Search found 284 matches

by Pops1860
Mon Mar 20, 2023 10:00 am
Forum: Personal Finance (Not Investing)
Topic: What would you tell your elderly parent to do with more than the FDIC limit in a bank?
Replies: 33
Views: 3387

Re: What would you tell your elderly parent to do with more than the FDIC limit in a bank?

This thread has been moved to the "Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Sun Mar 19, 2023 9:33 am
Forum: Non-US Investing
Topic: Vanguard closing accounts? [sudden closure with a Non-US address]
Replies: 15
Views: 1980

Re: Vanguard closing accounts? [sudden closure with a foreign address]

Added clarification to title to help focus responses. Moderator Pops1860
by Pops1860
Fri Mar 17, 2023 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: BOA Savings Account
Replies: 62
Views: 4822

Re: BOA Savings Account

This thread has been moved to the "Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Thu Mar 16, 2023 9:00 am
Forum: Investing - Theory, News & General
Topic: PBS Frontline: Age of Easy Money (Full Documentary)
Replies: 60
Views: 7573

Re: PBS Frontline: Age of Easy Money (Full Documentary)

This thread has run its course and is now locked.

Remember forum policy:

Non-actionable or Trolling Topics

If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include:
US or world economic, political, tax, health care and climate policies


Comments in this thread so far give future browsers a good idea of the content of the PBS documentary.

Moderator Pops1860
by Pops1860
Sun Mar 12, 2023 1:03 pm
Forum: Investing - Theory, News & General
Topic: [Bank failure discussion mega-thread]
Replies: 2106
Views: 138424

Re: [Silicon Valley Bank fails, FDIC takes over]

Please remember forum rules:
If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include:
US or world economic, political, tax, health care and climate policies


Some previous comments are borderline in this regard, and risk derailing this thread. Please keep doscussion focused on financial and investment aspects/concerns of the evolving situation. Moderator Pops1860
by Pops1860
Sun Mar 12, 2023 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: Where to look for bank bonus offers?
Replies: 4
Views: 582

Re: Where to look for bank bonus offers?

This thread has been moved to the “Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Sun Mar 12, 2023 9:04 am
Forum: Personal Finance (Not Investing)
Topic: Tax loss harvesting as bridge loan alternative - poke holes in this please!
Replies: 9
Views: 545

Re: Tax loss harvesting as bridge loan alternative - poke holes in this please!

This thread has been moved to the “Personal Finance (Not Investing)" forum. Moderator Pops1860
by Pops1860
Sat Mar 11, 2023 8:26 pm
Forum: Personal Investments
Topic: How to calculate the effect of expense ratio on retirement savings?
Replies: 57
Views: 4128

Re: How to calculate the effect of expense ratio on retirement savings?

This thread has been moved to the “Personal Investments” forum. OP is evaluating his personal investment strategy. Moderator Pops1860
by Pops1860
Fri Mar 10, 2023 6:32 pm
Forum: Personal Investments
Topic: Help filing IRA recharacterization + backdoor
Replies: 20
Views: 981

Re: Help filing IRA recharacterization + backdoor

This thread has been moved to the “Personal Investments” forum. Moderator Pops1860
by Pops1860
Mon Mar 06, 2023 7:19 pm
Forum: Personal Investments
Topic: How to withdraw from 3 fund portfolio in retirement
Replies: 10
Views: 1984

Re: How to withdraw from 3 fund portfolio in retirement

This thread has been movd to the “Personal Investments” forum. Moderator Pops1860
by Pops1860
Sun Mar 05, 2023 8:57 am
Forum: Personal Finance (Not Investing)
Topic: Can we buy this home?
Replies: 20
Views: 2065

Re: Can we buy this home?

This thread has been moved to the “Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Fri Mar 03, 2023 4:27 pm
Forum: Personal Consumer Issues
Topic: Transcedental Meditation
Replies: 37
Views: 3019

Re: Transcedental Meditation

Reminder:

Please keep comments focused on OP's question of whether or not TM is worth a $1000 investment, and/or alternative resources.

Discussion of the details of TM itself may risk derailng this thread.

