Search found 27 matches

by tasdisr
Thu Feb 19, 2009 11:07 am
Forum: Personal Consumer Issues
Topic: OT- Trip to Italy
Replies: 45
Views: 7769

It has been 7 years since my wife and I took my mother to Italy. We stayed for two weeks, the first week we were on a guided tour with a company called Globus and were very happy with them. We stayed in Rome that whole week and used a tour bus to travel to site in Rome and to Pompeii and took the tr...
by tasdisr
Mon Jan 26, 2009 6:33 pm
Forum: Personal Investments
Topic: Capital gains
Replies: 8
Views: 1753

When I inherited the stock I believe it was in the 80-82 dollar price range and then split 2 for 1
by tasdisr
Mon Jan 26, 2009 5:45 pm
Forum: Personal Investments
Topic: Capital gains
Replies: 8
Views: 1753

I am in the 28% tax bracket by the time my wife and I take into account our salaries, dividend income, interest etc.
Not complaining though, just trying to minimize my taxes.

I have close to a 75% gain on my Exxon stock
by tasdisr
Mon Jan 26, 2009 2:18 pm
Forum: Personal Investments
Topic: Capital gains
Replies: 8
Views: 1753

The TSM is only in my taxable account. After reading the Boglehead book and the forums, I had moved my IRA from individual stocks into bond funds and my 401k also went from stock funds to bond funds. I have significant losses in the TSM as I just started moving money into it in March of 07, but I do...
by tasdisr
Mon Jan 26, 2009 1:39 pm
Forum: Personal Investments
Topic: Capital gains
Replies: 8
Views: 1753

Not certain what you mean by the "lower price in 31 days" but you can sell shares of TSM in a taxable account and use that loss to offset the capital gain on the XOM stock. When you buy TSM in 31 days, you will have to pay the then current price for the fund. EO Thanks! By lower price I meant lower...
by tasdisr
Mon Jan 26, 2009 11:52 am
Forum: Personal Investments
Topic: Capital gains
Replies: 8
Views: 1753

Capital gains

Hi I have some stock in Exxon/Mobil that I inherited a number of years ago and after accounting for the last stock split have a cost basis of around $40.00 per share. I am considering selling the stock and offsetting the gains by selling an appropriate number of shares in my Total Stock Market fund ...
by tasdisr
Thu Dec 11, 2008 9:11 am
Forum: Investing - Theory, News & General
Topic: Two good Morningstar articles ! !
Replies: 6
Views: 2588

Great articles. I have harvested some losses this year to offset some gains in individual stocks I inherited.

Plan on doing some more for 2009 and lighten up on an individual stock with
substantial gains. Figure I can sell some shares of my TSM which I will have a loss on and buy back in 31 days.
by tasdisr
Thu Oct 09, 2008 11:58 am
Forum: Investing - Theory, News & General
Topic: Bogleheads, et al: Are you REALLY Staying the Course? (POLL)
Replies: 60
Views: 12054

I have been in the process of moving from individual stocks and into index funds after posting both here and on the M* forum and receiving some excellent advice. My IRA's and 401K were shifted into bonds late in 06 and in our regular brokerage account have narrowed our individual stocks down white a...
by tasdisr
Tue Oct 07, 2008 2:57 pm
Forum: Investing - Theory, News & General
Topic: Invest or pay off your home?
Replies: 30
Views: 6087

We paid our mortgage off a couple of years ago. It is a very personal choice
but it sure is a good feeling to be debt free!
by tasdisr
Wed May 28, 2008 9:29 am
Forum: Investing - Theory, News & General
Topic: What do you use to manage your portfolio?
Replies: 46
Views: 12445

I use this method I got from Schwabs website to create and excel sheet. 1. Create an Excel file with two sheets. Label the first sheet "Portfolio" and the second "Quotes." 2. On the Portfolio sheet, type your stock and mutual fund ticker symbols in column A. 3. On the Quotes sheet, place your cursor...
by tasdisr
Tue May 27, 2008 12:36 pm
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? PART II
Replies: 1043
Views: 298686

Atlas Shrugged by Ayn Rand
by tasdisr
Tue Apr 08, 2008 2:57 pm
Forum: Personal Investments
Topic: Portfolio advice (long)
Replies: 5
Views: 1643

Thanks for the update. Assuming that you want something like 50/50 and that everything is sellable, how about something like this as a goal to work toward? Taxable account 35% VTSAX/VTI Total Stock Market 15% VFWIX/VEU FTSE All-World ex-US 27.6% VOHIX Vanguard Ohio Long-Term Tax-Exempt Fund (or any...
by tasdisr
Sat Apr 05, 2008 6:26 am
Forum: Personal Investments
Topic: Small cap growth index or etf
Replies: 11
Views: 2414

Re: How it worked in the past...

