Search found 859 matches

by Luke Duke
Mon Jul 15, 2019 3:53 pm
Forum: Personal Investments
Topic: Grandparent 529s
Replies: 29
Views: 2072

Re: Grandparent 529s

You need to coordinate with the parents of your grandchildren. My parents gave us money each year to fund our kids’ college education and let us decide how/where to invest it. Are the 529’s in your name as owner? If so, have you considered turning them over to the parents? Regardless of your good i...
by Luke Duke
Fri Jul 12, 2019 9:06 am
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 118
Views: 6176

Re: Buying a Smoker

OK, friends, the OP is back and I think I'm going to bite the bullet this weekend. I've found a number of smokers for sale locally on Craigslist, and am zeroing in on a Weber Smokey Mountain. The convenience factor of an electric smoker still has appeal, but there's more to go wrong with one of tho...
by Luke Duke
Thu Jul 11, 2019 12:53 pm
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 118
Views: 6176

Re: Buying a Smoker

Unless this is going to be your true hobby and passion for many years, and not just a passing fad, then I would recommend an electric and ignore all the purists. I don't think we have had any purists in the thread. A purist would recommend a nice offset smoker for true BBQ. https://bbqpits.com/wp-c...
by Luke Duke
Wed Jul 10, 2019 8:46 am
Forum: Personal Consumer Issues
Topic: Who cuts your hair? And for how much?
Replies: 153
Views: 7887

Re: Who cuts your hair? And for how much?

My wife cuts my hair. It's the most expensive haircut that I've ever gotten.
by Luke Duke
Wed Jul 10, 2019 8:42 am
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 118
Views: 6176

Re: Buying a Smoker

A Weber Smoky Mountain is what you probably want. Their resale value is decent if you ever decide to get rid of it. I personally prefer wood burning offsets.
by Luke Duke
Wed Jul 10, 2019 8:38 am
Forum: Personal Consumer Issues
Topic: Grilling with wood fire
Replies: 12
Views: 1101

Re: Grilling with wood fire

I would use lump charcoal. Using logs would require you to start your fire a couple of hours in advance in order to get a good bed of coals. If you decide to use logs, use small splits to speed the process up.
by Luke Duke
Mon Jul 08, 2019 8:17 am
Forum: Personal Consumer Issues
Topic: How warm to set thermostat while away
Replies: 62
Views: 4555

Re: How warm to set thermostat while away

armeliusc wrote:
Sun Jul 07, 2019 6:59 pm
Wow. Where we live is also hot and humid. We set the thermostat to 86 while we're away, 80 most of the time we're home, and 78 in the evening getting ready to bed. And I feel like 78 is splurging ...
I guess that's one way to avoid having guests over. :mrgreen:
by Luke Duke
Mon Jul 08, 2019 8:14 am
Forum: Personal Consumer Issues
Topic: Parent giving us money to pay off mortgage
Replies: 17
Views: 2830

Re: Parent giving us money to pay off mortgage

NotWhoYouThink wrote:
Mon Jul 08, 2019 7:02 am
Money is fungible. Is paying off your mortgage the best use for $100K?
It is if using it for another purpose means no $100K gift.
by Luke Duke
Fri Jun 14, 2019 3:30 pm
Forum: Personal Consumer Issues
Topic: Anyone buy Security Cams from Costco?
Replies: 60
Views: 4895

Re: Anyone buy Security Cams from Costco?

Any camera from Costco will be mediocre at best.

