Search found 1099 matches
- Mon Nov 04, 2024 4:14 pm
- Forum: Personal Finance (Not Investing)
- Topic: "Buy a new Toyota, and drive it until the wheels fall off"
- Replies: 114
- Views: 7436
Re: "Buy a new Toyota, and drive it until the wheels fall off"
I have a 2012 Honda Accord that I bought new with 140k miles. I am starting to get the new car itch, but I can't justify it as the Accord is still running flawlessly. I figure I might drive it until September of next year and get a new one for my birthday but who knows? Part of me wants to see if I can take it to 200k miles, which I am sure I can. I guess time will tell......
- Sun Nov 03, 2024 8:59 am
- Forum: Personal Finance (Not Investing)
- Topic: Should I pay-off my mortgage when mortgage interest is at 3.25% ?
- Replies: 91
- Views: 5032
Re: Should I pay-off my mortgage when mortgage interest is at 3.25% ?
Just curious as to what you are earning on that cash at the moment.howard71 wrote: ↑Sat Nov 02, 2024 11:27 am Mine's at 3% and every time I think about paying it off I can't bring myself to do it.
I only owe about $190k which I have available in cash. This would eliminate the $868 monthly payment and thus result in a little over $10k/year in savings.
So that means it would take me 19 years to replenish the savings and that's where I have to stop and think about it. If you count interest earned on the replenished cash, maybe a few years less to break even but not that much.
I can see myself doing it eventually but not until that calculation looks a little more favorable.
- Sun Nov 03, 2024 8:46 am
- Forum: Personal Investments
- Topic: Beginner Investor :) Need Feedback/Criticism
- Replies: 33
- Views: 1217
Re: Beginner Investor :) Need Feedback/Criticism
Hi, I am 25 years old and I just started contributing to my Roth IRA this year. I've been doing research this past 2 weeks and I wanted some feedback on how I should go about investing my savings. I use Fidelity, because I think it is more affordable for me. Despite of my low salary, I am able to still invest in my Roth IRA. I am about $800 away from maxing out my contribution limit for this year :) For my Roth IRA, I only want to invest in Fidelity index funds. With a total of $292 to invest each paycheck, here’s how I currenlty distribute it across my funds Allocation Breakdown: 1. FXAIX (S&P 500 Index Fund): 25% o Amount: $73 2. FSMDX (Small-Mid Cap Index Fund): 20% o Amount: $58 3. FNCMX (Nasdaq Composite Index Fund): 20% o Amount: $58 ...
- Sun Nov 03, 2024 8:44 am
- Forum: Personal Investments
- Topic: Should I pay cash for a house or keep funds in the market?
- Replies: 34
- Views: 5401
Re: Should I pay cash for a house or keep funds in the market?
+1
Very curious as well. Obviously with the way the market is done, hindsight says he should have left the money in investments and took out the mortgage. At the time though, I was definitely conflicted about which way he should go.
- Sat Nov 02, 2024 3:25 pm
- Forum: Personal Consumer Issues
- Topic: Flaunt Your High-Mileage Car
- Replies: 979
- Views: 165086
Re: Flaunt Your High-Mileage Car
2012 Honda Accord now at 140,342 miles. Love this thread.
- Fri Nov 01, 2024 5:49 pm
- Forum: Investing - Theory, News & General
- Topic: IRS announces new 401k limits for 2025
- Replies: 35
- Views: 5071
Re: IRS announces new 401k limits for 2025
I think most people make too little to even come close to utilizing the catch-up contributions in their 20's. So few max out their 401(k)'s as it is. I do see where you're coming from though and agree with you in principle.toddthebod wrote: ↑Fri Nov 01, 2024 3:21 pmEven worse is the implication that it's more important to save for retirement in your later years. The rules should be set up to encourage more saving at a younger age. Like an increased saver's credit that is highest in your 20s and tapers off from there.White Coat Investor wrote: ↑Fri Nov 01, 2024 12:55 pm Totally agree. The whole idea of catch up contributions also feeds into the crazy idea that you can only save for retirement in retirement accounts. So many people just don't get that you can always save an unlimited amount in taxable.
- Fri Nov 01, 2024 9:03 am
- Forum: Personal Finance (Not Investing)
- Topic: Invest or Pay-off the mortgage when mortgage interest at 7%
- Replies: 21
- Views: 1207
Re: Invest or Pay-off the mortgage when mortgage interest at 7%
Don't forget that 401(k) contributions have the added benefit of tax deferral, in addition to whatever return on investment you are getting. I would still max out both 401(k)'s before I started prepaying any on the mortgage.
