Search found 893 matches

by Luke Duke
Tue Nov 12, 2019 11:47 am
Forum: Personal Finance (Not Investing)
Topic: Should I do a cash out refinance?
Replies: 24
Views: 1752

Re: Should I do a cash out refinance?

I'd probably do it. Rates are low.

How old are you and what are your long-term plans with your rentals? Acquire more? Sell them when you retire? Keep them forever?
by Luke Duke
Tue Nov 12, 2019 9:45 am
Forum: Personal Consumer Issues
Topic: Water hammer
Replies: 27
Views: 2089

Re: Water hammer

https://www.homedepot.com/p/Oatey-Quiet-Pipes-Washing-Machine-Water-Hammer-Arrester-38600/100069256 and if you look above the picture it they have a ton of different models to arrest water hammer. We had it so I cut into our two copper pipes and soldered two in place and we have not had it since. W...
by Luke Duke
Mon Nov 04, 2019 10:22 am
Forum: Personal Consumer Issues
Topic: Wallets [Do you carry a wallet?]
Replies: 102
Views: 8157

Re: Wallets [Do you carry a wallet?]

I've had the same wallet for about 15 years now. This is what it looked like when it was new.
Image
by Luke Duke
Mon Nov 04, 2019 10:08 am
Forum: Personal Consumer Issues
Topic: Portable Lantern
Replies: 16
Views: 1026

Re: Portable Lantern

by Luke Duke
Thu Oct 31, 2019 10:46 am
Forum: Personal Consumer Issues
Topic: Small electrical/airflow/filtering questions
Replies: 29
Views: 830

Re: Small electrical/airflow/filtering questions

1) We have a bunch of 2-way (and I think one 3-way) switches in the house. Same light(s) controlled from switches at different locations. It's long been a minor annoyance of mine that you can thus have the switch in the "down" position at the location convenient to you, but the lights are on, becau...
by Luke Duke
Thu Oct 31, 2019 8:48 am
Forum: Personal Consumer Issues
Topic: APC power backup for extended outages
Replies: 29
Views: 1325

Re: APC power backup for extended outages

I don't understand people who live in an area with an unreliable grid and don't have a generator. Get a Honda 2kW inverter generator or a Harbor Freight knockoff, if money is an issue.
by Luke Duke
Mon Oct 14, 2019 1:07 pm
Forum: Personal Consumer Issues
Topic: Replace water heater just because it's old?
Replies: 73
Views: 5935

Re: Replace water heater just because it's old?

I'm a non-mechanical type of person. Is it easy to learn to drain the tank yourself? I just replaced my HW heater earlier this year and would like to maintain the new one. I could also hire this out but was curious if it was difficult to learn (tank is in the unfinished basement). :happy It's not r...
by Luke Duke
Mon Oct 14, 2019 12:57 pm
Forum: Personal Consumer Issues
Topic: When is private (elementary) school worth it?
Replies: 100
Views: 7720

Re: When is private (elementary) school worth it?

Didn't read all the replies. Your kid is probably gifted, and if so, the degree of giftedness he has will determine whether he will be able to thrive in a regular classroom. Having him tutor other students is inappropriate. It does nothing to challenge his mind, and it isn't his role to teach his p...
by Luke Duke
Wed Oct 02, 2019 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Efficient way of transferring Euro to USD
Replies: 19
Views: 1302

Re: Efficient way of transferring Euro to USD

You could buy a bunch of Bitcoin in Euros and sell it in Dollars. :mrgreen:
by Luke Duke
Wed Oct 02, 2019 8:53 am
Forum: Personal Consumer Issues
Topic: What work to expect in an hour from construction
Replies: 14
Views: 1473

Re: What work to expect in an hour from construction

Muddytyres wrote:
Tue Oct 01, 2019 8:19 pm
My contractor charges by person per hour for their services.
Congratulations on becoming a human ATM machine.
by Luke Duke
Tue Sep 17, 2019 4:27 pm
Forum: Personal Consumer Issues
Topic: Best Leaf Blower?
Replies: 70
Views: 4265

Re: Best Leaf Blower?

