Search found 672 matches
- Sat Jun 12, 2021 6:39 pm
- Forum: Personal Finance (Not Investing)
- Topic: which state to retire
- Replies: 242
- Views: 31899
Re: which state to retire
I find it amusing that some posters are trying to suggest property taxes in a no income state might be higher. This might be true coming from some states, but OP is coming from NJ which is the reigning US champ for property tax rates. HAHA. That is like someone moving from California to anywhere else, their state income tax burden is likely going to be lower! :beer At the expense of being argumentative. California’s income tax is more progressive than a lot of places. My state tax would go down if I kept my same income. A van by the river might be the only affordable housing though. A nice RV down by the river? :beer On a relevant note, I have a friend that early retired this year, and he is looking at NH for tax reasons, for personal reas...
- Tue May 11, 2021 9:38 pm
- Forum: Personal Consumer Issues
- Topic: Electric car in evacuation situation
- Replies: 151
- Views: 16187
Re: Electric car in evacuation situation
+1. Seems like there is an assumption that gas stations are more reliable than power delivery. But there are more failures for gas stations than electricity. If the electricity is out so are the gas station pumps. But if there is no gas the electricity is still there. If the gas distrubution network goes down the electricity is still there. With renewable energy and EVs you are one step closer to the energy source and less chance for issues.02nz wrote: ↑Tue May 11, 2021 9:30 pm Chuckling again at this thread, as a thousand gas stations have run out of gas: https://www.startribune.com/gas-station ... 600055815/
The assumption - that somehow the hydrocarbon infrastructure was immune from disruption - was clearly very mistaken.
- Tue Apr 27, 2021 10:53 am
- Forum: Personal Finance (Not Investing)
- Topic: Becoming a multi state household
- Replies: 44
- Views: 5409
Re: Becoming a multi state household
This is exactly what I want to do in retirement. I was thinking about a 2nd or 3rd home but the maintenance will kill me. So having a home base and then VRBO for 6 months in different places sounds like a great solution.Broken Man 1999 wrote: ↑Mon Apr 26, 2021 6:23 pm Wouldn't it be much cheaper to rent a home for the 6 months you would be away from your home base, assuming you want to keep residency in a particular location?
Or, even buying a rock-star RV, you would be able to sample the local "vibe" wherever you go. Don't like it after sampling for a few months, gas up the RV and move on.
Seems having so many homes would be a real PITA to manage.
Broken Man 1999
- Mon Apr 05, 2021 4:58 pm
- Forum: Personal Consumer Issues
- Topic: AWD vs 2WD in up state new york
- Replies: 53
- Views: 7661
Re: AWD vs 2WD in up state new york
I live in the denver area and seek out snow storms for skiing. We have a fwd sedan vehicle w/ hakkapelitta tires and landcruisers. If I'm being honest, i cannot tell the difference on maintained roads in a snow storm. Our street also doesn't get plowed and we have no problems getting up or down in any vehicle. In fact, i got caught in the sedan without snow tires last october during that southern storm coming back from new mexico. Depending on storage space, a set of dedicated snow tires on rims (approx $1000) is cheaper than awd features. Of course, theres the storage issue and then the pita component of taking an hour every 6 months to get them switched out. I'm in the Denver area too and pulled a few AWD and one sedan with snow tires ou...
- Tue Mar 16, 2021 9:20 am
- Forum: Personal Consumer Issues
- Topic: Tesla for people that keep cars a long time
- Replies: 202
- Views: 25490
Re: Tesla for people that keep cars a long time
That's a terrible analogy. I cell phone is much much different than and electric car. EVs will eventually become the dominate form of personal transportation and I'm sure they will be able to run 15-20 years. There are 9-10 year old Tesla's out there that still work. It's NOT an iPhone.
- Mon Feb 01, 2021 10:23 am
- Forum: Personal Consumer Issues
- Topic: Honda Accord 2nd key fob no longer working. Do I call the dealership?
- Replies: 21
- Views: 2946
- Fri Jan 29, 2021 4:02 pm
- Forum: Personal Consumer Issues
- Topic: Off the grid
- Replies: 38
- Views: 4714
Re: Off the grid
I'd go off the grid for sure before I'd pay $78k! Is that just for electricity? If so you could have a huge off grid solar system for that cost and then never have to pay the utility for electricity. Checkout unbound solar. They are fairly cheap and you can hire someone to install your system. The biggest choice will be what kind of batteries for storage, lead-acid or lithium ion. The website has pros and cons of both.