- Tue Oct 29, 2024 11:51 am
- Forum: Personal Finance (Not Investing)
- Topic: Anybody working for the same employer for a long time?
- Replies: 54
- Views: 5223
Re: Anybody working for the same employer for a long time?
OP, I spent 27 years with my former employer and had planned to retire from there at 55-57. Instead, I retired this past February and started a new role at a new organization on February 5 at age 53. Previous position had a pension, but the heavy lifting had pretty much been done already so it wasn't accumulating much more. New role has a 9% match on retirement contributions, so I jumped at it. Same salary. And in exactly one year, I will officially be double dipping. I never thought I would work elsewhere but one never knows when an opportunity will present itself.
- Mon Oct 14, 2024 11:33 am
- Forum: Personal Investments
- Topic: NW [net worth] & emergency funds—when/if to drop?
- Replies: 31
- Views: 2734
Re: NW & emergency funds—when/if to drop?
I am contemplating this now. We have a large amount of cash as an EF, and car replacement fund (we have a 2012 and 2015 currently, both Hondas and running fine). But I also have a 457 from an old employer that I could tap. I have over 6 months expenses in a MM account in that 457. Will probably do nothing and continue to ponder.........
- Mon Oct 14, 2024 11:26 am
- Forum: Personal Investments
- Topic: Portfolio Review - Advise please
- Replies: 8
- Views: 713
Re: Portfolio Review - Advise please
Is that $223k in the HYSA earmarked for anything? I might pull money out of there and pay off the car loan at 5.25%.
- Fri Oct 11, 2024 7:38 pm
- Forum: Personal Investments
- Topic: Mortgage Payoff vs Taxable Account - What else should I consider?
- Replies: 84
- Views: 11782
Re: Mortgage Payoff vs Taxable Account - What else should I consider?
Op I have really enjoyed the updates. I love seeing a plan in action. Any temptation to cash out a bit of the investments and pay down the mortgage considering the market has been on such a tear over that last 18 months or so?
- Fri Oct 11, 2024 9:17 am
- Forum: Personal Investments
- Topic: Made decision to retire, now what??
- Replies: 24
- Views: 3998
Re: Made decision to retire, now what??
OP where is that 2.6m in cash sitting? And that is exclusive of the money in CD's, I am assuming?
- Wed Oct 09, 2024 11:34 am
- Forum: Personal Finance (Not Investing)
- Topic: Are we on track for comfortable retirement?
- Replies: 14
- Views: 2096
Re: Are we on track for comfortable retirement?
I personally might cut down to 1 international trip a year and throw the remainder of the vacation money to investments. This will cut your yearly expenses and increase your savings rate. Otherwise, things are looking pretty decent, though planning to work until 62 is something I would not recommend.
- Tue Oct 08, 2024 10:26 am
- Forum: Personal Investments
- Topic: In Retirement - Bucket Strategy vs. Overall 60/40 Allocation
- Replies: 39
- Views: 7534
Re: In Retirement - Bucket Strategy vs. Overall 60/40 Allocation
I sort of have a bucket system of sorts.
Bucket #1: Current employer 457
Bucket #2: Previous employer 457
Bucket #3: Current employer 401(a)
Bucket #4: Current employer 401(k)
These are invested accordingly, with the 401's currently at about 67-33 and the 457's AA about 50-50.
Bucket #1: Current employer 457
Bucket #2: Previous employer 457
Bucket #3: Current employer 401(a)
Bucket #4: Current employer 401(k)
These are invested accordingly, with the 401's currently at about 67-33 and the 457's AA about 50-50.
- Sun Oct 06, 2024 10:01 am
- Forum: Personal Investments
- Topic: Hit financial milestone. Thinking if adjusting investment style is advisable.
- Replies: 14
- Views: 1629
Re: Hit financial milestone. Thinking if adjusting investment style is advisable.
OP we are in a somewhat similar boat. We had an existing AA of 60-40 about a year ago. While we didn't make any changes to the existing AA, we did change all new investments to a 50/50 split moving forward.
- Thu Oct 03, 2024 3:40 pm
- Forum: Personal Consumer Issues
- Topic: Favorite protein powder for shakes at home?