If your measure of "best" is most air flow/highest velocity, then get the biggest Echo or Stihl backpack blower that your budget allows. There's a reason they are so popular with lawn care professionals. Don't limit yourself to the models that Home Depot carries. Go to a lawn equipment supply store....
by Luke Duke
Thu Sep 12, 2019 8:52 am
Forum: Personal Consumer Issues
Topic: Best drywall Anchors for hanging curtains
Replies: 30
Views: 2010

Re: Best drywall Anchors for hanging curtains

I would not hang curtains with drywall anchors. Either find a stud or get some plantation shutters.
by Luke Duke
Thu Sep 12, 2019 8:47 am
Forum: Personal Consumer Issues
Topic: How old is your cellphone?
Replies: 168
Views: 9495

Re: How old is your cellphone?

greg24 wrote:
Wed Sep 11, 2019 12:16 pm
I have an iPhone 6 that I plan to use until it dies.

No concerns about security.
The world needs more people like you. Lots of low hanging fruit for the hackers to focus on and leave me alone.
by Luke Duke
Mon Sep 09, 2019 9:22 am
Forum: Personal Consumer Issues
Topic: Going desktop-less?
Replies: 54
Views: 3699

Re: Going desktop-less?

Best practice is to have 3 copies of your data - the original, an onsite backup, and an offsite backup . Data is too precious to take a risk of only having 1 backup. That seems pretty excessive to me unless you have data that you absolutely cannot do without. Photos might fit this category, and thi...
by Luke Duke
Thu Sep 05, 2019 3:30 pm
Forum: Personal Consumer Issues
Topic: Entertaining house guests
Replies: 37
Views: 3224

Re: Entertaining house guests

If you're in Texas, take him to Buc-ees and drop him off for a couple of hours.
by Luke Duke
Wed Sep 04, 2019 9:28 am
Forum: Personal Consumer Issues
Topic: Water alarm just saved me a lot of $$$. Do you have them?
Replies: 62
Views: 6842

Re: Water alarm just saved me a lot of $$$. Do you have them?

I bought these after I had a small leak under a sink. I put them under all of the sinks, near the washing machine, in the water heater pan and in the A/C pan. http://www.amazon.com/Zircon-Leak-Alert-Water-Leak-Detector-Water-Leak-Sensor-Dual-Leak-Alarms-Batteries-Included/dp/B01J39MJ9I/ A few months...
by Luke Duke
Wed Sep 04, 2019 9:20 am
Forum: Personal Consumer Issues
Topic: IPhone 6 - showing some age
Replies: 98
Views: 9706

Re: IPhone 6 - showing some age

I would trust the diagnostics. If they say the battery is fine, changing it isn’t going to improve things. My wife has a 6s that she would also like to hold on to that had the Apple $29 battery service, shows in diagnostics still having over 90% capacity, yet she still has been complaining about th...
by Luke Duke
Wed Sep 04, 2019 9:17 am
Forum: Personal Consumer Issues
Topic: IPhone 6 - showing some age
Replies: 98
Views: 9706

Re: IPhone 6 - showing some age

I’m exactly the same mine is a 6 plus. I brought it to Apple store to check the battery and they said everything is fine there is a diagnostic on the phone says the battery is like 90% I thought about getting a new battery but the phone is only worth like $99 trade in also not as fast as it could b...
by Luke Duke
Wed Sep 04, 2019 8:28 am
Forum: Investing - Theory, News & General
Topic: Index Funds Bubble? [Michael Burry article]
Replies: 242
Views: 27906

Re: Michael Burry: Index Funds are like Subprime CDOs

From the comments of that article: As I understand it, I think the point he is making is that for many of the smaller stocks in the index, half of the trading is no longer priced by the value of the underlying company but by the fact that the index fund must buy those shares, regardless of the price...
by Luke Duke
Fri Aug 30, 2019 1:36 pm
Forum: Personal Consumer Issues
Topic: Tailgating Equipment Recommendations
Replies: 22
Views: 1227

