Search found 163 matches

by scooterdog
Tue May 26, 2020 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Career advice for science PhD student
Replies: 78
Views: 6397

Re: Career advice for science PhD student

Lots of good chemistry-specific career advice here. My perspective is one from a biology side, who finished with a Masters and worked in a lab environment for five years before moving into industry. am curious to know what other scientist Bogleheads have done after leaving the lab. After the lab exp...
by scooterdog
Tue May 26, 2020 7:19 am
Forum: Personal Finance (Not Investing)
Topic: College in fall
Replies: 549
Views: 47536

Re: College in fall

Spouse and I are looking down the barrel of sufficient 529 funds (and income) to put our eldest through an expensive program (out-of-state 'safety school') running some $60K+ per year. I'm actually hoping the school does online-only this Fall if to encourage re-application to a wider scope of school...
by scooterdog
Mon Feb 24, 2020 4:37 pm
Forum: Personal Consumer Issues
Topic: Iphone cords / cables
Replies: 51
Views: 4124

Re: Iphone cords / cables

Another vote to spend a little more (okay a lot more if you are used to getting really cheap stuff) and get the Anker Powerline II+ cable.

Yes it's almost $20 for a 6-foot one, and worth not having to fuss with it for a while.
by scooterdog
Sun Feb 23, 2020 6:23 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1764
Views: 147874

Re: Coronavirus (Consumer Issues) How you are preparing?

Very interesting perspectives across this thread. N95 masks have been shown of ambivalent usefulness for the uninfected; of course for the infected it can protect others around them from spreading. Needless to say there's still a lot we do not know about SARS-CoV-2's infectious cycle, thanks to both...
by scooterdog
Mon Nov 04, 2019 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: How Do I Monetize Retail Gift Cards & VISA/AMEX Gift Cards?
Replies: 8
Views: 750

Re: How Do I Monetize Retail Gift Cards & VISA/AMEX Gift Cards?

If you buy regularly on Amazon and for decent $ amounts you could load your VISA/AMEX gift cards onto an Amazon gift card. This is the right answer - I had a $100 VISA gift card with a strange balance after 1 purchase (something like $39.xx). Easy to load as an Amazon gift card, and it was easy to ...
by scooterdog
Wed Oct 23, 2019 5:52 am
Forum: Personal Finance (Not Investing)
Topic: Spending Money - Surprising Low Fun Return
Replies: 58
Views: 6739

Re: Spending Money - Surprising Low Fun Return

OP: you spent money on “things.” Perhaps you should have directed that money towards experiences (vacations, travel, day trips, sporting events, etc). That may have moved the needle more than the things. +1 We too are frugal. One modest car, one modest house, lots of savings. The big bang we get fr...
by scooterdog
Wed Oct 16, 2019 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: Suggestions for college savings
Replies: 20
Views: 2033

Re: Suggestions for college savings

Source: in the middle of saving in 529's for three kids, oldest starting next year. :oops: Save as much as you can in the 529; a Pell Grant even if you were to qualify is only $6K, the rest is loans which currently hit $1.6Trillion. Today's WSJ had a piece on the rising number of six-figure income h...
by scooterdog
Sun Sep 22, 2019 4:23 am
Forum: Personal Finance (Not Investing)
Topic: Need help opening a HELOC
Replies: 21
Views: 1810

Re: Need help opening a HELOC

Just a month ago we had our HELOC recast with our original lender, it does pay to shop around. You should contact a bank local to your area, they appear better than the majors, PenFed also an option as mentioned. We got prime +0.25%, 80% LTV, no closing costs nor fees. Have to keep it open for 3 yea...
by scooterdog
Thu Dec 20, 2018 9:32 pm
Forum: Personal Consumer Issues
Topic: Omega watch expenses
Replies: 38
Views: 3280

Re: Omega watch expenses

Fellow Constellation owner here, it was a great gift from my parents over 15 years ago. Battery replacement shouldn’t be over $50. I had it serviced for the first time a few months ago, used a NYC service by mail, it was about $350 which is what I expected. Agree with another poster who recommended ...
by scooterdog
Thu Oct 04, 2018 6:47 am
Forum: Personal Consumer Issues
Topic: How to play cards ("Crazy 8's") remotely?
Replies: 3
Views: 510

How to play cards ("Crazy 8's") remotely?

