Search found 1059 matches

by FireSekr
Sat Jun 20, 2020 9:19 am
Forum: Personal Consumer Issues
Topic: AWD van or no AWD but with winter tires?
Replies: 89
Views: 4297

Re: AWD van or no AWD but with winter tires?

Regardless whether you get AWD or FWD you need snow tires. It’s not one or the other. AWD with all seasons is marginally better than FWD with all season, but FWD with snow tires is far better than AWD with all season.
by FireSekr
Thu Jun 11, 2020 2:13 pm
Forum: Personal Consumer Issues
Topic: What fun car should I get in the $150k - $200k range?
Replies: 446
Views: 24445

Re: What fun car should I get in the $150k - $200k range?

Since you are considering the Ferrari F430, thought you may enjoy this short film where Frank Stephenson (the designer) came up with the design and shows how he sketched out the car:

https://www.youtube.com/watch?v=2AscuVYThvI
by FireSekr
Mon Jun 08, 2020 11:03 pm
Forum: Personal Consumer Issues
Topic: What fun car should I get in the $150k - $200k range?
Replies: 446
Views: 24445

Re: What fun car should I get in the $150k - $200k range?

I'm in the group that may never understand why anyone would spend that much on a car, and assume you just want to spend money. Are any cars in that price range an investment? Well It is a bogleheads group after all. My vintage Fiat Spider 2000 is one of the classier sports car on the road, very fun...
by FireSekr
Mon Jun 08, 2020 1:02 pm
Forum: Personal Consumer Issues
Topic: What fun car should I get in the $150k - $200k range?
Replies: 446
Views: 24445

Re: What fun car should I get in the $150k - $200k range?

You quoted me earlier saying you would consider getting something like a cayman to start with but don’t want to change cars a few years later. Keep in mind that if you buy right you won’t suffer much depreciation especially if you get a manual transmission, and you may find you enjoy something chea...
by FireSekr
Sun Jun 07, 2020 7:34 pm
Forum: Personal Consumer Issues
Topic: What fun car should I get in the $150k - $200k range?
Replies: 446
Views: 24445

Re: What fun car should I get in the $150k - $200k range?

You quoted me earlier saying you would consider getting something like a cayman to start with but don’t want to change cars a few years later. Keep in mind that if you buy right you won’t suffer much depreciation especially if you get a manual transmission, and you may find you enjoy something cheap...
by FireSekr
Sun Jun 07, 2020 7:17 pm
Forum: Personal Consumer Issues
Topic: What fun car should I get in the $150k - $200k range?
Replies: 446
Views: 24445

Re: What fun car should I get in the $150k - $200k range?

The Audi RS6 Avant is finally coming to the US. Run with the supercars on your way to get bagels, have space to bring more bagels home. https://cnet4.cbsistatic.com/img/6hIB3Oh1aHJZck3duRvjVL-D-Yo=/980x551/2019/11/25/2ba5689d-11fc-4ae5-be9c-f9731789e08c/2020-audi-rs6-avant-025.jpg This is what I wo...
by FireSekr
Sun Jun 07, 2020 10:08 am
Forum: Personal Consumer Issues
Topic: What fun car should I get in the $150k - $200k range?
Replies: 446
Views: 24445

Re: What fun car should I get in the $150k - $200k range?

If you prefer manual and don’t want much depreciation, I second the earlier recommendation for a manual Ferrari F430. Very rare (~10% of all F430s were manual), maintenance is not too terrible (chain driven instead of the older models with belts that needed to be changed every few years, and no exp...
by FireSekr
Sun Jun 07, 2020 9:53 am
Forum: Personal Consumer Issues
Topic: What fun car should I get in the $150k - $200k range?
Replies: 446
Views: 24445

Re: What fun car should I get in the $150k - $200k range?

If you have to ask us, then you probably don’t know enough about it to appreciate a sports car in that price range. Start with something fun but cheaper and see what you like or dislike about it before going for a serious sports car. You will have more fun driving a Mazda MX-5 or Toyota 86 than most...
by FireSekr
Wed May 20, 2020 8:45 am
Forum: Personal Consumer Issues
Topic: Some possible luxury SUV choices to buy: Opinions?
Replies: 188
Views: 14341

Re: Some possible luxury SUV choices to buy: Opinions?

