Search found 1928 matches
- Thu Mar 27, 2014 9:17 pm
- Forum: Personal Consumer Issues
- Topic: Lowes Install Services- anyone use them for a new bathroom?
- Replies: 22
- Views: 39641
Re: Lowes Install Services- anyone use them for a new bathro
I've heard from neighbors that even though we live in a modest home, because we live in an affluent town, contractors routinely bump up prices when bidding on jobs in our town because they think they can get the job at inflated pricing. I have seen this. I live in a beautiful area, because granddad had the foresight to buy land there a century ago. You can see dollar signs appear in contractors' eyes when they arrive. There are honest workmen, but you have to find them by word of mouth and trial and error. I would not lump Lowe's and Home Depot together. I have not had either do work, but I returned a faucet assembly with a defective finish to Home Depot a couple of years ago, and it took months and arguing to get a refund "because it...
- Thu Mar 27, 2014 9:10 pm
- Forum: Personal Consumer Issues
- Topic: Ancestry Tests
- Replies: 19
- Views: 3177
Re: Ancestry Tests
I am baffled by this - you had DNA from her great x5 grandfather?b4real wrote:I've been researching my and my wife’s genealogy for the last few years. I had circumstantial but not conclusive evidence of her paternal lineage to her great x5 grandfather but I could not prove it. We had her uncle (the oldest living male) do a 37 marker dna test and got 4 perfect matches and several 25 and 27 marker matches proving the connection and my research. To us, it was definitely worthwhile.
- Thu Mar 27, 2014 5:25 pm
- Forum: Personal Consumer Issues
- Topic: How much water do you drink every day?
- Replies: 70
- Views: 6404
Re: How much water do you drink every day?
I know medical advice is a no-no on this forum, but - all that extra water you drink does you zero good. You pee out all the extra water you drink. Your thirst is HIGHLY accurate unless you have kidney disease, and the amount of water you drink will depend both on activity/sweat as well as salt intake. You will ingest the EXACT amount of water required to properly dilute your body salt, down to the 1cc. Yes, we actually tested this in med school with a class of 100 healthy med students, and everyone peed out EXACTLYwhat they ingested during a class after a night of full hydration per instructions. Not even off by more than 1%. Eat tons of salty food, you'll have to drink a lot of water. You can trust your thirst. If you're thirst, drink. I...
- Thu Mar 27, 2014 5:22 pm
- Forum: Personal Consumer Issues
- Topic: How much water do you drink every day?
- Replies: 70
- Views: 6404
Re: How much water do you drink every day?
Zero, I used to drink tap water where I lived before, but here it tastes awful.
- Thu Mar 27, 2014 3:45 pm
- Forum: Personal Investments
- Topic: Portfolio help for 83 year old widow lady
- Replies: 16
- Views: 1927
Re: Portfolio help for 83 year old widow lady
http://dealbook.nytimes.com/2014/03/26/ ... ers-heirs/Watty wrote: There are lots of pitfalls with a reverse mortage so I would not hurry into one, but it could be a fallback position.
- Thu Mar 27, 2014 3:42 pm
- Forum: Personal Finance (Not Investing)
- Topic: Lawyer, Small Claims Court, or ?
- Replies: 27
- Views: 2575
Re: Lawyer, Small Claims Court, or ?
Is a chain link fence not feasible? I know you said no fence, just wondering why?
- Thu Mar 27, 2014 3:38 pm
- Forum: Personal Consumer Issues
- Topic: Thinking About a New Laptop
- Replies: 46
- Views: 5907
Re: Thinking About a New Laptop
My thinkpads are very reliable. The HP laptops were not so much - the hinges and USB ports seemed to be weak points consistently from HP laptop to HP laptop.
