Search found 95 matches

by Snapper
Mon Nov 25, 2019 9:49 am
Forum: Personal Consumer Issues
Topic: Fabric protectors
Replies: 1
Views: 186

Re: Fabric protectors

Yes there are concerns. See the Environmental Working Group website for information on these chemicals.
by Snapper
Wed Oct 09, 2019 11:41 am
Forum: Personal Consumer Issues
Topic: Downdraft ventilation system
Replies: 11
Views: 1132

Re: Downdraft ventilation system

We replaced a stove with a downdraft. Overhead was not a reasonable option. So we went with a pop up system that is recessed behind the stovetop. We went with whirlpool. It used the venting in place for the original downdraft. It works way better than the old down draft. Cost was about $1,000 instal...
by Snapper
Fri Oct 04, 2019 12:26 pm
Forum: Personal Consumer Issues
Topic: Pest Exterminator DIY
Replies: 27
Views: 2425

Re: Pest Exterminator DIY

We use an exterminator every two months. Very little price increase over the years. We live in an area surrounded by woodland, so many crawling creatures. In addition to cleaning off all spiderwebs under the eaves, they spray. If we have a problem, they come same day for no additional charge. We hav...
by Snapper
Fri Aug 02, 2019 12:55 pm
Forum: Personal Consumer Issues
Topic: Insane to buy a sports car?
Replies: 215
Views: 12585

Re: Insane to buy a sports car?

Do it at your age. When you get older you may not be able to get in and out. When younger I had a 911 and a Fiat 124 Spyder. I loved them both but the Fiat was in the shop more than on the road. 911 was trouble free. I would go with Boxter. You could also go Miata and get the fun and reliability at ...
by Snapper
Sat May 11, 2019 8:31 pm
Forum: Personal Consumer Issues
Topic: Dale Carnegie training
Replies: 23
Views: 2769

Re: Dale Carnegie training

I took it many years ago. To me it is like a full service broker. Very valuable for the trainers. Save your money and time.
by Snapper
Tue Apr 23, 2019 4:47 pm
Forum: Personal Consumer Issues
Topic: Use of airport skycap experience
Replies: 16
Views: 1545

Re: Use of airport skycap experience

I always use them when available. Avoids long lines when checking bags inside. They are usually much more friendly and helpful than regular gate agents because they will get immediate feedback on their work. I give them $2 per checked bag. You do not have to wait for people who have a crisis with th...
by Snapper
Mon Apr 22, 2019 1:58 pm
Forum: Personal Consumer Issues
Topic: Best pillow under $50?
Replies: 33
Views: 2889

Re: Best pillow under $50?

Target never go flat pillow. $10, replace every 6 months.
by Snapper
Mon Apr 08, 2019 12:04 pm
Forum: Personal Consumer Issues
Topic: Solution for a thick wallet
Replies: 58
Views: 6049

Re: Solution for a thick wallet

I went to a very thin wallet about 10 years ago. I keep it in my front pocket with my DL and about 5 cards. I also use Apple Pay for some that are not critical if a merchant does not accept it. First thing you must do is realize the need to drastically cut back on items carried. I have three levels....
by Snapper
Sat Apr 06, 2019 10:00 am
Forum: Personal Consumer Issues
Topic: Eye glasses - cheaper alternates
Replies: 45
Views: 3587

Re: Eye glasses - cheaper alternates

+ Costco.
by Snapper
Sun Mar 31, 2019 7:45 pm
Forum: Personal Consumer Issues
Topic: Do others dislike Vanguard's new website as much as me?
Replies: 205
Views: 13892

Re: Vanguard - Will they ever upgrade their site?

Yeah move to Fidelity. You will get those all important hot stock tips an movers of the day. I do have money there but for a Boglehead the website is godawful.
by Snapper
Fri Mar 29, 2019 6:50 pm
Forum: Personal Consumer Issues
Topic: Button Down Shirts / Travel Pants / Light Jacket? Other Tips from experienced Boglehead world travelers?
Replies: 179
Views: 15615

Re: Button Down Shirts / Travel Pants / Light Jacket? Other Tips from experienced Boglehead world travelers?

