Search found 1447 matches

by investingdad
Wed Jan 16, 2019 3:46 pm
Forum: Personal Consumer Issues
Topic: Violin beginner tries an Irish tune, comments welcome
Replies: 3
Views: 302

Re: Violin beginner tries an Irish tune, comments welcome

HoosierJim wrote:
Wed Jan 16, 2019 2:17 pm
First link goes right to a player and can be played.


Second link brings up a permission request screen.

Here's what it looks like.
Thanks, think I fixed it.
by investingdad
Wed Jan 16, 2019 1:26 pm
Forum: Personal Consumer Issues
Topic: Violin beginner tries an Irish tune, comments welcome
Replies: 3
Views: 302

Violin beginner tries an Irish tune, comments welcome

As I start my third year on the violin, I thought I'd have a go at a few Irish tunes. Yikes. They are a lot harder than they look. I have a new respect for those old timer fiddlers cranking out tunes at the pubs. I also wanted to share how things are going audibly for me, with thanks to the BHs that...
by investingdad
Tue Jan 15, 2019 7:21 pm
Forum: Personal Consumer Issues
Topic: How to buy business class tickets?
Replies: 35
Views: 3741

Re: How to buy business class tickets?

Since I only travel for work a handful of times a year, I've taken to upgrading to 1st class on my own dime. I have a round trip coming up in a few weeks that's 3.5 hours each way and it was $180 each way to bump to first. Sold. Please pass the cocktail and the meal. I figure we make more than enou...
by investingdad
Mon Jan 14, 2019 6:49 am
Forum: Personal Finance (Not Investing)
Topic: Another Home Affordability Thread
Replies: 30
Views: 3363

Re: Another Home Affordability Thread

So 120k expenses...what will they be with the new home and taxes?

Sounds like it should be ok.
by investingdad
Sun Jan 13, 2019 10:22 am
Forum: Personal Finance (Not Investing)
Topic: Another Home Affordability Thread
Replies: 30
Views: 3363

Re: Another Home Affordability Thread

I haven't seen where you show your expenses. My knee jerk reaction was your net seems on the low side with that income, which raises the question of expenses. How much are you spending and what will you be spending? As for the comment above about "you really only need a 2500 ft2 house", I find those...
by investingdad
Sat Jan 12, 2019 4:27 pm
Forum: Personal Consumer Issues
Topic: How to buy business class tickets?
Replies: 35
Views: 3741

Re: How to buy business class tickets?

Since I only travel for work a handful of times a year, I've taken to upgrading to 1st class on my own dime. I have a round trip coming up in a few weeks that's 3.5 hours each way and it was $180 each way to bump to first. Sold. Please pass the cocktail and the meal. I figure we make more than enoug...
by investingdad
Thu Jan 10, 2019 10:07 am
Forum: Personal Consumer Issues
Topic: MMORPG games
Replies: 54
Views: 3896

Re: MMORPG games

I'm 45 and enjoyed video games since Atari came out in the 70s. Really no different than watching any form of televised entertainment. Not an online fan, but enjoy RPGs... specifically the Assassin's Creed series, Mass Effect series, and Elder Scrolls... plus others. As a family we like the Nintendo...
by investingdad
Sat Jan 05, 2019 9:51 am
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 714
Views: 92046

Re: How much money do you want to retire?

I'm happy with our current lifestyle. Our expenses are between 120k and 130k. That includes two kids in the house. When they move out (both middle school age right now), I envision the same level of expenses which should give us a small lifestyle bump. I think 4.5 million will pay for that over a 4...
by investingdad
Fri Jan 04, 2019 11:31 am
Forum: Personal Consumer Issues
Topic: Shoes to wear with jeans to the office?
Replies: 87
Views: 5590

Re: Shoes to wear with jeans to the office?

I like Johnston & Murphy for nicer shoes.

