Search found 2910 matches

by sambb
Mon Sep 28, 2020 7:02 pm
Forum: Personal Consumer Issues
Topic: How do YOU find a good doctor these days...
Replies: 59
Views: 2881

Re: How do YOU find a good doctor these days...

funny how much emphasis is on demeanor and the office. What about medical knowledge or surgical skill? As far as how busy they are - wouldnt that be a sign of a good doctor, one who gets a lot of referrals? If a doctor is the type that calls you back right away or has an empty waiting room, wouldnt ...
by sambb
Sun Sep 27, 2020 7:54 pm
Forum: Investing - Theory, News & General
Topic: VTSAX- is it overvalued as a result of the tech influence
Replies: 13
Views: 1384

Re: VTSAX- is it overvalued as a result of the tech influence

thank goodness for tech stocks - made alot of money because of them. look at apple and google over last 10 years. And then look at exxon. Thank goodness for indexing so we dont have to worry about what is big and what is a small company. Apple is pretty much the best company in the world. Look at th...
by sambb
Tue Sep 22, 2020 10:40 pm
Forum: Personal Finance (Not Investing)
Topic: In-network provider refusing service if we use insurance
Replies: 122
Views: 6511

Re: In-network provider refusing service if we use insurance

the insurance co knows exactly what they are doing here. terrible on their part.
by sambb
Tue Sep 22, 2020 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: In-network provider refusing service if we use insurance
Replies: 122
Views: 6511

Re: In-network provider refusing service if we use insurance

i am thankful for all the doctors herein. You have no obligation to take a client, for any reason. I hope you take me when im sick. Thanks again for all you do. I could care less if you make a few hundred dollars if you help me. I want you to be paid very well. There are entertainers making millions...
by sambb
Tue Sep 22, 2020 7:46 pm
Forum: Personal Consumer Issues
Topic: Tesla battery day.
Replies: 69
Views: 5715

Re: Tesla battery day.

He's a fraud, but it is nice to have disruptive technology.
by sambb
Tue Sep 22, 2020 7:43 pm
Forum: Personal Finance (Not Investing)
Topic: Physicians: Should I leave my job?
Replies: 207
Views: 15752

Re: Physicians: Should I leave my job?

First of all, thanks to ALL of the doctors. You deserve far more than what is given here. You are doing something so important for society and for life. TO the OP - complaining about administration, rules, etc. is never going to go anywhere. You are an employee and they run your practice. Why? It is...
by sambb
Mon Sep 21, 2020 8:58 pm
Forum: Personal Consumer Issues
Topic: Quicken Disaster!
Replies: 185
Views: 9624

Re: Quicken Disaster!

is this quicken still popular? why?
by sambb
Mon Sep 21, 2020 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: How to get over finance envy
Replies: 377
Views: 50804

Re: How to get over finance envy

people assume that they know about others' finances, but that just isnt true. It is possible that one lives around a lot of wealth. Sure there can be people who exceed their savings, but in hcol areas, it might also be that people around are actually fairly well off. in the end, who cares, enjoy you...
by sambb
Tue Sep 15, 2020 11:06 am
Forum: Personal Investments
Topic: Struggling Over whether to Sell my Tesla Stock
Replies: 42
Views: 2982

Re: Struggling Over whether to Sell my Tesla Stock

if in doubt and on the fence, then sell half. Dont have to do all or none. Can do half and half if you are on the fence. Seems to be work for a lot of investment issues.
by sambb
Mon Sep 14, 2020 1:52 am
Forum: Personal Investments
Topic: I’ve got 50K to invest in an ultra aggressive portfolio—seeking growth to 1 Million
Replies: 76
Views: 7541

Re: I’ve got 50K to invest in an ultra aggressive portfolio—seeking growth to 1 Million

best way to a million is to spend the money investing in yourself, so you garner higher wages, management position, stock options. Invest in learning leadership, collaboration, teamwork, or finance and leverage it to do better in your job (or a new job) to earn more money. You can get to a million p...
by sambb
Sun Sep 13, 2020 9:40 pm
Forum: Investing - Theory, News & General
Topic: Indexing beats Wellington and Wellesley right?
Replies: 208
Views: 42620

Re: Indexing beats Wellington and Wellesley right?