- Thu Mar 27, 2014 6:44 am
- Forum: Personal Finance (Not Investing)
- Topic: Can't get brokerage tax documents from Vanguard
- Replies: 11
- Views: 1517
Re: Can't get brokerage tax documents from Vanguard
When I transferred accounts out of Schwab, the online information for those accounts disappeared in a day or two. Live and learn to take screen snapshots. I would call Vanguard again and work up the food chain.in_reality wrote: I am sure not many people have to transfer out of Vanguard and this is likely a result of that. They say the brokerage account should be viewable online (other accounts are, that one is not). I had several brokerage accounts (IRA, Roth IRA, Inherited IRA) and maybe they are just confused about which one I am asking for. I told them the account number but...
- Wed Mar 26, 2014 9:54 pm
- Forum: Personal Investments
- Topic: Worried about the market
- Replies: 24
- Views: 3626
Re: Worried about the market
Hello, I've just opened my first IRA mutual fund with vanguard. I've invested in the lifestrategy growth fund (VASGX) However, I'm wondering if this is a bad time to jump in...it seems like the market is overvalued. With the feds pumping money into everything, I'm wondering if I made a mistake. Should I have waited? Should I shift to a more conservative investment? Bonds don't look that appealing to me right now with interest rates as low as they are. Are holding bonds directly better? Don't know where to put my money, nothing seems appealing. Maybe I worry too much, I'm just thinking I should stop contributing until the next correction, or should I contribute regularly no matter what (up to my $5,500 limit per year)? Thanks If people here...
- Wed Mar 26, 2014 4:41 pm
- Forum: Personal Finance (Not Investing)
- Topic: Sustainable wage increases over the long term?
- Replies: 20
- Views: 3229
Re: Sustainable wage increases over the long term?
1.89 in 2011, I'm too lazy to look more. Below the replacement rate, for sure.Valuethinker wrote: TFR in the US has dropped sharply relatively recently? It was about 2.1 but my data may be old.
- Wed Mar 26, 2014 4:30 pm
- Forum: Personal Investments
- Topic: 62 years old - starting all over again
- Replies: 27
- Views: 5957
Re: 62 years old - starting all over again
I think the OP is legit. Huge numbers of IT jobs were lost in SF when the dot com bubble burst. Things didn't get good again until recently, and then probably not for many 62 year olds. JW Been there, done that, at 57. I also think the OP is legit, although there seem to have been some questionable decisions, like having everything in the stock market in stuff that went to zero? I can't tell from the OP's post how much money she needs to live on per year. With that info, we can make better suggestions. I read a lot of house blogs and houses in the center of the country in various places seem to be "free" compared to the coasts. Instead of going to some third world country, I would look into retiring into a low cost of living area...
- Wed Mar 26, 2014 4:23 pm
- Forum: Personal Finance (Not Investing)
- Topic: We Don't want to die with Money
- Replies: 45
- Views: 6060
Re: We Don't want to die with Money
+1 There are so many needs in the world, why throw money away on stuff you don't need or enjoy instead of leaving it where it will do good?The Wizard wrote:Sorry if I'm no help, but I don't particularly *like* this topic.
If I die in 20 or 30 years with a net worth of $1M, half of which is my principal residence, then I'm fine, just fine.
I do not understand the mindset of folks who want to come as close to zero net worth as possible.
Why not set up pending Charitable Donations to causes that interest you as time goes on?
- Wed Mar 26, 2014 4:22 pm
- Forum: Personal Finance (Not Investing)
- Topic: We Don't want to die with Money
- Replies: 45
- Views: 6060
Re: We Don't want to die with Money
Unless the insurance company goes bankrupt.technovelist wrote:Take all of your money and buy a single premium immediate life annuity.
Problem solved!
- Wed Mar 26, 2014 2:53 pm
- Forum: Personal Finance (Not Investing)
- Topic: We Don't want to die with Money
- Replies: 45
- Views: 6060
Re: We Don't want to die with Money
Are there some zeroes missing in there?birdy wrote: receiving around $50/year income from rental of farm property.