I pair brown wingtips with jeans.
by investingdad
Fri Dec 28, 2018 8:15 am
Forum: Personal Consumer Issues
Topic: Superautomatic espresso machines
Replies: 36
Views: 2342

Re: Superautomatic espresso machines

We have a Jura F8. Our first Jura made 12,000 espresso shots per the counter before it failed beyond repair. The old one and this one are both Swiss made. Cleaning is easy, just follow the prompts. We buy gallon spring water to use. We bought a large container of cleaning tabs years back that we sti...
by investingdad
Thu Dec 27, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: What common everyday inconvenience have you intentionally suffered for frugality?
Replies: 152
Views: 9289

Re: What common everyday inconvenience have you intentionally suffered for frugality?

never understood this. if you have the financial staples in order, hell you can hit Starbucks every morning and be just fine. life is too short to pinch frugality like that. I agree. My parents like to go on cruises, as do we. Over Christmas, my mom commented on how much she liked a certain drink I...
by investingdad
Wed Dec 26, 2018 5:04 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10061
Views: 1781791

Re: U.S. stocks in free fall

Crushtheturtle wrote:
Wed Dec 26, 2018 5:00 pm
"Worst Bear Market Ever!"

Image
The market will rise tomorrow if you can answer these questions three. Question the first...
by investingdad
Mon Dec 24, 2018 5:01 pm
Forum: Investing - Theory, News & General
Topic: Now is the time to REJOICE!
Replies: 102
Views: 11629

Re: Now is the time to REJOICE!

Frankly, I'm confused by the OP. Last month he posted about being down in one of his mutual fund holdings and was fretting and worrying about selling. Now he's rejoicing? Well... which one is it? And yes, I'm feeling irritated. Between the drop in our portfolio, the STUPIDITY in the Capitol, and the...
by investingdad
Mon Dec 24, 2018 8:05 am
Forum: Investing - Theory, News & General
Topic: Now is the time to REJOICE!
Replies: 102
Views: 11629

Re: Now is the time to REJOICE!

I admit, I'm starting to get annoyed at these types of posts. Here's the reality. At 45, my portfolio is down a few hundred grand as a result of the recent turmoil. My ratio was about 75/25 and I'm taking no actions. I didn't the last time either. We normally toss about 70k to 80k a year into the po...
by investingdad
Thu Dec 20, 2018 12:57 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10061
Views: 1781791

Re: U.S. stocks in free fall

So this is a what a free fall feels like? It doesn't bother me at all, even though we've lost tens of thousands of dollars from the peak a few months ago. Honestly, I'm actually kind of glad for us at all because this will allow us to DCA into the market at lower prices. I would be fine if the mark...
by investingdad
Wed Dec 19, 2018 2:14 pm
Forum: Personal Consumer Issues
Topic: Tips for a cold bedroom above a garage?
Replies: 36
Views: 2683

Re: Tips for a cold bedroom above a garage?

This probably does not help you, but I am planning on finishing the rooms above our garage and plan to install radiant heat in the floor. If you doing any remodeling, I would look into that. Outside of that... is the garage insulated? Some people don't insulate the garage, but every bit to make the...
by investingdad
Fri Dec 14, 2018 7:02 pm
Forum: Personal Consumer Issues
Topic: Favorite Purchase of 2018?
Replies: 255
Views: 19490

Re: Favorite Purchase of 2018?

Another year of weekly violin lessons.
by investingdad
Fri Dec 14, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Potential New Home - Planes and Trains Noise
Replies: 35
Views: 2607

Re: Potential New Home - Planes and Trains Noise

Our current home is three miles from the nearest tracks. But at night under certain conditions there's a low rumble upstairs for at least 5 minutes or more before the train passes whatever the inflection point is where it crescendos and stops. It took me a year to figure out what I was hearing. And ...
by investingdad
Thu Dec 13, 2018 11:50 pm
Forum: Personal Consumer Issues
Topic: Potential New Home - Planes and Trains Noise
Replies: 35
Views: 2607

Re: Potential New Home - Planes and Trains Noise

I used to live within a block of a train crossing. You get used to it after a few months. We would have visitors who would say: “How do you stand that noise?” I would hear it all evening because they called it to my attention. Next day I wouldn’t notice it. I disagree. When we built our first house...
by investingdad
Wed Dec 12, 2018 11:03 am
Forum: Personal Finance (Not Investing)
Topic: Pension being sold, advice?
Replies: 5
Views: 614

Pension being sold, advice?

