Search found 19 matches

by sliqua
Tue Feb 13, 2018 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Selling a rental property
Replies: 15
Views: 1349

Re: Selling a rental property

To the OP: the callousness of the way you ask random internet strangers if you should "kick the renters out" and "push the price up" confirms the stereotype a certain generation holds about landlords. I'm not judging you -- just want to reflect back to you your choice of language here and how it may...
by sliqua
Fri Dec 22, 2017 12:28 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin in Freefall
Replies: 168
Views: 21431

Re: Bitcoin in Freefall

Even with this "freefall", Bitcoin is still up 80% this month. What lens is on your camera of life?
by sliqua
Thu Dec 14, 2017 8:46 am
Forum: Investing - Help with Personal Investments
Topic: Can rental home generate small income?
Replies: 56
Views: 4916

Re: Can rental home generate small income?

I think your margin here is too low for it to be all that lucrative, but only you can decide how much your time is worth. My initial impression is that $100 is too low for estimated maintenance. You could easily spend $100 on cleaning supplies just to turn over the unit, much less any serious (or ev...
by sliqua
Thu Oct 19, 2017 1:52 pm
Forum: Investing - Theory, News & General
Topic: Is a crash coming soon?
Replies: 64
Views: 7268

Re: Is a crash coming soon?

No a crash is not coming any time soon (3+ years). I'm a young investor praying every day for a market crash, and for me to keep my job. :twisted: I'm glad to see a fellow young investor recognizing the last part of your statement. So many of my friends (with liberal arts degrees) callously talk ab...
by sliqua
Tue Nov 08, 2016 11:08 am
Forum: Investing - Help with Personal Investments
Topic: Just getting started - Requesting guidance
Replies: 11
Views: 1073

Re: Just getting started - Requesting guidance

I worry about your emergency fund and the contingency plan you outlined. The credit card may be a temporary stopgap, but what happens in the event of injury which prevents one or both of you from working? Would you be able to qualify for a loan if you were to lose your job(s)?
by sliqua
Wed May 11, 2016 4:31 pm
Forum: Personal Consumer Issues
Topic: Seeking employment from home?
Replies: 4
Views: 1533

Re: Seeking employment from home?

Census Bureau is ramping up for 2020 and is hiring quite a few teleworkers. Might need to fly to DC occasionally but they're really big on remote workers.
by sliqua
Mon Feb 22, 2016 5:35 am
Forum: Personal Finance (Not Investing)
Topic: Is now a good time to purchase property [New York City]
Replies: 28
Views: 6622

Re: Is now a good time to purchase property [New York City]

As others have pointed out with NYC, it's somewhere that the demand for housing is astronomical -- a situation that won't correct itself within the next decade. Buy now as your primary domicile, don't worry about trying to time the market, and consider yourself "set" for finding a place to live and ...
by sliqua
Sun Jan 24, 2016 10:23 pm
Forum: Personal Finance (Not Investing)
Topic: Is now a good time to purchase property [New York City]
Replies: 28
Views: 6622

Re: Is now a good time to purchase property [New York City]

Without having clarity (yet) on whether you're looking to purchase as a primary residence or more-so as an investment vehicle, a few points: -Many on this forum are of the opinion that a domicile is just that -- a place to live, contain your possessions and serve as the platform to grow a family or ...
by sliqua
Tue Dec 22, 2015 9:18 am
Forum: Personal Consumer Issues
Topic: What is best Titanium Road Bike
Replies: 32
Views: 8561

Re: What is best Titanium Road Bike

For anyone questioning the high cost of a bicycle, the NYT had a column yesterday walking through the justifications for purchasing a Moots: The Financial Benefits of Buying What You Love FWIW, I had a Moots cross bike for several years and then sold it. I still think about how nice a ride it was. I...
by sliqua
Tue Dec 01, 2015 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: Verizon-Wireless Points - best use?
Replies: 15
Views: 4150

Re: Verizon-Wireless Points - best use?