- Replies: 116
- Views: 13324
Re: Favorite protein powder for shakes at home?
I do something similar, but I also add a banana. Goes very well with the peanut butter and chocolate protein powder. Give it a whirl.lessismore22 wrote: ↑Tue Apr 23, 2024 5:23 pm OP here, thank you for all of the recommendations and suggestions. I had DW pick me up the mentioned Ascent - Chocolate from Costco. It was on sale this week $11 off per bag. I put two scoops of that in milk with a half scoop of PBfit Peanut Butter powder. Blended. Very tasty combo.
Here's to our health
- Thu Oct 03, 2024 3:38 pm
- Forum: Personal Consumer Issues
- Topic: Favorite protein powder for shakes at home?
- Replies: 116
- Views: 13324
Re: Favorite protein powder for shakes at home?
This week I have really been enjoying a shake made with chunks of frozen mango, 2 cups cold water, and 2 scoops of Iso Pure vanilla whey protein powder. 50 grams of protein. Delicious!
- Mon Sep 30, 2024 11:02 am
- Forum: Personal Investments
- Topic: Where to park cash short term?
- Replies: 8
- Views: 1270
Re: Where to park cash short term?
I agree with the above. VUSXX.
- Mon Sep 30, 2024 9:37 am
- Forum: Personal Investments
- Topic: Five-Year Financial Check-Up
- Replies: 4
- Views: 914
Re: Five-Year Financial Check-Up
I like what I see.
- Mon Sep 30, 2024 9:27 am
- Forum: Personal Investments
- Topic: [Lesson learned]
- Replies: 31
- Views: 2674
- Sun Sep 29, 2024 8:58 am
- Forum: Personal Finance (Not Investing)
- Topic: Question for those who have sinking funds
- Replies: 17
- Views: 2172
Re: Question for those who have sinking funds
We are sitting at over $70k in our sinking funds but we are still adding to it because:
1. My car is a 2012 and my wife drives a 2015. Both are Hondas and running perfectly, but purchasing two new cars is on the horizon within 1-3 years.
2. We want to keep enough to replace our HVAC (just in case)
3. We might want to install a sprinkler system.
4. A chunk of the $ is just our standard EF
I do have a 457 from an old employer that I could tap but my plan is to leave all investments alone for as long as possible, so we are just building up cash/CD accounts.
1. My car is a 2012 and my wife drives a 2015. Both are Hondas and running perfectly, but purchasing two new cars is on the horizon within 1-3 years.
2. We want to keep enough to replace our HVAC (just in case)
3. We might want to install a sprinkler system.
4. A chunk of the $ is just our standard EF
I do have a 457 from an old employer that I could tap but my plan is to leave all investments alone for as long as possible, so we are just building up cash/CD accounts.
- Fri Sep 27, 2024 6:06 pm
- Forum: Personal Finance (Not Investing)
- Topic: FIRE at 42?
- Replies: 42
- Views: 5474
Re: FIRE at 42?
Out of curiosity, what do you and your husband do now for work? Apologies if I missed it.
- Thu Sep 26, 2024 4:11 pm
- Forum: Personal Consumer Issues
- Topic: Is there a better hotdog?
- Replies: 112
- Views: 11480
Re: Is there a better hotdog?
I like Nathan's and must admit the Costco dogs are pretty tasty as well. Actually, almost everything I have ever bought at Costco is pretty tasty.
- Tue Sep 24, 2024 2:53 pm
- Forum: Personal Finance (Not Investing)
- Topic: Extra payment to prinicipal or interest>?
- Replies: 62
- Views: 4133
Re: Extra payment to prinicipal or interest>?
Are you sure there isn't a away to select "extra principal" when you're making a payment? Every mortgage lender I have had has the option. Do you pay via their website?
- Sun Sep 22, 2024 9:50 am
- Forum: Personal Finance (Not Investing)
- Topic: Paying out your vacation days
- Replies: 14
- Views: 1156
Re: Paying out your vacation days
My company did that several years ago. Not sure of the particulars, but they were able to put above the normal limit in our 401(k)s that year. I believe because they were considered employer contributions and not employee, thus not subject to the IRS limit.
- Fri Sep 20, 2024 5:03 pm
- Forum: Investing - Theory, News & General
- Topic: Is now the time to invest in my company's Stable Value Fund due to interest rate drops?
- Replies: 11
- Views: 1212
Re: Is now the time to invest in my company's Stable Value Fund due to interest rate drops?