- Fri Jan 29, 2021 3:57 pm
- Forum: Personal Consumer Issues
- Topic: All In One Computer?
- Replies: 56
- Views: 4218
Re: All In One Computer?
What's his budget? If around $1k I'd just go for an iMac. Easy to setup and use.
- Sat Jan 23, 2021 9:25 pm
- Forum: Personal Investments
- Topic: Pension vs Lump Sum?
- Replies: 11
- Views: 1503
Re: Pension vs Lump Sum?
Then what return would you use? 7% has been the real return for the S&P for many years. To the OP, you usually don't get a pension buyout that early on in your career. It's usually after you retire at 60 or 70 and then you probably don't have 30 years to invest. It's a tough choice when you don't know how long you are going to live.
- Tue Jan 19, 2021 10:11 pm
- Forum: Personal Investments
- Topic: "Inappropriate level of risk"
- Replies: 28
- Views: 4187
Re: "Inappropriate level of risk"
Seems like everyone is focusing on an inappropriate amount of risk means too much stock. I think it's the opposite. At 30 I think 23% short term is too much and that why there is too much low risk.
- Wed Jan 13, 2021 9:53 pm
- Forum: Personal Consumer Issues
- Topic: What is so special about the Toyota Tacoma?
- Replies: 97
- Views: 12869
Re: What is so special about the Toyota Tacoma?
I like the reliability of Toyota's but I won't buy another one unless they come out with a 4Runner or Tacoma EV in the next 5 years. It sucks that they are so far behind in EVs considering they pretty much created the hybrid market.
- Tue Jan 12, 2021 9:23 pm
- Forum: Personal Consumer Issues
- Topic: How did you choose a location to retire?
- Replies: 113
- Views: 12257
Re: How did you choose a location to retire?
We wanted to live on a lake and spent at least a decade looking at different locations in a number of states. When one of our daughters moved with our granddaughters and great granddaughter to a southern state we started looking there. We couldn't believe the low prices for real estate. The equity we had built over 25 years in our previous home in CA allowed us to pay in cash as well as furnishing a much larger house with 100' of lakefront and purchasing all the lake toys we wanted. We've been here a year and a half. The downside is the weather. Everyone here pays close attention to the weather forecast, for good reason. Storms are almost biblical at times. Our town receives an average of 48 inches of rain in a calendar year. We had 84 inc...
- Wed Jan 06, 2021 1:45 pm
- Forum: Personal Consumer Issues
- Topic: Are plasma TV's gone forever?
- Replies: 117
- Views: 21459
Re: Are plasma TV's gone forever?
Like others have said, OLED is the new Plasma. My plasma TV finally died after 15 years. Replacing it with an LCD. I'm going to try to skip the OLEDs and go to mircoLEDs when those start coming out and being price competitive (5 years I would guess). MicroLEDs are supposed to have the same benefits as OLED but without the burn-in risk.
- Wed Jan 06, 2021 1:30 pm
- Forum: Personal Consumer Issues
- Topic: What kind of car do Bogleheads like to drive?
- Replies: 470
- Views: 47165
Re: What kind of car do Bogleheads like to drive?
Gotta enjoy life when you're set. And I like nice cars. 2003 Chevrolet Corvette Z06 (bought used in 2005) 2015 Porsche Macan Turbo (bought used in 2018) 2021 Cadillac Escalade Sport Platinum (leased) I buy used to try and pretend I'm a Boglehead in that way. How do you like the 2021 Escalade? I'm looking at buying a Premium model for the DW (not Sport- I like Chrome). Interested in how you think the interior fit/finish compares to say something from Mercedes? Was not impressed with the interior quality of the previous generation Escalade so was hoping they did it right this time. Have you looked at the 2021 Genesis GV80? It's smaller than Escalade, but if you're willing to downsize a bit. Plus, don't you already have an Escalde? Your DW ma...
- Thu Dec 31, 2020 7:26 pm
- Forum: Personal Consumer Issues
- Topic: If Solar Panels quit working
- Replies: 20
- Views: 2003
Re: If Solar Panels quit working
Unless your inverter dies, the likelihood of all your panels going bad are very very low. If there is something that destructive like a fire your house will be gone if the solar panels go. But to answer your question, yes you can sill draw power from the grid (like at night). You could get some battery backups to draw power from if the grid is down too.
