Search found 2758 matches

by MWCA
Thu Mar 19, 2015 9:21 pm
Forum: Investing - Help with Personal Investments
Topic: Dip? What Dip? Did you catch it?
Replies: 134
Views: 17399

Re: Dip? What Dip? Did you catch it?

I paid attention and did nothing.
by MWCA
Thu Mar 19, 2015 9:18 pm
Forum: Personal Finance (Not Investing)
Topic: [Poll] Do you have an auto loan?
Replies: 72
Views: 6833

Re: [Poll] Do you have an auto loan?

Paid cash two years ago. I want a fun mustang. If ford would give me zero percent I'd take it. Otherwisecash :oops:
by MWCA
Thu Mar 19, 2015 9:14 pm
Forum: Personal Consumer Issues
Topic: $600 night guard for teeth grinding, really?
Replies: 92
Views: 15892

Re: $600 night guard for teeth grinding, really?

Mine was 480 in hindsight I would use the plastic cheap ones you form yourself and throw them out. I used them in peewee football.
by MWCA
Tue Mar 03, 2015 8:47 pm
Forum: Personal Consumer Issues
Topic: Congratulations to EmergDoc [Scholarship fund started]
Replies: 7
Views: 2881

Re: Congratulations to EmergDoc [Scholarship fund started]

Good for him! Always enjoyed his opinion over the years..
by MWCA
Tue Mar 03, 2015 8:40 pm
Forum: Personal Consumer Issues
Topic: Retiree Poll: Satisfaction with retirement
Replies: 53
Views: 5518

Re: Retiree Poll: Satisfaction with retirement

I retired fairly young. I had to adjust honestly. I mean waking up when you want and doing what you want is a big adjustment. I overcame and can't see myself doing anything else. :beer
by MWCA
Tue Mar 03, 2015 8:33 pm
Forum: Personal Consumer Issues
Topic: How do I learn to like sushi?
Replies: 80
Views: 13060

Re: How do I learn to like sushi?

I'm a foodie. I have always enjoyed trying new foods. I just went for it and found I liked it. Kinda odd when it comes to foods I'm adventurous. Talk investing I'm boring ;)
by MWCA
Sat Jun 28, 2014 8:03 pm
Forum: Personal Consumer Issues
Topic: Two month car rental
Replies: 28
Views: 2801

Re: Two month car rental

My dw and I are planning a 6-8 week cross country excursion this fall. I am considering a long-term car rental for what will likely be a 7k mile trip. A quick look shows that I can rent a Chevy Cruze or similar for around $1200 for the two months. This comes to about $.17 a mile, gets me protection...
by MWCA
Fri Jan 10, 2014 12:51 pm
Forum: Investing - Theory, News & General
Topic: when you reach"your number"
Replies: 84
Views: 10670

Re: when you reach"your number"

We had a number. My wife still enjoyed her work so she kept at it. Worked out for us we had more money and she ended her career as she wanted.
by MWCA
Fri Nov 08, 2013 10:32 am
Forum: Personal Consumer Issues
Topic: Asheville NC as a final destination
Replies: 65
Views: 6247

Re: Asheville NC as a final destination

I've lived in a few places all over the country. I've found one thing to be true. Most people want to be treated with respect and a bit of politeness goes a long way. I guess that's two things :wink:
by MWCA
Fri Nov 08, 2013 10:21 am
Forum: Personal Finance (Not Investing)
Topic: Have you ever moved for lower cost of living?
Replies: 72
Views: 8509

Re: Have you ever moved for lower cost of living?

Plan on moving from Ca to one of the southern states in January. Ca is a great place to earn income and pull a pension from. We won't be working. Oh hey that's called retirement :D
by MWCA
Thu Jun 06, 2013 10:07 am
Forum: Personal Consumer Issues
Topic: Capital One Card - No Foreign Transaction Fees
Replies: 13
Views: 2072

Re: Capital One Card - No Foreign Transaction Fees

I used to use Capital One for overseas. That was until they kept harassing us by letting us know someone was using the card overseas. They were notified we would be over seas and the dates. Now we just use penfed and no issues.
by MWCA
Thu Apr 18, 2013 10:11 am
Forum: Personal Consumer Issues
Topic: Poll: How many $100 dinners out per year?
Replies: 152
Views: 12059

Re: Poll: How many $100 dinners out per year?

