Search found 161 matches

by Vision
Sat Dec 09, 2017 4:49 am
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 15183

Re: Bitcoin: The worst investment in 2014

I remember during the 1999-2000 DotCom run-up that so many people would invest in nearly anything that had .com in it. I kept asking myself, what do these companies actually produce, and what kinds of earnings have any of them actually made. I stayed away from any pure tech stocks and funds and am ...
by Vision
Mon Dec 04, 2017 3:58 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 15183

Re: Bitcoin: The worst investment in 2014

Ok, it is over 11'000$ now. Selling Bitcoin gains and moving to indices might be a good move. Some believe that the price could be $1M in a few years. Nobody knows. That is extremely, extremely naive and akin to greater fool theory... ...I will still be keeping a stash of coins just in case :shareb...
by Vision
Sun Dec 03, 2017 7:51 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 15183

Re: Bitcoin: The worst investment in 2014

Ok, it is over 11'000$ now. Selling Bitcoin gains and moving to indices might be a good move. Some believe that the price could be $1M in a few years. Nobody knows. That is an illusion. If you look back at my post history you will notice I was early on Bitcoin. But as an early adopter I can tell yo...
by Vision
Sun Dec 03, 2017 6:57 pm
Forum: Investing - Theory, News & General
Topic: What is Bitcoin?
Replies: 262
Views: 35304

Re: What is Bitcoin?

The Wizard wrote:
Fri Aug 18, 2017 4:30 pm
Does Bitcoin pay dividends?
If not, then why not?
Yes, it does. Bitcoin forks are dividends. Bitcoin Gold, Bitcoin Cash, Bitcoin Diamond.
by Vision
Sun Dec 03, 2017 6:56 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 15183

Re: Bitcoin: The worst investment in 2014

Ok, it is over 11'000$ now.

Selling Bitcoin gains and moving to indices might be a good move.
by Vision
Fri Oct 06, 2017 3:25 pm
Forum: Investing - Theory, News & General
Topic: Bogle himself is saying we will expect like 3% for the next decades
Replies: 141
Views: 16409

Re: Bogle himself is saying we will expect like 3% for the next decades

3% is better than Nothing. Anyway, Keep Investing :happy Sorry, but 3% is [absolutely unacceptable --admin LadyGeek] . Nobody gets rich with 3% annual. There must be alternatives. I dunno, buying condos, renovating them and renting them out will get you more than 3%. Investing that money in some bu...
by Vision
Fri Oct 06, 2017 3:01 pm
Forum: Investing - Theory, News & General
Topic: Bogle himself is saying we will expect like 3% for the next decades
Replies: 141
Views: 16409

Bogle himself is saying we will expect like 3% for the next decades

https://www.youtube.com/watch?v=KF1RodFhFwc This is very depressing. Even the master himself is saying we will get something like measly 3% from the market and the fun times are over. Really? :( Not fair. I guess due to exposure of everyone to these markets indexing is just not that profitable anymo...
by Vision
Fri Sep 29, 2017 8:41 am
Forum: Investing - Theory, News & General
Topic: Why is this person wrong? Says beating the market is easy.
Replies: 30
Views: 3215

Re: Why is this person wrong? Says beating the market is easy.

student wrote:
Fri Sep 29, 2017 6:47 am
I would say simply because he is writing about it. Does there exist a person who can beat the market?
Yes, at least 3 exist:

1) Warren Buffett
2) Ray Dalio
3) Robert Mercer
by Vision
Fri Sep 29, 2017 12:39 am
Forum: Investing - Theory, News & General
Topic: Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?
Replies: 65
Views: 6932

Re: Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?

