Search found 997 matches

by investor
Tue Nov 07, 2017 1:25 am
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (October 2017)
Replies: 9
Views: 1452

Re: madsinger monthly report (October 2017)

Thanks Brad,

Always look forward to this posting. Even if it is late this month :-)

investor
by investor
Sat Oct 21, 2017 3:56 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 164
Views: 14924

Re: Does anyone here with net worths north of $1 mil use financial advisors?

I would think anyone smart enough to amass north of $1million would not need an advisor. Unless the $$$ were inherated or obtained in a similar way.

investor.
by investor
Tue Oct 03, 2017 12:47 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (September 2017)
Replies: 5
Views: 987

Re: madsinger monthly report (September 2017)

Thanks Brad,

still happy with slow and steady Wellington

investor
by investor
Tue Sep 05, 2017 1:04 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (August 2017)
Replies: 14
Views: 2348

Re: madsinger monthly report (August 2017)

Thanks Brad.

as a note, the newsleter can almost always be had for $99/yr or less a year...They are always changing their price and do not favor current subscribers. An interesting way to do business.

investor
by investor
Tue Aug 01, 2017 12:38 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with this fund - KIFAX
Replies: 9
Views: 549

Re: What to do with this fund - KIFAX

I just can't help but mention what a tragedy it is that a financial "advisor": 1) got you in that fund and 2) presumably, put it in your taxable account. How these "advisors" don't get put on probation or lose their licenses still confounds me. 1.75% Yes, liquidate it now. _________________________...
by investor
Sun Jul 23, 2017 5:11 pm
Forum: Investing - Theory, News & General
Topic: Most Americans don't trust financial advisers
Replies: 64
Views: 6806

Re: Most Americans don't trust financial advisers

I graduated HS in 1959. As seniors we took a class called 'Senior Problems'. Covered marriage and such topics. No finance. But there were no credit cards, cheap mutual funds, (in fact, few mutual funds), EF Hutton charging 2% each direction for stock trades. Stores did have Lay Away plans in lieu of...
by investor
Sun Jul 23, 2017 2:18 pm
Forum: Personal Finance (Not Investing)
Topic: Recommendation for Good Book on Personal Financial Planning?
Replies: 15
Views: 2112

Re: Recommendation for Good Book on Personal Financial Planning?

How to Make the Most of Your Money by Jane Bryant Quinn is outstanding or at least it was when I read it sometime in the 1980's. I might uggest a subscription to AAII . They are into investor education and have many entry level articles on personal finance and investments. They also have a few book...
by investor
Wed Jul 19, 2017 4:29 pm
Forum: Investing - Help with Personal Investments
Topic: Wellington VWELX or 3 fund portfolio
Replies: 20
Views: 3747

Re: Wellington VWELX or 3 fund portfolio

Wellington is still open to Vanguard investors..

investor
by investor
Tue Jul 11, 2017 10:55 pm
Forum: Investing - Theory, News & General
Topic: Morningstar Portfolio Manager
Replies: 5
Views: 518

Re: Morningstar Portfolio Manager

YES, just now noticed it.

investor
by investor
Sat Jul 08, 2017 10:51 am
Forum: Investing - Help with Personal Investments
Topic: VTMFX - Vanguard Tax Managed Balanced
Replies: 10
Views: 1805

Re: VTMFX - Vanguard Tax Managed Balanced

Very happy with VTMFX in Taxable account and Wellington in IRA account. I direct IRA RMD money that is not needed to VTMFX.. works for me.

investor
by investor
Wed Jul 05, 2017 3:52 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (June 2017)
Replies: 4
Views: 920

Re: madsinger monthly report (June 2017)

thanks Brad

investor
by investor
Sun Jul 02, 2017 1:14 pm
Forum: Personal Consumer Issues
Topic: [Sam's Club, Costco, BJ's, and other wholesaler clubs]
Replies: 274
Views: 15877

Re: Sam's Club vs. Costco

There is a COSTCO and a SAM'S Club almost next door to each other in my neighborhood. Parking is always a problem at COSTCO so I go to SAMS. 90% of the products are the same, though brand names may change. COSTCO is probably the better store. We also have HD and LOWES almost next door to each other ...
by investor
Sun Jun 25, 2017 11:50 am
Forum: Investing - Theory, News & General
Topic: Your Favorite Vanguard Fund
Replies: 56
Views: 7355

