Search found 2336 matches

by fishnskiguy
Sat Apr 10, 2021 11:21 am
Forum: Personal Finance (Not Investing)
Topic: For those retired or FI, how much do you spend annually?
Replies: 168
Views: 19680

Re: For those retired or FI, how much do you spend annually?

Cable/internet: 4k As you can see, there's a lot to think about. I'm thinking how can you spend 4k/year on cable/internet? YouTubeTV and unlimited 1Gbps internet costs me about 120/month. For some of us, that's not unreasonable. Dish TV (no cable available) with Showtime and Stars bundled with inte...
by fishnskiguy
Thu Dec 31, 2020 5:31 pm
Forum: Personal Consumer Issues
Topic: A fantastic alternative to a Peloton (at least for me)
Replies: 25
Views: 3471

Re: A fantastic alternative to a Peloton (at least for me)

So how realistic and immersive is FulGas on my 42" flat screen? Well, the first ride I did after the upgrade was on a rural English road. Ten minutes into the ride as I was biking down a very narrow road with ten foot high hedges right up to the asphalt on both sides, I go into a fairly fast le...
by fishnskiguy
Wed Dec 30, 2020 2:48 pm
Forum: Personal Consumer Issues
Topic: A fantastic alternative to a Peloton (at least for me)
Replies: 25
Views: 3471

A fantastic alternative to a Peloton (at least for me)

First, a little background. I'm 77 years old and have seven marathons and maybe 40 or 50 10K's to half marathons under my belt. However, I am by no means a good athlete as my best marathon time was a crappy 3:03:30, which at the time was too slow to qualify for Boston. At age 50, after pounding all ...
by fishnskiguy
Mon Dec 28, 2020 5:37 pm
Forum: Personal Consumer Issues
Topic: Attn: All Floridians & Arizonans! [Where to Retire in FL/AZ]
Replies: 73
Views: 6226

Re: Attn: All Floridians & Arizonans! [Where to Retire in FL/AZ]

The reason you see so many exotic cars in Scottsdale is because Roger Penske owns a half mile long string of auto dealerships in North Scottsdale. From south to north it goes Audi, Porsche, BMW, Land Rover, Jaguar, Ferrari, then the Penske racing museum, then Lamborghini, Bentley, Rolls Royce, and M...
by fishnskiguy
Sat Dec 26, 2020 12:02 am
Forum: US Chapters
Topic: "The Hills of Bastogne"
Replies: 93
Views: 6225

Re: "The Hills of Bastogne"

Taylor, My wife and I saw Band of Brothers a few years ago and could not get over it. Yesterday it was on cable TV with subtitles which made it much easier to understand and follow. My wife taped it twice to make sure we got it all correctly. Anybody want to know what The Bulge was like? Check out B...
by fishnskiguy
Wed Dec 23, 2020 7:29 pm
Forum: Personal Consumer Issues
Topic: Favorite youtube channels?
Replies: 111
Views: 12595

Re: Favorite youtube channels?

I've used YouTube to get into woodworking. It's amazing what is out there, how much I've learned, and how much it's encouraged me to build new things. I've found a number of good channels over the past few years. I've subscribed to most and just watch when a video looks interesting. Woodworking: (n...
by fishnskiguy
Tue Dec 01, 2020 6:41 pm
Forum: Personal Finance (Not Investing)
Topic: Tricare Prime vs Tricare Select for Retiree
Replies: 7
Views: 619

Re: Tricare Prime vs Tricare Select for Retiree

I've been retired from the Navy for 28 years and have always had Tricare Select. We have never had to pay a dime for anything. Tricare pays for everything after Medicare pays. The only medical facility we have ever encountered that does not take Tricare is the Mayo Clinic down in Phoenix, but they a...
by fishnskiguy
Tue Sep 08, 2020 8:37 am
Forum: Personal Investments
Topic: Are we being too conservative for our retirement?
Replies: 39
Views: 5309

Re: Are we being too conservative for our retirement?

We are in about the same position as you only on a much smaller scale. No debt, $7000 per month inflation adjusted pension, $40000 per month living/ life style expenses. We have been 20/80 stock/bond since 2000 with absolutely no regret. Portfolio growth has significantly outpaced inflation. I think...
by fishnskiguy
Tue Aug 04, 2020 12:41 pm
Forum: Personal Investments
Topic: Critique Our Bond Portfolio, Please!
Replies: 6
Views: 912

Re: Critique Our Bond Portfolio, Please!