More from that guy. The common misconception of "you can't outperform the market" is simply false. You can. Furthermore, it's not all that difficult. Here are few ways in which you outperform the market: Buy a leap option for 20% of your capital for 1 year out. Your exit points are: 1/2 of your posi...
by Vision
Fri Sep 29, 2017 12:36 am
Forum: Investing - Theory, News & General
Topic: Why is this person wrong? Says beating the market is easy.
Replies: 30
Views: 3215

Why is this person wrong? Says beating the market is easy.

https://www.reddit.com/r/investing/comments/72tmwv/buy_the_dip/dnmu1ce/ The common misconception of "you can't outperform the market" is simply false. You can. Furthermore, it's not all that difficult. Here are few ways in which you outperform the market: Buy a leap option for 20% of your capital fo...
by Vision
Thu Sep 28, 2017 9:37 am
Forum: Investing - Theory, News & General
Topic: Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?
Replies: 65
Views: 6932

Re: Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?

alpenglow wrote:
Thu Sep 28, 2017 9:25 am
This post made me think, when was the last RBD?
What is a RBD?
by Vision
Thu Sep 28, 2017 8:56 am
Forum: Investing - Theory, News & General
Topic: Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?
Replies: 65
Views: 6932

Guy proves that Buy The Dip strategy works (via backtests) any rebuttals?

https://www.reddit.com/r/investing/comments/6y4lv1/btfd_buy_the_dip_philosophy/ I like the analysis this person did and how he came to conclusion that Buy The Dip strategy actually works. Yes, it is market timing, but he also posted cold, hard facts of how it outperformed SPY. What would be your reb...
by Vision
Sun Sep 17, 2017 5:58 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 15183

Re: Bitcoin: The worst investment in 2014

So China banned Buttcoin exchanges, since they saw a threat to RMB possibly.

What happened?

Bitcoin went from 5000$ to about 3500$.

Still extremely resilient.
by Vision
Tue Aug 29, 2017 11:35 am
Forum: Investing - Theory, News & General
Topic: Why not just buy BRK.B or BRK.A?
Replies: 49
Views: 4057

Re: Why not just buy BRK.B or BRK.A?

Say Charlie and Warren are riding in the back of Warren's 1972 Cadillac Limousine, somewhere in Nowhere Nebraska. All of a sudden, they come around a corner (Yes, I know, not realistic as there are no corners in Nebraska, but bare with me) and run into a stray cow. Both are instantly killed, not we...
by Vision
Tue Aug 29, 2017 3:52 am
Forum: Investing - Help with Personal Investments
Topic: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?
Replies: 34
Views: 4037

Re: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?

Explain to me now with these measly returns why would anyone bother with stocks and not just buy duplexes / triplexes , polish them up and rent them out, netting 8-12% annual profit from the cost of property? Honest question. When I asked about investments, this is what I meant. There is a huge dif...
by Vision
Mon Aug 28, 2017 7:41 pm
Forum: Investing - Help with Personal Investments
Topic: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?
Replies: 34
Views: 4037

Re: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?

Explain to me now with these measly returns why would anyone bother with stocks and not just buy duplexes / triplexes , polish them up and rent them out, netting 8-12% annual profit from the cost of property?

Honest question. When I asked about investments, this is what I meant.
by Vision
Mon Aug 28, 2017 6:34 pm
Forum: Investing - Help with Personal Investments
Topic: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?
Replies: 34
Views: 4037

Re: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?

Stocks are a "safe" investment in that you should expect to see at least one 50% drop every decade or two. 5% real returns are by no means guaranteed. Investors in Japan would have been thrilled to have gotten 5% real over the last 20 years. 50% drop is great as I can just buy the dip. Cryptocurren...
by Vision
Mon Aug 28, 2017 5:51 pm
Forum: Investing - Help with Personal Investments
Topic: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?
Replies: 34
Views: 4037

Re: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?

