Search found 230 matches
- Tue Aug 22, 2023 10:28 am
- Forum: Personal Consumer Issues
- Topic: Could AI break voice identification security?
- Replies: 43
- Views: 5519
Re: Could AI break voice identification security?
Jason Bourne did it easily. Piece of cake for AI.
- Sun Aug 13, 2023 11:07 am
- Forum: Personal Consumer Issues
- Topic: What Car Should I Buy If Money Were No Object?
- Replies: 116
- Views: 13897
Re: What Car Should I Buy If Money Were No Object?
1986 Porsche 944 turbo, guards red 5 speed. And a 928.
- Sat Aug 12, 2023 7:29 pm
- Forum: Personal Consumer Issues
- Topic: If/when to fly business class? (Length of flight vs. cost)
- Replies: 207
- Views: 26615
Re: If/when to fly business class? (Length of flight vs. cost)
The guy in the glasses looks like he's smoking a spliff
- Sun Apr 09, 2023 1:30 am
- Forum: Personal Consumer Issues
- Topic: Products for white hair
- Replies: 52
- Views: 6543
Re: Products for white hair
I mean who really cares? Just go grey like the rest of us.
- Wed Mar 29, 2023 7:00 pm
- Forum: Personal Finance (Not Investing)
- Topic: One month insurance gap - Cobra can't be dropped?
- Replies: 15
- Views: 1233
Re: One month insurance gap - Cobra can't be dropped?
COBRA is weird sometimes. I went from one job straight to the next with a 30 day wait before my new job put me on the plan. My old job never sent me the COBRA stuff so I never signed up. Nothing happened thankfully.
- Wed Mar 29, 2023 7:00 pm
- Forum: Personal Finance (Not Investing)
- Topic: One month insurance gap - Cobra can't be dropped?
- Replies: 15
- Views: 1233
Re: One month insurance gap - Cobra can't be dropped?
COBRA is weird sometimes. I went from one job straight to the next with a 30 day wait before my new job put me on the plan. My old job never sent me the COBRA stuff so I never signed up. Nothing happened thankfully.
- Fri Dec 23, 2022 9:06 am
- Forum: Personal Consumer Issues
- Topic: Router Recommendation for ~ 2,700 sqft and 3 floors
- Replies: 41
- Views: 3167
Re: Router Recommendation for ~ 2,700 sqft and 3 floors
amplify mesh for sure. set it and forget it.
- Sun Oct 30, 2022 6:40 pm
- Forum: Personal Consumer Issues
- Topic: how to track distance run
- Replies: 60
- Views: 3923
Re: how to track distance run
garmin for sure.
- Sun Oct 09, 2022 8:18 pm
- Forum: Personal Finance (Not Investing)
- Topic: Dream Car Porsche - Should I buy it ?
- Replies: 388
- Views: 46033
Re: Dream Car Porsche - Should I buy it ?
Do it and don't think twice.
- Mon Sep 26, 2022 4:45 pm
- Forum: Personal Consumer Issues
- Topic: Apple TV vs. Roku vs. Chromecast vs. Firestick ?
- Replies: 55
- Views: 4809
Re: Apple TV vs. Roku vs. Chromecast vs. Firestick ?
I have had all of them.
Roku by far.
Roku by far.
- Sat May 28, 2022 9:17 pm
- Forum: Personal Investments
- Topic: FIRE for physician
- Replies: 42
- Views: 6912
Re: FIRE for physician
What is your specialty and how in the world did you accumulate such wealth at such a young age?alphamale12 wrote: ↑Fri May 27, 2022 5:49 amI am a 42 year old MD/MBA currently working a 1099 position employed in a hospital based setting that pays approximately 19k/week (get some stipend for healthcare and CME, malpractice is paid for). I can work as many weeks as I want or take off more vacation within reason. Hard to tell income projections long term due to reimbursement changing environment.