Re: Your Favorite Vanguard Fund

WELLINGTON... been 'lucky' for 87 years :D

investor
by investor
Mon Jun 05, 2017 11:36 am
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (May 2017)
Replies: 6
Views: 1270

Re: madsinger monthly report (May 2017)

thanks Brad

investor
by investor
Sun May 28, 2017 12:24 pm
Forum: Investing - Help with Personal Investments
Topic: Voyager Select vs Flagship
Replies: 32
Views: 5863

Re: Voyager Select vs Flagship

Flagship clients also have access to some funds that are closed to other investors. do you happen to know which ones? the website did not have any specifics There is a complete list of all Vanguard funds here . The ones that are closed to new investors are marked CLOSED in a maroon box underneath t...
by investor
Wed May 17, 2017 10:06 pm
Forum: Investing - Help with Personal Investments
Topic: Is the Vanguard Balanced Index Fund all you need?
Replies: 58
Views: 10742

Re: Is the Vanguard Balanced Index Fund all you need?

might also consider Wellington in place of Balanced Index... not that much difference in er's. Compare them using PortfolioVisulizer.com

investor
by investor
Sun May 14, 2017 12:47 pm
Forum: Personal Consumer Issues
Topic: Check engine light comes on, need advice
Replies: 27
Views: 1600

Re: Check engine light comes on, need advice

I believe the dealer would also use the "code scan" to diagnose the problem. So getting the scan elsewhere should be just fine. You can probably put the resulting code, from the scan, into Google and get an English version of what the numbers mean.

investor
by investor
Sun May 14, 2017 12:37 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard's safest all-equity fund
Replies: 59
Views: 6356

Re: Vanguard's safest all-equity fund

SpringMan wrote:VMNVX, Vanguard's Global Minimum Volatility fund gets my vote. Its about 60% US, 40% foreign with goal of minimum volatility.

+1.. one of my favorites

investor
by investor
Fri May 12, 2017 12:01 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Income Dividend Growth Fund
Replies: 8
Views: 1878

Re: Vanguard Income Dividend Growth Fund

hushpuppy wrote: Dividend Growth concentrates on sustainability and growth of dividends, not absolute value of dividends. Don Kilbride of Wellington Management and his team typically have approximately fifty (50) of the best stocks in the fund meeting the sustainability and growth of dividends crite...
by investor
Mon May 08, 2017 10:02 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (April 2017)
Replies: 8
Views: 1439

Re: madsinger monthly report (April 2017)

Brad: here are the newsletter data:
fund, month, ytd

Growth 1.5%, 8.1%
Con Gw 1.3%, 7.5%
Income 1.4%, 6.8%
Growth Idx 1.3%, 7.2%

Thanks for your time and postings.

investor
by investor
Tue Apr 04, 2017 8:08 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (March 2017)
Replies: 4
Views: 866

Re: madsinger monthly report (March 2017)

Thanks Brad..

investor
by investor
Sat Mar 18, 2017 2:49 am
Forum: Investing - Help with Personal Investments
Topic: VWELX [Vanguard Wellington]
Replies: 40
Views: 4593

Re: VWELX [Vanguard Wellington]

Wellington fund is one of the best funds out there . It is good one stop shopping for a tax deferred account . The expense ratio is very similar to that of an index fund. Managers change from time to time but the performance continues on. I have owned this fund for many years.(decades). In the case ...
by investor
Fri Mar 03, 2017 10:45 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (February 2017)
Replies: 12
Views: 2097

Re: madsinger monthly report (February 2017)

ditto the +1

Thanks Brad.

investor
by investor
Fri Feb 03, 2017 2:55 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (January 2017)
Replies: 4
Views: 1451

Re: madsinger monthly report (January 2017)

thanks Brad.... bonds dragging Wellington as expected.

investor
by investor
Fri Jan 27, 2017 2:05 pm
Forum: Investing - Theory, News & General
Topic: BRK - thoughts on interesting stock
Replies: 66
Views: 7460

