Search found 2061 matches

by MP173
Thu May 28, 2020 4:21 pm
Forum: Personal Consumer Issues
Topic: The "Best of" for Aldi?
Replies: 92
Views: 6023

Re: The "Best of" for Aldi?

It is as if Jack Bogle decided to move into grocery industry once Vanguard was up and running. Very efficient. Our local Aldi is on the other side of town and there is a local chain five minutes away, so we make an Aldi trip about every 3 weeks and use the local chain to fill in. Honestly I cannot t...
by MP173
Thu May 28, 2020 4:16 pm
Forum: Personal Consumer Issues
Topic: The "Best of" for Aldi?
Replies: 92
Views: 6023

Re: The "Best of" for Aldi?

It is as if Jack Bogle decided to move into grocery industry once Vanguard was up and running. Very efficient. Our local Aldi is on the other side of town and there is a local chain five minutes away, so we make an Aldi trip about every 3 weeks and use the local chain to fill in. Honestly I cannot t...
by MP173
Tue May 26, 2020 4:19 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads: What is your largest single stock holding? (if any)
Replies: 79
Views: 3872

Re: Bogleheads: What is your largest single stock holding? (if any)

Seeing this thread made me curious as to the holdings, the overall percentage as compared to portfolio, the CAGR since initial purchase and comparison S&P CAGR since that date. Company % holding return % S&P return% reason AXP 1.5% 10.8 7.7% purchased post 911 AMP .5% 11.9 8.3% spinoff of AXP ADM .5...
by MP173
Tue May 26, 2020 3:08 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 138
Views: 9498

Re: Gardening 2020

Zone 5, NW Indiana checking in. We have suddenly transitioned from below normal temps to hot, humid and big rain the past week. Harvesting radishes and asparagus, just about ready to cut lettuce (probably tomorrow) and spinach. Both are slow grow this year. The past week we have planted all tomatoes...
by MP173
Mon May 25, 2020 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: The axe falls and I am prepared. What's next?
Replies: 364
Views: 27591

Re: The axe falls and I am prepared. What's next?

There you go...you have it planned!

You are ready!

Ed
by MP173
Mon May 25, 2020 1:35 pm
Forum: Personal Finance (Not Investing)
Topic: The axe falls and I am prepared. What's next?
Replies: 364
Views: 27591

Re: The axe falls and I am prepared. What's next?

What an interesting thread. KF...you are obviously well respected here and you have offered excellent advise over the years. Do you what you want but: 1. It might take awhile for you to figure that out. You stated that you are burned out. Great time to cool off. I am nearly 65 and full time employed...
by MP173
Wed May 20, 2020 7:06 am
Forum: Personal Finance (Not Investing)
Topic: investmenting books
Replies: 28
Views: 1513

Re: investmenting books

Wow...thanks for all of the great suggestions. They are motivated. She is one of the most focused people I know and she "gets it." Thanks for the example of what 1% AUM truly means over a 30 years period. That will open her eyes even wider. Taylor, thanks for the offer on "Bogelheads Guide...." She ...
by MP173
Tue May 19, 2020 4:28 pm
Forum: Personal Finance (Not Investing)
Topic: investmenting books
Replies: 28
Views: 1513

Re: investmenting books

They are very motivated....reached out to me 3 times the past week. We had a Duo phone call today and discussed current holdings and I explained the expense ratios, management fees, and the load charges. They are ready to change....today. She also wants a book to read. Wasnt there a Bogelhead Guide ...
by MP173
Tue May 19, 2020 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: investmenting books
Replies: 28
Views: 1513

investmenting books

Looking for a book on index funds and general personal finance for my niece and her husband. Both in early 30s and doing well, but are using a high cost personal finance manager....charging 1% annual plus high expense ratio fees and 5.5% load funds. I know there was a Bogelhead book years ago (which...
by MP173
Mon Apr 27, 2020 3:40 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 138
Views: 9498

Re: Gardening 2020

Anyone growing fingerling potatoes?

I purchased seed potatoes today and was shocked by the price compared to the regular spuds.

Not complaining...I should have asked before ordering.

Any tips on growing these or are they the same as regular potatoes?