- Thu Dec 16, 2021 6:38 pm
- Forum: Personal Investments
- Topic: 31 years old, 1M pretax income, Need advice for investing
- Replies: 31
- Views: 5381
Re: 31 years old, 1M pretax income, Need advice for investing
What do you do in the medical field?snozzleberry wrote: ↑Thu Dec 09, 2021 6:28 pmI'm in the medical field and earn around 1.1M per year pre-tax in California with an S-Corp set up.
- Thu Oct 07, 2021 3:30 pm
- Forum: Personal Consumer Issues
- Topic: Tesla MY Parking Cameras
- Replies: 23
- Views: 2314
Re: Tesla MY Parking Cameras
Why can't you just tilt the sideview mirror down and line up with the curb?
- Wed Oct 06, 2021 1:02 pm
- Forum: Personal Finance (Not Investing)
- Topic: Benefits: I opted out, but not paid out at work
- Replies: 59
- Views: 4173
Re: Benefits: I opted out, but not paid out at work
Partners generate revenue. Might be allocated based on some sort of formula to account for productivity. Corporate expenses are paid from the pot. Money after that is divided according to ownership percentage. Expenses are taken out individually since they can vary dramatically.PVW wrote: ↑Wed Oct 06, 2021 12:51 pmI have no knowledge in these matters, but it seems strange that in an equal partnership, the cost of perks comes out of gross revenue. Especially since perks are unequally provided to the partners. Is there any language addressing this in your partnership agreement?
- Wed Oct 06, 2021 11:56 am
- Forum: Personal Finance (Not Investing)
- Topic: Benefits: I opted out, but not paid out at work
- Replies: 59
- Views: 4173
Re: Benefits: I opted out, but not paid out at work
It isn't "nothing"! It's money that rightly belongs to the partner!dukeblue219 wrote: ↑Wed Oct 06, 2021 5:59 amMay take it personally that you're demanding more money for "nothing." That's why I'd say have a lawyer review the agreement to understand if you are entitled to equal compensation or not, and if not, you might not want to be starting this fight.
- Wed Oct 06, 2021 11:53 am
- Forum: Personal Finance (Not Investing)
- Topic: Benefits: I opted out, but not paid out at work
- Replies: 59
- Views: 4173
Re: Benefits: I opted out, but not paid out at work
NO WAY!
No free lunch. You are entitled to the revenue you generate.
Have a vote at a meeting but only with the chief there.
If you lose, swallow your pride and move on.
- Sat Aug 21, 2021 6:15 pm
- Forum: Personal Finance (Not Investing)
- Topic: High income physician seeking financial and life advice
- Replies: 202
- Views: 42613
Re: High income physician seeking financial and life advice
Just curious — would it be financially risky for the OP and his wife to both completely retire if they wanted to? They have >33x annual expenses saved. Maybe financially ok, but losing physician identity and profession at such a young age is a big risk. Yep. Crush it for a few more years. Pay people to take care of the mundane tasks in life. If your soul is truly crushed see if you can work part-time. Once your kids are in school you will be bored unless you truly have hobbies that can keep you happy and occupied. You have come a long way to call it quits at such an early age. Go out on top when you can truly cruise. Kids are expensive. So is a condo in Deer Valley. The corporitization of medicine is soul-crushing. Mid-level encroachment (...
- Tue Jul 20, 2021 6:03 pm
- Forum: Personal Consumer Issues
- Topic: Podcast for a Long Flight
- Replies: 29
- Views: 3928
Re: Podcast for a Long Flight
Dr. death. Riveting.
- Thu Jun 24, 2021 8:35 am
- Forum: Investing - Theory, News & General
- Topic: What pitfalls do even smart people make when buying a home?
- Replies: 211
- Views: 25400
- Thu Jun 24, 2021 8:31 am
- Forum: Personal Consumer Issues
- Topic: Physician wants to purse MHA or MBA. Any Advice?
- Replies: 7
- Views: 1334
Re: Physician wants to purse MHA or MBA. Any Advice?
