Search found 285 matches

by Hikes_With_Dogs
Fri Feb 14, 2020 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: $2-2.5M House?
Replies: 77
Views: 6979

Re: $2-2.5M House?

Our current net worth is $2.2M. We have no debts - house, cars, credit cards are all paid. The $2.2M is roughly $600K real estate (primary residence), 800K in combined 401Ks, and 800K in taxable/cash. All retirement and taxable accounts are in low cost diversified index funds. My personal opinion i...
by Hikes_With_Dogs
Fri Jan 17, 2020 2:17 pm
Forum: Personal Finance (Not Investing)
Topic: Realized we made a major mistake and feeling really sick.
Replies: 162
Views: 13993

Re: Realized we made a major mistake and feeling really sick.

Imagine how sick you'd feel if you were holding onto Enron....
by Hikes_With_Dogs
Thu Jan 16, 2020 11:07 am
Forum: Personal Consumer Issues
Topic: strong role model books for 8 YO girl
Replies: 53
Views: 3260

Re: strong role model books for 8 YO girl

Parent to an 8 yr old here: There's a great series from Andrea Beaty: Rosie Revere, Engineer. Ada Twist, Scientist. Iggy Peck, Architect. All very nice illustrations and have a science/hard work spin. My daughter has all of them. They are about 6-9$ each on Amazon. Also 2nd the Rebel Girls suggestion.
by Hikes_With_Dogs
Wed Jan 15, 2020 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Daycare Provider Wants to Charge $20/week for Receipt
Replies: 145
Views: 9559

Re: Daycare Provider Wants to Charge $20/week for Receipt

wilked wrote:
Tue Jan 14, 2020 8:31 pm
She charges $160 per week. You won’t accumulate $5000 of charges til July. Mid July ask her for a receipt year to date. If she insists on charging $20 pay it. File and collect the $5k. Done
Agree. You just need 1 receipt. Not one a week.
by Hikes_With_Dogs
Fri Jan 10, 2020 1:08 pm
Forum: Personal Consumer Issues
Topic: At what point do you donate/trash/sell/gift your junk?
Replies: 72
Views: 4317

Re: At what point do you donate/trash/sell/gift your junk?

I do a lot of gifting through our neighborhood buy nothing group on FB.

I have given away many items and received some really great ones. I appreciate the items are being used and enjoyed instead of stuffed in a box somewhere waiting to exist.
by Hikes_With_Dogs
Fri Jan 10, 2020 1:04 pm
Forum: Personal Finance (Not Investing)
Topic: Carrying to much cash to Ecuador
Replies: 53
Views: 4198

Re: Carrying to much cash to Ecuador

ATMs work just fine in Ecuador. You'll have no problem pulling out your cash. When you leave for the islands, maybe split the places where you are carrying it or divvy it up between individuals. Bad things do happen, but the worst thing that happened to me in the weeks I spent in Ecuador was that my...
by Hikes_With_Dogs
Tue Jan 07, 2020 11:27 am
Forum: Personal Consumer Issues
Topic: Exercise machine for a small apartment
Replies: 56
Views: 2932

Re: Exercise machine for a small apartment

If she already has a bike you could buy a bike trainer which is relatively compact.
by Hikes_With_Dogs
Fri Nov 01, 2019 10:59 am
Forum: Personal Consumer Issues
Topic: How often do you allow your dentist to x-ray your teeth?
Replies: 19
Views: 1869

Re: How often do you allow your dentist to x-ray your teeth?

I eat a banana every day and don't worry about the radiation.
I fly every month and don't worry about the radiation.
Same with dental x-rays. The rewards from having healthy teeth far exceed any risk from a tiny dose.
by Hikes_With_Dogs
Fri Oct 04, 2019 10:03 am
Forum: Personal Finance (Not Investing)
Topic: [When my children marry, should they sign a pre-nuptial agreement?]
Replies: 95
Views: 8405

Re: Daddy I'm engaged! Pre-nup?

By the way, Inheritance is completely different from pre-nups. You can use a trust or something if you want to make sure the inheritance stays with your kid and doesn't get co-mingled. This is the most important comment in the thread. A pre-nump will protect current assets. Inheritance can always b...
by Hikes_With_Dogs
Tue Sep 24, 2019 11:14 am
Forum: Personal Consumer Issues
Topic: DFW to Tasmania - 15 hour time change
Replies: 51
Views: 3432

Re: DFW to Tasmania - 15 hour time change

You definitely have the right approach. I've flown several times to Aus/NZ and found this works well for me: - usually flights from LAX leave around 9 or 10PM in the evening, so you're good and tired already depending where you came from. - stay awake until dinner service on the airplane. - Have a g...
by Hikes_With_Dogs
Wed Sep 18, 2019 10:18 am
Forum: Personal Consumer Issues
Topic: Blue Apron for a sick friend?
Replies: 41
Views: 2634

Re: Blue Apron for a sick friend?