Ed
by MP173
Sun Apr 26, 2020 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: Payoff house and quit good-paying job?
Replies: 112
Views: 8077

Re: Payoff house and quit good-paying job?

Hey if you can swing this and it is what you want then go for it.

One question...how will you handle health insurance?

Good luck.

Ed
by MP173
Sun Apr 26, 2020 5:22 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 463
Views: 16041

Re: Bird watchers – what birds are you seeing?

We have a robin nesting in a wreath on our front door. She is very tame. The door is glass where the wreath and nest are and I can stand inside at the door and watch her.

So far - 4 eggs since April 17th none hatched yet.

Ed
by MP173
Sat Apr 25, 2020 6:02 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 138
Views: 9498

Re: Gardening 2020

NW INdiana - region 5 update.

I received leeks and onion plants and have planted about 40 leeks and about 110 onions (white, yellow, and red). Still have about 20 to go.

Snap peas growing well, as are the lettuce, spinach, and radishes. Asparagus seems to have stalled. Only 2 sprouts up.

Ed
by MP173
Mon Apr 20, 2020 4:46 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 138
Views: 9498

Re: Gardening 2020

Teague: Have you grown corn in the past? Do you have raccoons in the area? Those critters have the ability to enter a sweet corn field the night before you are going to harvest and destroy the crop. We do not grow sweet corn, but my BIL is a farmer and grows field corn. He puts a few rows of sweet c...
by MP173
Mon Apr 20, 2020 4:39 pm
Forum: Personal Consumer Issues
Topic: Growing Fruit and Vegetables
Replies: 30
Views: 1858

Re: Growing Fruit and Vegetables

We grow a number of vegetables. I believe the best tasting home grown vs store are lettuce and carrots. All vegetables are better, but these two are considerably better. I really enjoy eating sweet corn, both in season and frozen in the winter. Nothing quite like a sweet bell pepper - I personally l...
by MP173
Fri Apr 17, 2020 3:29 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 55556

Re: How to get Toilet Paper ? seriously.

Costco yesterday mid day.

Plenty of TP and PTs. No wipes and limited cleaning supplies.

Local stores have no yeast for bread making.

Ed
by MP173
Fri Apr 17, 2020 3:09 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 138
Views: 9498

Re: Gardening 2020

NW Indiana zone 5b here again. Had a setback this week as the temps dropped into 20s at night and we had 3" snow today. Covered the lettuce and spinach. Sugar snap peas coming on strong (before snow)...now how 30 seeds sprouted in garden more to come. One asparagus sprout (April 12th) which is 2 wee...
by MP173
Fri Apr 17, 2020 3:02 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 267
Views: 15555

Re: So what are you cooking

Recently: Meatloaf Pork loin roast on grill with a foil pouch of potatos, carrots, onion, and garlic Ham and lentil soup (from leftover hambone with plenty of ham) Wife is currently making peasant bread...house smelling very good. Bagel spread - 1 8 ounce package of cream cheese with 2 pieces of bac...
by MP173
Fri Apr 17, 2020 2:43 pm
Forum: Personal Consumer Issues
Topic: Frugal quarantine habits to keep
Replies: 87
Views: 8236

Re: Frugal quarantine habits to keep

I wont say we were frugal, but we were cautious with spending. Currently we are very efficient with our cooking and consuming leftovers. With only two of us in the house, we typically will cook a meal which will be used a second night, but often re-constituted. My wife is brilliant at this. Me....la...
by MP173
Wed Apr 15, 2020 2:27 pm
Forum: Personal Consumer Issues
Topic: Where have you eaten out recently?
Replies: 21
Views: 1290

Re: Where have you eaten out recently?

Take out Pollock fish dinners (2) last Friday from Wagners in Porter, In. Enough fish to feed us 2 meals plus another lunch left over.

They are well known for their ribs, but have excellent bar food.

Ed
by MP173
Wed Apr 15, 2020 2:16 pm
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 254
Views: 20116

Re: What are you doing for haircuts due to coronavirus shutdown?

We had given a Wahl clipper set to my son a few years ago for Christmas which he didnt use. My wife knew where it was and she gave me a great haircut and beard trim.

