Search found 559 matches

by Jeff Albertson
Thu Nov 15, 2018 9:38 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 928
Views: 100659

Re: [What TV Show Have You Recently Watched?]

PBS - Sinking Cities https://www.pbs.org/video/sinking-cities-preview-ryfkhh/ As the earth warms, sea levels rise and super-storms become more frequent and intense, many of the world’s major coastal cities may soon be under water. This series explores how four global cities are coming to grips with ...
by Jeff Albertson
Wed Nov 14, 2018 7:01 pm
Forum: Investing - Theory, News & General
Topic: World GDP by country 1960-2018 Video
Replies: 7
Views: 597

Re: World GDP by country 1960-2018 Video

You can create similar, custom charts on the web site gapminder.org. The site was established by the amazing
Hans Rosling.
by Jeff Albertson
Sat Nov 10, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3819
Views: 1078303

Re: What Movie Have You Recently Watched?

Looking forward to the Coen Brothers new movie, "Ballad of Buster Scruggs", on Netflix starting Nov 16. trailers https://www.netflix.com/title/80200267 The Ballad of Buster Scruggs is an American western anthology film written, directed, and produced by the Coen brothers. It stars Tim Blake Nelson, ...
by Jeff Albertson
Sun Nov 04, 2018 9:16 pm
Forum: Investing - Theory, News & General
Topic: Name the Top 5 investment books you've read
Replies: 46
Views: 11049

Re: Name the Top 5 investment books you've read

The Only Investment Guide You'll Ever Need, Andrew Tobias A Random Walk Down Wall Street, Burton G. Malkiel Intelligent Asset Allocator, William Bernstein Bogle on Mutual Funds I'm surprised so many mentioned Taleb. Surely something by Thaler, Kahneman or maybe even Michael Lewis would be more usefu...
by Jeff Albertson
Sun Nov 04, 2018 8:52 pm
Forum: Investing - Theory, News & General
Topic: Name the Top 5 investment books you've read
Replies: 46
Views: 11049

Re: Name the Top 5 investment books you've read

I will add: Berkshire Hathaway Letters to Shareholders Sure you can download them free. But better. You can buy a paperback on Amazon with all the letters to date though the most recent one may be gone. Seriously great to read them, from the beginning, so much wisdom. Buffet's letters also get high...
by Jeff Albertson
Sun Nov 04, 2018 7:13 pm
Forum: Investing - Theory, News & General
Topic: Buy Unpopular Stocks?
Replies: 9
Views: 1111

Re: Buy Unpopular Stocks?

By unpopular, I presume you mean value stocks. Jonathan Clement has a new article on the Money Magazine web site, "The Stock Market Just Had Its Worst Month Since 2011. Here’s What You Should Do Now". http://time.com/money/5441834/stock-market-october/ Among other things he asks if it's time for val...
by Jeff Albertson
Fri Nov 02, 2018 5:25 pm
Forum: Personal Consumer Issues
Topic: Model 3 Mid-Range or Volt
Replies: 23
Views: 1732

Re: Model 3 Mid-Range or Volt

You may want to get the current, Dec 2018, Consumer Reports. They summarize the user-reported reliability of their cars. The article is "Cars you can count on". None of the cars mentioned above did very well. revised: Not all were at the bottom. The Bolt and Tesla M3 were in the middle ratings. The ...
by Jeff Albertson
Thu Nov 01, 2018 10:11 am
Forum: Investing - Theory, News & General
Topic: Vanguard chairman Bill McNabb to step down, replaced by chief exec
Replies: 0
Views: 629

Vanguard chairman Bill McNabb to step down, replaced by chief exec

On January 1, 2019, Vanguard President and CEO Tim Buckley will assume the role as Chairman of Vanguard. Succeeding Bill McNabb, Mr. Buckley will serve as the fourth Chairman in the firm’s 43-year history. “Tim has been a strong, focused leader at Vanguard during times of tremendous company growth,...
by Jeff Albertson
Wed Oct 31, 2018 6:47 pm
Forum: Investing - Theory, News & General
Topic: Is Small Value Still A Winner?
Replies: 96
Views: 6919

Re: Is Small Value Still A Winner?

michaeljc70 wrote:
Wed Oct 31, 2018 6:38 pm
I feel about as confident chiming in on this as posting lottery numbers.
+1
by Jeff Albertson
Sat Oct 27, 2018 6:51 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 295
Views: 19124