- Wed Mar 26, 2014 2:49 pm
- Forum: Personal Finance (Not Investing)
- Topic: "Spinning Off" my 20 Year Old Son
- Replies: 71
- Views: 9824
Re: "Spinning Off" my 20 Year Old Son
This all started when on his 18th birthday, instead of having his party, I called for a room cleaning party, and mom and me helped him clean the pig pen. I had ask him repeatedly over 2 weeks to clean his room up. (fire hazard) That's why he moved out. Good luck to all you loving, caring parents. It's tough to see kids grow up into what they are, but we have to cut ties at some point, and I believe nature does a great job of encouraging this. Rusty, that's pretty harsh. His 18th birthday was the big one, the day he officially became a man, and you chose that to make him clean his room? Obviously I don't know any backstory, but if I were him, I'd view that as having my dependence on you rubbed in my face at the worst possible time. Then I'd...
- Wed Mar 26, 2014 2:45 pm
- Forum: Personal Finance (Not Investing)
- Topic: "Spinning Off" my 20 Year Old Son
- Replies: 71
- Views: 9824
Re: "Spinning Off" my 20 Year Old Son
Yes. People seem to be assuming the worst here, when the OP's original post did not read that way to me at all.Leesbro63 wrote: I am the OP. Just for the record, my situation does not derive from that situation. My kid IS a kid...and he does have teenager attitude often, but overall he's a good kid doing what we expect him to do. This isn't about punishing him. It's just about making him a bit more independent a bit earlier than usual and about some additional liability protection for me.
I went financially independent of my parents when I turned twenty. Although I was done with undergraduate school at that point. Twenty is pretty old to be still in the financial nest, imho. Being financially independent contributes to maturing.
- Wed Mar 26, 2014 8:37 am
- Forum: Personal Finance (Not Investing)
- Topic: Do you work part time in retirement?
- Replies: 59
- Views: 7779
Re: Do you work part time in retirement?
I call someone who could be retired but chooses to work some of the time, semi-retired. It says nothing about their financial status to me.Wildebeest wrote: With people who fell on hard time and retired and have to go back to work to call it, but can not or do not have to work full time semi- retired.
- Wed Mar 26, 2014 8:32 am
- Forum: Personal Finance (Not Investing)
- Topic: Sustainable wage increases over the long term?
- Replies: 20
- Views: 3229
Re: Sustainable wage increases over the long term?
The U.S. birth rate is below the replacement rate, and lower than France's. The U.S. population grows because of immigration.Valuethinker wrote: US is different from Europe in that labour force growth long run has been higher: US population rises by c. 1% pa due to higher immigration and a higher natural birth rate (I think in Europe only France gets close to US birth rate; maybe also Sweden).
- Wed Mar 26, 2014 8:31 am
- Forum: Personal Finance (Not Investing)
- Topic: Sustainable wage increases over the long term?
- Replies: 20
- Views: 3229
Re: Sustainable wage increases over the long term?
1975 is a long time ago, when the economy/work available was very different. I don't think it is ever going to be that way again, barring a collapse that takes us back to early industrial times or before.nisiprius wrote:I had been about to say the same thing, but according to the BLS-data-based chart above, real wages in the U.S. did double from 1945 to 1975, so 2% per year for thirty years is certainly possible.Sconie wrote:Over the long-run, wages in the US have increased at the rate of inflation plus about 1/2 of 1% annually. To assume inflation + 2% is wishful thinking.
- Wed Mar 26, 2014 8:17 am
- Forum: Personal Finance (Not Investing)
- Topic: Buying first home in SF - gut check
- Replies: 93
- Views: 15673
Re: Buying first home in SF - gut check
A lot of what is attractive about San Francisco is disappearing, as diversity, artists, etc. get driven out by tech people with astronomical salaries. I would not buy a house there now, since I value what's being destroyed. Also, there apparently have been attacks on the google buses and so forth.
[OT comments removed by admin LadyGeek]
[OT comments removed by admin LadyGeek]
- Wed Mar 26, 2014 8:11 am
- Forum: Personal Finance (Not Investing)
- Topic: Should I take this new job?
