Search found 177 matches

by Vision
Mon Jul 16, 2018 10:17 am
Forum: Investing - Help with Personal Investments
Topic: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?
Replies: 45
Views: 2003

Re: Does it make sense to change 3 fund portfolio into 2 fund portfolio by switching VTI and VXUS with VT?

If you believe that an equity allocation outside of global market cap weight is speculation and home bias then by all means go ahead and simplify your portfolio. In my opinion I don't treat international as a separate asset class. I read through your other thread. It seems like you're caught up in ...
by Vision
Mon Jul 16, 2018 8:52 am
Forum: Investing - Theory, News & General
Topic: Is rebalancing an advantage when holding a 3 fund portfolio instead of 2 or 1 fund portfolio?
Replies: 17
Views: 785

Re: Is rebalancing an advantage when holding a 3 fund portfolio instead of 2 or 1 fund portfolio?

No, I thought forums were designed for people to ask questions and communicate. Indeed they are. But some here, including me, would prefer to spend our time helping those who spend at least a little bit of time helping themselves by researching the vast resources of this forum. Those resources incl...
by Vision
Mon Jul 16, 2018 6:54 am
Forum: Investing - Theory, News & General
Topic: Is rebalancing an advantage when holding a 3 fund portfolio instead of 2 or 1 fund portfolio?
Replies: 17
Views: 785

Re: Is rebalancing an advantage when holding a 3 fund portfolio instead of 2 or 1 fund portfolio?

Chip wrote:
Mon Jul 16, 2018 6:33 am
Have you searched the forum for answers to your question?

https://www.google.com/search?sitesearc ... cing+bonus
No, I thought forums were designed for people to ask questions and communicate.
by Vision
Mon Jul 16, 2018 6:53 am
Forum: Investing - Help with Personal Investments
Topic: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?
Replies: 45
Views: 2003

Re: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?

Instead of VTI (TSM) how about VT (Total World)? Then you can ignore the distinction between US and foreign income and own the whole haystack. Yes, I'm actually thinking of that. However, one thing I am wondering - won't having VT remove my advantage of buying low via rebalancing that I currently h...
by Vision
Mon Jul 16, 2018 6:29 am
Forum: Investing - Theory, News & General
Topic: Is rebalancing an advantage when holding a 3 fund portfolio instead of 2 or 1 fund portfolio?
Replies: 17
Views: 785

Is rebalancing an advantage when holding a 3 fund portfolio instead of 2 or 1 fund portfolio?

I'm asking if rebalancing at certain intervals is an advantage which forces you to always "sell high" and "buy low" mathematically in a 3 fund portfolio? Right now, I'm trying to understand logically what makes more sense: 1) Having VT (world stock fund) or 2) Having VTI and VXUS and rebalancing the...
by Vision
Mon Jul 16, 2018 5:39 am
Forum: Investing - Help with Personal Investments
Topic: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?
Replies: 45
Views: 2003

Re: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?

Oh, damn, you are right, I'm such a brainlet. Anyway, after looking at it all from third perspective and realising I had a bias towards US, because of "US stocks always go up" and "right now US stocks are outperforming" wouldn't a more rational, objective approach be to switch to VT? Why do I hold 6...
by Vision
Mon Jul 16, 2018 5:26 am
Forum: Investing - Help with Personal Investments
Topic: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?
Replies: 45
Views: 2003

Re: Does it make sense to change 3 fund portfolio into 2 fund portfolio by switching VTI and VXUS with VT?

Oh, damn, you are right, I'm such a brainlet. Anyway, after looking at it all from third perspective and realising I had a bias towards US, because of "US stocks always go up" and "right now US stocks are outperforming" wouldn't a more rational, objective approach be to switch to VT? Why do I hold 6...
by Vision
Mon Jul 16, 2018 5:07 am
Forum: Investing - Help with Personal Investments
Topic: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?
Replies: 45
Views: 2003

Re: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?