Really depends on where you are going. If to a large to medium European city I would not wear nylon. I want to blend in and look stylish. I wear Brooks Brothers no iron shirts and chinos in darker colors with Mephisto shoes as the are great to walk in and look dressed up or down. If I am going to th...
by Snapper
Mon Mar 25, 2019 9:56 am
Forum: Personal Consumer Issues
Topic: Nice men's jeans
Replies: 53
Views: 3859

Re: Nice men's jeans

I typically spend up to $200 for a pair. If you do not need a brand name label try Amazon Basic house brand. I am 6 ft, 180 and wear the slim fit. They come in a number of colors. Did I mention they are $24 dollars? I am amazed at the quality. They are a nice quality fairly heavy denim. I now have 3...
by Snapper
Wed Mar 06, 2019 12:40 am
Forum: Personal Consumer Issues
Topic: Anybody have a vehicle with ventilated driver's seat?
Replies: 25
Views: 1561

Re: Anybody have a vehicle with ventilated driver's seat?

Lexus here with heat and ac in seats. Wonderful feature.
by Snapper
Mon Mar 04, 2019 9:33 am
Forum: Investing - Theory, News & General
Topic: Vanguard is Discontinuing their VanguardAdvantage Accounts
Replies: 631
Views: 67204

Re: Vanguard is Discontinuing their VanguardAdvantage Accounts

We are seeing two things at Vanguard. Cutting low useage program in Advantage, while pushing PAS to generate revenue. I wonder if Fidelity no fee funds are having an effect. When Vanguard was much cheaper it was easier to eat the other companies lunch. Fidelity may have hit on how to attack Vanguard...
by Snapper
Sat Mar 02, 2019 10:26 am
Forum: Investing - Theory, News & General
Topic: Vanguard is Discontinuing their VanguardAdvantage Accounts
Replies: 631
Views: 67204

Re: Vanguard is Discontinuing their VanguardAdvantage Accounts

My Flagship rep called with a two pronged attack. Advantage is dead and I should sign up for PAS. I told him this seemed to be going a cross purposes as Vanguard was eliminating the possibility of being a one stop solution, then pitching PAS as a one stop solution. That idea seemed to surprise him. ...
by Snapper
Thu Feb 28, 2019 11:05 am
Forum: Investing - Theory, News & General
Topic: Vanguard is Discontinuing their VanguardAdvantage Accounts
Replies: 631
Views: 67204

Re: Discontinuing VanguardAdvantage Accounts

Apparently they do not see the need to offer full service. I want a simple solution for DW in the event of my demise. I was planning to close out my Fidelity accounts but will now think again. The Advantage Account was not the best as you had the ATM fees to contend with, but it worked. Decent index...
by Snapper
Tue Feb 26, 2019 7:24 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax and form 2210: software bug?
Replies: 29
Views: 4142

Re: TurboTax and form 2210: software bug?

I gave up and filed paper. I was overpaid but program wanted me to write a statement as to why I should not be penalized. Ridiculous. Did I mention the customer service was awful. On line for an hour with a person who obviously had no idea what I was talking about or what a tax form was but repeated...
by Snapper
Tue Feb 26, 2019 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax and form 2210: software bug?
Replies: 29
Views: 4142

Re: TurboTax and form 2210: software bug?

The issue is not just that it generates a 2210, but the form is incorrect and cannot be corrected or deleted. Because of the issues IRS keeps rejecting the return. I cannot correct it or delete it for electronic filing. Last time I tried to file the program said I had no further issues and could fil...
by Snapper
Tue Feb 26, 2019 1:02 pm
Forum: Personal Consumer Issues
Topic: Anyone Keep a Second Fridge in Garage?
Replies: 56
Views: 4697

Re: Anyone Keep a Second Fridge in Garage?