Good MHA program will deliver this as well.desiderium wrote: ↑Thu Jun 24, 2021 8:29 amMBA. Need financial/accounting exposure, strategic planning and training to think/act like an executive. Also specific "big picture" thinking in health care, either through the program itself or by additional workshops, e.g. check out Dartmouth Institute for Health Policy. Good luck.
- Thu Jun 24, 2021 8:06 am
- Forum: Personal Consumer Issues
- Topic: Riding mower
- Replies: 64
- Views: 5993
Re: Riding mower
Husqvarna zero turn. There really is no other.
- Mon Jun 21, 2021 6:34 pm
- Forum: Personal Consumer Issues
- Topic: External hard drive to back up photos
- Replies: 33
- Views: 2998
Re: External hard drive to back up photos
Synology NAS/RAID system.
Couple of decent hard drives.
Back it all up to a storage service.
Flawless and no chance for losing data barring a catastrophe.
Couple of decent hard drives.
Back it all up to a storage service.
Flawless and no chance for losing data barring a catastrophe.
- Mon Apr 12, 2021 7:54 pm
- Forum: Personal Finance (Not Investing)
- Topic: Defined Benefit Pension Plan
- Replies: 32
- Views: 2233
Re: Defined Benefit Pension Plan
be careful of costs and expenses. If I had to do it all over again would use an independent consultant, if such a thing exists. Realize you can't just pay yourself a pittance for a salary, it has to be reasonable - and the money you stash away each year depends on your age and actuarial assumptions. Finally, you can't just invest 100% in the index 500 fund or whatever and hope to let it rip - investments need to be reasonable so that if the market tanks you aren't up a creek without a paddle because you can get locked into contributions and also be required to make up shortfalls. Most folks seem to keep the plan 5-7 or 10 years and then roll the funds out and maybe start again.
- Sun Apr 11, 2021 7:36 pm
- Forum: Personal Consumer Issues
- Topic: Deck Replacement Options
- Replies: 47
- Views: 5301
Re: Deck Replacement Options
Trex is great. I lightly power wash it once a year after the spring pollen has settled. I used a big local company but it was a big project along with the deck. Of course the big company subbed out the deal but the crew we got was solid. I just couldn't stomach the hassle of dealing with getting local contractors out for a bid, let alone getting them out there to do the job.
- Sat Mar 06, 2021 3:10 pm
- Forum: Personal Consumer Issues
- Topic: I need a trickle car battery charger for garage queen...
- Replies: 84
- Views: 6748
- Thu Feb 18, 2021 5:03 pm
- Forum: Personal Investments
- Topic: Late start and digging myself out of a hole, appreciate input
- Replies: 26
- Views: 3916
Re: Late start and digging myself out of a hole, appreciate input
Medicine reimbursement is just so peverted sometimes. You went through a ton of training and are in a very cerebral specialty unfortunately your pay is not commensurate with this. Good job security I would imagine though.
- Tue Dec 01, 2020 8:58 pm
- Forum: Personal Consumer Issues
- Topic: YouTube TV just dropped Tennis Channel...
- Replies: 50
- Views: 5264
Re: YouTube TV just dropped Tennis Channel...
Thanks. Honestly I don’t know what has happened to the sport of Tennis over the years. Conners, McEnroe, Agassi, Chan, Borg, Williams sisters, and so many more. Now I am not sure of any pros. All the yelping and grunting and (whatever else you call that guttural garbage) turned me off. Watching without the audio just doesn't cut it. Unless it's Nadal vs Djokovic or Federer in a Grand Slam match I seldom watch any more. Then there's the jerks like Nick Kyrgios who would fit in just fine with many of these boorish American pros now days. Maybe others feel the same way and people are losing interest in tennis same as in other pro sports. Kyrgios is a complete clown show. Of course, back in the day McEnroe was something else. He sure did have ...
- Tue Dec 01, 2020 8:35 pm
- Forum: Personal Consumer Issues
- Topic: YouTube TV just dropped Tennis Channel...