So right now I have about 60% VTI (US stock index) 30% VXUS (non-US stock index) 10% BND (US bond index) Why? Because American companies still have their income coming from other countries outside US. You mean because American companies have outperformed lately? Don't fool yourself. US stocks may v...
by Vision
Mon Jul 16, 2018 5:03 am
Forum: Investing - Help with Personal Investments
Topic: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?
Replies: 45
Views: 2003

Does it make sense to change 3 fund portfolio into 2 fund portfolio by switching VTI and VXUS with VT?

[Thread merged into here, see below. --admin LadyGeek] I'm having a portfolio of 60% VTI 30% VXUS 10% BND Right now. Expenses for VTI is 0.04%, expense for VXUS is 0.11%, so total expense for both is 0.15%. Expense for VT, however is 0.10%, so I would save 0.05% on management fees and simplify port...
by Vision
Mon Jul 16, 2018 4:59 am
Forum: Investing - Help with Personal Investments
Topic: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?
Replies: 45
Views: 2003

Re: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?

How about 1 fund portfolio - VTSAX. JL Collins style. :sharebeer Hmmm, what is the difference between VTSAX and VT? Actually, now that I think about it, maybe switching VTI and VXUS with VT would make more sense. Because it simplifies the portfolio and I'm not "performance chasing", since the VT ha...
by Vision
Sun Jul 15, 2018 1:01 pm
Forum: Investing - Help with Personal Investments
Topic: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?
Replies: 45
Views: 2003

Re: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?

Thanks guys, you have convinced me to stay the course and just keep doing what I'm doing.
by Vision
Sun Jul 15, 2018 6:19 am
Forum: Investing - Help with Personal Investments
Topic: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?
Replies: 45
Views: 2003

Re: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?

I'm thinking maybe I could make my stock portfolio even more simple and get rid of 30% VXUS and switch it to 90% VTI and 10% BND. Why? Because American companies still have their income coming from other countries outside US. Warren Buffett also advises low cost S&P index 90% and 10% bond index for...
by Vision
Sun Jul 15, 2018 5:40 am
Forum: Investing - Help with Personal Investments
Topic: Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?
Replies: 45
Views: 2003

Should I simplify my portfolio and switch from 3 fund to 2 fund portfolio?

So right now I have about 60% VTI (US stock index) 30% VXUS (non-US stock index) 10% BND (US bond index) I'm thinking maybe I could make my stock portfolio even more simple and get rid of 30% VXUS and switch it to 90% VTI and 10% BND. Why? Because American companies still have their income coming fr...
by Vision
Fri Apr 13, 2018 7:20 am
Forum: Investing - Help with Personal Investments
Topic: Why am I even holding BND? It has only been losing me money.
Replies: 62
Views: 9243

Re: Why am I even holding BND? It has only been losing me money.

Dudley wrote:
Fri Apr 13, 2018 7:12 am
Because when your 90% allocation of stocks eventually go down by 10x more you are going to get your a$$ handed to you and you will have nothing to replenish them with.
If stock market goes down 90% then it is pretty certain WW3 is ongoing and stocks will be last of worries at that time.
by Vision
Fri Apr 13, 2018 6:12 am
Forum: Investing - Help with Personal Investments
Topic: Why am I even holding BND? It has only been losing me money.
Replies: 62
Views: 9243

Why am I even holding BND? It has only been losing me money.

