Search found 113 matches

by Kersten
Mon Oct 15, 2018 2:09 pm
Forum: Investing - Theory, News & General
Topic: NAVY 2 year CD
Replies: 3
Views: 493

Re: NAVY 2 year CD

Thanks to both posters for the info!

Kersten
by Kersten
Mon Oct 15, 2018 11:25 am
Forum: Investing - Theory, News & General
Topic: NAVY 2 year CD
Replies: 3
Views: 493

NAVY 2 year CD

Checking the Navy Federal Credit Union site today, I found the following 2 year CD offer.

24-Month 3.00% APY1 Certificate (Share/IRA/ESA)
Open with $10,000 or more
No limit on deposit amount
One-time deposit only
by Kersten
Fri Sep 28, 2018 5:23 pm
Forum: Personal Consumer Issues
Topic: electric pencil sharpener
Replies: 5
Views: 649

electric pencil sharpener

My "BOSTON" pencil sharpener just gave out, after many faithful years. I am an artist, who uses a pencil sharpener A LOT. So I need one that really does a good job and hopefully, will last. There are many offered for sale on AMAZON. However, I trust the recommendation of a Boglehead, prior to a purc...
by Kersten
Mon Aug 27, 2018 1:37 pm
Forum: Personal Consumer Issues
Topic: Ladies: bra shopping question
Replies: 63
Views: 8731

Re: Ladies: bra shopping question

WACOAL underwire bras are THE BEST. Expensive at around $70 but often, department stores such as Dillards or Nordstrums have sales, so you can usually make a purchase from $40-$50. Always try them on. Often stores that carry this brand have someone who can fit you, although I never used this service...
by Kersten
Thu Aug 23, 2018 5:16 pm
Forum: Investing - Help with Personal Investments
Topic: Questions on CDs - FDIC
Replies: 14
Views: 1458

Re: Questions on CDs - FDIC

If you access the link below you will find a U-Tube link(right hand side of the web page) for an FDIC banking seminar covering the details of FDIC insurance.


https://www.fdic.gov/deposit/seminars.html
by Kersten
Sat Jul 14, 2018 2:59 pm
Forum: Personal Consumer Issues
Topic: Is expensive olive oil worth it?
Replies: 59
Views: 5894

Re: Is expensive olive oil worth it?

Took me a while to find this info in my research file. The article I was looking for is titled: "Consumer group finds 6 out of 11 extra virgin olive oil products mislabeled; calls for stricter oversight" Posted by NCL Communications - May, 2015(a consumer group) You can still find it on line if you ...
by Kersten
Sun Jul 08, 2018 4:04 pm
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 6817

Re: Older Women Lifting Weights

I have lifted weight on and off for the last twenty years. The last three years I have consistently lifted 45 minutes 2x per week. I use the machine weights at the gym but if I can't make it to the gym, use hand weights at home, although this is not as effective as the machine weights. Also I do Yog...
by Kersten
Thu Jan 04, 2018 5:14 pm
Forum: Personal Consumer Issues
Topic: Kidde fire extinguisher recall
Replies: 58
Views: 7533

Re: Kidde fire extinguisher recall

It took about three weeks to get a replacement. Thanks again to the poster who alerted us to the recall and the replacement.
by Kersten
Fri Dec 01, 2017 10:22 am
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 13905

Re: Price of haircut?

$50 for a cut including wash and blow-dry styling, plus $10 tip. I have been going to the same stylist since 1984 and go twice a year. Worth every penny.
by Kersten
Wed Nov 29, 2017 9:57 am
Forum: Personal Consumer Issues
Topic: new dehumidifier?
Replies: 9
Views: 774

Re: new dehumidifier?

And thank you to the additional people who responded to my post and gave me their input about Frigidaire.
by Kersten
Tue Nov 28, 2017 2:08 pm
Forum: Personal Consumer Issues
Topic: new dehumidifier?
Replies: 9
Views: 774

Re: new dehumidifier?

I tried unplugging it and plugging it back in. Seems as if only the fan is working as no warm air is coming out. Also, after an hour, there was no water in the bucket. Alas, it seems like a new purchase is necessary. Thanks for trying to help to both people who replied.
by Kersten
Tue Nov 28, 2017 8:32 am
Forum: Personal Consumer Issues
Topic: new dehumidifier?
Replies: 9
Views: 774

new dehumidifier?

