Search found 220 matches

by ivyhedge
Wed Jan 27, 2021 11:40 am
Forum: Investing - Theory, News & General
Topic: Brokerage outages
Replies: 96
Views: 1338

Re: Brokerage outages

Back to normal operation for me: 1137hrs, EST.
by ivyhedge
Wed Jan 27, 2021 10:40 am
Forum: Investing - Theory, News & General
Topic: Brokerage outages
Replies: 96
Views: 1338

Re: Vanguard website issues... again?

Issues as of 1039hrs, EST: - Slow login - Failed trades - Warnings that only equities and ETFs are tradeable (all else must call) - No quotes - No transaction history Oddly: - Balances are normal - After letting the connection nearly time out, the system revealed that preprogrammed limit orders had ...
by ivyhedge
Thu Jul 30, 2020 9:18 am
Forum: Personal Finance (Not Investing)
Topic: CRAZY HOT housing market. Bidders and multiple offers
Replies: 18
Views: 2557

Re: CRAZY HOT housing market. Bidders and multiple offers

The froth is evident in New England, as well: we have been looking for a second home since prior to the COVID spread in December. Some of the scrappiest, barely maintained (and most stunning, renovated) homes are selling in ME, NH, and west MA in hours to days for cash or 10%-15% above asking. We se...
by ivyhedge
Fri Jul 17, 2020 2:21 pm
Forum: Personal Consumer Issues
Topic: How do you buy time with money?
Replies: 47
Views: 4004

Re: How do you buy time with money?

Do you folks have any aspects of buying time that have worked for you? Chose not to have kids. More free time than every other suggestion on here combined. It sounds funny to most people, but this is legitimately one of the main reasons I decided to be child free. We did the same. Love it. --- Also...
by ivyhedge
Mon Apr 06, 2020 12:58 pm
Forum: Personal Consumer Issues
Topic: What will you do first, once COVID pandemic is over?
Replies: 271
Views: 18230

Re: What will you do first, once COVID pandemic is over?

As an introvert, I'm digging this social distancing. Working from home in my sweats ... can't beat it. If I survive this thing, I guess one of the first things I'll have to do is go back into work. Bleh. ^This. My spouse and I really do enjoy being with folks in some social settings, but - as we en...
by ivyhedge
Wed Mar 25, 2020 11:11 am
Forum: Personal Consumer Issues
Topic: Are you still going to the grocery store or using a delivery service? Which?
Replies: 329
Views: 25207

Re: Are you still going to the grocery store or using a delivery service? Which?

We ran low on fruits and vegetables, as well as a few medium term staples that hadn't been refreshed for 16 days. Instacart for Costco has been useless for the past week, so we selected a Costco 15+ miles from home (we live inside a city, with a constantly packed Costco 2 miles from us) and arrived ...
by ivyhedge
Fri Mar 20, 2020 11:16 pm
Forum: Personal Consumer Issues
Topic: Where should I sell my [camera] lens?
Replies: 13
Views: 764

Re: Where should I sell my lens?

Hi all, I'm upgrading my Nikon 70-200mm f2.8 G VRII to the latest model. I don't need both versions, and would like to sell the old one. So, where is the best place to sell it in your estimation or experience? KEH, B&H, Adorama, other? Thanks. If you are a part of online communities, you might ...
by ivyhedge
Thu Mar 12, 2020 10:31 pm
Forum: Personal Investments
Topic: Thoughts on expediting maxing out 401k
Replies: 9
Views: 513

Re: Thoughts on expediting maxing out 401k

I max it out every year. This company matches 3% per pay period... ... The above # is made up but I’m curious at what point y’all would feel comfortable missing out on a 3% match down the road to expedite maxing out contributions sooner. I would be reluctant to leave money on the table if your reti...
by ivyhedge
Wed Feb 12, 2020 3:05 pm
Forum: Personal Consumer Issues
Topic: Costco Tires
Replies: 95
Views: 8516