Visit http://www.ipcamtalk.com for better options.
by Luke Duke
Fri Jun 14, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Petroleum pipeline on property
Replies: 27
Views: 2279

Re: Petroleum pipeline on property

Thanks for the information. I was told by our realtor the same thing about sellers not needing to disclose the information in GA. I feel like there is a higher likelihood of getting hit by a car, driving each day than something disastrous happening with the pipeline in this particular home's backya...
by Luke Duke
Mon Jun 10, 2019 2:33 pm
Forum: Personal Consumer Issues
Topic: Anything you wish you had spent money on when you were younger?
Replies: 73
Views: 7247

Re: Anything you wish you had spent money on when you were younger?

fizxman wrote:
Mon Jun 10, 2019 2:31 pm
Bitcoin
:mrgreen:

This and travel.
by Luke Duke
Thu May 30, 2019 8:20 am
Forum: Personal Consumer Issues
Topic: Cordless Drill: Bosch PS32-02 vs Makita FD07R1?
Replies: 31
Views: 1899

Re: Cordless Drill: Bosch PS32-02 vs Makita FD07R1?

This wasn't listed, but Ryobi has a ton of tools in their 18V system. Certainly good enough for the casual homeowner. Off the top of my head I've bought the following over the last 2 years, along with 4 batteries to run it all (variety of battery sizes) 2 Drills Driver Sawzall Circular saw Angle gr...
by Luke Duke
Tue May 28, 2019 10:34 am
Forum: Personal Finance (Not Investing)
Topic: 29 year old engineer introduction and seeking advice
Replies: 23
Views: 2815

Re: 29 year old engineer introduction and seeking advice

You are underpaid. I made the same salary in my first year out of school in 2001. I also received a bonus on top of that. I have a BSME. You are doing very well to save the amount that you are saving. Keep that up and you should be able to comfortably retire in your 50's. Update your resume and Link...
by Luke Duke
Tue May 28, 2019 10:16 am
Forum: Personal Consumer Issues
Topic: How Do You Organize Your Flash Drives?
Replies: 39
Views: 2723

Re: How Do You Organize Your Flash Drives?

cheese_breath wrote:
Thu May 23, 2019 8:10 pm
SO how do you organize your flash drives?
I don't. I have a drawer full of them. Whenever I need a file on one of them, I have to plug in 4 or 5 of them before I find the one that I was looking for. :oops:
by Luke Duke
Fri May 24, 2019 1:34 pm
Forum: Personal Consumer Issues
Topic: Keeping old negatives from photos (why keep them?)
Replies: 26
Views: 2180

Re: Keeping old negatives from photos (why keep them?)

I bought my 80yr old father a decent scanner for Christmas and he's spent a bunch of time since then scanning old slides and negatives. I think that it's a process that he's really enjoyed. There are a lot of good memories on those slides that he has been reminded of. I've also never seen him post s...
by Luke Duke
Fri May 24, 2019 1:25 pm
Forum: Personal Consumer Issues
Topic: This rake is the best tool I've bought this week
Replies: 35
Views: 5437

Re: This rake is the best tool I've bought this week

I have the wall mount version of the Eley Hose Reel and it's great. I've never regretted spending the money on it.
https://www.eleyhosereels.com/collectio ... -hose-reel
by Luke Duke
Thu May 23, 2019 9:23 am
Forum: Personal Consumer Issues
Topic: Compound miter saw recommendation
Replies: 42
Views: 2406

Re: Compound miter saw recommendation

I bought a Makita sliding compound miter saw about 16 or 17 years ago and I have never regretted it, but I get more use out of it than most homeowners. There are times when it would have been nice to have a small compact saw to just chop a bunch of 2x4s. I've also heard good things about the Harbor ...
by Luke Duke
Thu May 23, 2019 8:57 am
Forum: Personal Consumer Issues
Topic: Epson Perfection v750, v800 or v850 Scanner?
Replies: 8
Views: 487

Re: Epson Perfection v750, v800 or v850 Scanner?

I bought the V600 for my father to scan his slides. He has been happy with it, so I'd imagine that you can't go wrong with a higher end Epson.
by Luke Duke
Mon May 20, 2019 2:35 pm
Forum: Personal Consumer Issues
Topic: Requesting info about cargo box for sedan
Replies: 10
Views: 712

Re: Requesting info about cargo box for sedan

The best hitch box/rack is the StowAway2. https://www.stowaway2.com/ Beware, they aren't cheap, but they are rock solid and the articulating arm gives you full access to your trunk/tailgate. Fortunately, I have a friend with one that I can borrow. If you load it down, the rear of your sedan may sag ...
by Luke Duke
Mon May 20, 2019 10:39 am
Forum: Personal Consumer Issues
Topic: Arc'teryx - Anyone else here splurge?
Replies: 30
Views: 4000

Re: Arc'teryx - Anyone else here splurge?