Not perfect, but pretty darned close.

Felt and looked better afterwards!

Ed
by MP173
Mon Apr 13, 2020 2:57 pm
Forum: Personal Consumer Issues
Topic: Raised Garden Beds - Building Material
Replies: 40
Views: 1938

Re: Raised Garden Beds - Building Material

Raised bed gardener since 2010 with a major garden expansion in 2014.

The 2014 expansion is showing signs of deterioration and certain 2x6s will be replaced either this year or next year.

Ed
by MP173
Tue Apr 07, 2020 5:33 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 138
Views: 9498

Re: Gardening 2020

NW Indiana - Zone 5b. A little late start but rolling now. We have a 500 sf home garden and participate in two community gardens, one about 140 ft and the other about the same. Inside seeds growing - tomatoes, Marconi Peppers, Lunchpail peppers, cauliflower, broccoli. Outside - since March 31st - su...
by MP173
Mon Mar 30, 2020 4:22 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 463
Views: 16041

Re: Bird watchers – what birds are you seeing?

We have a birdfeeder outside our kitchen and this year we attracted bluebirds - 6 at feeder at one time was the most. We have fed them mealworms which the robins also feast on. Others are - Cardinals, Blue Jays, House finch, sparrows, chicodees, Tufted Titmouse, today had first yellow Goldfinch toda...
by MP173
Wed Mar 25, 2020 2:01 pm
Forum: Personal Consumer Issues
Topic: Are you still going to the grocery store or using a delivery service? Which?
Replies: 279
Views: 21014

Re: Are you still going to the grocery store or using a delivery service? Which?

We are in pretty good supply at this time. I went out a couple of days ago and filled the gaps. One store that had decent inventory was Dollar General. No fresh vegetables but I was able to pickup a number of items at a fraction of the cost of regular stores. Fortunately we were in good supply on th...
by MP173
Tue Mar 24, 2020 4:37 pm
Forum: Personal Consumer Issues
Topic: Online piano sheet music resources
Replies: 14
Views: 597

Re: Online piano sheet music resources

One of my winter goals (months ago when stuck inside) was to learn to read music and transfer it to guitar. In the past I have used tablature for the guitar but I always wanted to "read". Been doing it for several months now using the same book from library - Solo Guita Playing by Frederick M. Noad ...
by MP173
Sun Mar 22, 2020 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: How my grandfather managed during the Depression
Replies: 2
Views: 1098

Re: How my grandfather managed during the Depression

My father graduated from high school in June, 1929. He moved to Northern Illinois and worked as a laborer on a farm for $5.00 week which became $5.00 a month and then he was paid when they could afford to. He lived with the family and was treated as a family member. He died in 1994, so like the OP, ...
by MP173
Sun Mar 22, 2020 3:10 pm
Forum: Personal Consumer Issues
Topic: If you could only listen to one podcast...
Replies: 138
Views: 11517

Re: If you could only listen to one podcast...

Listening to Michael Lewis - Against the Rules episode 1....thanks for the recommendation.

Ed
by MP173
Sat Mar 21, 2020 4:00 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 267
Views: 15555

Re: So what are you cooking

Last night was chicken breasts stuffed with spinach and cranberry cheese with asparagus and baked potato - all cooked on the Weber charcoal grill. Today I made lentil/ham soup with onions, celery, carrots, etc. Tonight is homemade pizza. Pretty typical for us, but we have eliminated eating out (usua...
by MP173
Sat Mar 21, 2020 3:56 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 128951

Re: Coronavirus (Consumer Issues) How you are preparing?

Ivygirl: I wonder how this is going to change how we work....the home office might be the new trend. Personally I have worked out of my home for 29 years - sales so I have all supplies needed. I recall about 25 years ago most people I called on were dressed in suits or similar attire. Then "casual F...
by MP173
Fri Mar 20, 2020 3:30 pm
Forum: Personal Consumer Issues
Topic: How much cash to have during coronavirus panic?
Replies: 144
Views: 10781

Re: How much cash to have during coronavirus panic?