Re: Costco Tires

The Costco's in my area only do appointments, no walk in... I had a tire beyond repair so I was driving on a spare. I wanted to change tires that day (Wednesday) but the earliest appointment was a Saturday! I :oops: Same. Additionally, we have a vehicle that uses dissimilar sizes on the front and r...
by ivyhedge
Thu Dec 19, 2019 4:33 pm
Forum: Personal Consumer Issues
Topic: yet another reason not to get a smart phone
Replies: 192
Views: 16477

Re: yet another reason not to get a smart phone

unclescrooge wrote: Thu Dec 19, 2019 10:30 am
...
And I'm pretty much Google's pet dog at this point.
...
My 16yo pupper's name is Google, so I'm really screwed (or maybe he is)!
by ivyhedge
Wed Nov 06, 2019 10:22 am
Forum: Personal Consumer Issues
Topic: Renting from Turo Vs big companies
Replies: 6
Views: 494

Re: Renting from Turo Vs big companies

What I've discovered is that Turo hosts (the owners of the cars that are rented out) are, in many if not most cases, looking for any and every reason to charge you more than the quoted rate. Sad to hear, but not unexpected given the popularity of competing YouTube channels spotlighting the spectrum...
by ivyhedge
Thu Sep 05, 2019 10:49 am
Forum: Personal Investments
Topic: Purchase fee on VBLAX
Replies: 19
Views: 2563

Re: Purchase fee on VBLAX

vineviz wrote: Thu Sep 05, 2019 9:56 am
2pedals wrote: Thu Sep 05, 2019 9:27 am Why pay this "fee"?
Why? Because if you want to purchase shares in this fund, you have no other option.

[...]
Some of us are restricted from purchasing ETFs of any kind due to employment conflicts.
by ivyhedge
Tue Sep 03, 2019 2:58 pm
Forum: Personal Consumer Issues
Topic: Bamboo Flooring
Replies: 20
Views: 2562

Re: Bamboo Flooring

We have that (in the 2.5" variant). If I could Thanos snap it away, I would do so in a heartbeat. It scratches, pits, compresses, and scrapes by staring at it. For a comparison, neither of us weighs more than 125lbs and we haven't moved anything unfairly heavy across it (no shoes, either). Be a...
by ivyhedge
Fri Aug 16, 2019 1:05 pm
Forum: Personal Investments
Topic: Vanguard wants me to call to buy OTC securities.
Replies: 17
Views: 2835

Re: Vanguard wants me to call to buy Bitcoin.

I was doing an academic simulated buy of GBTC and I got this; "Over the Counter securities can be thinly traded and may be difficult to buy or sell without affecting the quoted price. Only limit orders are accepted online." That I can understand. When I continued I got this: "To help...
by ivyhedge
Thu Aug 15, 2019 2:30 pm
Forum: Personal Consumer Issues
Topic: Hotel recommendation for Cambridge / Boston
Replies: 53
Views: 3260

Re: Hotel recommendation for Cambridge / Boston

I work down the street from 777 Memorial https://www.airbnb.com/rooms/11836087 $1000 for 3 nights, available for Labor Day Weekend. Great location, looks like a nice place Thanks for the link. What's the neighborhood around 777 Memorial like? My sense is that there's not a lot in the way of restaur...
by ivyhedge
Thu Aug 15, 2019 2:23 pm
Forum: Personal Consumer Issues
Topic: Hotel recommendation for Cambridge / Boston
Replies: 53
Views: 3260

Re: Hotel recommendation for Cambridge / Boston

It's been decades since I lived near Harvard Square, but it's hard to believe there aren't good hotels near there now. 777 Memorial was out in the boonies. Update: not sure why you don't like the Sheraton Commander. Decor seems interesting/appropriate for the area, 4 star reviews, good location. So...
by ivyhedge
Thu Aug 15, 2019 2:21 pm
Forum: Personal Consumer Issues
Topic: Hotel recommendation for Cambridge / Boston
Replies: 53
Views: 3260