Re: Talk me out of buying a Tesla Model 3

another price change: The Tesla Model 3 Performance sedan got a $5,000 price cut on Friday. The electric-car company originally offered this version of its entry-level sedan with the option of a "performance upgrade" package, which was priced at $5,000. The performance upgrade package includes 20-in...
by Jeff Albertson
Wed Oct 24, 2018 3:15 pm
Forum: Investing - Theory, News & General
Topic: Effect of Federal Funds Rate on bond yields
Replies: 20
Views: 1488

Re: Effect of Federal Funds Rate on bond yields

I don’t altogether understand why bond yields increase when the Fed raises the Federal Funds Rate (assume that the hike is unexpected). There's other factors that affect bond yields, not just the Fed Funds Rate. A key worry for investors has been the U.S. budget deficit, which stands at its widest ...
by Jeff Albertson
Wed Oct 24, 2018 9:49 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 295
Views: 19124

Re: Talk me out of buying a Tesla Model 3

Tesla has increased the base price of the least expensive version of its Model 3 sedan and decreased the price of the next most expensive option, as of Wednesday morning. The base price for a Model 3 with rear-wheel drive and a mid-range battery has increased from $45,000 to $46,000; while the base...
by Jeff Albertson
Tue Oct 23, 2018 11:10 am
Forum: Personal Consumer Issues
Topic: Warm weather getaway in December
Replies: 17
Views: 1805

Re: Warm weather getaway in December

for something different, the Isles of Scilly https://www.thisisinsider.com/tresco-isles-of-scilly-subtropical-monks-beheaded-120-pirates-2018-6?utm_source=twitter&utm_medium=referral&utm_content=topbar&utm_term=desktop&referrer=twitter THE ISLES OF SCILLY, Great Britain — Britain is famous for its r...
by Jeff Albertson
Mon Oct 22, 2018 5:27 pm
Forum: Investing - Theory, News & General
Topic: Shouldn't Fridays be higher than average due to 401k contributions?
Replies: 44
Views: 3214

Re: Shouldn't Fridays be higher than average due to 401k contributions?

401k's may look to the average joe like a big part of the stock market. In reality about 84% of stocks are owned by the top 10% of households. Or, in other words, the bottom 90% of households own only about 16% of the market. I doubt if 401k's make up much of those in the top 90%. http://time.com/mo...
by Jeff Albertson
Sat Oct 20, 2018 2:29 pm
Forum: Investing - Theory, News & General
Topic: Do you use mobile apps to assist with your investments?
Replies: 27
Views: 2346

Re: Do you use mobile apps to assist with your investments?

A much better strategy is to forget the apps & paste this post to your phone's home screen.
viewtopic.php?p=4173272#p4173272
by Jeff Albertson
Thu Oct 18, 2018 8:28 am
Forum: Investing - Theory, News & General
Topic: Seeking data on the long term return for 5 Vanguard funds.
Replies: 7
Views: 775

Re: Seeking data on the long term return for 5 Vanguard funds.

I think NAESX was converted from an actively managed fund to an index fund in the early 1990's. edit: "08/17/1989 Vanguard Small-Cap Index Fund was created by converting Naess & Thomas Special Fund into an index fund based on the Russell 2000 Index." https://www.bogleheads.org/wiki/Indexing:_theory_...
by Jeff Albertson
Thu Oct 18, 2018 7:02 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3819
Views: 1078303

Re: What Movie Have You Recently Watched?

Something to look forward to, Peter Jackson's "They Shall Not Grow Old". It's out now in the UK. To mark the centenary of the first world war’s end, Peter Jackson has created a visually staggering thought experiment; an immersive deep-dive into what it was like for ordinary British soldiers on the w...
by Jeff Albertson
Tue Oct 16, 2018 8:58 am
Forum: Investing - Theory, News & General
Topic: Is EMH a tautology?
Replies: 108
Views: 4894

Re: Is EMH a tautology?

As for momentum, Bob Young's contest with Bill Bernstein from 1997-2002 was an eye opener. Young frequently "traded" mutual funds using a momentum strategy. The results after five years (both bull and bear markets), With an average annual return of 38.5% the Pony Express not only generated over 13 t...
by Jeff Albertson
Mon Oct 08, 2018 2:49 pm
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 226
Views: 19470

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

Never heard of "Mad Fientist", but Bill Bernstein has this to say: Below the age of 65, 2% spending rate is bulletproof, 3% is probably safe, and 4% is taking chances. Above 5%, you're taking an increasing serious risk of dying poor. (For each five years above 65, add perhaps half a percentage point...
by Jeff Albertson
Mon Oct 01, 2018 3:48 pm
Forum: Investing - Theory, News & General
Topic: Economic reasons for rate increase by the Fed?
Replies: 71
Views: 6162

Re: Economic reasons for rate increase by the Fed?

