Search found 1928 matches

by MP173
Sat Dec 15, 2018 6:36 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3464
Views: 1026374

Re: What Book Are You Currently Reading? Part VI

New author for me - Hank Phillippi Ryan's "Trust Me". Not a huge fan of the book, but will read another of hers.

Ed
by MP173
Sat Dec 15, 2018 6:32 pm
Forum: Personal Consumer Issues
Topic: Favorite Purchase of 2018?
Replies: 141
Views: 8708

Re: Favorite Purchase of 2018?

I made a sizeable down payment on a 2015 Jeep for my son who just graduated from college. He had been driving my old Equinox which had nearly 200,000 miles on it and I always felt anxiety when I heard he was travelling (he pretty much travels the state of Michigan for work). He can handle the paymen...
by MP173
Sat Dec 15, 2018 6:25 pm
Forum: Personal Consumer Issues
Topic: Adult Games / Board Games - Recommendations
Replies: 44
Views: 2303

Re: Adult Games / Board Games - Recommendations

Set up Eucher card game tournament.

Scrabble is a great game.

Ed
by MP173
Fri Dec 14, 2018 9:55 am
Forum: Personal Consumer Issues
Topic: New England travel ideas, summer 2019
Replies: 29
Views: 1305

Re: New England travel ideas, summer 2019

I would strongly recommend Rockland Maine and specifically a sailing vacation on one of the schooners which are domiciled there. Specifically, we have been on the J&E Riggin twice and it is an outstanding experience...unlike any traditional vacation. Google it....lots of info on the ship and crew. B...
by MP173
Thu Dec 13, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: Guitar Players -CAGED system
Replies: 22
Views: 2178

Re: Guitar Players -CAGED system

I like that....the only rule is what sounds good.

Ed
by MP173
Wed Dec 12, 2018 6:07 pm
Forum: Personal Consumer Issues
Topic: Guitar Players -CAGED system
Replies: 22
Views: 2178

Re: Guitar Players -CAGED system

Again, thanks for all the replies and explanations. I have a few music theory books and have taken a class (years ago) at local music class. My interest these days is developing alternative chord voicings (triads) on the high strings, such as suggested in this thread. The voicings are interesting in...
by MP173
Mon Dec 10, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: Guitar Players -CAGED system
Replies: 22
Views: 2178

Re: Guitar Players -CAGED system

Thanks to all for replies. I am thankful that the G and D barre chords are not "required learning". Conceptually I get it, but the actual performance would have never happened without a length delay. Gtrplayer - welcome aboard. I have respect for musicians, particularly those who can play in public ...
by MP173
Sat Dec 08, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Guitar Players -CAGED system
Replies: 22
Views: 2178

Re: Guitar Players -CAGED system

Thanks for replies.... Jack: Justin is really good. I enjoy his lessons. Very straight forward and to the point. Never sent him $ but I should. Audioarc: I had sort of figured that out (G and D shapes), but was curious if there are actually people out there that do barre those shapes. My semi-arthri...
by MP173
Sat Dec 08, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: Guitar Players -CAGED system
Replies: 22
Views: 2178

Guitar Players -CAGED system

At age 63 I keep picking away at the guitar, improving slightly and fully understanding my limitations (started late in life). I have a book on the CAGED system and quite frankly dont get it (other than a revenue stream for the author). The barre chords for E and A shapes are fully understood and ha...
by MP173
Mon Dec 03, 2018 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement itch- when did you get it?
Replies: 127
Views: 11957

Re: Retirement itch- when did you get it?

I enjoy reading these posts and life descriptions. At age 63, the itch is not yet a factor, but there are times when look ahead. Why no itch? I have an ideal career - 28 year sales career with a very stable portfolio of clients and a very good income and work environment (work at home). The dues wer...
by MP173
Mon Dec 03, 2018 5:04 pm
Forum: Personal Consumer Issues
Topic: Best values at Costco? Honestly, a little disappointed...
Replies: 182
Views: 19761

Re: Best values at Costco? Honestly, a little disappointed...

Love the $1.50 hot dog special. Makes a fun meal for the DW and I as we drive home (1x month). Also love the roti chix. Makes an easy dinner. I go because my wife wants to shop there. She has "her items" which includes flank steak, 5 - 1 pound frozen ground beef, household paper goods, wine, bagels,...
by MP173
Sat Nov 24, 2018 1:03 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3464
Views: 1026374

Re: What Book Are You Currently Reading? Part VI

Pray for Rain by Dennis LeHane.

One of my favorite authors, this one was penned in 1999 after "Gone Girl" and wasnt quite up to his standards....which made it a pretty good book, but it was a bit unbelievable.

Ed
by MP173
Mon Nov 19, 2018 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: Is my husband ready to quit tenured professorship to pursue side hustle?
Replies: 97
Views: 10394

Re: Is my husband ready to quit tenured professorship to pursue side hustle?