This concerns my spouse. First, we are both mid 40s. Neither retired, combined base income is 255k, two kids about 5 years from college, very solid investment portfolio. My wife is eligible for a small pension from a past employer. The company is selling the pension to an insurance company. She has ...
by investingdad
Sat Dec 08, 2018 8:21 am
Forum: Personal Consumer Issues
Topic: Root Canal - dentist or endodontist
Replies: 47
Views: 3666

Re: Root Canal - dentist or endodontist

Endodontist. 100%. I had a root canal done by a regular dentist. He did a bad job. It had to be redone years later and cost close to $2,500. Do not make the same mistake. Go to the specialist. Ha. I'm in the process of getting a dental implant as a result of a failed root canal that became infected...
by investingdad
Fri Dec 07, 2018 5:49 pm
Forum: Personal Consumer Issues
Topic: Root Canal - dentist or endodontist
Replies: 47
Views: 3666

Re: Root Canal - dentist or endodontist

Endodontist. 100%. I had a root canal done by a regular dentist. He did a bad job. It had to be redone years later and cost close to $2,500. Do not make the same mistake. Go to the specialist. Ha. I'm in the process of getting a dental implant as a result of a failed root canal that became infected...
by investingdad
Thu Dec 06, 2018 6:47 pm
Forum: Personal Consumer Issues
Topic: Learning Instrument/Violin as an adult...2 Years Later
Replies: 201
Views: 30774

Re: Learning Violin as an adult...2 Years Later

Two years have passed since I first asked about whether an adult should try to learn a musical instrument with no music background at all. So two years later and probably 900 hours of violin time, plus weekly lessons, here's what I've accomplished (same violin and bow): Then https://drive.google.com...
by investingdad
Thu Dec 06, 2018 8:04 am
Forum: Personal Consumer Issues
Topic: 55 year old may need hearing aid
Replies: 13
Views: 1615

Re: 55 year old may need hearing aid

My wife started having hearing loss issues in her late 20s. She finally relented and got hearing aids in her early 40s, that was just a few years ago.

She went the Costco route and got the latest tech for ones that are completely in her ears and has been happy with them.
by investingdad
Sun Dec 02, 2018 9:47 am
Forum: Personal Finance (Not Investing)
Topic: Do you get a year end bonus?
Replies: 78
Views: 5289

Do you get a year end bonus?

Full disclosure, I'm asking this question and starting the topic because I was excited about my own bonus and wanted to brag just a little. So apologies for that. But this site is the only place I can do it. Since I'm an engineer in a largely individual contributor role, bonuses are not a big part o...
by investingdad
Fri Nov 30, 2018 6:33 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads justify taking vacation?
Replies: 102
Views: 4615

Re: How do Bogleheads justify taking vacation?

Money is a tool to live your life. It is not a goal by itself. Yes, this. Bogleheads or "financially prudent people" don't focus on accruing money for the sake of accruing money, but rather accruing money to best live the life they want - retire early, or leave a legacy, or, yes, travel. Nothing in...
by investingdad
Sun Nov 25, 2018 9:03 pm
Forum: Personal Consumer Issues
Topic: Aging Parent's deteriorating home
Replies: 30
Views: 3887

Re: Aging Parent's deteriorating home

So I suppose I have little choice but to watch it get worse as they age. You could pay to have it fixed on your dime. You just can’t walk into the home of two competent adults with your chosen contractor and announce that you are going to fix it. A father who is “cheap and stubborn” isn’t going to ...
by investingdad
Sun Nov 25, 2018 7:57 pm
Forum: Personal Consumer Issues
Topic: Aging Parent's deteriorating home
Replies: 30
Views: 3887

Re: Aging Parent's deteriorating home

Just to clear up a few things. Inheritance and the home are not part of any consideration. My wife and I made it clear to our parents that they should spend all their money how they see fit, without feeling like they need to leave anything. We expect them to enjoy what they have. The headache of dea...
by investingdad
Sun Nov 25, 2018 12:47 pm
Forum: Personal Consumer Issues
Topic: Holiday Gift dilemma
Replies: 9
Views: 599

Holiday Gift dilemma

Ok, so I'm finding this amusing because it involves my wife and her family rather than me. :P We all exchange gifts at Christmas. Generally things that are specific to interests, hobbies, or a specific need, etc are common. We generally keep it to $50 or so and try to make it thoughtful. So my wife ...
by investingdad
Sun Nov 25, 2018 9:59 am
Forum: Personal Consumer Issues
Topic: Aging Parent's deteriorating home
Replies: 30
Views: 3887

Aging Parent's deteriorating home

I'm guessing other BHs may have encountered this. My parents are in their early 70s and in generally good health. When we get together, it's usually at our home and not theirs. Well, I was unexpectedly at their place recently and had to stay overnight. It's my childhood home, built in the early 70s....
by investingdad
Sun Nov 25, 2018 8:55 am
Forum: Personal Consumer Issues
Topic: What’s your “barometer” for luxury purchases?
Replies: 72
Views: 5569

Re: What’s your “barometer” for luxury purchases?

