Search found 841 matches

by timboktoo
Thu Feb 11, 2021 6:44 pm
Forum: US Chapters
Topic: Why A Good Boglehead Must Leave The Bogleheads Forum
Replies: 180
Views: 17324

Re: Why A Good Boglehead Must Leave The Bogleheads Forum

OP hasn't even so much as logged in since creating this thread. Looks like he's made good on his commitment. Best wishes, All Seasons! Not going to lie: OP has me thinking about my own financial media browsing habits... I was pretty obsessed with investing for a few years. Then, I mostly lost inter...
by timboktoo
Tue Feb 09, 2021 9:10 am
Forum: US Chapters
Topic: Why A Good Boglehead Must Leave The Bogleheads Forum
Replies: 180
Views: 17324

Re: Why A Good Boglehead Must Leave The Bogleheads Forum

I don't think that a good Boglehead must leave the forum. One needn't look any further than Taylor for an example of a person who is endlessly respectful, patient, welcoming and consistent at representing Mr. Bogle's views.

- Tim
by timboktoo
Sat Feb 06, 2021 10:03 am
Forum: Investing - Theory, News & General
Topic: 2021 Hedge Fund Contest
Replies: 204
Views: 12530

Re: 2021 Hedge Fund Contest

Tanelorn returned to the top ranks at +40% as his sole short pick, Chesapeake Energy (CHKAQ), is currently down following some fairly large moves in both directions last month. I like how you talk about yourself in the third person. timboktoo, an incredibly good looking guy, approves! ;) - Tim
by timboktoo
Wed Feb 03, 2021 11:14 pm
Forum: Investing - Theory, News & General
Topic: Dividend Stocks
Replies: 23
Views: 2544

Re: Dividend Stocks

Investing one's emergency fund is a common question on the forum - especially for new posters. It's hard to keep an emergency fund when it earns so little. But its purpose isn't to earn. You earn elsewhere in your portfolio. The emergency fund's purpose is to cover emergencies and to help you sleep ...
by timboktoo
Sat Jan 30, 2021 4:42 pm
Forum: Investing - Theory, News & General
Topic: Morgan Housel - Margin of Safety
Replies: 2
Views: 427

Morgan Housel - Margin of Safety

Here's a quote from Morgan Housel about Margin of Safety: You value the margin of safety. Many bets fail not because they were wrong, but because they were mostly right in a situation that required things to be exactly right. Room for error – often called margin of safety – is one of the most undera...
by timboktoo
Tue Jan 12, 2021 4:29 pm
Forum: Investing - Theory, News & General
Topic: Do you have FOMO (Bitcoin, TSLA, whatever?)
Replies: 201
Views: 12661

Re: Do you have FOMO (Bitcoin, TSLA, whatever?)

I don't really have FOMO with TSLA or Bitcoin. I do feel like I was underinvested in US equities from 2010-2020 and that kind of hurts, but I developed a plan and I stayed the course. Besides, the goal isn't outperformance. The goal is that thing I see in the distance, just beyond the horizon. As lo...
by timboktoo
Thu Jan 07, 2021 4:19 pm
Forum: Investing - Theory, News & General
Topic: Official Registration For The 2021 Boglehead Contest
Replies: 638
Views: 15178

Re: Official Registration For The 2021 Boglehead Contest

You don't have to manually go through the page. At the top of the page, right between the post title and the start of the comments, next to the big "Post Reply" button, there is a search box. That particular search box ONLY searches the current thread. Use it to see if your desired guess ...
by timboktoo
Thu Jan 07, 2021 12:41 pm
Forum: Investing - Theory, News & General
Topic: Official Registration For The 2021 Boglehead Contest
Replies: 638
Views: 15178

Re: Official Registration For The 2021 Boglehead Contest

People need to search the post to look for duplicates of what they want to guess. This guess has occurred three times already so this members guess can't win and will be disqualified per LadyGeek in her post above on this page. There are over 30 duplicate posts so far in this thread. That's 30+ was...
by timboktoo
Mon Jan 04, 2021 6:33 pm
Forum: Investing - Theory, News & General
Topic: 2021 Hedge Fund Contest
Replies: 204
Views: 12530

Re: 2021 Hedge Fund Contest

Fund name: Beans

Long: CMG

Good luck to everybody, especially Rick Ferri!