- Thu Dec 24, 2020 9:59 am
- Forum: Personal Investments
- Topic: Can I stop After-Tax Contributions?
- Replies: 4
- Views: 583
Re: Can I stop After-Tax Contributions?
Why not just use the taxable account for the stuff like vacations, house improvements, etc? That's what I do. Just because it's saved in stocks and bonds doesn't mean you can't spend it for every day items. Good point, thanks. I did this mainly to avoid too much lifestyle creep. I had this account since college and have sort of kept it as a retirement account, or for big item spending like down payment on a house. This was before I had a full time job, way before I maxed out my 401k, got a job that has pension and so on. I never took any money out, so I just didn't want to go spending it on discretionary items. I just felt maybe more secure having dedicated savings accounts for those goals like vacation, home improvements to ensure I save ...
- Thu Dec 24, 2020 9:55 am
- Forum: Personal Consumer Issues
- Topic: Playstation 5
- Replies: 20
- Views: 1693
Re: Playstation 5
If you have no interest in gaming then why don't you just sell it?Thegame14 wrote: ↑Thu Dec 24, 2020 9:39 am Wife's company announced today that every employee is getting a PS5 as a Xmas gift from the company. We havent played a console since Playstation 1 or wii. Just got son a switch for Xmas, now want to figure out what our the must own games for PS5, we have no interest in any teams based or first person shooter nonsense like COD. Thanks
- Thu Dec 24, 2020 9:46 am
- Forum: Personal Investments
- Topic: Can I stop After-Tax Contributions?
- Replies: 4
- Views: 583
Re: Can I stop After-Tax Contributions?
Why not just use the taxable account for the stuff like vacations, house improvements, etc? That's what I do. Just because it's saved in stocks and bonds doesn't mean you can't spend it for every day items.
- Sat Dec 19, 2020 8:42 pm
- Forum: Investing - Theory, News & General
- Topic: Is this the hardest investing environment ever?
- Replies: 182
- Views: 15245
Re: Is this the hardest investing environment ever?
These kind of topics are posted every year or so since 2010. And guess what? Market has been up a ton in the last 10 years. But people predicted that future returns would be terrible. You just don't know, no one does. And anyone who claims to know what will happen in the future is just trying to sell something.
- Sat Dec 19, 2020 8:31 pm
- Forum: Personal Consumer Issues
- Topic: Toyota 2021 Venza?
- Replies: 41
- Views: 4617
Re: Toyota 2021 Venza?
Do you need to buy a car now? The auto industry is in the middle of massive change, similar to the cell phone industry 10 years ago. I'd hold out buying for another 2 or 3 years and get an EV since they are going to be the future.
- Sat Dec 19, 2020 8:29 pm
- Forum: Personal Consumer Issues
- Topic: Apple Macbook Air 2020 discounted
- Replies: 35
- Views: 3761
Re: Apple Macbook Air 2020 discounted
If you are planning on keeping it more than 3-4 years I wouldn't buy an Intel Mac. They will eventually stop with the security updates and the OS updates for Intel Macs. It happened before when Apple switched from power PC to Intel. You can find a new one 50-100 off on sale so you would only be saving 100 which isn't nearly worth it.
- Mon Dec 14, 2020 9:28 am
- Forum: Investing - Theory, News & General
- Topic: Is Tesla being added to the S&P 500 concerning?
- Replies: 87
- Views: 11347
Re: Is Tesla being added to the S&P 500 concerning?
At one point, Apple's net income from iPhones was equal to the entire rest of the global phone industry. It's probably still something like that. not sure thats an apples to apples comparison (to me) Cell phones became 'common' to Joe Average in the later 1990s somewhere? probably even 2000-2010 (despite the Brick in the 1980s or IBMs Simon) so IMO they are kinda 'new' to the average citizen versus vehicles which have been around for quite some time, so its not like vehicles are some new item many of us have only seen on TV or only CEOs use. And playing the 'its electric' card doesn't buy points with me. Its still a vehicle. They make more than just vehicles though. They are turning into a battery and solar panel company. I don't personall...