I live in SW Florida. I have a 45 pint LG humidifier(about 8 years old) in the bedroom. I run it on humid days/nights, which results in a very comfortable climate and seems to help with joint aches and pains(I am a runner)The motor in the unit continues to run but it has stopped removing water from ...
by Kersten
Sat Nov 25, 2017 8:13 pm
Forum: Personal Consumer Issues
Topic: Kidde fire extinguisher recall
Replies: 58
Views: 7533

Re: Kidde fire extinguisher recall

Thanks for the heads up on the recall.

I purchased a new one last year. In checking the recall site, mine is on the list.

I filled in the recall form and sent it off tonight.

Never would have known this if you had not posted the info!
by Kersten
Sat Nov 04, 2017 5:59 pm
Forum: Investing - Help with Personal Investments
Topic: How to set up a TIPS ladder?
Replies: 3
Views: 560

Re: How to set up a TIPS ladder?

Thanks to Artsdoctor and Stiutz. Very helpful info. Boggleheads.org never disappoints!
by Kersten
Sat Nov 04, 2017 3:38 pm
Forum: Investing - Help with Personal Investments
Topic: How to set up a TIPS ladder?
Replies: 3
Views: 560

How to set up a TIPS ladder?

I have read a lot about TIPS . I have read THE AGES OF THE INVESTOR by William Bernstein a couple of times. There is something I don't understand. He talks about, at age 65, setting up a 30 year TIPS ladder with $100,000.00. How can that be done over one years' time as TIPS are only offered about 12...
by Kersten
Sun Oct 29, 2017 6:06 pm
Forum: Personal Consumer Issues
Topic: Shoes & Sandals & Athletic & Hiking Wear
Replies: 11
Views: 1547

Re: Shoes & Sandals & Athletic & Hiking Wear

For hiking-Merrell Moab Ventilator-when I journeyed from Florida to Utah this summer for the Wildflower festival and hiking events, I asked my son what shoes he would recommend, as he is a avid hiker with the Sierra Club and other groups in the Salt Lake City area. The Merrell has been his "go to" h...
by Kersten
Sun Oct 29, 2017 4:01 pm
Forum: Personal Consumer Issues
Topic: free Costco membership for Navy credit card holders(if you are a first time applicant for the Costco card
Replies: 0
Views: 301

free Costco membership for Navy credit card holders(if you are a first time applicant for the Costco card

You can get a free Costco Gold Star card (value-$60 credit on your statement) if you are a Navy Federal Credit Union Member and have their Visa card. I found the information on a post to deposit accounts.com. I checked it out with Navy via an E mail chat and yes, it is legitimate, if you are are app...
by Kersten
Thu Sep 07, 2017 6:45 am
Forum: Personal Consumer Issues
Topic: Places to see in Chicago
Replies: 45
Views: 4155

Re: Places to see in Chicago

FYI-The Art Institute is free for educators, if you are or have been one. Go downstairs to the front desk of the Children's Museum, show your ID and get a free pass for the year. Haven't been there in a few years but I am assuming that the pass is still available. Also sign up for a docent tour. Aft...
by Kersten
Tue Sep 05, 2017 5:27 pm
Forum: Personal Consumer Issues
Topic: Waterproof container for documents-pending Florida hurricane
Replies: 29
Views: 3264

Waterproof container for documents-pending Florida hurricane

We may be having quite a storm in SW Florida and I am organizing my "take and go" packet of important information. It is suggested by various state alerts that important papers be put in a waterproof container. My questions is: "Does anyone have a suggestion as to what kind of waterproof container i...
by Kersten
Mon Aug 07, 2017 10:51 pm
Forum: Personal Consumer Issues
Topic: Eclipse viewing
Replies: 61
Views: 6870

Re: Eclipse viewing

RE: August 21, 2017 eclipse


Check out the NASA URL below for activities, events, info on an eclipse party, broadcasts, checking out the safety authenticity of viewing glasses, and resources from NASA partners across the nation.

https://eclipse2017.nasa.gov/
by Kersten
Sun Aug 06, 2017 9:03 am
Forum: Personal Consumer Issues
Topic: "National Parks senior passes in short supply."
Replies: 34
Views: 4528

Re: "National Parks senior passes in short supply."