I've upgraded some of my business travel to first class on my own dime since my company would never allow it. If I can get into First on a 2 hour plus flight that includes a meal for not more than $350... I'm in. Totally worth it. And I've decided to buy myself a nice violin, I've established a pric...
by investingdad
Sun Nov 25, 2018 8:42 am
Forum: Personal Finance (Not Investing)
Topic: What financial information do you share with your family and relatives?
Replies: 112
Views: 9805

Re: What financial information do you share with your family and relatives?

I have no siblings, so that makes it simple. My wife has two siblings. I don't think these questions ever come up but I'd be ok with answering most. That said, my dad has some insecurity issues and everything with him usually devolves into a defensive argument. I've come to realize he isn't able to ...
by investingdad
Tue Nov 13, 2018 11:17 am
Forum: Personal Finance (Not Investing)
Topic: [Financial] Habits of the Rich
Replies: 222
Views: 29612

Re: [Financial] Habits of the Rich

I don't think we're rich by most metrics. But we are more than comfortable and broke into the two comma club six years ago at 39. No silly rules like...learn one new skill each year, get up one hour early and read, find a mentor, network with such and such, etc or other "habits of the successful". W...
by investingdad
Mon Nov 12, 2018 6:11 am
Forum: Personal Consumer Issues
Topic: cvt transmissions
Replies: 67
Views: 9185

Re: cvt transmissions

I've driven standard shift cars my entire life until I bought my 2013 Nissan Maxima. A V6 with CVT.

First, I'll only have V6 cars in the future.

Second, I love the constant acceleration with no shift feeling. Maybe because it's my first auto. But I like it.

Has 82000 miles on it, all good.
by investingdad
Fri Nov 09, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: High-end Christmas decorations
Replies: 41
Views: 4073

Re: High-end Christmas decorations

Unless the nutcracker is coming from Germany, it's very likely going to be a disappointment.

The ones from China are so bad it's laughable.
by investingdad
Fri Nov 02, 2018 6:23 pm
Forum: Personal Consumer Issues
Topic: Engineering school
Replies: 83
Views: 7102

Re: Engineering school

For engineering, I believe any State U is a fine choice for an in state student. I'm a Big Ten grad in ChE. Though it's fun to rip on other B10 schools... the truth is I'd hire a grad from any of them for engineering.
by investingdad
Fri Oct 19, 2018 11:06 am
Forum: Personal Consumer Issues
Topic: Corporate politics/culture
Replies: 43
Views: 4117

Re: Corporate politics/culture

OP,<br abp="686"><br abp="687">Why does any of this matters to you? What is your goal?<br abp="688"><br abp="689">In order to play any political game, you need to have the clarity of purpose first. What are you trying to achieve?<br abp="690"><br abp="691">KlangFool Yeah, I have to agree. OP,where ...
by investingdad
Fri Oct 19, 2018 10:59 am
Forum: Personal Consumer Issues
Topic: Corporate politics/culture
Replies: 43
Views: 4117

Re: Corporate politics/culture

Everything coming from the top is lies. New people will come in to take on the new projects. The new people will have the same roles/titles as old people. There will be outsourcing to third-parties. Company may or may not actually be stable. YMMV. After 24 years in the corporate world, I will say t...
by investingdad
Mon Oct 15, 2018 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Kids and Money
Replies: 38
Views: 1892

Re: Kids and Money

You may be well off, but your kids will be broke. I'd make sure they knew that.
by investingdad
Mon Oct 15, 2018 9:28 am
Forum: Personal Consumer Issues
Topic: Census [Received form in mail]
Replies: 21
Views: 1811