I am far from being in the academic world but my wife worked for a state university system and was offered early retirement effective June, 2017. She and nearly everyone else jumped at the offer. Her boss didnt and was relieved of duties a few months later. It sounds like the business side of academ...
by MP173
Sun Nov 11, 2018 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: Stop paying on life insurance policy?
Replies: 33
Views: 2529

Re: Stop paying on life insurance policy?

At that cost I would recommend keeping the policy.

Yes, you are doing quite well, but this is a cheap risk hedge.

Do you know when you are going to die? Of course not.

Do you know what your net worth will be in five years? Probably not.

The policy is $.66 per day.

Ed
by MP173
Sun Nov 11, 2018 12:23 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3464
Views: 1026374

Re: What Book Are You Currently Reading? Part VI

I am currently reading "A Hard Rain" by Frye Gaillard. It is subtitled "America in the 1960s, Our Decade of Hope, Possibility, and Innocence Lost". This is a series of 72 essays, or short examinations of issues which are in chronological order (beginning in 1960 and progressing thru the decade). It ...
by MP173
Tue Oct 30, 2018 1:21 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3464
Views: 1026374

Re: What Book Are You Currently Reading? Part VI

dave55:

Lawrence Block is another of my favorites.

Scudder series is outstanding as is the Keller series. If you havent read those, be sure to check them out. Also he has a series on a thief...cannot recall the name. Also a great series.

ed
by MP173
Mon Oct 29, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3464
Views: 1026374

Re: What Book Are You Currently Reading? Part VI

free at last... I am also concerned of Michael Connelly's situation with Harry Bosch. Along with James Lee Burke's similar 'problem' with Robicheaux charactor. I have no idea of how old Dave is, but as a Viet Nam vet (similar to Harry) he must be well into his 60s. Connelly and Burke are two of my f...
by MP173
Thu Oct 18, 2018 9:48 am
Forum: Personal Finance (Not Investing)
Topic: Approach to rescinding a job acceptance
Replies: 50
Views: 4134

Re: Approach to rescinding a job acceptance

notify them and move on....quickly. The company would not hesitate to cut your position if it were in their best interest. My son went thru this several years ago...interviewed, hired, and worked for 6 weeks along with 25 others recent college grads, then 50% were eliminated. No remorse on their par...
by MP173
Thu Oct 11, 2018 6:41 am
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 162
Views: 14745

Re: Tips for staying active / injury-free into older age

I have started the stretches (backward aging) by Miranda Esmond White.

Pretty good routine, no doubt it will take quite awhile to see results. Also biking and lifting weights.

Ed
by MP173
Thu Oct 11, 2018 6:31 am
Forum: Personal Consumer Issues
Topic: Best Couch for Big and Tall Person
Replies: 22
Views: 59089

Re: Best Couch for Big and Tall Person

Flexsteel served us well over the years.

I am 6'7" - 250, number 1 son is 6'8 and 300 while number 2 son is 6.7' - 200 pounds.

We also had a very large dog.

Ed
by MP173
Wed Oct 10, 2018 8:50 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3464
Views: 1026374

Re: What Book Are You Currently Reading? Part VI

"Tiger Woods" by Benedict and Keteyian. While I am not a golfer, Woods is a fascinating figure. With his recent PGA tour win, he seems to have returned. This is a very detailed book of his life, including all the trouble Woods experienced. Excellent look at a legendary and troubled figure. Hopefully...
by MP173
Mon Oct 01, 2018 4:57 pm
Forum: Investing - Theory, News & General
Topic: Is Morningstar Premium worth it?
Replies: 21
Views: 7290

Re: Is Morningstar Premium worth it?

I have individual stocks and have found the premium service has been of value over the years.

Not so much if you simply go with index funds.

I also use the premium service for non financial information on potential customers.

Ed
by MP173
Sun Sep 30, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: Can you Help? Life stages: 55-65-75-85
Replies: 17
Views: 2299

Re: Can you Help? Life stages: 55-65-75-85

I am a little ahead of you in age - 63 years old and also on a couple of other issues. Both of my sons are "off the payroll". My wife has two adult children who are also "off the payroll". What we have found that while we are no longer the "employer" we are often the "consultant". Thus, the hard dol...
by MP173
Tue Sep 25, 2018 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: How to direct spouse to use life insurance proceeds if I die first?
Replies: 15
Views: 1069

Re: How to direct spouse to use life insurance proceeds if I die first?

Why is this a concern? This is an issue which is set up as a risk hedge.

ed
by MP173
Mon Sep 24, 2018 8:17 pm
Forum: Personal Consumer Issues
Topic: Losing Passion for Hobbies. Cheap or normal aging?
Replies: 71
Views: 9119

Re: Losing Passion for Hobbies. Cheap or normal aging?