- Replies: 50
- Views: 5264
Re: YouTube TV just dropped Tennis Channel...
I miss Edberg’s magnificent backhand volley, Pete effortlessly crushing a serve and Lendl’s rocket forehand amongst many others. I do enjoy watching Federer and also Djokovic who I suspect is a robot.abuss368 wrote: ↑Mon Nov 30, 2020 9:55 pm Thanks. Honestly I don’t know what has happened to the sport of Tennis over the years. Conners, McEnroe, Agassi, Chan, Borg, Williams sisters, and so many more. Now I am not sure of any pros.
Many many tennis courts around us in parks and even the schools are gone. Replaced by other sports and believe it or not parking lots.
- Mon Nov 23, 2020 9:03 pm
- Forum: Personal Finance (Not Investing)
- Topic: Unexpected Medical Bill
- Replies: 83
- Views: 7054
Re: Unexpected Medical Bill
If the anesthesiologist is an independent contractor or working at the surgicenter or hospital as part of a contracted group that has contracted with the hospital or surgicenter to provide anesthesia services, then anesthesia contracts with insurers will be separate from the contract with the hospital or surgicenter. The hospital or surgicenter may or may not require their anesthesiology service to accept in-network fees depending on the local market for anesthesia services. And this is where the problem is. All I see in my area is anesthesia groups signing contracts with hospitals. After the contract is signed there is no need to be in network (unless it's in the contract to do so). So, hospitals share in having out of network anesthesiol...
- Wed Sep 30, 2020 7:59 pm
- Forum: Personal Consumer Issues
- Topic: Buying an elliptical machine - please recommend
- Replies: 18
- Views: 2213
- Tue Sep 29, 2020 8:48 pm
- Forum: Personal Consumer Issues
- Topic: Buying an elliptical machine - please recommend
- Replies: 18
- Views: 2213
Re: Buying an elliptical machine - please recommend
Precor, no doubt.
- Wed Sep 23, 2020 3:27 pm
- Forum: Personal Finance (Not Investing)
- Topic: Physicians: Should I leave my job?
- Replies: 207
- Views: 19708
Re: Physicians: Should I leave my job?
Unless you get a buy-out it is a scam.calvin+hobbes wrote: ↑Wed Sep 23, 2020 2:59 pmYou would get better and more focused opinions posting at the White Coat Investor forum instead of the peanut gallery here chiming in to tell you that you are overpaid and ungrateful, etc.
That being said, I agree that your interpretation of the wRVU scam is incorrect. You are not going to get immediate work credit just because you submitted a CPT code. There are a lot of steps between submitting that code and it actually being sent through to insurance and then awhile yet before the charges are actually reimbursed. A one to two month lag time is common. The advantageous way to leave would to leave after the bonus is paid out for the prior fiscal year. It's not a scam.
- Wed Sep 23, 2020 11:38 am
- Forum: Personal Finance (Not Investing)
- Topic: Physicians: Should I leave my job?
- Replies: 207
- Views: 19708
- Wed Sep 23, 2020 10:04 am
- Forum: Personal Finance (Not Investing)
- Topic: Physicians: Should I leave my job?
- Replies: 207
- Views: 19708
Re: Physicians: Should I leave my job?
Not true for a lot of us. Many of us had no idea what specialty we would go into at the start of med school and compensation varies wildly amongst specialties. Nobody thinks about hassling with the insurance companies until you are done with training.
- Wed Sep 23, 2020 10:00 am
- Forum: Personal Finance (Not Investing)
- Topic: Physicians: Should I leave my job?
- Replies: 207
- Views: 19708
Re: Physicians: Should I leave my job?
Kind of rough. OP is in BFE, single and unhappy. It's tough to go through all the school and training and then see someone else reap the rewards from your hard work.
- Wed Sep 23, 2020 9:57 am
- Forum: Personal Finance (Not Investing)
- Topic: Physicians: Should I leave my job?
