Search found 1909 matches

by MP173
Thu Oct 11, 2018 6:41 am
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 162
Views: 14234

Re: Tips for staying active / injury-free into older age

I have started the stretches (backward aging) by Miranda Esmond White.

Pretty good routine, no doubt it will take quite awhile to see results. Also biking and lifting weights.

Ed
by MP173
Thu Oct 11, 2018 6:31 am
Forum: Personal Consumer Issues
Topic: Best Couch for Big and Tall Person
Replies: 22
Views: 56108

Re: Best Couch for Big and Tall Person

Flexsteel served us well over the years.

I am 6'7" - 250, number 1 son is 6'8 and 300 while number 2 son is 6.7' - 200 pounds.

We also had a very large dog.

Ed
by MP173
Wed Oct 10, 2018 8:50 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3333
Views: 1003382

Re: What Book Are You Currently Reading? Part VI

"Tiger Woods" by Benedict and Keteyian. While I am not a golfer, Woods is a fascinating figure. With his recent PGA tour win, he seems to have returned. This is a very detailed book of his life, including all the trouble Woods experienced. Excellent look at a legendary and troubled figure. Hopefully...
by MP173
Mon Oct 01, 2018 4:57 pm
Forum: Investing - Theory, News & General
Topic: Is Morningstar Premium worth it?
Replies: 21
Views: 6691

Re: Is Morningstar Premium worth it?

I have individual stocks and have found the premium service has been of value over the years.

Not so much if you simply go with index funds.

I also use the premium service for non financial information on potential customers.

Ed
by MP173
Sun Sep 30, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: Can you Help? Life stages: 55-65-75-85
Replies: 17
Views: 2245

Re: Can you Help? Life stages: 55-65-75-85

I am a little ahead of you in age - 63 years old and also on a couple of other issues. Both of my sons are "off the payroll". My wife has two adult children who are also "off the payroll". What we have found that while we are no longer the "employer" we are often the "consultant". Thus, the hard dol...
by MP173
Tue Sep 25, 2018 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: How to direct spouse to use life insurance proceeds if I die first?
Replies: 15
Views: 1052

Re: How to direct spouse to use life insurance proceeds if I die first?

Why is this a concern? This is an issue which is set up as a risk hedge.

ed
by MP173
Mon Sep 24, 2018 8:17 pm
Forum: Personal Consumer Issues
Topic: Losing Passion for Hobbies. Cheap or normal aging?
Replies: 71
Views: 8974

Re: Losing Passion for Hobbies. Cheap or normal aging?

I found that by middle age a number of my interests or hobbies were put on the shelf.

Now that the child rearing portion of my life is over, I have resumed all and added more. Lots more time on my hands and hobbies beat TV.

ed
by MP173
Thu Sep 20, 2018 2:43 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 25177

Re: What is your single most expensive mistake?

I have recalled a couple other mistakes: 1. Stayed in a dead end job way too long. Fortunately the next job was a winner and I am still there. 2. Bought Van Waggoner mutual funds in the height of the dot com era. 3. thought Warren Buffet was too old to invest in during the mid 90s when BRK was at $1...
by MP173
Thu Sep 20, 2018 2:06 pm
Forum: Personal Consumer Issues
Topic: Did you really have something to retire to?
Replies: 133
Views: 11631

Re: Did you really have something to retire to?

Jose had a great commentary on work for some people (including me). It is an important part of my life. DW (retired a year ago) is concerned about my social life once I retire. She is probably concerned about having to spend more time with me! My guess is that I will ease into retirement, having the...
by MP173
Wed Sep 19, 2018 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: Single Family Homes in Chicago?
Replies: 33
Views: 3491

Re: Single Family Homes in Chicago?

Northwest Indiana.

Seriously....check out the home values, taxes, finanacial stability of the state, and commuting infrastructure.

Ed
by MP173
Wed Sep 19, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 25177

Re: What is your single most expensive mistake?