About 3 dinners a year that cost way over 100. We enjoy higher end dining out. Last year we ate out 10x times total. Quality over quantity.
by MWCA
Wed Jan 02, 2013 10:21 am
Forum: Investing - Theory, News & General
Topic: 2013 BOGLEHEAD CONTEST REGISTRATION
Replies: 481
Views: 24417

Re: 2013 BOGLEHEAD CONTEST REGISTRATION

1492 I sailed the ocean blue
by MWCA
Wed Jan 02, 2013 10:17 am
Forum: Investing - Theory, News & General
Topic: 2012 Boglehead Contest Winner is Tainted Meat
Replies: 24
Views: 2841

Re: 2012 Boglehead Contest Winner is Tainted Meat

Well I was close. Gj tainted
by MWCA
Fri Dec 07, 2012 12:41 am
Forum: Personal Consumer Issues
Topic: Bogleheads T-Shirt Possible Design(s)
Replies: 108
Views: 9733

Re: Bogleheads T-Shirt Possible Design(s)

I love the stay the course tshirt.
by MWCA
Thu Sep 20, 2012 11:53 am
Forum: Personal Consumer Issues
Topic: Say no to high dental cost
Replies: 84
Views: 12570

Re: Say no to high dental cost

So if something odd happens in one of these countries. What recourse do you have? Basically none I would guess.
by MWCA
Sat Sep 15, 2012 12:29 am
Forum: Personal Finance (Not Investing)
Topic: FICO Score of 835
Replies: 57
Views: 15146

Re: FICO Score of 835

Anything over 800 is fine.
by MWCA
Sat Sep 15, 2012 12:27 am
Forum: Personal Consumer Issues
Topic: If you could retire anywhere, regardless of healthcare, etc.
Replies: 118
Views: 13853

Re: If you could retire anywhere, regardless of healthcare,

All over the Us. We enjoy travel. Throw in a few trips to various parts of the world.
by MWCA
Fri Sep 07, 2012 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: 21 ways rich people think
Replies: 84
Views: 10049

Re: 21 ways rich people think

Going to say intelligence plays a huge factor. Intelligence allows you to overcome most crappy childhood situations providing you make it to adult hood. The springboard is being raised in a loving environment with wealth backing it up.
by MWCA
Fri Sep 07, 2012 7:19 pm
Forum: Forum Issues and Administration
Topic: SSCritic praise
Replies: 64
Views: 6826

Re: SSCritic praise

He could probably fix SS.

Anyways..

Cheers for answering all the SS questions. I assume you are right..haha
by MWCA
Sat Aug 18, 2012 1:57 am
Forum: Personal Finance (Not Investing)
Topic: Experiences Moving From High to Low Cost State?
Replies: 72
Views: 19412

Re: Experiences Moving From High to Low Cost State?

Plan on moving ourselves once my wife decides to hang it up. We live in Ca also. Will be taking a pension with us. :sharebeer shouldn't be that much longer. Interesting to hear folks story. We have lived all over with family scattered all over the world. Can always visit them and vice versa.
by MWCA
Fri Aug 17, 2012 8:34 pm
Forum: Personal Finance (Not Investing)
Topic: When can one determine if they can afford toys?
Replies: 40
Views: 7054

Re: When can one determine if they can afford toys?

We have a saving goal we set each year. We try to make that first before we decide on big purchases. Becoming financially independent was an important goal for us. I suppose it depends what you value more.
by MWCA
Wed Aug 15, 2012 12:01 am
Forum: Personal Consumer Issues
Topic: Food Costs
Replies: 153
Views: 13137

Re: Food Costs

Spent 12349 last year or two people. Includes wine and cleaning supplies. I'm sure if we bought rice and beans plus got rid of wine we could reduce that...but nahhh :D
by MWCA
Mon Aug 13, 2012 2:19 pm
Forum: Personal Consumer Issues
Topic: Bought First iPad - Not sure if we like it
Replies: 104
Views: 10215

