Search found 343 matches

by emoore
Sun Dec 10, 2017 12:30 pm
Forum: Personal Consumer Issues
Topic: Honda Pilot vs Toyota Highlander?
Replies: 83
Views: 15703

Re: Honda Pilot vs Toyota Highlander?

I've seen nothing but positive reviews of the xc90 online. And after 30k miles on my 2016 XC90, there's very little to complain about. I drove all the competitors, no other 3-row SUV could touch the mpg, the future-proofed infotainment system, and the comfort. you might as well save your money and ...
by emoore
Sat Dec 09, 2017 8:51 pm
Forum: Personal Consumer Issues
Topic: I am buying a car: Most/Least Reliable Makes?
Replies: 70
Views: 4165

Re: I am buying a car: Most/Least Reliable Makes?

Steven in NC wrote:
Sat Dec 09, 2017 8:44 pm
harrington wrote:
Sat Dec 09, 2017 6:36 pm
Buy what you enjoy driving and don't worry about reliability issues. Any brand can have some issues.
This ranks up top as some of the best advice on this thread. Driving a car you love can make a good day a great day and a crappy day a much better day.
+1
by emoore
Sat Dec 09, 2017 11:59 am
Forum: Personal Consumer Issues
Topic: I am buying a car: Most/Least Reliable Makes?
Replies: 70
Views: 4165

Re: I am buying a car: Most/Least Reliable Makes?

I'll agree strongly that most if not all cars today are much more reliable than 20 years ago. My most reliable car so far has been a 2011 VW GTI which looks bad from a CR standpoint but I've not had any issues.
by emoore
Sat Dec 09, 2017 11:03 am
Forum: Personal Consumer Issues
Topic: What MPG App Do You Use To Track Fuel Usage ?
Replies: 61
Views: 2370

Re: What MPG App Do You Use To Track Fuel Usage ?

I don't really track mine either. I know that the computer in my car is about 1 mpg optimistic and that's good enough for me. Every once in a while I check it using the trip odometer but I don't record it.
by emoore
Sun Nov 26, 2017 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: The fallacy of spending money on "experiences" vs hard assets
Replies: 336
Views: 17476

Re: The fallacy of spending money on "experiences" vs hard assets

Oh boy is that off. The experience between seeing the wildlife in person is vastly different (and I would say far superior in all ways) to that of watching even the best wildlife filmographers. You might not want to try to capture everything on video and leave that to the pros, but standing face to...
by emoore
Sun Nov 26, 2017 7:11 pm
Forum: Personal Finance (Not Investing)
Topic: The fallacy of spending money on "experiences" vs hard assets
Replies: 336
Views: 17476

Re: The fallacy of spending money on "experiences" vs hard assets

Oh boy is that off. The experience between seeing the wildlife in person is vastly different (and I would say far superior in all ways) to that of watching even the best wildlife filmographers. You might not want to try to capture everything on video and leave that to the pros, but standing face to...
by emoore
Sun Nov 26, 2017 5:09 pm
Forum: Personal Finance (Not Investing)
Topic: The fallacy of spending money on "experiences" vs hard assets
Replies: 336
Views: 17476

Re: The fallacy of spending money on "experiences" vs hard assets

Yes it is equal. The money spent is the same. Doesn’t matter what it was for. Money spent on experiences isn’t any different than money spent of things. It’s still spending. It would be interesting to see the responses in this forum if you were to take a 50k vacation vs spending 50k on a Tesla. My ...
by emoore
Sun Nov 26, 2017 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: The fallacy of spending money on "experiences" vs hard assets
Replies: 336
Views: 17476

Re: The fallacy of spending money on "experiences" vs hard assets

At the end of the day, it's all still consumption. Claiming that money spent on experiences is somehow superior to money spent on hard assets gives those folks in the first group the psychological comfort of staking out the intellectual high ground. It's snooty and meaningless. To use that well-wor...
by emoore
Sat Nov 25, 2017 11:24 am
Forum: Personal Consumer Issues
Topic: Any BLACK FRIDAY deals for Bogleheads?
Replies: 51
Views: 6913

Re: Any BLACK FRIDAY deals for Bogleheads?

hale2 wrote:
Fri Nov 24, 2017 9:37 pm
Upgraded the family's 4 iPhone 5s to the 8. Costco had them for $275 off. Ended up being cheaper than getting the 7.
Really? Wish I would have seen this but I didn't see any iPhones on sale at my Costco.
by emoore
Thu Nov 23, 2017 9:58 pm
Forum: Personal Consumer Issues
Topic: Replace TVs with Smart Tvs or not?
Replies: 57
Views: 4447

Re: Replace TVs with Smart Tvs or not?

bottlecap wrote:
Thu Nov 23, 2017 7:59 pm
Smart TVs are a joke. After a year, they stop updating them and stuff stops working. Just get a device to stream.