This topic was discussed by Prof. Peter Conti-Brown, Penn- Wharton in the recent Bloomberg's Master in Business. https://ritholtz.com/2018/09/transcript-peter-conti-brown-wharton/ RITHOLTZ: So I read one of your columns some time ago and I kind of cracked up by a line within it which we’re all somew...
by Jeff Albertson
Wed Sep 26, 2018 9:52 am
Forum: Investing - Theory, News & General
Topic: Investment types in a no-growth environment
Replies: 35
Views: 2763

Re: Investment types in a no-growth environment

Think Japan In nominal terms Japan has not grown. In real terms it has - long run deflation. Population is now actually shrinking so per capita real GDP is still rising. It would be a good place for the planet to be in. So: - long term government bonds move to extremely low yields - say 0.5% - you ...
by Jeff Albertson
Wed Sep 26, 2018 7:48 am
Forum: Personal Consumer Issues
Topic: Digitalizing Old Photos Help
Replies: 22
Views: 1633

Re: Digitalizing Old Photos Help

FWIW, this review recommended a Canon LiDE 220. https://thewirecutter.com/reviews/the-b ... p-scanner/
by Jeff Albertson
Tue Sep 25, 2018 5:40 pm
Forum: Investing - Theory, News & General
Topic: Hyperinflation and holding foreign stocks/bonds
Replies: 28
Views: 2098

Re: Hyperinflation and holding foreign stocks/bonds

OP, The only protection against hyperinflation is physical gold. There is no guarantee that foreign stocks/bonds may not be facing the same hyperinflation as the home country. KlangFool You may want to check with William Bernstein on that. See his book "Deep Risk", page 19. "Perversely, gold does b...
by Jeff Albertson
Tue Sep 25, 2018 10:13 am
Forum: Personal Consumer Issues
Topic: How to buy a safe "power bank" to replace my recalled AmazonBasics unit?
Replies: 63
Views: 6049

Re: How to buy a safe "power bank" to replace my recalled AmazonBasics unit?

For those who still haven't received the gift card refund, good news. After six months, the recall center is still working on the refunds.
by Jeff Albertson
Sun Sep 23, 2018 7:00 pm
Forum: Investing - Theory, News & General
Topic: S&P 500 Forward P/E ratio - Are stocks highly valued?
Replies: 75
Views: 5213

Siegel vs. Shiller: Is the Stock Market Overvalued?

from the Wharton web site, dated Sep 18, 2018: Is the stock market overvalued and a bear market is long overdue, or are stocks still reasonably priced and more upside is yet to come? To answer that question, Wharton finance professor Jeremy Siegel and Yale University economics professor Robert Shill...
by Jeff Albertson
Sun Sep 23, 2018 7:20 am
Forum: Investing - Theory, News & General
Topic: What book by Keynes is Mr Bogle referring to here?
Replies: 12
Views: 941

Re: What book by Keynes is Mr Bogle referring to here?

A more general economics book, "What Would the Great Economists Do?: How Twelve Brilliant Minds Would Solve Today's Biggest Problems", by Linda Yeuh. https://www.amazon.com/What-Would-Great-Economists-Brilliant/dp/1250180538/ Rogoff also compares it to the Heilbroner book. "An extremely engaging sur...
by Jeff Albertson
Fri Sep 21, 2018 8:59 am
Forum: Personal Consumer Issues
Topic: Looking for best quality indoor security camera
Replies: 9
Views: 523

Re: Looking for best quality indoor security camera

"The Best Indoor Security Camera" https://thewirecutter.com/reviews/best-wi-fi-home-security-camera/ The Logitech Circle 2 (corded) has the best combination of features of the models we tested, including stellar 1080p video with a 180-degree field of view, continuous recording, 24 hours of free clou...
by Jeff Albertson
Fri Sep 21, 2018 7:02 am
Forum: Investing - Theory, News & General
Topic: Chase You Invest, is low cost the new default?
Replies: 13
Views: 1764

Re: Chase You Invest, is low cost the new default?