Re: Bought First iPad - Not sure if we like it

We use our iPads more than our pc's now. My only gripe is the weak printing capabilities.
by MWCA
Fri Aug 10, 2012 9:29 pm
Forum: Personal Finance (Not Investing)
Topic: If You Are A Saver, Renting Superior To Buying
Replies: 51
Views: 5040

Re: If You Are A Saver, Renting Superior To Buying

Never ceases to amaze me how emotional some home buyers get.
by MWCA
Thu Aug 09, 2012 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Many die with almost no financial assets
Replies: 20
Views: 2893

Re: Many die with almost no financial assets

I know quite a few who live just on SS. They will be among those who leave nothing behind.
by MWCA
Thu Aug 09, 2012 2:34 am
Forum: Personal Consumer Issues
Topic: Should We Stock Up On Food Now?
Replies: 73
Views: 7487

Re: Should We Stock Up On Food Now?

Just loaded up on garbanzo beans. 45 cents a can. Crazy good price! H,m,m,m. Hummus

Funny about how people point to America and obesity. I was just in the Uk and Europe mainland. Lol they need to get mirrors. Really noticeable in the Uk.
by MWCA
Thu Aug 09, 2012 2:28 am
Forum: Personal Consumer Issues
Topic: Do you tip at self-serve restaurants?
Replies: 49
Views: 10255

Re: Do you tip at self-serve restaurants?

If my plates are removed and I am brought a drink. I tip.
by MWCA
Thu Aug 09, 2012 2:18 am
Forum: Personal Finance (Not Investing)
Topic: What is the worst job you have ever had?
Replies: 87
Views: 7086

Re: What is the worst job you have ever had?

I used to be a stock boy for an old lady at her little market. She asked me if I would like some extra money cleaning her horse stalls. Thing of it was they hadn't been cleaned in awhile. Ha pretty bad. Win some lose some.
by MWCA
Fri Aug 03, 2012 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: Wife is scared to quit.
Replies: 84
Views: 9209

Re: Wife is scared to quit.

With her working you both will be Fi in a lot less years. Think about the high rate of unemployed people before you encourage to much.
by MWCA
Mon Jul 23, 2012 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Do I have to buy a house?
Replies: 53
Views: 6684

Re: Do I have to buy a house?

Am I being irrational and throwing away a big chunk of my income? Can we stop saying that one throws away money on rent? You are paying for a roof over your head and a few walls. When I go to the market I don't say I'm throwing money away on food. Do the people who bought houses at twice their curr...
by MWCA
Sun Jul 22, 2012 12:49 am
Forum: Investing - Theory, News & General
Topic: Bonds are getting stupid everywhere
Replies: 27
Views: 4446

Re: Bonds are getting stupid everywhere

30 year Treasury bonds have saved my bacon enormously. People were saying what you said two years ago, and I am very glad that I stuck to my plan. My thoughts: the future is unknowable, hedge accordingly. For whatever reason people think they can time bonds. You are right people were sure as the su...
by MWCA
Thu Jul 19, 2012 6:46 pm
Forum: Investing - Help with Personal Investments
Topic: Sky is Falling but not the market...
Replies: 15
Views: 3151

Re: Sky is Falling but not the market...

No one knows. It's why you set an asset allocation.
by MWCA
Wed Jul 11, 2012 4:33 pm
Forum: Investing - Theory, News & General
Topic: 3rd California city in 2 weeks files for bankruptcy
Replies: 60
Views: 5918

Re: 3rd California city in 2 weeks files for bankruptcy

Usually the rest of the nation follows California....dun dun dunnnnnn :wink:
by MWCA
Wed Jul 11, 2012 4:30 pm
Forum: Personal Finance (Not Investing)
Topic: Do Bogleheads buy nice suits?
Replies: 87
Views: 9471

Re: Do Bogleheads buy nice suits?

I have 1 suit. 800 dollars a few years ago. It's multi purpose. Weddings, funerals and fancy restaurants. Just change your dress shirt and tie :D
by MWCA
Tue Jul 10, 2012 2:06 pm
Forum: Investing - Help with Personal Investments
Topic: End of 30 year bull bond market? Where to put safe money?
Replies: 39
Views: 5717

Re: End of 30 year bull bond market? Where to put safe money

Eventually the screaming to get out of bonds will be right. Someone let me know that week. I keep waiting patiently.
by MWCA
Thu Jun 14, 2012 8:54 pm
Forum: Personal Consumer Issues
Topic: Ordering steaks online...have you done this?
Replies: 33
Views: 4186

Re: Ordering steaks online...have you done this?