Wellington top holdings include apple, microsoft, alphabet... and facebook in the top 10
by sambb
Sun Sep 13, 2020 9:35 pm
Forum: Investing - Theory, News & General
Topic: Finally! Can we lay DCA to rest and ban this topic forever?
Replies: 506
Views: 43848

Re: Finally! Can we lay DCA to rest and ban this topic forever?

also risk tolerance and emotion can affect the method
by sambb
Sun Sep 13, 2020 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: What % of income to spend on car?
Replies: 122
Views: 8389

Re: What % of income to spend on car?

idk why cars get people riled up on BH. To some cars are just transportation. To others they are also entertainment and a luxury. ive had everything from old toyotas to european exotics. Glad i had them. Dont care if some lost money. Not gonna drive a 20 year old camry. However, im meeting my saving...
by sambb
Sun Sep 13, 2020 8:00 am
Forum: Personal Consumer Issues
Topic: Please help me, need to buy a computer
Replies: 128
Views: 6344

Re: Please help me, need to buy a computer

Apple prevents a lot of problems, and easier to use.
by sambb
Mon Sep 07, 2020 6:48 pm
Forum: Personal Investments
Topic: SCV or other value investors who tilt
Replies: 4
Views: 388

SCV or other value investors who tilt

Anyone rebalancing into value based on differential between growth and value? thoughts?
by sambb
Wed Sep 02, 2020 10:30 pm
Forum: Investing - Theory, News & General
Topic: Where is the joy ? How long can this joyless ride last ?
Replies: 66
Views: 6816

Re: Where is the joy ? How long can this joyless ride last ?

global events pass, and we have a great underlying economy with great companies, market doing nicely. bear markets of dec 2018 and march 2020 are in the past...
by sambb
Wed Sep 02, 2020 9:15 pm
Forum: Personal Finance (Not Investing)
Topic: When to focus on increasing income?
Replies: 41
Views: 2448

Re: When to focus on increasing income?

invest in yourself to drive income higher rather than investing in the market and not increasing your income
by sambb
Wed Sep 02, 2020 7:26 pm
Forum: Personal Investments
Topic: Portfolio review: Currently feeling foolish for being a Boglehead. Help!
Replies: 53
Views: 4943

Re: Portfolio review: Currently feeling foolish for being a Boglehead. Help!

Friends took more RISK and made more returns. Check out VITAX (vanguard technology). Has done far better over 10 years than total stock. BUT it has more risk since it is a sector More risk = more potential reward. Same with your friends stock. You can take more risk and potentially make more money. ...
by sambb
Sun Aug 30, 2020 7:18 pm
Forum: Investing - Theory, News & General
Topic: The “Abandon Bonds” strategy
Replies: 259
Views: 27429

Re: The “Abandon Bonds” strategy

bonds to value index is a riskier but interesting option
by sambb
Sat Aug 29, 2020 5:36 pm
Forum: Personal Investments
Topic: High Tax bracket strategies
Replies: 71
Views: 9811

Re: High Tax bracket strategies

pay off mortgage as deduction can be gone
by sambb
Sat Aug 29, 2020 1:38 pm
Forum: Personal Consumer Issues
Topic: Thinking of buying used Lexus LX 570. Any thoughts?
Replies: 13
Views: 1052

Re: Thinking of buying used Lexus LX 570. Any thoughts?

Sit in a 2020 highlander platinum Nicer than Lexus.
by sambb
Sun Aug 23, 2020 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: Want to write a will, having trouble finding an attorney
Replies: 45
Views: 2886

Re: Want to write a will, having trouble finding an attorney

my reading is that the atty isnt interested in having you as a client for whatever reason.
by sambb
Sat Aug 22, 2020 6:32 pm
Forum: Personal Consumer Issues
Topic: charging an EV
Replies: 250
Views: 14841

Re: charging an EV

hybrid. look at camry or highlander. accomplishes what you need to accomplish
by sambb
Sat Aug 22, 2020 5:52 pm
Forum: Personal Investments
Topic: Vanguard Info Tech VITAX
Replies: 11
Views: 1321