Below shows the results for mixing up US Cap Weighted Market + US Small Growth for the period of 1970-2007. Not Nice :-( 1970-2007 (yearly rebalancing) 100% US Market ============== 10K Growth 490,149.10 CAGR 10.79 StDev 16.90 Sharpe 0.3725 90% US Market 10% US Small Growth =================== 10K ...
by tasdisr
Fri Apr 04, 2008 2:09 pm
Forum: Personal Investments
Topic: Portfolio advice (long)
Replies: 5
Views: 1643

PiperWarrior, Thanks for you input. I will have to read through this and give it some thought this weekend
by tasdisr
Fri Apr 04, 2008 9:59 am
Forum: Personal Investments
Topic: Portfolio advice (long)
Replies: 5
Views: 1643

I am very close to maxing out my 401k. We are in the 28% tax bracket and live in Ohio. Many of our individual stocks have been sold with gains. Of the positions we have left the only one with a loss is Huntington Bank. The investments available in my Fidelity 401k are as follows: RGAEX American Fund...
by tasdisr
Fri Apr 04, 2008 8:45 am
Forum: Personal Investments
Topic: Portfolio advice (long)
Replies: 5
Views: 1643

Portfolio advice (long)

This is kind of a continuation of a post that I had started in the original Diehard forum regarding indexing almost a year and a half ago. Rather than revive the old post I thought I would post here. Briefly my wife and I want to move out of individual stocks and into index funds primarily for ease ...
by tasdisr
Fri Apr 04, 2008 8:05 am
Forum: Personal Investments
Topic: Small cap growth index or etf
Replies: 11
Views: 2414

Thanks to both of you for your input. I am putting a post together that goes into more detail with info about our current allocation, etc.

I think I need to get a fresh perspective. I seem to have just come to a standstill in my transition to indexing.
by tasdisr
Fri Apr 04, 2008 7:05 am
Forum: Personal Investments
Topic: Small cap growth index or etf
Replies: 11
Views: 2414

I guess part of my "problem" is that the bulk of my holdings are in a taxable account and as I sell off my individual stocks I am looking to invest more in the total stock market fund, but also other investments that would be good for a taxable portfolio. Not sure if posting my holdings and what pe...
by tasdisr
Thu Apr 03, 2008 6:37 pm
Forum: Personal Investments
Topic: Small cap growth index or etf
Replies: 11
Views: 2414

I guess part of my "problem" is that the bulk of my holdings are in a taxable account and as I sell off my individual stocks I am looking to invest more in the total stock market fund, but also other investments that would be good for a taxable portfolio. Not sure if posting my holdings and what per...
by tasdisr
Thu Apr 03, 2008 6:07 pm
Forum: Personal Investments
Topic: Small cap growth index or etf
Replies: 11
Views: 2414

I don't want to overweight small growth but thought a position in a small cap index might be a good addition to our portfolio.

I am slowly selling off individual stocks we hold and moving to an index fund portfolio. Much easier to manage and less stressful.
by tasdisr
Thu Apr 03, 2008 5:28 pm
Forum: Personal Investments
Topic: Small cap growth index or etf
Replies: 11
Views: 2414

Small cap growth index or etf

I currently have my account at Schwab, where I prefer to keep it. I want to add a small cap growth index to my account. I can buy the Vanguard Small Cap Growth Index (VISGX) from Schwab, but there is a $49.95 charge for the purchase. However I can get the Vanguard Small Growth ETF (VBK) for a $8.95 ...
by tasdisr
Sat Mar 31, 2007 9:24 am
Forum: Personal Investments
Topic: allocation
Replies: 2
Views: 1506

allocation

Thats what I thought. By the way the book you co-wrote with Taylor and Michael has been a great help in making my move from a mixture of individual stocks and funds. I have transitioned my IRA into a bond index and an inflation protected fund, while my Roth(which is not that large) is allocated to a...
by tasdisr
Fri Mar 30, 2007 8:24 pm
Forum: Personal Investments
Topic: allocation
Replies: 2
Views: 1506

allocation

When I figure my asset allocation do I take all my accounts together both taxable and non taxable?

I have a taxable account, roth IRA, regular IRA and a company 401k
by tasdisr
Tue Mar 27, 2007 1:53 pm
Forum: Investing - Theory, News & General
Topic: Vanguard ETF(VTI) or Vanguard total stock mkt index
Replies: 8
Views: 3504

If the $12 difference in ERs between ETF and Investor shares is meaningful to you, then I would take a look at overall Schwab fees vs. Vanguard fees as well. I left Schwab when they changed their fee structure with the last facelift "to serve customers better". My inestment in VTMSX started with Ad...
by tasdisr
Tue Mar 27, 2007 1:20 pm
Forum: Investing - Theory, News & General
Topic: Vanguard ETF(VTI) or Vanguard total stock mkt index
Replies: 8
Views: 3504

Vanguard ETF(VTI) or Vanguard total stock mkt index

I currently am in the process of switching from individual stocks into index funds and I am ready to make my first purchase. I currently have my account at Schwab and was considering the purchase of the Vanguard Total stock mkt index ETF(ticker VTI). I can purchase the ETF for $9.95 but the Total st...
by tasdisr
Mon Mar 12, 2007 2:33 pm
Forum: Personal Investments
Topic: initial investment
Replies: 2
Views: 2275

Vanguard has the Investor shares and Admiral shares in their total stock mkt index fund and many of their other funds. The Admiral shares carry a lower expense ratio.

Schwab does the same with their index fund. They have Investor and Select shares with the Select shares having lower expense ratios.
by tasdisr
Mon Mar 12, 2007 1:37 pm
Forum: Personal Investments
Topic: initial investment
Replies: 2
Views: 2275

initial investment

I am getting ready to make my initial investment into an index fund that has two share classes, the difference being the fund expenses. Am I better off making the initial investment large enough to get the lower fee right away or buy the share class with the higher fee & dollar cost average since it...