Seeking BH's collaborated wisdom for ... A friend of mine is having surgery next month and will be immobile for about a month. Her husband who works full-time, is not known to be proficient in/around the kitchen. I am entertaining the idea of getting them a Blue Apron/Hello Fresh meal plan. However...
by Hikes_With_Dogs
Fri Sep 13, 2019 11:58 am
Forum: Personal Finance (Not Investing)
Topic: Whistleblowing / Going Rogue at Work
Replies: 122
Views: 6732

Re: Whistleblowing / Going Rogue at Work

greg24 wrote:
Fri Sep 13, 2019 11:05 am
50% chance of promotion
50% chance of firing

are you feeling lucky?
Agree. Do you have FU money?
by Hikes_With_Dogs
Fri Sep 13, 2019 11:55 am
Forum: Personal Consumer Issues
Topic: Best Triathlon Bike?
Replies: 32
Views: 2910

Re: Best Triathlon Bike?

I have an entry-level Felt S25 that is over 10 years old. Looking for a fast, comfortable bike for 70.3 or full IMs. My coach says Cervelo is the way to go but I have no experience with that. I like Shimano components. Already have good race wheels. Do not want to break the bank here, I am a BH tri...
by Hikes_With_Dogs
Fri Sep 13, 2019 11:52 am
Forum: Personal Consumer Issues
Topic: Best Triathlon Bike?
Replies: 32
Views: 2910

Re: Best Triathlon Bike?

I have a used P2. Works great. Shimano 105 components. Standard (non-race) wheels. I passed guys on 10k bikes wtih 2k wheels going up the hills on my last Ironman. If you've raced before, you know it's 90% about the engine. Personally, I'd prefer a cheaper bike and a nicer trainer (depending on wher...
by Hikes_With_Dogs
Fri Aug 23, 2019 10:06 am
Forum: Personal Finance (Not Investing)
Topic: FMLA combined limit for spouses with same employer
Replies: 15
Views: 1034

Re: FMLA combined limit for spouses with same employer

Yes, this is appropriate application of FMLA. It sucks. :( See if you can combine any medical leave with FMLA or if there are any other combinations that work - speak to HR, they can help you. Some companies allow you to take sick days THEN FMLA so you can kind of double dip.
by Hikes_With_Dogs
Thu Aug 22, 2019 10:44 am
Forum: Personal Consumer Issues
Topic: First time traveling to Seattle this weekend. Advice?
Replies: 35
Views: 2212

Re: First time traveling to Seattle this weekend. Advice?

Pike's place is a great place to get some food. There are some very nice places to get chowder and other little bites to nosh on. There's also a fantastic spice store. Chihuly is nice. It'll take about 1-1.5 hours to go through. They have a nice cafe attached as well. The space needle IS fun if it i...
by Hikes_With_Dogs
Wed Aug 21, 2019 10:31 am
Forum: Personal Consumer Issues
Topic: Hiking in the PNW (Seattle) next weekend. What do I need?
Replies: 29
Views: 1782

Re: Hiking in the PNW (Seattle) next weekend. What do I need?

hi all, this is the hike in question: Lake 22 https://www.wta.org/go-hiking/hikes/lake-22-lake-twenty-two Thanks! Lake 22 is relatively easy; I did it with my 4 year old. Your chaco sandals will be fine though it may be slippery if it's rained recently. It may be cold and wet. I suggest a rain coat...
by Hikes_With_Dogs
Thu Aug 15, 2019 11:13 am
Forum: Personal Consumer Issues
Topic: Things to see in Walla Walla, WA?
Replies: 15
Views: 953

Re: Things to see in Walla Walla, WA?