What else do you have access to besides the Stable Value option? I am going to keep putting money into VUSXX (Vanguard Money Market fund) as it is still (as of yesterday) yielding 5.30%. I am guessing it will soon be earning 4.8% or so but still not too bad.
- Fri Sep 20, 2024 9:34 am
- Forum: Personal Investments
- Topic: Request for guidance with retirement on the horizon
- Replies: 12
- Views: 1752
Re: Request for guidance with retirement on the horizon
You look very well prepared. Enjoy!
- Thu Sep 19, 2024 3:23 pm
- Forum: Personal Finance (Not Investing)
- Topic: Prepaying a mortgage for a year (not principal reductions)
- Replies: 15
- Views: 1153
Re: Prepaying a mortgage for a year (not principal reductions)
Do you actually currently have a mortgage? Or not? Confusing post. In my experience you cannot pre-pay and then not pay for 12 months. Any prepayment goes toward principal and the payments continue until the loan is paid off (with obviously less interest paid each month, and more principal). I guess it's possible some lenders will take your money and let you forego payments but I've never heard of such a thing. If you have a lump sum that you're determined to put toward the mortgage (whether it's 12 months worth of payments or five years) it generally makes sense to refinance (assuming favorable rate spread). You can also recast the loan, which will lower your payments, but not change the interest rate. If you don't have a mortgage, then ...
- Thu Sep 19, 2024 11:29 am
- Forum: Personal Finance (Not Investing)
- Topic: Prepaying a mortgage for a year (not principal reductions)
- Replies: 15
- Views: 1153
Re: Prepaying a mortgage for a year (not principal reductions)
Do you actually currently have a mortgage? Or not? Confusing post. In my experience you cannot pre-pay and then not pay for 12 months. Any prepayment goes toward principal and the payments continue until the loan is paid off (with obviously less interest paid each month, and more principal). I guess it's possible some lenders will take your money and let you forego payments but I've never heard of such a thing. If you have a lump sum that you're determined to put toward the mortgage (whether it's 12 months worth of payments or five years) it generally makes sense to refinance (assuming favorable rate spread). You can also recast the loan, which will lower your payments, but not change the interest rate. If you don't have a mortgage, then ...
- Wed Sep 18, 2024 3:11 pm
- Forum: Personal Finance (Not Investing)
- Topic: Pension vs lump sum
- Replies: 37
- Views: 2832
Re: Pension vs lump sum
I will be facing the same decision in a bit over a year. What does the rest of your financial picture look like? Investments? Expenses? Housing, etc.
- Sun Sep 15, 2024 8:40 am
- Forum: Personal Investments
- Topic: Can I FIRE now?
- Replies: 86
- Views: 8595
Re: Can I FIRE now?
I would look for a part time job making $25k or so, which when added to your $8k side gig would cover half your expenses. Though if you found a part time position doing something you somewhat enjoy and can work a bit more and make $35k or so, all the better. I am just thinking on delaying any significant withdrawals from the portfolio for a few years.
- Sun Sep 15, 2024 8:27 am
- Forum: Personal Finance (Not Investing)
- Topic: Retire broke if I must.
- Replies: 48
- Views: 8274
Re: Retire broke if I must.
Is your wife's job pretty secure and steady? Is she able to work 9 more years? If so, you should be in an ok place to retire at 59.5.
- Fri Sep 13, 2024 10:01 am
- Forum: Investing - Theory, News & General
- Topic: Is it better to withdraw monthly or yearly for retirement
- Replies: 66
- Views: 7388
Re: Is it better to withdraw monthly or yearly for retirement
Not retired quite yet but my plan is to withdraw yearly. And will pull from whichever holding had the best performance the previous year. In other words, if I was retired at the end of 2022, I would have pulled all the money I needed from my Money Market Account. End of 2023, from my S&P 500 and/or Total market Index funds.
- Sun Sep 08, 2024 7:17 pm
- Forum: Personal Finance (Not Investing)
- Topic: Please help me overcome fear of investing in taxable
- Replies: 32
- Views: 3078
Re: Please help me overcome fear of investing in taxable
I would probably split the difference were I in your shoes. $2,000 a month in taxable investments and $2,000 a month toward mortgage principal paydown.
- Tue Sep 03, 2024 4:21 pm
- Forum: Personal Investments
- Topic: $80K Severance Windfall - What to do with it?