Re: Hotel recommendation for Cambridge / Boston

Just heard a rave review for citizenM hotel at Boston North Station. Small but first class rooms. No idea about anything else, but it’s supposed to be affordable. TT, the family could be a (near) beta tester! Kidding aside, citizenM is in an active construction zone with lots of (soon-to-be enjoyed...
by ivyhedge
Thu Jun 27, 2019 1:57 pm
Forum: Personal Investments
Topic: Any way to at least indirectly invest in SpaceX or Blue Origin?
Replies: 8
Views: 1096

Re: Any way to at least indirectly invest in SpaceX or Blue Origin?

Several Fidelity strategies held Space-X, AirBnB, etc, including "Growth Company" (active). Recall that Fido has participated in at least two funding rounds, so it is logical that they distributed *some* of the holdings among open ended funds (according to past dalliances in the pre public...
by ivyhedge
Mon Feb 25, 2019 11:27 am
Forum: Investing - Theory, News & General
Topic: Why is this stock not in Vanguard funds?
Replies: 24
Views: 2854

Re: Why is this stock not in Vanguard funds?

Based on data I found through 31 January 2019 in a research database I use routinely: “TEAM” is held by 44 ETFs and 94 mutual funds. The Vanguard funds that have held the Class A shares recently are/were: -U.S. Momentum Factor: 0.2% -U.S. Quality Factor: 0.2% -Russell 1000 Growth: 0.1% -ESG U.S. Sto...
by ivyhedge
Thu Nov 01, 2018 12:36 pm
Forum: Personal Investments
Topic: Fully maxed out
Replies: 70
Views: 9000

Re: Fully maxed out

We max everything for which we are eligible. We are ineligible for 529s or age-based catch up contributions. By the time 401(k)s and ROTHs are filled (usually by May), money goes to taxable - brokerage, extra mortgage, and municipal bonds. We're spendy on food. We're just a bit below your survey's u...
by ivyhedge
Fri Oct 26, 2018 3:05 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website "unavailable during weekend of Nov 3"
Replies: 203
Views: 20846

Re: Vanguard website "unavailable during weekend of Nov 3"

I added to several ETFs throughout the day today, including immediately prior to the close.

I experienced no delays or load failures.
by ivyhedge
Mon Sep 24, 2018 3:48 pm
Forum: Personal Consumer Issues
Topic: Where are the hybrid or fully electric two seater commuting vehicles?
Replies: 44
Views: 2217

Re: Where are the hybrid or fully electric two seater commuting vehicles?

The Honda CR-Z was a great 2 seat commuter, but is now discontinued. It was the only manual transmission hybrid car available with a Civic Si-like 6 speed. It was a fun car to drive, unlike a Civic LX which is both lethargic and wallowy. We loved our CR-Z 6-spd. Not a CR-X, but still fun (low cente...
by ivyhedge
Tue Mar 27, 2018 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: Merrill Edge sold my ETFs without my consent, SEC, FINRA, CFPB?
Replies: 89
Views: 10377

Re: Merrill Edge sold my ETFs without my consent, SEC, FINRA, CFPB?

But if their process is similar to what I used to know, it might be that they notified you of *total* dissolution with the letter they sent. Obviously, YMMV... This is no longer the case. Merrill called my taxable account "CMA-Edge"', and my Roth IRA "Roth IRA-Edge". Ah. It woul...
by ivyhedge
Tue Mar 27, 2018 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: Merrill Edge sold my ETFs without my consent, SEC, FINRA, CFPB?
Replies: 89
Views: 10377

Re: Merrill Edge sold my ETFs without my consent, SEC, FINRA, CFPB?