The downtown area is cute to walk around, wine taste, shop, get some good lunch.
It has really undergone a modification to cater to tourists the past 10 years or so. It's quite quaint.
by Hikes_With_Dogs
Thu Aug 08, 2019 11:13 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage Lender won't give rate with pre-approval
Replies: 11
Views: 774

Re: Mortgage Lender won't give rate with pre-approval

Never heard of this before. I've always gathered rates from various lenders, pitted them against each other, and then locked in with the best rate. I can't imagine forking over $$ without knowing what I was getting. If you aren't desperate, demand a manager, and if you don't get what you want, walk....
by Hikes_With_Dogs
Tue Jul 09, 2019 10:57 am
Forum: Personal Consumer Issues
Topic: St. Louis Travel/Tourism
Replies: 20
Views: 1496

Re: St. Louis Travel/Tourism

Hah, I lived in STL for many years and didn't get murdered. St Louis really is a great place to visit and tour around. Also any of the sporting events are a blast. You can take the train into downtown, watch the blues, go to a jazz club, etc. Or maybe you like baseball instead. It's a very sports-ce...
by Hikes_With_Dogs
Tue Jun 25, 2019 11:09 am
Forum: Personal Consumer Issues
Topic: British Columbia summer vacation
Replies: 17
Views: 1447

Re: British Columbia summer vacation

The options are pretty much endless depending on what you like to do and how much time you have. From Vancouver you can do: -trip to Whistler. You can ride the gondola and do hikes, boat on Lake Alta, etc. -take a ferry over to Victoria. Botanical gardens, beaches, hiking. Beautiful place. - road tr...
by Hikes_With_Dogs
Thu Jun 13, 2019 10:31 am
Forum: Personal Consumer Issues
Topic: Retired at 35 and have no friends :(
Replies: 113
Views: 12383

Re: Retired at 35 and have no friends :(

If not a troll then... - join meetup.com and find groups with your hobby interests. Ideas: Chess club, cross fit, hiking, open water swimming, etc. - join facebook groups. For instance, I'm in a PNW hiking group. There are ALWAYS posts about people wanting to hike on Tuesday at 9AM because they work...
by Hikes_With_Dogs
Fri Jun 07, 2019 10:17 am
Forum: Personal Investments
Topic: Chewy IPO
Replies: 43
Views: 3705

Re: Chewy IPO

My thoughts are: I've never heard of it before. Found this, https://www.marketwatch.com/story/chewy-sets-terms-of-ipo-to-raise-up-to-1064-million-2019-06-03 and their website https://www.chewy.com/ My next thought was, can't I already order pet stuff from Amazon.com ? What does Chewy.com offer that...
by Hikes_With_Dogs
Tue May 21, 2019 10:35 am
Forum: Personal Consumer Issues
Topic: Recently promoted - how to match image with title?
Replies: 54
Views: 5360

Re: Recently promoted - how to match image with title?

Not a woman, but I did spend a significant amount of time in a profession where I was always the youngest person in the room for meetings (e.g., making presentations to F500 boards in my mid- to late-20s). More than anything, the key (in my mind) is that when you speak you need to speak with author...
by Hikes_With_Dogs
Tue Apr 23, 2019 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: What, if anything, do I owe this guy?
Replies: 82
Views: 8826

Re: What, if anything, do I owe this guy?

mrc wrote:
Tue Apr 23, 2019 11:59 am
2%? Do not feel bad about never speaking to this person again.

Read this site, and ask for help here. You'll be fine.
Agreed. He's a scam artist. You owe him nothing.
by Hikes_With_Dogs
Fri Apr 19, 2019 11:33 am
Forum: Personal Finance (Not Investing)
Topic: Home Purchase Feasibility
Replies: 22
Views: 1398

Re: Home Purchase Feasibility

This sounds like a terrible idea.

You can't afford the house, and you can't afford your car, either. 30k in misc debt and a newborn on the way?

This sounds like a disaster in the making.
by Hikes_With_Dogs
Fri Apr 12, 2019 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: Purchasing a rental house for ex-wife
Replies: 29
Views: 2879

Re: Purchasing a rental house for ex-wife

You’re already paying her way too much. Why pay her more? No kid needs $2800/month. That is more than lots of families (5+ people) live on. And you came to this conclusion.... with what data? The OP appears to agree that it is a massive amount. What 5 year old needs $2800/month? That’s enough to su...
by Hikes_With_Dogs
Fri Apr 12, 2019 11:07 am
Forum: Personal Consumer Issues
Topic: Ingenious Way To Find Reasonably Priced Painter
Replies: 57
Views: 7700

Re: Ingenious Way To Find Reasonably Priced Painter

Yes, I have asked neighbors for recommendations and either the bids were too high or the bids were higher than what my neighbors paid for the exact same tract house, despite me having done most of the prep work. I don't like to be price discriminated against. Is there an ingenious way to find a rea...
by Hikes_With_Dogs
Fri Apr 12, 2019 11:04 am
Forum: Personal Finance (Not Investing)
Topic: Purchasing a rental house for ex-wife
Replies: 29
Views: 2879

Re: Purchasing a rental house for ex-wife

RollTide31457 wrote:
Thu Apr 11, 2019 6:22 pm
You’re already paying her way too much. Why pay her more? No kid needs $2800/month. That is more than lots of families (5+ people) live on.
And you came to this conclusion.... with what data?
by Hikes_With_Dogs
Mon Mar 25, 2019 3:44 pm
Forum: Personal Consumer Issues
Topic: Family man who misses driving a fun car
Replies: 181
Views: 13471

Re: Family man who misses driving a fun car

How about a Subaru WRX? Speedy, stick shift, and will fit the kids in back.
by Hikes_With_Dogs
Mon Mar 25, 2019 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: Do you treat inheritance as a singular or shared asset?
Replies: 113
Views: 6321

Re: Do you treat inheritance as a singular or shared asset?