- Replies: 13
- Views: 2493
Re: $80K Severance Windfall - What to do with it?
Have you landed another job yet? Will this money be used to help fund living expenses for a while?
- Tue Sep 03, 2024 4:19 pm
- Forum: Personal Investments
- Topic: Portfolio Review Request - Nearing Retirement
- Replies: 4
- Views: 1313
Re: Portfolio Review Request - Nearing Retirement
I think you are in great shape, especially as you are willing to lower your expenses a bit, which you might want to do for the first few years. Not 100% certain health insurance premiums can be paid with an HSA. Have you confirmed this?
- Tue Sep 03, 2024 9:41 am
- Forum: Personal Finance (Not Investing)
- Topic: What to do with accumulated sick leave?
- Replies: 29
- Views: 5047
Re: What to do with accumulated sick leave?
How about using your time off to extend 3-day holiday weekends to 4 days? This would mean you would have taken today off, for example.
- Mon Sep 02, 2024 8:42 am
- Forum: Personal Investments
- Topic: pay down mortgage vs continue investing
- Replies: 52
- Views: 5427
Re: pay down mortgage vs continue investing
Personally, I would do a bit of both. Of course, keep maxing out all tax advantaged accounts. After that, any leftover money gets split between taxable investing and mortgage paydown.
- Sun Sep 01, 2024 11:33 am
- Forum: Personal Finance (Not Investing)
- Topic: Worrying about future career, will we be good in retirement with current finance state
- Replies: 18
- Views: 3021
Re: Worrying about future career, will we be good in retirement with current finance state
How close is your husband's salary to your current expenses? If you could save/invest almost your entire salary for a couple years, that would be ideal and put you in a pretty good spot. Also has the side benefit of lowering your household expenses.
- Fri Aug 30, 2024 3:05 pm
- Forum: Personal Consumer Issues
- Topic: Struggling with the Hedonic Treadmill / Wealth Effect / Lifestyle Creep
- Replies: 210
- Views: 31826
Re: Struggling with the Hedonic Treadmill / Lifestyle Creep
I'm very confused. On Mar 3, 2023 OP stated they had a portfolio value of $1.45M (https://www.bogleheads.org/forum/viewtopic.php?t=399271). This post goes on to say that this is after decades of ultra-frugal spending at $35K-50K annually. OP additionally has what I consider to be a very high income. I am bit concerned that OP is not saving enough for retirement, particularly if they want a lifestyle that is substantially loosening the strings, so to speak. I think OP needs to have a number, or retirement goal before deciding to spend more. If I recall, she invested very conservatively most of her working life, adding index funds only in the last few years. That being said, she has done very well. She has also transformed into one of my ...
- Fri Aug 30, 2024 9:44 am
- Forum: Personal Finance (Not Investing)
- Topic: Is this how little I need to retire?
- Replies: 45
- Views: 7887
Re: Is this how little I need to retire?
I used a similar method to estimate retirement spending. Took gross income and subtracted savings and other things that would change significantly in retirement (income and payroll taxes, health insurance premiums and some other deductions taken from paychecks) and then added in estimated costs for taxes and health insurance in retirement. Since we'd not bought a car during the time I was tracking, I also added an amount to cover buying a car every 10 years. I ended up with about $40K for my spouse and I, based on a 5 year average and including $10K per year for health insurance premiums and out of pocket costs. This 5 year period was prior to 2020, so I ignored inflation since it was very low at the time. I added a safety factor, making ...
- Thu Aug 29, 2024 10:38 am
- Forum: Personal Investments
- Topic: Checkup - retirement planning.
- Replies: 4
- Views: 745
Re: Checkup - retirement planning.
It looks like you will be ready to roll when the time comes. You could, of course, retire sooner if you can lower your expenses a bit. Good to have options.
- Thu Aug 29, 2024 9:27 am
- Forum: Personal Finance (Not Investing)
- Topic: Is this how little I need to retire?
- Replies: 45
- Views: 7887
Re: Is this how little I need to retire?
I used a similar method to estimate retirement spending. Took gross income and subtracted savings and other things that would change significantly in retirement (income and payroll taxes, health insurance premiums and some other deductions taken from paychecks) and then added in estimated costs for taxes and health insurance in retirement. Since we'd not bought a car during the time I was tracking, I also added an amount to cover buying a car every 10 years. I ended up with about $40K for my spouse and I, based on a 5 year average and including $10K per year for health insurance premiums and out of pocket costs. This 5 year period was prior to 2020, so I ignored inflation since it was very low at the time. I added a safety factor, making ...