PS. I was tempted to make a West-East fund that did the exact opposite of Rick this time. But I'm hungry for Chipotle right now, so I chose that instead.

- Tim
by timboktoo
Wed Dec 30, 2020 9:38 am
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 26964

Re: 2020 Hedge Fund contest

Thanks for making this possible. It was fun, even though I crashed and burned and then exploded and then got hit again by space debris.

- Tim
by timboktoo
Wed Dec 16, 2020 11:02 am
Forum: Investing - Theory, News & General
Topic: How to Build the Best Bond Portfolio for Crazy Times
Replies: 31
Views: 3853

Re: How to Build the Best Bond Portfolio for Crazy Times

I hold bonds to get crushed less, but I still expect to lose money with them from time to time. Since I don't know when those times will be, I hold a fixed allocation to bonds. Since I want the bond portion of my portfolio to help me sleep at night, I keep my bonds at the highest of quality (treasur...
by timboktoo
Sun Nov 22, 2020 10:25 am
Forum: US Chapters
Topic: Are you a Boglehead?
Replies: 114
Views: 5813

Re: Are you a Boglehead?

If simply following the Boglehead Philosophy makes you a Boglehead, then that's what I am. But would Mr. Bogle be satisfied with my portfolio? I don't think so. I own far too much international for his taste. Have I always agreed with everything that Mr. Bogle said? No, I haven't. But as time as gon...
by timboktoo
Sun Nov 08, 2020 12:29 pm
Forum: US Chapters
Topic: Louisville, Ky. chapter
Replies: 40
Views: 4973

Re: Louisville, Ky. chapter

We met a few times at a local library, but things dropped off after a while. Everyone was probably just too busy.
by timboktoo
Sat Oct 17, 2020 10:29 am
Forum: Investing - Theory, News & General
Topic: Seriously, what is going on with international?
Replies: 277
Views: 26318

Re: Seriously, what is going on with international?

There are a few things that keep me invested heavily in international stocks: My asset allocation says to do that. I don't know what will happen in the future. Part of me likes being a contrarian. I like the valuation, relative to US stocks. There are also a few things that make it difficult to own ...
by timboktoo
Sat Oct 17, 2020 10:17 am
Forum: Personal Consumer Issues
Topic: Items that are worth the money for the quality
Replies: 490
Views: 41543

Re: Items that are worth the money for the quality

I have found that Scotch tape is something I prefer to buy rather than the store brand that Target sells specifically. I spent a few Christmases regretting buying the cheaper tape before finally throwing it out and buying a better one.

- Tim
by timboktoo
Wed Sep 16, 2020 3:36 pm
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 26964

Re: 2020 Hedge Fund contest

It now looks like my short should have been long and my long should have been short.

- Tim
by timboktoo
Wed Jul 01, 2020 10:07 pm
Forum: Personal Consumer Issues
Topic: Anyone know where to buy Natto soybeans?
Replies: 12
Views: 1106

Re: Anyone know where to buy Natto soybeans?

Amazon seems to have some:
https://www.amazon.com/Soymerica-Non-GM ... 179&sr=8-3

I apologize if I missed something here.

- Tim
by timboktoo
Wed Jul 01, 2020 10:02 pm
Forum: Personal Investments
Topic: Newbie
Replies: 19
Views: 1791

Re: Cashed out 401k

Hey, there! Welcome to the Bogleheads forum!