- Replies: 207
- Views: 19708
Re: Physicians: Should I leave my job?
I am interested to know how the OP got to the 12M number. This would require seeing the "books" and/or the raw billing numbers. I don't think this info would be readily available in the situation described.dodecahedron wrote: ↑Tue Sep 22, 2020 9:06 amI agree that you need to understand the economics better.
The hospital might be "billing you out" at $12M but the amount they actually *receive* from third party insurers is typically a small fraction of what they bill. Typical bills have unrealistically high and inflated "sticker prices" that essentially nobody pays. Then you have the uninsured patients with little or no assets. It does not matter what you bill them because you can't get blood from a stone.
- Tue Sep 22, 2020 3:36 pm
- Forum: Personal Finance (Not Investing)
- Topic: Dental practice billing
- Replies: 37
- Views: 3794
Re: Dental practice billing
You are being scammed.
- Fri Sep 11, 2020 4:43 pm
- Forum: Personal Consumer Issues
- Topic: Neccesities for a Man Cave
- Replies: 51
- Views: 4698
Re: Neccesities for a Man Cave
Winning.
- Tue Aug 25, 2020 7:23 pm
- Forum: Personal Consumer Issues
- Topic: looking to buy an ipad
- Replies: 62
- Views: 4670
Re: looking to buy an ipad
Verizon throttles me at 15 gb.
I have a hotspot and it is horrendous!
I have a hotspot and it is horrendous!
- Sat Aug 15, 2020 11:15 am
- Forum: Personal Finance (Not Investing)
- Topic: Understanding Chapter 7 Bankruptcy
- Replies: 11
- Views: 914
Re: Understanding Chapter 7 Bankruptcy
Is he orange?Longdog wrote: ↑Sat Aug 15, 2020 11:07 am I know of one case where an individual declared bankruptcy five times! And now this individual lives in a beautiful, fully staffed historic mansion, has all his meals prepared for him, gets chauffeured wherever he wants, and flies exclusively in a dedicated, specially equipped 747. And he never has to do the dishes or take out the trash. Apparently for some people bankruptcy means nothing; it’s just a way of avoiding paying money you owe.
- Thu Jul 30, 2020 4:11 pm
- Forum: Personal Consumer Issues
- Topic: Middle of Nowhere Retirement
- Replies: 108
- Views: 14711
Re: Middle of Nowhere Retirement
Virginia Tech is 45 minutes away and has a medical school Va Tech hospital is in Roanoke, not Blacksburg. I was referring to Virginia Tech the school and its med school being in Blacksburg. ... Blacksburg is a “big college town” that is 45 minutes away that is a research university and has a medical school. Virginia Tech's medical school is in Roanoke, not Blacksburg. I stand corrected on that point. My aunt graduated from med school at VT back in 2007 when it was still in Blacksburg. I see that it’s VT Carilion School of Medicine now, based in Roanoke, offering both MD and DO programs. OP, good place to live with great access to lots of outdoors activities. Roanoke itself is about 100k people. No. VCOM is an osteopathic medical school tha...
- Wed Jul 29, 2020 6:13 pm
- Forum: Personal Consumer Issues
- Topic: Middle of Nowhere Retirement
- Replies: 108
- Views: 14711
Re: Middle of Nowhere Retirement
What about someplace like Roanoke, Virginia? Very close proximity to many mountains in the Blue Ridge, the Appalachian Trail, access to quality healthcare (Virginia Tech is 45 minutes away and has a medical school; many healthcare initiatives are being started in Roanoke). Va Tech hospital is in Roanoke, not Blacksburg. I was referring to Virginia Tech the school and its med school being in Blacksburg. I live in Roanoke and am not familiar with a hospital called Va Tech being in Roanoke. There’s a large hospital system called Carilion and Lewis Gale. I know Tech and Carilion have a healthcare initiative building that’s in Roanoke. I don't know where the students spend the first two years in the classroom but they spend the bulk of the next...