I heard that passes would be increasing in 2017 so I drove to John Ding Darling on Sanibel (half hour drive)and purchased mine on the spot for $10. Used it at Bryce for free admission rather than the usual $30 entry fee. There is a phenomenal list of places on the National Park internet site, where ...
by Kersten
Sat May 27, 2017 3:44 pm
Forum: Investing - Help with Personal Investments
Topic: 5 year C.D. rates-suggestions?
Replies: 4
Views: 1359

5 year C.D. rates-suggestions?

I have two C.D.s maturing at Pen Fed(were at 3%) and am looking for a four or five year CD at a good interest rate. I checked Deposits.com and it lists a Mountain America C .D. at 2.5% (60 months) The reviews on this credit union on the Deposits.com site are mixed. Anyone have experience with dealin...
by Kersten
Sat May 20, 2017 12:03 pm
Forum: Personal Consumer Issues
Topic: What goes in your smoothie?
Replies: 45
Views: 4519

Re: What goes in your smoothie?

Green Goddess Smoothie(4 servings)

1 Cup non-dairy milk
1 peeled orange
2 Cups Kale
1 pear, cut into quarters
1 peeled banana
1 C fresh strawberries (or 1/2 Cup frozen strawberries)

Blend until smooth
by Kersten
Sat May 20, 2017 11:56 am
Forum: Investing - Help with Personal Investments
Topic: Taxes on Series EE bonds issued in 1987
Replies: 13
Views: 1667

Re: Taxes on Series EE bonds issued in 1987

I will be in a similar situation in 2022 and 2023 with a large amount of interest due to the fact that I will cash in several EE bonds from 1992-1993 that will reach maturity. I will cash in some of them in early to lessen the effect that a large amount of interest will have on my income and the amo...
by Kersten
Fri Apr 28, 2017 4:58 pm
Forum: Personal Consumer Issues
Topic: Senior Lifetime National Parks Pass Fee Going Up
Replies: 77
Views: 12742

Re: Senior Lifetime National Parks Pass Fee Going Up

Best Bargain Around-I purchased a pass last Spring prior to a trip to the National Parks of Utah. Drove out to John Ding Darling on Sanibel Island to get it. Quick and easy and just $10. On our first venture to the Utah Parks, we showed our pass. Good for a car full of people-3 or 4-can't recall. It...
by Kersten
Fri Dec 16, 2016 8:38 am
Forum: Personal Consumer Issues
Topic: How old is your vehicle?
Replies: 200
Views: 19339

Re: How old is your vehicle?

2009 Toyota Rav 4. Mileage is 70,200. Will keep it at least another three years.
by Kersten
Fri Aug 19, 2016 8:06 pm
Forum: Personal Consumer Issues
Topic: Are you on Facebook?
Replies: 144
Views: 13169

Re: Are you on Facebook?

Nope. Not on FACEBOOK. A long time friend consistently messaged me that I should be on it. "SHOULD BE ON IT". Then a friend of hers(whom I do not know)sent me a couple of E mails indicating that I should be on it. And I could never figure out why I had to add FB to my life....so I never subscribed. ...
by Kersten
Mon Aug 15, 2016 10:15 am
Forum: Personal Finance (Not Investing)
Topic: Navy Federal CU - CD special offer
Replies: 3
Views: 792

Re: Navy Federal CU - CD special offer

Thanks for the C.D. information.

I found out that you can open it for x number of dollars and then add to it, as your cash becomes available.

You can add to it up to $20,000.00
by Kersten
Sat Aug 13, 2016 4:01 pm
Forum: Personal Consumer Issues
Topic: Do you wash your car yourself, or have it done?
Replies: 96
Views: 8953

Re: Do you wash your car yourself, or have it done?

I always wash it myself. There are many things that I cannot do but this, well, I can do this. And I can paint my house and some other stuff that saves a few buckaroos. It gives me a feeling of accomplishment, and that is important to me. And, I like to be able to take care of the maintenance of the...
by Kersten
Sat May 21, 2016 5:48 pm
Forum: Personal Consumer Issues
Topic: Women business clothes - what brands make the right impression?
Replies: 64
Views: 9465

Re: Women business clothes - what brands make the right impression?

Late in responding to this post. I have a lot to say but will try to be brief. Years back, when most clothing was made in the USA, I could have suggested brands, but not today. However, I have found that Tim Gunn's suggestions (Project Runway) are spot on. To paraphrase, a definition of a perfect ou...
by Kersten
Sun Feb 28, 2016 5:29 pm
Forum: Investing - Help with Personal Investments
Topic: Large amount of CDs maturing....what to do?
Replies: 162
Views: 23532

Re: Large amount of CDs maturing....what to do?