We might need some more information before we can point you in the right direction:
https://www.bogleheads.org/wiki/Asking_ ... _questions

- Tim
by timboktoo
Sat Jun 20, 2020 12:31 pm
Forum: Investing - Theory, News & General
Topic: Howard Marks [Anatomy of a Rally]
Replies: 20
Views: 1999

Re: Howard Marks [Anatomy of a Rally]

Not trying to start an argument, but just upthread you indicated that you don’t pay attention to valuations. My asset allocation is static. It doesn't change based on valuations. I do notice valuations. I do hope that my asset allocation takes advantage of opportunities. I do hope that my investmen...
by timboktoo
Fri Jun 19, 2020 4:30 pm
Forum: Investing - Theory, News & General
Topic: Howard Marks [Anatomy of a Rally]
Replies: 20
Views: 1999

Re: Howard Marks [Anatomy of a Rally]

Also, having 50% of stocks in international is not consistent with John Bogle's advice. I believe he recommended no more than 20%, and thought one could do without any international. My international allocation is 40% of stocks. It has been that way even when Vanguard was only at 30% of stocks in i...
by timboktoo
Fri Jun 19, 2020 3:23 pm
Forum: Investing - Theory, News & General
Topic: Howard Marks [Anatomy of a Rally]
Replies: 20
Views: 1999

Re: Howard Marks [Anatomy of a Rally]

Hey Tim, could you share your personal AA? Sure, but know that while our AA works well for us, it won't work well for everyone: We invest like so: 1/3 Total US Stock Market 1/3 Total International Stock Market 1/3 Intermediate Treasury Index* * I said above something about having a Bogle-approved p...
by timboktoo
Fri Jun 19, 2020 3:07 pm
Forum: Investing - Theory, News & General
Topic: Howard Marks [Anatomy of a Rally]
Replies: 20
Views: 1999

Re: Howard Marks [Anatomy of a Rally]

You've outlined a nice case for the asset allocation strategy, but I'm still gonna poke you with a stick a little regarding bubbles. Let's say, to give you a hypothetical, Dave Portnoy and the Robinhood gang get out of control and froth the CAPE up to 200...come on, you wouldn't invest in that, wou...
by timboktoo
Fri Jun 19, 2020 1:38 pm
Forum: Investing - Theory, News & General
Topic: Howard Marks [Anatomy of a Rally]
Replies: 20
Views: 1999

Re: Howard Marks [Anatomy of a Rally]

Does that mean you'd be unconcerned about buying into a bubble? I am always worried. I worry about many things. But I know that I can't escape risk. So many things are outside of my control. So, I focus on the things that I can control instead. I have witnessed enough market movements to know that ...
by timboktoo
Fri Jun 19, 2020 8:53 am
Forum: Investing - Theory, News & General
Topic: Howard Marks [Anatomy of a Rally]
Replies: 20
Views: 1999

Re: Howard Marks [Anatomy of a Rally]

One of the beautiful things about asset allocation is that I needn't concern myself with valuation.

- Tim
by timboktoo
Mon May 25, 2020 1:35 pm
Forum: Investing - Theory, News & General
Topic: Value of Liquidity
Replies: 28
Views: 2310

Re: Value of Liquidity

Our first priority, after paying bills, is to have a full emergency fund. That fund represents our need for liquidity. After that comes investing and any savings goals. We haven't had the need to deploy extra cash yet. There's always something to fix around the house. If we did end up in that positi...
by timboktoo
Tue May 05, 2020 8:47 pm
Forum: Personal Consumer Issues
Topic: Is there anything more environmentally friendly than Drano for unclogging a drain?
Replies: 80
Views: 5223

Re: Is there anything more environmentally friendly than Drano for unclogging a drain?