- Wed Aug 28, 2024 8:52 am
- Forum: Personal Investments
- Topic: Sanity check - coast FIREing soon
- Replies: 13
- Views: 2373
Re: Sanity check - coast FIREing soon
I would feel better about your situation if you could drop your expenses by about $30k a year.
- Tue Aug 27, 2024 5:37 pm
- Forum: Personal Investments
- Topic: Build emergency fund or invest for retirement?
- Replies: 5
- Views: 823
Re: Build emergency fund or invest for retirement?
How about splitting it up? $10k-15k to retirement savings and the same to building up your cash reserves?
- Tue Aug 27, 2024 1:56 pm
- Forum: Personal Investments
- Topic: Retiring in 6 months (off TSLA options); Plan Review; 08/24 Update - NVDA All-In
- Replies: 743
- Views: 172267
Re: Retiring in 6 months (off TSLA options); Plan Review; 11/22 Update - Ain't Pretty
Yes. Please stop. Reading this is stressing me out but I can't stay away. All jokes aside, thanks for the continuous updates.slippinsurlies wrote: ↑Mon Aug 26, 2024 7:21 pm Dude, quit.
You have all the money you need to live a good life. Just not the self control.
Hire a financial advisor or something. Take a hit on the fee. Take a hit on the taxes. Just direct someone else to unroll your positions into a 2 or 3 fund portfolio and then STOP LOOKING AT IT.
Get your adrenaline rush somewhere else. Go skydiving or learn to fly. Buy a freaking racehorse. Just leave your portfolio to someone else.
- Tue Aug 27, 2024 8:53 am
- Forum: Personal Finance (Not Investing)
- Topic: I really hate my job. Can I retire?
- Replies: 75
- Views: 10562
Re: I really hate my job. Can I retire?
Personally, I would not quit just yet, but no way would I stay another 3 years. Maybe work a few more months while you get your true expense number figured out and get a bit more money stashed away. How about giving yourself an amazing Christmas present by retiring on Christmas Eve? This way you have a few more months to get all your ducks in a row and stash a bit more $.
- Mon Aug 26, 2024 4:27 pm
- Forum: Personal Investments
- Topic: Checkup - How to Ensure We Have Enough for Early Retirement and Not Too Much in Tax Deferred?
- Replies: 42
- Views: 5279
Re: Checkup - How to Ensure We Have Enough for Early Retirement and Not Too Much in Tax Deferred?
In regard to question #1, if you keep on maxing out your wife's 457, by the time you are 50, there should be a pretty healthy chunk in there, though probably not enough to bridge the 10-year gap to age 59.5. Although with what you have in there now combined with 10 years of contributions might be pretty close.
- Sun Aug 25, 2024 9:11 am
- Forum: Investing - Theory, News & General
- Topic: What are you up YTD? [Year To Date]
- Replies: 5448
- Views: 989802
Re: What are you up YTD? [Year To Date]
Previous 457----- up 11.17% YTD 60-40 4 Fund Portfolio
Previous 401(k)--up 11.37% YTD (Vanguard Target 2035)
Current 401(a)---up 9.72% YTD (actually from Feb 15, CRA Target 205 fund)
Current 457------up 8.23% YTD (actually from Feb 15, 2 fund portfolio S&P 500 and MM fund.
These are without contributions.
I enjoy seeing these numbers. May they continue in perpetuity... ....................
Previous 401(k)--up 11.37% YTD (Vanguard Target 2035)
Current 401(a)---up 9.72% YTD (actually from Feb 15, CRA Target 205 fund)
Current 457------up 8.23% YTD (actually from Feb 15, 2 fund portfolio S&P 500 and MM fund.
These are without contributions.
I enjoy seeing these numbers. May they continue in perpetuity... ....................
- Sat Aug 24, 2024 2:22 pm
- Forum: Personal Finance (Not Investing)
- Topic: Check-in: Feedback on Financial Picture
- Replies: 10
- Views: 1261
Re: Check-in: Feedback on Financial Picture
I think everything looks fantastic. I would just keep doing what you're doing. Do you get a tax break for the 529 contributions? If so, maybe continue doing that up to the tax break amount. Remember you can always tap your taxable accounts if your in laws are unable to cover for whatever reason.