30 yo EU investor 60% VTI 30% VXUS 10% BND Looking to generate 5-6% inflation adjusted returns over the next two decades from this. Is that a realistic expectation? This is my "safe portfolio". Basically the safest investments go here. And yes, I do have a very high risk tolerance. And yes, I have ...
by Vision
Mon Aug 28, 2017 2:05 pm
Forum: Investing - Theory, News & General
Topic: Why not just buy BRK.B or BRK.A?
Replies: 49
Views: 4057

Re: Why not just buy BRK.B or BRK.A?

Buffett was asked why he has chosen the index fund over Berkshire shares: The big thing to anyone is not to be a problem and there will be no way whether she holds the S&P virtually in a way absent, something happened with weapons of mass-destruction but virtually there’s no way that she will have ...
by Vision
Mon Aug 28, 2017 1:58 pm
Forum: Investing - Theory, News & General
Topic: Why not just buy BRK.B or BRK.A?
Replies: 49
Views: 4057

Re: Why not just buy BRK.B or BRK.A?

Even Buffett wants his widow to be 90% in the S&P 500, not BRK. This. Seriously, Uncle Warren did not tell his widow to keep everything in BRK. If he has no faith in future managers why should you? Good argument, to be honest, this was the main reason why I went 90% into indices and did not bother ...
by Vision
Mon Aug 28, 2017 1:40 pm
Forum: Investing - Theory, News & General
Topic: Why not just buy BRK.B or BRK.A?
Replies: 49
Views: 4057

Re: Why not just buy BRK.B or BRK.A?

The numbers are really great for the past. Do you expect the same outperformance in the future? Umm.... Warren Buffet and Munger won't be there forever. Both are up their in age. Question is do you think they will continue to outperform down the road? Right, but that is already priced in the curren...
by Vision
Mon Aug 28, 2017 1:36 pm
Forum: Investing - Help with Personal Investments
Topic: Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?
Replies: 34
Views: 4037

Starting to doubt my index portfolio, will it at least get me 5% inflation adjusted over next two decades?

30 yo EU investor 60% VTI 30% VXUS 10% BND Looking to generate 5-6% inflation adjusted returns over the next two decades from this. Is that a realistic expectation? This is my "safe portfolio". Basically the safest investments go here. And yes, I do have a very high risk tolerance. And yes, I have h...
by Vision
Mon Aug 28, 2017 12:58 pm
Forum: Investing - Theory, News & General
Topic: Why not just buy BRK.B or BRK.A?
Replies: 49
Views: 4057

Why not just buy BRK.B or BRK.A?

I know it is probably a silly question and it has been discussed ad nauseum, but still. I am a three portfolio boglehead with 90% stock, 10% bond allocation. The rule is KISS - keep it simple, sweetheart. So if we go buy this rule, why not just keep it SUPER, DUPER simple and put everything in BRK.B...
by Vision
Thu Jun 08, 2017 2:47 pm
Forum: Investing - Help with Personal Investments
Topic: Does it make sense transferring to Interactive Brokers?
Replies: 7
Views: 709

Re: Does it make sense transferring to Interactive Brokers?

Most custodians allow dividend reinvestment for ETFs. I wouldn't go to a IB for that reason. At 100k, you could get a transfer bonus from TD Ameritrade, Merrill Edge, or other custodians. TDA has a commission-free set of ETFs, and ME has the Preferred Rewards program (needs a BOA account too) with ...
by Vision
Thu Jun 08, 2017 7:39 am
Forum: Investing - Help with Personal Investments
Topic: Does it make sense transferring to Interactive Brokers?
Replies: 7
Views: 709

Re: Does it make sense transferring to Interactive Brokers?

Spreading risk is not the same as not being comfortable with them. You might look into td ameritrade and Merrill edge, several bogleheads use them. It's not about being comfortable, it's about finding the most appealing solution. Their paperwork is in order and they seem legitimate. But naturally I...
by Vision
Thu Jun 08, 2017 7:33 am
Forum: Investing - Help with Personal Investments
Topic: Does it make sense transferring to Interactive Brokers?
Replies: 7
Views: 709

Re: Does it make sense transferring to Interactive Brokers?