I have a few hundred $$$ in "frozen veal" plus a Folgers plastic coffee container nearly full (last time cashed in $222). Freezer full of food plus home canned food and other food supplies. Made a Costco run 2 weeks ago and have a big bundle of TP and PT. Just received garden seeds in the mail and c...
by MP173
Fri Mar 13, 2020 5:28 pm
Forum: Personal Consumer Issues
Topic: What entertainment during Covid-19 times?
Replies: 101
Views: 5443

Re: What entertainment during Covid-19 times?

Not sure if our library is going to close or not, but will stock up on books if possible. I work from home in sales, so I will be in contact with a number of customers. Work on my continuing winter project - learning to read music/play guitar (rather than reading tablature guitar). Astronomy - hopin...
by MP173
Fri Mar 06, 2020 5:15 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4396
Views: 1252381

Re: What Book Are You Currently Reading? Part VI

"1973 - Rock at the Crossroads" by Andrew Grant Jackson. The year 1973 (my graduation year from HS) is the year in which music transitioned according to the author. The year is broken into the seasons with 33 chapters which describe either individual performers or trends in rock/r&B/country music. B...
by MP173
Mon Mar 02, 2020 3:56 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 615
Views: 32522

Re: What are you listening to now

Reading a book called "1973 - Rock at the Crossroads" which has 33 chapters, each primarily covering one album released during the year with extending material on the artist. Chapter one covered Bowie and Elton John - I just listed to "Panic in Detroit" by Bowie. I hadnt heard it....very interesting...
by MP173
Mon Mar 02, 2020 3:50 pm
Forum: Personal Consumer Issues
Topic: Gardeners: Easiest treats to grow at home? [Pacific Northwest]
Replies: 17
Views: 1598

Re: Gardeners: Easiest treats to grow at home? [Pacific Northwest]

Eleven years ago my newly married wife decided to put in a 4x8 raised garden. We grew some lettuce, tomatoes, peppers and a few other items...really enjoyed it. Flash forward to current and we have 3 gardens (2 community plus our 15 x 30 fence "Fort Potato" here at home). We grow: lettuce, spinach, ...
by MP173
Mon Mar 02, 2020 3:22 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5442
Views: 1350188

Re: What Movie Have You Recently Watched?

We watched "The Report" over the weekend on Amazon Prime. Very good movie with Adam Driver as Daniel Jones an FBI agent working with Sen. Feinstein to investigate the CIA use of torture post 9/11. Based on facts it had a nice cameo of Sen. John McCain making a Senate floor speech in support of the F...
by MP173
Wed Feb 26, 2020 5:41 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 128951

Re: Coronavirus (Consumer Issues) How you are preparing?

I have not read the entire thread, but like a few others on this page, this is affecting the supply chain from Asia. This could be a big deal...a very big deal. I am talking about economically. Regarding the illness, I have no idea. Based on a conversation with my physician (a Chinese native btw) I ...
by MP173
Wed Feb 26, 2020 5:31 pm
Forum: Personal Consumer Issues
Topic: How Do you Exercise Indoors?
Replies: 127
Views: 9609

Re: How Do you Exercise Indoors?

My wife's daughter and husband both work crazy long hours. The purchased the Pelaton for Christmas. She has lost over 25 pounds and really enjoys the workouts. My guess is the machine markets towards that group of people. As for me, my indoors exercise is to head to the Y and hit the Expresso statio...
by MP173
Sun Feb 23, 2020 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: Post Divorce Business Sale Sharing, Reality Check
Replies: 29
Views: 3088

Re: Post Divorce Business Sale Sharing, Reality Check

I have no opinion on whether or not you should make a settlement with ES....except would this possibly open up the divorce settlement to review? Could this extra settlement end up costing you much more, particularly since it was a DIY one?

Ed
by MP173
Sun Feb 23, 2020 3:08 pm
Forum: Personal Consumer Issues
Topic: Guitar for a 45 year old beginner
Replies: 52
Views: 3946

Re: Guitar for a 45 year old beginner

I also started playing at age 45. Unlike you (OP) no musical experience. I envy your piano background as it should ease the learning curve for you. I have collected a number of guitars - Ibanez semi hollow body is a nice electric for me. Also had a Squire electric (purchased in 2001) and it was real...
by MP173
Wed Feb 12, 2020 4:12 pm
Forum: Personal Consumer Issues
Topic: What are your not free but still frugal hobbies?
Replies: 102
Views: 7579

Re: What are your not free but still frugal hobbies?