It looks good to me. I think you can leave it as it is. I am of the opinion that there are thousands of good portfolios for each of us and probably no perfect portfolio for any of us. At one time we held Total Stock Market, Small Cap Value Index, Large Cap Value Index , Emerging Market Index, Total ...
by fishnskiguy
Sun Jun 07, 2020 2:30 pm
Forum: Personal Consumer Issues
Topic: Water Heater: Rheem vs AO Smith
Replies: 36
Views: 17445

Re: Water Heater: Rheem vs AO Smith

AO Smith has outstanding customer support. Our 5 year old AO Smith water heater developed a leak about a month ago. One phone call from our plumber to AO Smith got us a brand new water heater in three days, no charge.

Chris
by fishnskiguy
Tue Mar 31, 2020 10:43 pm
Forum: Personal Consumer Issues
Topic: Did you move for better weather? Did you regret it?
Replies: 148
Views: 14089

Re: Did you move for better weather? Did you regret it?

We moved from a small town in western Colorado (Eagle) to a slightly larger town on Arizona (Sedona) solely for a warmer climate. We still love western Colorado, but now in our mid 70's we appreciate the change with no regrets. Yea, it gets hotter in the summer than we would like, but the humidity i...
by fishnskiguy
Sun Mar 22, 2020 10:14 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 461
Views: 36245

Re: So what are you cooking

We have been cooking salmon, trout, and shrimp, chicken, steak, and burgers for several weeks now. Tonight we ordered out for calamari, two calzones and tiramisu just to throw one of our favorite restaurants some much needed business. Left a nice tip too.

Chris
by fishnskiguy
Sun Mar 08, 2020 7:57 pm
Forum: Personal Consumer Issues
Topic: Retirement in AZ-suggestions please
Replies: 104
Views: 7541

Re: Retirement in AZ-suggestions please

We live in west Sedona and love it, but it's not everybody's cup of tea. Population 10,000 and you can't buy a pair of socks in this town :shock: The descriptions of Prescott in this thread are pretty much on target. We shop there frequently and like the town a lot. I'm surprised nobody has suggeste...
by fishnskiguy
Sat Apr 27, 2019 7:38 pm
Forum: Personal Consumer Issues
Topic: weber grills
Replies: 34
Views: 3393

Re: weber grills

I bought our three burner Webber Genesis Silver in 1999. I grill at least twice a week year round even when we lived in Colorado at 6600' elevation. Coldest I ever used it was -14 F. :shock: I have replaced the flavorizer bars once and the grill grates three times. The last time I replaced the grate...
by fishnskiguy
Sun Jan 06, 2019 1:32 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 217
Views: 18381

Re: Which Compact SUV Should I Buy?

Meg, After reading through three pages of postings I'd have to say that the very first reply you got was just about the best. Car manufacturers do a major model upgrade about every 5-8 years. It just so happens that Volvo did its most recent redesign in 2018, and they absolutely hit the ball out of ...
by fishnskiguy
Wed Oct 31, 2018 7:31 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 56
Views: 15382

Re: 2019 Subaru Outback 2.5 vs 3.6

Do not buy a Subaru with a CVT. Go over to You Tube and search on Scotty Kilmer Subaru CVT. Scotty is a straight shooter and knows what he is talking about. Yea, Subaru extended the CVT warranty to 100K miles but that's because they had to. The word is getting out on that tranny. Expect that CVT to ...
by fishnskiguy
Tue Aug 21, 2018 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Military career/college options (engineering - nukes?)
Replies: 45
Views: 3228

Re: Military career/college options (engineering - nukes?)

Lot's of good advice here so far, and no bum dope, except Valuethinker's quip about nukes being quirky and introverted. :happy I'm a Naval Academy graduate and spent 28 years in nuclear powered submarines and wound up being captain of two of them. The first half of my career was on attack submarines...
by fishnskiguy
Mon May 21, 2018 10:48 pm
Forum: Personal Consumer Issues
Topic: Time For New Car?
Replies: 34
Views: 3202

Re: Time For New Car?