I am embarking on an extended time away from family (helping spin-out a startup on the West Coast), and last night realized how much fun I have playing card games (mainly Crazy 8's and Uno) with my 9-year old. Anyone recommend a method to play a card game like Crazy 8's online with a known player on...
by scooterdog
Mon Jul 23, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: Mind Mapping Software? Mindnode?
Replies: 15
Views: 1577

Re: Mind Mapping Software? Mindnode?

I wasn't sold on mind mapping software until a few years ago, a senior VP bought copies for our group (at $300 or $350/seat, Mindjet is not cheap). My eyes were opened at how useful a tool like this is, plenty of great training videos etc., and easy to turn a brain-storming session into a group proj...
by scooterdog
Wed Jul 18, 2018 7:00 am
Forum: Personal Consumer Issues
Topic: Have you ever purchased a pricy musical instrument?
Replies: 106
Views: 8572

Re: Have you ever purchased a pricy musical instrument?

My own story. Father passed away when I was young, the youngest of four. Strong interest in music, student trombone held me back when I reached 12, it was clear a student model prevented me from getting better. There's only so much you can do with a student instrument. Was brought to a discount musi...
by scooterdog
Tue Jul 10, 2018 12:29 pm
Forum: Personal Consumer Issues
Topic: Prepaid cell phone plan vs Regular Contract Plan
Replies: 30
Views: 3533

Re: Prepaid cell phone plan vs Regular Contract Plan

Others have already mentioned Cricket Wireless, they use AT&T towers, and $35 (including $5 discount for autopay) for 5GB is a great offer, and I've used them without any issue for several years now. Currently they are running a promotion for 4 unlimited lines for $100, so if you have a large fa...
by scooterdog
Wed Jun 20, 2018 3:11 pm
Forum: Personal Consumer Issues
Topic: Need new Cable Modem + Router - Please recommend
Replies: 39
Views: 3080

Re: Need new Cable Modem + Router - Please recommend

Hi - a few months ago I switched from being a long-time FiOS user, and they simply would not give me any kind of discount near to new customers (that is until I finally switched over to Cable and pulled the plug on them). Kept all their equipment (something they call a Quantum Gateway) and can re-co...
by scooterdog
Tue Jun 19, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: How do you read books?
Replies: 34
Views: 3701

Re: How do you read books?

Best book have ever seen on the subject....... https://www.amazon.com/How-Read-Book-Classic-Intelligent/dp/0671212095 How to Read a Book by Adler and Van Doren Came here to say this. The concept of 'X-ray' is very useful - looking at the contents critically, basically how to pre-read before reading...
by scooterdog
Wed Jun 13, 2018 12:14 pm
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 90
Views: 12309

Re: Living Abroad - Who's done it?

I did this (for almost 2 years) but I was single and did own a house. One of the best decisions of my life, I say this 20 years later, in hindsight. Rented out the house, at that time to friends, and afterwards (they moved out while abroad, long story) sibling helped in finding another renter. Sound...
by scooterdog
Fri Jun 08, 2018 12:34 pm
Forum: Personal Consumer Issues
Topic: Career/Moving advice needed
Replies: 11
Views: 1028

Re: Career/Moving advice needed

There wasn't much about the 'career' advice in your question OP; as you are in financial services as you know the financial centers tend to be in VHCOLs like NY and SF. One place that immediately comes to mind though is Charlotte NC - 2nd largest financial center in the US (BofA and Wachovia both HQ...
by scooterdog
Wed Jun 06, 2018 10:14 pm
Forum: Personal Consumer Issues
Topic: Upgrade to SSD for 5-year old desktop?
Replies: 64
Views: 4901

Re: Upgrade to SSD for 5-year old desktop?