I've never owned an Arc'teryx item, but I own just about every other brand that REI carries. I never regret spending the money to buy quality jackets, footwear or camping gear.
by Luke Duke
Tue May 14, 2019 10:20 am
Forum: Personal Finance (Not Investing)
Topic: Inherited ranch
Replies: 97
Views: 7986

Re: Inherited ranch

I have noticed in these deals that often the brokest member of the family that gets all sentimental and wants it. Yep. My FIL has been trying to sell his mom's old house for 3 years. His brother and family moved in and refuses to sell. In the meantime they have trashed the house and refused to buy ...
by Luke Duke
Tue May 14, 2019 9:51 am
Forum: Personal Finance (Not Investing)
Topic: Inherited ranch
Replies: 97
Views: 7986

Re: Inherited ranch

I have noticed in these deals that often the brokest member of the family that gets all sentimental and wants it. Yep. My FIL has been trying to sell his mom's old house for 3 years. His brother and family moved in and refuses to sell. In the meantime they have trashed the house and refused to buy ...
by Luke Duke
Thu May 09, 2019 9:25 am
Forum: Personal Consumer Issues
Topic: Anybody try the Blue Apron or the like?
Replies: 77
Views: 5698

Re: Anybody try the Blue Apron or the like?

We did trials of Blue Apron and Hello Fresh and enjoyed both. The food was good and the variety was nice. However, it cost more than we wanted to spend on a regular basis. Both sites publish all of their recipes which we find useful. On occasion, when we want to add a little variety into our dinners...
by Luke Duke
Wed May 08, 2019 10:51 am
Forum: Personal Consumer Issues
Topic: Goodman HVAC System
Replies: 21
Views: 2013

Re: Goodman HVAC System

I've had a Goodman A/C and furnace for ~10 years. The only issue that I've had was due to the installer taking a shortcut. No issues with the system itself.
by Luke Duke
Wed May 08, 2019 10:48 am
Forum: Personal Consumer Issues
Topic: Backpacking/study abroad for young folks
Replies: 31
Views: 2106

Re: Backpacking/study abroad for young folks

I took two separate one month trips to Europe toward the end of my college years (I turned 22 in Barcelona). It was the time of my life. I wish that I had the foresight to do a semester abroad, but I'm not sure that it would have worked with my major (Engineering). I paid for it all myself via savin...
by Luke Duke
Mon May 06, 2019 3:10 pm
Forum: Personal Consumer Issues
Topic: Questions for Folks that Does Not Need Their 401k/IRA Funds in Retirement
Replies: 67
Views: 5023

Re: Questions for Folks that Does Not Need Their 401k/IRA Funds in Retirement

pdavi21 wrote:
Wed May 01, 2019 12:22 am
I spend about 12k per year and do everything everyone else does. There is very little difference between my lifestyle and someone who spends 100k or more.
You don't honestly believe this do you?
by Luke Duke
Mon May 06, 2019 3:00 pm
Forum: Personal Consumer Issues
Topic: Whole House Surge Protection
Replies: 22
Views: 2214

Re: Whole House Surge Protection

I bought one of these and installed it in about 15-20 minutes. They are very easy to install if your panel is surface mounted and not recessed into the wall.

http://www.amazon.com/gp/product/B01AQAKRSS/
by Luke Duke
Wed May 01, 2019 9:16 am
Forum: Personal Consumer Issues
Topic: Rational way to thinking about laptop replacement/repair
Replies: 16
Views: 1056

Re: Rational way to thinking about laptop replacement/repair

Given your history, go with option 1 and reinsure.
by Luke Duke
Tue Apr 30, 2019 2:44 pm
Forum: Personal Investments
Topic: Helping my mother
Replies: 13
Views: 1614