1.Purchased an individual stock in 1996 (200 shares @ $21.00 per share). Sold the 200 shares in 1999 to finance a vacation (200 @ $45.00 per share). Current value of shares - 1600 shares (split 4x) @ 123.70 = $197920. However, it did finance a great vacation which my terminally ill wife was able to ...
by MP173
Mon Sep 10, 2018 5:04 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 869
Views: 94697

Re: [What TV Show Have You Recently Watched?]

"Shameless" is back!

Ed
by MP173
Tue Sep 04, 2018 9:46 pm
Forum: Personal Consumer Issues
Topic: The future of my journals and logs
Replies: 45
Views: 4247

Re: The future of my journals and logs

I just finished writing today's entry in my Acco Brands "Daily Reminder". I have written daily since 1980. It is probably my most valued possession.

These will go to my oldest son. He can either keep or destroy. My guess is he will keep them.

Ed
by MP173
Thu Aug 30, 2018 8:10 pm
Forum: Personal Consumer Issues
Topic: Gardening 2018
Replies: 68
Views: 6810

Re: Gardening 2018

Our garden has done quite well after a slow start. Asparagus was about 3 weeks late and didnt produce too well. It is growing now, but doesnt seem as thick as in the past. Spinach - slow due to cold. Sugar snap peas ditto. Then it warmed up and we have had lettuce all summer, including warm weather ...
by MP173
Wed Aug 29, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Colorado Vacation
Replies: 17
Views: 1803

Re: Colorado Vacation

wabbajack: I can offer a little bit of advice regarding travel of the state and more advise regarding getting there. First, my wife and I drive to all vacations. I hate to fly and as you mentioned, the cost of rentals is HUGE. Also, more important for us is we can take all the stuff we want to take ...
by MP173
Tue Aug 28, 2018 9:17 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation
Replies: 17
Views: 1803

Re: Colorado Vacation

We will be coming across from Limon to Colorado Springs and then to Salida and considered Cripple Creek as a side stop. Thanks for advice.

Ed
by MP173
Tue Aug 28, 2018 9:14 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3333
Views: 1003382

Re: What Book Are You Currently Reading? Part VI

dave55 - James Lee Burke is outstanding and the Robicheaux series is one of my favorites. Just received a notice from Goodreads that his latest is being released next month. I just finished "The Redeemers" by Ace Atkins...a new author for me. Set in Mississippi, Atkins has a series on Quinn Colson, ...
by MP173
Tue Aug 28, 2018 10:39 am
Forum: Personal Consumer Issues
Topic: Colorado Vacation
Replies: 17
Views: 1803

Re: Colorado Vacation

Thanks for all replies. Here is tentative and definite itenerary: Saturday - leave NW Indiana....overnight in North Plate, Nebr area Sunday - NP to Colorado Springs to Salida area. Still working on accomodations. Places we want are booked. Looking for B&B or mountain inn. Monday - explore area and s...
by MP173
Mon Aug 27, 2018 6:19 pm
Forum: Personal Finance (Not Investing)
Topic: Requesting advice on which way to proceed. Was offered a lumpsum payment in lieu of a monthly annuity.
Replies: 6
Views: 942

Re: Requesting advice on which way to proceed. Was offered a lumpsum payment in lieu of a monthly annuity.

You have around $95,000 in pension incoming within a few years between you and wife. You have $1.5m in qualified assets, which should more than double by the time of MRD at age 70.5...thus giving you $3.0m at that time plus you have 3-4 years to add to 401k, so that figure should be closer to $3.1m....
by MP173
Sun Aug 26, 2018 5:21 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation
Replies: 17
Views: 1803

Re: Colorado Vacation

We stopped at Salida two years ago and our impression was the same - young and hip. It is on the list of possible places to stay. So far we have 2 nights in Westcliffe, and one at Mineral Hot Springs. My wife really wants to soak in the springs. She is searching for a more natural spring area. Not s...
by MP173
Sun Aug 26, 2018 2:00 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation
Replies: 17
Views: 1803