I love it when people think a $80k car will depreciate to $40k in 2 years. Some embellishments are OK, but holy cow! Maseratis do depreciate more than 50% in two years largely due to their near bottom of the pack reliability, poor quality interior materials, and terrible ergonomics and build qualit...
by FireSekr
Tue May 19, 2020 4:13 pm
Forum: Investing - Theory, News & General
Topic: NYT: "Vintage year" effect of graduating into a recession
Replies: 20
Views: 2011

Re: NYT: "Vintage year" effect of graduating into a recession

Since the 2008-9 financial crisis, Boomer's retirement portfolios recovered, Gen X who walked away from underwater houses have had their credit score restored, but millenials' careers were stunted which caused them permanent damage. Something similar will happen to the class of '20 but unlike the l...
by FireSekr
Tue May 12, 2020 12:07 pm
Forum: Personal Consumer Issues
Topic: Apple Airpods
Replies: 30
Views: 1940

Re: Apple Airpods

The one usability advantage for the Sony is the ability to control the volume on the earphones themselves - I still don't understand why Apple doesn't allow this. "Hey Siri, increase volume ten percent." "Hey Siri, pause playback." "Hey Siri, play podcast." Wouldn't it be nice to be able to change ...
by FireSekr
Mon May 11, 2020 7:14 pm
Forum: Personal Consumer Issues
Topic: Apple Airpods
Replies: 30
Views: 1940

Re: Apple Airpods

Leesbro63 wrote:
Mon May 11, 2020 6:08 pm
No one seems to be concerned about radio frequencies literally zapping your brain from both sides.
Its far lower radiation than holding the phone to the side of your head. They communicate with the iPhone or Apple Watch using bluetooth which is many times lower SAR than the device itself.
by FireSekr
Mon May 11, 2020 2:34 pm
Forum: Personal Consumer Issues
Topic: Apple Airpods
Replies: 30
Views: 1940

Re: Apple Airpods

The Airpod pros are the best earphones I've used. I've had better sounding headphones, but I enjoy using the AirPods Pros much more because they're so easy to use and they're so comfortable that you forget you're wearing them. The charging case is excellent as well, and I love how seamlessly they wo...
by FireSekr
Mon May 11, 2020 1:39 pm
Forum: Personal Consumer Issues
Topic: Buying a used Jaguar
Replies: 40
Views: 2587

Re: Buying a used Jaguar

It's $2k, who cares. Enjoy it till something goes wrong and then decide what to do. If it lasts a year and they sell it for scrap for $500, that was $1.5k for a year of car usage. That's much cheaper than 1 year of payments on a new or even lightly used mediocre and boring Toyota. If it lasts longer...
by FireSekr
Thu Apr 30, 2020 4:54 pm
Forum: Personal Consumer Issues
Topic: Why doesn't Porsche have better resale value?
Replies: 50
Views: 5493

Re: Why doesn't Porsche have better resale value?

Because most people who can afford a Porsche want and can afford to pay for new , used is just not appealing to them and the market reacts accordingly . That’s only partly true. It’s probably accurate for their SUVs, but enthusiasts who buy cayman and 911 will buy different generations that appeal ...
by FireSekr
Wed Apr 29, 2020 11:03 pm
Forum: Personal Finance (Not Investing)
Topic: Our company just closed our regional office permanently
Replies: 35
Views: 5457

Re: Our company just closed our regional office permanently

About 50% of my company was remote workers prior to the pandemic, me being one of them. Some of our most senior executives work remotely in states with no clients. People whom have been promoted recently have equally been those who work from home and those working in a physical office. Working from ...
by FireSekr
Tue Apr 28, 2020 9:35 pm
Forum: Personal Finance (Not Investing)
Topic: chase sapphire rewards strategy
Replies: 18
Views: 1541