NASA Credit Union "special" for members (not difficult to join)

49 month CD at 2.3% APY.

Unsure if this info will be of value to someone, but it was to me....so I thought I would pass it on.
by Kersten
Wed Feb 17, 2016 9:18 am
Forum: Personal Finance (Not Investing)
Topic: Key West and everglades trip
Replies: 41
Views: 5428

Re: Key West and everglades trip

Check out SHARK VALLEY www.angelfire.com/fl3/SharkValley/ if you are a nature lover. Tons of gators-the kids will like it. Great tram ride, around $24 per person I think.

Also check out Trip Advisor opinions.

Shark Valley is part of the Everglades National Park, close to Miami.
by Kersten
Tue Dec 15, 2015 4:46 pm
Forum: Personal Consumer Issues
Topic: Need indoor "orthotic" shoes/slippers
Replies: 27
Views: 2880

Re: Need indoor "orthotic" shoes/slippers

Try VIONICSHOES.COM. Used to be the brand name "ORTHOHEEL". When I retired a couple of years ago I started to have leg and foot pain from walking on my tile floors barefoot or with socks. ( A Scandinavian custom to not wear shoes in the house) Recalling that walking on hard surfaces produces problem...
by Kersten
Thu Dec 10, 2015 11:27 am
Forum: Investing - Theory, News & General
Topic: Navy Federal CU Special Certificate Offering
Replies: 59
Views: 8845

Re: Navy Federal CU Special Certificate Offering

I called. The offer expires December 31st.

If you go their web page and look to the right on the first page, you will find a series of questions that will determine if you qualify to be a member.
by Kersten
Tue Nov 10, 2015 4:09 pm
Forum: Personal Consumer Issues
Topic: Yogurt - Greek or "regular' - cost evaluation
Replies: 69
Views: 7870

Re: Yogurt - Greek or "regular' - cost evaluation

The yogurt from this recipe is just great, and cheap. I used to top it with sliced strawberries and wheat germ. The family loved it. Haven't made it for a long time but the post reminded me how good homemade yogurt is. (use plain store bought yogurt as a starter) I also grew sprouts but not in the b...
by Kersten
Mon Nov 09, 2015 7:31 pm
Forum: Personal Consumer Issues
Topic: Yogurt - Greek or "regular' - cost evaluation
Replies: 69
Views: 7870

Re: Yogurt - Greek or "regular' - cost evaluation

Ancient Hippie Yogurt from The Last Whole Earth Catalog Yes, you can make it at home and you don't need any thermometers or special equipment, either. This is a genuine ancient hippie recipe that really works; it was printed in The Last Whole Earth Catalog in 1971. 3 cups of instant powdered milk 1/...
by Kersten
Wed Nov 04, 2015 5:00 pm
Forum: Personal Consumer Issues
Topic: Dissuade me from buying art [Kauai]
Replies: 44
Views: 5349

Re: Dissuade me from buying art [Kauai]

FYI ‘The Scream’: For Love or Money? BY PAUL SOLMAN May 10, 2012 at 3:51 PM EDT 
“The Scream,” painted by Edvard Munch in 1895, sold at a record price of $119.9 million on May 2. A few belated thoughts on the economics of art in the wake of the $120 million price fetched by Edvard Munch’s “The Screa...
by Kersten
Mon Oct 12, 2015 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Resources
Replies: 6
Views: 691

Re: Medicare Resources

Each year our local hospital system (800 bed) offers free Medicare seminars, given by a knowledgeable volunteer. The seminars are only one and one half hours, but a good place to begin setting oneself up for Medicare. I have had Medicare about four years but go to the seminars each year, picking up ...
by Kersten
Fri Oct 09, 2015 5:12 pm
Forum: Personal Consumer Issues
Topic: An alternative to dumping your land line [negotiate discount]
Replies: 16
Views: 2882

An alternative to dumping your land line [negotiate discount]

I called my landline company and told them that I might be dropping their service. I asked if I could get a reduction in their charges if I continued with their company. The rep told me that they would cut my bill in half if I would stay with their service.