Re: Tailgating Equipment Recommendations

nonfacebookuser365 wrote:
Wed Aug 28, 2019 11:32 am
Any tailgating recommendations? Interested in everything from trucks to grills to coolers, etc.
This is a pretty open-ended question. You could have $200 "invested" in your setup or $500,000.
by Luke Duke
Fri Aug 30, 2019 1:35 pm
Forum: Personal Consumer Issues
Topic: How to clean baked on "carbon" from corners of old cookie sheets
Replies: 27
Views: 2239

Re: How to clean baked on "carbon" from corners of old cookie sheets

I have the most efficient solution: Decide to not care about it. Problem solved. I have gunk/carbon on my cookie sheets. I wash them reasonably well each time they are used but the gunk builds up anyway. Who cares? If the gunk stays on the sheet after all that effort you put into taking it off, the...
by Luke Duke
Thu Aug 29, 2019 8:53 am
Forum: Personal Consumer Issues
Topic: Coffee becomes cold too soon
Replies: 116
Views: 8607

Re: Coffee becomes cold too soon

So I was searching and looking at different mugs. What about Ceramic travel mugs like this one? Do these keep warm as well as the stainless steel ones (Yeti, Ozark) mentioned above: https://www.amazon.com/dp/B002Q3Z22U/ref=psdc_13218451_t1_B018UX11NS Thanks. No. What makes the stainless ones work s...
by Luke Duke
Thu Aug 29, 2019 8:43 am
Forum: Personal Consumer Issues
Topic: downside of going to a competitive high school?
Replies: 49
Views: 3604

Re: downside of going to a competitive high school?

In Texas, kids that wish to attend a (good) state university are penalized for going to a good high school.

https://communityimpact.com/austin/nort ... n-schools/
by Luke Duke
Wed Aug 14, 2019 8:32 am
Forum: Personal Finance (Not Investing)
Topic: I really do not like using credit cards. Do any of you have a good credit score with no credit cards?
Replies: 247
Views: 6988

Re: Does anyone here have no credit cards? How is that working out for you? Do you have any trouble without them?

iamblessed wrote:
Sun Aug 11, 2019 7:38 pm
I like Dave Ramsey and his thinking. He claims that he only carries two debit cards around no credit cards. He does everything with them.
I would love to see his credit report to see if he is telling the truth.
by Luke Duke
Wed Aug 14, 2019 8:28 am
Forum: Personal Finance (Not Investing)
Topic: Are you refinancing now?
Replies: 73
Views: 7266

Re: Are you refinancing now?

Why do people refi to a 30 year? Is it to get lower payments? Cash out? Reduce current mortgage % and lower payments? Or are they in ARMs that are about to jump? I don't understand the point. I am looking to cut my 23 years remaining on a 30 year conventional to 15 years if it's not a huge jump in ...
by Luke Duke
Mon Aug 12, 2019 8:42 am
Forum: Personal Consumer Issues
Topic: which stud finder?
Replies: 52
Views: 3137

Re: which stud finder?

I went through several cheap ones before I found this one and threw all the rest away. It is awesome and better than any other I've used by a longshot. https://www.homedepot.com/p/Franklin-Sensors-Professional-Stud-Finder-FS710-02B/302886762?cm_mmc=Shopping%7CG%7CBase%7CD25T%7C25-1_HAND+TOOLS%7CNA%...
by Luke Duke
Mon Aug 12, 2019 8:38 am
Forum: Personal Consumer Issues
Topic: Yard Person
Replies: 10
Views: 1270

Re: Yard Person

PinotGris wrote:
Sun Aug 11, 2019 5:12 pm
I think I will pay him at the same rate as I pay the woman who cleans my home. He will use our tools, our products.
Assume much?
by Luke Duke
Mon Aug 12, 2019 8:24 am
Forum: Personal Consumer Issues
Topic: Land use for oil
Replies: 12
Views: 1227

Re: Land use for oil

Are you sure that it isn't $50/yr?
by Luke Duke
Mon Aug 12, 2019 8:19 am
Forum: Personal Consumer Issues
Topic: Condo pool requires having an attendent on duty
Replies: 25
Views: 3190