Re: Vanguard Info Tech VITAX

it kepps doing well. great fund.
by sambb
Sat Aug 22, 2020 5:44 pm
Forum: Personal Investments
Topic: Went to Cash. Regret it. Now what?
Replies: 56
Views: 5798

Re: Went to Cash. Regret it. Now what?

target retirement 2050, set it and forget it, and never look back
by sambb
Sun Aug 16, 2020 7:38 pm
Forum: Personal Investments
Topic: Talk me out of Covid 19 timing
Replies: 119
Views: 8072

Re: Talk me out of Covid 19 timing

was much more predictable in february. You might be right about pulling out now, you might not be. But if your risk tolerance has changed, i would pull out of the market. It comes down to risk tolerance, not timing. If you are ok with the risk, then stay in.
by sambb
Sun Aug 16, 2020 7:36 pm
Forum: Investing - Theory, News & General
Topic: Investors Are Clinging to an Outdated Strategy — At the Worst Possible Time
Replies: 93
Views: 12136

Re: Investors Are Clinging to an Outdated Strategy — At the Worst Possible Time

if returns are lower, just have to work a little longer or lower expenses. such is life in low returns.
by sambb
Sun Aug 16, 2020 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Prices of used cars during covid
Replies: 8
Views: 1137

Re: Prices of used cars during covid

It’s supply and demand. Better economy is more demand.
by sambb
Fri Aug 14, 2020 9:48 pm
Forum: Personal Consumer Issues
Topic: Outdoor Winter Car Storage Advice Please
Replies: 14
Views: 835

Re: Outdoor Winter Car Storage Advice Please

8 months? sell car
by sambb
Wed Aug 12, 2020 9:34 pm
Forum: Personal Finance (Not Investing)
Topic: An un-bogleheaded question on high end home financing
Replies: 19
Views: 1981

Re: An un-bogleheaded question on high end home financing

easy to do with the right brokers and bankers
by sambb
Wed Aug 12, 2020 9:25 pm
Forum: Personal Investments
Topic: Locking in gains
Replies: 21
Views: 2848

Re: Locking in gains

gains are irrelevant if they are taken. all that matters is saving enough for ongoing living or retirement. keep it growing,
by sambb
Mon Aug 10, 2020 6:32 pm
Forum: Personal Investments
Topic: Reinvesting 1M AAPL
Replies: 36
Views: 4181

Re: Reinvesting 1M AAPL

Keep it. Wish I never sold mine. Great company and great demand. Have fun and enjoy being wealthy
by sambb
Sat Aug 08, 2020 8:04 pm
Forum: Personal Investments
Topic: Just pulled the trigger ...
Replies: 76
Views: 11245

Re: Just pulled the trigger ...

interesting thread, and raises lots of issues.
by sambb
Sat Aug 08, 2020 7:07 pm
Forum: Personal Investments
Topic: VTEAX (Tax-exempt bond index fund) vs VWIUX (Intermediate-term tax exempt fund)
Replies: 12
Views: 1320

Re: VTEAX (Tax-exempt bond index fund) vs VWIUX (Intermediate-term tax exempt fund)

Place in tax exempt, but at your age consider value index also over long term
by sambb
Sat Aug 08, 2020 5:21 pm
Forum: Personal Investments
Topic: reentering the market
Replies: 11
Views: 1185

Re: reentering the market

dollar cost average until uncomfortable with allocation. lump sum better but more emotional.
by sambb
Tue Aug 04, 2020 5:51 pm
Forum: Personal Consumer Issues
Topic: New Toyota Highlander, 2020 vs. 2021
Replies: 58
Views: 3933

Re: New Toyota Highlander, 2020 vs. 2021

:?:
Helo80 wrote: Tue Aug 04, 2020 5:29 pm
econprof wrote: Tue Aug 04, 2020 10:47 am Why would you buy a new car, which depreciates 1/3 when driven off the lot, as opposed to a low-mileage preowned?