> Any other parts on desktop that tend to die with time? (power supply, motherboard etc)? My former home PC died via lightning, so got everything new in 2011. Since then, the motherboard went south (insert long Gigabyte motherboard troubleshooting story here, am very happy with an ASUS board that re...
by scooterdog
Mon Jun 04, 2018 2:15 pm
Forum: Personal Consumer Issues
Topic: Do you think I need FIOS Quantum Gateway router with 940Mbps speed?
Replies: 29
Views: 8412

Re: Do you think I need FIOS Quantum Gateway router with 940Mbps speed?

OP, I assume your existing router is the ActionTec MI-424-WR model? (It has rounded corners, mainly black with orange trim? Here's a photo of it: https://www.actiontec.com/products/wifi-routers-gateways/fiber/bhr-rev-i/ ) A few years ago upgraded to the Quantum (and bought it at that time); that Act...
by scooterdog
Thu May 24, 2018 1:56 pm
Forum: Personal Consumer Issues
Topic: Decision points on new Iphone
Replies: 19
Views: 1588

Re: Decision points on new Iphone

Went through the same calculus (iPhone 7 vs. 8) a few months ago, upgrading from a prior employer-provided iPhone 6 with a crippling 16GB of memory. It was terrible, as I kept running out of space. I ended up going to the Plus, and decided on the iPhone 7 Plus as the difference between the 7 and 8 m...
by scooterdog
Fri May 18, 2018 6:19 am
Forum: Personal Consumer Issues
Topic: Create a shareable calendar for iOS and Android?
Replies: 14
Views: 1797

Re: Create a shareable calendar for iOS and Android?

Hi runner9, a few years ago restarted a defunct Pack and was shocked at how different groups would use a terrible mix of free tools to organize things. Google spreadsheets and Facebook for photos and Dropbox for documents and SignupGenius to figure out who will be coming to a campout - crazy. We use...
by scooterdog
Fri May 04, 2018 2:59 am
Forum: Personal Consumer Issues
Topic: Medicare Phone Calls
Replies: 26
Views: 3432

Re: Medicare Phone Calls

In case anyone was wondering what happened to the Do Not Call List, the Washington Post wrote it up here. https://www.washingtonpost.com/lifestyle/magazine/how-robo-call-moguls-outwitted-the-government-and-completely-wrecked-the-do-not-call-list/2018/01/09/52c769b6-df7a-11e7-bbd0-9dfb2e37492a_story....
by scooterdog
Sun Mar 11, 2018 8:40 pm
Forum: Personal Consumer Issues
Topic: Blocking URLs/Sites on home network for kids
Replies: 33
Views: 2301

Re: Blocking URLs/Sites on home network for kids

If the 'new' router doesn't do what you want it to do, well it's time to go through the hassle of returning it for a better one. This is a great benefit to buying such things at actual brick and mortar stores - you can return them and get something to test out the same day. (Imagine that!) Open DNS ...
by scooterdog
Sat Mar 03, 2018 10:18 pm
Forum: Personal Consumer Issues
Topic: Boglehead business travelers - preferences
Replies: 23
Views: 12748

Re: Boglehead business travelers - preferences

For the past 9 years I've traveled a bit for work - would say it has averaged 40% over that time. Airline: United (live near a major hub, the Premier Gold perks are great) Car: Hertz (have rented enough so I'm a President's Circle, so I get to choose any car as long as I rent an intermediate car. Se...
by scooterdog
Sun Feb 11, 2018 12:07 am
Forum: Personal Consumer Issues
Topic: Home printer
Replies: 50
Views: 4269

Re: Home printer

Also frustrated that our last inkjet that was occasionally used simply clogged up and was unrepairable after only 1 year. After shopping around picked up a Brother MFC-9340CDW, a color laser. Not for photos but is fantastic for duplex printing, duplex scanning, and even inexpensive generic laser ton...
by scooterdog
Mon Feb 05, 2018 7:34 am
Forum: Personal Consumer Issues
Topic: Is LinkedIn premium worth it?
Replies: 18
Views: 3251

Re: Is LinkedIn premium worth it?

