51 pm
Forum: Personal Investments
Topic: Bad time to buy bonds?
Replies: 15
Views: 3764

Re: Bad time to buy bonds?

This was a really useful post from a few days ago, addressing the question of how rising rates could affect your bond portfolio. https://www.bogleheads.org/forum/viewtopic.php?f=1&t=165013&newpost=2479222#p2479076 The gist is that with a time horizon of a few years, you don't really need to ...
by hoopy
Tue May 05, 2015 5:21 pm
Forum: Personal Consumer Issues
Topic: Toronto Vacation - Finding a hotel
Replies: 41
Views: 5773

Re: Toronto Vacation - Finding a hotel

Perhaps just leave your car at the hotel parking, and use public transport to get around the downtown area. That way you don't have to worry about finding parking wherever you go, I'll be a much more stressfree experience. Depending on which neighbourhood you are in, you can also get a city permit f...
by hoopy
Tue May 05, 2015 2:27 am
Forum: Personal Consumer Issues
Topic: Toronto Vacation - Finding a hotel
Replies: 41
Views: 5773

Re: Toronto Vacation - Finding a hotel

I would just stay downtown and skip the suburbs. As in Chicago, you'll spend a long time getting in and out from the suburbs. Better to just stay downtown, where you can walk to almost everything. The food options downtown are better too, you'll only have the big chain restaurants in the suburbs. If...