- Tue Jul 28, 2020 6:30 pm
- Forum: Personal Consumer Issues
- Topic: Middle of Nowhere Retirement
- Replies: 108
- Views: 14711
Re: Middle of Nowhere Retirement
Va Tech hospital is in Roanoke, not Blacksburg.tashnewbie wrote: ↑Tue Jul 28, 2020 1:48 pm What about someplace like Roanoke, Virginia? Very close proximity to many mountains in the Blue Ridge, the Appalachian Trail, access to quality healthcare (Virginia Tech is 45 minutes away and has a medical school; many healthcare initiatives are being started in Roanoke).
- Fri Jul 03, 2020 1:34 pm
- Forum: Personal Finance (Not Investing)
- Topic: Share your budget
- Replies: 152
- Views: 12764
Re: Share your budget
I make money.
My wife spends it.
My wife spends it.
- Wed Jul 01, 2020 12:13 pm
- Forum: Personal Consumer Issues
- Topic: SUV, 2 row, 40k USD
- Replies: 41
- Views: 3747
Re: SUV, 2 row, 40k USD
What would you get? i liked the honda passport - but they say that the honda sensing is way off, and causes emergency braking on 2 lane roads with oncoming cars Highlander is very nice 2020 version - but oh so boring - Used cayenne for 45k 2017-8 CPO, is an option, but hard to get all the safety tech palisade/telluride is super nice, but large and 3 row rav4 hybrid is great.. but seems a little downscale.. subaru sort of the same.. own one already used RX? or used lexus GX? GX maybe.. I have a 2020 Honda CRV and have not experienced problems with unwanted emergency braking on 2 lane roads. I hope that does not become an issue in the future and I doubt that it will. My Honda does it once in a blue moon on a curvy road. I think I turned the ...
- Mon Jun 29, 2020 1:45 pm
- Forum: Personal Consumer Issues
- Topic: I'm Buying a Boat...
- Replies: 112
- Views: 9459
Re: I'm Buying a Boat...
What kind of Sea Ray was it? Sounds like whoever bought it got a steal!
- Sun Jun 28, 2020 9:59 pm
- Forum: Personal Consumer Issues
- Topic: I'm Buying a Boat...
- Replies: 112
- Views: 9459
Re: I'm Buying a Boat...
I have a 2003 Sea Ray bowrider that I have owned for the last 5 years. Great "starter" boat. Only maintenance is paying a guy to winterize it. I could probably do it myself but I just don't feel like fussing with it.
- Wed Jun 10, 2020 1:45 pm
- Forum: Personal Consumer Issues
- Topic: how much to tip painters
- Replies: 66
- Views: 8636
Re: how much to tip painters
I have never understood this. I never talk about how much money I make or ask anyone else what they make. Nobody I know has ever brought this up.ddurrett896 wrote: ↑Wed Jun 10, 2020 1:10 pmEvery single one of my friends do trade work that's hard physically and they all make significantly more than me...even with a 6 figure white color job.makingmistakes wrote: ↑Wed Jun 10, 2020 11:43 am Usually said by folks in their high paid white collar jobs who either never had, or don’t remember, what it was like to work a hard physical job for low pay.
- Wed May 20, 2020 7:55 am
- Forum: Personal Consumer Issues
- Topic: Care for outdoor patio set?
- Replies: 10
- Views: 917
Re: Care for outdoor patio set?
???
Even if you have the best outside furniture in the world, cushions will go bad if you just leave them out. Pollen comes down so heavy in the spring that it might as well be snowing!
- Tue May 19, 2020 8:53 pm
- Forum: Personal Finance (Not Investing)
- Topic: Thinking of buying a boat during pandemic – am I CRAZY?
- Replies: 80
- Views: 7609
Re: Thinking of buying a boat during pandemic – am I CRAZY?
For gods sakes man get the boat! No offense but your post is trollish. Of course you can afford it. I would get a tricked out 24 foot Malibu if I were in your shoes!