I found that by middle age a number of my interests or hobbies were put on the shelf.

Now that the child rearing portion of my life is over, I have resumed all and added more. Lots more time on my hands and hobbies beat TV.

ed
by MP173
Thu Sep 20, 2018 2:43 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 25802

Re: What is your single most expensive mistake?

I have recalled a couple other mistakes: 1. Stayed in a dead end job way too long. Fortunately the next job was a winner and I am still there. 2. Bought Van Waggoner mutual funds in the height of the dot com era. 3. thought Warren Buffet was too old to invest in during the mid 90s when BRK was at $1...
by MP173
Thu Sep 20, 2018 2:06 pm
Forum: Personal Consumer Issues
Topic: Did you really have something to retire to?
Replies: 133
Views: 11887

Re: Did you really have something to retire to?

Jose had a great commentary on work for some people (including me). It is an important part of my life. DW (retired a year ago) is concerned about my social life once I retire. She is probably concerned about having to spend more time with me! My guess is that I will ease into retirement, having the...
by MP173
Wed Sep 19, 2018 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: Single Family Homes in Chicago?
Replies: 33
Views: 3581

Re: Single Family Homes in Chicago?

Northwest Indiana.

Seriously....check out the home values, taxes, finanacial stability of the state, and commuting infrastructure.

Ed
by MP173
Wed Sep 19, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 25802

Re: What is your single most expensive mistake?

1.Purchased an individual stock in 1996 (200 shares @ $21.00 per share). Sold the 200 shares in 1999 to finance a vacation (200 @ $45.00 per share). Current value of shares - 1600 shares (split 4x) @ 123.70 = $197920. However, it did finance a great vacation which my terminally ill wife was able to ...
by MP173
Mon Sep 10, 2018 5:04 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 984
Views: 105879

Re: [What TV Show Have You Recently Watched?]

"Shameless" is back!

Ed
by MP173
Tue Sep 04, 2018 9:46 pm
Forum: Personal Consumer Issues
Topic: The future of my journals and logs
Replies: 45
Views: 4307

Re: The future of my journals and logs

I just finished writing today's entry in my Acco Brands "Daily Reminder". I have written daily since 1980. It is probably my most valued possession.

These will go to my oldest son. He can either keep or destroy. My guess is he will keep them.

Ed
by MP173
Thu Aug 30, 2018 8:10 pm
Forum: Personal Consumer Issues
Topic: Gardening 2018
Replies: 70
Views: 7327

Re: Gardening 2018

Our garden has done quite well after a slow start. Asparagus was about 3 weeks late and didnt produce too well. It is growing now, but doesnt seem as thick as in the past. Spinach - slow due to cold. Sugar snap peas ditto. Then it warmed up and we have had lettuce all summer, including warm weather ...
by MP173
Wed Aug 29, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Colorado Vacation
Replies: 17
Views: 1830

Re: Colorado Vacation

wabbajack: I can offer a little bit of advice regarding travel of the state and more advise regarding getting there. First, my wife and I drive to all vacations. I hate to fly and as you mentioned, the cost of rentals is HUGE. Also, more important for us is we can take all the stuff we want to take ...
by MP173
Tue Aug 28, 2018 9:17 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation
Replies: 17
Views: 1830

Re: Colorado Vacation

We will be coming across from Limon to Colorado Springs and then to Salida and considered Cripple Creek as a side stop. Thanks for advice.

Ed
by MP173
Tue Aug 28, 2018 9:14 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3464
Views: 1026374

Re: What Book Are You Currently Reading? Part VI

dave55 - James Lee Burke is outstanding and the Robicheaux series is one of my favorites. Just received a notice from Goodreads that his latest is being released next month. I just finished "The Redeemers" by Ace Atkins...a new author for me. Set in Mississippi, Atkins has a series on Quinn Colson, ...
by MP173
Tue Aug 28, 2018 10:39 am
Forum: Personal Consumer Issues
Topic: Colorado Vacation
Replies: 17
Views: 1830

Re: Colorado Vacation

Thanks for all replies. Here is tentative and definite itenerary: Saturday - leave NW Indiana....overnight in North Plate, Nebr area Sunday - NP to Colorado Springs to Salida area. Still working on accomodations. Places we want are booked. Looking for B&B or mountain inn. Monday - explore area and s...
by MP173
Mon Aug 27, 2018 6:19 pm
Forum: Personal Finance (Not Investing)
Topic: Requesting advice on which way to proceed. Was offered a lumpsum payment in lieu of a monthly annuity.
Replies: 6
Views: 950

Re: Requesting advice on which way to proceed. Was offered a lumpsum payment in lieu of a monthly annuity.