JT
+1
by emoore
Wed Nov 22, 2017 5:46 pm
Forum: Personal Consumer Issues
Topic: best SUV
Replies: 30
Views: 2738

Re: best SUV

I'm holding a 2006 Pilot EX-L and waiting to look at an Ascent up close. I do not like either of the Pilot redesigns, but need the space and towing capacity of a largish SUV so am not thrilled with Toyota's offerings either (Highlander too small, Sequoia too big, Land Cruiser would be perfect if th...
by emoore
Tue Nov 21, 2017 10:59 pm
Forum: Personal Consumer Issues
Topic: What are the things you want to do between 55 and 65?
Replies: 140
Views: 10564

Re: What are the things you want to do between 55 and 65?

I want to step back from the full time rat race, get a German Shepherd puppy, do a lot more of walking and biking. Long road trips with the wife and the new fierce protective hound to warm places in the winter, volunteer more than I do now, get to a shooting range much more. Right now I'm pressed f...
by emoore
Sat Nov 18, 2017 10:35 pm
Forum: Personal Consumer Issues
Topic: Replace TVs with Smart Tvs or not?
Replies: 57
Views: 4447

Re: Replace TVs with Smart Tvs or not?

I’d go with roku, Apple TV, or fire tv. I’d avoid the sticks. Not enough processing power to have a trouble free experience. Go with the full size streaming devices.
by emoore
Sat Nov 18, 2017 10:30 pm
Forum: Personal Consumer Issues
Topic: Where to buy new iPhone?
Replies: 19
Views: 1950

Re: Where to buy new iPhone?

If you wait for 11/23 you can get either: a $300 walmart giftcard if you buy it at walmart a $250 target giftcard if you buy it at target $200 off the phone if you buy it at best buy https://www.forbes.com/sites/gordonkelly/2017/11/16/apple-black-friday-2017-best-buy-kohls-target-walmart-deals/#3c6...
by emoore
Fri Nov 17, 2017 10:42 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 8886

Re: Tesla truck unnveil

While I admit Elon tends to overpromise and exaggerate, I’m happy he’s pushing battery technology. It eventually needs to happen and the sooner the better. He’s pushing the big autos to start building alternative fuel vehicles.
by emoore
Fri Nov 17, 2017 6:01 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 8886

Re: Tesla truck unnveil

Too bad they can't make a swappable battery pack. National truck stops like Pilot could have a bank of them. Sort of like swapping out my empty propane tank at Walmart. Could be a seperate trailer, right behind the cab. So cab, battery pack, load haul trailer. Then they just have to unhook and swap...
by emoore
Fri Nov 17, 2017 4:14 pm
Forum: Personal Consumer Issues
Topic: Tesla truck unveil
Replies: 142
Views: 8886

Re: Tesla truck unnveil

Walmart ordered 15 for testing in USA and Canada. Albertsons(+ subsidiary safeway) is considering testing it for city transportation. Pretty good day for Tesla. 30 minutes for 400 miles range. 0-60 in 20 seconds. Semi-Autonomous driving especially on freeways. Its impact is far beyond if one would ...
by emoore
Fri Nov 17, 2017 10:44 am
Forum: Personal Consumer Issues
Topic: Where to buy new iPhone?
Replies: 19
Views: 1950

Re: Where to buy new iPhone?

Black Friday deals with Walmart, Target, or Best Buy.
by emoore
Wed Nov 15, 2017 1:48 pm
Forum: Personal Consumer Issues
Topic: Honda Accord Hybrid EX-L- great deal or not?
Replies: 26
Views: 1844

Re: Honda Accord Hybrid EX-L- great deal or not?