Re: Condo pool requires having an attendent on duty

Ran into a board member yesterday and they said the law is the PH levels need to be checked twice a day. So the attendant was hired to do that, but it could also be done by a volunteer resident. However, the board member could not answer why the pool remains closed when there is no attendant.. Soun...
by Luke Duke
Fri Aug 02, 2019 4:04 pm
Forum: Personal Consumer Issues
Topic: my toyota camry transmission life time garantee test
Replies: 14
Views: 1588

Re: my toyota camry transmission life time garantee test

I just got rid of a Toyota with 286K miles. Original transmission fluid, starter and alternator. I only got rid of it because I got a company car. My nephew now drives it.
by Luke Duke
Wed Jul 24, 2019 1:27 pm
Forum: Personal Consumer Issues
Topic: Can anyone recommend a good low cost generator?
Replies: 42
Views: 9246

Re: Can anyone recommend a good low cost generator?

You need to choose either good or low cost. You can't have both. Good = Honda or Yamaha inverter generator. Low Cost = Loud contractor generator from Home Depot/Lowes/etc. These are very loud, very heavy and very thirsty. Compromise = Predator inverter generator from Harbor Freight https://harborfre...
by Luke Duke
Thu Jul 18, 2019 9:18 am
Forum: Personal Finance (Not Investing)
Topic: Post Daycare Finances
Replies: 25
Views: 2582

Re: Post Daycare Finances

I'm always fascinated by how much some people spend on their kids.
by Luke Duke
Thu Jul 18, 2019 9:03 am
Forum: Personal Consumer Issues
Topic: gift for a college bound niece
Replies: 12
Views: 674

Re: gift for a college bound niece

I would guess that she would want a Mac. I would confirm this and then either give her an Apple Store gift card or take her to the store yourself. There are certain features that she may want or she (or her parents) may be willing to kick in some extra money to upgrade.
by Luke Duke
Mon Jul 15, 2019 3:53 pm
Forum: Personal Investments
Topic: Grandparent 529s
Replies: 29
Views: 2468

Re: Grandparent 529s

You need to coordinate with the parents of your grandchildren. My parents gave us money each year to fund our kids’ college education and let us decide how/where to invest it. Are the 529’s in your name as owner? If so, have you considered turning them over to the parents? Regardless of your good i...
by Luke Duke
Fri Jul 12, 2019 9:06 am
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 118
Views: 7867

Re: Buying a Smoker

OK, friends, the OP is back and I think I'm going to bite the bullet this weekend. I've found a number of smokers for sale locally on Craigslist, and am zeroing in on a Weber Smokey Mountain. The convenience factor of an electric smoker still has appeal, but there's more to go wrong with one of tho...
by Luke Duke
Thu Jul 11, 2019 12:53 pm
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 118
Views: 7867

Re: Buying a Smoker

Unless this is going to be your true hobby and passion for many years, and not just a passing fad, then I would recommend an electric and ignore all the purists. I don't think we have had any purists in the thread. A purist would recommend a nice offset smoker for true BBQ. https://bbqpits.com/wp-c...
by Luke Duke
Wed Jul 10, 2019 8:46 am
Forum: Personal Consumer Issues
Topic: Who cuts your hair? And for how much?
Replies: 153
Views: 10312

Re: Who cuts your hair? And for how much?

My wife cuts my hair. It's the most expensive haircut that I've ever gotten.
by Luke Duke
Wed Jul 10, 2019 8:42 am
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 118
Views: 7867

Re: Buying a Smoker

A Weber Smoky Mountain is what you probably want. Their resale value is decent if you ever decide to get rid of it. I personally prefer wood burning offsets.
by Luke Duke
Wed Jul 10, 2019 8:38 am
Forum: Personal Consumer Issues
Topic: Grilling with wood fire
Replies: 12
Views: 1331

Re: Grilling with wood fire

I would use lump charcoal. Using logs would require you to start your fire a couple of hours in advance in order to get a good bed of coals. If you decide to use logs, use small splits to speed the process up.
by Luke Duke
Mon Jul 08, 2019 8:17 am
Forum: Personal Consumer Issues
Topic: How warm to set thermostat while away
Replies: 62
Views: 5100