You have around $95,000 in pension incoming within a few years between you and wife. You have $1.5m in qualified assets, which should more than double by the time of MRD at age 70.5...thus giving you $3.0m at that time plus you have 3-4 years to add to 401k, so that figure should be closer to $3.1m....
by MP173
Sun Aug 26, 2018 5:21 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation
Replies: 17
Views: 1830

Re: Colorado Vacation

We stopped at Salida two years ago and our impression was the same - young and hip. It is on the list of possible places to stay. So far we have 2 nights in Westcliffe, and one at Mineral Hot Springs. My wife really wants to soak in the springs. She is searching for a more natural spring area. Not s...
by MP173
Sun Aug 26, 2018 2:00 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation
Replies: 17
Views: 1830

Re: Colorado Vacation

Sorry for the lack of info. Will be arriving first week of September, probably Sept 2nd. Other interests - day trips with interesting towns or regions (yes, Colorado is covered with this), mineral hot springs, horseback riding, fly fishing, hiking, antiques, wine, craft beer. No real adventures such...
by MP173
Sun Aug 26, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation
Replies: 17
Views: 1830

Colorado Vacation

Two years ago DW and I headed to Colorado for a week of vacation. We drove to and from and thru the state, staying at Rocky Mountain YMCA, Leadville, Panara, and Gunnison....basically a north central loop. We are returning to Colorado and will be concentrating on south central area...we have two nig...
by MP173
Wed Aug 22, 2018 8:09 pm
Forum: Personal Consumer Issues
Topic: Test your cognitive biases
Replies: 89
Views: 5500

Re: Test your cognitive biases

I scored at a level of 25 - 50% so...I guess risk assessment is not my cup of tea. Was this a test of personal preferences (such as $100 sure thing vs the probability of a higher result)? Or was it based on probability alone. I will take the $100 sure thing all the time, even tho the risk is higher ...
by MP173
Sun Aug 19, 2018 7:25 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3464
Views: 1026374

Re: What Book Are You Currently Reading? Part VI

"My Cross to Bear" by Greg Allman.

One of my "misses" was never seeing the Allman Brothers Band (another was Tom Petty and Heartbreakers). I have always enjoyed the ABB blues based music.

I am about 2/3 thru this and he has quite a bit to tell about his life, wives, addictions, and music.


Ed
by MP173
Wed Aug 15, 2018 8:24 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 984
Views: 105879

Re: [What TV Show Have You Recently Watched?]

Finished "Tin Star" on Amazon. Interesting but violent show of an English cop and family who move to Big Bear Lake, Alberta where he is the Police Chief. An oil company moves in to open a refinery and the calm peaceful town becomes a town with lots of violence and killing. It is being renewed for Se...
by MP173
Wed Aug 08, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: Seeking ideas for relaxing but not boring vacation
Replies: 19
Views: 1655

Re: Seeking ideas for relaxing but not boring vacation

Colorado or Vermont/New England.
by MP173
Wed Aug 08, 2018 10:36 am
Forum: Personal Consumer Issues
Topic: When is leaving your job that pays well a good idea?
Replies: 74
Views: 7466

Re: When is leaving your job that pays well a good idea?

I hit my "crisis" at age 34, actually a year or two prior, but at that age I did something about it. However, I was in a dead end job and miserable. Sunday nights was an unpleasant time as the realization that in 12 hours I would be unfulfilled and underpaid. Made a change, as I had been with the sa...
by MP173
Mon Aug 06, 2018 5:53 pm
Forum: Personal Finance (Not Investing)
Topic: Baby on way: life insurance Qs
Replies: 27
Views: 1593

Re: Baby on way: life insurance Qs

Unfortunately I have had to work thru that issue. My wife died of cancer at age 43 and we had 14 and 5 year old boys. I also talked to a mutual acquaintance at church yesterday who's wife died at a similar age leaving him as a single dad with a daughter entering high school and son a few years young...
by MP173
Mon Aug 06, 2018 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: Dear BH, what are non-BH [financial] actions you do?
Replies: 71
Views: 4970

Re: Dear BH, what are non-BH actions you do?

'since my copy of the Boglehead Handbook for Living has been misplaced, I will attempt to wing it: 1. I own individual stocks...15 or so. 2. I use several managed funds. 3. Own probably 35-40 securities (rather than 3 fund). 4. Check my portfolio a couple of times weekly. Possibly a few more. Ed
by MP173
Mon Aug 06, 2018 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 16253

Re: Will you pay for your kids' college/graduate education?

Mr400meterdash

That was a great system.

You learned, both in and out of the classroom.

Ed
by MP173
Mon Aug 06, 2018 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 16253

Re: Will you pay for your kids' college/graduate education?

I am anti debt, particularly for college. Both of my sons had college funds established (UGTM) set up shortly after birth with regular contributions. Both have graduated with no debt and actually had funds in reserve. One just graduated and will possibly attend grad school for MBA but he knows that ...