- Replies: 15
- Views: 2365
Re: Should I take this new job?
Or synthetic and save the lives of a few animals.Grt2bOutdoors wrote:Might I add - goose down gloves to keep your hands nice and toasty and a rabbit fur or beaver hat - you will need it with the lake effect and wind.Andyrunner wrote: Being young, and no attachements to your current area take the gamble, go to Chicago and experience it.
Oh...and buy a good winter coat.
- Wed Mar 26, 2014 5:43 am
- Forum: Personal Finance (Not Investing)
- Topic: homeowner's insurance up 20+%
- Replies: 11
- Views: 1771
Re: homeowner's insurance up 20+%
I've continued to insure for replacement value. I'm attached to this house as it is the long time family home. Also, compared to the property tax, the insurance is a small cost (1/6)ieee488 wrote: Have people continued to insure for replacement of home or would you switch to insuring for a set $X and just walk when disaster strikes and the home is destroyed?
- Wed Mar 26, 2014 5:38 am
- Forum: Personal Finance (Not Investing)
- Topic: Should I take this new job?
- Replies: 15
- Views: 2365
Re: Should I take this new job?
Is it normal nowadays to not get an increase in pay when changing jobs? That would be very odd in my working lifetime years ago.
A year and a half is not long in terms of a promotion, unless you really excel.
I would find out more about the smaller company before deciding.
A year and a half is not long in terms of a promotion, unless you really excel.
I would find out more about the smaller company before deciding.
- Tue Mar 25, 2014 6:22 pm
- Forum: Personal Finance (Not Investing)
- Topic: homeowner's insurance up 20+%
- Replies: 11
- Views: 1771
Re: homeowner's insurance up 20+%
The country can't have disaster after disaster without insurance rates going up.
I don't have Amica for homeowners because they no longer write new policies for houses close to the water, but my homeowners went up 15% last year.
I don't have Amica for homeowners because they no longer write new policies for houses close to the water, but my homeowners went up 15% last year.
- Tue Mar 25, 2014 1:26 pm
- Forum: Personal Consumer Issues
- Topic: Car buying experience. Do I have a case to sue the dealer?
- Replies: 40
- Views: 8358
Re: Car buying experience. Do I have a case to sue the deal
Glad this worked out for you.
By the way, buying a new car is no guarantee. Years ago I bought a new car, my first after college, and it kept going into neutral randomly. I must have taken it back to the dealer three or four times, each time they said they'd fixed it and they hadn't. One time it was suspiciously parked exactly where I had left it off.
It was only when my Dad took it to another dealer where a friend of his worked that the problem actually got found and fixed.
By the way, buying a new car is no guarantee. Years ago I bought a new car, my first after college, and it kept going into neutral randomly. I must have taken it back to the dealer three or four times, each time they said they'd fixed it and they hadn't. One time it was suspiciously parked exactly where I had left it off.
It was only when my Dad took it to another dealer where a friend of his worked that the problem actually got found and fixed.
- Tue Mar 25, 2014 1:20 pm
- Forum: Personal Consumer Issues
- Topic: $8.03! I'm rich!
- Replies: 3
- Views: 1711
$8.03! I'm rich!
I get an email from Amazon that they have credited my account with $8.03, due to some e-book lawsuit settlement.
But if I don't spend it in a year, I lose it. Of course, I'll probably spend it tomorrow, but I am curious, is there any reason for this limitation other than for either amazon or the defendants (don't know if they are one and the same, and don't care) to fork out less money?
But if I don't spend it in a year, I lose it. Of course, I'll probably spend it tomorrow, but I am curious, is there any reason for this limitation other than for either amazon or the defendants (don't know if they are one and the same, and don't care) to fork out less money?
