Search found 636 matches

by ssquared87
Wed Aug 08, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: When is leaving your job that pays well a good idea?
Replies: 74
Views: 6869

Re: When is leaving your job that pays well a good idea?

Only work a 40hr week for 160K? That's a lot of free time to take advantage of and decompress. I was doing 60-70hrs or more. A week 'vacation' req'd working remote approx 20hr, and still having to catch up when return. The job was very stressful, but left due to the long hrs and inability to diseng...
by ssquared87
Wed Aug 08, 2018 8:16 am
Forum: Personal Consumer Issues
Topic: When is leaving your job that pays well a good idea?
Replies: 74
Views: 6869

Re: When is leaving your job that pays well a good idea?

Wow funny you mention this because I have basically the same situation. My net worth is lower but income in the same range and I’m 31. I wouldn’t describe my work as soul crushing, more like soul less, I’m just bored with it. I think it has to do more with my team’s direction and the way we are taki...
by ssquared87
Mon Aug 06, 2018 2:31 pm
Forum: Personal Consumer Issues
Topic: Cost of ownership of buying Model 3 vs keeping my M235i.
Replies: 50
Views: 2919

Re: Cost of ownership of buying Model 3 vs keeping my M235i.

I do have one thing to add, which is the 3-year horizon. That's only relevant if you're only going to keep the car for 3 years. You didn't mention how long you're planning to keep the car. The thing about gas cars is that they have increasingly high average repair bills the older they get, so the l...
by ssquared87
Wed Aug 01, 2018 6:52 pm
Forum: Personal Consumer Issues
Topic: Time to sell my 2003 Accord?
Replies: 33
Views: 2064

Re: Time to sell my 2003 Accord?

Normal maintenance definitely repair.

You’re getting hosed on the starter though, shouldn’t be more than $400 and you can do it yourself for less than half that if you’re up for watching a few YouTube videos and giving it a shot
by ssquared87
Fri Jul 20, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: Macs, Time Machine, and NAS?
Replies: 10
Views: 1059

Re: Macs, Time Machine, and NAS?

Consider a cloud backup system so you have backups located off prem. I’m extremely happy with IDrive. It runs in the background and after the initial backup I never know it’s running. For my on prep backup, I connect an external HD to the computer once or twice a month and use time machine, but I ke...
by ssquared87
Wed Jul 18, 2018 8:34 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 433
Views: 55400

Re: Flaunt Your High-Mileage Car

I've got a 1998 BMW M3 with around 175K miles on it. That is very high mileage among my friends and neighbors who all have 2010 and above cars, many on lease. I'm finally looking for a new car since mine needs new shock absorbers and I think it is about time. I go on long trips to the mountains qui...
by ssquared87
Tue Jul 17, 2018 12:10 pm
Forum: Personal Consumer Issues
Topic: Would you pay $120 for a 5 year dishwasher warranty?
Replies: 61
Views: 2906

Re: Would you pay $120 for a 5 year dishwasher warranty?

Only thing I'd buy an extended warranty for is a foreign car. Toyota? Honda? Technically most Hondas and Toyotas are made in the US. Moreover, a bad experience with an Audi delta neutral mentioned shouldn't be extrapolated to all European cars. Audi had some of the worst reliability amongst Europea...
by ssquared87
Fri Jul 13, 2018 8:44 am
Forum: Personal Consumer Issues
Topic: 2011 Honda was with 6 differential flushes?
Replies: 13
Views: 1175

Re: 2011 Honda was with 6 differential flushes?

Some people don’t trust the manufacturer recommendations and change fluids more frequently than needed just for their own piece of mind. The prior owner could have been that sort of person As long as they weren’t changing it to mask a problem with the diff (I.e get rid of a whirring sound) then cons...
by ssquared87
Mon Jul 09, 2018 10:41 am
Forum: Investing - Help with Personal Investments
Topic: Received $1m windfall with additional upside; looking for feedback on plan to hedge against market correction
Replies: 40
Views: 6302

Re: Received $1m windfall with additional upside; looking for feedback on plan to hedge against market correction

Not mentioned above - make sure you have proper insurance coverage to protect your assets. A $1M umbrella policy is extremely cheap (think i'm paying $250 a year). $2M coverage probably isn't much more. Another consideration. If you are not maxing out your 401k, you may want to do that also. You can...
by ssquared87
Sun Jul 08, 2018 1:40 pm
Forum: Personal Consumer Issues
Topic: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?
Replies: 95
Views: 5617

Re: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?