Moderator Pops1860
by Pops1860
Fri Mar 03, 2023 9:16 am
Forum: Personal Finance (Not Investing)
Topic: Tax year 2022 Hr block mortgage interest deduction
Replies: 3
Views: 566

Re: Tax year 2022 Hr block mortgage interest deduction

This thread has been moved to the “Personal Finance (Not Investing)” forum. Pops1860
by Pops1860
Thu Mar 02, 2023 5:43 pm
Forum: Investing - Theory, News & General
Topic: Why are VTI, VTSAX, and ITOT tracking the market differently? [3/2/2023]
Replies: 48
Views: 2883

Re: Why the difference in VTI and VOO today?

Merged several threads on essentially the same topic into one thread. Moderator Pops1860
by Pops1860
Thu Mar 02, 2023 5:26 pm
Forum: Personal Consumer Issues
Topic: PSA - LastPass breach!
Replies: 701
Views: 52767

Re: PSA - LastPass breach!

This new thread has been merged into this on-going thread on the same topic. Moderator Pops1860
by Pops1860
Thu Mar 02, 2023 5:19 pm
Forum: Personal Investments
Topic: [Uncomplicated Vanguard Fund For 80 Year Old Spouse]
Replies: 18
Views: 1889

Re: [Uncomplicated Vanguard Fund For 80 Year Old Spouse]

This thread has been moved to the “Personal Investments” forum. Moderator Pops1860
by Pops1860
Thu Mar 02, 2023 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: How do I request IRS for "First Time Abatement"
Replies: 7
Views: 900

Re: How do I request IRS for "First Time Abatement"

Both these threads have been merged. Moderator Pops1860
by Pops1860
Thu Mar 02, 2023 11:56 am
Forum: Investing - Theory, News & General
Topic: Taxation of Treasury bills, notes and bonds
Replies: 352
Views: 41717

Re: Taxation of Treasury bills, notes and bonds

This new thread above has been merged with a previous on-going thread on the same topic. Moderator Pops1860
by Pops1860
Thu Mar 02, 2023 9:48 am
Forum: Personal Finance (Not Investing)
Topic: Did you take Social Security before 70 and not regret the decision?
Replies: 160
Views: 9765

Re: Did you take Social Security before 70 and not regret the decision?

This thread has run its course and is now locked. Replies are routinely straying from OP's question about relevant personal experiences. Moderator Pops1860
by Pops1860
Wed Mar 01, 2023 9:29 am
Forum: Personal Investments
Topic: Fidelity portfolio international investment options?
Replies: 6
Views: 561

Re: Fidelity portfolio international investment options?

This thread has been moved to the “Personal Investments” forum. Moderator Pops1860
by Pops1860
Mon Feb 27, 2023 7:59 pm
Forum: Personal Consumer Issues
Topic: SIXT auto rental bait and switch
Replies: 15
Views: 1482

Re: SIXT auto rental bait and switch

This thread has been moved to the “Personal Consumer Issues” forum. Moderator Pops1860
by Pops1860
Mon Feb 27, 2023 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Seeking mortgage guidance
Replies: 2
Views: 263

Re: Seeking mortgage guidance

This thread has been moved to the “Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Mon Feb 27, 2023 2:07 pm
Forum: Personal Investments
Topic: Fidelity to Vanguard Question
Replies: 21
Views: 2268

Re: Fidelity to Vanguard Question

Please focus on OP's question. Multiple replies that are 'just opinions' can derail a thread.

OP is a new member, and posted his question very precisely. Please welcome him to the forum without derailing things here.

Moderator Pops1860
by Pops1860
Sun Feb 26, 2023 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: What methods do you use to make sure you are fair when gifting to an adult child?
Replies: 130
Views: 9098

Re: What methods do you use to make sure you are fair when gifting to an adult child?