No experience myself, but the actual record of hybrids over the years is good. My nieces have each had a Prius for several years and love them. Plus every little bit of green makes the future less horrible looking for the offspring. +1. I'm happy to see many more hybrid and BEV options in the last ...
by emoore
Tue Nov 14, 2017 4:19 pm
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2274

Re: IPHONE 8, X

I'm looking at the same decision. The 8 or the X. The 8 plus is too big so that's out. For me it basically comes down to the fact that the 8 has black friday deals so I can get a $250 GiftCard whereas the X doesn't seem to have any deals. I'll take over a $500 savings to have the 8 vs. the X Could ...
by emoore
Tue Nov 14, 2017 10:11 am
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2274

Re: IPHONE 8, X

by emoore
Tue Nov 14, 2017 9:28 am
Forum: Personal Consumer Issues
Topic: IPHONE 8, X
Replies: 39
Views: 2274

Re: IPHONE 8, X

I'm looking at the same decision. The 8 or the X. The 8 plus is too big so that's out. For me it basically comes down to the fact that the 8 has black friday deals so I can get a $250 GiftCard whereas the X doesn't seem to have any deals. I'll take over a $500 savings to have the 8 vs. the X
by emoore
Sat Nov 11, 2017 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: Another "Can We Afford This House" ?
Replies: 28
Views: 2641

Re: Another "Can We Afford This House" ?

What’s wrong with your current house? Is it too small? You’ll have more financial options if you stay in your current house.
by emoore
Sat Nov 11, 2017 8:51 am
Forum: Personal Finance (Not Investing)
Topic: Isn't it safer to NOT sign Credit card?
Replies: 97
Views: 6536

Re: Isn't it safer to NOT sign Credit card?

I don’t think it matters these days. I probably swipe my card myself 90% of the time now. Most stores have the credit card machine right in front of you and the cashier never asks to see the card.
by emoore
Fri Nov 10, 2017 11:13 am
Forum: Personal Consumer Issues
Topic: what pickup truck
Replies: 65
Views: 5004

Re: what pickup truck

As a general rule, turbo-charged engines do not last as long as normally exasperated engines. This is because more hp & torque is being squeezed out of a smaller engine. This puts greater stress on the engine block and internal parts (pistons, connecting rods etc). This is the main reason turbo-cha...
by emoore
Wed Nov 08, 2017 11:25 am
Forum: Personal Finance (Not Investing)
Topic: How old are you and how much do you save for retirement a year
Replies: 150
Views: 13202

Re: How old are you and how much do you save for retirement a year

I'm 40. Max 401k, 2 Roth IRAs, and employer contribution is about $40k. Anything I have in taxable I consider to be used for vacations, new car, etc.
by emoore
Sun Nov 05, 2017 5:56 pm
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 11471

Re: Got an iPhoneX

I keep my phones 4 years or so. I have a 5S and I might go for the X since I’ll have it 4 years.
by emoore
Fri Nov 03, 2017 9:08 pm
Forum: Personal Consumer Issues
Topic: CR doesn't like some formerly favored SUVs
Replies: 25
Views: 2926

Re: CR doesn't like some formerly favored SUVs

It’s funny that the if CR says Toyota and Honda are the best everyone agrees. But when Audi and Ford start to get up there in reliably then the findings are flawed. There is a lot of bias on this forum.
by emoore
Thu Nov 02, 2017 12:12 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 320
Views: 23623

Re: To take or not to take delivery of Tesla 3

A lot of keyless systems just require you to have they key. You don't have to place it anywhere. You walk up, push a button and drive away. No looking for a key. If the key card is too much trouble then use the cell phone. With the cell phone you walk up, push a button, and drive away. No looking f...
by emoore
Wed Nov 01, 2017 9:39 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 320
Views: 23623

Re: To take or not to take delivery of Tesla 3

I understand the reluctance to pay up for an EV. I owned ICE vehicles for very close to 50 years. I will never purchase another one. I am lucky enough to have the means to purchase a Tesla, but if I didn't, I would find a way to purchase a different EV. I think it would be interesting to see how ma...
by emoore
Wed Nov 01, 2017 12:04 am
Forum: Personal Consumer Issues
Topic: Car battery?
Replies: 53
Views: 3586

Re: Car battery?

