Search found 1412 matches

by investingdad
Fri Oct 19, 2018 11:06 am
Forum: Personal Consumer Issues
Topic: Corporate politics/culture
Replies: 43
Views: 3718

Re: Corporate politics/culture

OP,<br abp="686"><br abp="687">Why does any of this matters to you? What is your goal?<br abp="688"><br abp="689">In order to play any political game, you need to have the clarity of purpose first. What are you trying to achieve?<br abp="690"><br abp="691">KlangFool Yeah, I have to agree. OP,where ...
by investingdad
Fri Oct 19, 2018 10:59 am
Forum: Personal Consumer Issues
Topic: Corporate politics/culture
Replies: 43
Views: 3718

Re: Corporate politics/culture

Everything coming from the top is lies. New people will come in to take on the new projects. The new people will have the same roles/titles as old people. There will be outsourcing to third-parties. Company may or may not actually be stable. YMMV. After 24 years in the corporate world, I will say t...
by investingdad
Mon Oct 15, 2018 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Kids and Money
Replies: 38
Views: 1751

Re: Kids and Money

You may be well off, but your kids will be broke. I'd make sure they knew that.
by investingdad
Mon Oct 15, 2018 9:28 am
Forum: Personal Consumer Issues
Topic: Census [Received form in mail]
Replies: 21
Views: 1730

Re: Census

Thanks for the responses. I did some more digging and found the following. The request is the American Community Survey from the census bureau. Answering it is required by law. It does not ask for my SS number. But it does ask for lot of very intrusive data. I guess I have to do this survey or at l...
by investingdad
Tue Oct 09, 2018 8:41 pm
Forum: Personal Consumer Issues
Topic: Engineering/chemistry guys need ya for Scientific Notation
Replies: 8
Views: 965

Re: Engineering/chemistry guys need ya for Scientific Notation

MindBogler wrote:
Mon Oct 08, 2018 9:23 pm
livesoft wrote:
Mon Oct 08, 2018 8:55 pm
g/ml is the same as g ml^-1 (both would be pronounced "grams per millimeter"
For what it is worth, this notation ( g ml^ -1 ) was commonplace when I took chemistry and physics in college.
The 1995 ChE will second these posts.
by investingdad
Fri Oct 05, 2018 9:57 pm
Forum: Personal Consumer Issues
Topic: Learning Violin as an adult...1.5 years later
Replies: 199
Views: 29288

Re: Learning Violin as an adult...1.5 years later

Yes, I am. And they make a difference. There's one exercise in the 2nd Suzuki book that is based on G minor that I've spent a lot of time on really getting to sound nice. As a result, getting into E flat major wasn't so difficult as I first feared. Both rely on a strengthening and more flexible 4th ...
by investingdad
Thu Oct 04, 2018 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Sold Home - 2 days after buyer claims they found an issue with A/C
Replies: 119
Views: 11740

Re: Sold Home - 2 days after buyer claims they found an issue with A/C

Unless you knew the AC was faulty, it's their issue. If you repaired it and believed it to be repaired and functional, it's still on them. Houses have routine maintenance done all the time, and it's acceptable to say you repaired it and believed the problem to be fixed. They will need to prove: - it...
by investingdad
Wed Oct 03, 2018 5:19 pm
Forum: Personal Consumer Issues
Topic: Water Leak During New Home Construction
Replies: 40
Views: 2413

Re: Water Leak During New Home Construction

Are you all sure this is a disclosure issue if the house is still under construction? What if it rains and things get wet before the windows are in?
by investingdad
Tue Oct 02, 2018 10:36 am
Forum: Personal Consumer Issues
Topic: Improved Phishing Scam
Replies: 7
Views: 951

Improved Phishing Scam

Somebody posted on here about an email an elderly relative received regarding visitation of an adult site and a threat to share their usage with contacts...blah blah blah unless they got paid. I've received the same email a few times. Yesterday I got a better one. This time the email included a pass...
by investingdad
Mon Oct 01, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: New Apartment, city noise
Replies: 43
Views: 3259

Re: New Apartment, city noise

I didn't adapt after building our first house backed up to a busy country road.

First night there I knew it was a mistake.

Eight years later we moved into our next home for one reason...get away from the noise.

Sleeping was awful, I sympathize.
by investingdad
Sun Sep 30, 2018 9:54 am
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 621
Views: 76165

Re: How much money do you want to retire?