Re: chase sapphire rewards strategy

Keeping them for travel once the panic dies down. Redeeming ultimate rewards points for business and first class international travel is far more valuable than redeeming them for cash
by FireSekr
Tue Apr 21, 2020 1:17 pm
Forum: Personal Consumer Issues
Topic: If you had to buy one new car which of these three would you buy Corolla, Camry or Prius? You only have these three to
Replies: 131
Views: 6368

Re: If you had to buy one new car which of these three would you buy Corolla, Camry or Prius? You only have these three

Mazda 3. Toyotas are deadly dull. This That 301 hp Camry is pretty compelling. I'd like to mash the gas on that thing. I wonder how it handles. Certainly doesn't look as nice as a Mazda. It's really not as exciting as the paper numbers would suggest. The gearing is super tall, the shift logic is ec...
by FireSekr
Tue Apr 21, 2020 1:09 pm
Forum: Personal Consumer Issues
Topic: BMW X5 - advice on purchase
Replies: 49
Views: 3077

Re: BMW X5 - advice on purchase

Don’t buy one. Maintenance on these vehicles is EXPENSIVE! My friend is a service writer for BMW, he would not own one outside of working for the dealership. +1 electrical problems are huge issue after 75k miles. If leasing maybe.... BMWs typically don’t have electrical issues. I’ve had 4, 3 of the...
by FireSekr
Fri Apr 10, 2020 8:04 pm
Forum: Personal Consumer Issues
Topic: Home office monitor?
Replies: 39
Views: 1627

Re: Home office monitor?

I am in the same position. I mostly work with spreadsheets/text etc. At home I have a Dell 2419HC it's not quite working for me. What is amazing about it is that it has USB-c so all my peripherals plug into the monitor then I just need to connect my laptop to the monitor using USB-C and thats it, on...
by FireSekr
Sat Apr 04, 2020 7:24 pm
Forum: Personal Consumer Issues
Topic: is a $1000+ herman miller office chair worth the investment?
Replies: 37
Views: 2928

Re: is a $1000+ herman miller office chair worth the investment?

Used is the way to go. Lot of times companies move and sell their old furniture and such. Bought mine on Craigslist fro around $300 and sold it when I was moving a few years later for $50 or so more than I pad for it. Aeron is not perfect for everyone, but it is perfect for me and if I couldn't find...
by FireSekr
Thu Apr 02, 2020 1:23 pm
Forum: Personal Consumer Issues
Topic: Did you move for better weather? Did you regret it?
Replies: 108
Views: 8818

Re: Did you move for better weather? Did you regret it?

I moved away from good weather and don't regret it. Lived in southern California for the first 24yrs of my life and have since lived in Salt Lake City, Texas (Houston and Austin), Mesa, and now in Utah County, Utah. All four destinations have far less agreeable weather (for most people, I actually ...
by FireSekr
Thu Apr 02, 2020 1:21 pm
Forum: Personal Consumer Issues
Topic: Did you move for better weather? Did you regret it?
Replies: 108
Views: 8818

Re: Did you move for better weather? Did you regret it?

I lived in Southern California for the first 29yrs of my life. Have no desire to live there again either. I just hope that you two are OK. :happy FWIW, my wife's entire family and everybody in my family (parents and 7 kids, except 1 brother) moved out of California as adults, not a single one would...
by FireSekr
Thu Apr 02, 2020 9:52 am
Forum: Personal Consumer Issues
Topic: Did you move for better weather? Did you regret it?
Replies: 108
Views: 8818

Re: Did you move for better weather? Did you regret it?

I moved away from good weather and don't regret it. Lived in southern California for the first 24yrs of my life and have since lived in Salt Lake City, Texas (Houston and Austin), Mesa, and now in Utah County, Utah. All four destinations have far less agreeable weather (for most people, I actually ...
by FireSekr
Mon Mar 30, 2020 11:22 am
Forum: Investing - Theory, News & General
Topic: CNBC: Investors Should Be Buying Individual Stocks, Not Indexes
Replies: 84
Views: 7695

Re: CNBC: Investors Should Be Buying Individual Stocks, Not Indexes

All Sides News (online . . neutral) https://www.allsides.com/unbiased-balanced-news Here is an article on Media Bias ratings that might help you. You can decide on your sources of financial and other info/news. https://www.allsides.com/media-bias/media-bias-ratings Thank you for this! I checked out...
by FireSekr
Sat Mar 28, 2020 5:36 pm
Forum: Personal Consumer Issues
Topic: What will you do first, once COVID pandemic is over?
Replies: 271
Views: 17436

Re: What will you do first, once COVID pandemic is over?