So for now, I will do that.
by Kersten
Wed Oct 07, 2015 8:01 am
Forum: Personal Consumer Issues
Topic: Best Small Purchases (Around the house)
Replies: 133
Views: 18717

Re: Best Small Purchases (Around the house)

GLOBAL GS-14 Utility Scalloped Knife. This is a knife that's made from high carbon stain resistant steel. "the carbon makes the metal harder and as a result the knife stays sharp longer" according to a 2007 Money Magazine recommendation. When I first read the brief article and recommendation for thi...
by Kersten
Sun Sep 27, 2015 3:59 pm
Forum: Personal Consumer Issues
Topic: Help with wheeled carry on purchase please
Replies: 11
Views: 992

Re: Help with wheeled carry on purchase pleaae

Upon retirement I purchased an Eagle Creek "Hovercraft", a very light weight piece of luggage to "check in". I tag it with a chartreuse luggage tag and a few whirls of ultra-chepo ribbon-the kind you can curl when wrapping a birthday gift. For a carry-on I either carry my work-out canvas/poly bag or...
by Kersten
Wed Sep 23, 2015 3:15 pm
Forum: Personal Consumer Issues
Topic: Unadvertised Deals for Seniors
Replies: 42
Views: 6183

Re: Unadvertised Deals for Seniors

I was in health care management for ten years. The health care system that I worked for gave you a free membership for their health club if you worked out three times per week. That was innovative for employers at that time (20 years ago) The idea of a free gym membership was of course to have healt...
by Kersten
Tue Sep 22, 2015 4:30 pm
Forum: Personal Finance (Not Investing)
Topic: CD RATES-Still Low but edging up-Pen-Fed and Synchrony
Replies: 40
Views: 8489

CD RATES-Still Low but edging up-Pen-Fed and Synchrony

Synchrony Bank-24 month CD 1.45 APY

Pen-Fed-12 month CD 1.25 APY

In the garage this week, weeding through papers to shred-came upon CD documents, 6% APY.

Makes it hard to get excited about the minuscule rise in CD rates. However, every little bit counts.
by Kersten
Sun Sep 20, 2015 4:12 pm
Forum: Investing - Help with Personal Investments
Topic: "TIPS a headache a outside of sheltered accounts"
Replies: 15
Views: 1784

"TIPS a headache a outside of sheltered accounts"

Bill Bernstein states in DEEP RISK that "TIPS are a headache outside of sheltered accounts". Why is that the case? My sheltered accounts are TIAA and TIPS were and are not available so I invested in 10 year TIPS in a taxable account. How best to handle the "headache" of TIPS at annual tax time and w...
by Kersten
Sat Sep 19, 2015 4:40 pm
Forum: Personal Finance (Not Investing)
Topic: Free Kindle Downloads Today
Replies: 49
Views: 5996

Re: Free Kindles Today

Thank you Bill, for making your books available for free.

And a thank you to Bogglehead poster ShiftFS for the information as to how to download the books to "free" kindle, via Amazon.

I now have all four books and am looking forward to reading them this week.
by Kersten
Wed Sep 16, 2015 1:36 pm
Forum: Personal Consumer Issues
Topic: LED's for recessed ceiling lights
Replies: 15
Views: 1926

Re: LED's for recessed ceiling lights

Thank you to all who have responded to my question. I am a painter/illustrator and have expanded my work area from easels and drafting table in one room, with great lighting to the living room area, with very bad recessed ceiling lighting. While investigating how to improve the lighting an acquainta...
by Kersten
Wed Sep 16, 2015 10:13 am
Forum: Personal Consumer Issues
Topic: Power washer recommendations
Replies: 25
Views: 2908

Re: Power washer recommendations

I had a Husky electric power washer for 7 years(Home Depot). It finally gave out. Home Depot did not carry Husky when I went to purchase a new electric power washer. I purchased another brand (can re call the name)without checking out reviews on the Home Depot site. Turns out the reviews were very n...
by Kersten
Wed Sep 16, 2015 9:53 am
Forum: Personal Consumer Issues
Topic: LED's for recessed ceiling lights
Replies: 15
Views: 1926

LED's for recessed ceiling lights

My home was built in 1996. It has several recessed ceiling lights (6 inch boxes). I have been using incandescent bulbs, which are not very long lasting and do not produce good lighting. Can I use LED bulbs in these recessed ceiling boxes without changing the boxes? If not, is there another bulb I ca...
by Kersten
Wed Apr 01, 2015 10:35 am
Forum: Local Chapters and Bogleheads Community
Topic: A special day for two World War II veterans
Replies: 20
Views: 2965

Re: A special day for two World War II veterans

Congratulations on your award. Great story and great pictures of you and your fellow VET.

Happy sailing!