If you are uncomfortable having 100k at the small broker, why are you comfortable having 99k with them? I would not keep a Penny at a broker that was not "reputable". I like the idea of having assets in a couple places myself, but I am comfortable about everything with all my brokers. I don't under...
by Vision
Thu Jun 08, 2017 6:38 am
Forum: Investing - Help with Personal Investments
Topic: Does it make sense transferring to Interactive Brokers?
Replies: 7
Views: 709

Does it make sense transferring to Interactive Brokers?

So I have accumulated $100k on a smaller broker in index ETFs. They don't support DRIP program (automatic dividend reinvestment plan). They are ok, but a very small company. SIPC insured and FINRA members, but still. So I am thinking of transferring my 3 Vanguard ETFs to InteractiveBrokers, since I ...
by Vision
Thu Jun 08, 2017 6:08 am
Forum: Investing - Help with Personal Investments
Topic: My broker service allows investing by fraction shares, any issues with this?
Replies: 3
Views: 448

My broker service allows investing by fraction shares, any issues with this?

I'm using a service that allows you to invest by fractional shares (I don't have to buy the whole stock / ETF).

What problems could come from this?

Is this method less safe?

Are there any issues if the service is registered with SIPC and FINRA?
by Vision
Thu Jun 01, 2017 12:37 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 15183

Re: Bitcoin: The worst investment in 2014

Well, well, well. Look what we have here. Anyone who bought Bitcoin in 2014 is literally in profits right now.
by Vision
Wed May 24, 2017 8:36 am
Forum: Investing - Help with Personal Investments
Topic: Does anyone know [choosing a Vanguard bond ETF]
Replies: 11
Views: 1483

Re: Does anyone know [choosing a Vanguard bond ETF]

Hello Vision, There have been a few threads on "bond funds for europeans" the last few weeks. Do a search in the search box of the forum. Not sure if Vanguard has anything that suits us. Best to put [eu] in the title to attract the specialists. Regards. Thanks. Problem is I use a broker that is USA...
by Vision
Sun May 21, 2017 7:07 pm
Forum: Investing - Help with Personal Investments
Topic: Does anyone know [choosing a Vanguard bond ETF]
Replies: 11
Views: 1483

Does anyone know [choosing a Vanguard bond ETF]

10% of my portfolio is in bonds (60% VTI, 30% VXUS, 10% BND - all Vanguard ETFs). Since I am an EU investor I should probably change my bond ETF to something else, but what? I would like to choose short term government bond index, preferably international, but is there even such an ETF among the Van...
by Vision
Sun May 21, 2017 6:09 pm
Forum: Investing - Help with Personal Investments
Topic: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?
Replies: 27
Views: 2504

Re: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?

Maybe you can choose for a more diversified bonds fund that would give more stability form your viewpoint. That makes sense. Which fund do you think would work in my case? I can only US located ETFs, so I can't buy something that trades in London stock exchange, for example. I also still cannot und...
by Vision
Fri May 12, 2017 2:47 am
Forum: Investing - Help with Personal Investments
Topic: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?
Replies: 27
Views: 2504

Re: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?

retiredjg wrote:Have you considered a fund that is global in nature instead of adding together a US and an except US fund?
Yes, but I think I did not add it, because there was a smaller percentage of US stocks. Which fund would you suggest?
by Vision
Thu May 11, 2017 3:20 pm
Forum: Investing - Help with Personal Investments
Topic: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?
Replies: 27
Views: 2504

Re: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?

2. If you are entirely invested in the US while domiciled in Europe, a rise of the Euro by 30 percent will cause your net worth to plummet. Up to you whether that's the sort of risk you want to take on. But is that really so? I would still hold VTI and VXUS and many of US companies get profit from ...
by Vision
Thu May 11, 2017 2:04 pm
Forum: Investing - Help with Personal Investments
Topic: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?
Replies: 27
Views: 2504

Re: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?