Work is being done at a Honda dealer. Because you did this, I can guarantee you are getting "hosed". Find an independent shop. This is a stupid way of thinking. A lot of times the dealer charges less for oil changes just to get people in the door. I spent about $40 for oil and filter for my girlfri...
by ssquared87
Sun Jul 08, 2018 1:30 pm
Forum: Personal Consumer Issues
Topic: Used Honda - How to confirm it was serviced on time?
Replies: 18
Views: 1256

Re: Used Honda - How to confirm it was serviced on time?

Tire rotations but you can measure the tread depth so the history doesn’t matter much
by ssquared87
Sun Jul 08, 2018 10:05 am
Forum: Personal Consumer Issues
Topic: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?
Replies: 95
Views: 5617

Re: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?

Work is being done at a Honda dealer. Because you did this, I can guarantee you are getting "hosed". Find an independent shop. This is a stupid way of thinking. A lot of times the dealer charges less for oil changes just to get people in the door. I spent about $40 for oil and filter for my girlfri...
by ssquared87
Sun Jul 08, 2018 1:47 am
Forum: Personal Consumer Issues
Topic: Which advanced tech is necessary in cars?
Replies: 86
Views: 4623

Re: Which advanced tech is necessary in cars?

Those are mostly gimmicks and crutches for inattentive drivers. I'm not aware of any figures which indicate they make anyone safer. You are better off paying attention to avoid collisions and lane incursions. Wear your seat belt. Don't drive after dark and limit time at the wheel to the bare minimu...
by ssquared87
Thu Jul 05, 2018 2:10 pm
Forum: Personal Finance (Not Investing)
Topic: Pay off my car or trade in on new?
Replies: 36
Views: 1801

Re: Pay off my car or trade in on new?

I enjoy fun cars as well, but living in LA there's not much point to have a fun commuter. Driving a slow car fast > driving a fast car slow. +1000 Thats why I don't bother with newer cars for my fun car...my M3 is a 98 and is a blast to drive because you can push it to its limits in the canyons wit...
by ssquared87
Thu Jul 05, 2018 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Pay off my car or trade in on new?
Replies: 36
Views: 1801

Re: Pay off my car or trade in on new?

What city are you moving to? I enjoy fun cars as well, but living in LA there's not much point to have a fun commuter. When I'm driving a capable car, and I'm forced to go slow because of general traffic or drivers who are too stupid to maintain their speed around curves or uphill, and even worse, l...
by ssquared87
Thu Jul 05, 2018 12:52 pm
Forum: Personal Consumer Issues
Topic: Is there a current car without a console between the front seats?
Replies: 52
Views: 4219

Re: Is there a current car without a console between the front seats?

I know you mentioned you want a car and not an SUV...I dislike SUVs also, but you may want to consider them. Getting into and out of SUVs is much easier if you have trouble bending down to get into a car. I have some pretty serious back issues and found it much easier to get into and out of an SUV.....
by ssquared87
Wed Jul 04, 2018 12:15 am
Forum: Personal Consumer Issues
Topic: iPhone: difference between icloud photo library and icloud backup
Replies: 18
Views: 1542

Re: iPhone: difference between icloud photo library and icloud backup

Stop getting ripoff by apple... As long as you are a casual user (taking pics with your phone camera), just download google photos for UNLIMITED photo backups and UNLIMITED 1080p videos backup for LIFE. One of the many reasons I don't use Apple products, they nickle and dime you every chance they g...
by ssquared87
Sat Jun 30, 2018 10:54 am
Forum: Personal Consumer Issues
Topic: Cheapest way to buy a phone in 2018?
Replies: 73
Views: 7164

Re: Cheapest way to buy a phone in 2018?

Thanks for the suggestions everyone. My screen is becoming unresponsive at times and it does this weird flickering thing near the top, so I’m not sure if a new battery will help. I can still get a full days use out of a single charge. You may want to wait until September, the new ios12 is focused o...
by ssquared87
Wed Jun 27, 2018 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: How many months of living expenses would you keep in your bank.
Replies: 61
Views: 4064

Re: How many months of living expenses would you keep in your bank.

Checking - about 1 day
Savings - 2 months
401k/Roth IRA/HSA - everything else
by ssquared87
Sat Jun 23, 2018 10:55 am
Forum: Personal Consumer Issues
Topic: Am I wasting money on my old car?
Replies: 34
Views: 3482

Re: Am I wasting money on my old car?