Let's see if this link works: https://www.amazon.com/gp/product/B01DP87IF8/ref=ppx_yo_dt_b_search_asin_title?ie=UTF8&psc=1 That's what I use on our shower. They're very small, but I'm able to get up all the gunk very easily with them. I've tried plungers and Drano in the past. This is definitely...
by timboktoo
Tue May 05, 2020 8:42 pm
Forum: Investing - Theory, News & General
Topic: Bonds Beat Stocks Over the Last 20 Years
Replies: 42
Views: 4257

Re: Bonds Beat Stocks Over the Last 20 Years

Asset allocation, baby.

- Tim
by timboktoo
Mon Apr 27, 2020 9:19 pm
Forum: Investing - Theory, News & General
Topic: Money Market Fund vs Bank Account in a disaster
Replies: 3
Views: 666

Re: Money Market Fund vs Bank Account in a disaster

Thanks. That was interesting.

- Tim
by timboktoo
Mon Apr 27, 2020 9:16 pm
Forum: US Chapters
Topic: What is a Boglehead? Some Fun.
Replies: 53
Views: 3415

Re: What is a Boglehead? Some Fun.

Bogleheads follow the investing advice inspired by Jack Bogle. :)

- Tim
by timboktoo
Mon Apr 27, 2020 9:12 pm
Forum: Personal Consumer Issues
Topic: Replace notebook/desktop with phone or tablet
Replies: 9
Views: 784

Re: Replace notebook/desktop with phone or tablet

Would you find a Chromebook appealing? There may be a few posts about it on the forum.

- Tim
by timboktoo
Fri Apr 24, 2020 3:50 pm
Forum: Personal Investments
Topic: Help me find the weakness in this FIRE Portfolio
Replies: 94
Views: 4513

Re: Help me find the weakness in this FIRE Portfolio

It's an interesting portfolio, but I am concerned that you are relying too heavily on the past. You are right that nobody knows the future, though. It's frustrating. This is something I struggle with about the topic of investment. In some other disciplines of life, you can meet with success by follo...
by timboktoo
Tue Apr 21, 2020 5:31 pm
Forum: Investing - Theory, News & General
Topic: Ray Dalio Predicts
Replies: 28
Views: 3748

Re: Ray Dalio Predicts

I don't know what will happen. As for Ray Dalio, I do put a lot of stock in the things he says. That said, everybody can make mistakes. He made bold predictions very publicly once before and really regretted that. He spoke about that in his book. I don't change my investments based on what he's talk...
by timboktoo
Mon Apr 20, 2020 6:20 pm
Forum: Personal Finance (Not Investing)
Topic: Helping deciding if i should purchase a truck
Replies: 26
Views: 1710

Re: Helping deciding if i should purchase a truck

Welcome to the forum! Automobiles and houses are lifestyle decisions. Something like this is mostly a matter of personal preference. In my personal opinion, it's best to avoid the extremes. Balance is good. There are some ways to think through it, though. Getting feedback from others you trust is va...
by timboktoo
Wed Apr 15, 2020 8:12 am
Forum: Personal Consumer Issues
Topic: Mesh Wifi
Replies: 130
Views: 9901

Re: Mesh Wifi

We are using Google's Nest Wifi here. It's worked well for us. We have a 3,000 sq. ft. house and chose the package with a router and two access points. The access points have a microphone and speaker built into them. We can play music throughout the house and ask Google questions wherever we are. Th...
by timboktoo
Tue Apr 14, 2020 7:30 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 1014
Views: 182497

Re: Boglehead Beer

XtremeSki2001 wrote: Tue Apr 14, 2020 5:58 pm Got it. Not sure if you have it where you are but check out Samuel Smith - Oatmeal Stout
Have you tried their Chocolate Stout? It's one of my favorites :)

- Tim
by timboktoo
Mon Apr 13, 2020 12:25 pm
Forum: Personal Consumer Issues
Topic: Online courses/programs for aspiring managers?
Replies: 4
Views: 354

Re: Online courses/programs for aspiring managers?

I have a podcast to recommend, if you're open to that. It's called The Look & Sound of Leadership. It's excellent.