Re: BRK - thoughts on interesting stock

BRK does not pay a dividend and is therefore tax efficient in a taxable account; if you do not sell it. Depends on why you might be holding it. I have owned BRK.b since the mid 1990's.

investor
by investor
Wed Jan 25, 2017 2:20 pm
Forum: Investing - Help with Personal Investments
Topic: T. Rowe Price Claims they consistently beat Indexing
Replies: 24
Views: 3347

Re: T. Rowe Price Claims they consistently beat Indexing

The only problem with PRWCX..TR Price Capital Appreciation fund - is that it is closed to new investors :greedy :D
(an advantage for current shareholders)

investor
by investor
Wed Jan 04, 2017 3:58 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (December 2016)
Replies: 13
Views: 2534

Re: madsinger monthly report (December 2016)

Thanks Brad.

I discovered WELLINGTON decades ago..hard to beat it.

investor
by investor
Mon Jan 02, 2017 10:26 pm
Forum: Personal Finance (Not Investing)
Topic: Another view on Vanguard security
Replies: 20
Views: 2880

Re: Another view on Vanguard security

in addition Vanguard sends you an e mail announcing any transaction that was just made. Those generally arrive in a couple of minutes.

investor
by investor
Mon Dec 26, 2016 12:11 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Variable Annuity - Need advice
Replies: 14
Views: 1842

Re: Vanguard Variable Annuity - Need advice

I have a Vanguard Variable Annuity. Did a 1035 exchange into it many years ago when it first became available. The Balanced Fund is a direct clone of the Wellington fund and is a very good choice. In my case I do not need to annutize till I reach age 90. Till then I can do just as you say: withdraw ...
by investor
Fri Dec 09, 2016 9:23 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (November 2016)
Replies: 17
Views: 2556

Re: madsinger monthly report (November 2016)

Thanks Brad.. I enjoy your honesty and conviction... I just use balanced funds and let them worry about it all. But then I have played the game and have been retired for 20 years..Wellington and Wellesley in some combo work for me. just soooo much simpler.

investor.
by investor
Fri Dec 09, 2016 6:48 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (November 2016)
Replies: 17
Views: 2556

Re: madsinger monthly report (November 2016)

^^ indeed, now that is market timing :sharebeer . I used to play with "Benham Zero Coupon bonds fund" in a similar manner. But that was when rates were dropping.... Good luck

investor
by investor
Fri Dec 09, 2016 4:42 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (November 2016)
Replies: 17
Views: 2556

Re: madsinger monthly report (November 2016)

Brad:

you are now buying Long Bonds in a probably rising interest rate enviroment ? Did I read that correctly?

investor
by investor
Fri Dec 09, 2016 4:32 pm
Forum: Investing - Help with Personal Investments
Topic: Unload Healthcare Fund?
Replies: 36
Views: 3193

Re: Unload Healthcare Fund?

I would just keep it...Basically a good fund in what will be a good industry again when things settle out. Baby boomers retiring and going to need all sorts of health stuff and the fund has a good manager even after Ownens retired. Sure NOT a shrinking sector. Are you investing long term or for just...
by investor
Sat Dec 03, 2016 1:01 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (November 2016)
Replies: 17
Views: 2556

Re: madsinger monthly report (November 2016)

Thanks Brad.

Those managed Wellington and Wellesley funds are still doing just fine and have served me well in 20 + years of retirement.

investor
by investor
Sat Dec 03, 2016 12:55 pm
Forum: Personal Consumer Issues
Topic: Hearing aids: best brands and where to get them?
Replies: 35
Views: 4543

Re: Hearing aids: best brands and where to get them?