As someone who suffers from permanent back pain as a result of a car crash in which I wasn't at fault nor had I had any possible way of avoiding it, getting a newer vehicle that is constructed using high strength steel would be worth the upgrade. Had I been driving 96 corolla when I was rear ended ...
by ssquared87
Sat Jun 23, 2018 10:20 am
Forum: Personal Consumer Issues
Topic: Jaguar F-Pace SUV ?
Replies: 9
Views: 1067

Re: Jaguar F-Pace SUV ?

Porsche Macan is better built, drives better, and is probably more reliable. It also has better seats probably better than your Volvo if you get the upgraded seats. The Macau is about the same size as the F-pace and the interior is much nicer. The Jag just has a cheap looking interior no matter what...
by ssquared87
Fri Jun 22, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: Did you celebrate when you finally hit $1m?
Replies: 161
Views: 15172

Re: Did you celebrate when you finally hit $1m?

It's just a number. While it may be a goal worth noting, it's a bit like driving across the border from Ohio to Indiana...the landscape will not have changed much--financially or otherwise. You really aren't much better off than you were at $990,000. I agree, and I have never driven between Ohio an...
by ssquared87
Fri Jun 22, 2018 11:38 am
Forum: Personal Consumer Issues
Topic: Am I wasting money on my old car?
Replies: 34
Views: 3482

Re: Am I wasting money on my old car?

Forget repair costs, a 22 year old economy car is a death trap compared to any current car. Put a price tag on your life, it's time to upgrade. +1 As someone who suffers from permanent back pain as a result of a car crash in which I wasn't at fault nor had I had any possible way of avoiding it, get...
by ssquared87
Fri Jun 22, 2018 11:31 am
Forum: Personal Consumer Issues
Topic: Boglehead guilt with buying a car - Volvo vs Toyota Highlander
Replies: 69
Views: 4679

Re: Boglehead guilt with buying a car - Volvo vs Toyota Highlander

Toyotas are for people who have given up on life and just don't care. You mention you drove a civic,so if you chose that over a corolla, it shows you have at least a small preference for a well designed, moderately fun to drive car vs. rolling refrigerator with 30 year old engine/transmission techno...
by ssquared87
Fri Jun 22, 2018 8:26 am
Forum: Personal Consumer Issues
Topic: New SUV, $50G, Pilot/Highlander/Other
Replies: 151
Views: 24331

Re: New SUV, $50G, Pilot/Highlander/Other

The 2019 X5 has one of the best interiors on the market at any price. Photos were just released should hit dealers in December. Given BMWs recent quality and reliability rankings and since the engines and transmissions in the new x5 have been around for a few years , I’d venture to say it will have ...
by ssquared87
Fri Jun 22, 2018 8:17 am
Forum: Personal Consumer Issues
Topic: Did you celebrate when you finally hit $1m?
Replies: 161
Views: 15172

Re: Did you celebrate when you finally hit $1m?

It's just a number. While it may be a goal worth noting, it's a bit like driving across the border from Ohio to Indiana...the landscape will not have changed much--financially or otherwise. You really aren't much better off than you were at $990,000. I agree, and I have never driven between Ohio an...
by ssquared87
Wed Jun 20, 2018 8:29 pm
Forum: Personal Consumer Issues
Topic: How much car to buy reasonably?
Replies: 86
Views: 5437

Re: How much car to buy reasonably?

Note that OP is in SoCal, so a pure manual shift transmission is painful in typical stop-and-go traffic. That will rule out some fun choices if it's a daily commuter car. No it doesn't. I live in the same area and had no problem daily driving a stick before I developed some back issues. Now I still...
by ssquared87
Wed Jun 20, 2018 8:26 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1115
Views: 271888

Re: Best watch for around $5,000?

I used to enjoy seeing the latest watches, and thinking about what my ultimate collection would look like. I came to realize that I could only wear one at a time and having more than one or two would be pointless for me. I understand others appreciate having multiple watches, but I don't like buying...
by ssquared87
Wed Jun 20, 2018 8:16 pm
Forum: Personal Consumer Issues
Topic: 1st Car Mechanic service experience
Replies: 41
Views: 2412

Re: 1st Car Mechanic service experience

Oil changes aren't that expensive at the dealer if you have coupons. My girlfriend needed an oil change on her Accord so I went out and spent $35 on oil and an oil filter. A day later she got a coupon from Honda for a $24.95 oil change. She took it to the dealer and we saved the oil I bought for whe...
by ssquared87
Wed Jun 20, 2018 8:10 pm
Forum: Personal Consumer Issues
Topic: How much car to buy reasonably?
Replies: 86
Views: 5437

Re: How much car to buy reasonably?