- Wed Dec 09, 2020 2:15 pm
- Forum: Personal Consumer Issues
- Topic: Christmas Tree lights
- Replies: 21
- Views: 2359
Re: Christmas Tree lights
+1 to LEDs. They have rarely failed for me. I've restrung all my xmas lights with LEDs and haven't had any go bad in years. Before that every year I brought out the lights there would be some burned out bulb or ones with broken filaments. Not only can the incandescent light burn out but they are very sensitive to handling. Those filaments are tiny and break easily.
- Mon Dec 07, 2020 3:03 pm
- Forum: Personal Consumer Issues
- Topic: get rid of spinning wheel on my MAC
- Replies: 38
- Views: 2735
Re: get rid of spinning wheel on my MAC
I have a 2015 iMac with less specs than yours. I was having an issue with it being slow and determined it was the hard drive since it's a slow 5400 rpm platter drive. I got an external NVME USB 3 drive to use as the boot drive and it's night and day difference. I can probably keep the computer another few years.
- Tue Dec 01, 2020 1:43 pm
- Forum: Personal Consumer Issues
- Topic: Trade in MacBook Air (Intel) for M1 version?
- Replies: 23
- Views: 3479
Re: Trade in MacBook Air (Intel) for M1 version?
That's exactly what I'm doing. I have a MBA from 2019 and really considered switching to the M1 MBA since it seems like an amazing machine. I talked myself out of it because I'm not a heavy user and my MBA is just fine for my needs. I'll probably upgrade in 3-4 years when the Intel machines are no longer supported by Apple. Plus there will probably be a refresh of the MBA in that time.
- Tue Nov 24, 2020 10:21 am
- Forum: Personal Consumer Issues
- Topic: Macbook Air - which specs should I get?
- Replies: 64
- Views: 5169
Re: Macbook Air - which specs should I get?
Get the new one with the M1 chip. Much faster than the intel version and battery life is amazing. My thoughts are to go with the 8GB of ram to keep the cost down but get at least 512GB of storage. Worse case you will have to use storage for ram but I've gotten away with 8GB in my various macbook airs without much of an issue.
- Tue Nov 10, 2020 8:13 am
- Forum: Personal Finance (Not Investing)
- Topic: for people expecting to be paid on Friday 1/1/2021 - slightly odd note from employer HR
- Replies: 100
- Views: 12485
Re: for people expecting to be paid on Friday 1/1/2021 - slightly odd note from employer HR
I get paid weekly, every Friday according to the pay stub. But the money is deposited into my account on Thursday morning. Years ago I seem to remember the 1/1 (Friday) paycheck getting deposited on 12/31 (Thursday) like usual but it counted toward the previous years W2 and not the 1/1 year. It caused me to not get the 401k match since I had already hit the max. I assume it's going to be the same this year so I'll adjust it so I won't miss the match again. Guess I'll see if I guess correctly or not. The worse that can happen is that I'm a few bucks short of maxing out my 401k but I would rather take that chance than lose the match.
- Sat Nov 07, 2020 10:33 pm
- Forum: Personal Consumer Issues
- Topic: Battery powered generators?
- Replies: 116
- Views: 8946
Re: Battery powered generators?
For small stuff a small generator or battery would be fine. Once there are enough EVs then you will be able to use that assuming vehicle to grid backup gets started. Imagine how long you can power stuff with a 50-100 Kwh battery sitting in your garage.
- Sat Oct 31, 2020 5:14 pm
- Forum: Personal Consumer Issues
- Topic: Color laser printers.
- Replies: 30
- Views: 2098
Re: Color laser printers.
I've been using Brother laser printers for the last 15 years. First black and white and now color. Never been disappointed. They are inexpensive and toner is cheap on amazon.
- Fri Oct 23, 2020 8:52 am
- Forum: Personal Finance (Not Investing)
- Topic: No Peeking - 2021 Goal to not look at balances
- Replies: 94
- Views: 7113
Re: No Peeking - 2021 Goal to not look at balances
I would never be able to go a week let alone a year without checking. I check all my balances every few days for fraud and just to see. Same goes with credit cards, checking accounts, savings accounts, etc.
- Thu Oct 15, 2020 11:35 am
- Forum: Personal Investments
- Topic: Extra $1000 a month. What do I do?
- Replies: 38
- Views: 3780
Re: Extra $1000 a month. What do I do?