CDogg999, you said this: <<I received a UPS envelop with tracking stating specifically that they were excising their option to close the CMA (taxable brokerage) account within 30 days. They did not provide a reason other than to refer to Terms and Conditions of the account upon opening. >> What caug...
by ivyhedge
Tue Mar 27, 2018 9:05 am
Forum: Investing - Theory, News & General
Topic: Google sheets not pulling stock prices
Replies: 146
Views: 25597

Re: Google sheets not pulling stock prices

No quotations for Vanguard: VSS, VIOV; none for non Vanguard: FBT, MLPI, RYT, SUB, PUTW.

All others fine, including ETFs and individual equities.

Time: 1005hrs.
by ivyhedge
Tue Mar 20, 2018 8:37 am
Forum: Personal Consumer Issues
Topic: Is a Model Release normal for wedding videography?
Replies: 28
Views: 3117

Re: Is a Model Release normal for wedding videography?

I seconded for a major firm in DC from 2002 - 2007, and later first shot for my firm. As someone noted upthread, most of the time the firm for which I seconded used a release something like that was to allow for use in advertising and to restrict non-pro printing (difficult, anyway, since you wouldn...
by ivyhedge
Mon Feb 05, 2018 4:57 pm
Forum: Investing - Theory, News & General
Topic: Vanguard site is crashed now?
Replies: 188
Views: 21307

Re: Vanguard site is crashed now?

I contribute to taxable each M/W/F, and generally do so at 1545hrs. I was locked out, as well.

Of note: just got in at 1455, but I experienced some hiccups with my security questions.
by ivyhedge
Wed Sep 27, 2017 5:32 pm
Forum: Personal Consumer Issues
Topic: $700 to install a dishwasher seem by a plumber?!
Replies: 65
Views: 6419

Re: $700 to install a dishwasher seem by a plumber?!

I have replaced dishwashers in rental condos, and they too required licensed plumbers do the job. I bought the dishwashers from Home Depot, they installed the new ones and took away the old ones for roughly $150. I never inquired if they used "licensed plumbers". I never even advised the ...
by ivyhedge
Mon Aug 21, 2017 11:01 am
Forum: Personal Consumer Issues
Topic: Best internet provider in Boston?
Replies: 8
Views: 1474

Re: Best internet provider in Boston?

Not sure where you're going to live but I'm on the board of a condo complex in Camridge and we installed WebPass. 600+Mbps down (500Mbps guaranteed); 250-350Mbps up (250Mmps guaranteed) over cable (wireless obv as good as your hardware); two payment options (a one time payment results in a monthly c...
by ivyhedge
Wed Jun 07, 2017 8:53 am
Forum: Personal Consumer Issues
Topic: Used 2013 Audi A5 or New Honda Accord Sport
Replies: 71
Views: 13206

Re: Used 2013 Audi A5 or New Honda Accord Sport

Keep in mind that the 2017 Accord Sport and the 2017 Accord Sport Special Edition are still available with a 6-speed manual. If you haven't driven either so equipped, you should. Is it an Audi? No. Is it "just an Accord"? Oh, no: no it is most certainly not... Agree, I have the Accord 6-s...
by ivyhedge
Thu Jun 01, 2017 10:53 pm
Forum: Personal Consumer Issues
Topic: Used 2013 Audi A5 or New Honda Accord Sport
Replies: 71
Views: 13206

Re: Used 2013 Audi A5 or New Honda Accord Sport

Keep in mind that the 2017 Accord Sport and the 2017 Accord Sport Special Edition are still available with a 6-speed manual. If you haven't driven either so equipped, you should.

Is it an Audi? No. Is it "just an Accord"? Oh, no: no it is most certainly not...
by ivyhedge
Thu Dec 08, 2016 1:12 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Getting Stingy?
Replies: 90
Views: 16051

Re: Amazon Prime Getting Stingy?