You have to pay dividend taxes either way: US funds or not. It is not like holding US ETF will make you pay more tax than holding an Ireland domiciled one. You might search for other threads, or the wiki... or see what's available here https://global.vanguard.com/portal/site/home They don't support ...
by Vision
Thu May 11, 2017 11:56 am
Forum: Investing - Help with Personal Investments
Topic: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?
Replies: 27
Views: 2504

Re: Should I simplify my portfolio even further according to Buffett's recommendations?

But I have diversified with VXUS which invests in whole world except US. Also, can someone really explain to my why investing in US is a bad idea as a EU investor? Money still grows, does it not? Also, which low cost indices are there for EU? What exactly are my risks for holding the current portfol...
by Vision
Thu May 11, 2017 9:49 am
Forum: Investing - Help with Personal Investments
Topic: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?
Replies: 27
Views: 2504

Re: Should I simplify my portfolio even further according to Buffett's recommendations?

I wouldn't change your stock mix. I think your current mix is an appropriate translation of Buffett's philosophy for an EU investor. I think there is merit to the idea of keeping your fixed-income mix very conservative but at a lower allocation. With only 10%, you are in the lower allocation area, ...
by Vision
Thu May 11, 2017 9:32 am
Forum: Investing - Help with Personal Investments
Topic: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?
Replies: 27
Views: 2504

Re: Should I simplify my portfolio even further according to Buffett's recommendations?

Yes, I am really fine with 90% stock allocation as I have really high risk tolerance and don't lose sleep over market fluctuations (I am just tempted to buy the dip ha ha).

I guess I will stick with my portfolio for now.
by Vision
Thu May 11, 2017 7:46 am
Forum: Investing - Help with Personal Investments
Topic: [EU] Should I simplify my portfolio even further according to Buffett's recommendations?
Replies: 27
Views: 2504

[EU] Should I simplify my portfolio even further according to Buffett's recommendations?

30 yo, EU investor here. Holding Vanguard ETFs as follows: - 60% VTI - 30% VXUS - 10% BND Here is what Warren Buffett recommends for average Joe: - 90% low cost S&P500 index fund - 10% short term government bonds Thing is, I am an EU investor, so I am not sure if his advice applies to me as it appli...
by Vision
Sat Nov 19, 2016 6:43 pm
Forum: Investing - Help with Personal Investments
Topic: Rate my portfolio VTI 60%, VXUS 30%, BND 10%
Replies: 39
Views: 3975

Re: Rate my portfolio VTI 60%, VXUS 30%, BND 10%

If I choose VGK, I would be ignoring rest of the world. If I add VGK, then I will have 4 ETFS: VTI, VXUS, VGK, BND. Portfolio is starting to become complicated. I want to make it as simple as possible. 3 funds or less. I agree, no reason to use VGK. With regard to BND, consider that this fund may b...
by Vision
Fri Nov 18, 2016 11:23 am
Forum: Investing - Help with Personal Investments
Topic: Rate my portfolio VTI 60%, VXUS 30%, BND 10%
Replies: 39
Views: 3975

Re: Rate my portfolio VTI 60%, VXUS 30%, BND 10%

Interesting...maybe it would be logical to reduce VTI to 45% and increase VXUS to 45%, leaving 10% for BND. Some say that in my case an international short term bond index might be better due to aforementioned currency risks. Are there any BND international alternatives? I'm US based and 36% VXUS, ...
by Vision
Thu Nov 17, 2016 8:22 pm
Forum: Investing - Help with Personal Investments
Topic: Rate my portfolio VTI 60%, VXUS 30%, BND 10%
Replies: 39
Views: 3975