So I've been indexing with maintenance of the following proportions: 60% VTI 30% VXUS 10% BND So 90% stock, 10% bond index portfolio. For last few years VTI and VXUS have been going fine, but BND is stagnating and even losing me money. Furthermore, bonds are in a bubble. So...any point even holding ...
by Vision
Thu Apr 05, 2018 9:56 am
Forum: Investing - Theory, News & General
Topic: What Are Your Thoughts On The Recent Bitcoin Bust? Is It Apart of the Boom/Bust Cycle or Is The CryptoCurrency Finished?
Replies: 129
Views: 11199

Re: What Are Your Thoughts On The Recent Bitcoin Bust? Is It Apart of the Boom/Bust Cycle or Is The CryptoCurrency Finis

The MAIN point: There are NO assets backing up Bitcoin. Hence, blockchain is moot because THE EMPEROR HAS NO CLOTHES. My prediction: Bitcoin is going to zero. Negativity bias up this post. Bitcoin is censorship resistant money . It has backing of computer power. As long as gold has speculative valu...
by Vision
Sat Dec 09, 2017 4:49 am
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 16914

Re: Bitcoin: The worst investment in 2014

I remember during the 1999-2000 DotCom run-up that so many people would invest in nearly anything that had .com in it. I kept asking myself, what do these companies actually produce, and what kinds of earnings have any of them actually made. I stayed away from any pure tech stocks and funds and am ...
by Vision
Mon Dec 04, 2017 3:58 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 16914

Re: Bitcoin: The worst investment in 2014

Ok, it is over 11'000$ now. Selling Bitcoin gains and moving to indices might be a good move. Some believe that the price could be $1M in a few years. Nobody knows. That is extremely, extremely naive and akin to greater fool theory... ...I will still be keeping a stash of coins just in case :shareb...
by Vision
Sun Dec 03, 2017 7:51 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 16914

Re: Bitcoin: The worst investment in 2014

Ok, it is over 11'000$ now. Selling Bitcoin gains and moving to indices might be a good move. Some believe that the price could be $1M in a few years. Nobody knows. That is an illusion. If you look back at my post history you will notice I was early on Bitcoin. But as an early adopter I can tell yo...
by Vision
Sun Dec 03, 2017 6:57 pm
Forum: Investing - Theory, News & General
Topic: What is Bitcoin?
Replies: 263
Views: 41378

Re: What is Bitcoin?

The Wizard wrote:
Fri Aug 18, 2017 4:30 pm
Does Bitcoin pay dividends?
If not, then why not?
Yes, it does. Bitcoin forks are dividends. Bitcoin Gold, Bitcoin Cash, Bitcoin Diamond.
by Vision
Sun Dec 03, 2017 6:56 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 16914

Re: Bitcoin: The worst investment in 2014

Ok, it is over 11'000$ now.

Selling Bitcoin gains and moving to indices might be a good move.
by Vision
Fri Oct 06, 2017 3:25 pm
Forum: Investing - Theory, News & General
Topic: Bogle himself is saying we will expect like 3% for the next decades
Replies: 141
Views: 18338

Re: Bogle himself is saying we will expect like 3% for the next decades

3% is better than Nothing. Anyway, Keep Investing :happy Sorry, but 3% is [absolutely unacceptable --admin LadyGeek] . Nobody gets rich with 3% annual. There must be alternatives. I dunno, buying condos, renovating them and renting them out will get you more than 3%. Investing that money in some bu...
by Vision
Fri Oct 06, 2017 3:01 pm
Forum: Investing - Theory, News & General
Topic: Bogle himself is saying we will expect like 3% for the next decades
Replies: 141
Views: 18338

Bogle himself is saying we will expect like 3% for the next decades

https://www.youtube.com/watch?v=KF1RodFhFwc This is very depressing. Even the master himself is saying we will get something like measly 3% from the market and the fun times are over. Really? :( Not fair. I guess due to exposure of everyone to these markets indexing is just not that profitable anymo...
by Vision
Fri Sep 29, 2017 8:41 am
Forum: Investing - Theory, News & General
Topic: Why is this person wrong? Says beating the market is easy.
Replies: 30
Views: 3841

Re: Why is this person wrong? Says beating the market is easy.

student wrote:
Fri Sep 29, 2017 6:47 am
I would say simply because he is writing about it. Does there exist a person who can beat the market?
Yes, at least 3 exist:

1) Warren Buffett
2) Ray Dalio
3) Robert Mercer
by Vision
Fri Sep 29, 2017 12:39 am
Forum: Investing - Theory, News & General
Topic: Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?
Replies: 65
Views: 8275

Re: Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?