Something many folks miss is that there is a shipping/delivery Prime countdown timer on their order page (not sure about non-Prime accounts). It is clearly visible, and tells you if you are near the cutoff (hours when there is plenty of time; minutes and seconds inside of an hour). Also: the times a...
by ivyhedge
Fri Jun 24, 2016 10:01 am
Forum: Investing - Theory, News & General
Topic: Boy, did someone at Fido ever jump the gun
Replies: 13
Views: 3787

Re: Boy, did someone at Fido ever jump the gun

cheese_breath wrote:Maybe it's an unintended crossover form a parallel universe where Brexit was voted down.
Fringe!
by ivyhedge
Mon Jun 20, 2016 2:59 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 661
Views: 94137

Re: Flaunt Your High-Mileage Car

A trick to this is that in your car/truck, it shows an arrow of which side you fuel your car on if you look at your gas meter. I haven't owned a car for years but I use a car sharing service once per week. I've relied on the fuel door arrow a great deal but am surprised how many cars built between ...
by ivyhedge
Tue Feb 02, 2016 11:14 am
Forum: Personal Finance (Not Investing)
Topic: Friend is an Edward Jones financial advisor -- should I drop him?
Replies: 76
Views: 13168

Re: Friend is an Edward Jones financial advisor -- should I drop him?

Thnks, guys. I knew this was the correct answer...arrghh... :oops: Doss, if you are inclined to adopt the sentiment that your acquaintance will not work there for long, then you can disentangle yourself from deliberation by responding that, given the flux in your and your wife's lives, you don't pl...
by ivyhedge
Wed Jan 06, 2016 11:12 am
Forum: Personal Consumer Issues
Topic: How is Costco's gas so cheap? (15% cheaper in my area)
Replies: 59
Views: 16366

Re: How is Costco's gas so cheap? (15% cheaper in my area)

I have found that when the price of gasoline increases, all the stations in the area increase to the same price. In this case, Costco is a only a little cheaper. However, when the price drops, Costco's price follows the drop within a day or so. The other stations drop their price as slowly as they ...
by ivyhedge
Thu Dec 31, 2015 10:36 am
Forum: Personal Finance (Not Investing)
Topic: bicycle insurance
Replies: 17
Views: 1928

Re: bicycle insurance

Homeowners. Make sure you have all of your receipts, including all mounted accessories, and your serial numbers (and the rest of the bike) photographed. Having everything accessible for your insurer in the event that you file a claim makes the process more efficient. I never leave my favorite commut...
by ivyhedge
Thu Dec 17, 2015 2:15 pm
Forum: Personal Investments
Topic: Active funds some/many Bogleheads love
Replies: 47
Views: 5650

Re: Active funds some/many Bogleheads love

Do to serious limitations in my spouse's 401(k) offerings, we own an HY Federated fund in that program. Our only other active fund is DoubleLine's total return (inst) fund.
by ivyhedge
Thu Dec 03, 2015 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard TurboTax - Not Available 2015?
Replies: 327
Views: 59643

Re: Vanguard dropping TurboTax discount

I know that prices fluctuate a bit, but the software was less costly at both Amazon and Costco last year (the version we needed) when we compared it to Vanguard's price. In fact, it was $15 less at Costco, so we purchased it there.
by ivyhedge
Tue Nov 03, 2015 12:02 pm
Forum: Personal Consumer Issues
Topic: Vacation with Parents, Is it Weird to Share a Room?
Replies: 63
Views: 15439

Re: Vacation with Parents, Is it Weird to Share a Room?

Jonathan wrote:
In some cultures, the opposite would be weird; getting separate rooms would be a huge insult to your parents, and would ruin the entire vacation.
Just saw your posting after I dispatched mine, though my opinion, I think, is different than yours...
by ivyhedge
Tue Nov 03, 2015 11:59 am
Forum: Personal Consumer Issues
Topic: Vacation with Parents, Is it Weird to Share a Room?
Replies: 63
Views: 15439

Re: Vacation with Parents, Is it Weird to Share a Room?