Re: Colorado Vacation

Sorry for the lack of info. Will be arriving first week of September, probably Sept 2nd. Other interests - day trips with interesting towns or regions (yes, Colorado is covered with this), mineral hot springs, horseback riding, fly fishing, hiking, antiques, wine, craft beer. No real adventures such...
by MP173
Sun Aug 26, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: Colorado Vacation
Replies: 17
Views: 1803

Colorado Vacation

Two years ago DW and I headed to Colorado for a week of vacation. We drove to and from and thru the state, staying at Rocky Mountain YMCA, Leadville, Panara, and Gunnison....basically a north central loop. We are returning to Colorado and will be concentrating on south central area...we have two nig...
by MP173
Wed Aug 22, 2018 8:09 pm
Forum: Personal Consumer Issues
Topic: Test your cognitive biases
Replies: 89
Views: 5412

Re: Test your cognitive biases

I scored at a level of 25 - 50% so...I guess risk assessment is not my cup of tea. Was this a test of personal preferences (such as $100 sure thing vs the probability of a higher result)? Or was it based on probability alone. I will take the $100 sure thing all the time, even tho the risk is higher ...
by MP173
Sun Aug 19, 2018 7:25 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3333
Views: 1003382

Re: What Book Are You Currently Reading? Part VI

"My Cross to Bear" by Greg Allman.

One of my "misses" was never seeing the Allman Brothers Band (another was Tom Petty and Heartbreakers). I have always enjoyed the ABB blues based music.

I am about 2/3 thru this and he has quite a bit to tell about his life, wives, addictions, and music.


Ed
by MP173
Wed Aug 15, 2018 8:24 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 869
Views: 94697

Re: [What TV Show Have You Recently Watched?]

Finished "Tin Star" on Amazon. Interesting but violent show of an English cop and family who move to Big Bear Lake, Alberta where he is the Police Chief. An oil company moves in to open a refinery and the calm peaceful town becomes a town with lots of violence and killing. It is being renewed for Se...
by MP173
Wed Aug 08, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: Seeking ideas for relaxing but not boring vacation
Replies: 19
Views: 1576

Re: Seeking ideas for relaxing but not boring vacation

Colorado or Vermont/New England.
by MP173
Wed Aug 08, 2018 10:36 am
Forum: Personal Consumer Issues
Topic: When is leaving your job that pays well a good idea?
Replies: 74
Views: 7322

Re: When is leaving your job that pays well a good idea?

I hit my "crisis" at age 34, actually a year or two prior, but at that age I did something about it. However, I was in a dead end job and miserable. Sunday nights was an unpleasant time as the realization that in 12 hours I would be unfulfilled and underpaid. Made a change, as I had been with the sa...
by MP173
Mon Aug 06, 2018 5:53 pm
Forum: Personal Finance (Not Investing)
Topic: Baby on way: life insurance Qs
Replies: 27
Views: 1527

Re: Baby on way: life insurance Qs

Unfortunately I have had to work thru that issue. My wife died of cancer at age 43 and we had 14 and 5 year old boys. I also talked to a mutual acquaintance at church yesterday who's wife died at a similar age leaving him as a single dad with a daughter entering high school and son a few years young...
by MP173
Mon Aug 06, 2018 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: Dear BH, what are non-BH [financial] actions you do?
Replies: 71
Views: 4845

Re: Dear BH, what are non-BH actions you do?

'since my copy of the Boglehead Handbook for Living has been misplaced, I will attempt to wing it: 1. I own individual stocks...15 or so. 2. I use several managed funds. 3. Own probably 35-40 securities (rather than 3 fund). 4. Check my portfolio a couple of times weekly. Possibly a few more. Ed
by MP173
Mon Aug 06, 2018 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 15606

Re: Will you pay for your kids' college/graduate education?

Mr400meterdash

That was a great system.