This thread has run its course and is now locked. Discussions have wandered from addressing OP's situation. Moderator Pops1860
by Pops1860
Sun Feb 26, 2023 1:04 pm
Forum: Personal Investments
Topic: Edward Jones Question
Replies: 14
Views: 1455

Re: Edward Jones Question

I'd suggest your wife initiate a transfer to her favorite custodian (perhaps Vanguard - since you already have accounts there).
Agree. And have the investment firm that you are transferring the funds to initiate the transfer. I am assuming you want to transfer all the $$ you have at Edward Jones. But I guess transferring just part of your holdings at EJ would work as well.

Your new investment firm will handle all the details (like selling, etc.) after consulting with you.

Good luck.
by Pops1860
Sat Feb 25, 2023 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Help with inherited IRA
Replies: 8
Views: 768

Re: Help with inherited IRA

This topic has been moved to the "Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Thu Feb 23, 2023 7:08 pm
Forum: Investing - Theory, News & General
Topic: Delay Social Security to age 70 and Spend more money at 62: How's It Going?
Replies: 130
Views: 17817

Re: Delay Social Security to age 70 and Spend more money at 62: How's It Going?

This thread has run its course and is now locked. Moderator Pops1860
by Pops1860
Thu Feb 23, 2023 9:38 am
Forum: Personal Consumer Issues
Topic: Casino Trip, Sports Bet Promo
Replies: 22
Views: 1656

Re: Casino Trip, Sports Bet Promo

Discussion of gambling (personal) issues is not an allowable topic for this forum. This thread has run its course and is now locked.

Moderator Pops1860
by Pops1860
Wed Feb 22, 2023 8:31 am
Forum: Personal Finance (Not Investing)
Topic: ACA Subsidies vs Roth Conversions
Replies: 59
Views: 5481

Re: ACA Subsidies vs Roth Conversions

Please keep comments focused on OP's question.

Discussions of 'ethical' aspects of legal tax procedures are off-topic.

Moderator Pops1860.
by Pops1860
Mon Feb 20, 2023 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: Umbrella policy rate nearly doubled
Replies: 24
Views: 3482

Re: Umbrella policy rate nearly doubled

This thread has been moved to the “Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Sat Feb 18, 2023 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Increasing or decreasing wealth path in retirement?
Replies: 91
Views: 7229

Re: Increasing or decreasing wealth path in retirement?

This thread has run its course and is now locked.

Discussions involving personal relationships are off-topic for this forum.

In addition, remember forum rules for civility in discussions:

Discussions are about issues, not people. If you disagree with an idea, go ahead and marshal all your forces against it. But do not confuse ideas with the person posting them. At all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not acceptable.


Moderator Pops1860
by Pops1860
Sat Feb 18, 2023 12:03 pm
Forum: Personal Consumer Issues
Topic: how to register yubikey at VG
Replies: 8
Views: 838

Re: how to register yubikey at VG

This thread has been moved to the “Personal Consumer Issues” forum (computer issue, not investing per se). Moderator Pops1860
by Pops1860
Sat Feb 18, 2023 11:00 am
Forum: Personal Consumer Issues
Topic: Invisalign - Your Experiences
Replies: 7
Views: 790

Re: Invisalign - Your Experiences

This thread is locked per forum rules:
Medical Issues

Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User's Guide to Finding and Evaluating Health Information on the Web which, in addition to providing guidance on evaluating health information, includes a list of their top recommended sites. #
by Pops1860
Fri Feb 17, 2023 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Managing excess Roth contributions and nondeductible TIRA contributions
Replies: 4
Views: 359

Re: Managing excess Roth contributions and nondeductible TIRA contributions

This Topic has been moved to the “Personal Finance (Not Investing)” forum (involves taxes). Moderator Pops1860
by Pops1860
Thu Feb 16, 2023 9:51 am
Forum: Personal Consumer Issues
Topic: Trouble with Vanguard website
Replies: 3
Views: 513

Re: Trouble with Vanguard website

This topic has been moved to the “Personal Consumer Issues” forum (website/PC issue). Moderator Pops1860
by Pops1860
Thu Feb 16, 2023 8:11 am
Forum: Personal Finance (Not Investing)
Topic: Downside to moving taxable money into Roth IRAs?
Replies: 11
Views: 1736

Re: Downside to moving taxable money into Roth IRAs?