- Tue Mar 25, 2014 8:14 am
- Forum: Personal Finance (Not Investing)
- Topic: Advice on Parent Entering Assisted Living
- Replies: 25
- Views: 4371
Re: Advice on Parent Entering Assisted Living
I'm sorry you have to handle this. But Medicare is very upfront even at the beginning about not covering this stuff, and pointing people at additional insurance.vested1 wrote: Without becoming political it would seem that our country needs to take a more active role in ensuring that seniors check out with some modicum of dignity. Medicare is basically worthless in these situations as it pays for so little.
As to the country, the Scandinavian countries do an excellent job, as far as I can tell, with eldercare, so it is possible. So save the admins time, I will not comment on why that is.
- Tue Mar 25, 2014 8:02 am
- Forum: Personal Consumer Issues
- Topic: Letting go: Classic textbooks
- Replies: 54
- Views: 6266
Re: Letting go: Classic textbooks
Our library accepts donated books, but not textbooks. They have no need for them, and they have no buyers when their donated textbooks books go on sale to raise funds.abuss368 wrote:I understand. I gave up most of my business and accounting books years ago after debating for many years. Once I realized the tax code and financial accounting rules changed just about every year and that the textbooks were out of date I moved on. My bookshelf is much lighter.
I donated to our local library.
- Tue Mar 25, 2014 7:58 am
- Forum: Personal Finance (Not Investing)
- Topic: Do you work part time in retirement?
- Replies: 59
- Views: 7779
Re: Do you work part time in retirement?
I would love to do this, and the local library really needs my IT knowledge, but it is not even possible to volunteer with no pay at the library, due to the contract the town has with the union. (It isn't possible to work for pay, either, since there is no money to hire additional people. So the library is short-staffed, a solution is there, but it can't be implemented.)joe8d wrote:I retired 10 years ago due to company closure.I've been working P/T at my local public library for the last 8 years.I enjoy working with the public and It's been the only thing I look forward to doing.
- Tue Mar 25, 2014 6:26 am
- Forum: Personal Finance (Not Investing)
- Topic: Filing a Social Security Restricted Application
- Replies: 13
- Views: 6154
Re: Filing a Social Security Restricted Application
Given this thread, I don't want to hear any more whining about the marriage penalty on income tax!
- Tue Mar 25, 2014 6:21 am
- Forum: Personal Finance (Not Investing)
- Topic: Surrender life insurance?
- Replies: 4
- Views: 910
Re: Surrender life insurance?
[OT comment removed by admin LadyGeek]
- Mon Mar 24, 2014 5:56 pm
- Forum: Personal Finance (Not Investing)
- Topic: Tough college choice
- Replies: 72
- Views: 20031
- Mon Mar 24, 2014 11:46 am
- Forum: Personal Finance (Not Investing)
- Topic: Tough college choice
- Replies: 72
- Views: 20031
Re: Tough college choice
self deleted.
- Mon Mar 24, 2014 11:34 am
- Forum: Personal Finance (Not Investing)
- Topic: Can you please convince me to get a credit card?
- Replies: 101
- Views: 101226
Re: Convince me to get a credit card
My car was trapped in a parking area where the automated machine to process ticket payments had stopped reading any credit cards. I guess it would still be there, 2 hours away from where I live, if I hadn't had $9 in cash to feed the machine.stan1 wrote: I no longer use cash, except for a few $5 and $1 bills I keep in my car for tips or to chip in with co-workers for food brought into the office.
- Mon Mar 24, 2014 6:30 am
- Forum: Personal Consumer Issues
- Topic: Car buying experience. Do I have a case to sue the dealer?
- Replies: 40
- Views: 8358
Re: Car buying experience. Do I have a case to sue the deal
I can understand the OP's reluctance. Who knows what the dealer will mess up this time. However, I think you're right.Cherokee8215 wrote:I'm not a lawyer but I can't see you having much of a case against the dealer if they are willing to fix the issues and you refuse. Your chances of having a court forcing them to buy back the car, beyond anything you negotiate with them directly are probably slim to none.
Under the UCC language you cite, if the car is not "fit for transportation" under the warranty period, they have to make it fit - and they are willing to do that in this case.