I agree with maxing out retirement accounts. You never know what can happen to that pension in the future. Also if you have extra after that I'd just throw it in a taxable account in a Total Stock Market Index and call it a day. Then you can use that money for whatever you would like, vacations, cars, college for kids, etc.
- Thu Oct 15, 2020 11:27 am
- Forum: Investing - Theory, News & General
- Topic: The Wrong Way to Think About Debt - The White Coat Investor
- Replies: 215
- Views: 31479
Re: The Wrong Way to Think About Debt - The White Coat Investor
I'm in my late 50s and am guessing 1/2 to 2/3 of networth is investment earnings. How would that be. Maybe someday. I remember that 80% of my first million was just carved out of earnings. Pure brute force savings. Now looking at my spreadsheet it appears that of the money I have designated for retirement is still about 75% just money saved. Investment return really hasn't contributed all that much for me yet as a percentage. But that's a good problem to have, can't complain. As you noted, it's more a reflection of income than anything. But when that income hits prepared hands...watch out! The wealth builds very quickly. Now the earning/saving/investing stuff is relatively trivial and we find ourselves focused heavily on giving, estate pla...
- Wed Oct 14, 2020 5:01 pm
- Forum: Personal Consumer Issues
- Topic: PV Solar - quote
- Replies: 13
- Views: 1026
Re: PV Solar - quote
That is way high. Tesla is about $2/watt before federal rebate and $1.5/watt after. I would expect no more than $2.5/watt before federal tax rebate to be competitive.
- Wed Oct 14, 2020 5:00 pm
- Forum: Investing - Theory, News & General
- Topic: The Wrong Way to Think About Debt - The White Coat Investor
- Replies: 215
- Views: 31479
Re: The Wrong Way to Think About Debt - The White Coat Investor
But would some be upset if you said that you could have either paid of your house or had an extra $1M in your retirement accounts? I think that matters to the question. I'm sure everyone will say they are happy they paid off their mortgage but that question doesn't take into account the alternative.Freetime76 wrote: ↑Wed Oct 14, 2020 3:28 pm
Of the 50+ and older crowd we know of nobody who was unhappy they paid off their mortgage. I will never go crawling to a bank again.
- Thu Oct 08, 2020 5:59 pm
- Forum: Personal Finance (Not Investing)
- Topic: Solar Panel Proposal
- Replies: 46
- Views: 4512
Re: Solar Panel Proposal
Tesla "might" lower the price after the new year to get the same after rebate price of $1.49/watt. They did that this year to adjust the tax credit going from 30% to 26%. But nothing is guaranteed of course.dziuniek wrote: ↑Thu Oct 08, 2020 3:19 pm Checked with TSLA.
Their lead time in CT is 2-3 months currently.
That would mean the tax credit would be lower - as it goes down to 22% for 2021, I believe.
Still, TSLA looks much cheaper than the quote I got.
Will look at another quote or so - but seems like TSLA is going to be the winner.
- Thu Oct 08, 2020 5:58 pm
- Forum: Personal Finance (Not Investing)
- Topic: Solar Panel Proposal
- Replies: 46
- Views: 4512
Re: Solar Panel Proposal
I just finished installing a slightly smaller (6.5KW) system in California. Some observations Get at least 3 quotes. I would check Tesla pricing. They are the cheapest per Watt these days. I went with someone else since we needed roofing done - complicated install. Everyone I talked to said microinverters are better than string inverters. More expensive but more reliable. You can check your panels on energysage. Warranty, reliability, etc. I would go with a 'tier 1' panel if you can. I got microinverters a few years ago on my system. Tesla didn't offer that as an option. Said they only use optimizers, whatever that is. Has this changed? Power optimizers are basically micro inverters for a string inverter. Not quiet the same or as efficient...
- Thu Oct 08, 2020 3:02 pm
- Forum: Personal Finance (Not Investing)
- Topic: Solar Panel Proposal
- Replies: 46
- Views: 4512
Re: Solar Panel Proposal
I have Tesla solar panels for 2 years now. Have been very happy with them and the technical service. This was before Tesla went with the standard prices on the website (and those prices are actual prices, not estimates assuming standard installation and same number of panels). Seem like Tesla is the cheapest right now and if I had to do it again I would go with them again. They are using 340W panels which aren't the most efficient but pretty good.