Re: Rate my portfolio VTI 60%, VXUS 30%, BND 10%

Interesting...maybe it would be logical to reduce VTI to 45% and increase VXUS to 45%, leaving 10% for BND. Some say that in my case an international short term bond index might be better due to aforementioned currency risks. Are there any BND international alternatives?
by Vision
Thu Nov 17, 2016 7:25 pm
Forum: Investing - Help with Personal Investments
Topic: Rate my portfolio VTI 60%, VXUS 30%, BND 10%
Replies: 39
Views: 3975

Re: Rate my portfolio VTI 60%, VXUS 30%, BND 10%

Garco wrote:[b]Keep dollar cost averaging in, rebalance once a year.[/b]


Rebalancing once a year? I originally intended to rebalance 3x a year every time I dollar cost average in.
I dollar cost average in 3x each year and rebalance to original distribution of 60/30/10.
Does that change much?
by Vision
Thu Nov 17, 2016 7:20 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: The worst investment in 2014
Replies: 93
Views: 15183

Re: Bitcoin: The worst investment in 2014

I don't know guys, but Bitcoin seems to be picking up steam again.

For IT geeks the blockchain technology offers pretty interesting solutions.

And it is actually being used. Not for the good purposes, but still...
by Vision
Thu Nov 17, 2016 3:19 pm
Forum: Investing - Help with Personal Investments
Topic: Rate my portfolio VTI 60%, VXUS 30%, BND 10%
Replies: 39
Views: 3975

Re: Rate my portfolio VTI 60%, VXUS 30%, BND 10%

Home country bias is a common issue, but you're on the other side of things being in EU and only 30% international. Your home country/region exposure is further reduced by the pacific and EEM in the international fund, so overall your exposure is only about 20% EU vs 70% US. Currency risk is anothe...
by Vision
Thu Nov 17, 2016 2:16 pm
Forum: Investing - Help with Personal Investments
Topic: Rate my portfolio VTI 60%, VXUS 30%, BND 10%
Replies: 39
Views: 3975

Re: Rate my portfolio VTI 60%, VXUS 30%, BND 10%

Is there a reason why, as a EU citizen, you are overweighting US? Why would I not do it? What difference does it make? VTI and VXUS are both denominated in USD. If USA is a powerhouse why would I not be investing it over Europe, which I believe does not hold as much potential. Would investing in Eu...
by Vision
Thu Nov 17, 2016 11:28 am
Forum: Investing - Help with Personal Investments
Topic: Rate my portfolio VTI 60%, VXUS 30%, BND 10%
Replies: 39
Views: 3975

Re: Rate my portfolio VTI 60%, VXUS 30%, BND 10%

I think that your allocation is the Second Graders allocation on the Lazy Portfolio on Market Watch.com. Don`t over think it. I`m sure it`ll be fine long term if nobody "pushes the button." If somebody pushes the button, then I guess it won't really matter what stocks you are holding. In ...
by Vision
Thu Nov 17, 2016 11:03 am
Forum: Investing - Help with Personal Investments
Topic: Rate my portfolio VTI 60%, VXUS 30%, BND 10%
Replies: 39
Views: 3975

Re: Rate my portfolio VTI 60%, VXUS 30%, BND 10%

I see. Ok, so choosing VTI over S&P500 makes sense to me. It is a logical choice. However. Do I really need those international stocks (VXUS)? I might as well simplify the portfolio even further. 90% VTI, 10% BND. If I recall correctly, the trust that WB is leaving for his wife after his death i...
by Vision
Thu Nov 17, 2016 10:41 am
Forum: Investing - Help with Personal Investments
Topic: Rate my portfolio VTI 60%, VXUS 30%, BND 10%
Replies: 39
Views: 3975

Re: Rate my portfolio VTI 60%, VXUS 30%, BND 10%

It is not my broker who is stupid (I don't have one). It is me using the online tool I linked in first post. So I am the stupid one. However, I still want to understand this: 1) What benefits I, as a EU investor, have into investing more in international markets IF: - I invest using USD (the broker ...