I Cannot speak for Jwood but our core costs for retirement are near $60K a year. Another $60K a year will cover all kinds of 'elective' activities including travel , boating, winter home rental, etc . The balance we would like to gift to family each year. Thanks. This is what I struggle to estimate...
by investingdad
Sat Sep 29, 2018 4:36 pm
Forum: Personal Consumer Issues
Topic: College Student Performance Issues
Replies: 83
Views: 4503

Re: College Student Performance Issues

My kids are still in middle school, but I can think back to my college days. I'll be honest, the type of people I knew that fit your daughter's description are the ones I knew were on there way to flunking out. At some point all students have to decide how serious they are and buckle down on there o...
by investingdad
Sat Sep 29, 2018 8:37 am
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 621
Views: 76165

Re: How much money do you want to retire?

After reading through this interesting thread it occurred to me that a better question would have been what are your expected retirement expenses and what sources of income will you use to cover them. There are so many different ways to get there. I replied on the 2nd page of this thread that I nee...
by investingdad
Fri Sep 28, 2018 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 621
Views: 76165

Re: How much money do you want to retire?

Agreed. I enjoy mowing the lawn because I just ride around for an hour lost in thought. It's great. Fixing a plank on my deck? I could do it, but I'll pass for the pros. I may have replied to this thread already, but if I didn't...my target is 4.5 to 5.0 million by no later than 55. Our CEO is in hi...
by investingdad
Fri Sep 28, 2018 4:58 pm
Forum: Personal Consumer Issues
Topic: cleaning lady stealing
Replies: 49
Views: 7416

Re: cleaning lady stealing

I was recently prescribed a large volume of Percocet as part of the dental implant I'm getting. Script was for the extraction and bone graft. Pain wasn't that bad and I stuck with Advil. I called the pharmacy and told them I was bagging the Percocet and since I wasn't taking them, didn't want them i...
by investingdad
Wed Sep 26, 2018 4:59 pm
Forum: Personal Consumer Issues
Topic: cleaning lady stealing
Replies: 49
Views: 7416

Re: cleaning lady stealing

I'd change the locks at a minimum.

This is why we don't have a cleaning service, I'm paranoid.
by investingdad
Mon Sep 24, 2018 9:29 am
Forum: Personal Consumer Issues
Topic: Bathroom and Basement Remodel Costs
Replies: 56
Views: 3774

Re: Bathroom and Basement Remodel Costs

We finished a portion of our basement, about 750ft2 out of 1400ft2 available. It's a walkout. I also added a new, double door entry to the unfinished side as part of the project. I drywalled the ceiling but moved a few utility lines first. There were no major lines above the finish area which was go...
by investingdad
Sat Sep 22, 2018 12:06 pm
Forum: Personal Consumer Issues
Topic: True cost of a [dental] implant
Replies: 71
Views: 11270

Re: True cost of a [dental] implant

Same here. Upper front tooth. Implant for me is the plan.
by investingdad
Sat Sep 22, 2018 9:15 am
Forum: Personal Consumer Issues
Topic: True cost of a [dental] implant
Replies: 71
Views: 11270

Re: True cost of a [dental] implant

I may question the salaries of some professions at times.

But I believe medical professionals (including nurses) are entitled to the very highest salaries they can earn. No argument from me.

Unless they're incompetent, they should command an exceptional living standard.
by investingdad
Sat Sep 22, 2018 8:31 am
Forum: Personal Consumer Issues
Topic: True cost of a [dental] implant
Replies: 71
Views: 11270

Re: True cost of a [dental] implant

I had the front tooth I broke as a kid finally extracted yesterday. To this point, it was just a nub above the gumline with a crown. The root canal wasn't done properly and, unbeknownst to me, there were recurring infections over the decades that led to an abscess, bone loss, and finally a cyst. The...
by investingdad
Sat Sep 15, 2018 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: If you're FI, or close to FI, are still fighting to climb the Corp. Ladder?
Replies: 118
Views: 11452

Re: If you're FI, or close to FI, are still fighting to climb the Corp. Ladder?

This has been a good conversation with thoughtful replies. I appreciate what everyone has contributed. One of the underlying reasons I posted this I mentioned in my earlier reply. I've gotten tired of the arrogance and inflated egos from some of the promoted people I interact with. Especially when I...
by investingdad
Sat Sep 15, 2018 6:30 am
Forum: Personal Finance (Not Investing)
Topic: If you're FI, or close to FI, are still fighting to climb the Corp. Ladder?
Replies: 118
Views: 11452

Re: If you're FI, or close to FI, are still fighting to climb the Corp. Ladder?