That strikes me as a LOT of corrective maintenance for a brand that has a reputation for good reliability. In addition to the repairs you mentioned you have also replaced the tires twice, replace the spark plugs once, the timing belt and water pump once, the windshield wipers at least three times, a...
by fishnskiguy
Thu May 17, 2018 10:28 pm
Forum: Personal Consumer Issues
Topic: Lexus RX 350, Audi Q5, or Volvo XC 60 (update)
Replies: 121
Views: 18035

Re: Lexus RX 350, Audi Q5, or Volvo XC 60

Some masochist from Toyota beat the living s**t out of all Lexi with an ugly stick. Gawd they look awful. So sad. Five years ago they were gorgeous. I love Audi's but their market guys are dumber than ten boxes of rocks. In order to get all the advanced safety features you have to upgrade to the top...
by fishnskiguy
Wed Apr 11, 2018 10:37 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 590
Views: 52668

Re: Name something you bought that wasn't cheap and glad you did

A 12 gage Charles Daley single select trigger with selective ejection over and under shotgun bored improved cylinder and modified purchased with a months pay in 1966. $350.00. One year later an R.L. Winston 7.5 ft. two piece, two tipped four weight bamboo fly rod also purchased for a months pay. $40...
by fishnskiguy
Thu Mar 22, 2018 10:36 pm
Forum: Personal Consumer Issues
Topic: FB
Replies: 356
Views: 38436

Re: Anyone Deleting Facebook?

Don't have a smart phone, my flip phone and $100.00 per year plan works fine. Don't use Twitter Don't use Instagram. Don't know what Pandora does. Don't know what Ah Ha is. Same for Spotify. Hulu is a dance. Don't know a haptic screen from a spastic screen. Have never sent a text in my life. What do...
by fishnskiguy
Mon Mar 19, 2018 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: Need for Medicare supplemental plan?
Replies: 155
Views: 16118

Re: Need for Medicare supplemental plan?

My 89 year old mother in law opted for a Medicare Advantage plan with no monthly premium when she retired at age 65 . It worked great for her until last September when she was hospitalized for ten days for stage four chronic kidney failure, then discharged for a week and then readmitted for another...
by fishnskiguy
Sun Mar 18, 2018 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: Need for Medicare supplemental plan?
Replies: 155
Views: 16118

Re: Need for Medicare supplemental plan?

My 89 year old mother in law opted for a Medicare Advantage plan with no monthly premium when she retired at age 65. It worked great for her until last September when she was hospitalized for ten days for stage four chronic kidney failure, then discharged for a week and then readmitted for another t...
by fishnskiguy
Sun Feb 18, 2018 9:28 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1503
Views: 178847

Re: What frugal thing did you do today?

I made an open face turkey sandwich for lunch using the two heels from the bread loaf. Waste not, want not.

Chris
by fishnskiguy
Tue Jan 16, 2018 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Tax Forms Now Online
Replies: 40
Views: 9428

Re: Vanguard Tax Forms Now Online

Interesting. The tax forms are available online but TurboTax tells me they are not available for downloading into TT until Jan 25. I wonder why that is so. :confused

Chris
by fishnskiguy
Tue Jan 02, 2018 1:42 pm
Forum: Personal Investments
Topic: RMD First-Timer needs help
Replies: 33
Views: 3953

Re: RMD First-Timer needs help

I have been taking RMDs for a few years now and it is really quite simple. Step 1: Use that RMD calculator you linked to determine the RMD amount. For example, if the value of the 401K on I January 2018 (yesterday) is $800,000, the first year RMD will be $29197.08. Call Fidelity or go online and pul...
by fishnskiguy
Tue Dec 05, 2017 10:30 pm
Forum: Personal Consumer Issues
Topic: working in the oil fields as a mechanic.
Replies: 21
Views: 2731

Re: working in the oil fields as a mechanic.

I have never worked in the oil patch, but from what I've read here it seems a lot like being in the military, but at ten times the pay. :sharebeer

Chris
by fishnskiguy
Fri Oct 27, 2017 10:40 pm
Forum: Personal Consumer Issues
Topic: Should I change my car?
Replies: 13
Views: 1414

Re: Should I change my car?

The Honda CR-V may be the ride for you. All the reviews I have read name it the best compact crossover out there. The EX-L trim has features found in $50,00 plus Euro cars with better gas mileage and much lower maintenance cost. I'll be getting one in 2019.

Chris
by fishnskiguy
Wed May 03, 2017 10:22 pm
Forum: US Chapters
Topic: Your USER NAME...what does it mean?
Replies: 555
Views: 77642

Re: Your USER NAME...what does it mean?

I suspect fishandgolf can figure this out without my help.