Note that OP is in SoCal, so a pure manual shift transmission is painful in typical stop-and-go traffic. That will rule out some fun choices if it's a daily commuter car. No it doesn't. I live in the same area and had no problem daily driving a stick before I developed some back issues. Now I still...
by ssquared87
Tue Jun 19, 2018 1:28 pm
Forum: Personal Consumer Issues
Topic: How much car to buy reasonably?
Replies: 86
Views: 5437

Re: How much car to buy reasonably?

I test drove a 328i and GTI back to back and bought the latter in proper stick. That bimmer just felt heavy, did not have the road feel and it was $10k more. I think the 2 series is more of what I wanted but with little kids and the need for space it just wasn't in the cards. My brother has an M2 a...
by ssquared87
Tue Jun 19, 2018 11:09 am
Forum: Personal Consumer Issues
Topic: How much car to buy reasonably?
Replies: 86
Views: 5437

Re: How much car to buy reasonably?

The M240 isn't really worth it. The M2 is not all that much more if you pick similar options and the M2 drives a lot better. I've had both the M240 and the M2 on the track and while the M240 is pretty good, the M2 is friggin awesome. The M2 offers more steering feel than the M240 (still numb compar...
by ssquared87
Tue Jun 19, 2018 12:46 am
Forum: Personal Consumer Issues
Topic: How much car to buy reasonably?
Replies: 86
Views: 5437

Re: How much car to buy reasonably?

If you live in a no-snow area (Hawaii?) you should buy a new BMW M240i; if you live in a snow area you should by a new M240i xDrive. You should be able to get either one for under $50K. You should buy it new so you will have the pleasure of a new car with BMW's four year warranty coverage and so yo...
by ssquared87
Mon Jun 18, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: How much car to buy reasonably?
Replies: 86
Views: 5437

Re: How much car to buy reasonably?

Considering that your avatar is a yellow BMW, you should buy a yellow BMW. With all the bad things I heard about BMW reliability and high cost of maintenance, I am probably not considering BMW... unfortunately. With the exception of M240 or M2... I really like that car look and sound. Most of that ...
by ssquared87
Mon Jun 18, 2018 7:12 pm
Forum: Personal Consumer Issues
Topic: How much car to buy reasonably?
Replies: 86
Views: 5437

Re: How much car to buy reasonably?

You should buy a 5 door 2018 GTI with DSG (or stick). No more, no less. $25k out the door - go ahead and buy new if you want and keep for 10+ years. Why GTI? May I ask? I doubt any car on the market will bring you more fun per dollar than the VW GTI. Go test drive one, you'll see. This review about...
by ssquared87
Sun Jun 17, 2018 1:31 am
Forum: Personal Consumer Issues
Topic: iPad Pro 12.9": Replacement for Laptop?
Replies: 47
Views: 4118

Re: iPad Pro 12.9": Replacement for Laptop?

I find my MacBook Pro to be far more useful. I received an iPad as a gift and used it for a few things at first but realized that If I was doing something quick on the go I could use my iPhone and for everything else my laptop was better
by ssquared87
Tue Jun 12, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: Should I fix the car or get rid of it?
Replies: 20
Views: 1767

Re: Should I fix the car or get rid of it?

I was able to locate a former Subaru Master Technician that still does work on the side. He agreed to charge $750 if I purchase the parts, which cost around $600. I’ll update after the work is completed. Well done, the car will last you a long time and the repair is worth it. For repairs I can't to...
by ssquared87
Tue Jun 12, 2018 12:34 am
Forum: Personal Consumer Issues
Topic: 2018 RAV 4 or Camry
Replies: 28
Views: 2060

Re: 2018 RAV 4 or Camry

The Outback is a way better choice than a small sedan (Camry) for getting in and out. Any other CSUV has that advantage. You do realize that the Camry is longer, wider and has a longer wheelbase than the outback right? The interior dimensions are mostly the same between the two, except that the Cam...
by ssquared87
Tue Jun 12, 2018 12:28 am
Forum: Personal Consumer Issues
Topic: 2018 RAV 4 or Camry
Replies: 28
Views: 2060