- Wed Sep 30, 2020 2:25 pm
- Forum: Personal Consumer Issues
- Topic: Music for a camping trip
- Replies: 66
- Views: 5316
Re: Music for a camping trip
Really surprised to see some of the responses here. Apparently one isn’t allowed to listen to music while camping? News to me! I love listening to country music while cooking on a portable stove at my campsite. Sue me, I guess. I keep the volume low by using a small portable Bluetooth speaker connected to my phone which has offline stations on Pandora (roughly 300 songs or so if I’m not mistaken?). Not sure I have ever been asked to turn it off or down because the neighbors are “camping in the nature and are trying to listen to the sounds of running creeks”. I don’t think the OP said anything about bringing a DJ set up with massive tower speakers? Exactly. I've always had a speaker playing music at a low volume. It's not like a surround so...
- Wed Sep 30, 2020 9:53 am
- Forum: Personal Consumer Issues
- Topic: Music for a camping trip
- Replies: 66
- Views: 5316
Re: Music for a camping trip
We have had ours Oontz for 4 years now. Kids use it mostly. We bought a UE Boom since it's waterproof. More expensive but much better sound and very durable. Dropped it in the lake a few times and works fine.willthrill81 wrote: ↑Wed Sep 30, 2020 9:23 amAgreed. We've been using an Oontz Angle 3 for years and love it. The sound quality is very good and only cost $40. It will probably go at least 12 hours on a single charge and could be easily recharged from a battery pack, which the OP should be taking anyway to recharge phones and such.
- Tue Sep 22, 2020 5:24 pm
- Forum: Personal Consumer Issues
- Topic: Tesla battery day.
- Replies: 69
- Views: 9959
Re: Tesla battery day.
Ha. I agree. It's difficult to listen to him speak in public. He's no Steve Jobs. Although he does know how to start a company.killjoy2012 wrote: ↑Tue Sep 22, 2020 5:17 pm Yes, purely out of curiosity.
No impact, other than minor efficiencies in cost and production capacity. And their concepts aren't even production ready per their own admission.
None, the stock is already priced as if Tesla's new battery is going to solve climate change, world hunger, racism, poverty, etc.
Elon really isn't a good public speaker. And the production quality of the event was actually kinda subpar/amateur.
- Tue Sep 22, 2020 5:15 pm
- Forum: Personal Consumer Issues
- Topic: Tesla battery day.
- Replies: 69
- Views: 9959
Re: Tesla battery day.
It's just their plan to start building more batteries which is awesome. We need more suppliers to build more and more batteries to make more EVs and energy storage. I'm sure LG Chem, CATL, Panasonic, etc. are doing the same things.
- Wed Sep 16, 2020 3:31 pm
- Forum: Personal Consumer Issues
- Topic: Is it worth to relocate for retirement?
- Replies: 140
- Views: 16005
Re: Is it worth to relocate for retirement?
I looking at doing the same thing. But I don't think I'll buy houses in multiple states. Just one home state (Colorado) and then 2-4 months in other states with short term rentals or VRBO. Still think it's cheaper than owning a 2nd or 3rd home.markcoop wrote: ↑Wed Sep 16, 2020 6:47 am What I have wondered about is living in multiple locations. We live in the NY and probably still want to be in this area some of the time in retirement. I am considering moving to Florida and living there half the year plus 1 day and spending the rest of our time in other places - probably 3-4 months in NY and 2-3 months in CO. That way you get the best of all worlds - low state taxes, good weather when you want it, still connected to past bases. Not sure how to make that work with housing yet.
- Wed Sep 16, 2020 3:11 pm
- Forum: Personal Investments
- Topic: "Refinance" mortgage for a family member @ 2%?
- Replies: 46
- Views: 3851
Re: "Refinance" mortgage for a family member @ 2%?
why doesn't she just refinance? That way she owes the bank and not you.
- Sun Sep 13, 2020 6:33 pm
- Forum: Personal Finance (Not Investing)
- Topic: What Method of paying cash for car: EFT vs check?
- Replies: 31
- Views: 4448
Re: What Method of paying cash for car: EFT vs check?
Same here. 3K on a CC and check for the rest. That was 5 years ago. Can't wait until we can just pay online like any other transaction. I really hate the dealership experience.
