Bogleheads.org

ivyhedge

Back to normal operation for me: 1137hrs, EST.

ivyhedge

Issues as of 1039hrs, EST: - Slow login - Failed trades - Warnings that only equities and ETFs are tradeable (all else must call) - No quotes - No transaction history Oddly: - Balances are normal - After letting the connection nearly time out, the system revealed that preprogrammed limit orders had ...

ivyhedge

No access as of 1005hrs.

ivyhedge

The froth is evident in New England, as well: we have been looking for a second home since prior to the COVID spread in December. Some of the scrappiest, barely maintained (and most stunning, renovated) homes are selling in ME, NH, and west MA in hours to days for cash or 10%-15% above asking. We se...

ivyhedge

Do you folks have any aspects of buying time that have worked for you? Chose not to have kids. More free time than every other suggestion on here combined. It sounds funny to most people, but this is legitimately one of the main reasons I decided to be child free. We did the same. Love it. --- Also...

ivyhedge

As an introvert, I'm digging this social distancing. Working from home in my sweats ... can't beat it. If I survive this thing, I guess one of the first things I'll have to do is go back into work. Bleh. ^This. My spouse and I really do enjoy being with folks in some social settings, but - as we en...

ivyhedge

We ran low on fruits and vegetables, as well as a few medium term staples that hadn't been refreshed for 16 days. Instacart for Costco has been useless for the past week, so we selected a Costco 15+ miles from home (we live inside a city, with a constantly packed Costco 2 miles from us) and arrived ...

ivyhedge

Hi all, I'm upgrading my Nikon 70-200mm f2.8 G VRII to the latest model. I don't need both versions, and would like to sell the old one. So, where is the best place to sell it in your estimation or experience? KEH, B&H, Adorama, other? Thanks. If you are a part of online communities, you might ...

ivyhedge

I max it out every year. This company matches 3% per pay period... ... The above # is made up but I’m curious at what point y’all would feel comfortable missing out on a 3% match down the road to expedite maxing out contributions sooner. I would be reluctant to leave money on the table if your reti...

ivyhedge

The Costco's in my area only do appointments, no walk in... I had a tire beyond repair so I was driving on a spare. I wanted to change tires that day (Wednesday) but the earliest appointment was a Saturday! I :oops: Same. Additionally, we have a vehicle that uses dissimilar sizes on the front and r...

ivyhedge

unclescrooge wrote: ↑Thu Dec 19, 2019 10:30 am
...
And I'm pretty much Google's pet dog at this point.
...

My 16yo pupper's name is Google, so I'm really screwed (or maybe he is)!

ivyhedge

What I've discovered is that Turo hosts (the owners of the cars that are rented out) are, in many if not most cases, looking for any and every reason to charge you more than the quoted rate. Sad to hear, but not unexpected given the popularity of competing YouTube channels spotlighting the spectrum...

ivyhedge

vineviz wrote: ↑Thu Sep 05, 2019 9:56 am
2pedals wrote: ↑Thu Sep 05, 2019 9:27 am Why pay this "fee"?
Why? Because if you want to purchase shares in this fund, you have no other option.

[...]

Some of us are restricted from purchasing ETFs of any kind due to employment conflicts.

ivyhedge

We have that (in the 2.5" variant). If I could Thanos snap it away, I would do so in a heartbeat. It scratches, pits, compresses, and scrapes by staring at it. For a comparison, neither of us weighs more than 125lbs and we haven't moved anything unfairly heavy across it (no shoes, either). Be a...

ivyhedge

I was doing an academic simulated buy of GBTC and I got this; "Over the Counter securities can be thinly traded and may be difficult to buy or sell without affecting the quoted price. Only limit orders are accepted online." That I can understand. When I continued I got this: "To help...

ivyhedge

I work down the street from 777 Memorial https://www.airbnb.com/rooms/11836087 $1000 for 3 nights, available for Labor Day Weekend. Great location, looks like a nice place Thanks for the link. What's the neighborhood around 777 Memorial like? My sense is that there's not a lot in the way of restaur...

ivyhedge

It's been decades since I lived near Harvard Square, but it's hard to believe there aren't good hotels near there now. 777 Memorial was out in the boonies. Update: not sure why you don't like the Sheraton Commander. Decor seems interesting/appropriate for the area, 4 star reviews, good location. So...