Workload in my role cycles up and down. When I'm busy I find that I'm engaged and enjoying my work. So the key will really to be kept busy.

But I'm finding my tolerance for the egoes of the promoted to be waning.
by investingdad
Fri Sep 14, 2018 12:03 pm
Forum: Personal Consumer Issues
Topic: Any cello players here?
Replies: 6
Views: 337

Any cello players here?

Wondering if anyone here plays or played the cello? I was kicking around picking up an "Amazon Special" for a few hundred dollars just to mess around. I'm intrigued by the instrument mostly because I started playing the violin about two years ago (well documented on here in a different thread :happy...
by investingdad
Fri Sep 14, 2018 9:27 am
Forum: Personal Finance (Not Investing)
Topic: If you're FI, or close to FI, are still fighting to climb the Corp. Ladder?
Replies: 118
Views: 11452

Re: If you're FI, or close to FI, are still fighting to climb the Corp. Ladder?

I will also add that my feelings on the subject have been shaped by the specter of corporate layoffs. From the time I started working as an engineer in the 90s, the companies I've worked for have done layoffs for various reasons. I got caught once. My previous employer was bought and our division sh...
by investingdad
Fri Sep 14, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: How to help teenager fix silly mistakes in math?
Replies: 50
Views: 3299

Re: How to help teenager fix silly mistakes in math?

It’s a consequence of social media. In social media driven world, everything is quickly done and final. Your daughter is not alone in that regard. No it isn't. It's a product of personality. My daughter is 13, is in Honors math, and is not prone to silly mistakes. My son is 11, is in Honors math, a...
by investingdad
Fri Sep 14, 2018 7:43 am
Forum: Personal Finance (Not Investing)
Topic: If you're FI, or close to FI, are still fighting to climb the Corp. Ladder?
Replies: 118
Views: 11452

Re: If you're FI, or close to FI, are still fighting to climb the Corp. Ladder?

I'm glad to see that I'm not the only one who has a similar view as I do on this. Our CEO is in his late 70s, has a published net worth of close to $100 million, and (per colleagues of mine that interact with him frequently), works constantly...on his chauffeured commute to the office, back home aga...
by investingdad
Thu Sep 13, 2018 9:25 am
Forum: Personal Finance (Not Investing)
Topic: If you're FI, or close to FI, are still fighting to climb the Corp. Ladder?
Replies: 118
Views: 11452

If you're FI, or close to FI, are still fighting to climb the Corp. Ladder?

I'm curious if folks that are FI, or close to it, and who have fought to climb a corporate ladder have found their desire waning. I'm in my mid 40s and this is probably prime promotion and climbing years. But given our financial situation, I don't see the point. I enjoy working and what I do, but I ...
by investingdad
Thu Sep 13, 2018 7:07 am
Forum: Personal Consumer Issues
Topic: Buying a house 1 mile away from a municipal landfill
Replies: 43
Views: 3482

Re: Buying a house 1 mile away from a municipal landfill

Truck traffic would be my concern. It never stops.
by investingdad
Wed Sep 12, 2018 5:04 pm
Forum: Personal Consumer Issues
Topic: Advice on how to deal with barking dogs
Replies: 59
Views: 5215

Re: Advice on how to deal with barking dogs

There's always lead poisoning.

I kid.

Seriously, you have to decide if you want to live there long term. I was fed up with road noise at the first house we built, so we built another new home and sold the first.

Much happier.
by investingdad
Tue Sep 11, 2018 10:18 am
Forum: Personal Consumer Issues
Topic: Singing/Voice Classes
Replies: 20
Views: 1375

Re: Singing/Voice Classes

Thank you all for the responses. I think I'll give it a shot! I certainly would if I were you. I'm taking a similar journey, albeit with instrument, and I'm fairly certain that up to 80% of what I perceive as musical talent is simply a combination of desire and serious effort. The balance is the na...
by investingdad
Tue Sep 11, 2018 5:38 am
Forum: Personal Finance (Not Investing)
Topic: Anyone else playing catch-up in their 40's?
Replies: 68
Views: 7331

Re: Anyone else playing catch-up in their 40's?