Haircut, gym, and spend some time with family and friends I haven’t been able to see because of all this.

One thing I will not be doing is going out to restaurants. Used to go out quite a lot, but I’m not missing it at all and I’m saving at least $1k a month eating at home.
by FireSekr
Thu Mar 26, 2020 12:58 pm
Forum: Personal Consumer Issues
Topic: Thinking I should go car shopping amidst the panic
Replies: 99
Views: 9483

Re: Thinking I should go car shopping amidst the panic

Why do you think a car dealer would agree to a below market deal? Because for them, they would rather get some cash flow and take a small loss than be sitting on inventory that they're paying a great deal of interest on. I don’t know the interest rate that they’re paying. I would have thought it wo...
by FireSekr
Thu Mar 26, 2020 12:55 pm
Forum: Personal Investments
Topic: Guys I Rebalanced (Moved Monies Out Of S&P 500)
Replies: 301
Views: 18138

Re: Guys I Rebalanced (Moved Monies Out Of S&P 500)

So I need to update this thread. Sorry I haven't been on in a couple of days lol. - So, as mentioned this was my first major crash. My investment in stocks over a good chunk of the last decade was mainly The Bull Market Run. - When I looked at everything going on, I thought for sure I could time th...
by FireSekr
Wed Mar 25, 2020 7:54 pm
Forum: Personal Consumer Issues
Topic: Thinking I should go car shopping amidst the panic
Replies: 99
Views: 9483

Re: Thinking I should go car shopping amidst the panic

Does anyone see an ethical issue with trying to take advantage of this health crisis? Absolutely not. Why do you think a car dealer would agree to a below market deal? Because for them, they would rather get some cash flow and take a small loss than be sitting on inventory that they're paying a gre...
by FireSekr
Tue Mar 24, 2020 11:25 am
Forum: Personal Investments
Topic: Has anyone hit pause on their 401k or monthly IRA contributions?
Replies: 32
Views: 1700

Re: Has anyone hit pause on their 401k or monthly IRA contributions?

I have increased my contributions.I prefer to buy when others are selling. I work for a startup so I do face some risk, but I'm also on the front lines of retaining revenue and my company has well over a year of run rate. Despite the risk, I have a sufficient emergency fund to feel comfortable, and ...
by FireSekr
Wed Mar 18, 2020 9:44 pm
Forum: Personal Consumer Issues
Topic: Buying expensive things after the market crash
Replies: 39
Views: 5012

Re: Buying expensive things after the market crash

Quite the opposite for me. I had a few large purchases planned between now and June which are now off. Rather than buy some items I don’t need, I’d rather take advantage of the sell off and buy more VTSAX I’m not holding off my consumption due to liquidity concerns or job stability, more because I s...
by FireSekr
Mon Dec 30, 2019 5:20 pm
Forum: Personal Consumer Issues
Topic: yet another reason not to get a smart phone
Replies: 192
Views: 15973

Re: yet another reason not to get a smart phone

They certainly could be. It depends on how the raw data is used. Certainly if they are processing the images to extract, say, license plate numbers or identify individual faces that would count as spying, even if a human ever saw it. Lets say they are doing it right now. Why would that worry you? N...
by FireSekr
Sat Nov 09, 2019 2:26 am
Forum: Personal Consumer Issues
Topic: CPO BMW 5 Series
Replies: 21
Views: 2287