Practically, in marriage, what would be the application of substantial separated assets, other than divorce protection? Let's say my parents leave me $1 million. Should I go buy a house and be like "this is my house only, not yours, honey"? Well, if the inheritor passes away, the money would then b...
by Hikes_With_Dogs
Fri Mar 22, 2019 11:52 am
Forum: Personal Finance (Not Investing)
Topic: Do you treat inheritance as a singular or shared asset?
Replies: 113
Views: 6321

Re: Do you treat inheritance as a singular or shared asset?

We shared my spouse's inheritance: as in, it got transferred and moved into a joint account. If he had wanted to spend some of the money on something... anything... I would have been ok with that. But he wants for nothing. So we just invested it for the future. I will also say it was a decent amount...
by Hikes_With_Dogs
Tue Mar 19, 2019 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: Struggling with debts and upcoming events, what are my options?
Replies: 51
Views: 4652

Re: Struggling with debts and upcoming events, what are my options?

OP: We see this a lot with folks with a lot of debt. There are mountains and mountains of problems but every suggestion to fix the problem is met with a NO. No, can't sell the house, the car, the <<insert something precious here>> that won't work. No can't make more money. No can't save more money.....
by Hikes_With_Dogs
Fri Mar 01, 2019 12:36 pm
Forum: Personal Consumer Issues
Topic: Financial solicitation by my doctor
Replies: 71
Views: 9090

Re: Financial solicitation by my doctor

Just piping in another voice for "this is normal".... Our hospital has a "grateful patient" policy where we solicit from patients who think would be interested in contributing to our institution. Whether or not you contribute or not, this should not effect your relationship with your physician. In f...
by Hikes_With_Dogs
Tue Feb 26, 2019 11:26 am
Forum: Personal Consumer Issues
Topic: Swimming, do you? Advice sought.
Replies: 76
Views: 7636

Re: Swimming, do you? Advice sought.

Re: diet As a triathlete, I swim, bike, and run regularly. NOTHING makes me as hungry as swimming. I am hungrier after swimming 30 minutes than I am after running 2 hrs. I trust my body to know when it's calorie depleted and when it's expended a lot of energy. I always thought it was extra expended ...
by Hikes_With_Dogs
Fri Jan 25, 2019 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: Why doesn't a lot of money feel like a lot of money?
Replies: 205
Views: 22772

Re: Why doesn't a lot of money feel like a lot of money?

The distance between your NW and $0 is a lot smaller than your NW and infinite money.

Therefore gains seem tiny compared to losses.
by Hikes_With_Dogs
Wed Jan 16, 2019 11:50 am
Forum: Personal Consumer Issues
Topic: Swimming, do you? Advice sought.
Replies: 76
Views: 7636

Re: Swimming, do you? Advice sought.

Adult onset swimmer/triathlete here. I'm usually in the top 25% in the swim now when I race. I can pull 1:45/100 yards for 2 miles at a time comfortably. Not super duper fast, but definitely ok in my book. Some of my take aways: - swimming is not like running, biking, or other sports. Swimming slowe...
by Hikes_With_Dogs
Thu Jan 10, 2019 12:22 pm
Forum: Personal Consumer Issues
Topic: Good bags/containers for packing snacks?
Replies: 17
Views: 1059

Re: Good bags/containers for packing snacks?

I bought some reuseable bags on Amazon. You could PM me and I'd tell you which ones I bought though I really think they are all very similar.

The reviews are kinda impossible to wade through (lots of 5s and 1s) but I am satisfied with my purchase.
by Hikes_With_Dogs
Thu Jan 10, 2019 12:20 pm
Forum: Personal Consumer Issues
Topic: 5 days. What to do in Las Vegas and Grand Canyon
Replies: 48
Views: 3193

Re: 5 days. What to do in Las Vegas and Grand Canyon

Valley of Fire state park is fantastic. Skip Red Rock.
by Hikes_With_Dogs
Thu Jan 03, 2019 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 968
Views: 129823

Re: How much money do you want to retire?

bhsince87 wrote:
Wed Jan 02, 2019 5:15 pm
About $3 million did it for me. Today is my first day!
CONGRATS!!! :sharebeer
by Hikes_With_Dogs
Mon Dec 03, 2018 11:52 am
Forum: Personal Consumer Issues
Topic: Best values at Costco? Honestly, a little disappointed...
Replies: 188
Views: 22986

Re: Best values at Costco? Honestly, a little disappointed...