If I remember correctly, the VZW points program exists because it gives them permission to use your information for marketing. Source: http://www.latimes.com/business/la-fi-l ... olumn.html
by sliqua
Sun Nov 22, 2015 1:30 pm
Forum: Personal Consumer Issues
Topic: NYC in early December
Replies: 29
Views: 4698

Re: NYC in early December

I apologize for repeating myself, but there is always a possibility of someone new reading about visiting New York City. When I visit NYC, I stay at Hosteling International, HI-NYC, located on the Upper West Side. The hostel is one block from the 103rd Street stop of Line-1 of the subway, which can...
by sliqua
Fri Nov 06, 2015 3:54 pm
Forum: Personal Consumer Issues
Topic: Best Use of Ultimate Rewards Points
Replies: 109
Views: 15130

Re: Best Use of Ultimate Rewards Points

One nice benefit of Ultimate Rewards is that they transfer to British Airways (their program calls points 'Avios'). Booking reward flights using Avios is great because British Airways is one of the last major airlines to offer zone-based flight redemptions based on distance. Flights under 750 nautic...
by sliqua
Fri Sep 25, 2015 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Disagreements with future spouse over finances: advice for young adult?
Replies: 67
Views: 7291

Re: Disagreements with future spouse over finances: advice for young adult?

I truly appreciate the advice that has been offered thus far. All helpful thoughts to consider in the long-run. I feel the need to clarify: when I mentioned kids in the next five years, that was a generalization. I think it would be a bit nuts looking that far ahead. Five years was more of the tail-...
by sliqua
Fri Sep 25, 2015 11:22 am
Forum: Personal Finance (Not Investing)
Topic: Disagreements with future spouse over finances: advice for young adult?
Replies: 67
Views: 7291

Disagreements with future spouse over finances: advice for young adult?

As a male in my mid-20s who has been raised in the Bogleheads tradition (began saving in a personal account around age 10), I recently ended a long-term relationship over "subtle but substantial differences" related to our different approaches to how finances play an important role in a future toget...
by sliqua
Tue Jul 15, 2014 5:11 pm
Forum: Investing - Theory, News & General
Topic: Millennials (with jobs) are super-saving their retirement
Replies: 65
Views: 12882

Re: Millennials (with jobs) are super-saving their retiremen

A brief history of pension plans in the United States. Some highlights: 1940 -- 4.1 million private-sector workers (15 percent of all private-sector workers) were covered by a pension plan. 1950 -- 9.8 million private-sector workers (25 percent of all private-sector workers) were covered by a pensi...
by sliqua
Tue Jul 15, 2014 11:33 am
Forum: Investing - Theory, News & General
Topic: Millennials (with jobs) are super-saving their retirement
Replies: 65
Views: 12882

Millennials (with jobs) are super-saving their retirement

Interesting piece by Monday today: http://time.com/money/2983272/millennials-with-jobs-are-super-saving-their-way-to-retirement/ Some 70% of Millennials started saving for retirement at an unprecedented young age, just 22, the survey found. By contrast, the average Boomer began saving at age 35, whi...
by sliqua
Fri May 23, 2014 7:16 am
Forum: Personal Consumer Issues
Topic: Hotels and parking in NYC
Replies: 19
Views: 1607

Re: Hotels and parking in NYC

One little-realized fact is that parking uptown is much cheaper and just as "safe" or "quality" as places downtown. I pay $12 for 12 hours on 126th Street in an underground valet garage run by the same people that run the ones in Times Square. It beats the $60 you'll pay per day downtown and would b...
by sliqua
Tue Apr 15, 2014 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: Use credit cards to pay rent: Amex Serve?
Replies: 56
Views: 12008

Re: Use credit cards to pay rent: Amex Serve?

As someone who spends a lot of time on Flyertalk, I'd caution against transferring too much via Bluebird. People looking to churn credit cards often load up, so it's a bit of red flag when a CC issuer sees a large spend through it. Occasionally I've used William Paid (http://www.williampaid.com) to ...
by sliqua
Sat Jun 22, 2013 5:39 pm
Forum: Investing - Help with Personal Investments
Topic: First stock for a twelve year old
Replies: 46
Views: 4933

Re: First stock for a twelve year old

I would second the recommendation to look at the USAA First Start Growth Fund - it's got a $20 minimum, and as others mentioned, most of their literature and correspondence is centered around teaching. My father signed me up for a First Start Savings Account at age 12 in the late 90s - I remember re...