Yes. I know it is an energy waster but we use the extra freezer space and store drinks of all kinds. It really comes in handy around the holidays when extra storage is needed. When it dies I will probably look for a new more efficient model to replace it. It was our kitchen fridge for about 5 years ...
by Snapper
Tue Feb 19, 2019 9:03 pm
Forum: Personal Finance (Not Investing)
Topic: Form 2210 Issue
Replies: 20
Views: 1556

Re: Form 2210 Issue

I encountered the same issue and could not file. I attempted to work with customer service and spent more than an hour. They had no idea what I was talking about but offered to open an incident ticket. OK until they insisted I send them a copy of my drivers license. I refused to do that. Seemed unne...
by Snapper
Fri Feb 01, 2019 2:17 pm
Forum: Personal Investments
Topic: Question about Vanguard Advantage Checking
Replies: 9
Views: 1258

Re: Question about Vanguard Advantage Checking

Agree with the positive comments. I do use bill pay and it works as it should. We keep a local account so we can do cash transactions and get the odd notary and medallion guaranty, but otherwise it does the job as a primary checking account. Unfortunately they do not refund ATM fees like Fidelity do...
by Snapper
Fri Feb 01, 2019 2:08 pm
Forum: Personal Finance (Not Investing)
Topic: Were you 100% debt free at retirement
Replies: 163
Views: 12162

Re: Were you 100% debt free at retirement

Yes. So much more relaxing to know that my expenditures are mostly discretionary. Can’t avoid utilities and property taxes but most everything else is optional. Makes drops in the financial markets much less of a concern as I can wait it out.
by Snapper
Mon Nov 12, 2018 7:54 pm
Forum: Personal Consumer Issues
Topic: Granddaughter needs $ help for university
Replies: 111
Views: 10677

Re: Granddaughter needs $ help for university

I have been in that situation. To date I have reached for my checkbook. I do not want my grandkids to have debt if I can help it.
by Snapper
Mon Nov 12, 2018 11:29 am
Forum: Personal Consumer Issues
Topic: 30" or 36" induction range for remodel?
Replies: 46
Views: 4255

Re: 30" or 36" induction range for remodel?

We installed an induction cooktop a year ago. We paired it with a pop up downdraft vent. We are very happy. We did look at a 36 hard as the the dealer offered a very good price on a demo unit. Our conclusion was the loss of counter space with the 36 did not offset the few times per year when we coul...
by Snapper
Wed Oct 10, 2018 10:21 am
Forum: Personal Finance (Not Investing)
Topic: Anyone Switch from Quicken (Windows) to Bankivity or Moneydance?
Replies: 4
Views: 728

Re: Anyone Switch from Quicken (Windows) to Bankivity or Moneydance?

I have used Banktivity for a number of years now. Cinversion from Quicken was very easy and preserved many years of bank activity. The latest version of Banktivity was a nice upgrade from the previous version. There are also apps for mobile devices that can be linked with your computer if you like.
by Snapper
Sun Sep 23, 2018 6:28 pm
Forum: Personal Consumer Issues
Topic: Ventilated car seats?
Replies: 61
Views: 5149

Re: Ventilated car seats?

I have them in my Lexus. Will blow heat or cold air at three speeds. Works very well and I recommend them. I can’t see how a sucking system would be very effective.
by Snapper
Fri Aug 31, 2018 12:28 pm
Forum: Personal Consumer Issues
Topic: Need suggestion for firm foam mattress
Replies: 19
Views: 2104

Re: Need suggestion for firm foam mattress

Online bed in box companies allow returns after a generous trial period I have returned them and it is not a problem. You do not actually return them. They hook you up with a charity in your area that picks it up. I own two Leesa beds and love them. I tried Tuft and Needle but it was way too firm fo...
by Snapper
Sat Apr 28, 2018 8:15 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 175408