Re: 2018 RAV 4 or Camry

Thanks for the replies so far. We have test driven the cars. That is not the issue. Wanted to know which cars are easier to get in and out of if one is feeble or has a broken hip, etc. If you test drove them, then it should be obvious to you which one was easier for you to get into. If you can’t te...
by ssquared87
Sat Jun 09, 2018 8:39 pm
Forum: Personal Consumer Issues
Topic: New or used Genesis reviews
Replies: 14
Views: 1843

Re: New or used Genesis reviews

I have a 2017 BMW 5 and considered the Genesis. It’s an extremely good car and it’s a great value too. The BMW was $10 or $15k more than the genesis, but I preferred the interior design and the driving dynamics of the BMW, and I also do most of my own maintenance and am very familiar with working on...
by ssquared87
Thu Jun 07, 2018 10:43 am
Forum: Personal Finance (Not Investing)
Topic: Expensive house in HCOL area
Replies: 70
Views: 6654

Re: Expensive house in HCOL area

This sort of thread is becoming very common these days on here and over at WCI. People are way over-extending themselves on home purchases and rightfully feeling very nervous about it, so they make threads like this hoping to get consolation from the masses. There's no debating this...a 1.3+ millio...
by ssquared87
Thu Jun 07, 2018 10:37 am
Forum: Personal Consumer Issues
Topic: What commuter car provides the best long term financial value?
Replies: 84
Views: 6965

Re: What commuter car provides the best long term financial value?

My DW has a long commute as well at 80MPH speeds on straight empty highways. Her prius averages about 40-45 MPG for her unless the wind is blowing against. The car has given no issues whatsover mechanically over 6 years. Only issue my DW has with the car are uncomfortable passenger seats for long c...
by ssquared87
Wed Jun 06, 2018 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Expensive house in HCOL area
Replies: 70
Views: 6654

Re: Expensive house in HCOL area

This sort of thread is becoming very common these days on here and over at WCI. People are way over-extending themselves on home purchases and rightfully feeling very nervous about it, so they make threads like this hoping to get consolation from the masses. There's no debating this...a 1.3+ millio...
by ssquared87
Wed Jun 06, 2018 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Expensive house in HCOL area
Replies: 70
Views: 6654

Re: Expensive house in HCOL area

If you think Seattle is a loud city, definitely don’t move to a real city. Bainbridge island is a tough commute. My colleague was thinking the same thing as you, move from Ballard to bainbridge to have more space and more relaxation. His commute on the bus and ferry over the past 2 years have basica...
by ssquared87
Sun Jun 03, 2018 8:57 am
Forum: Personal Finance (Not Investing)
Topic: For those who worked in tech and then changed industries, where did you go?
Replies: 14
Views: 1318

Re: For those who worked in tech and then changed industries, where did you go?

Tech consulting is an option. A lot of the upper level management at consulting companies are in the age range that would have trouble working in IT. You have to be willing to manage others though and sell work to clients. But it’s a way for you to stay in the industry while learning about new techn...
by ssquared87
Sun Jun 03, 2018 12:20 am
Forum: Personal Consumer Issues
Topic: Any reasons to not put money down for a Tesla Model 3?
Replies: 45
Views: 3149

Re: Any reasons to not put money down for a Tesla Model 3?

The interior of the model 3 is also quite bland cd the model s. This is obviously a subjective aesthetic judgment. I think the interior of the Model 3 is the best of all three Tesla models and the interior of the Model S the worst (to me, it looks cheap). I didn’t know if I would like the monimalis...
by ssquared87
Sun Jun 03, 2018 12:15 am
Forum: Personal Consumer Issues
Topic: Need to replace my Vizio TV..............
Replies: 35
Views: 2641

Re: Need to replace my Vizio TV..............

Check the credit card you used to purchase the TV. Some cards extend the warranty on purchases (not just Costco cards or Costco purchases) I’m pretty sure chase sapphire doubles the warranty if the warranty less than one or two years, amex does the same. Don’t know the specifics so check with your c...
by ssquared87
Sat Jun 02, 2018 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: 125K Spend - Would you do this ?
Replies: 53
Views: 5219

Re: 125K Spend - Would you do this ?

Rather than building another room, I'd look for opinions from other doctors about what could be done about your pain.

I understand where you are coming from, I have trouble sleeping as a result of an injury. I'd much rather find a way to alleviate my pain than deal with it.