For anyone other than a minor or a disabled person I think this is incredibly weird and cheap. "Incredibly weird"? Consider that, for some cultures, it might be a non-starter to *not* share a room (with my in laws, it would be). We can do without name calling and labeling on Bogleheads, I...
by ivyhedge
Wed Sep 30, 2015 8:37 am
Forum: Personal Consumer Issues
Topic: Tesla X
Replies: 260
Views: 61986

Re: Tesla X

stingray5688 wrote:here they come! anyone here happen to have VINs 2-6 last night?
The two couples looked the happiest. The others were probably in a bit of shock once they got on stage.

Now please excuse me while I caffeinate in the post Tesla Launch Party haze...
by ivyhedge
Thu Sep 24, 2015 11:00 am
Forum: Personal Consumer Issues
Topic: Talk me out of 4500 purchase [Camera]
Replies: 133
Views: 12625

Re: Talk me out of 4500 purchase

I call your bet and raise you a lobster tail from tripoli's that part of catching good shots in the street is not caring about who thinks your weird pointing a dslr. Ha - you're on! I PJ'd for years. Some folks don't mind, while some do. And although you often have the law on your side (ex public s...
by ivyhedge
Thu Sep 24, 2015 8:45 am
Forum: Personal Consumer Issues
Topic: Talk me out of 4500 purchase [Camera]
Replies: 133
Views: 12625

Re: Talk me out of 4500 purchase

I live in the greater boston area too, a lot of opportunity. Whoa - you live where I do. Killer street lens? Yes: in blogs. In practice, I bet you a North End cannoli that *no one* in our town will want the 50mm f/1.2, with a hood, aimed in their direction. Buy an older body with the sharpest 50mm ...
by ivyhedge
Wed Sep 23, 2015 1:51 pm
Forum: Personal Consumer Issues
Topic: Talk me out of 4500 purchase [Camera]
Replies: 133
Views: 12625

Re: Talk me out of 4500 purchase

I never understood the appeal of fixed prime lenses, not being able to zoom seems very limiting to me. Prime lenses are wonderful if you have the time to shoot with them. They take a lot of work and time to get comfortable using. You can get some incredible low light, shallow depth of field, beauti...
by ivyhedge
Wed Sep 23, 2015 1:50 pm
Forum: Personal Consumer Issues
Topic: Talk me out of 4500 purchase [Camera]
Replies: 133
Views: 12625

Re: Talk me out of 4500 purchase

I never understood the appeal of fixed prime lenses, not being able to zoom seems very limiting to me. Prime lenses are wonderful if you have the time to shoot with them. They take a lot of work and time to get comfortable using. You can get some incredible low light, shallow depth of field, beauti...
by ivyhedge
Wed Sep 23, 2015 1:39 pm
Forum: Personal Consumer Issues
Topic: What is an ideal vehicle to handle a long commute?
Replies: 93
Views: 9131

Re: What is an ideal vehicle to handle a long commute?

A moving van. Most probably thought your post was sarcasm. We did just that: and couldn't be happier. It cut a combined 4.5 hours/day of travel, and 126 mi/day for us (different directions). Now our commute is <15 minutes, by bike or walk, to our companies' downtown offices. If you must: try a used...
by ivyhedge
Wed Sep 23, 2015 12:40 pm
Forum: Personal Consumer Issues
Topic: Talk me out of 4500 purchase [Camera]
Replies: 133
Views: 12625

Re: Talk me out of 4500 purchase

The 50mm and 85mm f/1.2 lenses are simply splendid, especially if you take the time to learn to use them to their maximum potential. There are many avenues to buy both used, with warranties that transfer (B&H sells "lightly used" copies at the NYC location and Craigslist, when very car...
by ivyhedge
Thu Aug 27, 2015 10:47 am
Forum: Investing - Theory, News & General
Topic: Bounced back too quick
Replies: 34
Views: 10744

Re: Bounced back too quick

...but always wonder if it would be better or not to rebalance more frequently if that is what the Target date and Life Strategy funds really do? We rebalance continuously, and have done so for many years. To do so requires more effort than that of a schedule with fewer rebalance points; I pay grea...