I have a LinkedIn profile and occasionally (but not frequently) receive solicitations from head hunters. I'm seeking a new job and wondering if Bogleheads recommend LinkedIn premium for job leads? Is it worth the cost? Does it *really* provide value to job seekers beyond the non-premium version? Pu...
by scooterdog
Sun Jan 07, 2018 8:51 am
Forum: Personal Consumer Issues
Topic: portable chargers for electronic devices
Replies: 35
Views: 2749

Re: portable chargers for electronic devices

It would be nice to do something about the laptop. I travel frequently for work, and for my Lenovo ThinkPad T470S I bought this Ravpower battery pack (yes it’s pricey at $99 but has worked well for me): RAVPower 23000mAh Portable Charger 4.5A DC Output External Battery Pack (3-Port, 9V/12V/16V/19V/...
by scooterdog
Mon Nov 20, 2017 9:11 pm
Forum: Personal Consumer Issues
Topic: Office Chair Recommendations (Aeron?)
Replies: 38
Views: 4906

Re: Office Chair Recommendations (Aeron?)

Used a cheap Staples chair for the past 2 years, and then had enough of the discomfort (and a move back to a home office) to spring for a used Aeron for $450. Agree with others here, no comparison for me when I found a person off of CL who had the SteelCase and a few other high-end office chairs. Ha...
by scooterdog
Mon Nov 06, 2017 11:55 am
Forum: Personal Consumer Issues
Topic: Projector Setup in Basement
Replies: 24
Views: 3632

Re: Projector Setup in Basement

Your Snells look great from what I can tell in the pictures--and nice job finding a matching center on eBay!
Thanks!

So glad I held onto these, through many years of minimal usage as a stand-alone stereo system.
by scooterdog
Sun Nov 05, 2017 5:43 am
Forum: Personal Consumer Issues
Topic: Projector Setup in Basement
Replies: 24
Views: 3632

Re: Projector Setup in Basement

...optimal setup? We will likely have seating about 8-10 feet from where we will project the screen, so how large can we make the actual screen with the distance we will be from it? The range of seating distance is 2x (or further back) the height of the screen. Assuming a 16:9 HD aspect ratio, if y...
by scooterdog
Fri Nov 03, 2017 10:05 am
Forum: Personal Consumer Issues
Topic: GoDaddy - Any better options for website hosting?
Replies: 69
Views: 9225

Re: GoDaddy - Any better options for website hosting?

A few thoughts here, from my own experience with domains, email, and setting up a personal/professional Wordpress blog for the past several years. I used to use DreamHost for the first year with a huge discount, from $100/year to something like $20/year Then I went to a no-frills, self-supported Nea...
by scooterdog
Mon Oct 30, 2017 8:53 am
Forum: Personal Consumer Issues
Topic: Need advice - Job
Replies: 37
Views: 4314

Re: Need advice - Job

Great to hear!

Such a truism: "In business, you don't get what you deserve, you get what you negotiate."
by scooterdog
Sun Oct 15, 2017 5:11 pm
Forum: Personal Consumer Issues
Topic: How to secure your website?
Replies: 17
Views: 2477

Re: How to secure your website?