Need to replace my Acura TSX battery. Most recent battery - Advance Auto Gold, which lasted only 45 months. My experience with Interstate has been very disappointing - the 2 most recent (in our Jetta & Accord) both crapped out a couple of months prior to "expected" life. .Have read that "they don't...
by emoore
Tue Oct 31, 2017 11:57 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 320
Views: 23623

Re: To take or not to take delivery of Tesla 3

TomatoTomahto wrote:
Tue Oct 31, 2017 9:04 pm
DanMahowny wrote:
Tue Oct 31, 2017 8:58 pm
madbrain wrote:
Tue Oct 31, 2017 8:36 pm
You conveniently forget that the Accord has greenhouse gas emissions, while the Tesla (and other EVs) do not.
I didn't forget. I just don't care.
And, for those of us who do care, we can buy an EV. Ain’t life grand?
+1.
by emoore
Mon Oct 30, 2017 9:36 pm
Forum: Personal Finance (Not Investing)
Topic: New Car: Ever make sense to lease?
Replies: 84
Views: 5601

Re: New Car: Ever make sense to lease?

In regular car times I would say always buy but cars are changing quicker than they ever have. I think the next 10 years will be a huge shift in the auto industry so I would be cautious about buying a car long term unless it's a hybrid or electric.
by emoore
Mon Oct 30, 2017 8:18 am
Forum: Personal Consumer Issues
Topic: Buying a Home in a 500 year Flood Plain
Replies: 32
Views: 1680

Re: Buying a Home in a 500 year Flood Plain

I wouldn't go near a house in any sort of flood plain but that's my opinion. I think the weather is going to change drastically because of "topics we can't discuss on this site" I think there is a decent chance that 500 year flood plains turn into a 5 year one.
by emoore
Sun Oct 29, 2017 6:59 pm
Forum: Personal Finance (Not Investing)
Topic: we bought a house - are we housepoor now?
Replies: 195
Views: 9280

Re: we bought a house - are we housepoor now?

I don't know why people continue to argue with Klangfool about housing. I don't think he's going to change his mind. He is very conservative about house due to his experience and that's fine. Just because he has his rules doesn't mean you have to follow them. In that regard I'm not sure why the OP i...
by emoore
Sun Oct 29, 2017 4:03 pm
Forum: Personal Consumer Issues
Topic: Car accident
Replies: 11
Views: 910

Re: Car accident

This happened to me a few years ago. I was rear ended at a stop light by a young kid. His dad called me and asked to get quotes and he would pay out of pocket. I was uneasy about it and contacted my insurance who in turn contacted his insurance and he immediately dropped trying to get me to let him ...
by emoore
Sat Oct 28, 2017 1:29 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 320
Views: 23623

Re: To take or not to take delivery of Tesla 3

It took just over 3 weeks to receive my refund in the mail. Clark Howard recently opined that a used Tesla S is a much better deal than a new Model 3. He claims you can get a used S for the mid $40,000s, and believes it is a much better car than the 3. I don’t know much about the variations of the ...
by emoore
Sun Oct 22, 2017 5:40 pm
Forum: Personal Consumer Issues
Topic: anyone else not liking the new cars?
Replies: 135
Views: 11105

Re: anyone else not liking the new cars?

And frackers being profitable at $50/bbl....all due to direct subsidies for production from the govt...without that, they would be stretched to turn a profit below $70-80/bbl. A nice article is here: https://www.vox.com/energy-and-environment/2017/10/6/16428458/us-energy-subsidies Let's check back ...
by emoore
Sat Oct 21, 2017 9:45 pm
Forum: Personal Consumer Issues
Topic: Car Enthusiasts Unite! - Porsche, Benz, Ferrari, Lambo, etc.
Replies: 72
Views: 5431

Re: Car Enthusiasts Unite! - Porsche, Benz, Ferrari, Lambo, etc.

BogleBoogie wrote:
Sat Oct 21, 2017 9:14 pm
Have you ever driven the 6 cylinder Toyota Camry? It has a lot more top end speed than the 4 cylinder.
Haha. Serious?
by emoore
Sat Oct 21, 2017 10:46 am
Forum: Personal Finance (Not Investing)
Topic: new 401(k) limits announced
Replies: 88
Views: 13177

Re: new 401(k) limits announced

Just be glad its not a percentage of your salary like mine is. Makes it much more difficult to hit the max exactly especially when your salary changes due to raises during the year.
by emoore
Thu Oct 19, 2017 7:36 pm
Forum: Personal Consumer Issues
Topic: anyone else not liking the new cars?
Replies: 135
Views: 11105

Re: anyone else not liking the new cars?