Re: Helping my mother

Are you including property tax & insurance in that $1500/mo?
by Luke Duke
Mon Apr 29, 2019 9:27 am
Forum: Personal Consumer Issues
Topic: weber grills
Replies: 34
Views: 2868

Re: weber grills

I'm thinking of buying a weber propane grill to be able to cook for a family of 5 and occasional guests. There are way too many options so I wanted your input on how you guys went about purchases a specific model. I looked at the sprit line vs. the genesis line and even within those lines of grills...
by Luke Duke
Thu Apr 25, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Router with VPN
Replies: 20
Views: 1937

Re: Router with VPN

A VPN can be useful when you don't trust the network you are connected to, such as when using hotel or public WIFI networks, but honestly, I'd just avoid doing anything sensitive while on those networks anyway. There's no security reason to use one on your own private network.(It can still be used ...
by Luke Duke
Mon Apr 15, 2019 9:06 am
Forum: Personal Consumer Issues
Topic: Worry free antivirus for my parent's computer
Replies: 18
Views: 1059

Re: Worry free antivirus for my parent's computer

Get an anti-malware. Malwarebyte's Anti-Malware. Write a guide (with screenshots) or whatever and teach them how to run it once a month. Or just pay its subscription for no head-ache. It just works. Best bang for your buck out there. Malwarebytes is leading in anti-malware. Fascinating product. Mal...
by Luke Duke
Fri Apr 12, 2019 10:34 am
Forum: Personal Finance (Not Investing)
Topic: Purchasing a rental house for ex-wife
Replies: 29
Views: 2682

Re: Purchasing a rental house for ex-wife

Can you get the agreed upon rent and commensurate reduction in child support in writing, as in court approved? Do you have an exit plan for any of the several reasons this might end, and at what time? Owning a rental is not a bad idea, sounds like you can handle the additional maintenance and taxes...
by Luke Duke
Fri Apr 12, 2019 10:31 am
Forum: Personal Finance (Not Investing)
Topic: Any way I can hire my parents?
Replies: 45
Views: 2313

Re: Any way I can hire my parents?

soulrider wrote:
Fri Apr 12, 2019 10:22 am
Luke Duke wrote:
Fri Apr 12, 2019 10:17 am
So you plan to "hire" a personal assistant who lives in another country?
can he be a virtual assistant?
I'm sure that those exist, but I would guess that they make about $50-100/wk.
by Luke Duke
Fri Apr 12, 2019 10:29 am
Forum: Personal Finance (Not Investing)
Topic: Buying a house next year. Wife wants a big house. Thoughts?
Replies: 104
Views: 8846

Re: Buying a house next year. Wife wants a big house. Thoughts?

so your income is around $225K without stocks and mortgage would be $400K so less than 2X income. You can certainly afford it and should do it to make wife happy, and who is to say you may not need a bigger house, still time for another kid...... If the given price range is $500-600K. I would expec...
by Luke Duke
Fri Apr 12, 2019 10:26 am
Forum: Personal Finance (Not Investing)
Topic: Buying a house next year. Wife wants a big house. Thoughts?
Replies: 104
Views: 8846

Re: Buying a house next year. Wife wants a big house. Thoughts?

Unless your taxes are very high your payment is probably a little high. We pay $2,600 a month for a 411K loan on a 450K house with 4% interest. Just went through this, we wound up getting the larger house but with a very clear understanding on her part that the larger house results in sacrifices in...
by Luke Duke
Fri Apr 12, 2019 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Any way I can hire my parents?
Replies: 45
Views: 2313

Re: Any way I can hire my parents?

So you plan to "hire" a personal assistant who lives in another country?
by Luke Duke
Wed Apr 10, 2019 8:11 am
Forum: Personal Finance (Not Investing)
Topic: Bogleheads, why won't anyone hire me?
Replies: 194
Views: 17964

Re: Bogleheads, why wont anyone hire me?