OP, you didn’t state what kind of website you wanted to create. A common case is for a blog (like Victoria is considering), and you can easily (and for free) setup a WordPress plugin to run two-factor authentication, so security around a Wordpress blog can be very good and the advantages of it as a ...
by scooterdog
Sun Oct 08, 2017 5:43 am
Forum: Personal Consumer Issues
Topic: Too much house? (nervous 1st time buyer)
Replies: 61
Views: 8152

Re: Too much house? (nervous 1st time buyer)

I agree with both viewpoints reflected here. - Don’t buy: you are single and RE is illiquid and financially you can do better. Logic holds up. - Buy: it is valuable experience, your financial condition is strong, the numbers are in your situation favorable. My situation 20+ years ago was being singl...
by scooterdog
Sat Sep 30, 2017 5:04 am
Forum: Personal Consumer Issues
Topic: Verizon to Cricket or StraightTalk
Replies: 70
Views: 8964

Re: Verizon to Cricket or StraightTalk

OP, and for anyone reading this thread, coverage by Verizon, AT&T, T-Mobile and Sprint are all different (or very similar) depending on where you live and how and where you use your phone. Since you are on Verizon and are happy with it, you may just keep with the Verizon network via PagePlus and...
by scooterdog
Tue Sep 26, 2017 6:38 am
Forum: Personal Consumer Issues
Topic: Phone Techies .....
Replies: 32
Views: 3286

Re: Phone Techies .....

Was on the iPhone 6 for the past few years, abruptly changed employers, and have been using an SE for 2 months now. Found it to be a little too small after using the larger-screen 6, and with new employer have now agonized between models and what to do: 6S, 6S Plus, 7, 7 Plus, 8, 8 Plus, X (yes that...
by scooterdog
Tue Sep 19, 2017 5:33 am
Forum: Personal Consumer Issues
Topic: Color printer suggestions: high quality output, low cost of ink
Replies: 22
Views: 2303

Re: Color printer suggestions: high quality output, low cost of ink

I have yet to see any color laser printer that will delivery true photo quality. Went through this same buying process when an infrequently-used, expensive inkjet printer met a premature death with a clogged, non-replaceable printhead. This was a few months ago and I still feel bad about trashing a...
by scooterdog
Thu Aug 24, 2017 5:32 am
Forum: Personal Consumer Issues
Topic: Cheapest way to upgrade iPhones ?
Replies: 37
Views: 5718

Re: Cheapest way to upgrade iPhones ?

Another happy Swappa user here; they check the IMEI (serial numbers) to make sure the phone hasn't been tampered with, they have an average price tool for the model you are interested in for historical trending, and their business model (a flat $10 per phone) makes it transparent in selling or buyin...
by scooterdog
Tue Aug 22, 2017 6:36 am
Forum: Personal Consumer Issues
Topic: How far would you travel to see The Eclipse?
Replies: 259
Views: 23574

Re: How far would you travel to see The Eclipse?

It is worth it. Salem OR. +100 +100 The boys and I made the 660-mile trip from Maryland to Nashville Tennessee on Sunday. (Yes, we did something of a 'power trip' by leaving around 4am, and not stopping for long along the way. Pulled in around 2pm, a 10h ride.) Yesterday we hung out at the Triple C...
by scooterdog
Sat Jul 29, 2017 7:56 pm
Forum: Personal Consumer Issues
Topic: Lifelock vs Experian vs other
Replies: 12
Views: 5539

Re: Lifelock vs Experian vs other

I forgot to mention, Clark Howard has a handy guide that goes through the state-by-state specifics.
by scooterdog
Sat Jul 29, 2017 7:54 pm
Forum: Personal Consumer Issues
Topic: Lifelock vs Experian vs other
Replies: 12
Views: 5539

Re: Lifelock vs Experian vs other

I have all the credit I need, and looked into this several years ago and decided that a credit freeze is the way to go. It will take some effort to unlock in case you want to have a credit check run, for example we applied for a HELOC a few years ago. Currently unfreeze requests are all done online,...
by scooterdog
Sat Jul 29, 2017 6:37 am
Forum: Personal Consumer Issues
Topic: Need advice - Job
Replies: 37
Views: 4314

Re: Need advice - Job

Lots of great input here. To add my own experience: remote employee working from home, offered +20%, met with Fortune 500 managers very soon after getting an offer in writing to give notice. Counter-offer was made (was ready for this) for an increased title, different manager and scope of work, and ...
by scooterdog
Sat Jul 29, 2017 6:28 am
Forum: Personal Consumer Issues
Topic: Your "at peace" moments.
Replies: 144
Views: 20329

Re: Your "at peace" moments.