OP, don't forget to post online reviews of the dealer, to help out potential customers.
- Sun Mar 23, 2014 10:10 pm
- Forum: Personal Consumer Issues
- Topic: Amazon Prime Increase
- Replies: 185
- Views: 17280
Re: Amazon Prime Increase
See original remark.mhc wrote:Could you forward me your calendar for when things will break or be lost by a child?frugaltype wrote: And stuff that's crucial and the world will end if I lose it, I generally have more than one of. Not refrigerators, of course, but I suspect you aren't ordering those via Prime.
- Sun Mar 23, 2014 10:06 pm
- Forum: Personal Finance (Not Investing)
- Topic: IRS Refund Fraud
- Replies: 41
- Views: 5809
Re: IRS Refund Fraud
Way to fix this is to have the correct amount withheld. I had no trouble doing that over years.manwithnoname wrote: I don't know about you but most of the taxpayers whose returns I prepare don't make a lot of money and need the refund to pay expenses. Why should they wait an extra week for the return of their own money which under IRS rules makes them overpay their withholding. Way to fix the problem is to reduce withholding tables but then govt will not receive interest free loan from taxpayers.
- Sun Mar 23, 2014 10:04 pm
- Forum: Personal Finance (Not Investing)
- Topic: IRS Refund Fraud
- Replies: 41
- Views: 5809
Re: IRS Refund Fraud
female.BrandonBogle wrote: I would recommend putting at least fraud alerts on your wife's credit reports. We put freezes on my mom's since the lady tried to open cards and called into some of my mom's credit card companies saying she lost her card and needed a new one at an alternate address.
- Sun Mar 23, 2014 7:29 am
- Forum: Personal Consumer Issues
- Topic: Installing Win8.1 on an old PC - one successful data point
- Replies: 24
- Views: 3030
Re: Installing Win8.1 on an old PC - one successful data poi
My thinkpads are silent. I have to hold the one I'm using about one inch away from my ear to hear anything.johng wrote: I decided not to buy a new PC mainly because my existing desktop PC was built to be extremely quiet. To get another super-quiet PC was not going to be cheap.
- Sun Mar 23, 2014 7:26 am
- Forum: Personal Investments
- Topic: 8% ROI needed
- Replies: 28
- Views: 5118
Re: 8% ROI needed
80000/500 = 160 months. How old is the mom?
By the way, if you find a safe investment returning 8%, let me know. Heck, 4% let me know.
By the way, if you find a safe investment returning 8%, let me know. Heck, 4% let me know.
- Sun Mar 23, 2014 7:21 am
- Forum: Personal Consumer Issues
- Topic: Amazon Prime Increase
- Replies: 185
- Views: 17280
Re: Amazon Prime Increase
I often have the opposite experience. Last thing I bought at Lowes was seeds. It was quite easy, even including driving time to peruse them all and select the ones I wanted. I think to buy off Amazon you'd have to look up each individual packet. That would take forever. There are nice seed/garden supply websites that have a wider variety of seeds than Lowe's. Although I am also a Lowe's devotee. I'm not ordering bags of topsoil through the mail, and there's usually something interesting when I browse through their garden department, like 12 columbines packaged bareroot in an ingenious plastic bag that are currently soaking in my kitchen sink. Home Depot lost me as a customer when it took months of effort to get a faucet, bought online that...
- Sun Mar 23, 2014 7:15 am
- Forum: Personal Consumer Issues
- Topic: Amazon Prime Increase
- Replies: 185
- Views: 17280
Re: Amazon Prime Increase
Here are some examples of things that fall in in between immediate and 1 week: 1. Leaving on a trip in 4 days, need some items, and too busy to go to the store (working long hours to finish a project at work before leaving for vacation) 2. On vacation at a hotel or relatives house for a few days and realize you need something and you want it delivered while you are there. Small window for delivery, but not in a hurry. For example, I was just on vacation at a hotel for 5 days without a car or any local stores. 3. Forgot about a gift for someone who does not live close enough to hand deliver it. These seem like uncommon possibilities that could even then be easily avoided by forward planning. At worst, would you spend $79 each year on next d...