I'm surprised. I'm in the Seattle area and the fruit and veg price at our Costco almost always beats a supermarket price.
by Hikes_With_Dogs
Mon Dec 03, 2018 11:47 am
Forum: Personal Consumer Issues
Topic: First Triathlon. What bike to buy?
Replies: 33
Views: 2135

Re: First Triathlon. What bike to buy?

gasdoc wrote:
Mon Dec 03, 2018 6:15 am


Are you saying an alum frame/carbon fork is good enough for long term use?

gasdoc
(Just to answer a specific question)

Absolutely.
by Hikes_With_Dogs
Mon Dec 03, 2018 11:45 am
Forum: Personal Consumer Issues
Topic: First Triathlon. What bike to buy?
Replies: 33
Views: 2135

Re: First Triathlon. What bike to buy?

Triathlete here. As mentioned by others... she should borrow a bike from a friend or use her hybrid for her first race. She needs to make sure she likes it and enjoys it before she plunks down that kind of money. In a sprint, she'll only be on the bike 45 minutes or so depending on the distance. Whi...
by Hikes_With_Dogs
Thu Nov 01, 2018 10:18 am
Forum: Personal Finance (Not Investing)
Topic: Spouse Diagnosed Non-curable Cancer -- what now?
Replies: 54
Views: 11060

Re: Spouse Diagnosed Non-curable Cancer -- what now?

I’d suggest you figure out a way to tell your children the basics of their father’s situation now. It will be too big a secret to keep, and they will figure out that something is wrong. +1. Find a care giver's support group both for you and for your children (they have special focused ones for kids...
by Hikes_With_Dogs
Wed Oct 03, 2018 12:55 pm
Forum: Personal Finance (Not Investing)
Topic: My bank and absurd policy for "no fee"
Replies: 51
Views: 4552

Re: My bank and absurd policy for "no fee"

If I was unhappy with the service I was receiving, I'd close my accounts and move to a different bank. I'm not sure why you'd be unhappy that the bank is following their own policies thinking they should make exceptions for you. I don't think this policy is absurd. I think it is actually very commo...
by Hikes_With_Dogs
Tue Oct 02, 2018 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Adult kids getting help from parents
Replies: 36
Views: 2560

Re: Adult kids getting help from parents

I've only received help from my parents once since I left home at 17. That was for a dental issue when I was in graduate school. I did not ask for the money or help. If I recall it was in the ballpark of $1500. In my 40's now (gen x). I honestly think it's harder now, in the age of the millenial, et...
by Hikes_With_Dogs
Tue Oct 02, 2018 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: My bank and absurd policy for "no fee"
Replies: 51
Views: 4552

Re: My bank and absurd policy for "no fee"

If I was unhappy with the service I was receiving, I'd close my accounts and move to a different bank.
by Hikes_With_Dogs
Wed Sep 12, 2018 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Massive Student Loan Debt - Fiancee
Replies: 108
Views: 11496

Re: Massive Student Loan Debt - Fiancee

I would assume that a graduate degree in speech pathology would make a decent salary, I'd wager more than 45k annually. As long as she is committed to paying it off after she graduates, I don't see what the problem really is. Is her general nature to be frugal, she just has an expensive education? O...
by Hikes_With_Dogs
Mon Aug 20, 2018 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else seen huge rise in TX insurance costs?
Replies: 27
Views: 2188

Re: Anyone else seen huge rise in TX insurance costs?

Happens after every major hurricane. Harvey was probably the most expensive and destructive in Houston since Allison. This gets passed on to everyone IME, not just the people with Houston properties, but the entire state.
by Hikes_With_Dogs
Tue Aug 07, 2018 11:33 am
Forum: Personal Consumer Issues
Topic: Ten days in Australia
Replies: 17
Views: 1691

Re: Ten days in Australia

MJS wrote:
Mon Aug 06, 2018 4:11 pm
Perhaps 1.5 & 3.5 are a bit young, but the Taronga Zoo Ferry+Zoo should be memorable. Would they like to learn to walk on a boat & feed a kangaroo?

The zoo is fantastic. Definitely do this. The kiddos will love it.