I deleted my post. It was a long winded discussion of getting your father (and the world) on a plant-based diet instead but not fair to all of you meat lovers. I enjoy a nice salad with my meat. Eat both that's how we were designed. I've ordered steaks online no better than my local butcher long as...
by MWCA
Tue Jun 12, 2012 1:34 pm
Forum: Personal Finance (Not Investing)
Topic: Would you invest in real estate with a family member?
Replies: 35
Views: 3606

Re: Would you invest in real estate with a family member?

My spouse sold her portion of a family property. I would highly recommend not getting involved with family. However, I'm sure many people will vouch to a positive experience.
by MWCA
Sun Jun 10, 2012 7:25 pm
Forum: Investing - Theory, News & General
Topic: How much in bonds (in %)?
Replies: 31
Views: 3747

Re: How much in bonds (in %)?

It should depend on your need for risk.
by MWCA
Sun Jun 03, 2012 9:18 pm
Forum: Investing - Theory, News & General
Topic: Market tanking, great opportunity to invest!
Replies: 61
Views: 7039

Re: Market tanking, great opportunity to invest!

Ah it was getting boring without the usual market timing prose.
by MWCA
Mon May 28, 2012 7:58 pm
Forum: Personal Finance (Not Investing)
Topic: Help with my Settlement for being Rear-Ended
Replies: 27
Views: 4545

Re: Help with my Settlement for being Rear-Ended

Get a lawyer. Don't listen to the insurance adjustment crowd.
by MWCA
Fri May 25, 2012 8:59 pm
Forum: Investing - Theory, News & General
Topic: The Death of Equities--Deja Vu All Over Again
Replies: 23
Views: 2520

Re: The Death of Equities--Deja Vu All Over Again

Sure hard not to think its different this time :wink:
by MWCA
Fri May 25, 2012 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: Help with my Settlement for being Rear-Ended
Replies: 27
Views: 4545

Re: Help with my Settlement for being Rear-Ended

Get a lawyer. I tried to work with an insurance company after we were rear ended and it was 100% the other drivers fault. For 5 months we got no where. Usual stalling tactics and at one point we were told "that person no longer works here, we gave the case to so and so". In 2 months time o...
by MWCA
Thu May 17, 2012 9:39 am
Forum: Investing - Theory, News & General
Topic: Don't time the market?
Replies: 48
Views: 3977

Re: Don't time the market?

Hats off to you. Mostly you just hear about the market timing heros.
by MWCA
Thu May 17, 2012 9:35 am
Forum: Investing - Help with Personal Investments
Topic: How much in stocks?
Replies: 22
Views: 1780

Re: How much in stocks?

30 sounds about right. We are around that. It's all based on our " need to take risk"
by MWCA
Thu May 17, 2012 9:32 am
Forum: Investing - Help with Personal Investments
Topic: For all you older guys/gals close to retirement: Any advice?
Replies: 35
Views: 3715

Re: For all you older guys/gals close to retirement: Any adv

Make more than you spend. Seems obvious but many people have this problem.
by MWCA
Mon May 07, 2012 11:07 am
Forum: Personal Finance (Not Investing)
Topic: How long will you live?
Replies: 50
Views: 3845

Re: How long will you live?

Well after doing this test. Looks like I need less money for retirement! Huzaaah! ;)
by MWCA
Mon May 07, 2012 11:03 am
Forum: Personal Finance (Not Investing)
Topic: reward credit cards a little oversold in this forum
Replies: 70
Views: 4963

Re: reward credit cards a little oversold in this forum

Just be disciplined and the reward cards work great. Some of us have self control :)
by MWCA
Sun May 06, 2012 7:23 pm
Forum: Investing - Theory, News & General
Topic: Stay the course - unless you spot an iceberg
Replies: 31
Views: 2959

Re: Stay the course - unless you spot an iceberg

livesoft wrote:Perhaps we need a new subforum: "Didn't stay the course! Made Millions!" ??


Maybe with that a market timing forum. :sharebeer