More from that guy. The common misconception of "you can't outperform the market" is simply false. You can. Furthermore, it's not all that difficult. Here are few ways in which you outperform the market: Buy a leap option for 20% of your capital for 1 year out. Your exit points are: 1/2 of your posi...
by Vision
Fri Sep 29, 2017 12:36 am
Forum: Investing - Theory, News & General
Topic: Why is this person wrong? Says beating the market is easy.
Replies: 30
Views: 3841

Why is this person wrong? Says beating the market is easy.

https://www.reddit.com/r/investing/comments/72tmwv/buy_the_dip/dnmu1ce/ The common misconception of "you can't outperform the market" is simply false. You can. Furthermore, it's not all that difficult. Here are few ways in which you outperform the market: Buy a leap option for 20% of your capital fo...
by Vision
Thu Sep 28, 2017 9:37 am
Forum: Investing - Theory, News & General
Topic: Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?
Replies: 65
Views: 8275

Re: Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?

alpenglow wrote:
Thu Sep 28, 2017 9:25 am
This post made me think, when was the last RBD?
What is a RBD?
by Vision
Thu Sep 28, 2017 8:56 am
Forum: Investing - Theory, News & General
Topic: Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?
Replies: 65
Views: 8275

Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?

https://www.reddit.com/r/investing/comments/6y4lv1/btfd_buy_the_dip_philosophy/ I like the analysis this person did and how he came to conclusion that Buy The Dip strategy actually works. Yes, it is market timing, but he also posted cold, hard facts of how it outperformed SPY. What would be your reb...
by Vision
Sun Sep 17, 2017 5:58 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 16914

Re: Bitcoin: The worst investment in 2014

So China banned Buttcoin exchanges, since they saw a threat to RMB possibly.

What happened?

Bitcoin went from 5000$ to about 3500$.

Still extremely resilient.
by Vision
Tue Aug 29, 2017 11:35 am
Forum: Investing - Theory, News & General
Topic: Why not just buy BRK.B or BRK.A?
Replies: 49
Views: 5231

Re: Why not just buy BRK.B or BRK.A?

Say Charlie and Warren are riding in the back of Warren's 1972 Cadillac Limousine, somewhere in Nowhere Nebraska. All of a sudden, they come around a corner (Yes, I know, not realistic as there are no corners in Nebraska, but bare with me) and run into a stray cow. Both are instantly killed, not we...
by Vision
Tue Aug 29, 2017 3:52 am
Forum: Investing - Help with Personal Investments
Topic: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?
Replies: 34
Views: 4356

Re: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?

Explain to me now with these measly returns why would anyone bother with stocks and not just buy duplexes / triplexes , polish them up and rent them out, netting 8-12% annual profit from the cost of property? Honest question. When I asked about investments, this is what I meant. There is a huge dif...
by Vision
Mon Aug 28, 2017 7:41 pm
Forum: Investing - Help with Personal Investments
Topic: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?
Replies: 34
Views: 4356

Re: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?

Explain to me now with these measly returns why would anyone bother with stocks and not just buy duplexes / triplexes , polish them up and rent them out, netting 8-12% annual profit from the cost of property?

Honest question. When I asked about investments, this is what I meant.
by Vision
Mon Aug 28, 2017 6:34 pm
Forum: Investing - Help with Personal Investments
Topic: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?
Replies: 34
Views: 4356

Re: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?

Stocks are a "safe" investment in that you should expect to see at least one 50% drop every decade or two. 5% real returns are by no means guaranteed. Investors in Japan would have been thrilled to have gotten 5% real over the last 20 years. 50% drop is great as I can just buy the dip. Cryptocurren...
by Vision
Mon Aug 28, 2017 5:51 pm
Forum: Investing - Help with Personal Investments
Topic: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?
Replies: 34
Views: 4356

Re: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?