I had my hearing tested by an HMO, two (2) hearing aid companies and SAMS club. None of them knew of the others tests and they all gave the same diagnosis. I went with SAMS Club at $1000 each and they work just fine. Probably the same as COSTCO.

investor
by investor
Mon Nov 21, 2016 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: Renting in L.A. - good school district
Replies: 16
Views: 1467

Re: Renting in L.A. - good school district

I second Torrance, CA

investor
by investor
Fri Nov 11, 2016 7:54 pm
Forum: Investing - Help with Personal Investments
Topic: VWIAX [Wellesley future if rates increase]
Replies: 7
Views: 1568

Re: VWIAX [Wellesley future if rates increase]

keep it. Just another cycle, it has gone through many.

investor
by investor
Mon Nov 07, 2016 2:38 pm
Forum: Personal Consumer Issues
Topic: Which state to move for milder weather
Replies: 118
Views: 15193

Re: Which state to move for milder weather

Southbay of California... Torrance. Has everything: great weather, Jobs, schools, beaches, close to many college, universities.

investor
by investor
Sun Nov 06, 2016 12:12 pm
Forum: Investing - Help with Personal Investments
Topic: Income funds
Replies: 26
Views: 2699

Re: Income funds

WELLESLEY
by investor
Wed Nov 02, 2016 10:24 am
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (October 2016)
Replies: 3
Views: 772

Re: madsinger monthly report (October 2016)

Thanks Brad... you have a PM

Wellington and Welelsley still holding true.

investor
by investor
Fri Oct 07, 2016 3:23 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (September 2016)
Replies: 9
Views: 1830

Re: madsinger monthly report (September 2016)

Thanks Brad....my Wellington and Welesley funds still lucky year after year after year after year.......

investor
by investor
Sun Oct 02, 2016 11:43 am
Forum: Investing - Help with Personal Investments
Topic: zero-dividend investing in taxable account
Replies: 58
Views: 7877

Re: zero-dividend investing in taxable account

Want zero dividends in a taxable account?
Buy BRK.b....Berkshire hathaway...never pays a dividend. Capital gain only if/when you sell it.

investor
by investor
Thu Sep 29, 2016 5:26 pm
Forum: Investing - Help with Personal Investments
Topic: Wellesley double wallop?
Replies: 26
Views: 4057

Re: Wellesley double wallop?

Personally, I would hold Wellesley, Forever. Regardless of financial noise.(wallop or not) +1. Wellesley and Wellington, cannot think of any other actively managed fund that I can say I plan on holding forever. Somehow they get it done right. +111 ..hold them both forever.... (no matter how long th...
by investor
Thu Sep 01, 2016 7:28 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (August 2016)
Replies: 3
Views: 1294

Re: madsinger monthly report (August 2016)

Thanks Brad,
just PM'ed you the August returns.

Wellington and Wellesley look fine, as always.

investor
by investor
Mon Aug 08, 2016 10:52 am
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (July 2016)
Replies: 13
Views: 2487

Re: madsinger monthly report (July 2016)

Wiener Growth fund portfolio has ER's of 0.33%, 0.45%, 0.20%,0.20%, 0.47%, 0.36%, 0.20%.
You decide what is high ER's. I do not use any of the portfolios but take the newsletter for information. Just like I read this forum for information but dance to my own tune...

investor
by investor
Sun Aug 07, 2016 2:12 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (July 2016)
Replies: 13
Views: 2487

Re: madsinger monthly report (July 2016)

I've been a subscriber of Dan's newsletter for a couple years now but am considering not renewing. I'm locked out of two of the core holdings in the growth portfolio (closed), and don't see enough value in the newsletters themselves to keep paying. But knowing the current raw makeup of the portfoli...
by investor
Tue Aug 02, 2016 5:49 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (July 2016)
Replies: 13
Views: 2487

Re: madsinger monthly report (July 2016)

Thanks Brad..
Wellington and Wellesley still solid investments...like the Energizer Rabbit....

investor
by investor
Tue Jul 19, 2016 4:01 pm
Forum: Investing - Help with Personal Investments
Topic: IRA Wellesley only
Replies: 14
Views: 2044

Re: IRA Wellesley only

the lead equity manager for Equity Income fund is the same lead manager for the Wellesley Income fund.

investor
by investor
Mon Jul 18, 2016 11:58 pm
Forum: Investing - Help with Personal Investments
Topic: Berkshire Hathaway Class B
Replies: 42
Views: 4301

Re: Berkshire Hathaway Class B

Have had BRK.b shares for long time. Good place to be. Think when Buffet dies it will still be a good investment. Also it is good in a taxable account as it has zero tax liability unless you sell some shares…no dividends to be taxed

investor