Get on LinkedIn and connect with everyone that you went to college with. Find out where they work, then find job openings at those companies and then ask them if they would give you a reference for an entry level position.
by Luke Duke
Tue Apr 09, 2019 3:16 pm
Forum: Personal Consumer Issues
Topic: Standalone Security Camera Recommendations
Replies: 6
Views: 653

Re: Standalone Security Camera Recommendations

IMO wrote:
Tue Apr 09, 2019 12:45 pm
Ideally, the camera would be mounted very high up so that one cannot simply steal the camera.
This is good advice if you are interested in video of the top of someone's head.
by Luke Duke
Mon Apr 08, 2019 8:46 am
Forum: Personal Consumer Issues
Topic: Drill & driver combo kit comparison
Replies: 46
Views: 2747

Re: Drill & driver combo kit comparison

For light home use I typically recommend Ryobi. For heavy use get Dewalt, Makita or Milwaukee.
by Luke Duke
Mon Apr 01, 2019 9:50 am
Forum: Personal Consumer Issues
Topic: Boglehead Approach to Home Tech? Looking for Home Security Cameras
Replies: 19
Views: 1542

Re: Boglehead Approach to Home Tech? Looking for Home Security Cameras

With this being said, any recommendations for my sweet spot for outdoor cameras? I have spent plenty of time searching and came across the IP CAM TALK forum, but all of the solutions seem like overkill to me for my minimalist/boglehead attitude towards purchases (example: dedicated Blue IRIS comput...
by Luke Duke
Tue Mar 19, 2019 3:00 pm
Forum: Personal Consumer Issues
Topic: Security camera with local storage and remote access?
Replies: 45
Views: 2466

Re: Security camera with local storage and remote access?

I personally believe that Ring and their competitors are fairly crappy cameras. But they are easy to install, they have pretty apps and, of course, they are better than nothing. If you want simple, get a Ring or other similar camera. If you want good, visit http://www.ipcamtalk.com for camera recomm...
by Luke Duke
Mon Mar 18, 2019 2:34 pm
Forum: Personal Consumer Issues
Topic: lawn care cost
Replies: 70
Views: 5887

Re: lawn care cost

What is the opportunity cost of investing that $40 a week over an investment lifetime? I have never paid anyone to mow our lawn and never plan to do so! Why would you ever own a car when there is public transportation available? Apples and Oranges. convenience and time = convenience and time
by Luke Duke
Mon Mar 18, 2019 9:40 am
Forum: Personal Consumer Issues
Topic: lawn care cost
Replies: 70
Views: 5887

Re: lawn care cost

abuss368 wrote:
Tue Mar 12, 2019 8:35 pm
What is the opportunity cost of investing that $40 a week over an investment lifetime? I have never paid anyone to mow our lawn and never plan to do so!
Why would you ever own a car when there is public transportation available?
by Luke Duke
Mon Mar 18, 2019 9:22 am
Forum: Personal Consumer Issues
Topic: Help me understand my electric bill/ supplier
Replies: 12
Views: 907

Re: Help me understand my electric bill/ supplier

If you are in Texas, I highly recommend using Griddy.
by Luke Duke
Fri Mar 15, 2019 7:40 am
Forum: Personal Consumer Issues
Topic: Teen got into auto accident, fight ticket or pay fine?
Replies: 79
Views: 4399

Re: Teen got into auto accident, fight ticket or pay fine?

I didn't read all of the replies...but is defensive driving an option? If it is, make him sit in a class, which is more painful. Don't let him take it online.
by Luke Duke
Wed Mar 06, 2019 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: How long have you gone without a raise?
Replies: 75
Views: 5749

Re: How long have you gone without a raise?

The longest that I ever went was 3 years, but I got a 10% raise at the end of the 3rd year to make up for it. My last company didn't give raises unless you were promoted. There were several senior level people that hadn't had a raise in a long time. I was only there for about 1.5 yrs so it didn't af...