As one who loves doing the same thing, this question is intriguing. Quiet, focused activity on something you find enjoyable (according to one poll a full 41% of Americans have not read a single book in the past year), and a feeling of peace. What you are describing immediately reminded me of Mihaly ...
by scooterdog
Wed Jul 12, 2017 10:54 pm
Forum: Personal Consumer Issues
Topic: Buy/Remodel or Addition?
Replies: 14
Views: 1686

Re: Buy/Remodel or Addition?

In our HCOL area, bought a place w/2200 sf and a small 400sf basement; when #3 came along we just did not have the space. Saw several neighbors who did expansion remodels to add living space, we decided that we'd be overbuilding for the neighborhood and would not recoup much of the 'investment'. End...
by scooterdog
Mon Jul 10, 2017 5:07 am
Forum: Personal Consumer Issues
Topic: Do not buy new cellphones on ebay
Replies: 54
Views: 8745

Re: Do not buy new cellphones on ebay

I've been using swappa lately. No issues yet. https://swappa.com This is what I came here to say. Waste all the time you want with dodgy sellers on eBay - buyer beware on cellphones and laptops, lots of $ value and risk there buying used. Totally not worth even trying. Great for other things though...
by scooterdog
Thu Jul 06, 2017 1:21 pm
Forum: Personal Consumer Issues
Topic: Is it Safe to Get Your DNA Tested?
Replies: 86
Views: 13425

Re: Is it Safe to Get Your DNA Tested?

We have no control over our Ethnicity or DNA, but it IS AN ACTIONABLE DECISION whether to turn over your DNA to some company that may or may not keep it secret. I guess its obvious I would never voluntarily give up my DNA. Am I being paranoid? Disclaimer at the outset: am professionally heavily inv...
by scooterdog
Mon Jun 26, 2017 6:37 am
Forum: Personal Finance (Not Investing)
Topic: Where to find a financially like-minded significant other?
Replies: 140
Views: 16046

Re: Where to find a financially like-minded significant other?

First up: my qualification to comment was that I myself was single until my late 30's, and grew up lower middle class, and now earn about 10x the income from where I began in my career (now in marketing). Would say that financial perspective is one value that should be an important factor when selec...
by scooterdog
Thu Jun 22, 2017 2:23 pm
Forum: Personal Consumer Issues
Topic: is luxury car a smarter purchase?
Replies: 102
Views: 13494

Re: is luxury car a smarter purchase?

Fascinating discussion everybody! From the apples/oranges of Lexus vs. German luxury cars (note: I own both, and both bought used) to self-driving cars and the probability/improbability of any of this happening sooner than we think (or later as the case may be). Even Peak Oil - except that it was no...
by scooterdog
Sun Jun 18, 2017 6:39 am
Forum: Personal Consumer Issues
Topic: Metropcs iPhone SE $200
Replies: 42
Views: 7725

Re: Metropcs iPhone SE $200

I just bought an iPhone SE as a 'wifi only' device Thanks for the tip. I didn't know an iPhone could be used w/o service. When they're turned on, they sure seem to complain if there's no SIM card. I guess I strike another feature off the "Android only" list. Yes you'll need to pop in a SI...
by scooterdog
Sat Jun 17, 2017 8:56 am
Forum: Personal Consumer Issues
Topic: Password Managers
Replies: 61
Views: 7253

Re: Suggestions for password storage services?

My first PW manager was Roboform. I liked it until the annual subscription nonsense started so ditched it 10 years ago and changed to KeePass. Never looked back. Another prior long-time user of Roboform, until they changed their model and it wasn't worth the money. Switched also 10y ago but to Last...