You learned, both in and out of the classroom.

Ed
by MP173
Mon Aug 06, 2018 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 15606

Re: Will you pay for your kids' college/graduate education?

I am anti debt, particularly for college. Both of my sons had college funds established (UGTM) set up shortly after birth with regular contributions. Both have graduated with no debt and actually had funds in reserve. One just graduated and will possibly attend grad school for MBA but he knows that ...
by MP173
Mon Aug 06, 2018 11:44 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 869
Views: 94697

Re: [What TV Show Have You Recently Watched?]

Recently finished "The Staircase" about the Michael Peterson trial in North Carolina. Really enjoyed it. Currently watching "Sharp Objects" each Sunday night and then rewatching during the week to catch the small clues. Also watching "Tin Star", finding it hard to follow the English accents, but lik...
by MP173
Wed Aug 01, 2018 3:37 pm
Forum: Personal Consumer Issues
Topic: Best schools for an IB internship
Replies: 17
Views: 1482

Re: Best schools for an IB internship

Valuethinker.... You might be correct in your assessment (and my error on GS). It might have been BS which took the scrappier kids. I have an acquantance who worked GS and I recall him saying they had the smartest people in the room. Please accept my correction. My comment was based on a book read a...
by MP173
Wed Aug 01, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: Best schools for an IB internship
Replies: 17
Views: 1482

Re: Best schools for an IB internship

Two young people who are friends of my son attended Indiana University and work in IB, both starting in NYC then moving to Chicago. Goldman Sachs has always had the reputation for hiring young people like you, rather than the gold plated educational Ivy Leaguers. One of the young men, now 32, got ou...
by MP173
Wed Aug 01, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 10687

Re: Peloton spin bike worth the high cost?

Whatever works for you is fine with me. For me, it was a 20 mile ride at sunrise this morning on a $500 Trek 702 bike in 1:15 burning off 1050 calories per my heart rate monitor. Seeing a doe and 2 fawns was a bonus. I bike outside as much as possible from April thru November then head to the YMCA f...
by MP173
Tue Jul 31, 2018 4:26 pm
Forum: Personal Consumer Issues
Topic: Spaghetti Squash
Replies: 5
Views: 855

Re: Spaghetti Squash

I went out and checked the plant. There is a crack in the stem at the base but no holes which I could see....I didnt examine very long as it started raining (we need it). After the rain, I will examine more closely and probably add both sevin to base and copper fungicide to leaves...I have both. The...
by MP173
Tue Jul 31, 2018 8:11 am
Forum: Personal Consumer Issues
Topic: Spaghetti Squash
Replies: 5
Views: 855

Spaghetti Squash

The leaves on our spaghetti squash are drying out, actually turning brown and dying. This seems to have occurred also in the past. This year my wife is retired and taking interest in the garden and she is concerned about eating the squash. We have researched on line and it is either a fungus or a vi...
by MP173
Sun Jul 29, 2018 3:15 pm
Forum: Personal Finance (Not Investing)
Topic: Question for the sales/business development reps
Replies: 4
Views: 487

Re: Question for the sales/business development reps

Twenty eight plus years with the same company and I still enjoy the sales career....although changes are in the mix at a more rapid pace than ever before (that I can recall). I am not motivated at a high level at all times, but that is healthy for me. Is it possible to go at 100% at all times? Proba...
by MP173
Sun Jul 29, 2018 2:59 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3757
Views: 1067535

Re: What Movie Have You Recently Watched?

We binged on "The Staircase" this week which is a murder trial documentary involving Michael Peterson from 2001 to 2017. Produced by same directors as "Making of a Murderer" (which we havent watched), this was quite a long term look at a trial, including the investigators, defense team, and family. ...
by MP173
Mon Jul 23, 2018 4:39 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3757
Views: 1067535

Re: What Movie Have You Recently Watched?