Chris
by fishnskiguy
Mon Apr 24, 2017 10:31 pm
Forum: Personal Consumer Issues
Topic: Best Choices for a Summer Place in the Rockies
Replies: 15
Views: 2372

Re: Best Choices for a Summer Place in the Rockies

Check out Salida.

Mostly off the radar screen, so still affordable.

Chris
by fishnskiguy
Fri Sep 16, 2016 6:46 pm
Forum: Personal Consumer Issues
Topic: a car problem (Subaru)
Replies: 21
Views: 4743

Re: a car problem (Subaru)

I think you do have a leg to stand on. A well maintained and carefully driven modern car should get at least 200,000 miles without the oil consumption you are seeing. Our 1996 Forrester used less than a quart every 6000 miles when we traded in with 178,000miles on It. Our current Subaru Outback has ...
by fishnskiguy
Thu Sep 15, 2016 3:54 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Small or Midsize SUV/Crossover
Replies: 66
Views: 13626

Re: Recommendations for Small or Midsize SUV/Crossover

I consider myself something of a "car guy", read Car & Driver and Motor Trend every month. and frequently read reviews on Edmunds.com. If I was to trade in my 2007 Subaru Outback 2.5 turbo, it would be on a Subaru Forrester 2.0XT Touring with Eyesight. Subaru's Eyesight was rated among...
by fishnskiguy
Tue Jul 05, 2016 4:38 pm
Forum: Personal Consumer Issues
Topic: What do you spend your money on???
Replies: 149
Views: 24430

Re: What do you spend your money on???

Back when we lived in Colorado, I splurged on nothing ..... Well I did buy four bamboo fly rods at $2000+ each. As a ski instructor, skiing was free and fly fishing cost practically nothing. We lived our vacation daily. Now that we live in Arizona, I budget $3000 for a week's skiing and $5000 for fi...
by fishnskiguy
Tue May 17, 2016 10:48 pm
Forum: Personal Consumer Issues
Topic: Arrgghhh !!! Windows 10 installed overnight
Replies: 92
Views: 14083

Re: Arrgghhh !!! Windows 10 installed overnight

I have custom built $4000 desktop computer overclocked and water cooled just to run Microsoft Flight Simulator under realistic conditions. MSFS won't run on anything newer than W7. I can't beat W10 away with two sticks. Dang you Microsoft! :x :x

Chris
by fishnskiguy
Thu Jan 28, 2016 10:17 pm
Forum: Forum Issues and Administration
Topic: BOGLEHEADS.COM AND BOGLEHEADS.NET
Replies: 54
Views: 14034

Re: BOGLEHEADS.COM AND BOGLEHEADS.NET

Bravo Zulu, Serge.

Chris
by fishnskiguy
Thu Oct 01, 2015 5:55 pm
Forum: Personal Consumer Issues
Topic: Another Yellowstone Question
Replies: 15
Views: 2297

Re: Another Yellowstone Question

Idaho Falls is quite dry in winter and seldom gets big snows. It is quite far from the mountains , so no worries there. Missoula on the other hand is in the mountains and is subject to temperature inversions and dense fog. It is much easier to drive to Yellowstone in winter from Idaho Falls than fro...
by fishnskiguy
Tue Sep 29, 2015 10:28 pm
Forum: Personal Consumer Issues
Topic: Is Toyota going to be the next VW?
Replies: 29
Views: 4873

Re: Is Toyota going to be the next VW?

Here is the dope, folks. Car manufacturers are being mandated to improve gas mileage and reduce emissions every year. Many manufacturers have specified lower oil viscosity as a means of reducing engine friction. Many others have redesigned piston rings to "push" less hard against the cylin...
by fishnskiguy
Mon Sep 28, 2015 12:58 pm
Forum: Personal Consumer Issues
Topic: What is your car buying strategy?
Replies: 84
Views: 12080

Re: What is your car buying strategy?