Re: CPO BMW 5 Series

It’s a good car but the reason why it’s cheap is because 2016 was the last year of that body style. The 2017 5 was a major refresh and those vehicles are just starting to come off lease making the 2016 less desirable. If you do not need a car right now, hold out for some 2017 to become available. Th...
by FireSekr
Wed Oct 23, 2019 9:42 pm
Forum: Personal Consumer Issues
Topic: Living life post smart phone
Replies: 68
Views: 6271

Re: Living life post smart phone

I hope that last bit is an exaggeration...what a ridiculous thing to do. Nope, not an exaggeration. Again, how do you "set the tone"? Basically, what Rich said right below your post. People on my team are told that they're not to use their phones in meetings. They're adults, they don't need to have...
by FireSekr
Thu Oct 17, 2019 9:03 am
Forum: Personal Consumer Issues
Topic: Why so many iPhones??? Why did you pick it? Why do you upgrade it?
Replies: 156
Views: 11871

Re: Why so many iPhones??? Why did you pick it? Why do you upgrade it?

Privacy. I simply trust apple more than google. Apple is far from perfect but they are using my data to a lesser degree than google. iMessage. Most of the people I know with 2-3 exceptions use iPhones. Since imessage and FaceTime video and audio is encrypted end to end, it’s more secure. I do not up...
by FireSekr
Wed Oct 16, 2019 10:35 pm
Forum: Personal Finance (Not Investing)
Topic: Should I sign authorization to settle lawsuit prior to mediation/trial
Replies: 21
Views: 2813

Re: Should I sign authorization to settle lawsuit prior to mediation/trial

At the moment I can’t provide a detailed update but I will say your responses helped me have a very good conversation with my lawyer.

Will follow up with details when I can.
by FireSekr
Tue Oct 15, 2019 4:57 pm
Forum: Personal Finance (Not Investing)
Topic: Should I sign authorization to settle lawsuit prior to mediation/trial
Replies: 21
Views: 2813

Re: Should I sign authorization to settle lawsuit prior to mediation/trial

Great feedback so far really appreciate the great feedback everyone has provided. This is a pretty common form. It gives your lawyer leverage in the room, if needed, with the defense counsel (i.e. "give me this number and we can all go home"). Usually the plaintiffs lawyer keeps this in their back p...
by FireSekr
Mon Oct 14, 2019 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: Should I sign authorization to settle lawsuit prior to mediation/trial
Replies: 21
Views: 2813

Re: Should I sign authorization to settle lawsuit prior to mediation/trial

Ask your lawyer what happens if you don't sign it. Then you can decide to sign it or not. The advise to ask your lawyer seems quite reasonable. The request came via email a short while ago so I haven't had the chance to ask yet, but I will tomorrow. Just wanted to make sure I wasn't missing anythin...
by FireSekr
Mon Oct 14, 2019 9:28 pm
Forum: Personal Finance (Not Investing)
Topic: Should I sign authorization to settle lawsuit prior to mediation/trial
Replies: 21
Views: 2813

Re: Should I sign authorization to settle lawsuit prior to mediation/trial

The general rule is that a party on each side has to be present with settlement authority. Can you just attend in person? I wouldn’t sign anything nor let your attorney go to the mediation without you there. Yes, I will be at the mediation in person which is why I don't understand the point of the ...
by FireSekr
Mon Oct 14, 2019 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: Should I sign authorization to settle lawsuit prior to mediation/trial
Replies: 21
Views: 2813

Should I sign authorization to settle lawsuit prior to mediation/trial

I'm the plaintiff in a personal injury lawsuit and my case is going to mediation shortly. My lawyer asked me to sign an "Authorization and Instruction to Settle" authorizing him to settle for a minimum figure, but I don't feel comfortable signing the authorization. To be clear, the mediation has not...
by FireSekr
Fri Sep 20, 2019 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: IT compensation comparison
Replies: 269
Views: 28172

Re: IT compensation comparison

The long hours trope is not true. In some places? Yes. In all of these companies? Not remotely. I work for one of these companies and in four years have never worked more than 40 hours a week. Agreed. I don’t work in one of those companies, I’m at a late stage startup making higher than the comp me...
by FireSekr
Thu Sep 19, 2019 3:00 pm
Forum: Personal Consumer Issues
Topic: Mid-Century Sofa - Quality of Online Brands / Midrange Chains
Replies: 36
Views: 5055