Because I'm not poor.
Seems like a reasonable approach - spend what you want
by sambb
Tue Aug 04, 2020 2:04 pm
Forum: Personal Consumer Issues
Topic: New Toyota Highlander, 2020 vs. 2021
Replies: 58
Views: 3933

Re: New Toyota Highlander, 2020 vs. 2021

the interior of the 2020 highlander is on par with high end cars >100k plus, esp with the 12 inch screen.
Really super nice in the highest trim levels. very comfortable. Then again, its not a cayenne.
by sambb
Sun Aug 02, 2020 9:44 pm
Forum: Personal Consumer Issues
Topic: Does a couple really "need" an SUV?
Replies: 222
Views: 11662

Re: Does a couple really "need" an SUV?

SUVs are nice. Who cares if you need one or not. If you want one and it falls in your budget, buy one.
by sambb
Tue Jul 28, 2020 8:31 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 367
Views: 46487

Re: Don't pay full price for SiriusXM radio

What is included, and what isnt included in the 60/year rate?
by sambb
Sun Jul 26, 2020 12:19 pm
Forum: Personal Investments
Topic: Is investing in stock still the best choice?
Replies: 20
Views: 2398

Re: Is investing in stock still the best choice?

To the OP. Past performance does not gurantee
Future results. You may be better off in either asset class. Depends on what you do and how you do it. I am an index fund investor but everyone is different.
by sambb
Fri Jul 24, 2020 6:38 pm
Forum: Personal Consumer Issues
Topic: Family expanding - Time for a 3 row SUV
Replies: 69
Views: 3881

Re: Family expanding - Time for a 3 row SUV

2020 highlander.
by sambb
Sun Jul 19, 2020 7:45 pm
Forum: Personal Consumer Issues
Topic: For 60k, a X5 or Tesla model Y?
Replies: 63
Views: 6472

Re: For 60k, a X5 or Tesla model Y?

Would avoid tesla. But not a fan of X5 either. Between those two, hard to say.
by sambb
Sun Jul 19, 2020 6:01 pm
Forum: Personal Consumer Issues
Topic: Advice on Buying a Certified Pre-Owned BMW
Replies: 53
Views: 4397

Re: Advice on Buying a Certified Pre-Owned BMW

i would consider a lease of sedans - can get a very good deal on sedans. I have had BMWs, cpo and new, and never had major problems for 100k miles. Sure some have some more expensive repairs and oil changes, but that is fine with me. I like luxury travel also, over camping, so i might not fit the BH...
by sambb
Sun Jul 12, 2020 6:10 pm
Forum: Personal Consumer Issues
Topic: Any good car deals?
Replies: 52
Views: 3552

Re: Any good car deals?

not a fan of electric. plenty of deals on sedans like camry or accord. Plenty of deals on subaru. You can do well with any of them. Also consider larger SUVs if you want the size. Much safer to have more mass in some car-car collisions.
by sambb
Sat Jul 11, 2020 7:19 pm
Forum: Personal Consumer Issues
Topic: Any good car deals?
Replies: 52
Views: 3552

Re: Any good car deals?

depsite demand, all are availanle below invoice. new highlander is nicer than a lexus if you want luxury.
by sambb
Tue Jul 07, 2020 8:36 pm
Forum: Personal Consumer Issues
Topic: Thinking I should go car shopping amidst the panic
Replies: 106
Views: 10934

Re: Thinking I should go car shopping amidst the panic

The highlander 2020 version is ... just ... so nice... like an s-class benz or a high end lexus. look at the ltd or plat version. Telluride also nice.
You might wonder how the luxury brands will compete. Can walk out with a telluride or a highlander with top end trim an all options for 44k easily.
by sambb
Tue Jul 07, 2020 8:16 pm
Forum: Personal Consumer Issues
Topic: Toyota OEM parts
Replies: 32
Views: 1793

Toyota OEM parts

Any recommendation of a online place to purchase toyota OEM parts for fast delivery with a 30% discount. Looking for a reliable place.
by sambb
Mon Jul 06, 2020 9:34 pm
Forum: Personal Consumer Issues
Topic: 1st Car Purchase - Volvo XC90 vs. Lexus RX350
Replies: 70
Views: 5010

Re: 1st Car Purchase - Volvo XC90 vs. Lexus RX350

once you drive the new toyota highlander limited - able to get for 43k with typical discount, you will forget about both of those. if you want a luxury car that is...