I actually don't like all the little creature comforts newer cars seem to have. To me (and maybe I'm a stick in the mud) it's just more stuff that can break. My first car was built in the mid-60's. It didn't have power anything, windshield wipers had one speed (slow), no computer controls, etc, but...
by emoore
Wed Oct 18, 2017 11:34 pm
Forum: Personal Consumer Issues
Topic: Outback Vs Forester Vs CR-V ??
Replies: 58
Views: 5397

Re: Outback Vs Forester Vs CR-V ??

I have a 2013 Outback, 77k miles now, bought it used in 2015 with about 30k miles. It started burning oil around 60-70k miles and after a couple 1200mile tests showed oil consumption, they will be replacing the engine (the short block?) next week. It's all covered under warranty, so I don't really ...
by emoore
Wed Oct 18, 2017 10:31 pm
Forum: Investing - Theory, News & General
Topic: Bogle himself is saying we will expect like 3% for the next decades
Replies: 141
Views: 16420

Re: Bogle himself is saying we will expect like 3% for the next decades

I'm very sure that most people here that criticize Bogle for his prediction, or are saying that his prediction can be completely different to what may happen, have never read his book Common Sense Investing where he shows you details about the one decade predictions and how fairly accurate they can...
by emoore
Wed Oct 18, 2017 10:28 pm
Forum: Personal Consumer Issues
Topic: Outback Vs Forester Vs CR-V ??
Replies: 58
Views: 5397

Re: Outback Vs Forester Vs CR-V ??

I have no idea why Subaru is considered reliable. They have major engine issues and I don’t see that being fixed with the new cars. I’d go Honda over Subaru any day.
by emoore
Wed Oct 18, 2017 2:21 pm
Forum: Personal Consumer Issues
Topic: Data Use on Smartphones
Replies: 37
Views: 2525

Re: Data Use on Smartphones

How much data does 15 minutes of checking and responding to email or reading news websites use on a smartphone? If a smartphone plan advertises 1.2GB of data in one year, is that high, low or average? If you look on mobile data (under settings) you should be able to see your total usage of data for...
by emoore
Sun Oct 15, 2017 3:28 pm
Forum: Personal Consumer Issues
Topic: What are you driving? And would you buy your current ride again?
Replies: 130
Views: 7658

Re: What are you driving? And would you buy your current ride again?

2011 VW GTI. Best car I've ever owned. Would purchase another one assuming there is a hybrid or EV options. 2016 GTI here. I love it - perhaps still the best "all-around" car out there for someone that wants a sporty, useful, comfortable, not ostentatious and moderately economical car. Exactly! It ...
by emoore
Sun Oct 15, 2017 12:51 pm
Forum: Personal Consumer Issues
Topic: What are you driving? And would you buy your current ride again?
Replies: 130
Views: 7658

Re: What are you driving? And would you buy your current ride again?

2011 VW GTI. Best car I've ever owned. Would purchase another one assuming there is a hybrid or EV options.
by emoore
Sat Oct 14, 2017 4:00 pm
Forum: Personal Consumer Issues
Topic: How many miles/years do you keep your car?
Replies: 108
Views: 7758

Re: How many miles/years do you keep your car?

I've got a 2011 GTI with 80k miles as my daily driver. Also have a 2000 4runner with 227k miles that I use to haul stuff but only but on a few thousand miles a year. Wife drives the family SUV, toyota highlander with 35k miles. I plan on keeping the 4runner as long as possible as the emergency ICE c...
by emoore
Sat Oct 14, 2017 3:33 pm
Forum: Investing - Help with Personal Investments
Topic: X times salary, backwards calculation?
Replies: 23
Views: 2402

Re: X times salary, backwards calculation?

Try this: https://www.firecalc.com/ Interesting site, thanks for linking. Based upon this for our situation if we can get very modest growth on our portfolio over the next 5-10 years and can essentially break even cash flow wise until SS we will be in excellent shape I assume this doesn’t take into...
by emoore
Sat Oct 14, 2017 9:48 am
Forum: Personal Consumer Issues
Topic: anyone else not liking the new cars?
Replies: 135
Views: 11105

Re: anyone else not liking the new cars?

I agree that it does take a year or two to get used to new designs. Then they become accepted and the newer ones in 5 years are ugly again! Also I am not planning on buying anymore ICE cars. I think they will be on their way out sooner rather than later.