Several hobbies: Astronomy - new telescope last summer (AT102ED) with mount and a couple of new eyepieces - $1000.00. So far, 39 sessions - $25.64 per session...and dropping each time outside. Anticipated usage is 40 per year for minimum of 5 years. Cost will average $5 per session...a bargain. Last...
by MP173
Tue Feb 11, 2020 4:48 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27379

Re: What is the best concert you ever witnessed?

October, 1977 - Neil Young and Crazy Horse @ Chicago Stadium. Went in expecting a nice accoustic mellow concert. It was for about 45 minutes as Neil performed a number of huge accoustic hits. Then Crazy Horse came out and my ears rang for 3 days. Rust was not sleeping that night. February 2001 - Don...
by MP173
Tue Feb 11, 2020 4:23 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1913
Views: 207641

Re: [What TV Show Have You Recently Watched?]

Watching "The Outsider". Agree with earlier poster....Jason Bateman is excellent. Cant wait for Season 3 of Ozarks.

We just finished in one night "Modern Love." Very good short stories of relationships (8 episodes).

Also recently finished "Sneaky Pete" - really enjoyed it.

Ed
by MP173
Mon Feb 10, 2020 6:25 pm
Forum: Personal Finance (Not Investing)
Topic: Fun Side Income in Retirement?
Replies: 50
Views: 4279

Re: Fun Side Income in Retirement?

Our neighbor is an Uber driver. He really enjoys it. He can work when he wants and enjoys the social aspect of it....he has regular customers.

Ed
by MP173
Tue Jan 28, 2020 11:05 pm
Forum: Personal Consumer Issues
Topic: Nice/upscale pens and pencils
Replies: 79
Views: 5932

Re: Nice/upscale pens and pencils

I have a variety of pens and mechanical pencils. I have a Mont Blonc pen - love it, but seldom use it. My go to pen for work is a pen made by a wood worker and purchased for about $50. I have used it for about 10 years. Mechanical pencils - my go to for work and daily journal writing (on my 41st yea...
by MP173
Sun Jan 26, 2020 10:29 pm
Forum: Personal Consumer Issues
Topic: Learning to read music
Replies: 31
Views: 1801

Re: Learning to read music

Again thanks to all for the suggestions (both pro and con for learning to read music as related to guitar). This is simply something I wish to learn to do and I will continue. When the weather warms up a bit, I will move on to something else, but will have learned a bit more about music and the theo...
by MP173
Sat Jan 25, 2020 8:14 am
Forum: Personal Consumer Issues
Topic: Learning to read music
Replies: 31
Views: 1801

Re: Learning to read music

Wow. Thanks for all of the replies. As previously stated, I have been playing for 20 years, starting at age 45. My goal is not to be proficient, nor to play in public (could never stand the pressure), but simply to enjoy and to understand music. Been using tablature and mixing in the standard notati...
by MP173
Fri Jan 24, 2020 3:24 pm
Forum: Personal Consumer Issues
Topic: Learning to read music
Replies: 31
Views: 1801

Learning to read music

Each winter it seems as if I take on the challenge of learning to read music/play guitar. Tabular (based on string/fret) is available and I have used it the past 20 years. I have always been intrigued by reading music (similar to learning a new language) and have made a little progress each winter (...
by MP173
Wed Jan 22, 2020 5:51 pm
Forum: Personal Finance (Not Investing)
Topic: What did you do cool with your money today?
Replies: 125
Views: 10279

Re: What did you do cool with your money today?

I bought my wife and I the $1.50 hot dog/drink special at Costco for lunch.

Very good hot dogs.

Ed
by MP173
Wed Jan 22, 2020 5:48 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire at 55?
Replies: 24
Views: 6519

Re: Can I retire at 55?

"Is this heaven? No, it's Iowa."

Great view. Love the state of Iowa with the rolling hills, Pork Tenderloin Sandwitches, and Maid Rite.

Good luck on your decision.

Ed