- Tim
by timboktoo
Fri Apr 10, 2020 8:38 pm
Forum: Personal Investments
Topic: Funds: International large value vs small cap
Replies: 8
Views: 654

Re: Funds: International large value vs small cap

No. The fund manager and its market makers can use the creation-redemption process to offload those appreciated shares that are leaving the index without realizing gains on the fund's behalf. Thank you. I will have to read about this to understand it, I think. I hope that someone is able to answer ...
by timboktoo
Fri Apr 10, 2020 7:06 pm
Forum: Investing - Theory, News & General
Topic: Where to Find the Full, Official S&P 500 List?
Replies: 19
Views: 765

Re: Where to Find the Full, Official S&P 500 List?

AlphaLess wrote: Fri Apr 10, 2020 7:05 pm What is the purpose?

I ask because the answer depends on that.
The OP answered that like so:
This is for an experiment to test Bogle's hypothesis that turnover matters and buy a direct, equal weighted index with 0 turnover to compare to the index.
by timboktoo
Fri Apr 10, 2020 7:03 pm
Forum: Investing - Theory, News & General
Topic: Where to Find the Full, Official S&P 500 List?
Replies: 19
Views: 765

Re: Where to Find the Full, Official S&P 500 List?

Index providers make millions of dollars from licensing the list of constituents. I'm not sure why you think they'd make it easily available for free. What benefit would they get from that? I assumed it was common knowledge what the constituents were. We can see fund holdings, we read about new add...
by timboktoo
Fri Apr 10, 2020 5:58 pm
Forum: Personal Investments
Topic: Funds: International large value vs small cap
Replies: 8
Views: 654

Re: Funds: International large value vs small cap

Small-cap ETFs, and Vanguard funds with an ETF class, can usually avoid capital gains because of the creation-redemption process. Therefore, they are about as tax-efficient as large-cap index funds. (They tend to have more non-qualified dividends, but also a lower dividend yield.) If a stock left t...
by timboktoo
Fri Apr 10, 2020 5:48 pm
Forum: Investing - Theory, News & General
Topic: Where to Find the Full, Official S&P 500 List?
Replies: 19
Views: 765

Re: Where to Find the Full, Official S&P 500 List?

It's not as accurate as the link I referenced. Vangaurd leaves out Trane Technologies, which was confirmed by Wikipedia as being a company in the S&P 500 using Standard and Poor's as a source. They possibly exclude other companies as well but that's the only one I found. It's also dated relativ...
by timboktoo
Fri Apr 10, 2020 5:42 pm
Forum: Personal Investments
Topic: 3-4 year savings vehicle
Replies: 1
Views: 263

Re: 3-4 year savings vehicle

Hi all, I am new to the bogleheads site. I currently have a brokerage account with Vanguard where I have a sognicsnt amount saved in VTSAX for a future purchase of a business within the next 5 years. When would be a good time to move that to the federal money market fund? I was thinking when I get ...
by timboktoo
Fri Apr 10, 2020 5:35 pm
Forum: Personal Investments
Topic: Funds: International large value vs small cap
Replies: 8
Views: 654

Re: Funds: International large value vs small cap

Am I wrong in thinking that one ought to invest strictly in total stock market index funds in a taxable account? It seems to me that investing in funds that tilt or which encompass only one part of the market would produce capital gains. If you're interested in tilted like this, can you do so in a t...
by timboktoo
Fri Apr 10, 2020 4:14 pm
Forum: Investing - Theory, News & General
Topic: "Nobody Knows Nothin'"
Replies: 35
Views: 2594

Re: "Nobody Knows Nothin'"

If stocks truly are random, and I believe they are, then both parties are, as Burton Malkiel says, "throwing darts." Where's the advantage, even if you are trading with a professional? These aren't dice we're buying shares of. We're buying companies. And the "nobody knows nothin"...