Re: Census

Thanks for the responses. I did some more digging and found the following. The request is the American Community Survey from the census bureau. Answering it is required by law. It does not ask for my SS number. But it does ask for lot of very intrusive data. I guess I have to do this survey or at l...
by investingdad
Tue Oct 09, 2018 8:41 pm
Forum: Personal Consumer Issues
Topic: Engineering/chemistry guys need ya for Scientific Notation
Replies: 8
Views: 1001

Re: Engineering/chemistry guys need ya for Scientific Notation

MindBogler wrote:
Mon Oct 08, 2018 9:23 pm
livesoft wrote:
Mon Oct 08, 2018 8:55 pm
g/ml is the same as g ml^-1 (both would be pronounced "grams per millimeter"
For what it is worth, this notation ( g ml^ -1 ) was commonplace when I took chemistry and physics in college.
The 1995 ChE will second these posts.
by investingdad
Thu Oct 04, 2018 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Sold Home - 2 days after buyer claims they found an issue with A/C
Replies: 119
Views: 12145

Re: Sold Home - 2 days after buyer claims they found an issue with A/C

Unless you knew the AC was faulty, it's their issue. If you repaired it and believed it to be repaired and functional, it's still on them. Houses have routine maintenance done all the time, and it's acceptable to say you repaired it and believed the problem to be fixed. They will need to prove: - it...
by investingdad
Wed Oct 03, 2018 5:19 pm
Forum: Personal Consumer Issues
Topic: Water Leak During New Home Construction
Replies: 40
Views: 2556

Re: Water Leak During New Home Construction

Are you all sure this is a disclosure issue if the house is still under construction? What if it rains and things get wet before the windows are in?
by investingdad
Tue Oct 02, 2018 10:36 am
Forum: Personal Consumer Issues
Topic: Improved Phishing Scam
Replies: 7
Views: 985

Improved Phishing Scam

Somebody posted on here about an email an elderly relative received regarding visitation of an adult site and a threat to share their usage with contacts...blah blah blah unless they got paid. I've received the same email a few times. Yesterday I got a better one. This time the email included a pass...
by investingdad
Mon Oct 01, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: New Apartment, city noise
Replies: 43
Views: 3386

Re: New Apartment, city noise

I didn't adapt after building our first house backed up to a busy country road.

First night there I knew it was a mistake.

Eight years later we moved into our next home for one reason...get away from the noise.

Sleeping was awful, I sympathize.
by investingdad
Sun Sep 30, 2018 9:54 am
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 714
Views: 92046

Re: How much money do you want to retire?

I Cannot speak for Jwood but our core costs for retirement are near $60K a year. Another $60K a year will cover all kinds of 'elective' activities including travel , boating, winter home rental, etc . The balance we would like to gift to family each year. Thanks. This is what I struggle to estimate...
by investingdad
Sat Sep 29, 2018 4:36 pm
Forum: Personal Consumer Issues
Topic: College Student Performance Issues
Replies: 83
Views: 4716

Re: College Student Performance Issues

My kids are still in middle school, but I can think back to my college days. I'll be honest, the type of people I knew that fit your daughter's description are the ones I knew were on there way to flunking out. At some point all students have to decide how serious they are and buckle down on there o...
by investingdad
Sat Sep 29, 2018 8:37 am
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 714
Views: 92046

Re: How much money do you want to retire?

After reading through this interesting thread it occurred to me that a better question would have been what are your expected retirement expenses and what sources of income will you use to cover them. There are so many different ways to get there. I replied on the 2nd page of this thread that I nee...
by investingdad
Fri Sep 28, 2018 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 714
Views: 92046

Re: How much money do you want to retire?

Agreed. I enjoy mowing the lawn because I just ride around for an hour lost in thought. It's great. Fixing a plank on my deck? I could do it, but I'll pass for the pros. I may have replied to this thread already, but if I didn't...my target is 4.5 to 5.0 million by no later than 55. Our CEO is in hi...
by investingdad
Fri Sep 28, 2018 4:58 pm
Forum: Personal Consumer Issues
Topic: cleaning lady stealing
Replies: 49
Views: 7582

Re: cleaning lady stealing

I was recently prescribed a large volume of Percocet as part of the dental implant I'm getting. Script was for the extraction and bone graft. Pain wasn't that bad and I stuck with Advil. I called the pharmacy and told them I was bagging the Percocet and since I wasn't taking them, didn't want them i...