Re: Mid-Century Sofa - Quality of Online Brands / Midrange Chains

For a nice balance between quality, design, and value, try Room & Board. I've had a few pieces from Crate and Barrel and liked them, but can't speak to that sofa in particular. I will say that the Room and Board furniture I have is better quality and lower price than Crate and Barrel. You might als...
by FireSekr
Thu Sep 19, 2019 1:57 pm
Forum: Personal Consumer Issues
Topic: Mid-Century Sofa - Quality of Online Brands / Midrange Chains
Replies: 36
Views: 5055

Re: Mid-Century Sofa - Quality of Online Brands / Midrange Chains

West Elm is Ikea quality at significantly higher prices. For a nice balance between quality, design, and value, try Room & Board. I've had a few pieces from Crate and Barrel and liked them, but can't speak to that sofa in particular. I will say that the Room and Board furniture I have is better qual...
by FireSekr
Wed Sep 18, 2019 4:19 pm
Forum: Personal Consumer Issues
Topic: Blue Apron for a sick friend?
Replies: 41
Views: 2678

Re: Blue Apron for a sick friend?

I don't like cooking and I had surgery a few months back. For the first two weeks I wouldn't have wanted to cook anything at all, but later in my recovery, I did start cooking occasionally using something similar to Blue Apron called Hello Fresh. I have tried Blue Apron before my surgery, and it was...
by FireSekr
Mon Sep 16, 2019 2:32 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Vs. 2019 Rav 4
Replies: 58
Views: 9922

Re: 2019 Subaru Forester Vs. 2019 Rav 4

5 years and 80k miles isn’t much for a modern car. Spending $25-35k to replace something that is working well and meets you needs is not only financially wasteful but it’s not good for the environment. The energy and materials used to build a car put out more emissions than the car will put out ove...
by FireSekr
Sun Sep 15, 2019 12:47 pm
Forum: Personal Consumer Issues
Topic: Do You Tip At Counter Service Restaurants?
Replies: 145
Views: 10056

Re: Do You Tip At Counter Service Restaurants?

I just click $0. I feel no shame
by FireSekr
Sat Sep 14, 2019 6:05 am
Forum: Personal Consumer Issues
Topic: How old is your cellphone?
Replies: 168
Views: 10770

Re: How old is your cellphone?

Once the security updates are unavailable I upgrade. With so much information on our phones and the potential exploits on dated software, the risk is far greater than spending $1k on a new iPhone. Currently using a Xs and plan on keeping it until it breaks or updates are no longer available.
by FireSekr
Mon Sep 09, 2019 4:25 am
Forum: Personal Consumer Issues
Topic: Going desktop-less?
Replies: 54
Views: 3969

Re: Going desktop-less?

Why have so many posters mentioned concerns about the computer being stolen? If your laptop/desktop is encrypted as every computer should be, it doesn’t matter if it’s stolen, none of the data would be usable. And I don’t buy the concept that a desktop is harder to steal than a laptop. It’s easy to ...
by FireSekr
Mon Sep 02, 2019 12:21 pm
Forum: Personal Consumer Issues
Topic: Help With New Car Purchase - Macan S versus...
Replies: 57
Views: 5648

Re: Help With New Car Purchase - Macan S versus...

Do you need 2 SUVs? Why not take a look at the new BMW 330i and M340i for your wife? You can get oyster (white) or cognac (sort of orangish brown) interior, it’s moderately entertaining to drive, and has very advanced self driving capabilities if you’d like that (you don’t need to keep your hands on...
by FireSekr
Wed Aug 28, 2019 11:55 pm
Forum: Personal Consumer Issues
Topic: Laser or inkjet
Replies: 58
Views: 3695

Re: Laser or inkjet

Do you print enough at home for it to make sense? Can’t you just use your phone for passes and such? If you need to print the B&W laser is the way to go, but ask whether you need to print at all. I don’t have space for a printer and worried that I’d need one, but in the 2.5 years since downsizing my...