Should your goal be cheap trades or higher portfolio value? You will most likely in the end be richer with a company with a very high trade cost because you will trade much less.
by Jeff Albertson
Thu Sep 20, 2018 11:19 am
Forum: Investing - Theory, News & General
Topic: New [Vanguard] environmental, social, governance (ESG) ETFs
Replies: 25
Views: 1912

Re: New [Vanguard] environmental, social, governance (ESG) ETFs

The "Vanguard FTSE Social Index Fund Investor Shares (VFTSX)" has been around for 18 years. You wonder why they didn't just rename it as an ESG fund. It has generally outperformed the broader SP500 index. VFTSX vs VFIAX (Vanguard SP500 admiral fund) 10 years: 11.21% vs 10.85% 5 years: 15.25% vs 14.4...
by Jeff Albertson
Thu Sep 20, 2018 10:44 am
Forum: Personal Consumer Issues
Topic: Don't trust Tripadvisor reviews
Replies: 64
Views: 7022

THE SHED AT DULWICH

"I Made My Shed the Top Rated Restaurant On TripAdvisor" https://www.vice.com/en_uk/article/434gqw/i-made-my-shed-the-top-rated-restaurant-on-tripadvisor ... I worked other jobs. There was one in particular that really had an impact on me: writing fake reviews on TripAdvisor. Restaurant owners would...
by Jeff Albertson
Thu Sep 20, 2018 8:22 am
Forum: Investing - Theory, News & General
Topic: New [Vanguard] environmental, social, governance (ESG) ETFs
Replies: 25
Views: 1912

New [Vanguard] environmental, social, governance (ESG) ETFs

Vanguard launched two new environmental, social, and governance (ESG) funds on Tuesday. Vanguard ESG U.S. Stock ETF (ESGV) Vanguard ESG International Stock ETF (VSGX) filing announcement (6-27-18) https://pressroom.vanguard.com/news/Press-Release-Vanguard-Files-For-Two-New-ESG-ETFS-06272018.html Van...
by Jeff Albertson
Wed Sep 19, 2018 8:31 pm
Forum: Personal Consumer Issues
Topic: Long term stays/vacations
Replies: 11
Views: 1632

Re: Long term stays/vacations

For a stay longer than 90 days, you may want to get familiar with Schengen visa requirements. With a valid U.S. passport, you can stay up to 90 days for tourism or business during any 180-day period. Do not overstay! You must wait an additional 90 days before applying to re-enter the Schengen area. ...
by Jeff Albertson
Tue Sep 18, 2018 8:53 pm
Forum: Investing - Theory, News & General
Topic: New era for TSP "I" Fund?
Replies: 16
Views: 2224

Re: New era for TSP "I" Fund?

FWIW, The Thrift Savings Plan acted on Monday to have its automatic pilot investment funds steer a more aggressive course. Following a consultant’s recommendation, the TSP will shift the investment mixes in its “lifecycle” funds, what it calls L Funds, more toward stocks. The goal is to “improve out...
by Jeff Albertson
Sun Sep 16, 2018 5:36 pm
Forum: Investing - Theory, News & General
Topic: A Comprehensive Guide to Exchange-Traded Funds (ETFs)
Replies: 1
Views: 309

Re: A Comprehensive Guide to Exchange-Traded Funds (ETFs)

Dave Nadig was interviewed on the latest Bloomberg Masters in Business podcast, one of the better episodes. http://ritholtz.com/2018/09/mib-dave-nadig-etf-com/ This week, we speak with Dave Nadig, managing director of CBOE’s ETF.com. Nadig helped design some of the first ETFs as managing director at...
by Jeff Albertson
Wed Sep 12, 2018 8:54 pm
Forum: Investing - Theory, News & General
Topic: Cliff Asness: Liquid Alt Ragnarok?
Replies: 80
Views: 5414

Re: Cliff Asness: Liquid Alt Ragnarok?

For a non-fringe view of what caused the housing crisis, see calculatedriskblog.com -
https://www.calculatedriskblog.com/2017 ... using.html
by Jeff Albertson
Mon Sep 10, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: Using Lastpass as your password manager
Replies: 34
Views: 3768

Re: Using Lastpass as your password manager

I attempt to reduce the keylogger risk by (1) using the lastpass virtual keyboard (using the mouse to "type" the keys) to input part of my master password and (2) copying the rest of the password from a large spreadsheet. Many (most?) keyloggers also take screenshots, which defeats this precaution....
by Jeff Albertson
Mon Sep 10, 2018 8:16 am
Forum: Personal Consumer Issues
Topic: Using Lastpass as your password manager
Replies: 34
Views: 3768

Re: Using Lastpass as your password manager

I attempt to reduce the keylogger risk by (1) using the lastpass virtual keyboard (using the mouse to "type" the keys) to input part of my master password and (2) copying the rest of the password from a large spreadsheet.
by Jeff Albertson
Sun Sep 09, 2018 7:47 am
Forum: Investing - Theory, News & General
Topic: Lessons from the financial crisis (Pisani, CNBC)
Replies: 52
Views: 5111