- Wed Sep 02, 2020 1:04 pm
- Forum: Personal Consumer Issues
- Topic: charging an EV
- Replies: 250
- Views: 19606
Re: charging an EV
If you don't mind me asking which version did you pre-order? The Cybertruck is high on my list for a new car since the specs seem amazing. I'll be curious to see how well it does in the real world.TomatoTomahto wrote: ↑Wed Sep 02, 2020 8:42 amI’m an early adopter, and short of selling my car, I can’t think of a way to monetize the free supercharging. Iirc, the last time I supercharged was 2 years ago. I’ll probably sell when my CyberTruck arrives
- Tue Aug 25, 2020 4:54 pm
- Forum: Personal Consumer Issues
- Topic: Wifi speaker for streaming music.
- Replies: 58
- Views: 4748
Re: Wifi speaker for streaming music.
I am unsure how these things actually work. Do you need to have a device ( phone, tablet, computer etc) that receives the music files and sends to the speaker or does music data go directly to the speaker from my modem/router. I know there is an ability to cast your own music to the speaker. This is the difference between a wireless speaker and a smart speaker. A wireless speaker is just a speaker that uses a Bluetooth or possibly a wifi connection instead of a wired connection. If you play something on it from your phone, the phone has to actively push the sound to it, just as if you had connected it through the headphone jack. A smart speaker is a small computer with a speaker attached. Once you tell it to play something, it opens its ow...
- Tue Aug 25, 2020 4:18 pm
- Forum: Personal Consumer Issues
- Topic: charging an EV
- Replies: 250
- Views: 19606
Re: charging an EV
Lots of EV misconceptions here. Like mentioned earlier Tesla has by far the best charging network in the US right now. That will probably get challenged in the next 5 years with electrify america and some oil companies getting into the charging station market to offset losses from oil. As for stopping for 20 plus minutes to fully charge, you have to change your driving habit. Instead of driving to empty and the fill up 100% like ICE, you would drive to 10-20% and charge up to 80% which is the fastest. Getting from 80 to 100% takes a long time. So assuming you stop every 3-4 hours, that's ~250 miles, then stopping for 20 minutes probably is a good idea anyway (bathroom breaks, food, stretch, etc). There are some (very few) that want to be ab...
- Thu Aug 20, 2020 4:56 pm
- Forum: Personal Consumer Issues
- Topic: Comcast - lease modem/router or buy?
- Replies: 72
- Views: 10447
Re: Comcast - lease modem/router or buy?
Comcast has flipped the script for rent vs buy in some markets (those with a data cap). If you provide your own equipment but want to add unlimited data and remove the cap Comcast charges you 30 a month. If you subscribe to XFi Complete for 25 a month you get equipment and unlimited data. I was looking to replace my trusty old SB6121 after years of service because it couldn’t handle the new faster speeds, but ended up with an XB7 rental modem/router since it was $5 a month cheaper than bringing my own equipment. Still run my own unifi APs with MoCA backhaul, and the XB7 has a MoCA adapter built in. Wait so are you saying that if you rent their equipment they don't have a data cap? I have my own modem but keep getting close to the cap. I wo...
- Thu Aug 20, 2020 2:57 pm
- Forum: Personal Consumer Issues
- Topic: Comcast - lease modem/router or buy?
- Replies: 72
- Views: 10447
Re: Comcast - lease modem/router or buy?
Comcast has flipped the script for rent vs buy in some markets (those with a data cap). If you provide your own equipment but want to add unlimited data and remove the cap Comcast charges you 30 a month. If you subscribe to XFi Complete for 25 a month you get equipment and unlimited data. I was looking to replace my trusty old SB6121 after years of service because it couldn’t handle the new faster speeds, but ended up with an XB7 rental modem/router since it was $5 a month cheaper than bringing my own equipment. Still run my own unifi APs with MoCA backhaul, and the XB7 has a MoCA adapter built in. Wait so are you saying that if you rent their equipment they don't have a data cap? I have my own modem but keep getting close to the cap. I wo...
- Fri Aug 07, 2020 1:28 am
- Forum: Personal Finance (Not Investing)
- Topic: What percent of net worth should a persons house be?
- Replies: 206
- Views: 25020
Re: What percent of net worth should a persons house be?
I think that it too high. I'll have to say <0.0001%........