30 yo EU investor 60% VTI 30% VXUS 10% BND Looking to generate 5-6% inflation adjusted returns over the next two decades from this. Is that a realistic expectation? This is my "safe portfolio". Basically the safest investments go here. And yes, I do have a very high risk tolerance. And yes, I have ...
by Vision
Mon Aug 28, 2017 2:05 pm
Forum: Investing - Theory, News & General
Topic: Why not just buy BRK.B or BRK.A?
Replies: 49
Views: 5231

Re: Why not just buy BRK.B or BRK.A?

Buffett was asked why he has chosen the index fund over Berkshire shares: The big thing to anyone is not to be a problem and there will be no way whether she holds the S&P virtually in a way absent, something happened with weapons of mass-destruction but virtually there’s no way that she will have ...
by Vision
Mon Aug 28, 2017 1:58 pm
Forum: Investing - Theory, News & General
Topic: Why not just buy BRK.B or BRK.A?
Replies: 49
Views: 5231

Re: Why not just buy BRK.B or BRK.A?

Even Buffett wants his widow to be 90% in the S&P 500, not BRK. This. Seriously, Uncle Warren did not tell his widow to keep everything in BRK. If he has no faith in future managers why should you? Good argument, to be honest, this was the main reason why I went 90% into indices and did not bother ...
by Vision
Mon Aug 28, 2017 1:40 pm
Forum: Investing - Theory, News & General
Topic: Why not just buy BRK.B or BRK.A?
Replies: 49
Views: 5231

Re: Why not just buy BRK.B or BRK.A?

The numbers are really great for the past. Do you expect the same outperformance in the future? Umm.... Warren Buffet and Munger won't be there forever. Both are up their in age. Question is do you think they will continue to outperform down the road? Right, but that is already priced in the curren...
by Vision
Mon Aug 28, 2017 1:36 pm
Forum: Investing - Help with Personal Investments
Topic: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?
Replies: 34
Views: 4356

Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?

30 yo EU investor 60% VTI 30% VXUS 10% BND Looking to generate 5-6% inflation adjusted returns over the next two decades from this. Is that a realistic expectation? This is my "safe portfolio". Basically the safest investments go here. And yes, I do have a very high risk tolerance. And yes, I have h...
by Vision
Mon Aug 28, 2017 12:58 pm
Forum: Investing - Theory, News & General
Topic: Why not just buy BRK.B or BRK.A?
Replies: 49
Views: 5231

Why not just buy BRK.B or BRK.A?

I know it is probably a silly question and it has been discussed ad nauseum, but still. I am a three portfolio boglehead with 90% stock, 10% bond allocation. The rule is KISS - keep it simple, sweetheart. So if we go buy this rule, why not just keep it SUPER, DUPER simple and put everything in BRK.B...
by Vision
Thu Jun 08, 2017 2:47 pm
Forum: Investing - Help with Personal Investments
Topic: Does it make sense transferring to Interactive Brokers?
Replies: 7
Views: 980

Re: Does it make sense transferring to Interactive Brokers?

Most custodians allow dividend reinvestment for ETFs. I wouldn't go to a IB for that reason. At 100k, you could get a transfer bonus from TD Ameritrade, Merrill Edge, or other custodians. TDA has a commission-free set of ETFs, and ME has the Preferred Rewards program (needs a BOA account too) with ...
by Vision
Thu Jun 08, 2017 7:39 am
Forum: Investing - Help with Personal Investments
Topic: Does it make sense transferring to Interactive Brokers?
Replies: 7
Views: 980

Re: Does it make sense transferring to Interactive Brokers?

Spreading risk is not the same as not being comfortable with them. You might look into td ameritrade and Merrill edge, several bogleheads use them. It's not about being comfortable, it's about finding the most appealing solution. Their paperwork is in order and they seem legitimate. But naturally I...
by Vision
Thu Jun 08, 2017 7:33 am
Forum: Investing - Help with Personal Investments
Topic: Does it make sense transferring to Interactive Brokers?
Replies: 7
Views: 980

Re: Does it make sense transferring to Interactive Brokers?