Re: Lessons from the financial crisis (Pisani, CNBC)

Prof Tooze was featured on BBC's Business Daily, "Looking Back at Lehmans", last Friday. It's well worth the 18 minutes. They looked at causes & response, as well as consequences. Ed Butler talks to historian Adam Tooze about the legacy of the global financial crisis, which peaked with the collapse ...
by Jeff Albertson
Tue Sep 04, 2018 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: Time to look at SS [When should I take Social Security?]
Replies: 55
Views: 5122

Re: Time to look at SS

Each year that you delay receiving it past age 62 increases your payout by an average of 7.32% per year.

https://www.amazon.com/Ages-Investor-Cr ... n+investor
by Jeff Albertson
Mon Sep 03, 2018 8:03 am
Forum: Investing - Help with Personal Investments
Topic: Investment advice for recently retired
Replies: 10
Views: 1256

Re: Investment advice for recently retired

William Bernstein's "The Ages of the Investor: A Critical Look at Life-cycle Investing (Investing for Adults Book 1)" is well worth reading. He outlines some withdrawal strategies and points out the pluses and minuses of each. https://www.amazon.com/Ages-Investor-Critical-Life-cycle-Investing-ebook/...
by Jeff Albertson
Sat Sep 01, 2018 8:18 pm
Forum: Investing - Theory, News & General
Topic: Thoughts on investing in Uranium???
Replies: 48
Views: 3162

Re: Thoughts on investing in Uranium???

nedsaid wrote:
Sat Sep 01, 2018 7:22 pm
But yes, nuclear has been pretty safe.
Safe, except when they're not. The nuclear power industry, like the big banks, has a great deal, heads they win, tails the taxpayer loses.
by Jeff Albertson
Sat Sep 01, 2018 6:21 pm
Forum: Investing - Help with Personal Investments
Topic: Wanting to retire early. Is my math right?
Replies: 29
Views: 3813

Re: Wanting to retire early. Is my math right?

How to Retire in Your 30s With $1 Million in the Bank Fed up with their high-pressure jobs, some millennials are quitting and embracing the FIRE movement. (It stands for financial independence, retire early). Millennials especially have embraced this so-called FIRE movement — the acronym stands for...
by Jeff Albertson
Sat Sep 01, 2018 3:29 pm
Forum: Investing - Theory, News & General
Topic: Rebalancing Frequency? Daily vs annually?
Replies: 34
Views: 2470

Re: Rebalancing Frequency? Daily vs annually?

From Bernstein's "Case Studies in Rebalancing" (January 2000) Monthly rebalancing is too frequent. There are small rewards to increasing one's rebalancing frequency from quarterly up to several years, but this comes at the price of increased portfolio risk. You makes your choice and you takes your c...
by Jeff Albertson
Sat Sep 01, 2018 1:02 pm
Forum: Investing - Theory, News & General
Topic: The US debt is even larger than stated
Replies: 25
Views: 2111

Re: The US debt is even larger than stated

Two guys you never heard of said it on the internet, must be true!
by Jeff Albertson
Sat Sep 01, 2018 11:54 am
Forum: Investing - Theory, News & General
Topic: Investment Books
Replies: 47
Views: 3500

Re: Investment Books

Books? Why not just an index card and a little discipline?
https://www.npr.org/sections/alltechcon ... k-is-there
by Jeff Albertson
Sat Sep 01, 2018 11:31 am
Forum: Investing - Theory, News & General
Topic: Thoughts on investing in Uranium???
Replies: 48
Views: 3162

Re: Thoughts on investing in Uranium???

Thus to a great extent it comes down to storage. There have been some significant gains in storage but it's still too expensive and far too low capacity for an electricity grid, let alone a grid which is extended to displace gas heating, support Electric Vehicles, etc. Here's one guy's solution, "p...
by Jeff Albertson
Wed Aug 29, 2018 8:50 pm
Forum: Personal Consumer Issues
Topic: Microsoft adding stock quote functionality to Excel
Replies: 12
Views: 3851

Re: Microsoft adding stock quote functionality to Excel

I've been using an excel add-in, smfGetYahooPortfolioView, to pull in quotes, works great. (using Excel 2007 btw)
by Jeff Albertson
Wed Aug 29, 2018 7:16 pm
Forum: Personal Consumer Issues
Topic: Nespresso?
Replies: 87
Views: 6520

Re: Nespresso?

I was surprised to find the local Target store has capsules compatible with the original machines. They had several blends available from both the Target brand capsules ($5 for 10 capsules) and also 4 or 5 blends from Peets ($8 for 10).