ivyhedge

Just heard a rave review for citizenM hotel at Boston North Station. Small but first class rooms. No idea about anything else, but it’s supposed to be affordable. TT, the family could be a (near) beta tester! Kidding aside, citizenM is in an active construction zone with lots of (soon-to-be enjoyed...

ivyhedge

Several Fidelity strategies held Space-X, AirBnB, etc, including "Growth Company" (active). Recall that Fido has participated in at least two funding rounds, so it is logical that they distributed *some* of the holdings among open ended funds (according to past dalliances in the pre public...

ivyhedge

Based on data I found through 31 January 2019 in a research database I use routinely: “TEAM” is held by 44 ETFs and 94 mutual funds. The Vanguard funds that have held the Class A shares recently are/were: -U.S. Momentum Factor: 0.2% -U.S. Quality Factor: 0.2% -Russell 1000 Growth: 0.1% -ESG U.S. Sto...

ivyhedge

We max everything for which we are eligible. We are ineligible for 529s or age-based catch up contributions. By the time 401(k)s and ROTHs are filled (usually by May), money goes to taxable - brokerage, extra mortgage, and municipal bonds. We're spendy on food. We're just a bit below your survey's u...

ivyhedge

I added to several ETFs throughout the day today, including immediately prior to the close.

I experienced no delays or load failures.

ivyhedge

The Honda CR-Z was a great 2 seat commuter, but is now discontinued. It was the only manual transmission hybrid car available with a Civic Si-like 6 speed. It was a fun car to drive, unlike a Civic LX which is both lethargic and wallowy. We loved our CR-Z 6-spd. Not a CR-X, but still fun (low cente...

ivyhedge

But if their process is similar to what I used to know, it might be that they notified you of *total* dissolution with the letter they sent. Obviously, YMMV... This is no longer the case. Merrill called my taxable account "CMA-Edge"', and my Roth IRA "Roth IRA-Edge". Ah. It woul...

ivyhedge

CDogg999, you said this: <<I received a UPS envelop with tracking stating specifically that they were excising their option to close the CMA (taxable brokerage) account within 30 days. They did not provide a reason other than to refer to Terms and Conditions of the account upon opening. >> What caug...

ivyhedge

No quotations for Vanguard: VSS, VIOV; none for non Vanguard: FBT, MLPI, RYT, SUB, PUTW.

All others fine, including ETFs and individual equities.

Time: 1005hrs.

ivyhedge

I seconded for a major firm in DC from 2002 - 2007, and later first shot for my firm. As someone noted upthread, most of the time the firm for which I seconded used a release something like that was to allow for use in advertising and to restrict non-pro printing (difficult, anyway, since you wouldn...

ivyhedge

I contribute to taxable each M/W/F, and generally do so at 1545hrs. I was locked out, as well.

Of note: just got in at 1455, but I experienced some hiccups with my security questions.

ivyhedge

I have replaced dishwashers in rental condos, and they too required licensed plumbers do the job. I bought the dishwashers from Home Depot, they installed the new ones and took away the old ones for roughly $150. I never inquired if they used "licensed plumbers". I never even advised the ...

ivyhedge

Not sure where you're going to live but I'm on the board of a condo complex in Camridge and we installed WebPass. 600+Mbps down (500Mbps guaranteed); 250-350Mbps up (250Mmps guaranteed) over cable (wireless obv as good as your hardware); two payment options (a one time payment results in a monthly c...

ivyhedge

Keep in mind that the 2017 Accord Sport and the 2017 Accord Sport Special Edition are still available with a 6-speed manual. If you haven't driven either so equipped, you should. Is it an Audi? No. Is it "just an Accord"? Oh, no: no it is most certainly not... Agree, I have the Accord 6-s...

ivyhedge

Keep in mind that the 2017 Accord Sport and the 2017 Accord Sport Special Edition are still available with a 6-speed manual. If you haven't driven either so equipped, you should.

Is it an Audi? No. Is it "just an Accord"? Oh, no: no it is most certainly not...

ivyhedge

Something many folks miss is that there is a shipping/delivery Prime countdown timer on their order page (not sure about non-Prime accounts). It is clearly visible, and tells you if you are near the cutoff (hours when there is plenty of time; minutes and seconds inside of an hour). Also: the times a...

ivyhedge

cheese_breath wrote:Maybe it's an unintended crossover form a parallel universe where Brexit was voted down.