Might I make a controversial non-Bogleheadish suggestion? Perhaps those who are starting late are more likely to use up every dollar of earnings during their lifetime. Which means they would have fully enjoyed the fruits of their labor across the course of their lives. That sounds to me like a bett...
by investingdad
Mon Sep 10, 2018 10:20 am
Forum: Personal Consumer Issues
Topic: Advice on how to deal with barking dogs
Replies: 59
Views: 5215

Re: Advice on how to deal with barking dogs

Whatever you decide, don't take the "concerned about the dog's health" route. That's a ticket to bigger outdoor pens.

They're a nuisance, plain and simple.
by investingdad
Sun Sep 09, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: Video Game Collection
Replies: 39
Views: 2315

Re: Video Game Collection

Finding a buyer is probably going to be the hard part. I'd sell as well. I'm 45 and grew up playing video games, starting with the original Atari. I feel lucky having spent my school years in mall arcades. I still play, but not as much. Mostly I just get my butt kicked by my kids at football, soccer...
by investingdad
Wed Sep 05, 2018 7:04 pm
Forum: Personal Consumer Issues
Topic: Elderly (innocent) relative received this horrible email
Replies: 51
Views: 5924

Re: Elderly (innocent) relative received this horrible email

It's clever and I award the scammer partial points for the effort.

But Black Mirror earns full marks for the idea.

Hit delete.

Then show them this thread.
by investingdad
Wed Sep 05, 2018 2:30 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on kids extracurriculars?
Replies: 85
Views: 4785

Re: How much do you spend on kids extracurriculars?

How much do I spend now? $0 (the kids are all gone from the house). I don't want to know how much I spent over the years on activities for 3 kids, but it was a lot. The bigger investment was the time spent attending and getting the kids to/from practices, games, matches, races, etc... Back in the t...
by investingdad
Wed Sep 05, 2018 1:34 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on kids extracurriculars?
Replies: 85
Views: 4785

Re: How much do you spend on kids extracurriculars?

My kids are grown now, but from my experience many parents paid all these crazy club team fees thinking their little Johnny/Sally would be the next great superstar. Rarely happens and mostly a waste of money, especially if they could have just played in a local league. I've coached multiple sports ...
by investingdad
Wed Sep 05, 2018 11:32 am
Forum: Personal Consumer Issues
Topic: Your experience with Nitrous for a dental implant?
Replies: 27
Views: 1247

Re: Your experience with Nitrous for a dental implant?

Yes, the endo retreated the two affected teeth. His assessment is that, after a full year, the one is healing but the one that I broke is not. He suggested removing the one that isn't healing. Both he and the oral surgeon believe doing an apio will risk the non broken tooth if it doesn't work. I use...
by investingdad
Wed Sep 05, 2018 11:16 am
Forum: Personal Consumer Issues
Topic: Your experience with Nitrous for a dental implant?
Replies: 27
Views: 1247

Re: Your experience with Nitrous for a dental implant?

I really just want something mild to destress, I'm assuming it would be used in conjunction with novocaine. The original root canal work when I was 12, then 17, with the "family" dentist was... stressful and painful. It may have been 30 years ago, but I can recite the details like it was yesterday.
by investingdad
Wed Sep 05, 2018 10:01 am
Forum: Personal Consumer Issues
Topic: Your experience with Nitrous for a dental implant?
Replies: 27
Views: 1247

Your experience with Nitrous for a dental implant?

I'm not seeking medical advice. I broke a front tooth as a kid. Long story short, incomplete root canal led to a abscess that was finally treated last year. However, bone isn't healing properly so tooth has to come out. Bone graft needed, then the implant after it's healed. I've stated my desire to ...
by investingdad
Wed Sep 05, 2018 8:44 am
Forum: Personal Consumer Issues
Topic: How much do you spend on kids extracurriculars?
Replies: 85
Views: 4785

Re: How much do you spend on kids extracurriculars?

My kids are grown now, but from my experience many parents paid all these crazy club team fees thinking their little Johnny/Sally would be the next great superstar. Rarely happens and mostly a waste of money, especially if they could have just played in a local league. I've coached multiple sports ...
by investingdad
Wed Sep 05, 2018 7:29 am
Forum: Personal Consumer Issues
Topic: BH Musicians, your feedback for the violin noobie?
Replies: 9
Views: 639

Re: BH Musicians, your feedback for the violin noobie?