If I was in the market for a mid sized sedan it would be a Honda Accord. I would then go to Edmunds.com and Kelly Blue Book.com and build my car based on the options I wanted. I would then average out the two True Market Values, go to dealership and have the salesman find my car. Then offer them my ...
by fishnskiguy
Tue Sep 22, 2015 3:50 pm
Forum: Personal Consumer Issues
Topic: VW/Audi Diesel Recall
Replies: 118
Views: 16201

Re: VW/Audi Diesel Recall

I did a little sleuthing around and I think I found out why VW group did this. There are lots and lots of diesel engines in the U.S. and I'm pretty sure they all use urea injection to lower NOX (urea reacts with NOX to form nitrogen and water). The one exception? Yep, you guessed it, the VW 2.0 lite...
by fishnskiguy
Fri Sep 18, 2015 6:24 pm
Forum: Forum Issues and Administration
Topic: Why not add a "like" button to Boglehead posts?
Replies: 327
Views: 47338

Re: Thumbs up and thumbs down ratings

I think Alex is planning to do that soon...... As soon as hell freezes over. :)

Seriously, this has been discussed in the past, and the negatives far outweigh the positives.

Chris
by fishnskiguy
Fri Sep 18, 2015 6:21 pm
Forum: Personal Consumer Issues
Topic: How late to visit Yellowstone?
Replies: 22
Views: 3297

Re: How late to visit Yellowstone?

You may well encounter snow but the chance of being snowed out of hiking is low. Bring warm clothes.

Chris
by fishnskiguy
Wed Sep 16, 2015 6:19 pm
Forum: Personal Consumer Issues
Topic: New Heating System for Home - Gas versus Electric?
Replies: 90
Views: 12552

Re: New Heating System for Home - Gas versus Electric?

If you are on the west side of the Cascades, a heat pump is the way to go. As an added bonus you get air conditioning for the few summer days when it's nice to have.

East of the Cascades, go with gas.

Chris
by fishnskiguy
Thu Sep 10, 2015 10:36 am
Forum: Personal Consumer Issues
Topic: Replacing tires. Should I also replace Tire Pressure Sensors? (2008 model year Honda)
Replies: 25
Views: 29945

Re: Replacing tires. Should I also replace Tire Pressure Sensors? (2008 model year Honda)

I just replaced a bad TMPS sensor on my wife's 2008 Audi A-3. OP is correct. You can expect about 8 years of life. A complete TPMS sensor will cost north of $65. The TMPS re- build, which Costco recommends consists of an "o" ring and one other small part replacement and runs around $10 per...
by fishnskiguy
Thu Sep 03, 2015 12:48 pm
Forum: Personal Consumer Issues
Topic: Concrete garage floor paint/sealer
Replies: 12
Views: 2401

Re: Concrete garage floor paint/sealer

I researched this topic long and hard while we were building our new house last winter. I looked at epoxies from the paint store and the big box store. I decided to have it professionally done. Day one- diamond grind and vacuum clean garage floor which had cured six months. Day two- apply two part e...
by fishnskiguy
Thu Sep 03, 2015 12:04 pm
Forum: Personal Consumer Issues
Topic: Concrete garage floor paint/sealer
Replies: 12
Views: 2401

Re: Concrete garage floor paint/sealer

Not criticizing, but genuinely curious ... why paint a garage floor where you are going to park your car? Concrete is porous, so any oil that leaks onto the concrete will stain it. Epoxy coating are impenetrable and easy to clean. So I guess we epoxy the garage floor where we park our car for the s...
by fishnskiguy
Wed Sep 02, 2015 5:55 pm
Forum: Investing - Theory, News & General
Topic: Selling all equities, discuss why I'm wrong. :)
Replies: 374
Views: 70942

Re: Selling all equities, discuss why I'm wrong. :)

I think you were wrong to sell them all. If you felt absolutely compelled to do something, you should have considered making the smallest, gentlest, most gradual adjustment that would relieve the pressure. One of my personal absolutes is "no big sudden changes in asset allocation, not never, n...
by fishnskiguy
Mon Aug 31, 2015 10:22 pm
Forum: Personal Consumer Issues
Topic: Tire rotation
Replies: 59
Views: 9998

Re: Tire rotation

Now, I'm waiting for the tires to wear down so I can replace the OEM tires for something, anything, with better performance. Actually, the OEM tires ARE high performance. Manufacturers put on sticky tires that will fare well on the car magazines road test such as lateral G force, slalom results, fi...
by fishnskiguy
Mon Aug 31, 2015 11:28 am
Forum: Personal Consumer Issues
Topic: Road Trip; Denver, Casper, Deadwood, Mt. Rushmore
Replies: 16
Views: 2744

Re: Road Trip; Denver, Casper, Deadwood, Mt. Rushmore

I second Badlands National park, but you absolutely must visit Custer State Park. It is second only to Yellowstone \National Park for wildlife watching.

Chris