Fringe!

ivyhedge

A trick to this is that in your car/truck, it shows an arrow of which side you fuel your car on if you look at your gas meter. I haven't owned a car for years but I use a car sharing service once per week. I've relied on the fuel door arrow a great deal but am surprised how many cars built between ...

ivyhedge

Thnks, guys. I knew this was the correct answer...arrghh... :oops: Doss, if you are inclined to adopt the sentiment that your acquaintance will not work there for long, then you can disentangle yourself from deliberation by responding that, given the flux in your and your wife's lives, you don't pl...

ivyhedge

I have found that when the price of gasoline increases, all the stations in the area increase to the same price. In this case, Costco is a only a little cheaper. However, when the price drops, Costco's price follows the drop within a day or so. The other stations drop their price as slowly as they ...

ivyhedge

Homeowners. Make sure you have all of your receipts, including all mounted accessories, and your serial numbers (and the rest of the bike) photographed. Having everything accessible for your insurer in the event that you file a claim makes the process more efficient. I never leave my favorite commut...

ivyhedge

Do to serious limitations in my spouse's 401(k) offerings, we own an HY Federated fund in that program. Our only other active fund is DoubleLine's total return (inst) fund.

ivyhedge

I know that prices fluctuate a bit, but the software was less costly at both Amazon and Costco last year (the version we needed) when we compared it to Vanguard's price. In fact, it was $15 less at Costco, so we purchased it there.

ivyhedge

Jonathan wrote:
In some cultures, the opposite would be weird; getting separate rooms would be a huge insult to your parents, and would ruin the entire vacation.

Just saw your posting after I dispatched mine, though my opinion, I think, is different than yours...

ivyhedge

For anyone other than a minor or a disabled person I think this is incredibly weird and cheap. "Incredibly weird"? Consider that, for some cultures, it might be a non-starter to *not* share a room (with my in laws, it would be). We can do without name calling and labeling on Bogleheads, I...

ivyhedge

stingray5688 wrote:here they come! anyone here happen to have VINs 2-6 last night?

The two couples looked the happiest. The others were probably in a bit of shock once they got on stage.

Now please excuse me while I caffeinate in the post Tesla Launch Party haze...

ivyhedge

I call your bet and raise you a lobster tail from tripoli's that part of catching good shots in the street is not caring about who thinks your weird pointing a dslr. Ha - you're on! I PJ'd for years. Some folks don't mind, while some do. And although you often have the law on your side (ex public s...

ivyhedge

I live in the greater boston area too, a lot of opportunity. Whoa - you live where I do. Killer street lens? Yes: in blogs. In practice, I bet you a North End cannoli that *no one* in our town will want the 50mm f/1.2, with a hood, aimed in their direction. Buy an older body with the sharpest 50mm ...

ivyhedge

I never understood the appeal of fixed prime lenses, not being able to zoom seems very limiting to me. Prime lenses are wonderful if you have the time to shoot with them. They take a lot of work and time to get comfortable using. You can get some incredible low light, shallow depth of field, beauti...

ivyhedge

I never understood the appeal of fixed prime lenses, not being able to zoom seems very limiting to me. Prime lenses are wonderful if you have the time to shoot with them. They take a lot of work and time to get comfortable using. You can get some incredible low light, shallow depth of field, beauti...

ivyhedge

A moving van. Most probably thought your post was sarcasm. We did just that: and couldn't be happier. It cut a combined 4.5 hours/day of travel, and 126 mi/day for us (different directions). Now our commute is <15 minutes, by bike or walk, to our companies' downtown offices. If you must: try a used...

ivyhedge

The 50mm and 85mm f/1.2 lenses are simply splendid, especially if you take the time to learn to use them to their maximum potential. There are many avenues to buy both used, with warranties that transfer (B&H sells "lightly used" copies at the NYC location and Craigslist, when very car...

ivyhedge

...but always wonder if it would be better or not to rebalance more frequently if that is what the Target date and Life Strategy funds really do? We rebalance continuously, and have done so for many years. To do so requires more effort than that of a schedule with fewer rebalance points; I pay grea...

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