This topic has been moved to the “Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Wed Feb 15, 2023 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Tax Questions
Replies: 3
Views: 432

Re: Tax Questions

This topic has been moved to the “Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Tue Feb 14, 2023 9:25 am
Forum: Personal Finance (Not Investing)
Topic: How is income from U.S. obligations handled by state tax software?
Replies: 26
Views: 1643

Re: How is income from U.S. obligations handled by state tax software?

This topic moved to the “Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Tue Feb 07, 2023 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 11-month CD's now earning 5%
Replies: 55
Views: 9922

Re: Capital One 11-month CD's now earning 5%

This thread has been moved to the “Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Mon Feb 06, 2023 9:27 pm
Forum: Personal Consumer Issues
Topic: Switch out and in to get new account promotion for cell phone
Replies: 18
Views: 1283

Re: Switch out and in to get new account promotion for cell phone

This thread has been moved to the “Personal Consumer Issues” forum. Moderator Pops1860
by Pops1860
Mon Feb 06, 2023 2:46 pm
Forum: Personal Investments
Topic: Question about Retirement Account Contributions
Replies: 9
Views: 992

Re: Question about Retirement Account Contributions

OP has opened a new thread with updated information. viewtopic.php?t=397048

This thread is now locked, please use updated thread link for additional responses going forward.

Moderator Pops1860
by Pops1860
Mon Feb 06, 2023 1:44 pm
Forum: Personal Consumer Issues
Topic: Identity issue for 65 baby boomer
Replies: 7
Views: 904

Re: Identity issue for 65 baby boomer

This thread has been moved to the “Personal Consumer Issues” forum. Moderator Pops1860
by Pops1860
Mon Feb 06, 2023 11:02 am
Forum: Investing - Theory, News & General
Topic: VXUS [Why invest in Vanguard Total International Stock?]
Replies: 208
Views: 15810

Re: VXUS [Why invest in Vanguard Total International Stock?]

This thread has run its course and is now locked.

In future, please remember forum policy:

Discussions are about issues, not people. If you disagree with an idea, go ahead and marshal all your forces against it. But do not confuse ideas with the person posting them. At all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not acceptable.

Moderator Pops1860
by Pops1860
Mon Feb 06, 2023 10:44 am
Forum: Personal Finance (Not Investing)
Topic: [Vanguard mistake on 1099-R - How to correct?]
Replies: 3
Views: 272

Re: Split from: Vanguard mistake on 2021 1099-R costing me thousands of dollars

This thread has been split into a new topic, but reference to previous thread discussion is given above. Moderator Pops1860
by Pops1860
Sun Feb 05, 2023 8:16 pm
Forum: Investing - Theory, News & General
Topic: Social Security Question (Not Political)
Replies: 24
Views: 3745

Re: Social Security Question (Not Political)

This thread has been moved to the “Investing - Theory, News & General” forum. Moderator Pops1860
by Pops1860
Sun Feb 05, 2023 8:57 am
Forum: Non-US Investing
Topic: U.K. gilts
Replies: 10
Views: 1736

Re: U.K. gilts

This thread has been moved to the 'Non-US Investing' forum. Moderator Pops1860
by Pops1860
Fri Feb 03, 2023 8:31 am
Forum: Personal Finance (Not Investing)
Topic: Emergency Fund (Set It And Forget It)
Replies: 20
Views: 1644

Re: Emergency Fund (Set It And Forget It)

This thread has been moved to the "Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Fri Feb 03, 2023 8:05 am
Forum: Personal Finance (Not Investing)
Topic: Second year - Part II of Form 8606 help/guidance
Replies: 21
Views: 1675

Re: Second year - Part II of Form 8606 help/guidance

This thread has been moved to the "Personal Finance (Not Investing)” forum. Moderator Pops1860
by Pops1860
Fri Feb 03, 2023 7:52 am
Forum: Personal Finance (Not Investing)
Topic: Take pay cut to begin path to retirement?
Replies: 23
Views: 2377

Re: Take pay cut to begin path to retirement?

This thread has been moved to the “Personal Finance (Not Investing)” forum. Moderator Pops1860