Thank you for the comments. I wanted to respond to a few of the things mentioned. Finger strength. Yes, it's a biggie. And I'm finding it also extends to the forearm and, to some extent, shoulder flexibility to allow bringing the left elbow further under the violin when needed. Also, finger flexibil...
by investingdad
Tue Sep 04, 2018 10:25 am
Forum: Personal Consumer Issues
Topic: How much do you spend on kids extracurriculars?
Replies: 85
Views: 4785

Re: How much do you spend on kids extracurriculars?

Daughter, $100 a month for private flute instruction. Son, $100 a month for private saxophone instruction. Son, $25 a month for travel club soccer. That's it. And, let me say this. The travel soccer? Same two dads have been volunteer coaching his team since 1st grade. He's in sixth grade now. They w...
by investingdad
Tue Sep 04, 2018 7:54 am
Forum: Personal Consumer Issues
Topic: BH Musicians, your feedback for the violin noobie?
Replies: 9
Views: 639

BH Musicians, your feedback for the violin noobie?

For any musically inclined folks on here, I'd be interested to hear your comments on me playing the same piece on the violin, one year apart. I've documented on here that I decided to learn violin at the age of 43 after a lifetime of playing nothing. I made two recordings of me playing Adeste Fideli...
by investingdad
Sun Sep 02, 2018 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: How to Retire in Your 30's with $1 Million in the Bank
Replies: 148
Views: 18511

Re: How to Retire in Your 30's with $1 Million in the Bank

The job was high-pressure: He had to document every step for the Food and Drug Administration Wah wah wah. Your post reminded me of my reaction to this article while thinking about my experience trying to earn my chemical engineering degree from State U. It was stressful and high pressure from the ...
by investingdad
Thu Aug 30, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: Native German speakers: need help with translation.
Replies: 17
Views: 2010

Re: Native German speakers: need help with translation.

If "free of charge" is the question, would we alter it to, "Bist du"?
by investingdad
Wed Aug 29, 2018 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Ty Bernicke, FIREcalc, and SS payments paint a rosy picture
Replies: 9
Views: 679

Re: Ty Bernicke, FIREcalc, and SS payments paint a rosy picture

With a networth between $2M and $3M at 45 and assuming you have dual high incomes, I'm not surprised. Sounds like you can afford to buy some more $5K pinball machines and musical instruments for your collection. :happy Your post would have been more useful if you stated more about what your "pessim...
by investingdad
Wed Aug 29, 2018 12:30 pm
Forum: Personal Finance (Not Investing)
Topic: Ty Bernicke, FIREcalc, and SS payments paint a rosy picture
Replies: 9
Views: 679

Re: Ty Bernicke, FIREcalc, and SS payments paint a rosy picture

So, if I believe SS will be around in 2035 and onward, and Bernicke model is correct, I should be closer than I think. I'm skeptical. You should be. Remember that SS is based on your top 35 years of earnings and under your scenario there will be a lot of years with zeros in them. If you can make it...
by investingdad
Wed Aug 29, 2018 10:54 am
Forum: Personal Finance (Not Investing)
Topic: Ty Bernicke, FIREcalc, and SS payments paint a rosy picture
Replies: 9
Views: 679

Ty Bernicke, FIREcalc, and SS payments paint a rosy picture

I use FIREcalc a lot. And I've always tried to take a pessimistic approach to stay on the right side of the retirement equation. Well, I tried the opposite approach today and I am skeptical. We are 45. First, I used SS.gov to give me an estimated benefit for my wife and I assuming stopping work at 4...
by investingdad
Tue Aug 21, 2018 5:54 am
Forum: Personal Finance (Not Investing)
Topic: How much do you put away in investments?
Replies: 66
Views: 5479

Re: How much do you put away in investments?

It's posts like these that make me feel like I'm failure in life. :oops: Some people 50% of their savings are more than what I make in a year. Doesn't bother me in the least. We save about 22% of our gross salary of 250k a year. Company match puts us at the equivalent of 28%. Our lives are fairly l...
by investingdad
Mon Aug 20, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3344
Views: 1004199

Re: What Book Are You Currently Reading? Part VI

For Sci-fi / dystopian fans, I recommend the "Wool" trilogy, by Hugh Howey. The sequel is "Shift", followed by "Dust". They're also referred to as the "Silo" series. I'm in the middle of " Shift". The writing is well done and the characters and dialogue are believable. The pacing is also pretty tigh...