We watched "Sicario" (Emily Blount) this weekend. Very good movie weighting the good and bad about CIA involvement in the Mexican heroin cartel. I really enjoyed it and gave a great platform for discussion....what steps should be taken in the opiod war? Not a movie, but what the heck....Episode 3 of...
by MP173
Mon Jul 09, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: Whole Foods -- any drop in prices after Amazon takeover ?
Replies: 31
Views: 4004

Re: Whole Foods -- any drop in prices after Amazon takeover ?

DW and I used to go to WF a few times a year. The closest one was on Roosevelt Rd in Chicago. We had a competition...who could spot the first shopper who seemed "happy". For the most part it was a store of thin shoppers pushing very small carts with limited groceries due to cost. Usually not many sm...
by MP173
Wed Jul 04, 2018 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Evaluating New Job Offer
Replies: 24
Views: 1794

Re: Evaluating New Job Offer

3 hours per day in travel.

That would make it a no brainer for me. I enjoy working upstairs at home.

Ed
by MP173
Wed Jul 04, 2018 2:44 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3333
Views: 1003382

Re: What Book Are You Currently Reading? Part VI

"The Trapped Girl" by Robert Dugoni.

Tracy Crosswhite series set in Seattle. His best book in a very good series.

Ed
by MP173
Mon Jul 02, 2018 1:59 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3757
Views: 1067535

Re: What Movie Have You Recently Watched?

Not exactly a movie, but Amazon Prime - Bosch, Season 4. We are 8 episodes in.

Great series.

Not exact to the books, but close enough.

Ed
by MP173
Fri Jun 29, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: What are you learning or studying?
Replies: 99
Views: 7771

Re: What are you learning or studying?

What am I learning or studying? Several things: 1. Learning Trigonometry functions and other math using a slide rule. I have a couple of old textbooks. 2. Studying binary stars, using my telescope to identify and "resolve" as many binary or double stars as possible. Also hope to spot the Great Red S...
by MP173
Mon Jun 25, 2018 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 345
Views: 35467

Re: What is/ was your career and would you recommend it now?

This is an outstanding thread. I really enjoy discussing careers with people and typically you do not get to ask what kind of compensation is involved. I am in sales for a graphics manufacturing company...large format digital and screen printing, primarily graphics seen on trucking fleets or other f...
by MP173
Wed Jun 20, 2018 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: Would you pay off mortgage in my situation?
Replies: 31
Views: 2928

Re: Would you pay off mortgage in my situation?

I have paid off mortgages twice and in both cases, took an aggressive approach with making larger monthly payments....after my retirement and non qualified investments were addressed. The second mortgage was somewhat different as after a few years I did make a lump sum final payment. The reason was ...
by MP173
Sun Jun 17, 2018 9:17 pm
Forum: Personal Consumer Issues
Topic: What are your hobbies?
Replies: 59
Views: 5812

Re: What are your hobbies?

Two people into fountain pens....I am not but am beginning to collect old mechanical pencils, particularly those with advertisements from the 50's and 60's. My wife and I go to estate and garage sales and I usually pickup a few that are grouped into a bundle with old pens, pencils, etc for 50 cents....
by MP173
Mon Jun 04, 2018 2:11 pm
Forum: Personal Consumer Issues
Topic: Gardening 2018
Replies: 68
Views: 6810

Re: Gardening 2018

Northwest Indiana It has been a very strange spring. Cold into May. I literally planted and replanted snap peas, spinach, and lettuce. Finally all are producing but we really missed out on spinach. Lettuce is doing quite well, but with a week of 90 degree weather, who knows for how long. Yesterday I...
by MP173
Tue May 29, 2018 7:41 am
Forum: Personal Consumer Issues
Topic: ice maker
Replies: 5
Views: 593

ice maker

It is a running joke in our family that the ice maker on our Bosch refrigerator only works on holidays. Otherwise...nothing. It happened again over the weekend as the ice maker started up again on Saturday/Sunday but now isnt working. It did this also on Christmas and Easter holidays. Any idea what ...