- Sun Mar 23, 2014 3:03 am
- Forum: Personal Finance (Not Investing)
- Topic: Any experience pricing yourself out of a neighborhood?
- Replies: 15
- Views: 4880
Re: Any experience pricing yourself out of a neighborhood?
I just hope you don't turn yours into a monster house out of size scale with the other houses in the neighborhood. The last neighborhood I lived in had that happen. I thought my present neighborhood had escaped this, but there's a completely out of scale house like a blight on the landscape a couple of blocks away now.
- Sat Mar 22, 2014 4:02 pm
- Forum: Personal Finance (Not Investing)
- Topic: Healthcare & HSA Math Assistance
- Replies: 3
- Views: 638
Re: Healthcare & HSA Math Assistance
Are you sure this is going to be there for the entirety of your family's life?wanderlust wrote: I recently learned my family is entitled to free health care for life, so am looking at dropping my employer plan.
- Sat Mar 22, 2014 3:54 pm
- Forum: Personal Finance (Not Investing)
- Topic: Options for the medical grad but no residency
- Replies: 98
- Views: 17478
Re: Options for the medical grad but no residency
Does she qualify to be an RN with no or little additional training?
- Sat Mar 22, 2014 3:51 pm
- Forum: Personal Consumer Issues
- Topic: Cheap UPC scanner to inventory home library / DVD collection
- Replies: 7
- Views: 1769
Re: Cheap UPC scanner to inventory home library / DVD collec
+1 I have been taking grocery bag after grocery bag of paper books to the library these recent weeks, more to go.TimeRunner wrote:Another approach: Sorted out the books so that only a few remain - the rest went to the local library (for accessioning) or library friends group (for fundraising).
- Sat Mar 22, 2014 6:44 am
- Forum: Personal Finance (Not Investing)
- Topic: Telephone Harassment
- Replies: 36
- Views: 6965
Re:
Maybe those nice telemarketers should take up burglary.LynnC wrote:The other side of this coin, are the telemarketers just trying to make a living and pay their bills.
LynnC
- Sat Mar 22, 2014 5:50 am
- Forum: Personal Finance (Not Investing)
- Topic: Charity sent wrong amount, taxes already filed
- Replies: 7
- Views: 1077
Re: Charity sent wrong amount, taxes already filed
I always use the number from my own records when I do my taxes. I do check, of course, that checks, credit card payments, have been processed.caseynshan wrote:A charity that i give to miscalculated my giving by $2000. They just sent me an update. (Yes I should have noticed.)
This is just my paranoia. But I did notice that last year I got an incorrect reported amount from one, due to that particular charity also running a kickstarter campaign which they did not include.
- Fri Mar 21, 2014 5:27 pm
- Forum: Personal Finance (Not Investing)
- Topic: POLL: Do you have a financial advisor?
- Replies: 37
- Views: 4284
Re: POLL: Do you have a financial advisor?
I remember the days of my 2 figure portfolio in grad schoolGrt2bOutdoors wrote: My portfolio at one time was 2 figures - that's right, $20! If anything, those who have less, start with less should use these polls as a motivating factor to save more, invest more, earn more. Don't be discouraged, we all were crawling before we walked, we were walking before we ran. Things take time usually.
- Fri Mar 21, 2014 5:26 pm
- Forum: Personal Investments
- Topic: Would you buy this immediate annuity at age 80?
- Replies: 14
- Views: 2546
Re: Would you buy this immediate annuity at age 80?
I was given six months to live in 2007. Modern medicine has a lot in common with voodoo. I would not base my plans on it except in rare cases.asterix0 wrote:You are in the land of subjective decisions. I almost died in 2010 (age 58) and had a 4% chance of dying before 2011. If I live to be your age I will be grateful.