Re: How warm to set thermostat while away

armeliusc wrote:
Sun Jul 07, 2019 6:59 pm
Wow. Where we live is also hot and humid. We set the thermostat to 86 while we're away, 80 most of the time we're home, and 78 in the evening getting ready to bed. And I feel like 78 is splurging ...
I guess that's one way to avoid having guests over. :mrgreen:
by Luke Duke
Mon Jul 08, 2019 8:14 am
Forum: Personal Consumer Issues
Topic: Parent giving us money to pay off mortgage
Replies: 17
Views: 3024

Re: Parent giving us money to pay off mortgage

NotWhoYouThink wrote:
Mon Jul 08, 2019 7:02 am
Money is fungible. Is paying off your mortgage the best use for $100K?
It is if using it for another purpose means no $100K gift.
by Luke Duke
Fri Jun 14, 2019 3:30 pm
Forum: Personal Consumer Issues
Topic: Anyone buy Security Cams from Costco?
Replies: 60
Views: 5329

Re: Anyone buy Security Cams from Costco?

Any camera from Costco will be mediocre at best.

Visit http://www.ipcamtalk.com for better options.
by Luke Duke
Fri Jun 14, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Petroleum pipeline on property
Replies: 27
Views: 2650

Re: Petroleum pipeline on property

Thanks for the information. I was told by our realtor the same thing about sellers not needing to disclose the information in GA. I feel like there is a higher likelihood of getting hit by a car, driving each day than something disastrous happening with the pipeline in this particular home's backya...
by Luke Duke
Mon Jun 10, 2019 2:33 pm
Forum: Personal Consumer Issues
Topic: Anything you wish you had spent money on when you were younger?
Replies: 73
Views: 7640

Re: Anything you wish you had spent money on when you were younger?

fizxman wrote:
Mon Jun 10, 2019 2:31 pm
Bitcoin
:mrgreen:

This and travel.
by Luke Duke
Thu May 30, 2019 8:20 am
Forum: Personal Consumer Issues
Topic: Cordless Drill: Bosch PS32-02 vs Makita FD07R1?
Replies: 31
Views: 2143

Re: Cordless Drill: Bosch PS32-02 vs Makita FD07R1?

This wasn't listed, but Ryobi has a ton of tools in their 18V system. Certainly good enough for the casual homeowner. Off the top of my head I've bought the following over the last 2 years, along with 4 batteries to run it all (variety of battery sizes) 2 Drills Driver Sawzall Circular saw Angle gr...
by Luke Duke
Tue May 28, 2019 10:34 am
Forum: Personal Finance (Not Investing)
Topic: 29 year old engineer introduction and seeking advice
Replies: 29
Views: 4227

Re: 29 year old engineer introduction and seeking advice

You are underpaid. I made the same salary in my first year out of school in 2001. I also received a bonus on top of that. I have a BSME. You are doing very well to save the amount that you are saving. Keep that up and you should be able to comfortably retire in your 50's. Update your resume and Link...
by Luke Duke
Tue May 28, 2019 10:16 am
Forum: Personal Consumer Issues
Topic: How Do You Organize Your Flash Drives?
Replies: 39
Views: 2894

Re: How Do You Organize Your Flash Drives?

cheese_breath wrote:
Thu May 23, 2019 8:10 pm
SO how do you organize your flash drives?
I don't. I have a drawer full of them. Whenever I need a file on one of them, I have to plug in 4 or 5 of them before I find the one that I was looking for. :oops:
by Luke Duke
Fri May 24, 2019 1:34 pm
Forum: Personal Consumer Issues
Topic: Keeping old negatives from photos (why keep them?)
Replies: 26
Views: 2351

Re: Keeping old negatives from photos (why keep them?)

I bought my 80yr old father a decent scanner for Christmas and he's spent a bunch of time since then scanning old slides and negatives. I think that it's a process that he's really enjoyed. There are a lot of good memories on those slides that he has been reminded of. I've also never seen him post s...