Re: Paid Off Mortgage Today

Last month. Wonderful not to deal with it.
by Snapper
Wed Apr 04, 2018 1:03 pm
Forum: Personal Consumer Issues
Topic: new mattress/bed - king size upstairs
Replies: 16
Views: 3490

Re: new mattress/bed - king size upstairs

Beds come in a box and inflate on opening. Just carry upstairs. Then inflate. I have two Leesas and have ordered and returned Tuft and Needle. T&N is very firm and not comfortable. You have 100 day return with both and it works fine to return it. As far as foundations, you can use any box spring. I ...
by Snapper
Wed Mar 07, 2018 7:59 pm
Forum: Personal Consumer Issues
Topic: Flight to Paris etc
Replies: 33
Views: 4354

Re: Flight to Paris etc

+1 Air France. Premium economy is great. Pretty much like domestic first class but good food and red and white wine. Outstanding.
by Snapper
Wed Mar 07, 2018 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: Best Mac budgeting and finance tool?
Replies: 16
Views: 2256

Re: Best Mac budgeting and finance tool?

+1 Banktivity. I enter data manually. Frees you from reinventing the wheel with Excel. You can download a test drive too. I converted from Quicken with no issues too.
by Snapper
Thu Dec 28, 2017 2:40 pm
Forum: Personal Consumer Issues
Topic: Crater Lake trip from Bay area in June
Replies: 21
Views: 2159

Re: Crater Lake trip from Bay area in June

I would rethink two nights in Kalamath Falls. Have you been there? Pit stop with low quality motels. As others recommend, the Lodge is great. An option is stay in Ashland the first night, drive up to Crater Lake up Rogue River gorge, which is very scenic, the stay at lodge.
by Snapper
Sat Dec 16, 2017 10:04 am
Forum: Personal Consumer Issues
Topic: US Postal Service Informed Delivery
Replies: 30
Views: 2730

Re: US Postal Service Informed Delivery

Not working at all this week in the Sacramento Area.
by Snapper
Thu Nov 30, 2017 10:53 pm
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 16543

Re: Price of haircut?

Free. Buzz it myself with a pair of clippers I bought on Amazon.
by Snapper
Thu Nov 30, 2017 10:53 pm
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 16543

Re: Price of haircut?

Free. Buzz it myself with a pair of clippers I bo ugh they on Amazon.
by Snapper
Thu Nov 02, 2017 4:16 pm
Forum: Personal Consumer Issues
Topic: Upgrading ... which iPad to purchase?
Replies: 14
Views: 1640

Re: Upgrading ... which iPad to purchase?

Standard non pro iPad. I have a new one and really like it.
by Snapper
Sat Oct 28, 2017 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: What was the main reason you retired?
Replies: 210
Views: 21262

Re: What was the main reason you retired?

1 and 9 primarily. For everything there is a season. Earning is a means to an end. Do not make it the end.
by Snapper
Sun Oct 15, 2017 12:17 pm
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 101
Views: 20146

Re: New mattress

+1 Leesa. They pick it up if you do not like. No risk. Just be sure to buy directly from Leesa. Not Amazon. If you use Amazon you are subject to their return policy which is much less generous than Leesa.

Sleeps cool, very supportive.
by Snapper
Wed Aug 17, 2016 12:36 pm
Forum: Personal Finance (Not Investing)
Topic: Best home mortgage lenders?
Replies: 37
Views: 14864

Re: Best home mortgage lenders?

+1 for Provident Lending, if you have really good credit. Great Prices and Service but thier niche is good credit.
by Snapper
Tue Aug 16, 2016 9:22 am
Forum: Personal Consumer Issues
Topic: Cordless battery powered yard tools?
Replies: 21
Views: 6154

Re: Cordless battery powered yard tools?