If you are uncomfortable having 100k at the small broker, why are you comfortable having 99k with them? I would not keep a Penny at a broker that was not "reputable". I like the idea of having assets in a couple places myself, but I am comfortable about everything with all my brokers. I don't under...
by Vision
Thu Jun 08, 2017 6:38 am
Forum: Investing - Help with Personal Investments
Topic: Does it make sense transferring to Interactive Brokers?
Replies: 7
Views: 980

Does it make sense transferring to Interactive Brokers?

So I have accumulated $100k on a smaller broker in index ETFs. They don't support DRIP program (automatic dividend reinvestment plan). They are ok, but a very small company. SIPC insured and FINRA members, but still. So I am thinking of transferring my 3 Vanguard ETFs to InteractiveBrokers, since I ...
by Vision
Thu Jun 08, 2017 6:08 am
Forum: Investing - Help with Personal Investments
Topic: My broker service allows investing by fraction shares, any issues with this?
Replies: 3
Views: 544

My broker service allows investing by fraction shares, any issues with this?

I'm using a service that allows you to invest by fractional shares (I don't have to buy the whole stock / ETF).

What problems could come from this?

Is this method less safe?

Are there any issues if the service is registered with SIPC and FINRA?
by Vision
Thu Jun 01, 2017 12:37 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 16914

Re: Bitcoin: The worst investment in 2014

Well, well, well. Look what we have here. Anyone who bought Bitcoin in 2014 is literally in profits right now.
by Vision
Wed May 24, 2017 8:36 am
Forum: Investing - Help with Personal Investments
Topic: Does anyone know [choosing a Vanguard bond ETF]
Replies: 11
Views: 1680

Re: Does anyone know [choosing a Vanguard bond ETF]

Hello Vision, There have been a few threads on "bond funds for europeans" the last few weeks. Do a search in the search box of the forum. Not sure if Vanguard has anything that suits us. Best to put [eu] in the title to attract the specialists. Regards. Thanks. Problem is I use a broker that is USA...
by Vision
Sun May 21, 2017 7:07 pm
Forum: Investing - Help with Personal Investments
Topic: Does anyone know [choosing a Vanguard bond ETF]
Replies: 11
Views: 1680

Does anyone know [choosing a Vanguard bond ETF]

10% of my portfolio is in bonds (60% VTI, 30% VXUS, 10% BND - all Vanguard ETFs). Since I am an EU investor I should probably change my bond ETF to something else, but what? I would like to choose short term government bond index, preferably international, but is there even such an ETF among the Van...
by Vision
Sun May 21, 2017 6:09 pm
Forum: Investing - Help with Personal Investments
Topic: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?
Replies: 27
Views: 2753

Re: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?

Maybe you can choose for a more diversified bonds fund that would give more stability form your viewpoint. That makes sense. Which fund do you think would work in my case? I can only US located ETFs, so I can't buy something that trades in London stock exchange, for example. I also still cannot und...
by Vision
Fri May 12, 2017 2:47 am
Forum: Investing - Help with Personal Investments
Topic: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?
Replies: 27
Views: 2753

Re: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?

retiredjg wrote:Have you considered a fund that is global in nature instead of adding together a US and an except US fund?
Yes, but I think I did not add it, because there was a smaller percentage of US stocks. Which fund would you suggest?
by Vision
Thu May 11, 2017 3:20 pm
Forum: Investing - Help with Personal Investments
Topic: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?
Replies: 27
Views: 2753

Re: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?

2. If you are entirely invested in the US while domiciled in Europe, a rise of the Euro by 30 percent will cause your net worth to plummet. Up to you whether that's the sort of risk you want to take on. But is that really so? I would still hold VTI and VXUS and many of US companies get profit from ...