I have Black and Decker 18v tools. Blower is limited as it uses battery fast. I keep extras to do blowing. Hedge trimmer is great. Powerful and battery really lasts. Very happy with them.
by Snapper
Wed Jul 27, 2016 8:29 am
Forum: Personal Consumer Issues
Topic: Toyota Venza info wanted for 2011 and 2012
Replies: 9
Views: 1499

Re: Toyota Venza info wanted for 2011 and 2012

I have a 2014 but think they were little changed. It is a 6 four wheel drive. Sits a little lower than a typical suv. I have 45 k on it. Typical Toyota, with no issues whatever. It does not have a third seat and holds a little less than a Highlander due to the angle of the roof. I replaced a Highlan...
by Snapper
Thu Jul 21, 2016 8:18 am
Forum: Personal Consumer Issues
Topic: Hyatt 2 free nights credit card
Replies: 40
Views: 7325

Re: Hyatt 2 free nights credit card

I have used this card for several years and think it is a good card. We prefer Hyatt and it works well. The free night each year more than pays the annual fee. As to your question, we used our initial two nights at the Park Hyatt Vendome in Paris. I highly recommend it. Amazing location, wonderful h...
by Snapper
Wed Jun 15, 2016 2:05 pm
Forum: Personal Consumer Issues
Topic: Repair or Replace Vehicle?
Replies: 20
Views: 2510

Re: Repair or Replace Vehicle?

Fix. You could not replace it with a reliable vehicle for several times the repair costs.
by Snapper
Tue Jun 14, 2016 6:46 pm
Forum: Personal Consumer Issues
Topic: washing machine [Recommendations for]
Replies: 50
Views: 16674

Re: washing machine [Recommendations for]

+1 LG front loaders. Just great machines.
by Snapper
Tue Jun 14, 2016 6:43 pm
Forum: Personal Consumer Issues
Topic: Any Porsche 911 owners here?
Replies: 142
Views: 23039

Re: Any Porsche 911 owners here?

Had one for a few years. Nothing drives like one, short of a go cart. Amazing fun. Main problem I found is reselling when you want to move on. Buyers of used 911's tend to want a great deal of documentation, so make sure you are meticulous about service and keeping records. They are very durable but...
by Snapper
Wed Nov 18, 2015 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: Dental Insurance
Replies: 53
Views: 6904

Re: Dental Insurance

I totally agree that dental policies are not insurance. If it is paid for by your employer it has some value to you. You at least get benefits that generally are equal to the annual premium each year. For an individual who pays the premium, you really need to do the math. My experience is that denti...
by Snapper
Thu Aug 20, 2015 12:15 pm
Forum: Personal Consumer Issues
Topic: New Kitchen Appliances
Replies: 31
Views: 4665

Re: New Kitchen Appliances

Kitchenaid dishwasher and oven. GE cooktop and LG fridge. I stay away from the high end brands as I think the performance is basically marketing.
by Snapper
Thu Aug 20, 2015 12:08 pm
Forum: Personal Consumer Issues
Topic: What about the Ford Edge? [Revised for 2015 model]
Replies: 90
Views: 22050

Re: 2015 Ford Edge

I looked at all 5 seat SUVs and decided on Venza. Typical solid Toyota product. I am happy after 25k miles. Pretty decent deals on them as they are under the radar. Toyota tries to market it as a wagon, which is probably a mistake as it is basically the Toyota version of the Lexus RX.
by Snapper
Thu Aug 20, 2015 12:05 pm
Forum: Personal Investments
Topic: iBank 5 vs Moneydance for investment portfolio? any opinions?
Replies: 6
Views: 3666

Re: iBank 5 vs Moneydance for investment portfolio? any opinions?

Dont have Moneydance, but use iBank and am happy with it. Origninally went to it as Quicken for Mac was toast. Converted easily from Quicken and there are pluses and minuses, but basically it does the job for me.
by Snapper
Thu May 28, 2015 1:26 pm
Forum: Personal Consumer Issues
Topic: Fidelity ATM card
Replies: 5
Views: 1198

Re: Fidelity ATM card

They will reimburse you. Check on line account status and you should see a credit for the fee. Never been a problem for me.